Old Second Bancorp Balans Gezondheid
Financiële gezondheid criteriumcontroles 5/6
Old Second Bancorp heeft totale activa van $6.8B en een totaal eigen vermogen van $893.3M. De totale deposito's bedragen $5.6B en de totale leningen bedragen $5.1B leveren een netto rentemarge op van 5%. Er is onvoldoende voorziening voor slechte leningen, die momenteel 1.5% van de totale leningen bedragen. Contant geld en kortetermijninvesteringen zijn $119.8M.
Belangrijke informatie
7.7x
Verhouding activa / eigen vermogen
5.0%
Nettorentemarge
| Totaal deposito's | US$5.56b |
| Verhouding leningen/deposito's | Passend |
| Slechte leningen | 1.5% |
| Voorziening voor dubieuze leningen | Laag |
| Huidige ratio | Laag |
| Geldmiddelen en kasequivalenten | US$119.84m |
Recente financiële gezondheidsupdates
Recent updates
OSBC: Buybacks And Overweight Rating Will Support Future Upside Potential
Analysts have trimmed their price target on Old Second Bancorp by $0.20 to $23.20, reflecting updated views on growth, profitability and valuation following recent research updates from the Street. Analyst Commentary Recent research updates present a mixed picture for Old Second Bancorp, with some analysts focusing on upside potential and others highlighting execution and valuation risks.OSBC: Buybacks And Overweight Rating Will Support Future Return Potential
Analysts have trimmed their price target for Old Second Bancorp slightly to $23.40 from $23.60, citing updated assumptions around revenue growth, profit margins, and a lower forward P/E multiple following recent coverage updates, including the Overweight initiation at Stephens. Analyst Commentary Analyst commentary around Old Second Bancorp has focused on how updated assumptions for revenue growth, profitability, and valuation multiples stack up against its current execution.OSBC: Share Repurchases And Disciplined Execution Will Shape Future Return Profile
Analysts have nudged their price target on Old Second Bancorp slightly lower, trimming it by about $0.23 as they fine tune fair value, growth, and margin assumptions following recent coverage updates and target revisions. Analyst Commentary Bullish Takeaways Bullish analysts highlighting the new coverage initiation see room for the bank to execute on its business plan in a way that supports their constructive stance on the shares, even with only modest adjustments to fair value assumptions so far.OSBC: Share Repurchases And Refined Earnings Outlook Will Support Higher Multiple
Narrative Update on Old Second Bancorp The analyst price target for Old Second Bancorp has been raised by $1, with analysts pointing to their updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E as support for the new target. Analyst Commentary Analysts raising the price target by $1 are updating their view of Old Second Bancorp based on revised assumptions around fair value, discount rate, revenue growth, profit margins and future P/E.OSBC: Share Repurchase Plan And Raised Outlook Will Support Earnings Multiple
Analysts have raised their price target on Old Second Bancorp by $1, citing updated views in their latest research on valuation, growth assumptions, and profitability metrics. Analyst Commentary Analysts raising their price target by $1 are effectively signaling a modest reassessment of Old Second Bancorp's valuation, based on their updated views on growth assumptions and profitability trends.OSBC: Share Repurchase Plan Will Support Higher Earnings Multiple Outlook
Analysts have raised their price target on Old Second Bancorp by $1 to $23.83, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Analysts describe the new US$23.83 price target as a fine tuning of their view of what they see as fair value for Old Second Bancorp, taking into account revenue growth assumptions, profitability and the P/E they are comfortable paying for the stock.OSBC: Higher Future P/E And Buyback Plan Will Support $23.80 Outlook
Narrative Update Overview Analysts have lifted their price target on Old Second Bancorp by about $0.90 to $23.80, citing updated fair value assumptions, a slightly higher discount rate, moderated revenue growth and margin expectations, and a higher future P/E estimate. Analyst Commentary Bullish analysts lifting the price target to $23.80 point to a revised view of Old Second Bancorp's earnings power and risk profile, rather than a single catalyst.OSBC: Post-Earnings Pullback And $23 Outlook Will Shape Future Share Path
Analysts have nudged their 12 month price target on Old Second Bancorp up by $1 to $23, citing what they see as an overdone post earnings pullback despite results and guidance that were in line with consensus. Analyst Commentary Bullish Takeaways Bullish analysts see the US$1 lift in the 12 month price target to US$23 as a sign that the recent share pullback may have moved the stock further below what they view as fair value.OSBC: Post-Earnings Pullback And Buybacks Will Support Future Share Rebound
Analysts have raised their price target on Old Second Bancorp to $23 from $22, describing the recent share pullback as overdone after earnings that were broadly in line with expectations. Analyst Commentary Analysts reviewing Old Second Bancorp are largely focusing on how the recent share pullback lines up with earnings and guidance that were in line with consensus expectations.OSBC: Post-Earnings Pullback Will Shape Returns Amid Credit And Buyback Trends
Analysts have modestly increased their price target on Old Second Bancorp from $21.75 to approximately $22.92, citing what they see as an overdone post earnings selloff despite results and guidance tracking broadly in line with expectations. Analyst Commentary Bullish Takeaways Bullish analysts argue that the recent share price weakness has created an attractive entry point, with the revised target price implying upside from current trading levels.Old Second Bancorp (NASDAQ:OSBC) Is Due To Pay A Dividend Of $0.06
Old Second Bancorp, Inc. ( NASDAQ:OSBC ) has announced that it will pay a dividend of $0.06 per share on the 4th of...Old Second Bancorp (NASDAQ:OSBC) Has Announced A Dividend Of $0.06
Old Second Bancorp, Inc.'s ( NASDAQ:OSBC ) investors are due to receive a payment of $0.06 per share on 10th of...
Asset Quality Soars Amid Potential Revenue Dip For Growing Loan Portfolio
Improvements in asset quality and balance sheet management are set to strengthen net margins and earnings.Old Second Bancorp's (NASDAQ:OSBC) Dividend Will Be Increased To $0.06
Old Second Bancorp, Inc. ( NASDAQ:OSBC ) has announced that it will be increasing its dividend from last year's...Old Second Bancorp's (NASDAQ:OSBC) Dividend Will Be $0.05
Old Second Bancorp, Inc. ( NASDAQ:OSBC ) will pay a dividend of $0.05 on the 5th of August. The dividend yield is 1.2...Old Second Bancorp (NASDAQ:OSBC) Is Paying Out A Dividend Of $0.05
Old Second Bancorp, Inc. ( NASDAQ:OSBC ) will pay a dividend of $0.05 on the 6th of May. This payment means the...Here's Why We Think Old Second Bancorp (NASDAQ:OSBC) Is Well Worth Watching
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Old Second Bancorp's (NASDAQ:OSBC) Dividend Will Be $0.05
The board of Old Second Bancorp, Inc. ( NASDAQ:OSBC ) has announced that it will pay a dividend of $0.05 per share on...Old Second Bancorp's (NASDAQ:OSBC) Dividend Will Be $0.05
The board of Old Second Bancorp, Inc. ( NASDAQ:OSBC ) has announced that it will pay a dividend of $0.05 per share on...Analyse van de financiële positie
Schuld/ eigen vermogen geschiedenis en analyse
Balans
Analyse financiële instellingen
Activa niveau: De Vermogen/vermogensverhouding ( 7.7 x) OSBC is laag.
Voorziening voor slechte leningen: OSBC heeft een lage voorziening voor slechte leningen ( 96 %).
Laag risico verplichtingen: 93% van de verplichtingen van OSBC bestaan voornamelijk uit laag risico financieringsbronnen.
Leenniveau: OSBC heeft een passend niveau van Leningen/activa-ratio ( 75% ).
Laag risico deposito's: De Leningen-depositoverhouding ( 92% ) van OSBC } is passend.
Niveau van slechte leningen: OSBC heeft een passend niveau van slechte leningen ( 1.5 %).
Ontdek gezonde bedrijven
Bedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/05/21 06:10 |
| Aandelenkoers aan het einde van de dag | 2026/05/21 00:00 |
| Inkomsten | 2026/03/31 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
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| Consensus schattingen analisten | +3 jaar |
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| Marktprijzen | 30 jaar |
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| Eigendom | 10 jaar |
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| Beheer | 10 jaar |
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| Belangrijkste ontwikkelingen | 10 jaar |
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* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.
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Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Old Second Bancorp, Inc. wordt gevolgd door 9 analisten. 5 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| null null | D.A. Davidson & Co. |
| Jeffrey Rulis | D.A. Davidson & Co. |
| David Konrad | Keefe, Bruyette, & Woods |