Philippine National Bank Balans Gezondheid
Financiële gezondheid criteriumcontroles 4/6
Philippine National Bank has total assets of ₱1,256.3B and total equity of ₱202.8B. Total deposits are ₱949.2B, and total loans are ₱603.2B earning a Net Interest Margin of 4.2%. It has insufficient allowance for bad loans, which are currently at 7.7% of total loans. Cash and short-term investments are ₱175.4B.
Belangrijke informatie
6.2x
Verhouding activa / eigen vermogen
4.2%
Nettorentemarge
| Totaal deposito's | ₱949.22b |
| Verhouding leningen/deposito's | Passend |
| Slechte leningen | 7.7% |
| Voorziening voor dubieuze leningen | Laag |
| Huidige ratio | Laag |
| Geldmiddelen en kasequivalenten | ₱175.38b |
Recente financiële gezondheidsupdates
Recent updates
Analyse van de financiële positie
Schuld/ eigen vermogen geschiedenis en analyse
Balans
Analyse financiële instellingen
Activa niveau: PNB's Assets to Equity ratio (6.2x) is low.
Voorziening voor slechte leningen: PNB has a low allowance for bad loans (85%).
Laag risico verplichtingen: 90% of PNB's liabilities are made up of primarily low risk sources of funding.
Leenniveau: PNB has an appropriate level of Loans to Assets ratio (48%).
Laag risico deposito's: PNB's Loans to Deposits ratio (64%) is appropriate.
Niveau van slechte leningen: PNB has a high level of bad loans (7.7%).