BPER Banca (BPE) Aandelenoverzicht
BPER Banca SpA levert bankproducten en -diensten aan particulieren, bedrijven en professionals in Italië en daarbuiten. Meer informatie
| Sneeuwvlok Score | |
|---|---|
| Waardering | 5/6 |
| Toekomstige groei | 3/6 |
| Prestaties in het verleden | 5/6 |
| Financiële gezondheid | 5/6 |
| Dividenden | 5/6 |
Beloningen
Risicoanalyse
BPE Community Fair Values
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Analyst Price Targets
BPER Banca SpA Concurrenten
Prijsgeschiedenis en prestaties
| Historische aandelenkoersen | |
|---|---|
| Huidige aandelenkoers | €11.45 |
| 52 Week Hoogtepunt | €13.22 |
| 52 Week Laag | €7.22 |
| Bèta | 0.74 |
| 1 maand verandering | -5.84% |
| 3 maanden verandering | -7.75% |
| 1 Jaar Verandering | 45.65% |
| 3 jaar verandering | 363.48% |
| 5 jaar verandering | 458.44% |
| Verandering sinds IPO | 152.87% |
Recent nieuws en updates
Narratiefupdate • May 19
BPE: Excess Capital Distributions Will Support A Constructive Forward Outlook
Analysts have nudged the fair value estimate for BPER Banca up to about €13.93 from roughly €13.74. This reflects recent price target cuts, multiple downgrades to Hold or Neutral, and the view that the stock already factors in expectations for using excess capital for higher distributions.
Narratiefupdate • May 03
BPE: Merger Vote And Recalibrated Earnings Outlook Are Expected To Unlock Upside
Analysts have trimmed BPER Banca's fair value estimate by €0.10 to €14.50, reflecting updated views on discount rates, revenue growth, profit margins and future P/E after a mix of recent target moves and a fresh neutral initiation on the stock. Analyst Commentary Recent research points to a mixed but generally constructive stance on BPER Banca, with some firms trimming fair value assumptions while others highlight room for upside based on execution and earnings power.
Narratiefupdate • Apr 18
BPE: Mixed Research Views And Merger Plans Will Shape Future Risk Reward
Narrative Update BPER Banca's updated analyst price target moves slightly higher to about €12.51 from roughly €12.08, as analysts factor in revised assumptions for revenue growth, profit margins, discount rate, and a modestly lower future P/E multiple following mixed recent research including price target adjustments and a new neutral initiation. Analyst Commentary Recent research on BPER Banca presents a mixed picture, with some analysts turning more cautious even as others see room for upside.Recent updates
Narratiefupdate • May 19
BPE: Excess Capital Distributions Will Support A Constructive Forward Outlook
Analysts have nudged the fair value estimate for BPER Banca up to about €13.93 from roughly €13.74. This reflects recent price target cuts, multiple downgrades to Hold or Neutral, and the view that the stock already factors in expectations for using excess capital for higher distributions.Narratiefupdate • May 03
BPE: Merger Vote And Recalibrated Earnings Outlook Are Expected To Unlock Upside
Analysts have trimmed BPER Banca's fair value estimate by €0.10 to €14.50, reflecting updated views on discount rates, revenue growth, profit margins and future P/E after a mix of recent target moves and a fresh neutral initiation on the stock. Analyst Commentary Recent research points to a mixed but generally constructive stance on BPER Banca, with some firms trimming fair value assumptions while others highlight room for upside based on execution and earnings power.Narratiefupdate • Apr 18
BPE: Mixed Research Views And Merger Plans Will Shape Future Risk Reward
Narrative Update BPER Banca's updated analyst price target moves slightly higher to about €12.51 from roughly €12.08, as analysts factor in revised assumptions for revenue growth, profit margins, discount rate, and a modestly lower future P/E multiple following mixed recent research including price target adjustments and a new neutral initiation. Analyst Commentary Recent research on BPER Banca presents a mixed picture, with some analysts turning more cautious even as others see room for upside.Narratiefupdate • Apr 04
BPE: Upcoming Merger And Earnings Milestones Will Support Constructive Outlook
Analysts have raised their average price target on BPER Banca to about €13.74 from roughly €13.09, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margins and future P/E following recent research from firms including Deutsche Bank, Goldman Sachs and Morgan Stanley. Analyst Commentary Recent research on BPER Banca highlights both supportive and cautious views around the bank's valuation, execution and growth profile, reflected in the updated price targets and fresh coverage.Narratiefupdate • Mar 21
BPE: Rising Confidence In Merger Outlook Is Expected To Unlock Further Upside
Analyst price targets for BPER Banca have increased, with recent research indicating a new level of around €13.40, up from €12.10 previously. This revision is supported by updated assumptions on discount rates, revenue growth, profit margins and future P/E estimates.Narratiefupdate • Mar 07
BPE: Higher Street Views And Refined Assumptions Will Support Upside Potential
BPER Banca's analyst price target has moved higher, with the fair value estimate shifting from €11.79 to €12.08 as analysts factor in updated Street targets from €12.10 to €13.40 and refreshed assumptions on discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent research updates on BPER Banca have centered on revisions to fair value estimates and price targets, reflecting refreshed assumptions on discount rate, revenue, margins and future P/E multiples.Narratiefupdate • Feb 20
BPE: Higher Fair Estimate Will Reflect Rising Confidence In Preferred Bank
Analysts have raised their price targets on BPER Banca, with our fair value estimate moving from €13.52 to €14.60 as they factor in updated assumptions on discount rates, revenue, margins and future P/E multiples. Analyst Commentary Recent Street research points to a more constructive tone around BPER Banca, with several bullish analysts adjusting their fair value assumptions.Narratiefupdate • Feb 06
BPE: Market Perform Shift And Revised Assumptions Will Shape Balanced Risk Outlook
Analysts have inched up their fair value estimate for BPER Banca to €11.79 from €11.20, with a slightly higher Street price target of €11.60 helping to frame this recalibration, despite a recent downgrade to Market Perform. Analyst Commentary Bearish analysts are signalling a more cautious stance on BPER Banca, even as fair value estimates and the latest price target sit slightly above current levels.Narratiefupdate • Jan 23
BPE: Index Shift And Buyback Plans Will Shape Balanced Future Prospects
Analysts have nudged their target for BPER Banca higher, with our fair value estimate moving from €12.00 to about €13.09. This reflects updated views on discount rate, revenue growth, profit margin and future P/E assumptions drawn from recent research, including both a higher price target alongside a downgrade to Market Perform, and an upgrade to Buy with a higher target price.Narratiefupdate • Jan 09
BPE: Higher Fair Estimate Signals Confidence In Preferred Italian Bank
Analysts have raised their fair value estimate for BPER Banca from €12.10 to about €13.52. This change reflects a series of recent price target increases and broadly supportive views on the stock among covering firms.Narratiefupdate • Dec 20
BPE: Higher Fair Value And Index Moves Will Shape Balanced Risk Outlook
The analyst fair value estimate for BPER Banca has risen from approximately EUR 7.55 to EUR 11.20, as analysts incorporate stronger expectations for revenue growth, slightly higher profitability, and a sector-leading position reflected in a series of recent price target hikes across the Street. Analyst Commentary Recent Street research on BPER Banca presents a more nuanced picture, with some Bearish analysts tempering enthusiasm despite the higher consensus fair value.Narratiefupdate • Dec 06
BPE: Index Inclusion And Buyback Plans Will Drive Future Momentum
Analysts have nudged their price target for BPER Banca slightly higher to EUR 12.00, reflecting improved expectations for revenue growth and margins, while noting the bank's growing status as a preferred Italian name despite some valuation driven rating adjustments. Analyst Commentary Recent research updates on BPER Banca highlight a mixed but generally constructive stance, with several firms acknowledging the bank as a preferred Italian banking exposure even as some recommendations moderate on valuation grounds.Narratiefupdate • Nov 22
BPE: Strong Sector Position And Index Inclusion Will Drive Further Momentum
Analysts have raised the fair value estimate for BPER Banca from €11.40 to €12.00. This reflects enhanced profit margins and sector-wide upgrades, despite mixed rating changes.Narratiefupdate • Nov 01
BPE: Share Momentum And Fair Value Will Drive Cautious Optimism Ahead
The analyst price target for BPER Banca has seen a notable shift, as recent updates from analysts reflect increased optimism and revised targets ranging from €10.30 to €12.50. This has been supported by stronger valuations and sustained growth prospects for the bank.Narratiefupdate • Oct 18
Digital Transformation And ESG Lending Will Shape Future Expansion
Analysts have increased their price target for BPER Banca from €10.73 to €11.40, reflecting optimism about the bank's revenue growth outlook and its preferred status among Italian banks, despite recent valuation concerns. Analyst Commentary Recent analyst actions highlight a nuanced outlook for BPER Banca, with growing optimism around the bank's growth trajectory and value, tempered by some caution over recent share price appreciation.Narratiefupdate • Oct 03
Digital Transformation And ESG Lending Will Shape Future Expansion
Analysts have raised their price target for BPER Banca from €10.57 to €10.73. They cite improved revenue growth and profit margin expectations, which support a more optimistic outlook.Narratiefupdate • Sep 13
Digital Transformation And ESG Lending Will Shape Future Expansion
The consensus Analyst Price Target for BPER Banca has increased, primarily reflecting a notable decline in its future P/E multiple, which enhances perceived value and supports the revised fair value of €10.57. What's in the News BPER Banca raised its 2025 total revenue guidance from EUR 5.4 billion to EUR 5.5 billion.Narratiefupdate • Aug 29
Digital Transformation And ESG Lending Will Shape Future Expansion
The upward revision in BPER Banca’s price target reflects a significant decrease in its future P/E ratio alongside a modest improvement in net profit margin, raising fair value from €9.75 to €10.16. What's in the News BPER Banca upgraded its 2025 total revenue guidance from EUR 5.4 billion to EUR 5.5 billion.Narratiefupdate • Aug 08
Digital Transformation And ESG Lending Will Shape Future Expansion
A strong upward revision in BPER Banca’s revenue growth forecast has outweighed a modest decline in net profit margin, prompting analysts to raise their fair value estimate from €9.06 to €9.60. Valuation Changes Summary of Valuation Changes for BPER Banca The Consensus Analyst Price Target has risen from €9.06 to €9.60.
Nieuw narratief • Nov 25
Tactical Initiatives Drive Growth But Analysts Warn Of Profit Margin Squeeze And Higher Costs
BPER Banca's strategic initiatives focus on enhancing efficiency, modernizing operations, and leveraging economies of scale to boost revenue and improve margins.Rendement voor aandeelhouders
| BPE | IT Banks | IT Markt | |
|---|---|---|---|
| 7D | -9.7% | -1.0% | -0.3% |
| 1Y | 45.6% | 20.6% | 16.8% |
Rendement versus industrie: BPE overtrof de Italian Banks industrie, die het afgelopen jaar een rendement 20.6 % opleverde.
Rendement versus markt: BPE overtrof de Italian markt, die het afgelopen jaar een rendement opleverde van 16.8 %.
Prijsvolatiliteit
| BPE volatility | |
|---|---|
| BPE Average Weekly Movement | 5.3% |
| Banks Industry Average Movement | 5.0% |
| Market Average Movement | 5.2% |
| 10% most volatile stocks in IT Market | 8.4% |
| 10% least volatile stocks in IT Market | 3.1% |
Stabiele aandelenkoers: BPE heeft de afgelopen 3 maanden geen significante prijsvolatiliteit gekend vergeleken met de Italian markt.
Volatiliteit in de loop van de tijd: De wekelijkse volatiliteit ( 5% ) van BPE is het afgelopen jaar stabiel geweest.
Over het bedrijf
| Opgericht | Werknemers | CEO | Website |
|---|---|---|---|
| 1867 | 22,964 | Gianni Giacomo Papa | www.bper.it |
BPER Banca SpA levert bankproducten en -diensten aan particulieren, bedrijven en professionals in Italië en daarbuiten. Het biedt betaal- en spaarrekeningen, leningen, hypotheken, verzekeringen en sociale zekerheid, en digitaal bankieren en aanverwante diensten; kaarten; en beleggings- en spaarproducten en -diensten. Het bedrijf biedt ook financiering en leasing, incasso en betaling, import en export, liquiditeits- en investeringsbeheer, digitale en andere diensten.
BPER Banca SpA Samenvatting
| BPE fundamentele statistieken | |
|---|---|
| Marktkapitalisatie | €23.86b |
| Inkomsten(TTM) | €1.89b |
| Inkomsten(TTM) | €6.27b |
12.6x
Koers/Winstverhouding1.4x
P/B-verhoudingIs BPE overgewaardeerd?
Zie Reële waarde en waarderingsanalyseInkomsten en omzet
| BPE resultatenrekening (TTM) | |
|---|---|
| Inkomsten | €6.27b |
| Kosten van inkomsten | €159.26m |
| Brutowinst | €6.11b |
| Overige uitgaven | €4.21b |
| Inkomsten | €1.89b |
Laatst gerapporteerde inkomsten
Mar 31, 2026
Volgende inkomensdatum
Aug 05, 2026
| Winst per aandeel (EPS) | 0.91 |
| Brutomarge | 97.46% |
| Nettowinstmarge | 30.23% |
| Schuld/Eigen Vermogen Verhouding | 178.1% |
Hoe presteerde BPE op de lange termijn?
Bekijk historische prestaties en vergelijkingDividenden
5.7%
Huidig dividendrendement61%
UitbetalingsratioBedrijfsanalyse en status van financiële gegevens
| Gegevens | Laatst bijgewerkt (UTC-tijd) |
|---|---|
| Bedrijfsanalyse | 2026/05/21 03:30 |
| Aandelenkoers aan het einde van de dag | 2026/05/21 00:00 |
| Inkomsten | 2026/03/31 |
| Jaarlijkse inkomsten | 2025/12/31 |
Gegevensbronnen
De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.
| Pakket | Gegevens | Tijdframe | Voorbeeld Amerikaanse bron * |
|---|---|---|---|
| Financiële gegevens bedrijf | 10 jaar |
| |
| Consensus schattingen analisten | +3 jaar |
|
|
| Marktprijzen | 30 jaar |
| |
| Eigendom | 10 jaar |
| |
| Beheer | 10 jaar |
| |
| Belangrijkste ontwikkelingen | 10 jaar |
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* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.
Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.
Analysemodel en Snowflake
Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.
Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.
Industrie en sector
Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.
Bronnen van analisten
BPER Banca SpA wordt gevolgd door 23 analisten. 10 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.
| Analist | Instelling |
|---|---|
| Irene Rossetto | Banca Akros S.p.A. (ESN) |
| Juan Lopez Cobo | Banco Santander |
| Paola Sabbione | Barclays |