ACI Worldwide, Inc.

NasdaqGS:ACIW Voorraadrapport

Marktkapitalisatie: US$5.2b

ACI Worldwide Balans Gezondheid

Financiële gezondheid criteriumcontroles 5/6

ACI Worldwide heeft een totaal eigen vermogen van $1.5B en een totale schuld van $836.3M, wat de schuld-eigenvermogensverhouding op 55.9% brengt. De totale activa en totale passiva bedragen respectievelijk $3.1B en $1.6B. De EBIT ACI Worldwide is $348.3M waardoor de rentedekking 9.5 is. Het heeft contanten en kortetermijnbeleggingen van $167.4M.

Belangrijke informatie

55.88%

Verhouding schuld/eigen vermogen

US$836.31m

Schuld

Rente dekkingsratio9.5x
ContantUS$167.40m
AandelenUS$1.50b
Totaal verplichtingenUS$1.60b
Totaal activaUS$3.10b

Recente financiële gezondheidsupdates

Geen updates

Recent updates

Seeking Alpha • Aug 27

ACI Worldwide: An Undercovered Payments Compounder Getting Better

Summary ACI Worldwide is rated Buy, leveraging a sticky customer base, strong margins, and a reasonable 14.6x forward P/E. Payment Software drives the investment case, with 9% segment growth and a 48% adjusted EBITDA margin, fueled by renewals, pricing, and cross-selling. Connetic provides a modernization path for legacy clients, but the current valuation does not require rapid platform adoption or a Biller sale. Capital allocation is disciplined, with 50-60% of operating cash flow targeted for buybacks and a manageable 1.2x net leverage. Read the full article on Seeking Alpha
Narratiefupdate • Aug 07

ACIW: Latin America Expansion And Margin Strength Will Drive Upside

Analysts have raised their price target on ACI Worldwide to $64, supported by expectations for slightly higher high margin software license fees and an adjusted EBITDA margin of about 33.0% for Q2. What’s in the News for ACI Worldwide ACI Worldwide and dLocal formed a partnership that gives global merchants access to local payment methods in Brazil and Mexico through the ACI Payments Orchestration Platform, with future expansion planned to Argentina, Chile, Colombia and Peru.
Narratiefupdate • Jun 28

ACIW: European Instant Payments Role And High Institutional Support Will Drive Upside

Analysts have raised their price target for ACI Worldwide to $65.33 from $63.20, citing updated assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E. What’s in the News for ACI Worldwide Rabobank is moving the iDEAL payment method to Wero, with ACI Worldwide’s Real-Time Payments Processing technology supporting the migration and providing resilience and interoperability for pan European instant payments, source: ACI Worldwide Powers Rabobank’s Wero Instant Payments.
Analyse-artikel • Jun 20

ACI Worldwide (ACIW) Stock Could Be 30.2% Undervalued After Europe Payments Push

Why ACI Worldwide’s European payments role matters for investors ACI Worldwide (ACIW) has moved closer to the core of Europe’s instant payments push, joining the European Payments Initiative as a principal member and hosting its Wero digital wallet on ACI’s Payments Orchestration Platform. This development sits alongside ACI Worldwide’s existing role in powering instant payment rails across Europe and supporting Rabobank’s planned migration of iDEAL transactions to Wero, tying the company...
Narratiefupdate • Jun 09

ACIW: Cloud Payment Connectivity And Guidance Raise Will Drive Future Upside

Analysts are maintaining their price target for ACI Worldwide at $70.00. This reflects slightly higher assumed revenue growth and profit margins, offset by a modestly higher discount rate and a similar forward P/E multiple.
Narratiefupdate • May 25

ACIW: Cloud Payment Connectivity Expansion Will Support Future Upside Potential

Analysts have kept the ACI Worldwide price target steady at $70.00, with updated assumptions that include a slightly different discount rate, modestly adjusted revenue growth outlook, higher profit margin expectations, and a somewhat lower future P/E multiple. What's in the News Extended partnership with UBX Tanzania Limited, supporting core payments infrastructure for 18 banks, over 250 ATMs and more than 1.3 million transactions per month, with a focus on resilience, scalability and new services such as digital wallets (Client Announcements).
Narratiefupdate • Apr 27

ACIW: Cloud Payment Connectivity And Margin Discipline Will Drive Future Upside

Analysts have adjusted their price target for ACI Worldwide slightly to $70.00, reflecting refined assumptions around discount rate, revenue growth, profit margin, and future P/E, while keeping their overall valuation view steady. What's in the News ACI Worldwide and Kinexys by J.P. Morgan integrated Kinexys Liink’s Confirm application into ACI’s Fraud and Financial Crime solution, adding embedded account and payee verification across ACH, wire and instant payments within the ACI Connetic platform (Key Developments).
Narratiefupdate • Apr 12

ACIW: Margin Discipline And Cash Returns Will Support Future Upside

Analysts have trimmed their price target on ACI Worldwide by $7, reflecting updated assumptions around discount rates, revenue growth, profit margins, and future P/E multiples. Analyst Commentary While the headline move is a lower price target, bullish analysts still point to several reasons why ACI Worldwide’s equity story can remain appealing for investors who are comfortable with execution risk and valuation resets.
Narratiefupdate • Mar 29

ACIW: Higher Margins And Cash Generation Will Support Future Upside

Analysts have reduced their 12 month price target on ACI Worldwide by $7, reflecting updated views on the discount rate, revenue growth, profit margin and future P/E assumptions discussed in recent research. Analyst Commentary While the latest research includes a lower 12 month price target, some readers may still see room for upside if ACI Worldwide executes well on its revenue growth and margin plans.
Narratiefupdate • Mar 13

ACIW: Recalibrated Expectations And New Payment Deals Will Support Future Upside

Analysts have reduced their price target on ACI Worldwide by $7 to reflect updated views on the discount rate, revenue growth, profit margin and future P/E assumptions, as highlighted in recent Street research. Analyst Commentary Recent Street research around ACI Worldwide focuses on how updated assumptions for the discount rate, revenue growth, profit margin and future P/E filter through to the new price target.
Narratiefupdate • Feb 26

ACIW: Recalibrated Discount Rate And Payments Execution Will Support Future Upside

Analysts have reduced their price target on ACI Worldwide by $7, reflecting updated views on discount rates, revenue growth assumptions, profit margins, and future P/E multiples. Analyst Commentary Even with the lower price target, bullish analysts are still highlighting reasons they think ACI Worldwide can justify a higher valuation over time, with the revised target reflecting updated assumptions rather than a loss of confidence in the business.
Narratiefupdate • Feb 12

ACIW: Reset Expectations And New Deals Will Support Future Upside

Analysts have trimmed their price target on ACI Worldwide by $1.40. The shift is tied to updated views on fair value, discount rate, growth, margins and future P/E assumptions following the latest research, including the recent cut at Seaport Research.
Narratiefupdate • Jan 29

ACIW: Execution On Payments Contracts And Buybacks Will Support Future Upside

Analysts have trimmed their price target on ACI Worldwide by $7, reflecting updated assumptions around discount rates, growth, margins, and future P/E that feed into their valuation work. Analyst Commentary Even with the $7 trim to the price target, bullish analysts still see room for ACI Worldwide to execute on its plan and support their valuation work.
Narratiefupdate • Jan 15

ACIW: Higher Earnings Power And Buybacks Will Support Future Upside

Analysts have reduced their price target on ACI Worldwide by $7 to $70, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E multiples. Analyst Commentary Recent research points to a more cautious stance on ACI Worldwide, with the latest published work highlighting adjustments to discount rates, revenue growth, profit margins, and assumed future P/E multiples.
Analyse-artikel • Nov 21

ACI Worldwide, Inc.'s (NASDAQ:ACIW) Business Is Yet to Catch Up With Its Share Price

It's not a stretch to say that ACI Worldwide, Inc.'s ( NASDAQ:ACIW ) price-to-earnings (or "P/E") ratio of 18x right...
Seeking Alpha • Mar 26

Bullish On ACI Worldwide's Innovating Bet In Global Payments

Summary ACI Worldwide is well established, operating across 94 countries and delivering payment solutions to banks, merchants, and billers globally. They’re also merging their Bank and Merchant segments into a unified Payment Software unit for operational efficiency. Interestingly, ACIW is also preparing a new product called Kinetic, which is a cloud-native payments hub aimed at driving high-volume, real-time processing. Overall, their portfolio includes fraud prevention, digital payments, and an extensive API library servicing over 80,000 merchants. I believe ACIW’s robust financials and growing cash flow justify its valuation, which is why I rate it a good long-term “Buy” at these levels. Read the full article on Seeking Alpha
Seeking Alpha • Jan 13

ACI Worldwide: The Future Has Never Looked So Bright

Summary ACI Worldwide is a mature player in the digital payments market, with a stock appreciation of over 75% in the past year. ACIW's business model supports over 6,000 organizations globally, with significant revenue growth in banking and merchant segments, and 66.7% of revenues being recurring. Despite external risks like currency fluctuations, ACIW's strong financial performance and promising U.S. market position justify a buy rating and a $61.8 stock price target. ACIW outperforms peers like PayPal and Block in net margins and several key metrics, indicating a bright future and solid investment potential. Read the full article on Seeking Alpha

Analyse van de financiële positie

Kortlopende schulden: De korte termijn activa ( $1.1B ) ACIW } overtreffen de korte termijn passiva ( $723.4M ).

Langlopende schulden: De kortetermijnactiva ACIW ( $1.1B ) overtreffen de langetermijnschulden ( $875.1M ).

Schuld/ eigen vermogen geschiedenis en analyse

Schuldniveau: De netto schuld/eigen vermogen ratio ( 44.7% ) ACIW wordt als hoog beschouwd.

Schuld verminderen: De schuld/eigen vermogen-ratio van ACIW is de afgelopen 5 jaar gedaald van 95.3% naar 55.9%.

Schuldendekking: De schuld van ACIW wordt goed gedekt door de operationele kasstroom ( 39.4% ).

Rentedekking: De rentebetalingen op de schuld van ACIW worden goed gedekt door EBIT ( 9.5 x dekking).

Balans

Ontdek gezonde bedrijven

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Bedrijfsanalyse en status van financiële gegevens

GegevensLaatst bijgewerkt (UTC-tijd)
Bedrijfsanalyse2026/09/11 07:58
Aandelenkoers aan het einde van de dag2026/09/11 00:00
Inkomsten2026/06/30
Jaarlijkse inkomsten2025/12/31

Gegevensbronnen

De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.

PakketGegevensTijdframeVoorbeeld Amerikaanse bron *
Financiële gegevens bedrijf10 jaar
  • Resultatenrekening
  • Kasstroomoverzicht
  • Balans
Consensus schattingen analisten+3 jaar
  • Financiële prognoses
  • Koersdoelen analisten
Marktprijzen30 jaar
  • Aandelenprijzen
  • Dividenden, splitsingen en acties
Eigendom10 jaar
  • Top aandeelhouders
  • Handel met voorkennis
Beheer10 jaar
  • Leiderschapsteam
  • Raad van bestuur
Belangrijkste ontwikkelingen10 jaar
  • Bedrijfsaankondigingen

* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.

Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.

Analysemodel en Snowflake

Details van het analysamodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina, we hebben ook handleidingen over hoe u onze rapporten kunt gebruiken en tutorials op YouTube.

Leer meer over het dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.

Industrie en sector

Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.

Bronnen van analisten

ACI Worldwide, Inc. wordt gevolgd door 14 analisten. 4 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.

AnalistInstelling
Paul CondraBMO Capital Markets Equity Research
Thomas McCrohanBrean Capital Historical (Janney Montgomery)
Mark PalmerBTIG