American Express Company

NYSE:AXP Voorraadrapport

Marktkapitalisatie: US$233.7b

American Express Toekomstige groei

Future criteriumcontroles 2/6

American Express zal naar verwachting groeien in winst en omzet met respectievelijk 8.9% en 9.7% per jaar. De winst per aandeel zal naar verwachting groeien met 11.2% per jaar. Het rendement op het eigen vermogen zal over 3 jaar naar verwachting 36.2% zijn.

Belangrijke informatie

8.9%

Groei van de winst

11.19%

Groei van de winst per aandeel

Consumer Finance winstgroei19.0%
Inkomstengroei9.7%
Toekomstig rendement op eigen vermogen36.23%
Dekking van analisten

Good

Laatst bijgewerkt25 Jun 2026

Recente toekomstige groei-updates

Recent updates

Narratiefupdate • Jun 24

AXP: Future Returns Will Reflect 2026 Guide And Dining Expansion Versus Margin Risk

The analyst price target for American Express has been trimmed by about $15 to reflect slightly lower modeled fair value, margins and P/E, even as analysts highlight support from recent rating upgrades, solid management commentary and the planned acquisition of TheFork. Analyst Commentary Analyst commentary on American Express reflects a mix of optimism around execution and customer quality, alongside some caution captured in reduced price targets and valuation resets.
Analyseartikel • Jun 19

American Express (AXP) Stock Could Be 16.1% Below Fair Value After Recent Share Price Moves

American Express (AXP) stock has attracted fresh attention after recent share price moves over the past month and past 3 months. This has prompted investors to reassess its valuation and business performance drivers. See our latest analysis for American Express. At a share price of $338.0, American Express has seen short term momentum pick up, with a 7 day share price return of 6.13% and 90 day share price return of 14.38%. Longer term total shareholder returns over 3 and 5 years of 108.14%...
Narratiefupdate • Jun 09

AXP: Premium Franchise Strength And Competition Will Shape Returns Going Forward

Analysts kept the American Express fair value estimate steady at $285.00 while slightly adjusting the discount rate and revenue growth assumptions. This reflects mixed but generally constructive recent research that includes higher price targets from firms citing resilient spending trends, alongside more cautious updates from others focused on competition and valuation pressures.
Seeking Alpha • May 28

American Express Keeps Buy Rating After Stellar Q1, Despite Clouds Over Consumer Confidence

Summary American Express is reaffirmed as a buy, driven by robust fundamentals, margin recovery, and strong dividend growth despite recent technical bearishness. AXP posted 10% FX-adjusted revenue growth in Q1 and maintains 9–10% annual revenue growth guidance through 2026, supported by new card and volume growth. Balance sheet risk remains conservative, with A-level credit ratings, stable credit metrics, and a low payout ratio supporting steady dividend growth. Despite premium valuation and technical sell signals, I see a 14.3% upside to $355 by Dec. 2027, with risks mitigated by diversified income streams. Read the full article on Seeking Alpha
Narratiefupdate • May 26

AXP: Affluent Spend Resilience And AI Layoff Fears Will Support Higher P/E

Analyst pricing on American Express has been trimmed modestly, with the fair value estimate moving lower by about $3 to $440.45, as analysts balance a slightly softer revenue growth and profit margin outlook against fresh Buy initiations and raised price targets that highlight confidence in the stock's broader client base and resilience to AI related job losses. Analyst Commentary Recent research has highlighted a split view on American Express, with some firms trimming price targets while others are leaning into the stock with fresh Buy calls.
Narratiefupdate • May 03

AXP: Premium Customer Erosion And Lower P E Will Pressure Returns

Analysts have trimmed the American Express price target slightly to $285, reflecting modestly lower revenue growth and profit margin assumptions along with a reduced future P/E of about 16.3x. Analyst Commentary Street research on American Express has turned more mixed, with several firms cutting price targets over the past few months even as a few higher targets remain in place.
Narratiefupdate • Apr 19

AXP: Affluent Credit Stability And AI Selloff May Support Higher Future P/E

American Express' updated analyst price target reflects a reduction of $14.89, as analysts factor in revised assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E following a series of target cuts across the Street. Analyst Commentary Recent Street research on American Express has been dominated by lower price targets, but the tone is not uniformly bearish.
Narratiefupdate • Apr 05

AXP: Premium Margins And Rate Cap Threat Will Shape Forward P E

Analysts have made a modest upward adjustment to the American Express price target, with fair value moving by about $3 to $286.99 as they balance softer margin assumptions against slightly higher revenue growth expectations and a small uptick in the future P/E. Analyst Commentary Recent research on American Express reflects a split view, with some firms highlighting long term growth potential and others flagging risks around competition, regulation, and macro sensitivity.
Narratiefupdate • Mar 21

AXP: Affluent Credit Stability And Buybacks Should Support Higher Future P E

Narrative Update: American Express American Express's analyst price target has been revised slightly lower, with fair value moving from about $462.00 to $458.63 as analysts factor in modestly higher revenue growth and profit margins, a slightly lower discount rate, and a reduced future P/E assumption. Analyst Commentary Recent Street research on American Express shows a split tape, with some firms trimming price targets and others lifting them.
Narratiefupdate • Mar 07

AXP: Future Returns Will Reflect 2026 Guide Versus Credit Policy Risk

The analyst price target for American Express has been trimmed by about $1 to $378.94, as analysts balance slightly higher profit margin and discount rate assumptions with mixed sentiment around consumer finance, concerns about AI-driven unemployment, and recent volatility in the shares. Analyst Commentary Recent research on American Express reflects a split tape, with some firms highlighting opportunity after the recent pullback and others flagging policy and credit risks that could cap upside.
Narratiefupdate • Feb 21

AXP: Future Performance Will Reflect 2026 Guide And Regulatory Risk Balancing

American Express's analyst fair value estimate has been revised higher to $379.60 from $354.83, as analysts factor in slightly lower discount rates, a modestly higher assumed future P/E multiple, and updated views on revenue growth and margins following a mix of recent price target hikes and trims across the Street. Analyst Commentary Recent Street research on American Express shows a split view, with several firms lifting price targets and a few trimming them or keeping more cautious stances.
Narratiefupdate • Feb 07

AXP: Elevated P E Multiples Will Face Potential Credit Card Rate Cap Shock

Analysts have refined their view on American Express, raising their fair value estimate modestly to about $284. This update reflects slightly lower assumed discount rates, more measured expectations for revenue growth and margins, a minor adjustment to future P/E assumptions, and recent price target changes on the Street that are mixed but generally supportive.
Narratiefupdate • Jan 24

AXP: Elevated P E Multiples Will Face Regulatory Credit Card Rate Cap Test

Analysts have raised their implied fair value for American Express from about US$230 to roughly US$280, reflecting updated price targets that apply higher future P/E multiples and slightly stronger assumptions for revenue growth and profit margins. Analyst Commentary Across recent research, most price target changes for American Express have been upward, but the tone is not uniformly optimistic.
Narratiefupdate • Jan 09

AXP: Higher P/E Multiple Could Reward Solid Loan And Earnings Momentum

Analysts have lifted their blended price expectations for American Express, with the modelled fair value rising from about US$366.63 to US$462.00 as they factor in higher sector multiples, including a future P/E assumption of 26.66, as well as updated views on growth, margins and discount rates informed by recent price target increases across the specialty finance group. Analyst Commentary Recent Street research around American Express shows a cluster of higher price targets and rating moves that feed into the richer blended fair value used in the updated model.
Narratiefupdate • Dec 14

AXP: Future Performance Will Reflect Execution On Premium Card Refresh Amid Mixed Sentiment

The analyst price target for American Express has been raised modestly, as analysts factor in a roughly $3 uptick in fair value to about $355 per share. This is supported by stronger billings growth, resilient credit trends, and confidence in the earnings impact of the Platinum refresh, despite mixed near term guidance.
Narratiefupdate • Nov 30

AXP: Future Results Will Reflect Execution Strength Amid Mixed Market Sentiment

American Express's analyst price target has been modestly increased by $1 to $351.87. Analysts cite stronger-than-expected revenue expansion, higher profit margins, and improved growth trends, supported by recent upgrades and positive financial results.
Narratiefupdate • Nov 16

AXP: Future Results Will Balance Margin Strength With Competitive Pressures

American Express's analyst price target has been raised slightly, with the updated fair value estimate increasing from $349.41 to $350.87. Analysts cite continued robust operating performance, improved revenue and profit margin trends, and tempered expense forecasts following strong recent results.
Narratiefupdate • Nov 01

AXP: Premium Card Momentum And Buybacks Will Shape Performance Amid Balanced Risks

American Express's analyst price target has increased modestly by $11 to $349, as analysts cite resilient operating results, improved profit margins, and continued confidence in growth, even though revenue guidance has been tempered. Analyst Commentary Following American Express's latest quarterly results, Wall Street analysts have shared a range of perspectives on the company's outlook and valuation.
Narratiefupdate • Oct 18

Personalized Experiences And Global Expansion Will Drive Future Value

The analyst price target for American Express has increased from approximately $329.62 to $338.24. Analysts cite improving loan growth trends, stable credit quality, and expectations for accelerating revenue from upcoming product initiatives.
Narratiefupdate • Oct 04

Personalized Experiences And Global Expansion Will Drive Future Value

American Express has seen its analyst price target increase notably from $311 to $362, as analysts cite stable credit trends, a premium valuation based on strong credit quality, and updated financial models that reflect improved outlooks for the consumer finance sector. Analyst Commentary Analysts remain divided on the prospects for American Express, with recent research highlighting both constructive and cautious viewpoints.
Seeking Alpha • Apr 23

American Express: Solid Q1 Results Fuel Long-Term Optimism

Summary American Express shows solid top-line growth with 7.3% revenue increase and 20% card fee revenue growth, indicating strong customer value perception. Operating expenses grew by 10%, but disciplined spending on S&G and G&A ensures long-term customer satisfaction and company success. Capital returns to shareholders are robust, with a 17% dividend increase and consistent stock buybacks, enhancing shareholder value. Premium customer base and strong Gen-Z and Millennial acquisition highlight Amex's effective portfolio management and future growth potential. Read the full article on Seeking Alpha
Nieuw narratief • Apr 08

US Card Refresh And Global Merchant Expansion Will Unlock Opportunities

Expansion efforts, including product refreshes and merchant network growth, target Millennials and Gen Z, aiming to boost transaction volume and revenue.
Nieuw narratief • Apr 07

Expanding Merchant Network And Millennial Focus Will Succeed

Focus on global merchant network expansion and targeting of younger generations drives revenue growth through increased transaction volumes and premium product adoption.
Seeking Alpha • Mar 14

American Express: Too Soon To Buy The Dip Given Travel Exposure

Summary American Express faces challenges with a 20% stock drop from its high, driven by economic uncertainty and reduced travel & entertainment spending. Despite strong brand equity and growth in high-income consumers, AXP's revenue growth is likely set to slow, with marketing expenses pressuring margins. Small business spending remains uncertain due to economic policies, though AXP's higher-income focus may mitigate credit downturn risks. Maintaining a "hold" rating, I suggest waiting for a pullback below $240 or 16x earnings before considering adding AXP shares. Read the full article on Seeking Alpha
Seeking Alpha • Feb 28

American Express: A Better Entry Point Is Coming

Summary American Express is a solid blue-chip stock with a 143% total return over five years, driven by its closed-loop network, brand power, and affluent customer base. The company's strong financials, including a TTM ROE of 34.3% and consistent revenue and EPS growth, highlight its robust business model. Despite its strengths, AXP's current valuation is elevated and so is its chart; a better entry point may arise with a 10-20% dip in stock price. Read the full article on Seeking Alpha
Seeking Alpha • Feb 09

American Express Is A Fantastic Long-Term Investment

Summary American Express shows strong financial health with $17 billion in revenue, 25% YoY EPS growth, and a P/E ratio of ~23x, indicating substantial shareholder returns. The company maintains robust credit quality, with lower delinquency and write-off rates, ensuring a stable balance sheet and reduced provisions. Shareholder returns are bolstered by aggressive share buybacks, a nearly 1% dividend yield, and a long-term focus on double-digit revenue and EPS growth. Despite competition, American Express' consistent investment in its portfolio and customer base positions it as a valuable long-term investment. Read the full article on Seeking Alpha

Winst- en omzetgroeiprognoses

NYSE:AXP - Toekomstschattingen van analisten en financiële gegevens uit het verleden (USD Millions )
DatumInkomstenInkomstenVrije kasstroomGeldmiddelen uit operationele activiteitenGem. Aantal analisten
12/31/202893,56614,601N/AN/A11
12/31/202786,47513,30013,224N/A23
12/31/202679,43311,99411,978N/A22
3/31/202668,81211,08714,32317,468N/A
12/31/202566,97310,70116,00218,428N/A
9/30/202565,29410,41118,93821,139N/A
6/30/202563,43510,01711,09113,094N/A
3/31/202562,04910,14211,31213,262N/A
12/31/202460,7649,99512,13314,050N/A
9/30/202459,2399,76013,19415,041N/A
6/30/202458,1079,70423,30625,097N/A
3/31/202456,8988,86922,88724,488N/A
12/31/202355,5928,25216,99418,559N/A
9/30/202354,3797,89418,57120,222N/A
6/30/202353,0097,32714,79216,486N/A
3/31/202352,1387,11915,05216,822N/A
12/31/202250,6807,40019,22321,079N/A
9/30/202249,6237,53315,79417,655N/A
6/30/202247,9647,46515,43117,319N/A
3/31/202245,8287,78014,47916,245N/A
12/31/202143,7997,91713,00714,645N/A
9/30/202141,1697,65211,58113,137N/A
6/30/202138,1366,9209,70611,145N/A
3/31/202133,4074,9098,62710,090N/A
12/31/202031,3573,0364,1125,591N/A
9/30/202032,2363,2833,8115,287N/A
6/30/202034,2603,9555632,066N/A
3/31/202038,1175,4461,1912,866N/A
12/31/201939,9836,631N/A13,632N/A
9/30/201939,1626,945N/A9,184N/A
6/30/201938,3796,843N/A15,311N/A
3/31/201937,5986,705N/A15,414N/A
12/31/201836,9866,787N/A8,930N/A
9/30/201836,1293,597N/A15,141N/A
6/30/201835,3303,303N/A14,352N/A
3/31/201834,6793,026N/A14,443N/A
12/31/201733,8722,646N/A13,540N/A
9/30/201732,4094,661N/A11,921N/A
6/30/201731,1624,446N/A9,375N/A
3/31/201730,3975,111N/A6,922N/A
12/31/201633,2275,252N/A8,291N/A
9/30/201630,4485,358N/A7,738N/A
6/30/201630,8255,480N/A9,576N/A
3/31/201630,8594,943N/A11,014N/A
12/31/201530,7475,063N/A10,706N/A
9/30/201531,3585,626N/A10,228N/A
6/30/201531,5185,858N/A10,340N/A

Toekomstige groeivoorspellingen analisten

Verdiensten versus spaarpercentage: De verwachte winstgroei AXP ( 8.9% per jaar) ligt boven de spaarquote ( 3.5% ).

Winst versus markt: De winst van AXP ( 8.9% per jaar) zal naar verwachting langzamer groeien dan de markt US ( 18.5% per jaar).

Hoge groeiwinsten: De winst van AXP zal naar verwachting groeien, maar niet aanzienlijk.

Omzet versus markt: De omzet van AXP ( 9.7% per jaar) zal naar verwachting langzamer groeien dan de markt US ( 12.7% per jaar).

Hoge groei-inkomsten: De omzet van AXP ( 9.7% per jaar) zal naar verwachting langzamer groeien dan 20% per jaar.

Groeiprognoses winst per aandeel

Toekomstig rendement op eigen vermogen

Toekomstige ROE: Het rendement op eigen vermogen AXP zal naar verwachting over 3 jaar hoog zijn ( 36.2 %)

Ontdek groeibedrijven

7D

1Y

7D

1Y

7D

1Y

Bedrijfsanalyse en status van financiële gegevens

GegevensLaatst bijgewerkt (UTC-tijd)
Bedrijfsanalyse2026/06/25 21:59
Aandelenkoers aan het einde van de dag2026/06/25 00:00
Inkomsten2026/03/31
Jaarlijkse inkomsten2025/12/31

Gegevensbronnen

De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.

PakketGegevensTijdframeVoorbeeld Amerikaanse bron *
Financiële gegevens bedrijf10 jaar
  • Resultatenrekening
  • Kasstroomoverzicht
  • Balans
Consensus schattingen analisten+3 jaar
  • Financiële prognoses
  • Koersdoelen analisten
Marktprijzen30 jaar
  • Aandelenprijzen
  • Dividenden, splitsingen en acties
Eigendom10 jaar
  • Top aandeelhouders
  • Handel met voorkennis
Beheer10 jaar
  • Leiderschapsteam
  • Raad van bestuur
Belangrijkste ontwikkelingen10 jaar
  • Bedrijfsaankondigingen

* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.

Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.

Analysemodel en Snowflake

Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina, we hebben ook handleidingen over hoe u onze rapporten kunt gebruiken en tutorials op YouTube.

Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.

Industrie en sector

Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.

Bronnen van analisten

American Express Company wordt gevolgd door 52 analisten. 23 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.

AnalistInstelling
Stephen BiggarArgus Research Company
David GeorgeBaird
Bruce HartingBarclays