Principal Financial Group, Inc.

NasdaqGS:PFG 주식 리포트

시가총액: US$22.4b

Principal Financial Group 과거 순이익 실적

과거 기준 점검 4/6

Principal Financial Group의 수입은 연평균 -16.9%의 비율로 감소해 온 반면, Insurance 산업은 수입이 연평균 14.6% 증가했습니다. 매출은 연평균 1.1%의 비율로 증가해 왔습니다. Principal Financial Group의 자기자본이익률은 13%이고 순이익률은 10.1%입니다.

핵심 정보

-16.94%

순이익 성장률

-13.31%

주당순이익(EPS) 성장률

Insurance 산업 성장률8.02%
매출 성장률1.09%
자기자본이익률12.96%
순이익률10.10%
최근 순이익 업데이트31 Mar 2026

최근 과거 실적 업데이트

Recent updates

내러티브 업데이트 May 03

PFG: Sector Valuation Pressure And Muted Ratings Will Restrain Future Upside

Analysts have lifted the fair value estimate for Principal Financial Group by $4 to $87, reflecting updated price targets and research that point to higher modeled revenue growth, a slightly different profit margin outlook, and a similar future P/E assumption. Analyst Commentary Recent research updates on Principal Financial Group show a mix of support and caution, with several firms adjusting price targets and ratings around a relatively tight range.
내러티브 업데이트 Apr 19

PFG: Capital Returns And Balanced P/E Assumptions Will Shape Future Margin Resilience

Analysts trimmed the average price target for Principal Financial Group by about $1 to reflect slightly lower fair value estimates, even as they update their views on growth, profitability and P/E assumptions after a mix of recent target hikes and reductions across the Street. Analyst Commentary Recent research on Principal Financial Group reflects a mix of optimism and caution, with several firms updating ratings and price targets as they reassess fair value, P/E assumptions and how sectorwide pressures could affect insurance valuations.
내러티브 업데이트 Apr 04

PFG: Capital Strength And Buybacks Will Support Higher Sector Pricing

Analysts have made modest upward adjustments to Principal Financial Group's price targets, with several moving into the $85 to $95 range. They cite updated views on revenue growth, profitability, and sector valuation for life and annuity insurers.
Seeking Alpha Apr 03

Principal Financial Group: Dying Or Thriving? This 3.7% Yield Needs A Closer Look

Summary Principal Financial Group is nearing Dividend Aristocrat status, boasting a 17-year dividend growth streak and robust fundamentals. PFG reported strong 2025 results: $1.81 trillion in assets under administration, 10% AUM growth, and 13% EPS growth in Q4. Shares trade at a forward P/E of 9.1, an 18% discount to fair value, with potential for a 25% total return by 2027. PFG's 3.7% yield, mid-30% payout ratio, and disciplined capital return reinforce its resilience, though market and operational risks remain. Read the full article on Seeking Alpha
내러티브 업데이트 Mar 20

PFG: Capital Strength And Cash Returns Will Support Future Margin Resilience

Analysts have inched their fair value estimate for Principal Financial Group higher, with the price target moving by about $1 to $95 as they factor in modestly lower assumed revenue growth, improved profit margin expectations, and a slightly lower future P/E multiple across recent research updates. Analyst Commentary Recent research activity around Principal Financial Group has centered on a cluster of price target updates and rating changes, giving you a clearer sense of how the Street is thinking about valuation, execution, and growth risk.
내러티브 업데이트 Mar 06

PFG: Rising Loss Costs And Pricing Pressures Will Cap Future Upside

Analysts have raised their price expectations for Principal Financial Group. Our fair value estimate has increased from $67.00 to $83.00 as they consider higher Street price targets in the $85 to $95 range and updated assumptions related to growth, margins, and valuation multiples.
내러티브 업데이트 Feb 20

PFG: Capital Strength And Cash Returns Will Balance Margin And Pricing Risks

Analysts lifted their average price target for Principal Financial Group by $1 to $93.91, citing updated assumptions around modestly higher revenue growth, a slightly higher discount rate, and a small adjustment to future P/E and profit margin expectations. Analyst Commentary Recent research on Principal Financial Group reflects a mix of cautious optimism and ongoing concerns, with several firms fine tuning their price targets while largely maintaining neutral or underweight ratings.
분석 기사 Feb 13

Principal Financial Group (NASDAQ:PFG) Will Pay A Larger Dividend Than Last Year At $0.80

Principal Financial Group, Inc. ( NASDAQ:PFG ) will increase its dividend from last year's comparable payment on the...
내러티브 업데이트 Feb 06

PFG: Capital Strength And Cash Flow Will Balance Sector Pricing Risks

Analysts have modestly adjusted their outlook on Principal Financial Group, with recent Street price targets moving in a tight range around the mid to high US$80s as they weigh capital strength, cash flow, and life insurance earnings against concerns around pricing trends and loss costs in parts of the insurance sector. Analyst Commentary Recent research updates show a cluster of price targets for Principal Financial in the US$85 to US$92 range, with several bullish analysts nudging their expectations higher while keeping a generally cautious stance on the insurance sector.
내러티브 업데이트 Jan 23

PFG: Capital Strength And Cash Returns Will Support Steady Future Performance

Analysts have nudged their price targets on Principal Financial higher, with recent moves such as US$74 to US$85, US$88 to US$92, and US$83 to US$87, reflecting updated views on capital strength, earnings quality, and sector wide pricing and margin trends. Analyst Commentary Recent research updates on Principal Financial Group show a mix of cautious and constructive views, with several firms adjusting price targets while keeping a close eye on sector specific trends in life and property and casualty insurance.
내러티브 업데이트 Jan 09

PFG: Capital Strength And Calm Catastrophe Trends Will Support Future Upside

Narrative update on Principal Financial Group We have lifted our fair value estimate for Principal Financial Group to $106 from $103, reflecting analysts' higher price targets, slightly adjusted cash flow and discount rate assumptions, and updated views on margins and future P/E levels across the life and P&C insurance space. Analyst Commentary Recent Street research on Principal Financial Group has centered on modestly higher valuation ranges, cautious views on insurance pricing, and rebalanced expectations for the core business.
내러티브 업데이트 Dec 17

PFG: Strong Claims Experience Will Support Earnings Durability And Upside Potential

Analysts have nudged their price target on Principal Financial Group modestly higher, reflecting a roughly $2 increase in estimated fair value to about $103 as they factor in stronger life insurance earnings, resilient claims experience, and easing downside risks across the core business. Analyst Commentary Bullish analysts have become incrementally more constructive on Principal Financial Group in recent months, with a series of upward price target revisions and an upgrade in rating that collectively signal improving confidence in the company’s earnings trajectory and risk profile.
내러티브 업데이트 Dec 03

PFG: Normalizing Investment Income And Calmer Claims Will Support Steady Future Performance

Analysts modestly raised their price target on Principal Financial Group to a range of approximately $87 to $94 per share, reflecting updated insurance sector models, calmer than expected catastrophe activity, as well as improving visibility into earnings and downside risks. Analyst Commentary Analysts are broadly constructive on Principal Financial Group, but remain divided on how much upside is left after the recent rerating in the sector and the stock's multiple compression over the past year.
내러티브 업데이트 Nov 19

PFG: Eased Downside Risks And Normalizing Trends Will Support Measured Performance

Analysts have modestly increased their price target for Principal Financial Group to approximately $89.08 per share, citing steady improvements in earnings visibility and favorable industry trends. Analyst Commentary Recent analyst updates for Principal Financial Group highlight a mix of optimism and lingering caution as price targets have inched higher.
내러티브 업데이트 Nov 05

PFG: Eased Downside Risks And Stable Sector Will Support Performance Going Forward

Principal Financial Group's analyst price target has increased modestly from $87.83 to $88.75. Analysts cite eased downside risks and stable sector performance as reasons for the upward revision.
분석 기사 Oct 30

Principal Financial Group, Inc. Just Missed EPS By 57%: Here's What Analysts Think Will Happen Next

The analysts might have been a bit too bullish on Principal Financial Group, Inc. ( NASDAQ:PFG ), given that the...
내러티브 업데이트 Oct 22

Analyst Commentary Drives Modest Price Target Increases for Principal Financial Group Amid Stable Outlook

Analysts have modestly increased their price target for Principal Financial Group by approximately $0.67. The new target reflects updated expectations for improved revenue growth, profit margins, and a stable macro environment supporting future earnings.
내러티브 업데이트 Oct 08

Retirement And Global Asset Management Expansion Will Secure Future Strength

Analysts have raised their price target for Principal Financial Group to approximately $87.17 from $86. This modest increase reflects improving variable investment income, strong distribution, and sustained fee tailwinds despite ongoing flow challenges.
분석 기사 Sep 19

Take Care Before Diving Into The Deep End On Principal Financial Group, Inc. (NASDAQ:PFG)

With a price-to-earnings (or "P/E") ratio of 16x Principal Financial Group, Inc. ( NASDAQ:PFG ) may be sending bullish...
Seeking Alpha Mar 05

Principal Financial: Capital Returns Appear Priced In

Summary Principal Financial Group's stock has surged 20%, outperforming the market, driven by better earnings and strong capital returns. Q4 earnings beat expectations, with a 16% increase, though private investment returns remain subdued due to high rates impacting real estate valuations. Investment Management and Benefits and Protection units show strong performance, with disciplined cost controls and solid underwriting results supporting margins. Capital returns are solid, with a $1.4-$1.7 billion target for 2025, but current stock valuation suggests limited upside, justifying a "hold" rating. Read the full article on Seeking Alpha
Seeking Alpha Nov 15

Principal Financial Upgraded As Growth Indicators And 3% Yield Looks Positive

Summary Principal Financial gets upgraded to a buy, as it shows growth indicators that could drive its insurance premiums and fees revenue, along with positive EPS guidance. Its 3% dividend yield is competitive among its peer group. With strong credit ratings from major agencies, and a low debt-to-equity, the firm has a lower risk profile. The huge and growing annuities market presents a lot of potential. Key risks include competition from sector peers like Prudential, as well as the risk of cyberattacks on financial firms targeting client data. Read the full article on Seeking Alpha
Seeking Alpha Aug 13

Principal Financial: Capital Pressures Now Reflected In Valuation (Upgrade)

Summary Principal Financial Group has underperformed in the past year as asset management performance has weakened, with disappointing Q2 results leading to a drop in stock price. Despite some positive earnings growth in certain units, the asset management sector is facing pressure from passive investing trends and weaker returns. Management has lowered its capital target and otherwise would struggle to meet capital return targets. Even assuming lower capital returns, based on business growth needs, PFG has an over 8% capital return yield, leaving shares around fair value. Read the full article on Seeking Alpha
Seeking Alpha Apr 09

Principal Financial: Asset Management Headwinds Make Shares Less Attractive (Rating Downgrade)

Summary Principal Financial Group's shares have gained 16% but lagged behind the S&P 500 due to net outflows in its asset management business. The company's recent financials showed positive improvements in its retirement and income solutions unit, but concerns remain about its asset manager's performance. PFG's exposure to commercial real estate and weak valuations in its real estate funds pose downside risks to earnings. Read the full article on Seeking Alpha

매출 및 비용 세부 내역

Principal Financial Group가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.


순이익 및 매출 추이

NasdaqGS:PFG 매출, 비용 및 순이익 (USD Millions)
날짜매출순이익일반관리비연구개발비
31 Mar 2615,4591,5625,4230
31 Dec 2515,6261,1855,4340
30 Sep 2515,8011,5745,4250
30 Jun 2515,1311,1405,3860
31 Mar 2515,7701,0875,4120
31 Dec 2416,1281,5715,3640
30 Sep 2414,067-2065,2900
30 Jun 2415,6541,2605,2410
31 Mar 2414,9001,2965,1730
31 Dec 2313,6666235,0720
30 Sep 2314,1261,4795,0160
30 Jun 2314,1521,5484,9410
31 Mar 2317,2604,2785,0240
31 Dec 2217,5364,7574,9620
30 Sep 2218,4765,2455,0520
30 Jun 2217,2754,2895,0370
31 Mar 2214,1501,5344,9670
31 Dec 2114,4281,5805,0700
30 Sep 2113,9371,7114,8250
30 Jun 2113,8241,5884,7950
31 Mar 2113,3991,6224,5130
31 Dec 2014,7421,3964,6470
30 Sep 2015,0241,2244,7070
30 Jun 2016,1721,2654,7840
31 Mar 2017,0301,2534,8470
31 Dec 1916,2221,3944,5040
30 Sep 1915,9461,3304,3380
30 Jun 1915,8351,5094,2010
31 Mar 1915,0981,5794,1440
31 Dec 1814,2371,5474,1370
30 Sep 1813,7042,1524,2880
30 Jun 1813,9842,5064,0740
31 Mar 1813,9272,3593,9740
31 Dec 1714,0932,3103,8940
30 Sep 1714,3691,7873,5440
30 Jun 1712,5601,2853,5290
31 Mar 1712,4071,2973,5240
31 Dec 1612,3941,3173,7330
30 Sep 1611,6871,2523,4960
30 Jun 1612,1101,2443,4910
31 Mar 1612,3441,1633,4360
31 Dec 1511,9641,2093,4660
30 Sep 1512,0651,2263,6200
30 Jun 1511,3091,1563,6470

양질의 수익: PFG는 고품질 수익을 보유하고 있습니다.

이익 마진 증가: PFG의 현재 순 이익률 (10.1%)은 지난해 (6.9%)보다 높습니다.


잉여현금흐름 대비 순이익 분석


과거 순이익 성장 분석

수익추이: PFG의 수익은 지난 5년 동안 연평균 16.9% 감소했습니다.

성장 가속화: 지난 1년간 PFG 의 수익 증가율(43.7%)은 연간 평균(-16.9%)을 초과합니다.

수익 대 산업: PFG의 지난 1년 수익 증가율(43.7%)은 Insurance 업계의 36.2%를 상회했습니다.


자기자본이익률

높은 ROE: PFG의 자본 수익률(13%)은 낮음으로 평가됩니다.


총자산이익률


투하자본수익률


우수한 과거 실적 기업을 찾아보세요

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/22 20:59
종가2026/05/22 00:00
수익2026/03/31
연간 수익2025/12/31

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분석가 소스

Principal Financial Group, Inc.는 26명의 분석가가 다루고 있습니다. 이 중 9명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
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