Gouverneur Bancorp Balans Gezondheid
Financiële gezondheid criteriumcontroles 6/6
Gouverneur Bancorp has total assets of $195.1M and total equity of $31.7M. Total deposits are $153.4M, and total loans are $123.1M. It earns a Net Interest Margin of 4.2%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $6.6M.
Belangrijke informatie
6.2x
Verhouding activa / eigen vermogen
4.2%
Nettorentemarge
| Totaal deposito's | US$153.45m |
| Verhouding leningen/deposito's | Passend |
| Slechte leningen | 0.4% |
| Voorziening voor dubieuze leningen | Voldoende |
| Huidige ratio | Laag |
| Geldmiddelen en kasequivalenten | US$6.57m |
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Analyse financiële instellingen
Activa niveau: GOVB's Assets to Equity ratio (6.2x) is low.
Voorziening voor slechte leningen: GOVB has a sufficient allowance for bad loans (200%).
Laag risico verplichtingen: 94% of GOVB's liabilities are made up of primarily low risk sources of funding.
Leenniveau: GOVB has an appropriate level of Loans to Assets ratio (63%).
Laag risico deposito's: GOVB's Loans to Deposits ratio (80%) is appropriate.
Niveau van slechte leningen: GOVB has an appropriate level of bad loans (0.4%).