Preferred Bank

NasdaqGS:PFBC Voorraadrapport

Marktkapitalisatie: US$1.2b

Preferred Bank Beheer

Beheer criteriumcontroles 4/4

De CEO Preferred Bank is Li Yu, benoemd in Jan1993, heeft een ambtstermijn van 33.42 jaar. De totale jaarlijkse vergoeding van { bedraagt $ 4.47M, bestaande uit 22.6% salaris en 77.4% bonussen, inclusief aandelen en opties van het bedrijf. bezit rechtstreeks 5.77% van de aandelen van het bedrijf, ter waarde $ 66.95M. De gemiddelde ambtstermijn van het managementteam en de raad van bestuur bedraagt respectievelijk 14.8 jaar en 22.4 jaar.

Belangrijke informatie

Li Yu

Algemeen directeur

US$4.5m

Totale compensatie

Percentage CEO-salaris22.61%
Dienstverband CEO33.4yrs
Eigendom CEO5.8%
Management gemiddelde ambtstermijn14.8yrs
Gemiddelde ambtstermijn bestuur22.4yrs

Recente managementupdates

Recent updates

Narratiefupdate Apr 20

PFBC: Future Returns Will Reflect Fine Tuned Expectations And Balanced Execution Risks

Analysts have trimmed their price targets on Preferred Bank by $6 to $12 to around $100 as they recalibrate expectations for revenue growth, profit margins, and future P/E assumptions, while keeping the modeled fair value steady at $100.50. Analyst Commentary Recent research updates on Preferred Bank have centered on resetting price targets and ratings to reflect revised expectations for growth, profitability, and appropriate P/E levels, while the modeled fair value has stayed close to US$100.
Seeking Alpha Apr 10

It's A Bit Premature To Downgrade Preferred Bank

Summary Preferred Bank receives a reaffirmed soft "Buy" rating, though recent net interest margin declines temper enthusiasm. PFBC’s net interest margin fell to 3.74%, with loan yields dropping as adjustable-rate loans reprice lower amid declining rates. Asset quality remains robust, with return on assets at 1.82% and return on equity at 17.59%, both above peer averages. Valuation is attractive on P/E (8.2x), but elevated uninsured and brokered deposits and rising non-performing loans warrant close monitoring. Read the full article on Seeking Alpha
Narratiefupdate Apr 04

PFBC: Future Returns Will Reflect Recalibrated Expectations And Moderated Execution Confidence

Narrative Update on Preferred Bank The analyst price target for Preferred Bank has been trimmed from $107 to about $100.50, as analysts align their views with recent target cuts from firms such as Piper Sandler and Brean Capital while factoring in updated assumptions on fair value, discount rate, growth, profitability, and future P/E. Analyst Commentary Recent Street research on Preferred Bank reflects a more measured stance, with multiple firms revisiting both ratings and price targets.
Analyseartikel Dec 27

Preferred Bank's (NASDAQ:PFBC) Shareholders Will Receive A Bigger Dividend Than Last Year

Preferred Bank ( NASDAQ:PFBC ) will increase its dividend on the 20th of January to $0.80, which is 6.7% higher than...
Seeking Alpha Feb 04

Preferred Bank: Limited Impact From LA Wildfires Expected

Summary Preferred Bank is a U.S. regional bank specialized in mortgage lending. Q4 2024 results were negatively impacted by a one-off rental expense. The outlook for Q1 2025 shows that quarterly EPS should recover half of the rental-expense-induced decline, even as costs remain elevated. Looking further ahead, the bank's 95% reliance on net interest income indicates some remaining drag from Fed policy normalization on the net interest margin. This is more than priced into the share price, with the stock trading at only 9.5x its 2024 earnings. Credit costs are currently very low, with the key risk to consider being whether Preferred Bank can maintain its exceptional performance in terms of efficiency and underwriting standards. Read the full article on Seeking Alpha
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Nieuw narratief Sep 24

Interest Rate Strategy Buoyed By Fixed-Rate Shift, Yet Profit Margins Face Headwinds

Anticipated interest rate relief and strategic shift from floating to fixed-rate loans suggest improved net interest income and earnings stability.
Seeking Alpha Jun 03

Preferred Bank: Interesting Dividend But Under Certain Conditions

Summary Preferred Bank is a small bank with strong performance and a fast-growing dividend, making it attractive to investors. The bank's profitability is above average, with a high loan yield and positive asset results. The CEO believes that the U.S. economy is resilient and that the worst is behind us, but the bank needs to improve its balance sheet structure to prepare for potential rate reductions. Read the full article on Seeking Alpha
Analyseartikel Apr 27

US$87.75 - That's What Analysts Think Preferred Bank (NASDAQ:PFBC) Is Worth After These Results

Preferred Bank ( NASDAQ:PFBC ) just released its latest first-quarter results and things are looking bullish. The...
Seeking Alpha Mar 12

Preferred Bank Still Remains A Solid Prospect

Summary Preferred Bank's shares have underperformed the broader market, but revenue and profits have remained positive. The bank's 2023 fiscal year showed positive growth in net interest income and net income, despite some weakness in non-interest income. Deposits and loan values have increased, while securities have decreased. The bank is trading at a low price-to-earnings multiple, but is expensive relative to book value. Read the full article on Seeking Alpha
Analyseartikel Nov 16

If EPS Growth Is Important To You, Preferred Bank (NASDAQ:PFBC) Presents An Opportunity

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Analyseartikel Jul 22

Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Analyseartikel Mar 31

Preferred Bank (NASDAQ:PFBC) Has Announced That It Will Be Increasing Its Dividend To $0.55

Preferred Bank's ( NASDAQ:PFBC ) dividend will be increasing from last year's payment of the same period to $0.55 on...
Analyseartikel Mar 10

Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Analyseartikel Dec 19

Preferred Bank (NASDAQ:PFBC) Will Pay A Larger Dividend Than Last Year At $0.55

Preferred Bank ( NASDAQ:PFBC ) has announced that it will be increasing its periodic dividend on the 20th of January to...

Analyse CEO-vergoeding

Hoe is Li Yu's beloning veranderd ten opzichte van Preferred Bank's winst?
DatumTotale vergoedingSalarisBedrijfswinsten
Mar 31 2026n/an/a

US$135m

Dec 31 2025US$4mUS$1m

US$134m

Sep 30 2025n/an/a

US$129m

Jun 30 2025n/an/a

US$126m

Mar 31 2025n/an/a

US$127m

Dec 31 2024US$4mUS$1m

US$131m

Sep 30 2024n/an/a

US$136m

Jun 30 2024n/an/a

US$141m

Mar 31 2024n/an/a

US$145m

Dec 31 2023US$5mUS$1m

US$150m

Sep 30 2023n/an/a

US$154m

Jun 30 2023n/an/a

US$151m

Mar 31 2023n/an/a

US$141m

Dec 31 2022US$5mUS$958k

US$129m

Sep 30 2022n/an/a

US$116m

Jun 30 2022n/an/a

US$107m

Mar 31 2022n/an/a

US$100m

Dec 31 2021US$5mUS$950k

US$95m

Sep 30 2021n/an/a

US$90m

Jun 30 2021n/an/a

US$81m

Mar 31 2021n/an/a

US$74m

Dec 31 2020US$4mUS$950k

US$69m

Sep 30 2020n/an/a

US$68m

Jun 30 2020n/an/a

US$71m

Mar 31 2020n/an/a

US$75m

Dec 31 2019US$5mUS$950k

US$78m

Compensatie versus markt: De totale vergoeding ($USD 4.47M ) Li } is ongeveer het gemiddelde voor bedrijven van vergelijkbare omvang in de US markt ($USD 3.69M ).

Compensatie versus inkomsten: De vergoeding van Li is het afgelopen jaar in lijn geweest met de bedrijfsprestaties.


CEO

Li Yu (85 yo)

33.4yrs
Tenure
US$4,467,850
Compensatie

Mr. Li Yu founded Preferred Bank and has been its Chairman since December 1991 and has been its Chief Executive Officer since 1993 and served as its President from 1993 to August 22, 2012. He serves as Cor...


Leiderschapsteam

NaamPositieTenureCompensatieEigendom
Li Yu
Chairman33.4yrsUS$4.47m5.77%
$ 67.0m
Wellington Chen
President & COO14.8yrsUS$1.88m0.20%
$ 2.3m
Edward Czajka
Executive VP & CFO20.1yrsUS$1.24m0.30%
$ 3.5m
Nick Pi
Executive VP & Chief Risk Officer1.1yrsUS$1.15m0.038%
$ 445.0k
Johnny Hsu
Executive VP & Deputy COO8.4yrsUS$1.04m0.057%
$ 662.7k
Stella Chen
Senior Vice Presidentno dataUS$172.26kgeen gegevens
Robert Kosof
Executive Vice President of Commercial Lendingno dataUS$476.86kgeen gegevens
Sandy Ho
Executive VP & Regional Managerno dataUS$169.42kgeen gegevens
Erika Chi
Executive Vice Presidentno datageen gegevensgeen gegevens
Ted Hsu
Executive Vice Presidentno datageen gegevensgeen gegevens
Alice Huang
Executive Vice Presidentno datageen gegevensgeen gegevens
Pamela Lau
Executive Vice Presidentno datageen gegevensgeen gegevens
14.8yrs
Gemiddelde duur
66yo
Gemiddelde leeftijd

Ervaren management: Het managementteam van PFBC is doorgewinterd en ervaren (gemiddelde ambtstermijn van 14.8 jaar).


Bestuursleden

NaamPositieTenureCompensatieEigendom
Li Yu
Chairman34.5yrsUS$4.47m5.77%
$ 67.0m
J. Belliston
Independent Director23.4yrsUS$208.39k0.18%
$ 2.0m
Wayne Wu
Independent Director13yrsUS$182.39k0.13%
$ 1.5m
Gary Nunnelly
Independent Director35.4yrsUS$202.89k0.26%
$ 3.1m
Chih-Wei Wu
Independent Director13.6yrsUS$170.89k0.011%
$ 127.4k
William C. Cheng
Independent Director31.4yrsUS$197.39k0.51%
$ 6.0m
Clark Hsu
Independent Vice Chairman of the Board21.4yrsUS$197.89k0.86%
$ 9.9m
Kathleen Shane
Independent Director7.3yrsUS$193.89k0.083%
$ 960.3k
22.4yrs
Gemiddelde duur
71.5yo
Gemiddelde leeftijd

Ervaren bestuur: De raad van bestuur van PFBC zijn ervaren en ervaren (gemiddelde ambtstermijn van 22.4 jaar).


Bedrijfsanalyse en status van financiële gegevens

GegevensLaatst bijgewerkt (UTC-tijd)
Bedrijfsanalyse2026/06/09 04:48
Aandelenkoers aan het einde van de dag2026/06/09 00:00
Inkomsten2026/03/31
Jaarlijkse inkomsten2025/12/31

Gegevensbronnen

De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.

PakketGegevensTijdframeVoorbeeld Amerikaanse bron *
Financiële gegevens bedrijf10 jaar
  • Resultatenrekening
  • Kasstroomoverzicht
  • Balans
Consensus schattingen analisten+3 jaar
  • Financiële prognoses
  • Koersdoelen analisten
Marktprijzen30 jaar
  • Aandelenprijzen
  • Dividenden, splitsingen en acties
Eigendom10 jaar
  • Top aandeelhouders
  • Handel met voorkennis
Beheer10 jaar
  • Leiderschapsteam
  • Raad van bestuur
Belangrijkste ontwikkelingen10 jaar
  • Bedrijfsaankondigingen

* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.

Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.

Analysemodel en Snowflake

Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.

Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.

Industrie en sector

Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.

Bronnen van analisten

Preferred Bank wordt gevolgd door 11 analisten. 5 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.

AnalistInstelling
Stephen MossB. Riley Securities, Inc.
Gary TennerD.A. Davidson & Co.
null nullD.A. Davidson & Co.