Credit Acceptance Beheer
Beheer criteriumcontroles 2/4
De CEO Credit Acceptance is Vinayak Hegde, benoemd in Nov2025, heeft een ambtstermijn van minder dan een jaar. De totale jaarlijkse vergoeding van { bedraagt $ 62.57M, bestaande uit 0.2% salaris en 99.8% bonussen, inclusief aandelen en opties van het bedrijf. bezit rechtstreeks 0.097% van de aandelen van het bedrijf, ter waarde $ 6.29M. De gemiddelde ambtstermijn van het managementteam en de raad van bestuur bedraagt respectievelijk 4 jaar en 12.3 jaar.
Belangrijke informatie
Vinayak Hegde
Algemeen directeur
US$62.6m
Totale compensatie
| Percentage CEO-salaris | 0.24% |
| Dienstverband CEO | less than a year |
| Eigendom CEO | 0.1% |
| Management gemiddelde ambtstermijn | 4yrs |
| Gemiddelde ambtstermijn bestuur | 12.3yrs |
Recente managementupdates
Recent updates
Narratiefupdate • Jul 22
CACC: Raised Street Expectations And Index Additions Will Temper Future Return Potential
Analysts have lifted their price target on Credit Acceptance by about $67, citing updated assumptions on fair value, discount rate, revenue growth, profit margin, and future P/E as reflected in recent Street research, including the latest TD Cowen commentary. What’s in the News for Credit Acceptance Credit Acceptance appointed Joseph Billante as Chief Financial Officer, effective July 27, 2026, succeeding long-time CFO Jay D.Narratiefupdate • Jul 07
CACC: Higher Multiples And Softer Q1 Results Will Pressure Future Returns
Analysts have lifted their fair value estimate for Credit Acceptance from about $537 to roughly $562, citing updated assumptions on revenue growth, profit margins, discount rates, and future P/E that are in line with recent Street price target increases from TD Cowen and Stephens. Analyst Commentary Recent Street research on Credit Acceptance has centered on updated price targets, with bullish analysts adjusting their views as they revisit assumptions around revenue, margins, and valuation multiples.Narratiefupdate • Jun 23
CACC: Refreshed Assumptions And Buybacks Will Shape Future Risk Balance
Credit Acceptance's analyst price target has moved higher by $50 to $90 across recent updates, as analysts cite refreshed valuation work and adjustments to P/E and discount rate assumptions to reflect the latest risk and return profile. Analyst Commentary Recent research on Credit Acceptance shows a mix of optimism and caution, with price targets both raised and reduced as analysts revisit their P/E and discount rate assumptions.Analyse-artikel • Jun 16
Credit Acceptance (CACC) Stock Could Be 7% Overvalued After Credit Facility Extension And CFO Change
Why the latest financing and leadership moves matter for Credit Acceptance stock Credit Acceptance (CACC) has just extended its revolving secured credit facility by one year and reduced its borrowing spread, while also preparing for a CFO transition to Joseph Billante from long-serving finance chief Jay D. Martin. See our latest analysis for Credit Acceptance. Those financing and leadership updates come against a backdrop of firm momentum in Credit Acceptance’s stock, with a 90 day share...Narratiefupdate • Jun 06
CACC: Revised Assumptions And Buybacks Will Shape Balanced Risk Profile
Analysts have raised their price targets on Credit Acceptance by $50 to $90 in recent research, citing updated views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Recent research updates show a mix of optimism and caution around Credit Acceptance, reflected in both higher and lower price targets over the past few reports.Narratiefupdate • May 15
CACC: Revised Assumptions And Legal Resolution Will Shape Balanced Risk Profile
Analysts raised their price target on Credit Acceptance by about $55, citing updates to fair value estimates along with revised assumptions for discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent research points to a mixed but generally constructive reset in how analysts are thinking about Credit Acceptance, with several price target changes clustered over a short period.Narratiefupdate • Apr 21
CACC: Elevated Margin Assumptions Will Drive Skewed Risk To The Downside
Analysts have raised the Credit Acceptance price target by about $30, citing updated assumptions around fair value, the discount rate, revenue growth, profit margin, and a lower future P/E that are consistent with recent mixed Street research moves on the stock. Analyst Commentary Recent Street research on Credit Acceptance has been mixed, with some price targets raised and at least one lowered.Narratiefupdate • Apr 06
CACC: Evolving EPS Outlook And Mixed Sentiment Will Drive A Balanced Path
Analysts have trimmed their average price target on Credit Acceptance by about $6 to roughly $452. This reflects updated views on revenue growth, profitability and an outlook that now applies a higher future P/E multiple.Narratiefupdate • Dec 19
CACC: Future Buybacks And Leadership Transition Will Shape A Measured Outlook
Analysts have modestly raised their price target on Credit Acceptance to $458.00 from $458, citing incremental adjustments to the discount rate and forward valuation assumptions, while maintaining a constructive view on revenue growth and profitability. What's in the News The board authorizes a new share repurchase program allowing Credit Acceptance to buy back up to 2,000,000 shares, with no stated expiration, signaling ongoing capital return to shareholders (company announcement).Narratiefupdate • Dec 04
CACC: Buybacks And Leadership Transition Will Shape A Balanced Forward Outlook
Analysts have modestly lowered their price target on Credit Acceptance to $458.00 from $458.00, reflecting a slightly reduced discount rate and marginally lower future P E assumptions while maintaining strong expectations for growth and margins. What's in the News On September 29, 2025, the Board authorized a new share repurchase plan allowing Credit Acceptance to buy back up to 2,000,000 shares with no set expiration date (Key Developments).Narratiefupdate • Nov 20
CACC: Share Buyback Program And Leadership Transition Will Shape Outlook
Analysts have raised their price target for Credit Acceptance from $446.25 to $458.00, citing incremental improvements in profit margin and a slight reduction in discount rate as supporting factors for the increased valuation. What's in the News The Board of Directors has unanimously elected Vinayak R.Narratiefupdate • Nov 01
CACC: Share Repurchases And Leadership Transition Will Shape Lending Landscape
Analysts have lowered their price target for Credit Acceptance from $467.50 to $446.25. They cite shifts in projected revenue growth and underlying financial assumptions as key drivers of the revision.
Nieuw narratief • Aug 29
Enhanced Forecasting And Critical Growth Set To Propel Future Revenue And Net Income
Enhanced forecasting and disciplined underwriting amidst economic volatility hint at improved loan performance, net margins, and ultimately net income.Seeking Alpha • Feb 26
Credit Acceptance: Back At Expensive Levels While Facing The Same Concerns
Summary CACC stock has returned to its previous high of $550 despite deteriorating earnings and ongoing challenges. Higher costs of funding and default rates are severely impacting earnings, and a pending lawsuit adds to the uncertainties. A careful probability-weighted scenario model suggests a valuation re-rate to $465 per share. Read the full article on Seeking AlphaSeeking Alpha • Sep 10
Argentine lenders take the lead in week's financial winners, while Chinese fintechs dip
This week's five biggest winners in financial stocks (with market cap of over $2B) were led by two Argentine regional banks, while two Chinese fintechs took a hit. The best-performing financial stock featured Banco Macro (NYSE:BMA), climbing 16% in the week ended September 9, as the Argentine peso rose 1.6% against the U.S. dollar at the time; Similarly, Grupo Financiero Galicia (NASDAQ:GGAL) +14.8% jumped; Investment firm StepStone (NASDAQ:STEP) +12.8% took the third slot; Alternative asset manager TPG (NASDAQ:TPG) gained 12%; and Pet insurance provider Trupanion (NASDAQ:TRUP) +10.4% increased after it acquired Smart Paws for an undisclosed amount. On the bearish front, regional lender BancFirst (NASDAQ:BANF) fell 7.3%; Lufax (NYSE:LU), a Chinese-based operator of a technology-powered personal financial services platform, slid -5.5%; Futu (NASDAQ:FUTU), another Chinese fintech, drifted down 5.3%; Property and casualty insurer Kinsale Capital (NYSE:KNSL) -3.8% slipped; and Credit Acceptance (NASDAQ:CACC) edged down 3.4% amid a recent best idea short call at Hedgeye. Take a look at how the broader stock market fared this week.Analyse CEO-vergoeding
| Datum | Totale vergoeding | Salaris | Bedrijfswinsten |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$453m |
| Dec 31 2025 | US$63m | US$148k | US$424m |
| Sep 30 2025 | n/a | n/a | US$454m |
| Jun 30 2025 | n/a | n/a | US$424m |
| Mar 31 2025 | n/a | n/a | US$290m |
| Dec 31 2024 | US$142k | n/a | US$248m |
| Sep 30 2024 | n/a | n/a | US$190m |
| Jun 30 2024 | n/a | n/a | US$182m |
| Mar 31 2024 | n/a | n/a | US$251m |
| Dec 31 2023 | US$75k | n/a | US$286m |
| Sep 30 2023 | n/a | n/a | US$320m |
| Jun 30 2023 | n/a | n/a | US$336m |
| Mar 31 2023 | n/a | n/a | US$421m |
| Dec 31 2022 | US$50k | n/a | US$536m |
| Sep 30 2022 | n/a | n/a | US$626m |
| Jun 30 2022 | n/a | n/a | US$789m |
| Mar 31 2022 | n/a | n/a | US$971m |
| Dec 31 2021 | US$2m | n/a | US$958m |
Compensatie versus markt: De totale vergoeding ($USD 62.57M ) Vinayak } ligt boven het gemiddelde voor bedrijven van vergelijkbare omvang in de US markt ($USD 8.35M ).
Compensatie versus inkomsten: De vergoeding van Vinayak is het afgelopen jaar met meer dan 20% gestegen.
CEO
Vinayak Hegde (56 yo)
less than a year
Tenure
US$62,567,647
Compensatie
Mr. Vinayak R. Hegde has served as the CMO Consumer for T Mobile since January 2023. Mr. Hegde is Independent Director of SunPower Corporation from December 31, 2021. He served as the President of Wheels U...
Leiderschapsteam
| Naam | Positie | Tenure | Compensatie | Eigendom |
|---|---|---|---|---|
| CEO, President & Director | less than a year | US$62.57m | 0.097% $ 6.3m | |
| Chief Financial Officer | 2.5yrs | US$623.46k | 0.25% $ 16.1m | |
| Chief Technology Officer | 3.8yrs | US$1.75m | 0.024% $ 1.6m | |
| Executive Director | less than a year | US$27.42m | 0.22% $ 14.3m | |
| Advisor | 12.9yrs | US$780.69k | 0.34% $ 21.9m | |
| Advisor | less than a year | US$780.87k | 0.22% $ 14.4m | |
| Chief Treasury Officer | 24.6yrs | US$3.43m | 0.030% $ 1.9m | |
| Chief Operating Officer | 7.2yrs | US$12.09m | 0.30% $ 19.5m | |
| Chief Legal Officer | 5yrs | geen gegevens | 0.25% $ 16.1m | |
| Chief Marketing & Product Officer | 4.3yrs | US$617.89k | 0.015% $ 939.3k | |
| Chief Sales Officer | less than a year | geen gegevens | geen gegevens | |
| Chief People Officer | 5.2yrs | US$2.10m | 0.24% $ 15.2m |
4.0yrs
Gemiddelde duur
53yo
Gemiddelde leeftijd
Ervaren management: Het managementteam van CACC wordt beschouwd als ervaren (gemiddelde ambtstermijn 4 jaar).
Bestuursleden
| Naam | Positie | Tenure | Compensatie | Eigendom |
|---|---|---|---|---|
| CEO, President & Director | 5.2yrs | US$62.57m | 0.097% $ 6.3m | |
| Executive Director | 5.2yrs | US$27.42m | 0.22% $ 14.3m | |
| Chairman & Independent Lead Director | 27yrs | US$100.00k | 3.85% $ 248.8m | |
| Independent Director | 19.3yrs | US$100.00k | 0.66% $ 42.4m | |
| Independent Director | 22.3yrs | US$100.00k | 0.17% $ 11.1m | |
| Independent Director | 2.8yrs | US$100.00k | 0.015% $ 954.9k |
12.3yrs
Gemiddelde duur
57.5yo
Gemiddelde leeftijd
Ervaren bestuur: De raad van bestuur van CACC zijn ervaren en ervaren (gemiddelde ambtstermijn van 12.3 jaar).
Bedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/07/22 05:22 |
| Aandelenkoers aan het einde van de dag | 2026/07/22 00:00 |
| Inkomsten | 2026/03/31 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
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| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
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* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysamodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina, we hebben ook handleidingen over hoe u onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Credit Acceptance Corporation wordt gevolgd door 12 analisten. 3 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| James Fotheringham | BMO Capital Markets Equity Research |
| Kenneth Bruce | BofA Global Research |
| Giuliano Anderes Bologna | BTIG |