Visa Beheer
Beheer criteriumcontroles 2/4
De CEO Visa is Ryan McInerney, benoemd in Feb2023, heeft een ambtstermijn van 3.58 jaar. De totale jaarlijkse vergoeding van { bedraagt $ 31.56M, bestaande uit 4.8% salaris en 95.2% bonussen, inclusief aandelen en opties van het bedrijf. bezit rechtstreeks 0.015% van de aandelen van het bedrijf, ter waarde $ 103.84M. De gemiddelde ambtstermijn van het managementteam en de raad van bestuur bedraagt respectievelijk 4.5 jaar en 5.8 jaar.
Belangrijke informatie
Ryan McInerney
Algemeen directeur
US$31.6m
Totale compensatie
| Percentage CEO-salaris | 4.77% |
| Dienstverband CEO | 3.6yrs |
| Eigendom CEO | 0.02% |
| Management gemiddelde ambtstermijn | 4.5yrs |
| Gemiddelde ambtstermijn bestuur | 5.8yrs |
Recente managementupdates
Recent updates
Nieuw narratief • Sep 02
Visa on Trial: The Berkshire Verdict, and Why I'm Overruling It
Every company I write about eventually ends up in front of a judge, in the sense that somebody, somewhere, has to render a verdict on what it's worth. Visa just happens to be the rare company where that's not a metaphor.Seeking Alpha • Aug 31
Visa: The Moat Is Moving Up The Stack, But The Valuation Leaves Little Room For Error
Summary Visa is evolving from a traditional card network into a rail-agnostic trust, security, and services layer. Headline payment volume masks underlying yield compression, as lower-yielding flows like Visa Direct outpace high-yielding cross-border cards (17–19 bps). At ~$382 (26x FY2027E EPS of $14.70), Visa is fairly valued against a base fair value of $368 (25x FY27 EPS). Read the full article on Seeking Alpha
Narratiefupdate • Jul 29
V: Stablecoin And AI Commerce Will Extend Network Strength Despite Fee Headwinds
Visa's updated analyst price target edges higher, alongside a fair value estimate that moves from $398.83 to $411.63. This reflects analysts' focus on resilient payment volumes, stronger Value Added Services growth, and incremental confidence in the company’s long term earnings profile.Narratiefupdate • Jun 26
V: AI And Stablecoin Commerce Will Extend Network Strength Despite Fee Headwinds
Visa’s analyst price targets have been adjusted by single digit to low double digit amounts in recent weeks, with some firms raising targets by $9 to $10 and others trimming them by $11 to $50, as analysts reassessed discount rates, long term P/E assumptions and other valuation inputs instead of making major changes to growth or margin expectations. Analyst Commentary Recent Street research on Visa highlights a mix of optimism and caution, with multiple fresh initiations and price target moves clustering around changes to discount rates and long term P/E inputs rather than large shifts in growth forecasts.Analyse-artikel • Jun 16
Visa (V) Stock Could Be 24.6% Undervalued After OpenAI And Stablecoin Push
Visa (V) has put AI driven commerce and programmable money at the center of its story, with new capabilities around agentic payments, stablecoin settlement and tokenized deposits drawing fresh attention to Visa stock. See our latest analysis for Visa. Visa stock has been in focus after the OpenAI partnership and new AI, stablecoin and token capabilities, yet the share price is still down year to date, with long term total shareholder returns remaining solid over three and five years. If...Narratiefupdate • Jun 09
V: Stablecoin And AI Initiatives Will Sustain Network Advantage Into New Partnerships
Visa's analyst price target has been nudged higher by about $0.09, with analysts citing slight adjustments in discount rates, revenue growth, profit margins, and expected future P/E as the basis for the change. Analyst Commentary Recent Street research on Visa shows a mix of fresh bullish initiations, target increases, and meaningful target cuts.Narratiefupdate • May 26
V: Preferred List Support Will Sustain Network Advantage Into New Partnerships
Visa's analyst fair value target has been adjusted slightly higher to about $399 as analysts factor in updated assumptions for discount rate, growth, profitability and future P/E, following a mix of recent target increases and reductions across Wall Street coverage. Analyst Commentary Recent research on Visa highlights a mix of higher and lower price targets, along with fresh initiations, which together help explain why the overall analyst fair value estimate has shifted only modestly.Narratiefupdate • Apr 30
V: Preferred List Support And New Partnerships Will Sustain Network Advantage
Visa's analyst price target is effectively unchanged, with a slight move to $395.71, as analysts balance revised fair value and P/E expectations against updated assumptions for revenue growth and profit margins. Analyst Commentary Recent research shows a mix of optimism and caution around Visa, with several firms adjusting price targets and ratings in both directions.
Nieuw narratief • Apr 18
Visa 04-2026
Visa executes steadily on its three-pillar strategy: Consumer Payments volume growing 8-9% in constant dollars driven by secular cash-to-card conversion and cross-border recovery; CMS at ~20% initially decelerating to ~12% by FY30; VAS sustaining 20-25% growth before decelerating to ~15% by FY32 as the business matures. The DOJ antitrust case resolves with a monetary settlement and limited routing adjustments — painful but not structurally disruptive to the debit network economics.
Nieuw narratief • Apr 11
Visa and the Case for Patience in Premium Businesses
When considering the hypothetical question of what I would buy in the aftermath of another global financial crisis–type event, a few key criteria come to mind. The ideal company should be financially sound, likely to be indiscriminately sold off alongside other financial stocks and well positioned to recover strongly regardless of the future direction of the economic system.Narratiefupdate • Apr 03
V: Preferred List Support And New Partnerships Will Sustain Network Moat
Visa's analyst price target has been trimmed by about $3 to roughly $397, as analysts fine tune fair value, growth, and P/E assumptions following a mix of target cuts and fresh bullish initiations across recent research. Analyst Commentary Recent research shows a split view on Visa, with some firms trimming price targets while others are initiating or reinstating coverage with constructive ratings and inclusion on preferred lists.
Nieuw narratief • Mar 28
Visa - A Fundamental and Historical Valuation
Business Overview Key Metrics Total: 9.5/17 +2✅✅ Projected Operating Margin: 65.63% +0 ⚠️ Projected 5-Year Revenue CAGR: 9.43% +2 ✅✅ Last 5-Year ROIC: 39.70% +1 ✅ Estimated Cost of Capital: 6.26% (lower than ROIC) -1 ❌ Last 5-Year Shares Outstanding CAGR: +0.15% +1 ✅ Projected 5-Year EPS CAGR: 12.38% +1 ✅ Projected 5-Year Dividend CAGR: 12.50% +1.5 ✅ Estimated Debt Rating: Aa3 +2 ✅✅ Morningstar Moat: Wide +0 ⚠️ Morningstar Uncertainty: Medium Business Valuation To calculate the intrinsic value of the company I'll use multiple methods: Discounted Cash Flows (DCF) - Intrinsic value is estimated by projecting its free cash flows over the next 10 years and discounting them to present value using the estimated cost of capital ; EPS Growth - the fair value is estimated by projected the Earnings Per Share CAGR for the next 5 Years and then, given its current and historic values of PE, come up with a PE for the 5th Year. This will give us its price 5 Years from now using the formula: Price = EPS x PE that we then discount using the estimated cost of capital; Historical P/E - we assume mean reversion to the historical P/E values; Historical EV/EBITDA - we assume mean reversion to the historical EV/EBITDA values.Narratiefupdate • Mar 19
V: Cross Border Partnerships And Preferred List Status Will Sustain Network Moat
Visa analyst price targets have edged higher to $400.20, with analysts citing continued inclusion on preferred idea lists, recent upgrades, and generally constructive views on large card networks as reasons to maintain a premium P/E assumption. Analyst Commentary Recent research on Visa reflects a mix of optimism around execution and resilience, alongside some valuation and sector level caution.Narratiefupdate • Mar 05
V: Stablecoin Settlement And Cross Border Partnerships Will Sustain Network Moat
The analyst price target for Visa has been reduced by about $0.60 to roughly $400, as analysts refine their discount rate and P/E assumptions while still highlighting recurring inclusion on preferred idea lists and multiple Buy ratings as support for the long-term story. Analyst Commentary Recent research shows a mix of optimism around Visa long term positioning alongside some valuation and regulatory caution.Narratiefupdate • Feb 19
V: Stablecoin Expansion Will Sustain Cross Border Network Moat
The analyst price target for Visa has been adjusted modestly higher to $400.81, with analysts pointing to a mix of fresh Buy and Outperform upgrades, its relative value compared to Mastercard, and generally supportive views from recent research updates. Analyst Commentary Recent research on Visa offers a mix of supportive and cautious views, with several firms updating ratings and price targets in both directions.Narratiefupdate • Feb 05
V: Stablecoin Settlement And Advisory Work Will Sustain Cross Border Network Moat
Our analyst price target for Visa has been trimmed by about US$1 to reflect a slightly lower fair value and P/E assumption, even as analysts highlight constructive views following recent upgrades and mixed target resets across the Street. Analyst Commentary Recent Street research on Visa reflects a mix of upbeat ratings shifts and recalibrated price targets, giving you a more balanced picture of how analysts are thinking about valuation, execution and growth prospects.Narratiefupdate • Jan 22
V: Stablecoin Settlement Push Will Sustain Defensible Cross Border Network Moat
Visa's analyst price target has been adjusted slightly higher to about US$398 from roughly US$396. Analysts point to steady assumptions around revenue growth, profit margins and future P/E as the key drivers of the updated view.Narratiefupdate • Jan 08
V: Stablecoin Expansion And Cross Border Strength Will Sustain Defensible Network Moat
Analysts have made a modest upward adjustment to their fair value estimate for Visa to about US$395.85. This change is supported by recent initiations that highlight the company's network scale, central role in payments processing, and strong cross border trends as key factors for their higher price targets.Narratiefupdate • Dec 22
V: Stablecoin Expansion Will Sustain Durable Network Moat In Coming Years
Analysts have nudged their blended price target on Visa slightly lower by about $0.45 per share to roughly $395, as a modestly higher discount rate partially offsets improving expectations for revenue growth, profit margins, and the long term earnings multiple. This outlook is supported by recent Buy and Overweight initiations that highlight the company's network scale, brand strength, and favorable cross border and pricing trends.Narratiefupdate • Dec 08
V: Stablecoin Expansion And Cross-Border Trends Will Sustain Durable Network Moat
We raise our fair value estimate for Visa modestly to approximately $396 from about $391, as analysts highlight the company’s durable network moat, improving revenue growth and margin outlook, and supportive cross border and pricing trends despite isolated downgrades tied to litigation concerns. Analyst Commentary Street research remains broadly constructive on Visa, with several firms initiating coverage at positive ratings and lifting price targets, even as a couple of downgrades surface around litigation and near term earnings constraints.Analyse CEO-vergoeding
| Datum | Totale vergoeding | Salaris | Bedrijfswinsten |
|---|---|---|---|
| Jun 30 2026 | n/a | n/a | US$22b |
| Mar 31 2026 | n/a | n/a | US$22b |
| Dec 31 2025 | n/a | n/a | US$21b |
| Sep 30 2025 | US$32m | US$2m | US$20b |
| Jun 30 2025 | n/a | n/a | US$20b |
| Mar 31 2025 | n/a | n/a | US$20b |
| Dec 31 2024 | n/a | n/a | US$20b |
| Sep 30 2024 | US$26m | US$1m | US$19b |
| Jun 30 2024 | n/a | n/a | US$19b |
| Mar 31 2024 | n/a | n/a | US$18b |
| Dec 31 2023 | n/a | n/a | US$18b |
| Sep 30 2023 | US$23m | US$1m | US$17b |
| Jun 30 2023 | n/a | n/a | US$16b |
| Mar 31 2023 | n/a | n/a | US$15b |
| Dec 31 2022 | n/a | n/a | US$15b |
| Sep 30 2022 | US$17m | US$1m | US$15b |
| Jun 30 2022 | n/a | n/a | US$14b |
| Mar 31 2022 | n/a | n/a | US$13b |
| Dec 31 2021 | n/a | n/a | US$13b |
| Sep 30 2021 | US$18m | US$1m | US$12b |
| Jun 30 2021 | n/a | n/a | US$11b |
| Mar 31 2021 | n/a | n/a | US$10b |
| Dec 31 2020 | n/a | n/a | US$10b |
| Sep 30 2020 | US$15m | US$1m | US$10b |
| Jun 30 2020 | n/a | n/a | US$11b |
| Mar 31 2020 | n/a | n/a | US$12b |
| Dec 31 2019 | n/a | n/a | US$12b |
| Sep 30 2019 | US$12m | US$900k | US$12b |
Compensatie versus markt: De totale vergoeding ($USD 31.56M ) Ryan } ligt boven het gemiddelde voor bedrijven van vergelijkbare omvang in de US markt ($USD 14.74M ).
Compensatie versus inkomsten: De vergoeding van Ryan is het afgelopen jaar met meer dan 20% gestegen.
CEO
Ryan McInerney (51 yo)
3.6yrs
Tenure
US$31,560,660
Compensatie
Mr. Ryan M. McInerney serves as its Chief Executive Officer and Director of Visa Inc. since February 01, 2023 and had been the President since June 3, 2013 till January 2023. He joined Visa Inc. in June 20...
Leiderschapsteam
| Naam | Positie | Tenure | Compensatie | Eigendom |
|---|---|---|---|---|
| CEO & Director | 3.6yrs | US$31.56m | 0.015% $ 103.8m | |
| Chief Financial Officer | 3.1yrs | US$11.25m | 0.00099% $ 6.7m | |
| President of Technology | 12.8yrs | US$22.67m | 0.013% $ 86.0m | |
| Vice Chair | 12.3yrs | US$14.55m | 0.0027% $ 18.4m | |
| Chief Risk & Client Services Officer | 7yrs | US$9.72m | 0.0020% $ 13.8m | |
| Senior VP | 4.2yrs | geen gegevens | 0.00056% $ 3.8m | |
| Head of Investor Relations | 4.6yrs | geen gegevens | geen gegevens | |
| General Counsel | 4.9yrs | geen gegevens | 0.0010% $ 6.8m | |
| Chief Marketing Officer | 4.3yrs | geen gegevens | geen gegevens | |
| Group President of Global Markets | 3.7yrs | geen gegevens | geen gegevens | |
| President of Value-Added Services | 8.7yrs | geen gegevens | geen gegevens | |
| President for Korea & Mongolia | less than a year | geen gegevens | geen gegevens |
4.5yrs
Gemiddelde duur
57yo
Gemiddelde leeftijd
Ervaren management: Het managementteam van V wordt beschouwd als ervaren (gemiddelde ambtstermijn 4.5 jaar).
Bestuursleden
| Naam | Positie | Tenure | Compensatie | Eigendom |
|---|---|---|---|---|
| CEO & Director | 3.6yrs | US$31.56m | 0.015% $ 103.8m | |
| Independent Chairman | 9.4yrs | US$642.39k | 0.00053% $ 3.6m | |
| Independent Director | 12.7yrs | US$454.89k | 0.000080% $ 544.0k | |
| Independent Director | 18.9yrs | US$404.89k | 0.0018% $ 12.3m | |
| Independent Director | 8.1yrs | US$437.39k | 0.00055% $ 3.7m | |
| Independent Director | 11.3yrs | US$452.39k | 0.00015% $ 1.0m | |
| Independent Director | 3.9yrs | US$427.39k | 0.000090% $ 612.0k | |
| Independent Director | 1yr | geen gegevens | 0.000060% $ 408.0k | |
| Independent Director | 4.4yrs | US$439.89k | 0.00025% $ 1.7m | |
| Independent Director | 3.4yrs | US$409.89k | 0.00019% $ 1.3m | |
| Independent Director | 5.8yrs | US$424.89k | geen gegevens |
5.8yrs
Gemiddelde duur
64yo
Gemiddelde leeftijd
Ervaren bestuur: De raad van bestuur van V wordt beschouwd als ervaren (gemiddelde ambtstermijn 5.8 jaar).
Bedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/09/14 04:11 |
| Aandelenkoers aan het einde van de dag | 2026/09/11 00:00 |
| Inkomsten | 2026/06/30 |
| Jaarlijkse inkomsten | 2025/09/30 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
|
| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
|
* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysamodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina, we hebben ook handleidingen over hoe u onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Visa Inc. wordt gevolgd door 60 analisten. 36 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Stephen Biggar | Argus Research Company |
| David Koning | Baird |
| Harshita Rawat | Bernstein |