New Risk • Apr 28
New major risk - Revenue and earnings growth Earnings have declined by 14% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 14% per year over the past 5 years. Shareholders have been substantially diluted in the past year (38% increase in shares outstanding). Aankondiging • Apr 08
Avidbank Holdings, Inc., Annual General Meeting, May 19, 2026 Avidbank Holdings, Inc., Annual General Meeting, May 19, 2026. Location: 1732 n. first street, 6th floor san jose, ca 95112, san jose United States Aankondiging • Apr 04
Avidbank Holdings, Inc. to Report Q1, 2026 Results on Apr 27, 2026 Avidbank Holdings, Inc. announced that they will report Q1, 2026 results After-Market on Apr 27, 2026 Recent Insider Transactions Derivative • Feb 12
Independent Director notifies of intention to sell stock Michael Rosinus intends to sell 195k shares in the next 90 days after lodging an Intent To Sell Form on the 10th of February. If the sale is conducted around the recent share price of US$30.50, it would amount to US$5.9m. Since June 2025, Michael has owned 16.58k shares directly. There have been no trades via on-market transactions or options from company insiders in the last 12 months. Aankondiging • Jan 13
Avidbank Holdings, Inc. to Report Q4, 2025 Results on Jan 29, 2026 Avidbank Holdings, Inc. announced that they will report Q4, 2025 results at 4:00 PM, US Eastern Standard Time on Jan 29, 2026 Aankondiging • Oct 09
Avidbank Holdings, Inc. to Report Q3, 2025 Results on Oct 23, 2025 Avidbank Holdings, Inc. announced that they will report Q3, 2025 results After-Market on Oct 23, 2025 Major Estimate Revision • Sep 03
Consensus EPS estimates fall by 56% The consensus outlook for fiscal year 2025 has been updated. 2025 EPS estimate fell from US$2.85 to US$1.25 per share. Revenue forecast steady at US$91.9m. Net income forecast to shrink 12% next year vs 16% growth forecast for Banks industry in the US . Consensus price target up from US$28.00 to US$30.38. Share price was steady at US$25.05 over the past week. Price Target Changed • Sep 02
Price target increased by 16% to US$30.38 Up from US$26.25, the current price target is an average from 4 analysts. New target price is 21% above last closing price of US$25.10. Stock is up 28% over the past year. The company is forecast to post earnings per share of US$1.25 for next year compared to US$2.83 last year. Reported Earnings • Aug 26
Second quarter 2025 earnings: EPS in line with expectations, revenues disappoint Second quarter 2025 results: EPS: US$0.77 (up from US$0.47 in 2Q 2024). Revenue: US$20.9m (up 26% from 2Q 2024). Net income: US$5.80m (up 67% from 2Q 2024). Profit margin: 28% (up from 21% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 17% p.a. on average during the next 2 years, compared to a 8.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings. New Risk • Aug 10
New major risk - Shareholder dilution The company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 34% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company. Aankondiging • Aug 08
Avidbank Holdings, Inc. has completed an IPO in the amount of $60.03 million. Avidbank Holdings, Inc. has completed an IPO in the amount of $60.03 million.
Security Name: Common Stock
Security Type: Common Stock
Securities Offered: 2,610,000
Price\Range: $23
Transaction Features: Reserved Share Offering; Sponsor Backed Offering Aankondiging • Jul 18
Avidbank Holdings, Inc. has filed an IPO in the amount of $70 million. Avidbank Holdings, Inc. has filed an IPO in the amount of $70 million.
Security Name: Common Stock
Security Type: Common Stock
Transaction Features: Sponsor Backed Offering Aankondiging • Jun 25
Linda Morris Joins Avidbank Holdings, Inc. Board of Directors Avidbank Holdings, Inc. announced that Linda Morris has joined the Board of Directors. Ms. Morris is a seasoned financial services executive with over three decades of leadership experience across banking, risk management, and strategy. As the former Executive Vice President and Head of U.S. Retail Branch Banking and Physical Distribution at PNC Bank, Ms. Morris led a network of 2,600 branches and 16,000 employees nationwide. Her business unit generated over $1 billion in annual revenues and expenses, consistently achieving positive operating leverage under her leadership. Ms. Morris has deep expertise in enterprise risk management, regulatory compliance, strategic planning, and human capital management. Throughout her career, she played a pivotal role in scaling operations and driving cultural and business transformation during periods of significant change, including leading the integration of BBVA/USA's 500+ branch franchise and earlier, National City Bank's Midwest operations. She has been a featured speaker and panelist on branch transformation and organizational leadership at industry conferences. Aankondiging • Jan 17
Avidbank Holdings, Inc. Announces Board Changes Avidbank Holdings, Inc. announced that James Deutsch has joined the Board of Directors. Mr. Deutsch brings over 40 years of banking experience to the Board. Mr. Deutsch will be replacing Mr. Roxy Rapp who retired as a longstanding director on Avidbank's Board at the end of 2023. Mr. Deutsch is a partner in Patriot Financial Partners, a private equity firm based in Radnor, Pennsylvania. Prior to joining Patriot in 2021, Mr. Deutsch served as President, CEO, and Founder of Team Capital Bank, a privately held institution headquartered in Bethlehem, Pennsylvania. Before Team Capital, he spent over 25 years with Commerce Bank, Brown Brothers Harriman, and Summit Bank. At those banks, he held various management positions in commercial banking, investment banking, and corporate finance. At Patriot, Mr. Deutsch is a member of the Investment Committee, and he also has responsibility for new investment opportunities. He has served on the Board of Directors of more than 10 banks ranging in size from $1 billion to $30 billion in assets. Outside of Patriot, Mr. Deutsch has served on the boards of many not-for-profit agencies and served as Chair on several of those including the State Theatre, Valley Youth House, and Minsi Trails Boy Scouts. Mr. Deutsch received his BS in Finance and his MBA from Lehigh University. In other board news, Ms. Henchy Enden has resigned from the board due to internal requirements of a new position she has recently taken with a global investment management firm. Aankondiging • Aug 04
Avidbank Holdings, Inc. Announces Appointment of Art Wasson as Executive Vice President Avidbank Holdings, Inc. announced that Art Wasson has joined the Bank as Executive Vice President to lead the Treasury Management Services team. For over 11 years, Mr. Wasson has been working with entrepreneurs and their investors in the venture banking space. Most recently, he was Managing Group Director and founding member of the Venture Banking Team at Signature Bank. Previously, he spent seven years at Square 1 Bank, most recently as Executive Vice President and head of the Equity Funds Group and Global Treasury Management. Art began his banking career spending 16 years at Merrill Lynch and Morgan Stanley in their private banking divisions, working with small and middle market businesses. To help support Avidbank's Treasury Management division, Mr. Wasson is accompanied by Christina Scheper, who joins them as Senior Vice President, and Jeff Massey, coming aboard as Vice President. Ms. Scheper has been in the venture banking arena for over 16 years, most recently alongside Mr. Wasson as a founding member of the Venture Banking Team at Signature Bank. Mr. Massey was also a founding member of the Venture Banking Team at Signature Bank and served as Vice President, Global Treasury Management. Aankondiging • Aug 26
Avidbank Holdings, Inc. Appoints Henchy Rachel Enden to Board of Directors Avidbank Holdings, Inc. announced that Henchy Rachel Enden has joined the Board of Directors. Ms. Enden brings a wealth of experience in financial services to the Bank. Ms. Enden is a Vice President and Portfolio Manager for MFP Investors LLC, where she has been employed since 2004. Prior to her work at MFP, she was a foreign exchange trader at Salomon Brothers following her graduation from college, and an analyst at GMM Capital, a family office focused on public and private investments in the retail sector, following her graduation from business school. She is also is a director of Dynasty Financial Partners, LLC, a leading integrated platform services company for independent wealth advisory management firms established in 2010. She previously served as a director of the following banks: West Coast Bancorp, First Security, Bridgeview Bancorp, and Atlantic Capital Bancshares. Ms. Enden holds a B.S. degree in Finance and Economics, summa cum laude, from Touro College and received an M.B.A., with honors, from the Columbia University Graduate School of Business. She lives on the East Side of Manhattan with her husband and daughter. 
