BCB Bancorp, Inc.

NasdaqGM:BCBP Voorraadrapport

Marktkapitalisatie: US$173.6m

BCB Bancorp Beheer

Beheer criteriumcontroles 3/4

De CEO BCB Bancorp is Michael Shriner, benoemd in Jan2024, heeft een ambtstermijn van 2.33 jaar. De totale jaarlijkse vergoeding van { bedraagt $ 772.06K, bestaande uit 87.4% salaris en 12.6% bonussen, inclusief aandelen en opties van het bedrijf. bezit rechtstreeks 0.19% van de aandelen van het bedrijf, ter waarde $ 335.00K. De gemiddelde ambtstermijn van het managementteam en de raad van bestuur bedraagt respectievelijk 3 jaar en 8.1 jaar.

Belangrijke informatie

Michael Shriner

Algemeen directeur

US$772.1k

Totale compensatie

Percentage CEO-salaris87.43%
Dienstverband CEO2.3yrs
Eigendom CEO0.2%
Management gemiddelde ambtstermijn3yrs
Gemiddelde ambtstermijn bestuur8.1yrs

Recente managementupdates

Recent updates

Analyse-artikel • Feb 05

BCB Bancorp (NASDAQ:BCBP) Has Announced That Its Dividend Will Be Reduced To $0.08

BCB Bancorp, Inc. ( NASDAQ:BCBP ) is reducing its dividend from last year's comparable payment to $0.08 on the 26th of...
Seeking Alpha • Jan 02

BCB Bancorp: The Picture Is Too Bleak For Me

Summary BCB Bancorp faces declining deposits, shrinking loans, and deteriorating profitability, warranting a solid "Sell" rating despite its low valuation. BCBP's asset quality is weak, with return on assets at 0.50% and return on equity at 5.35%, both below industry benchmarks. Recent balance sheet shifts—lower brokered deposits, reduced debt, and higher securities—offer limited positives but are outweighed by worsening fundamentals. Valuation multiples are cheap versus peers, but persistent earnings and asset quality issues undermine any investment case for BCBP at this time. Read the full article on Seeking Alpha
Analyse-artikel • Oct 30

BCB Bancorp (NASDAQ:BCBP) Has Announced A Dividend Of $0.16

The board of BCB Bancorp, Inc. ( NASDAQ:BCBP ) has announced that it will pay a dividend on the 24th of November, with...
Analyse-artikel • Apr 25

BCB Bancorp (NASDAQ:BCBP) Has Announced A Dividend Of $0.16

BCB Bancorp, Inc. ( NASDAQ:BCBP ) has announced that it will pay a dividend of $0.16 per share on the 21st of May. This...
Analyse-artikel • Feb 01

BCB Bancorp (NASDAQ:BCBP) Is Due To Pay A Dividend Of $0.16

The board of BCB Bancorp, Inc. ( NASDAQ:BCBP ) has announced that it will pay a dividend on the 24th of February, with...
Seeking Alpha • Oct 26

BCB Bancorp Appears Undervalued With A Dividend Yield Of Over 5%

Summary The loan balance surprisingly continued to decline in 3Q. As a result, I’ve decided to reduce my loan growth estimates, and consequently the earnings estimates, for 2024 and 2025. Rate cuts should help the loan portfolio’s declining trend finally turn around. Further, rate cuts will lift the net interest margin. The December 2025 target price suggests a high upside from the current market price. BCB Bancorp is offering an attractive dividend yield of 5.4%. The dividend payout appears secure. Read the full article on Seeking Alpha
Analyse-artikel • Oct 21

BCB Bancorp (NASDAQ:BCBP) Will Pay A Dividend Of $0.16

BCB Bancorp, Inc.'s ( NASDAQ:BCBP ) investors are due to receive a payment of $0.16 per share on 15th of November...
Seeking Alpha • Aug 04

BCB Bancorp: Over 5% Dividend Yield And Earnings Likely To Recover Soon

Summary The CRE-heavy loan book will not re-price as soon as the deposit book. Therefore, the margin will benefit from interest rate cuts. New Jersey and New York’s current economies give hope that the loan portfolio’s downtrend will reverse soon. The December 2024 target price suggests a 15% price upside. BCBP is offering an attractive dividend yield of 5.6%. The earnings estimate suggests that the dividend is secure. Read the full article on Seeking Alpha
Analyse-artikel • Jul 23

BCB Bancorp (NASDAQ:BCBP) Has Affirmed Its Dividend Of $0.16

The board of BCB Bancorp, Inc. ( NASDAQ:BCBP ) has announced that it will pay a dividend on the 16th of August, with...
Analyse-artikel • Apr 25

BCB Bancorp (NASDAQ:BCBP) Will Pay A Dividend Of $0.16

BCB Bancorp, Inc.'s ( NASDAQ:BCBP ) investors are due to receive a payment of $0.16 per share on 17th of May. The...
Seeking Alpha • Apr 23

BCB Bancorp: Higher For Longer Scenario Weighs On Profitability

Summary BCB Bancorp's Q1 earnings report shows missed EPS and revenue, indicating struggles with profitability. The bank is facing challenges due to higher interest rates and rising deposit costs. BCBP is focused on increasing liquidity and maintaining profitability, but the macroeconomic environment and loan portfolio pose obstacles. Read the full article on Seeking Alpha
Seeking Alpha • Jan 25

We Still Like BCB Bancorp

Summary BCB Bancorp, Inc.'s Q4 earnings show relatively in-line metrics with the sector and a big discount in shares, making it an attractive investment. Margins have been under pressure, but we see them near a bottom and expect a widening of margins in 2024. Loans are growing and deposits have increased, while BCB Bancorp maintains tightened lending standards and solid asset quality. Read the full article on Seeking Alpha
Analyse-artikel • Oct 22

BCB Bancorp (NASDAQ:BCBP) Will Pay A Dividend Of $0.16

BCB Bancorp, Inc. ( NASDAQ:BCBP ) will pay a dividend of $0.16 on the 17th of November. The dividend yield will be 6.0...
Analyse-artikel • Jul 25

BCB Bancorp (NASDAQ:BCBP) Has Announced A Dividend Of $0.16

The board of BCB Bancorp, Inc. ( NASDAQ:BCBP ) has announced that it will pay a dividend of $0.16 per share on the 18th...
Analyse-artikel • Jun 08

Here's Why BCB Bancorp (NASDAQ:BCBP) Has Caught The Eye Of Investors

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Analyse-artikel • Apr 20

BCB Bancorp's (NASDAQ:BCBP) Dividend Will Be $0.16

BCB Bancorp, Inc. ( NASDAQ:BCBP ) will pay a dividend of $0.16 on the 19th of May. This means the annual payment is...
Seeking Alpha • Oct 17

BCB Bancorp increases stock buyback program

BCB Bancorp (NASDAQ:BCBP) said Monday it amended its stock buyback program to increase the number of shares yet to be repurchased from ~82.4K shares to 500K shares. Under the earlier repurchase program, BCB Bancorp (BCBP) was authorized to buy back up to 500K shares. As of Sept. 30, ~417.7K shares had been repurchased. The 500K shares newly authorized to be repurchased represent ~2.9% of BCB Bancorp's (BCBP) outstanding stock. As of Sept. 30, BCB Bancorp (BCBP) had ~17M outstanding shares. BCB Bancorp (BCBP) may modify or terminate the new repurchase program at any time.
Seeking Alpha • Sep 28

BCB Bancorp appoints Jawad Chaudhry as CFO

BCB Bancorp (NASDAQ:BCBP) the holding company for BCB Community Bank, has named Jawad Chaudhry as CFO, effective immediately. Chaudhry, formerly Executive Vice President of FP&A, Corporate Finance, & Strategy at Investors Bank, brings to his new position significant experience in both regional and investment banking. Before joining BCB Bancorp, Chaudhry served as Executive Vice President of FP&A, Corporate Finance & Strategy at Investors Bank.
Seeking Alpha • Aug 17

BCB Bancorp: Attractively Valued With A Rosy Earnings Outlook

Provisioning will likely remain at a normal level despite economic headwinds. A high allowance level relative to the rapidly improving asset quality will restrain provisioning. After the second quarter's outstanding performance, loan growth will likely slow down but remain at a decent level due to healthy pipelines and economic factors. The December 2022 target price suggests a high upside from the current market price. Further, BCBP is offering a decent dividend yield. The remarkable asset quality improvement over the last year will likely lift BCB Bancorp's (NASDAQ: BCBP) earnings this year. Moreover, the second quarter’s outstanding organic loan growth, healthy pipelines, and economic factors will lift the loan balance for this year, leading to earnings growth. The margin will also somewhat benefit from the rising-rate environment. Overall, I'm expecting BCB Bancorp to report earnings of $2.41 per share for 2022, up 26% year-over-year. Compared to my last report on the company, I've revised upwards my earnings estimate mostly because I have slashed my provision expense estimate and increased my loan growth estimate. For 2023, I'm expecting earnings to grow by a further 5% to $2.54 per share. The year-end target price suggests a significant upside from the current market price. Therefore, I'm upgrading BCB Bancorp to a buy rating. Rapidly Improving Asset Quality to Keep Provisioning at a Normal Level Despite Headwinds The loan portfolio’s asset quality has improved drastically over the last twelve months. The proportion of nonaccrual loans in total loans has plunged, due to which the allowance level now appears somewhat excessive. SEC Filings Mostly because of the excessively high reserve level, I believe BCB Bancorp can easily ride out the economic headwinds foreseen for the next few quarters. These headwinds include heightened interest rates, inflation, and the possibility of a recession in the country. Overall, I'm expecting provisioning to remain at a normal level in the second half of 2022 and full-year 2023. I'm expecting the net provision expense to make up 0.18% of total loans (annualized) in the second half of 2022 and 0.15% of total loans in 2023. In comparison, the net provision averaged 0.15% from 2017 to 2019 and 0.21% from 2017 to 2021. Healthy Pipelines, Regional Economy to Support Loan Growth BCB Bancorp reported exceptional loan growth of 9.4% in the second quarter of 2022, or 37.5% annualized. This growth was organic and mostly driven by the commercial real estate and multifamily segment. Loan growth will most probably decelerate in the third quarter because the second quarter's unusual performance is unsustainable. However, loan growth will most probably remain at a decent level partly because of the pipelines’ health. Management called the loan pipeline “substantial” in the earnings release. Further, regional economic factors will support loan growth. BCB Bancorp operates in New Jersey and New York, whose economies have been slowly but surely recovering. The following chart shows the coincident index for the states. Although the trend is not as steep as before, it is still positive. Philly Fed New York Coincident Index data by YCharts Similarly, the job market's recovery is slower than the rest of the country but still commendable. New York Unemployment Rate data by YCharts Considering these factors, I'm expecting the loan portfolio to increase by 2% in the second half of 2022, leading to full-year loan growth of 16.0%. Compared to my last report on BCB Bancorp, I haven't changed my loan growth estimate for the second half of the year. However, I've significantly revised upward the loan growth estimate for the full year because the second quarter’s loan growth beat my expectations. For 2023, I'm expecting growth to continue at the same level as the second half of 2022. Meanwhile, I'm expecting the growth of other balance sheet items to match loan growth. The following table shows my balance sheet estimates. FY18 FY19 FY20 FY21 FY22E FY23E Financial Position Net Loans 2,278 2,178 2,228 2,305 2,673 2,782 Growth of Net Loans 38.6% (4.4)% 2.3% 3.5% 16.0% 4.1% Other Earning Assets 305 621 360 514 309 321 Deposits 2,181 2,362 2,318 2,561 2,708 2,818 Borrowings and Sub-Debt 282 296 243 122 140 145 Common equity 181 214 223 245 272 305 Book Value Per Share ($) 11.5 13.1 13.1 14.2 15.6 17.5 Tangible BVPS ($) 11.2 12.7 12.7 13.9 15.3 17.2 Source: SEC Filings, Earnings Releases, Author's Estimates(In USD million unless otherwise specified) Margin is not Very Sensitive to Rate Hikes I don't expect the margin to benefit much from the rising-rate environment. Firstly, around 57% of the deposit book is made up of deposits that re-price soon after every rate hike, namely interest-bearing demand, money market, and savings deposits. Therefore, the deposit beta is likely to remain somewhat high. Moreover, BCB Bancorp’s net interest margin has actually declined during the last upward rate cycle from the fourth quarter of 2015 to the fourth quarter of 2018. SEC Filings Considering these factors, I'm expecting the margin to grow by 23 basis points in the second half of 2022 before stabilizing in 2023. Compared to my last report on the company, I've revised upward the margin estimate for 2022 because the interest rates have already risen faster and higher than I previously expected. Expecting Earnings to Surge by 26% The significant asset quality improvement, remarkable loan growth, and slight margin expansion will drive earnings this year. Further, the noninterest income will likely turn back to black this quarter. BCB Bancorp reported large unrealized losses on equity investments in the first half of the year, which is unlikely to be repeated in the second half. Overall, I am expecting BCB Bancorp to report earnings of $2.41 per share for 2022, up 26% year-over-year. For 2023, I'm expecting earnings to grow by 5% to $2.54 per share. The following table shows my income statement estimates. FY18 FY19 FY20 FY21 FY22E FY23E Income Statement Net interest income 78 83 80 97 112 123 Provision for loan losses 5 2 9 4 0 4 Non-interest income 8 5 12 9 2 5 Non-interest expense 56 56 54 54 53 57 Net income - Common Sh. 16 20 20 33 42 44 EPS - Diluted ($) 1.01 1.20 1.14 1.92 2.41 2.54 Source: SEC Filings, Earnings Releases, Author's Estimates(In USD million unless otherwise specified) In my last report on BCB Bancorp, I estimated earnings of $2.22 per share for 2022. I've now revised upwards my earnings estimate mostly because I've increased both my loan growth and margin estimates. Moreover, I've reduced my provisioning estimate to almost zero following the first half’s outstanding performance.
Analyse-artikel • Jul 24

BCB Bancorp (NASDAQ:BCBP) Will Pay A Dividend Of $0.16

The board of BCB Bancorp, Inc. ( NASDAQ:BCBP ) has announced that it will pay a dividend on the 15th of August, with...
Analyse-artikel • Jul 23

Analysts Are Updating Their BCB Bancorp, Inc. (NASDAQ:BCBP) Estimates After Its Second-Quarter Results

It's been a good week for BCB Bancorp, Inc. ( NASDAQ:BCBP ) shareholders, because the company has just released its...
Seeking Alpha • Jul 21

BCB Bancorp declares $0.16 dividend

BCB Bancorp (NASDAQ:BCBP) declares $0.16/share quarterly dividend, in line with previous. Forward yield 3.61% Payable Aug. 15; for shareholders of record Aug. 1; ex-div July 29. See BCBP Dividend Scorecard, Yield Chart, & Dividend Growth.
Seeking Alpha • Jun 01

BCB Bancorp: Waiting To Buy On Dips

Economic strength in New York and New Jersey will play a pivotal role in loan growth this year. Despite an improvement in the deposit mix, the overall deposit cost is still quite sensitive to rate changes. As a result, the margin is only moderately rate-sensitive. I have reduced the provision expense estimate due to significant asset quality improvement in the first quarter of the year. The December 2022 target price suggests a small upside from the current market price. Further, BCBP is offering a decent dividend yield.

Analyse CEO-vergoeding

Hoe is Michael Shriner's beloning veranderd ten opzichte van BCB Bancorp's winst?
DatumTotale vergoedingSalarisBedrijfswinsten
Mar 31 2026n/an/a

-US$1m

Dec 31 2025US$772kUS$675k

-US$14m

Compensatie versus markt: De totale vergoeding ($USD 772.06K ) Michael } ligt onder het gemiddelde voor bedrijven van vergelijkbare omvang in de US markt ($USD 1.55M ).

Compensatie versus inkomsten: Er zijn onvoldoende gegevens om de beloning van Michael te vergelijken met de prestaties van het bedrijf.

CEO

Michael Shriner (61 yo)

2.3yrs
Tenure
US$772,063
Compensatie

Mr. Michael A. Shriner is President, CEO & Director of BCB Community Bank & BCB Bancorp, Inc. from January 01, 2024. Mr. Shriner joined the BCB Community Bank on January 01, 2024. He served as Chief Execut...

Leiderschapsteam

NaamPositieTenureCompensatieEigendom
Michael Shriner
President2.3yrsUS$772.06k0.19%
$ 335.0k
Jawad Chaudhry
Executive VP3.7yrsUS$487.00k0.30%
$ 525.0k
Ryan Blake
Executive VP4.7yrsUS$459.67k0.28%
$ 492.2k
Sandra Sievewright
Executive VP & Chief Compliance Officerno dataUS$357.41k0%
$ 0
Daniel Araujo
Senior VP & Chief Lending Officerless than a yeargeen gegevens0.0035%
$ 6.1k
3.0yrs
Gemiddelde duur
44yo
Gemiddelde leeftijd

Ervaren management: Het managementteam van BCBP wordt beschouwd als ervaren (gemiddelde ambtstermijn 3 jaar).

Bestuursleden

NaamPositieTenureCompensatieEigendom
Michael Shriner
President2.3yrsUS$772.06k0.19%
$ 335.0k
Ryan Blake
Executive VP3.5yrsUS$459.67k0.28%
$ 492.2k
Michael Widmer
Director1.4yrsUS$99.85k0.073%
$ 126.4k
Judith Bielan
Independent Director26.3yrsUS$97.85k0.89%
$ 1.5m
Mark Hogan
Independent Chairman of the Board26.3yrsUS$183.26k4.21%
$ 7.3m
Joseph Lyga
Independent Director26.3yrsUS$109.85k1.13%
$ 2.0m
James Rizzo
Independent Director11.3yrsUS$118.85k0.84%
$ 1.5m
Vincent DiDomenico
Independent Director8.1yrsUS$113.85k1.07%
$ 1.9m
Tara French
Independent Vice Chair of the Board2yrsUS$133.85k0.076%
$ 131.4k
John Pulomena
Independent Director8.3yrsUS$98.85k0.16%
$ 270.5k
Gerald Werdann
Independent Directorless than a yeargeen gegevens0.069%
$ 120.3k
8.1yrs
Gemiddelde duur
61yo
Gemiddelde leeftijd

Ervaren bestuur: De raad van bestuur van BCBP wordt beschouwd als ervaren (gemiddelde ambtstermijn 8.1 jaar).

Bedrijfsanalyse en status van financiële gegevens

GegevensLaatst bijgewerkt (UTC-tijd)
Bedrijfsanalyse2026/05/07 17:41
Aandelenkoers aan het einde van de dag2026/05/07 00:00
Inkomsten2026/03/31
Jaarlijkse inkomsten2025/12/31

Gegevensbronnen

De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.

PakketGegevensTijdframeVoorbeeld Amerikaanse bron *
Financiële gegevens bedrijf10 jaar
  • Resultatenrekening
  • Kasstroomoverzicht
  • Balans
Consensus schattingen analisten+3 jaar
  • Financiële prognoses
  • Koersdoelen analisten
Marktprijzen30 jaar
  • Aandelenprijzen
  • Dividenden, splitsingen en acties
Eigendom10 jaar
  • Top aandeelhouders
  • Handel met voorkennis
Beheer10 jaar
  • Leiderschapsteam
  • Raad van bestuur
Belangrijkste ontwikkelingen10 jaar
  • Bedrijfsaankondigingen

* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.

Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.

Analysemodel en Snowflake

Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.

Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.

Industrie en sector

Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.

Bronnen van analisten

BCB Bancorp, Inc. wordt gevolgd door 2 analisten. 3 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.

AnalistInstelling
David KonradKeefe, Bruyette, & Woods
Justin CrowleyPiper Sandler Companies