Prudential plc

NYSE:PUK 주식 리포트

시가총액: US$38.1b

Prudential 향후 성장

Future 기준 점검 2/6

Prudential (는) 각각 연간 0.5% 및 20.9% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 4% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 14.9% 로 예상됩니다.

핵심 정보

0.5%

이익 성장률

4.02%

EPS 성장률

Insurance 이익 성장1.9%
매출 성장률20.9%
향후 자기자본이익률14.87%
애널리스트 커버리지

Good

마지막 업데이트18 May 2026

최근 향후 성장 업데이트

Recent updates

Seeking Alpha • Mar 20

Prudential Plc Remains An Interesting Growth Pick Following Its 2025 Earnings

Summary Prudential Plc continues to outperform, driven by robust double-digit growth in new business profit and free surplus generation across Asia and Africa. PUK’s capital return policy prioritizes share buybacks over dividends, with over $7 billion targeted for return between 2024-27, equating to a 5% annual yield. Valuation remains attractive at 1.8x book value, especially versus peers, supported by a conservative investment portfolio with minimal private credit exposure. I maintain a ‘buy’ rating on Prudential, citing strong operating momentum, ambitious but achievable 2027 targets, and sustained capital return potential. Read the full article on Seeking Alpha
Seeking Alpha • Mar 14

Prudential: Improving Execution, But A Lot Left To Prove

Summary Prudential plc has struggled in recent years, particularly in ASEAN markets, leading to significant underperformance compared to competitors. Management is addressing these issues by refreshing and expanding product offerings, expanding bancassurance partnerships, and targeting a growing middle class for long-term earnings growth. Prior year-to-date results showed encouraging improvements in ASEAN markets, especially Indonesia and Singapore, though challenges remain in Malaysia and other regions. Despite past underperformance, Prudential shares appear undervalued with lower growth expectations and a more conservative multiple on NTM earnings. Read the full article on Seeking Alpha
Seeking Alpha • Nov 07

Prudential: Becoming Bullish On Results And Appealing Shareholder Yield (Rating Upgrade)

Summary Prudential plc's recent performance was good, considering its Annual Premium Equivalent sales growth acceleration in Q3 2024 and its New Business Profit margin improvement for 9M 2024. The stock's potential shareholder yield is estimated to be an attractive high-single digit percentage, considering its share buyback progress. I have raised my rating for PUK stock to a buy, as my target P/B multiple of 1.83 times implies that the stock has a capital appreciation potential of around +31%. Read the full article on Seeking Alpha
Seeking Alpha • Mar 16

Prudential: Consider Both Upcoming Results And 2024 Risk Factors

Summary Prudential's FY 2023 results, due to be announced on March 20, are less likely to disappoint the market, considering the management's prior comments at an analyst meeting and its peer's performance. But there are downside risks pertaining to PUK's 2024 outlook such as a slowdown in Mainland Chinese Visitors or MCV insurance sales growth and the low interest rate environment for Mainland China. I stick to a Hold rating for Prudential after considering its FY 2024 prospects and its current valuations. Read the full article on Seeking Alpha
Seeking Alpha • Dec 07

Prudential: It's About China And Dividends

Summary PUK's Hong Kong business has benefited from strong Mainland Chinese Visitors demand, but its Mainland China joint venture CITIC Prudential Life is facing regulatory pressures. Prudential's consensus FY 2023-2024 dividend yields are below 2%, even though the company is committing to high-single digit percentage dividend growth in these years. A Hold rating is awarded to Prudential following an assessment of the company's Greater China business prospects and its dividend growth outlook. Read the full article on Seeking Alpha
Seeking Alpha • Sep 12

Prudential plc: A Growth Play In The European Insurance Sector

Summary Prudential plc has reported strong financial performance and confirms good growth prospects in its strategic update. The company's unique profile and exposure to high-growth markets in Asia give it better long-term growth prospects compared to other European insurance companies. Prudential aims to improve customer service, achieve economies of scale, and set financial targets for new business profit and embedded value per share growth. Read the full article on Seeking Alpha
Seeking Alpha • Jun 01

Prudential: Signs Of Recovery In Hong Kong Boost Growth Story

Summary Prudential has been grappling with strict COVID containment policies in Greater China, which has battered its business in Hong Kong. Although still well down from pre-COVID levels, there are signs that visitor numbers and business are recovering. Along with a recovery in Hong Kong, Prudential has great growth prospects in developing Asian markets. These shares look significantly undervalued on long-term double-digit annualized dividend growth potential. Read the full article on Seeking Alpha
Seeking Alpha • Oct 10

Google, Prudential partner to improve accessibility of Pulse platform

Google Cloud (NASDAQ:GOOGL) (NASDAQ:GOOG) and insurance provider Prudential (NYSE:PUK) have entered a strategic partnership to make protection, health and savings solutions more accessible across Asia and Africa. The partnership will see Prudential tap Google Cloud's data analytics infrastructure and broader Google ecosystem for its digital transformation and improve user engagement of its Pulse health and wealth platform. Pulse includes an app that provides access to services such as health risk assessment and online doctor consultation to help users better manage health and digital wealth tools. The platform is available in 17 markets and 11 languages. Solmaz Altin, Managing Director, Strategic Business Group, Prudential, said: "Through this strategic partnership, we will leverage new technology solutions to make the Pulse platform more intelligent and engaging with the aim of reaching out to more people across Asia and Africa, in particular those who cannot easily access health and financial information and services." In the longer term, Prudential will adopt Google's AI as part of its broader digital strategy to improve accessibility, efficiency and agent productivity. It is also looking to digitize the claims process, including making submission, assessment, and approvals.
Seeking Alpha • Aug 17

Prudential goes ex-dividend tomorrow

Prudential (NYSE:PUK) had declared $0.0574/share first semi-annual interim dividend, 6.9% increase from prior dividend of $0.0537. Forward yield 0.5% Payable Sept. 27; for shareholders of record Aug. 19; ex-div Aug. 18. See PUK Dividend Scorecard, Yield Chart, & Dividend Growth.
Seeking Alpha • Aug 10

Prudential GAAP EPS of $3.80, revenue of $12.99B

Prudential press release (NYSE:PUK): 1H GAAP EPS of $3.80. Revenue of $12.99B (+11.1% Y/Y).
Seeking Alpha • Jul 17

Prudential Plc: Heightened Geopolitical Tensions And Increased Restrictions Pile On The Pressure

Prudential finally announced the appointment of a new CEO in late May; however, he will not join the firm until February 2023. The company has seen a steady decline in share price over the last year as restrictions have gripped Asia and geopolitical risks worsen. Continued headwinds will mean tackling the large insurance market in Asia, and particularly China, will prove difficult. Prudential PLC (PUK) is a British multinational insurance company that underwent a massive refocus to Asia and Africa in 2020. Prudential is largely a leveraged bet on the Asian insurance market. The current 12x P/E appears attractive, however as is the case with many UK companies, it's very easy to fall into a 'value trap' position. The UK market has historically always appeared undervalued, however these so-called 'under-valuations' have actually been justified by the continued financial underperformance of UK equities in comparison to US counterparts. Whilst I don't believe Prudential is a value trap as such, I do believe there are notable bearish signals that investors need to be considerate of. Primarily both the recent boardroom shake-up and the potential pitfalls of the dramatic change in strategy as headwinds grip Asia. For these reasons, I am waiting on the sidelines for now. Digging In The spin-off of the US-focused 'Jackson Life' business in 2021 means that Prudential is now purely focused on the Asian and African markets. Considering this demerger, financial comparison to previous years must be in respect to the 'new business'. Considering this, profit came in just over $2.5 billion for 2021, an increase of 13%. Annual Premium Equivalent ((APE)) sales grew 8% to just under $4.2 billion, this was significantly hampered by ongoing closures of the border between Hong Kong and China. If Hong Kong was to be excluded from the figure, APE sales were 16% higher. Hong Kong APE sales declined from $758M to $550M YoY. Prudential has a high sales concentration in certain geographies in Asia, which heightens the geopolitical risks, as shown through the effect of Hong Kong tensions. The company also highlighted the headwinds they may face as a result of the Ukraine-Russia war in their latest company presentation. The current conflict in Ukraine could have wider implications for global economic and market conditions as well as geopolitical relation The recent onset of the Ukraine-Russia war and heightened geopolitical risks associated with this have placed western firms operating in Asia in a more precarious position. This is particularly true for firms that have made a radical change in strategy. Both the US and China have now looked to protect their national interests and this has been highlighted by the introduction of new regulations that aim to protect data, technology and financial services. As a UK-based company operating in these Chinese markets, Prudential may be at risk of regulatory pressures in the future. The board also boasted a 4% increase in the dividend, making it the 14th consecutive year of an increase in the dividend, yet that dividend remains relatively minute at 1.3%. This dividend is minimal in comparison to other British insurance firms such as Aviva (AIVAF) and Legal & General (LGGNY) that both have yields of over 7%. The company also provided some insight into 2022 performance. 7% APE growth was achieved in January and then a decline of 1% in February. This decline can largely be attributed to the continued restrictions in place across large parts of Asia. With many key growth markets such as Hong Kong and India moving to more significant containment restrictions in 2022. The Opportunity: Growth Runway The opportunity for Prudential comes through the size of the Asian insurance market and the significant untapped opportunity it possesses. 85% of people in Asia still do not have insurance and despite profits well in excess of $2 billion, Prudential has still only captured around 5% of the Asian insurance market. Prudential's aim is to scale sustainably in these high-growth markets through a diversified and disciplined approach. And in many ways the company's actions do show this, Prudential now has a solid foothold in numerous different Asian markets (they are ranked in the top three biggest insurance providers in eleven nations), and in many of those nations, Prudential is steadily growing both APE sales and profit. Indonesia is a good example of this, where APE has grown by 33%. Greater diversification is coming through an increased presence in different geographies and also breadth of product offerings driving a larger sales mix.
Seeking Alpha • Mar 11

Prudential Plc Is Dealing With Some Near-Term Challenges, But The Long-Term Growth And Return Potential Remain Attractive

Prudential plc's second half results were a little better than expected, and new business continues to grow, but the company has definitely been hurt by the lockdown in Hong Kong. The board needs to find a new CEO and CFO, and uncertainty at the top is a near-term risk. Prudential is well-leveraged to growing demand across developing Asia for protection and savings products, but there's work still to do in China. Low-to-mid teens core earnings growth can support an attractive long-term return, while a 13x multiple on '23 EPS also supports worthwhile upside.
Seeking Alpha • Sep 23

Prudential: Great Growth Prospects, But Wait For A Pullback

Prudential has transformed its business profile in recent years and is now completely exposed to growing markets. It has a diversified exposure across several countries in Asia and Africa, a unique profile within the European insurance sector. Prudential has good profitability, strong capitalization, and cash flow generation capacity, but this seems to be priced-in.
Seeking Alpha • Sep 16

Free Of Jackson, Prudential Plc Offers Attractive Exposure To Growing Asian Insurance Markets

Prudential plc has completed its demerger of Jackson National and is now free to focus on fast-growing, underpenetrated savings/protection and heath insurance markets across Asia. The core savings/protection and health products don't require large amounts of capital to support and don't involve large underwriting risks, making this a profitable, capital-efficient business. Growth is going to require reinvestment in distribution and product development; Prudential has top-3 share in 9 of its 13 primary markets, but will need to build to support growth. Long-term core earnings growth in the low double-digits (with mid-teens ROEs and growing dividend distributions) can support a fair value 20% above today's price, with double-digit gains beyond that.

이익 및 매출 성장 예측

NYSE:PUK - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)
날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수
12/31/202830,4433,804N/A26,7112
12/31/202727,5113,535N/A23,5082
12/31/202624,7203,132N/A22,4492
12/31/202514,4273,9782,0492,450N/A
9/30/202513,7933,7141,7872,327N/A
6/30/202513,1183,4492,0822,203N/A
3/31/202512,5752,8672,7952,906N/A
12/31/202412,0722,2852,9513,609N/A
9/30/202411,4071,5811,9032,674N/A
6/30/202410,7338771,6851,738N/A
3/31/202410,7801,2891,2371,285N/A
12/31/202310,8311,701373832N/A
9/30/202310,9211,573690731N/A
6/30/202311,0141,445591629N/A
3/31/20239,468219818854N/A
12/31/20227,922-1,0071,0441,078N/A
9/30/202212,540-693899932N/A
6/30/202217,158-379754785N/A
3/31/202221,841907287320N/A
12/31/202126,5232,192-181-145N/A
9/30/202129,4802,557186221N/A
6/30/202132,4362,921552586N/A
3/31/202134,3422,6901,2311,276N/A
12/31/202036,2472,4581,9091,966N/A
9/30/202046,4741,925-286-215N/A
6/30/202056,7001,392-2,481-2,396N/A
3/31/202075,2181,668-3,926-3,852N/A
12/31/201993,7361,944-5,372-5,308N/A
9/30/201980,6112,157N/A-563N/A
6/30/201968,0282,413N/A2,928N/A
3/31/201951,6842,625N/A2,848N/A
12/31/201835,8452,877N/A3,360N/A
9/30/201858,3323,312N/A2,126N/A
6/30/201878,5102,846N/A1,055N/A
3/31/2018102,3373,188N/A1,697N/A
12/31/2017116,6313,225N/A2,187N/A
9/30/2017110,7793,435N/A2,082N/A
6/30/2017103,1973,568N/A1,938N/A
3/31/201794,6422,919N/A2,311N/A
12/31/201688,3792,367N/A2,712N/A
9/30/201679,9912,430N/A2,034N/A
6/30/201668,5552,430N/A1,246N/A
3/31/201666,8823,174N/A2,499N/A
12/31/201560,9133,803N/A3,735N/A
9/30/201572,6973,850N/A4,673N/A
6/30/201586,1423,946N/A5,729N/A

애널리스트 향후 성장 전망

수입 대 저축률: PUK 의 연간 예상 수익 증가율(0.5%)이 saving rate(3.5%) 미만입니다.

수익 vs 시장: PUK 의 연간 수익(0.5%)이 US 시장(16.8%)보다 느리게 성장할 것으로 예상됩니다.

고성장 수익: PUK 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.

수익 대 시장: PUK 의 수익(연간 20.9%)이 US 시장(연간 11.7%)보다 빠르게 성장할 것으로 예상됩니다.

고성장 매출: PUK 의 수익(연간 20.9%)은 연간 20%보다 빠르게 증가할 것으로 예상됩니다.

주당순이익 성장 예측

향후 자기자본이익률

미래 ROE: PUK의 자본 수익률은 3년 후 14.9%로 낮을 것으로 예상됩니다.

성장 기업 찾아보기

7D

1Y

7D

1Y

7D

1Y

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/18 09:06
종가2026/05/18 00:00
수익2025/12/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.

분석 모델 및 스노우플레이크

이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.

Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.

산업 및 섹터 지표

산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.

분석가 소스

Prudential plc는 36명의 분석가가 다루고 있습니다. 이 중 11명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Larissa van DeventerBarclays
Larissa Van DeventerBarclays
Trevor MossBerenberg