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FirstRand LimitedJSE:FSR 주식 보고서

시가총액 R525.7b
주가
R94.45
R104.41
9.5% 저평가 내재 할인율
1Y30.7%
7D3.8%
1D
포트폴리오 가치
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FirstRand Limited

JSE:FSR 주식 리포트

시가총액: R525.7b

FirstRand (FSR) 주식 개요

FirstRand Limited는 자회사와 함께 남아프리카공화국, 아프리카의 나머지 지역, 영국 및 국제적으로 거래, 대출, 투자 및 보험 상품과 서비스를 제공합니다. 자세히 보기

FSR 펀더멘털 분석
스노우플레이크 점수
가치 평가2/6
미래 성장4/6
과거 실적3/6
재무 건전성4/6
배당4/6

FSR Community Fair Values

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FirstRand Limited 경쟁사

가격 이력 및 성과

FirstRand 주가의 최고가, 최저가 및 변동 요약
과거 주가
현재 주가R94.45
52주 최고가R100.84
52주 최저가R70.92
베타0.55
1개월 변동5.53%
3개월 변동7.33%
1년 변동30.73%
3년 변동36.51%
5년 변동78.38%
IPO 이후 변동26,885.71%

최근 뉴스 및 업데이트

내러티브 업데이트 Jun 07

FSR: Earnings Resilience And Discount Rate Shift Will Support Future Upside

Analysts have made a small upward tweak to their ZAR price target for FirstRand, reflecting slightly adjusted assumptions for fair value, discount rate, revenue growth, profit margin and future P/E following recent research that included a downgrade at Citi. What's in the News Analysts have revised fair value, discount rate, revenue growth assumptions, profit margin and future P/E inputs for FirstRand following recent research updates.
내러티브 업데이트 May 22

FSR: Earnings Quality And Resilient Positioning Will Support Future Upside

Analysts have trimmed their ZAR fair value estimate for FirstRand slightly to ZAR104.33 from ZAR104.45, reflecting updated assumptions around discount rates and earnings quality following recent research, including a downgrade highlighted by Citi. Analyst Commentary Recent commentary around FirstRand reflects a mix of confidence in the group’s long term positioning and a more cautious stance on how much of that quality is already captured in the share price, especially following the recent downgrade referenced in street research.
분석 기사 May 07

If EPS Growth Is Important To You, FirstRand (JSE:FSR) Presents An Opportunity

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
내러티브 업데이트 May 02

FSR: Higher Discount Rate Will Support More Resilient Future Returns

Analysts have maintained the fair value for FirstRand at ZAR104.45 per share, incorporating a slightly higher discount rate and modest adjustments to revenue growth, profit margin and future P/E inputs, as some have turned more cautious on the stock following a recent downgrade at Citi. Analyst Commentary Recent research around FirstRand has focused on how the current share price compares with the updated fair value of ZAR104.45, especially after the recent downgrade at Citi and the decision to apply a slightly higher discount rate.
내러티브 업데이트 Apr 11

FSR: Revised Risk Assumptions Will Support Richer Margins And Stronger Future Returns

Analysts have nudged their FirstRand fair value estimate slightly higher to around ZAR104.45 from about ZAR104.14, citing updated assumptions on discount rate, revenue growth, profit margin and future P/E after recent research including Citi's downgrade. Analyst Commentary Recent research has prompted a modest reassessment of FirstRand, with analysts refining their assumptions on discount rate, revenue growth, profit margin and future P/E.

Recent updates

내러티브 업데이트 Jun 07

FSR: Earnings Resilience And Discount Rate Shift Will Support Future Upside

Analysts have made a small upward tweak to their ZAR price target for FirstRand, reflecting slightly adjusted assumptions for fair value, discount rate, revenue growth, profit margin and future P/E following recent research that included a downgrade at Citi. What's in the News Analysts have revised fair value, discount rate, revenue growth assumptions, profit margin and future P/E inputs for FirstRand following recent research updates.
내러티브 업데이트 May 22

FSR: Earnings Quality And Resilient Positioning Will Support Future Upside

Analysts have trimmed their ZAR fair value estimate for FirstRand slightly to ZAR104.33 from ZAR104.45, reflecting updated assumptions around discount rates and earnings quality following recent research, including a downgrade highlighted by Citi. Analyst Commentary Recent commentary around FirstRand reflects a mix of confidence in the group’s long term positioning and a more cautious stance on how much of that quality is already captured in the share price, especially following the recent downgrade referenced in street research.
분석 기사 May 07

If EPS Growth Is Important To You, FirstRand (JSE:FSR) Presents An Opportunity

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
내러티브 업데이트 May 02

FSR: Higher Discount Rate Will Support More Resilient Future Returns

Analysts have maintained the fair value for FirstRand at ZAR104.45 per share, incorporating a slightly higher discount rate and modest adjustments to revenue growth, profit margin and future P/E inputs, as some have turned more cautious on the stock following a recent downgrade at Citi. Analyst Commentary Recent research around FirstRand has focused on how the current share price compares with the updated fair value of ZAR104.45, especially after the recent downgrade at Citi and the decision to apply a slightly higher discount rate.
내러티브 업데이트 Apr 11

FSR: Revised Risk Assumptions Will Support Richer Margins And Stronger Future Returns

Analysts have nudged their FirstRand fair value estimate slightly higher to around ZAR104.45 from about ZAR104.14, citing updated assumptions on discount rate, revenue growth, profit margin and future P/E after recent research including Citi's downgrade. Analyst Commentary Recent research has prompted a modest reassessment of FirstRand, with analysts refining their assumptions on discount rate, revenue growth, profit margin and future P/E.
내러티브 업데이트 Mar 27

FSR: Governance Amendments Will Support Richer Margins And A Stronger Outlook

Analysts have nudged their price target on FirstRand slightly higher to around ZAR104 per share from about ZAR104 previously, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E that together point to a modestly refined valuation rather than a major shift in view. What's in the News FirstRand has scheduled a Special or Extraordinary Shareholders Meeting for February 11, 2026, at 09:00 South Africa Standard Time.
내러티브 업데이트 Mar 11

FSR: Governance Rewrite And Richer Margins Will Support A Stronger Outlook

Analysts have adjusted their price target on FirstRand slightly higher to ZAR103.81 from ZAR102.88, pointing to updated assumptions around revenue growth, profit margins, and a lower forward P/E multiple as the key drivers of the change. What's in the News FirstRand has scheduled a Special or Extraordinary Shareholders Meeting for February 11, 2026, at 09:00 South Africa Standard Time.
내러티브 업데이트 Feb 24

FSR: Stable Outlook With Governance Changes And Audit Switch Shaping Future Risk Profile

Analysts have nudged their fair value estimate for FirstRand higher by ZAR1.00 to ZAR102.88, citing updated assumptions around the discount rate and future P/E that slightly adjust their long term outlook on the stock. What's in the News A special or extraordinary shareholders meeting is scheduled for February 11, 2026, at 09:00 South Africa Standard Time to discuss proposed amendments to FirstRand's Memorandum of Incorporation, which could affect governance and capital structure flexibility (Key Developments).
내러티브 업데이트 Feb 10

FSR: Stable Fair Value And Governance Changes Will Shape Future Risk Profile

Analysts have nudged their fair value estimate for FirstRand higher from R101.33 to R101.88, citing updated assumptions around the discount rate and future P/E as the key drivers of the target price change. What's in the News FirstRand has scheduled a special or extraordinary shareholders meeting for 11 February 2026 at 09:00 South Africa Standard Time to discuss proposed amendments to the group’s Memorandum of Incorporation, or MOI (Key Developments).
내러티브 업데이트 Jan 24

FSR: Stable Fair Value And Governance Changes Will Shape Future Risk Profile

Analysts have nudged their price target for FirstRand higher to R101.33 from R99.22, pointing to slightly refined assumptions around discount rates, revenue growth, profit margins and future P/E expectations. What's in the News FirstRand has scheduled a special or extraordinary shareholders meeting for February 11, 2026, giving investors a date to watch for potential company resolutions or structural decisions (Key Developments).
내러티브 업데이트 Jan 08

FSR: Stable Fair Value And Auditor Transition Will Shape Future Risk Profile

Analysts have raised their price target for FirstRand to R99.22, unchanged from the previous R99.22, reflecting updated model inputs on discount rates, revenue growth, profit margin and a slightly higher assumed future P/E of 15.00x. What's in the News Shareholders approved the appointment of KPMG Inc.
내러티브 업데이트 Dec 16

FSR: Improved Profitability And Lower Risk Will Support Further Share Upside

Analysts have nudged their price target for FirstRand higher by approximately R2.20 to around R99.20, citing slightly faster expected revenue growth, a modestly improved profit margin, and a marginally lower discount rate that supports a richer, but still reasonable, future P E multiple. What's in the News Shareholders approved the appointment of KPMG Inc.
내러티브 업데이트 Dec 01

FSR: Projected Revenue Gains And Higher Fair Value Will Support Upside Potential

Analysts have slightly raised their price target for FirstRand from R94.57 to R97.02, citing marginal improvements to forecasts for fair value and revenue growth, even though there have been only minor adjustments to key assumptions. Valuation Changes Fair Value has risen slightly from ZAR94.57 to ZAR97.02.
내러티브 업데이트 Nov 17

FSR: Reduced Discount Rate And Rising Margins Will Drive Future Upside

Analysts have raised their fair value estimate for FirstRand from R93.89 to R94.57 per share, citing improved profit margins and a lower discount rate as key drivers behind the upward revision. Valuation Changes Fair Value Estimate: Increased slightly from ZAR 93.89 to ZAR 94.57 per share.
분석 기사 Nov 10

Here's Why We Think FirstRand (JSE:FSR) Might Deserve Your Attention Today

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
내러티브 업데이트 Nov 01

FSR: Stable Discount Rate And Political Stability Will Drive Future Market Confidence

Narrative Update on FirstRand: Analyst Price Target Change FirstRand's analyst price target remains unchanged at R93.89. Analysts note that updated assumptions for discount rate, revenue growth, and profitability have not meaningfully impacted their overall valuation outlook.
내러티브 업데이트 Oct 18

Lower Inflation And Political Stability Will Stimulate Credit Growth Opportunities

Narrative Update on FirstRand: Analyst Price Target Revision Analysts have raised their fair value estimate for FirstRand from R93.14 to R93.89. This change reflects modest improvements in revenue growth assumptions and a slightly higher projected discount rate.
내러티브 업데이트 Oct 03

Lower Inflation And Political Stability Will Stimulate Credit Growth Opportunities

Analysts have raised their price target for FirstRand from R89.61 to R93.14. This reflects increased confidence in the company’s improving profit margins and consistent revenue performance.
내러티브 업데이트 Sep 16

Lower Inflation And Political Stability Will Stimulate Credit Growth Opportunities

FirstRand’s future P/E multiple has decreased while its net profit margin has improved, supporting a marginal increase in the consensus analyst price target from ZAR88.49 to ZAR89.61. What's in the News FirstRand raised its full-year earnings guidance for FY2025, now expecting low double-digit to mid-teens earnings growth, above its long-term target of nominal GDP + 0–3%.
분석 기사 Jul 28

Should You Be Adding FirstRand (JSE:FSR) To Your Watchlist Today?

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
User avatar
새로운 내러티브 Mar 09

Lower Inflation And Political Stability Will Stimulate Credit Growth Opportunities

Improved affordability and economic recovery could drive increased consumer and corporate credit demand, positively impacting revenue growth.

주주 수익률

FSRZA Diversified FinancialZA 시장
7D3.8%3.3%1.4%
1Y30.7%29.2%16.3%

수익률 대 산업: FSR은 지난 1년 동안 29.2%의 수익을 기록한 ZA Diversified Financial 산업보다 더 좋은 성과를 냈습니다.

수익률 대 시장: FSR은 지난 1년 동안 16.3%를 기록한 ZA 시장보다 더 좋은 성과를 냈습니다.

주가 변동성

Is FSR's price volatile compared to industry and market?
FSR volatility
FSR Average Weekly Movement3.7%
Diversified Financial Industry Average Movement4.8%
Market Average Movement4.9%
10% most volatile stocks in ZA Market10.9%
10% least volatile stocks in ZA Market3.1%

안정적인 주가: FSR는 지난 3개월 동안 ZA 시장에 비해 주가 변동성이 크지 않았습니다.

시간에 따른 변동성: FSR의 주간 변동성(4%)은 지난 1년 동안 안정적이었습니다.

회사 소개

설립직원 수CEO웹사이트
196651,244Mary Vilakaziwww.firstrand.co.za

퍼스트랜드는 자회사와 함께 남아프리카공화국, 아프리카의 나머지 지역, 영국 및 국제적으로 거래, 대출, 투자 및 보험 상품과 서비스를 제공합니다. 이 회사는 예금 및 저축 상품, 개인 대출, 자산 및 송장 금융, 중소기업 상업용, 주거용 및 주택 구입 모기지를 제공합니다. 또한 생명 및 단기 보험 상품, 차량 금융, 할부 신용 및 차량 관리, 기업 및 투자 금융 서비스도 제공합니다.

FirstRand Limited 기초 지표 요약

FirstRand의 순이익과 매출은 시가총액과 어떻게 비교됩니까?
FSR 기초 통계
시가총액R525.67b
순이익 (TTM)R43.93b
매출 (TTM)R139.30b
12.0x
주가수익비율(P/E)
3.8x
주가매출비율(P/S)

FSR는 고평가되어 있습니까?

공정 가치 및 평가 분석 보기

순이익 및 매출

최근 실적 보고서(TTM)의 주요 수익성 지표
FSR 손익계산서 (TTM)
매출R139.30b
매출원가R1.76b
총이익R137.54b
기타 비용R93.61b
순이익R43.93b

최근 보고된 실적

Dec 31, 2025

다음 실적 발표일

Sep 10, 2026

주당순이익(EPS)7.89
총이익률98.74%
순이익률31.53%
부채/자본 비율45.4%

FSR의 장기 실적은 어땠습니까?

과거 실적 및 비교 보기

배당

5.5%
현재 배당 수익률
64%
배당 성향

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/06/13 04:07
종가2026/06/12 00:00
수익2025/12/31
연간 수익2025/06/30

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.

분석 모델 및 스노우플레이크

이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드YouTube 튜토리얼도 제공합니다.

Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.

산업 및 섹터 지표

산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.

분석가 소스

FirstRand Limited는 20명의 분석가가 다루고 있습니다. 이 중 8명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Ilan StermerAnchor Stockbrokers Proprietary Limited
Jaap MeijerArqaam Capital Research Offshore S.A.L.
Adrienne DamantAvior Capital Markets