Hanmi Financial Inkomsten in het verleden
Verleden criteriumcontroles 4/6
De winst van Hanmi Financial is gedaald met een gemiddeld jaarlijks percentage van -5%, terwijl de winst van de Banks -industrie jaarlijks groeide met 2.8%. De inkomsten zijn groeide met een gemiddeld percentage van 0.4% per jaar. Het rendement op het eigen vermogen Hanmi Financial bedraagt 10.1% en de nettomarge bedraagt 30.4%.
Belangrijke informatie
-4.98%
Groei van de winst
-4.64%
Groei van de winst per aandeel
| Banks Groei van de industrie | 11.18% |
| Inkomstengroei | 0.35% |
| Rendement op eigen vermogen | 10.09% |
| Nettomarge | 30.37% |
| Laatste winstupdate | 31 Mar 2026 |
Recente prestatie-updates uit het verleden
Recent updates
Narratiefupdate • Apr 24
HAFC: Buybacks And Dividend Policy Will Support Balanced Future Return Potential
Hanmi Financial's analyst price target has shifted to $32.13 from $31.00. This reflects updated views from analysts who have recently adjusted their assumptions on fair value, revenue growth, profit margins, and future P/E expectations.Narratiefupdate • Apr 09
HAFC: Buyback Expansion And Higher Dividend Will Support Future Returns
Analysts have made only a modest shift in their outlook for Hanmi Financial, trimming the blended price target by about $0.50 to $31.00 as they weigh a recent $0.50 increase from Keefe Bruyette against a $2.00 reduction from Piper Sandler and update assumptions around revenue growth, profit margins and future P/E multiples. Analyst Commentary Recent research shows a split view on Hanmi Financial, with one group of bullish analysts lifting their price target by $0.50 to $31.00, while more cautious voices cut theirs by $2.00.Narratiefupdate • Mar 26
HAFC: Buyback Expansion And Higher Dividend Will Support Future Upside
Hanmi Financial's analyst price target has been raised by $1, with analysts pointing to updated research that keeps key inputs such as fair value, discount rate, revenue growth, profit margin and forward P/E essentially unchanged while refining their overall view of the shares. Analyst Commentary Bullish Takeaways Bullish analysts view the US$1 increase in the price target as a refinement of their existing thesis rather than a major shift, which keeps the story anchored to stable assumptions on fair value and P/E.Seeking Alpha • Mar 16
Hanmi Financial Is Finally Worth Banking On (Upgrade)
Summary Hanmi Financial Corporation is upgraded from "hold" to a very soft "buy" as fundamentals and valuation have improved. HAFC’s asset quality remains solid, with non-performing loans at 0.28% and a return on assets of 1.07%. Deposit and loan growth are robust, though uninsured deposits remain elevated at 43.7%, above the preferred 30% threshold. Valuation is attractive, with price-to-book and price-to-tangible-book multiples under 1 and a P/E of 10.2. Read the full article on Seeking AlphaNarratiefupdate • Mar 11
HAFC: Buybacks And Dividend Increases Will Support Future Upside Potential
Analysts have inched their average price target for Hanmi Financial higher by $1, reflecting updated views on fair value, modest tweaks to profit margin assumptions, and a slightly adjusted future P/E multiple. Analyst Commentary Recent research points to a slightly higher view of fair value for Hanmi Financial, tied to updated profit margin assumptions and a modestly revised future P/E multiple.Narratiefupdate • Feb 25
HAFC: Buybacks And Dividend Growth Will Support Future Upside Potential
Analysts have increased their price target on Hanmi Financial by $1 to $31.67, citing updated views on fair value, discount rate assumptions, revenue growth, profit margins, and future P/E estimates as the primary factors behind the change. Analyst Commentary Bullish Takeaways Bullish analysts view the revised US$31.67 price target as better aligned with their fair value work, reflecting updated assumptions around revenue growth, profit margins, and P/E levels.Narratiefupdate • Feb 10
HAFC: Incremental Buybacks And Dividend Policy Will Support Future Returns
Analysts have lifted their price target on Hanmi Financial by about $1 to around $31.67, citing small changes in assumptions for fair value, discount rate, revenue growth and profit margins as the main reasons for the update. Analyst Commentary Bullish Takeaways Bullish analysts see the roughly $1 increase in the price target to about $31.67 as consistent with modest improvements in their fair value models, suggesting they view recent inputs as supportive rather than requiring a major rethink.Analyseartikel • Feb 03
Hanmi Financial's (NASDAQ:HAFC) Shareholders Will Receive A Bigger Dividend Than Last Year
The board of Hanmi Financial Corporation ( NASDAQ:HAFC ) has announced that it will be paying its dividend of $0.28 on...Narratiefupdate • Jan 26
HAFC: Stable Assumptions Will Support Balanced Returns Outlook
Analysts have kept their price target for Hanmi Financial steady at US$31.00, reflecting relatively unchanged views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. Valuation Changes Fair Value: Held steady at US$31.00 per share, indicating no change in the central valuation estimate.Narratiefupdate • Jan 12
HAFC: Margin Gains And Buybacks Will Shape Balanced Returns Outlook
Analysts have raised their price target on Hanmi Financial to about US$30.50 from US$29.00, citing better than expected margin improvement and loan momentum as the key reasons for the change. Analyst Commentary Bullish Takeaways Bullish analysts view the higher US$30.50 price target as a reflection of stronger execution on margins, which they see as supportive of the current valuation range.Narratiefupdate • Dec 21
HAFC: Margin Strength And Buybacks Will Support Balanced Upside Ahead
Analysts modestly raised their price target on Hanmi Financial, increasing estimated fair value from approximately $30.63 to $31.00 per share, citing stronger than expected margin improvement and solid loan momentum as key drivers. Analyst Commentary Bullish analysts view the recent price target increase as validation that Hanmi Financial's earnings power is strengthening, supported by improving margins and sustained loan growth.Narratiefupdate • Dec 07
HAFC: Margin And Loan Momentum Will Support Measured Upside Ahead
Analysts have nudged their price target on Hanmi Financial higher by $1.50 to $30.50, citing stronger than expected margin improvement and loan momentum as key drivers of the upward revision. Analyst Commentary Bullish analysts point to the upside surprise in recent results as evidence that Hanmi Financial is executing ahead of expectations, which they view as justifying a higher valuation range.Narratiefupdate • Nov 23
HAFC: Margin Improvement Will Drive Share Gains After $12 Million Buyback
Analysts have raised their price target on Hanmi Financial by $1.50 to $30.50, citing stronger than expected margin improvement and continued loan growth as key drivers for the revised outlook. Analyst Commentary Recent analyst updates reflect a balanced view of Hanmi Financial’s outlook, factoring in both favorable developments and ongoing challenges impacting the bank’s valuation and growth prospects.Narratiefupdate • Nov 06
HAFC: Future Margin Strength Will Drive Share Gains After $12 Million Buyback
Analysts have increased their price target for Hanmi Financial from $29.25 to $30.63. They cite the company's stronger margins and continued loan growth as key factors behind the upward revision.Narratiefupdate • Oct 23
Analyst Commentary Drives Higher Valuation as Hanmi Financial Delivers Strong Margins and Buybacks
Narrative Update on Hanmi Financial Analysts have increased their fair value estimate for Hanmi Financial from $27.75 to $29.25, citing stronger profit margins and sustained loan growth. This led to a price target increase in recent research updates.Analyseartikel • Apr 24
Hanmi Financial Corporation (NASDAQ:HAFC) Just Released Its First-Quarter Earnings: Here's What Analysts Think
It's been a good week for Hanmi Financial Corporation ( NASDAQ:HAFC ) shareholders, because the company has just...Seeking Alpha • Mar 12
Hanmi Financial Corporation: Interesting, But Not A Business To Bank On
Summary Hanmi Financial Corporation, a niche bank focused on the Korean American community, has seen growth in deposits and loans but it struggles with profitability. Rising interest rates have negatively impacted the bank's net interest income and profitability, despite a respectable net interest margin. The company's valuation metrics and asset quality place it in the middle of its peer group, making it a solid 'hold' candidate. Despite appreciating the business model and growth, I recommend holding off on buying due to current financial challenges and valuation concerns. Read the full article on Seeking AlphaAnalyseartikel • Feb 01
Hanmi Financial (NASDAQ:HAFC) Is Increasing Its Dividend To $0.27
The board of Hanmi Financial Corporation ( NASDAQ:HAFC ) has announced that the dividend on 26th of February will be...Seeking Alpha • Nov 20
Hanmi Financial: Downgrading To Hold But Raising The Earnings Estimate
Summary California’s economy, the national economy, and declining interest rates indicate that loan growth can continue at the third quarter level. There is some opportunity to reinvest outgoing low-yielding loans at higher yields, which will boost the margin in the short term. The December 2025 target price suggests a small downside from the current market price. HAFC is offering a good dividend yield of 3.9% at a payout ratio of 45%. Read the full article on Seeking AlphaAnalyseartikel • Oct 29
Hanmi Financial (NASDAQ:HAFC) Has Announced A Dividend Of $0.25
Hanmi Financial Corporation ( NASDAQ:HAFC ) will pay a dividend of $0.25 on the 20th of November. This makes the...
Nieuw narratief • Sep 24
Challenges Loom As Loan Sales And Margin Pressures Threaten Profitability
Selling residential mortgage and SBA loans to boost noninterest income reveals potential weaknesses in maintaining stable earnings.Seeking Alpha • Sep 01
Hanmi Financial: 5.0% Dividend Yield And Next Year's Earnings Outlook Is Stable
Summary Even after a disappointing first half of the year, the macroeconomy gives hope that loan growth can bounce back. Interest rate cuts will lift loan growth but pressurize the margin. The December 2024 target price suggests a mid-single digit upside from the current market price. HAFC is offering an attractive dividend yield of 5.0%. The earnings estimate suggests that the dividend is secure. Read the full article on Seeking AlphaAnalyseartikel • Jul 29
Hanmi Financial (NASDAQ:HAFC) Will Pay A Dividend Of $0.25
The board of Hanmi Financial Corporation ( NASDAQ:HAFC ) has announced that it will pay a dividend on the 21st of...Analyseartikel • Apr 30
Hanmi Financial (NASDAQ:HAFC) Has Affirmed Its Dividend Of $0.25
The board of Hanmi Financial Corporation ( NASDAQ:HAFC ) has announced that it will pay a dividend of $0.25 per share...Seeking Alpha • Apr 27
Hanmi Financial: High Dividend Yield Is Safe From A Negative Earnings Outlook
Summary I think loan growth can bounce back from the first quarter’s poor performance. I’ve reduced the net interest margin estimate following the first quarter’s disappointing performance. Yields are already showing signs of pressure. I’ve reduced my earnings estimate to $2.18 per share for 2024 as I’ve reduced both my loan growth and margin estimates. HAFC is offering an attractive dividend yield of 6.3%. Despite the earnings outlook, I’m not expecting any dividend cut. The December 2024 target price suggests a high upside from the current market price. In my opinion, the market seems to have overreacted to the earnings outlook. Read the full article on Seeking AlphaSeeking Alpha • Feb 06
Hanmi Financial: Over 6% Dividend Yield, Upgrading To Buy
Summary Earnings will likely dip this year because of margin pressure and normal growth of operating expenses. Hanmi Financial’s risks are not as high anymore as when I last published a report on the company. HAFC stock appears to be significantly undervalued. The December 2024 target price suggests a very high upside from the current market price. HAFC is currently offering a 6.3% dividend yield. The dividend appears secure considering the payout ratio. Read the full article on Seeking AlphaAnalyseartikel • Nov 02
Hanmi Financial's (NASDAQ:HAFC) Dividend Will Be $0.25
Hanmi Financial Corporation's ( NASDAQ:HAFC ) investors are due to receive a payment of $0.25 per share on 22nd of...Analyseartikel • Aug 02
Hanmi Financial (NASDAQ:HAFC) Will Pay A Dividend Of $0.25
Hanmi Financial Corporation ( NASDAQ:HAFC ) will pay a dividend of $0.25 on the 23rd of August. The dividend yield will...Opbrengsten en kosten
Opbrengsten en kosten
Hoe Hanmi Financial geld verdient en uitgeeft. Gebaseerd op laatst gerapporteerde winst, op LTM-basis.
Inkomsten en omzetgeschiedenis
| Datum | Inkomsten | Inkomsten | G+A Uitgaven | R&D-uitgaven |
|---|---|---|---|---|
| 31 Mar 26 | 264 | 80 | 136 | 0 |
| 31 Dec 25 | 256 | 75 | 133 | 0 |
| 30 Sep 25 | 246 | 72 | 131 | 0 |
| 30 Jun 25 | 234 | 65 | 129 | 0 |
| 31 Mar 25 | 232 | 64 | 127 | 0 |
| 31 Dec 24 | 230 | 62 | 129 | 0 |
| 30 Sep 24 | 233 | 63 | 128 | 0 |
| 30 Jun 24 | 237 | 67 | 128 | 0 |
| 31 Mar 24 | 243 | 73 | 127 | 0 |
| 31 Dec 23 | 249 | 80 | 125 | 0 |
| 30 Sep 23 | 258 | 89 | 124 | 0 |
| 30 Jun 23 | 269 | 98 | 124 | 0 |
| 31 Mar 23 | 274 | 102 | 121 | 0 |
| 31 Dec 22 | 271 | 101 | 119 | 0 |
| 30 Sep 22 | 274 | 106 | 118 | 0 |
| 30 Jun 22 | 272 | 105 | 117 | 0 |
| 31 Mar 22 | 267 | 102 | 116 | 0 |
| 31 Dec 21 | 260 | 98 | 115 | 0 |
| 30 Sep 21 | 234 | 79 | 113 | 0 |
| 30 Jun 21 | 217 | 69 | 111 | 0 |
| 31 Mar 21 | 197 | 56 | 108 | 0 |
| 31 Dec 20 | 178 | 42 | 109 | 0 |
| 30 Sep 20 | 168 | 31 | 110 | 0 |
| 30 Jun 20 | 164 | 27 | 111 | 0 |
| 31 Mar 20 | 158 | 20 | 112 | 0 |
| 31 Dec 19 | 173 | 33 | 110 | 0 |
| 30 Sep 19 | 182 | 41 | 107 | 0 |
| 30 Jun 19 | 184 | 45 | 104 | 0 |
| 31 Mar 19 | 201 | 57 | 104 | 0 |
| 31 Dec 18 | 202 | 58 | 105 | 0 |
| 30 Sep 18 | 206 | 58 | 106 | 0 |
| 30 Jun 18 | 209 | 56 | 106 | 0 |
| 31 Mar 18 | 210 | 55 | 105 | 0 |
| 31 Dec 17 | 209 | 54 | 103 | 0 |
| 30 Sep 17 | 206 | 57 | 101 | 0 |
| 30 Jun 17 | 202 | 55 | 100 | 0 |
| 31 Mar 17 | 200 | 55 | 99 | 0 |
| 31 Dec 16 | 198 | 56 | 97 | 0 |
| 30 Sep 16 | 201 | 57 | 97 | 0 |
| 30 Jun 16 | 205 | 57 | 99 | 0 |
| 31 Mar 16 | 204 | 57 | 99 | 0 |
| 31 Dec 15 | 207 | 54 | 102 | 0 |
| 30 Sep 15 | 199 | 45 | 108 | 0 |
| 30 Jun 15 | 184 | 53 | 102 | 0 |
Kwaliteitswinsten: HAFC heeft hoge kwaliteitsinkomsten.
Groeiende winstmarge: De huidige netto winstmarges (30.4%) HAFC } zijn hoger dan vorig jaar (27.7%).
Analyse vrije kasstroom versus winst
Analyse van de winstgroei in het verleden
Winsttrend: De winst van HAFC is de afgelopen 5 jaar met 5% per jaar gedaald.
Versnelling van de groei: De winstgroei van HAFC over het afgelopen jaar ( 25.2% ) overtreft het 5-jarig gemiddelde ( -5% per jaar).
Winst versus industrie: De winstgroei HAFC over het afgelopen jaar ( 25.2% ) overtrof de Banks -sector 22.8%.
Rendement op eigen vermogen
Hoge ROE: Het Rendement op eigen vermogen ( 10.1% ) van HAFC wordt als laag beschouwd.
Rendement op activa
Rendement op geïnvesteerd vermogen
Ontdek sterk presterende bedrijven uit het verleden
Bedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/05/22 09:35 |
| Aandelenkoers aan het einde van de dag | 2026/05/22 00:00 |
| Inkomsten | 2026/03/31 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
|
| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
|
* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
Hanmi Financial Corporation wordt gevolgd door 8 analisten. 4 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Siddharth Kariwala | BofA Global Research |
| Joseph Gladue | B. Riley Securities, Inc. |
| null null | D.A. Davidson & Co. |