Banco Santander, S.A.

BME:SAN Voorraadrapport

Marktkapitalisatie: €150.2b

Banco Santander Beheer

Beheer criteriumcontroles 3/4

De CEO Banco Santander is Hector Grisi Checa, benoemd in Jan2023, heeft een ambtstermijn van 3.33 jaar. De totale jaarlijkse vergoeding van { bedraagt € 9.49M, bestaande uit 33.2% salaris en 66.8% bonussen, inclusief aandelen en opties van het bedrijf. bezit rechtstreeks 0.02% van de aandelen van het bedrijf, ter waarde € 30.25M. De gemiddelde ambtstermijn van het managementteam en de raad van bestuur bedraagt respectievelijk 9.3 jaar en 10.4 jaar.

Belangrijke informatie

Hector Grisi Checa

Algemeen directeur

€9.5m

Totale compensatie

Percentage CEO-salaris33.20%
Dienstverband CEO3.3yrs
Eigendom CEO0.02%
Management gemiddelde ambtstermijn9.3yrs
Gemiddelde ambtstermijn bestuur10.4yrs

Recente managementupdates

Recent updates

Narratiefupdate May 21

SAN: Share Buybacks And Rising Dividends Will Support Future Returns

Analysts have raised their Banco Santander price target slightly to €12.12 from €11.94, citing updated assumptions on revenue growth, profit margins and a lower future P/E multiple in their valuation analysis. What's in the News The General Shareholders Meeting on 27 March 2026 approved a fixed supplementary cash dividend of €0.125 per share, expected to be paid from 5 May 2026, with the final aggregate payout dependent on the size of the ongoing share buyback and any capital increase executed before that date (General Shareholders Meeting resolution).
Narratiefupdate Apr 24

SAN: Share Buybacks And Rising Cash Dividends Will Support Future Upside

Analysts have made a small upward adjustment to Banco Santander's price target, lifting it from €11.90 to about €11.94, reflecting updates to fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News The General Shareholders’ Meeting on 27 March 2026 approved an amendment to the bylaws article relating to capital and the number of shares.
Narratiefupdate Apr 10

SAN: Expanded Buybacks And Higher Cash Dividends Will Support Future Upside

Analysts have slightly adjusted their price target for Banco Santander to €11.90 from €11.95, reflecting updated assumptions around discount rates, revenue growth, profit margins, and future P/E levels. What's in the News Shareholders approved an amendment to the Bylaws article relating to capital and the number of shares at the General Shareholders' Meeting on 27 March 2026 (Key Developments).
Narratiefupdate Mar 26

SAN: Ongoing Buybacks And Rising Dividend Payouts Will Support Future Upside Potential

Analysts have made a slight downward adjustment to Banco Santander's price target, moving it from €11.98 to €11.95, reflecting updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News Banco Santander has completed a share buyback of 1,403,170,478 shares, representing 8.98% of its share capital, for a total of €7,016.34m under the program announced on October 5, 2023 (Key Developments).
Narratiefupdate Mar 12

SAN: Rising Dividends And Buybacks Will Support Attractive Future Return Potential

Analysts have nudged their price target on Banco Santander higher from about €11.47 to roughly €11.98. This reflects updated assumptions around slightly lower discount rates, higher projected revenue growth, modestly stronger profit margins and a reduced future P/E multiple.
Narratiefupdate Feb 26

SAN: Dividend Plans And Buybacks Will Support Fairly Balanced Return Prospects

Analysts have adjusted their price target for Banco Santander to €11.47 from €10.73, citing updated assumptions for revenue growth, profit margins, discount rate, and forward P/E that they see as better aligned with the bank's current fundamentals. What's in the News The board plans to submit a final cash dividend of €0.125 per share against 2025 profit for approval at the AGM expected on 27 March 2026.
Narratiefupdate Feb 10

SAN: Buybacks And Earnings Assumptions Will Support Fairly Balanced Return Prospects

Analysts have nudged their price target on Banco Santander higher to €10.73 from €10.34, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. These changes reflect their latest assessment of the bank's risk and earnings profile.
Narratiefupdate Jan 27

SAN: Dividend Payout And Earnings Guidance Will Support Fairly Balanced Return Prospects

Analysts have raised their price target for Banco Santander from €9.68 to €10.34, citing updated assumptions that include slightly higher revenue growth and profit margins, a modestly lower discount rate, and a small adjustment to the assumed future P/E multiple. What's in the News Banco Santander has scheduled a special or extraordinary shareholders meeting for November 28, 2025, in São Paulo, Brazil, at Avenida Presidente Juscelino Kubitschek 2041, Mezanino, Vila Nova Conceicao (Key Developments).
Narratiefupdate Jan 12

SAN: Dividend Payout And Revenue Outlook Will Support Fairly Balanced Return Prospects

Analysts have inched their price target for Banco Santander higher, lifting fair value by €0.15 to €9.68 as slightly lower discount rate assumptions, a marginally stronger profit margin outlook and a modestly higher future P/E expectation offset small adjustments to revenue growth forecasts. What's in the News Banco Santander has called a special or extraordinary shareholders meeting for November 28, 2025 in São Paulo, Brazil, with a follow up special or extraordinary meeting scheduled for January 15, 2026 at the same Avenida Presidente Juscelino Kubitschek address in Vila Nova Conceição, São Paulo (Key Developments).
Narratiefupdate Dec 15

SAN: Dividend Payout And Revenue Outlook Will Support Balanced Return Prospects

Analysts have nudged their price target for Banco Santander higher to €9.53 from €9.46. This reflects marginally stronger expectations for revenue growth, profitability, and valuation multiples under a slightly lower discount rate.
Narratiefupdate Nov 30

SAN: Revenue Outlook And Upcoming Dividend Are Expected To Drive Stable Returns

Analysts have raised their price target for Banco Santander from €9.30 to €9.46, reflecting slight improvements in projected revenue growth and profit margins. What's in the News Banco Santander will hold Special/Extraordinary Shareholders Meetings on October 16, 2025 and November 28, 2025 in São Paulo, Brazil (company filing).
Narratiefupdate Nov 16

SAN: Revenue Guidance And Dividends To Support Steady Performance Ahead

Analysts have raised their price target for Banco Santander from €9.19 to €9.30, citing improved profit margin forecasts and a slightly reduced discount rate as key factors supporting the upward revision. What's in the News Banco Santander announced an interim cash dividend of 11.5 euro cents per share to be paid from 3 November 2025.
Narratiefupdate Nov 01

SAN: Upcoming Dividend And Profit Margin Outlook Will Steady Future Value

Analysts have raised their price target for Banco Santander from €8.83 to €9.19, citing an improved profit margin outlook and a slightly lower discount rate as key factors behind the update. What's in the News Banco Santander, S.A. will hold a Special/Extraordinary Shareholders Meeting on October 16, 2025, in São Paulo, Brazil (Key Developments).
Narratiefupdate Oct 18

Digital Banking And Latin America Urbanization Will Unlock New Value

Analysts have raised the fair value estimate for Banco Santander from €8.65 to €8.83, citing modest improvements in projected profit margins and revenue growth expectations. What's in the News Banco Santander's board of directors approved an interim cash dividend of 11.5 euro cents per share.
Analyseartikel Oct 18

Banco Santander's (BME:SAN) Upcoming Dividend Will Be Larger Than Last Year's

Banco Santander, S.A.'s ( BME:SAN ) dividend will be increasing from last year's payment of the same period to €0.0932...
Narratiefupdate Oct 04

Digital Banking And Latin America Urbanization Will Unlock New Value

Analysts have raised their price target for Banco Santander from €8.20 to €8.65, citing modest improvements in revenue growth and profit margin projections along with a slightly lower discount rate. What's in the News A Special/Extraordinary Shareholders Meeting is scheduled for October 16, 2025, in São Paulo, Brazil (Key Developments) A Board Meeting is set for July 29, 2025, to discuss interim condensed consolidated financial statements for the six months ended June 30, 2025 (Key Developments) A Board Meeting is planned for February 25, 2025, to review consolidated annual accounts for 2024 and to consider payment of a complementary dividend (Key Developments) An upcoming Analyst/Investor Day has been announced (Key Developments) Valuation Changes The consensus analyst price target has increased from €8.20 to €8.65.
Analyseartikel Oct 03

Banco Santander (BME:SAN) Is Paying Out A Larger Dividend Than Last Year

Banco Santander, S.A. ( BME:SAN ) has announced that it will be increasing its dividend from last year's comparable...
Narratiefupdate Sep 19

Digital Banking And Latin America Urbanization Will Unlock New Value

Driven by modest improvements in both revenue growth and net profit margin forecasts, analysts have raised their price target for Banco Santander from €8.00 to €8.20. What's in the News Santander and Barclays are the only remaining contenders to acquire Banco de Sabadell's UK unit, TSB; a sale decision is expected soon, with BBVA pursuing a potential takeover of Sabadell.
Narratiefupdate Sep 04

Digital Banking And Latin America Urbanization Will Unlock New Value

Banco Santander’s consensus price target was maintained at €8.00, as a marginally higher future P/E multiple offset steady revenue growth projections. What's in the News Banco Santander is one of two main contenders to acquire Banco de Sabadell’s UK unit, TSB, alongside Barclays, with both banks in the final bidding stages.
Analyseartikel Jun 25

Here's Why We Think Banco Santander (BME:SAN) Is Well Worth Watching

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Nieuw narratief Feb 09

Banco Santander set to boost capital revenues and RoTE by 2025

Banco Santander is present in Europe (Germany, Austria, Belgium, Denmark, Spain, Finland, Isle of Man, Italy, Norway, Poland, Portugal and the UK); North America (USA, Mexico); South America (Argentin
User avatar
Nieuw narratief Nov 07

Santander's Global Expansion And Innovation Set To Drive Impressive Revenue Growth And Efficiency Gains

Strategic expansions in digital onboarding and cross-border operations enhance revenue growth and fee income globally.

Analyse CEO-vergoeding

Hoe is Hector Grisi Checa's beloning veranderd ten opzichte van Banco Santander's winst?
DatumTotale vergoedingSalarisBedrijfswinsten
Mar 31 2026n/an/a

€12b

Dec 31 2025€9m€3m

€12b

Sep 30 2025n/an/a

€13b

Jun 30 2025n/an/a

€13b

Mar 31 2025n/an/a

€11b

Dec 31 2024€9m€3m

€11b

Sep 30 2024n/an/a

€11b

Jun 30 2024n/an/a

€11b

Mar 31 2024n/an/a

€11b

Dec 31 2023€8mn/a

€10b

Compensatie versus markt: De totale vergoeding ($USD 11.01M ) Hector } ligt boven het gemiddelde voor bedrijven van vergelijkbare omvang in de Spanish markt ($USD 3.31M ).

Compensatie versus inkomsten: De vergoeding van Hector is het afgelopen jaar in lijn geweest met de bedrijfsprestaties.


CEO

Hector Grisi Checa (59 yo)

3.3yrs
Tenure
€9,488,690
Compensatie

Mr. Hector Blas Grisi Checa serves as Chief Executive Officer & Executive Director of Banco Santander, S.A. since January 01, 2023. He served as Executive Chairman and Chief Executive Officer of Grupo Fina...


Leiderschapsteam

NaamPositieTenureCompensatieEigendom
Ana de Sautuola y O'Shea
Executive Chair37.3yrs€11.98m0.23%
€ 351.9m
Hector Grisi Checa
Group CEO & Executive Director3.3yrs€9.49m0.020%
€ 30.2m
Jose Garcia-Cantera
Senior EVP & Group CFO11.3yrsgeen gegevens0.020%
€ 29.8m
Juan Olaizola Bartolome
Senior EVP and Group Chief Operating & Technology Officerless than a yeargeen gegevensgeen gegevens
Kamran Butt
Chief Investment Officer & Head of Product1.9yrsgeen gegevensgeen gegevens
Manuel Antonio Amaral Preto
Group Senior EVP & Chief Accounting Officerless than a yeargeen gegevensgeen gegevens
Jose Linares Perou
Senior EVP and Global Head of Corporate & Investment Banking9.3yrsgeen gegevens0.0069%
€ 10.3m
Begona Morenes
Global Head of Investor Relationsno datageen gegevensgeen gegevens
Jaime Perez Renovales
Senior EVP10.7yrsgeen gegevens0.0078%
€ 11.7m
David Hazell
Group Senior EVP & Chief Compliance Officer2.3yrsgeen gegevens0.00050%
€ 750.9k
Juan Manuel Mendez de Vigo
Senior EVP and Group Head of Communications24.8yrsgeen gegevens0.0085%
€ 12.8m
Jose De Mora Gil-Gallardo
Group Senior EVP & Head of Corporate Development & Financial Planning11.3yrsgeen gegevens0.0064%
€ 9.6m
9.3yrs
Gemiddelde duur
59yo
Gemiddelde leeftijd

Ervaren management: Het managementteam van SAN is doorgewinterd en ervaren (gemiddelde ambtstermijn van 9.3 jaar).


Bestuursleden

NaamPositieTenureCompensatieEigendom
Ana de Sautuola y O'Shea
Executive Chair37.3yrs€11.98m0.23%
€ 351.9m
Hector Grisi Checa
Group CEO & Executive Director3.3yrs€9.49m0.020%
€ 30.2m
Glenn Hutchins
Independent Vice Chair & Lead Independent Director3.4yrs€700.00k0.010%
€ 15.3m
Francisco D'Souza
Member of International Advisory Boardno datageen gegevensgeen gegevens
Jose Alvarez
Non-Executive Vice Chairman11.3yrs€447.34k0.019%
€ 28.3m
George Kurtz
Member of International Advisory Boardno datageen gegevensgeen gegevens
Francisco Botin-Sanz de Sautuola y O'Shea
Non-Independent Non-Executive Director21.8yrs€137.15k0.041%
€ 61.3m
Sheila Colleen Bair
Member of International Advisory Boardno data€137.00kgeen gegevens
Belen Garcia
Independent Non-Executive Director10.4yrs€580.80k0.000090%
€ 135.2k
Soledad Daurella Comadran
Independent Non-Executive Director11.3yrs€313.71k0.0043%
€ 6.5m
Pamela Walkden
Independent Non-Executive Director6.6yrs€383.01k0.00057%
€ 856.0k
German de Fuente Escamilla
Independent Director4.1yrs€344.32k0.000070%
€ 105.1k
10.4yrs
Gemiddelde duur
60.5yo
Gemiddelde leeftijd

Ervaren bestuur: De raad van bestuur van SAN zijn ervaren en ervaren (gemiddelde ambtstermijn van 10.4 jaar).


Bedrijfsanalyse en status van financiële gegevens

GegevensLaatst bijgewerkt (UTC-tijd)
Bedrijfsanalyse2026/05/22 14:55
Aandelenkoers aan het einde van de dag2026/05/22 00:00
Inkomsten2026/03/31
Jaarlijkse inkomsten2025/12/31

Gegevensbronnen

De gegevens die gebruikt zijn in onze bedrijfsanalyse zijn afkomstig van S&P Global Market Intelligence LLC. De volgende gegevens worden gebruikt in ons analysemodel om dit rapport te genereren. De gegevens zijn genormaliseerd, waardoor er een vertraging kan optreden voordat de bron beschikbaar is.

PakketGegevensTijdframeVoorbeeld Amerikaanse bron *
Financiële gegevens bedrijf10 jaar
  • Resultatenrekening
  • Kasstroomoverzicht
  • Balans
Consensus schattingen analisten+3 jaar
  • Financiële prognoses
  • Koersdoelen analisten
Marktprijzen30 jaar
  • Aandelenprijzen
  • Dividenden, splitsingen en acties
Eigendom10 jaar
  • Top aandeelhouders
  • Handel met voorkennis
Beheer10 jaar
  • Leiderschapsteam
  • Raad van bestuur
Belangrijkste ontwikkelingen10 jaar
  • Bedrijfsaankondigingen

* Voorbeeld voor effecten uit de VS, voor niet-Amerikaanse effecten worden gelijkwaardige formulieren en bronnen gebruikt.

Tenzij anders vermeld zijn alle financiële gegevens gebaseerd op een jaarperiode, maar worden ze elk kwartaal bijgewerkt. Dit staat bekend als Trailing Twelve Month (TTM) of Last Twelve Month (LTM) gegevens. Meer informatie.

Analysemodel en Snowflake

Details van het analysemodel dat is gebruikt om dit rapport te genereren zijn beschikbaar op onze Github-pagina. We hebben ook handleidingen over hoe je onze rapporten kunt gebruiken en tutorials op YouTube.

Leer meer over het team van wereldklasse dat het Simply Wall St-analysemodel heeft ontworpen en gebouwd.

Industrie en sector

Onze industrie- en sectormetrics worden elke 6 uur berekend door Simply Wall St, details van ons proces zijn beschikbaar op Github.

Bronnen van analisten

Banco Santander, S.A. wordt gevolgd door 38 analisten. 16 van deze analisten hebben de schattingen van de omzet of winst ingediend die zijn gebruikt als input voor ons rapport. Inzendingen van analisten worden de hele dag door bijgewerkt.

AnalistInstelling
Javier Esteban LarioBanco de Sabadell. S.A.
Cecilia Romero ReyesBarclays
Thomas Andrew RaynerBarclays