This company is no longer active
California BanCorp Balans Gezondheid
Financiële gezondheid criteriumcontroles 5/6
California BanCorp has total assets of $1.9B and total equity of $195.5M. Total deposits are $1.6B, and total loans are $1.5B earning a Net Interest Margin of 3.9%. It has insufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are $231.7M.
Belangrijke informatie
9.8x
Verhouding activa / eigen vermogen
3.9%
Nettorentemarge
| Totaal deposito's | US$1.64b |
| Verhouding leningen/deposito's | Passend |
| Slechte leningen | 1.5% |
| Voorziening voor dubieuze leningen | Laag |
| Huidige ratio | Laag |
| Geldmiddelen en kasequivalenten | US$231.75m |
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Analyse financiële instellingen
Activa niveau: 3SB's Assets to Equity ratio (9.8x) is low.
Voorziening voor slechte leningen: 3SB has a low allowance for bad loans (75%).
Laag risico verplichtingen: 95% of 3SB's liabilities are made up of primarily low risk sources of funding.
Leenniveau: 3SB has an appropriate level of Loans to Assets ratio (77%).
Laag risico deposito's: 3SB's Loans to Deposits ratio (90%) is appropriate.
Niveau van slechte leningen: 3SB has an appropriate level of bad loans (1.5%).