Indian Overseas Bank Balans Gezondheid
Financiële gezondheid criteriumcontroles 4/6
Indian Overseas Bank has total assets of ₹3,763.6B and total equity of ₹281.0B. Total deposits are ₹3,107.7B, and total loans are ₹2,249.3B earning a Net Interest Margin of 3.3%. It has insufficient allowance for bad loans, which are currently at 2.8% of total loans. Cash and short-term investments are ₹230.0B.
Belangrijke informatie
13.4x
Verhouding activa / eigen vermogen
3.3%
Nettorentemarge
| Totaal deposito's | ₹3.11t |
| Verhouding leningen/deposito's | Passend |
| Slechte leningen | 2.8% |
| Voorziening voor dubieuze leningen | n/a |
| Huidige ratio | Laag |
| Geldmiddelen en kasequivalenten | ₹229.96b |
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Balans
Analyse financiële instellingen
Activa niveau: IOB's Assets to Equity ratio (13.4x) is moderate.
Voorziening voor slechte leningen: Insufficient data to determine if IOB has a sufficient allowance for bad loans.
Laag risico verplichtingen: 89% of IOB's liabilities are made up of primarily low risk sources of funding.
Leenniveau: IOB has an appropriate level of Loans to Assets ratio (60%).
Laag risico deposito's: IOB's Loans to Deposits ratio (72%) is appropriate.
Niveau van slechte leningen: IOB has a high level of bad loans (2.8%).