View Future GrowthAIFU 과거 순이익 실적과거 기준 점검 0/6AIFU 의 수입은 연평균 -50.7%의 비율로 감소해 온 반면, Insurance 산업은 연평균 14.6%의 비율로 증가했습니다. 매출은 연평균 18.6%의 비율로 감소해 왔습니다.핵심 정보-50.74%순이익 성장률-26.30%주당순이익(EPS) 성장률Insurance 산업 성장률8.02%매출 성장률-18.58%자기자본이익률-483.36%순이익률-409.41%최근 순이익 업데이트31 Dec 2025최근 과거 실적 업데이트Reported Earnings • May 01Full year 2025 earnings released: CN¥109 loss per share (vs CN¥171 profit in FY 2024)Full year 2025 results: CN¥109 loss per share (down from CN¥171 profit in FY 2024). Revenue: CN¥556.6m (down 69% from FY 2024). Net loss: CN¥2.28b (down CN¥2.73b from profit in FY 2024).Reported Earnings • Oct 06First half 2025 earnings releasedFirst half 2025 results: Revenue: CN¥297.4m (down 74% from 1H 2024). Net loss: CN¥468.9m (down CN¥473.7m from profit in 1H 2024).모든 업데이트 보기Recent updatesNew Risk • May 15New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of American stocks, typically moving 16% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (16% average weekly change). Earnings have declined by 51% per year over the past 5 years.Reported Earnings • May 01Full year 2025 earnings released: CN¥109 loss per share (vs CN¥171 profit in FY 2024)Full year 2025 results: CN¥109 loss per share (down from CN¥171 profit in FY 2024). Revenue: CN¥556.6m (down 69% from FY 2024). Net loss: CN¥2.28b (down CN¥2.73b from profit in FY 2024).New Risk • Apr 30New major risk - Revenue and earnings growthEarnings have declined by 5.5% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 5.5% per year over the past 5 years. Minor Risk Share price has been volatile over the past 3 months (13% average weekly change).New Risk • Apr 19New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Minor Risks Latest financial reports are more than 6 months old (reported June 2025 fiscal period end). Share price has been volatile over the past 3 months (14% average weekly change).Seeking Alpha • Feb 12AIFU Inc.: Private Placement And Negative Earnings Have Disinterested InvestorsSummary AIFU Inc. is rated 'Sell' due to persistent earnings declines, negative technicals, and regulatory headwinds impacting insurance commissions. AIFU's AI-driven insurance distribution model faces profitability challenges from multi-level agent compensation and compressed margins. Chinese regulatory actions capping commissions further pressure AIFU's bottom line, with management warning of continued operational headwinds. Despite trading at a 0.72 P/B ratio, a lack of catalysts and ongoing losses suggest shares may fall further before stabilizing. Read the full article on Seeking Alpha분석 기사 • Jan 30AIFU Inc.'s (NASDAQ:AIFU) 27% Share Price Plunge Could Signal Some RiskUnfortunately for some shareholders, the AIFU Inc. ( NASDAQ:AIFU ) share price has dived 27% in the last thirty days...공시 • Jan 10AIFU Inc. (NasdaqGS:AIFU) completed the acquisition of Nova Lumina Limited from YS Management Company Limited and Ethereal Holdings Limited.AIFU Inc. (NasdaqGS:AIFU) entered into a transaction agreement to acquire Nova Lumina Limited from YS Management Company Limited and Ethereal Holdings Limited for CNY 2.3 billion on December 12, 2025. The total consideration consists of 102,578,839 Class A ordinary shares of AIFU Inc. and a cash payment of CNY 155.27 million ($22 million). 96,526,648 Class A ordinary shares and 6,052,191 Class A ordinary shares will be issued to YSM and Ethereal, respectively. The Consideration Shares issued to YSM will be subject to a lock-up period of five years from the closing date. Following (i) the completion of such Class B ordinary share issuance and (ii) the Closing of the Transaction, YSM will hold approximately 78.2% of the total issued and outstanding shares, and Ethereal will hold approximately 4.9% of the total issued and outstanding shares of AIFU Inc. The transaction was approved by the board of directors of AIFU Inc. The transaction is subject to customary closing conditions and is expected to close in January 2026. AIFU Inc. (NasdaqGS:AIFU) completed the acquisition of Nova Lumina Limited from YS Management Company Limited and Ethereal Holdings Limited on January 9, 2026. AIFU Inc. issued 96,526,648 consideration shares to YSM and 6,052,191 consideration shares have been issued to Ethereal, with the a cash payment of CNY 155.27 million ($22.0 million) cash payable to Ethereal. The Consideration Shares issued to YSM are subject to a lock-up period of five years from the Closing Date.공시 • Jan 01AIFU Inc. Announces Board and Committee Changes, Effective December 26, 2025AIFU Inc. announced that on December 26, 2025, the board of directors received a letter of resignation from Ms. Jiaxing Shi as an independent director of the Company, the chair of the audit committee, a member of the compensation committee and a member of the corporate governance and nominating committee, with immediate effect. Ms. Shi has advised that her resignation was due to personal reasons and was not a result of any disagreement with the Company on any matter related to the operations, policies, or practices of the Company. To fill the vacancies, on December 26, 2025, Mr. Kunlin Li was appointed to serve as an independent director of the Company, the chair of audit committee, a member of the compensation committee and a member of the corporate governance and nominating committee, with immediate effect. Mr. Kunlin Li has over six years of professional experience in accounting and finance. He has served as the Finance Manager at Beijing Yingu Pusi Investment Management Co. Ltd. since 2019. In this role, Mr. Li has been responsible for the comprehensive financial operations and oversight of the company's managed private equity funds. Mr. Li earned his Bachelor's degree in finance from Nankai University Binhai College in 2019. The Board has reviewed the qualifications of Mr. Li and, based on such review, has affirmatively determined that Mr. Li meets the independence requirements under Rule 5605(a)(2) of the Nasdaq Listing Rules. The Board has also determined that Mr. Li qualifies as an audit committee financial expert as defined in Item 407(d)(5) of Regulation S-K of the Securities Exchange Act of 1934, as amended, and possesses the financial sophistication required under Rule 5605(c)(2)(A) of the Nasdaq Listing Rules.공시 • Dec 24AIFU Inc. announced that it has received $2 million in funding from Expansion Group LtdOn December 22, 2025. AIFU Inc. announced that it has closed the transaction.분석 기사 • Nov 25Investors Don't See Light At End Of AIFU Inc.'s (NASDAQ:AIFU) Tunnel And Push Stock Down 44%AIFU Inc. ( NASDAQ:AIFU ) shareholders that were waiting for something to happen have been dealt a blow with a 44...분석 기사 • Oct 11AIFU Inc.'s (NASDAQ:AIFU) Price Is Right But Growth Is LackingAIFU Inc.'s ( NASDAQ:AIFU ) price-to-sales (or "P/S") ratio of 0.5x may look like a pretty appealing investment...Reported Earnings • Oct 06First half 2025 earnings releasedFirst half 2025 results: Revenue: CN¥297.4m (down 74% from 1H 2024). Net loss: CN¥468.9m (down CN¥473.7m from profit in 1H 2024).공시 • Jul 08AIFU Inc. announced that it expects to receive $31.56 million in fundingAIFU Inc announced a non-brokered private placement and entered into a purchase agreement to issue 10,000,000 Class A ordinary shares, par value US$0.4 per share, at a price of $3.156 per share for aggregate gross proceeds of $31,560,000 and warrants to purchase up to 20,000,000 additional Class A ordinary shares of the Company on July 7, 2025. The transaction is expected to close by the end of July 2025.공시 • May 23AIFU Inc.(NasdaqGM:AIFU) dropped from NASDAQ Composite IndexAIFU Inc removedBoard Change • May 22High number of new and inexperienced directorsThere are 5 new directors who have joined the board in the last 3 years. The company's board is composed of: 5 new directors. No experienced directors. No highly experienced directors. Independent Director Li Changfu is the most experienced director on the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.매출 및 비용 세부 내역AIFU가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이NasdaqGS:AIFU 매출, 비용 및 순이익 (CNY Millions)날짜매출순이익일반관리비연구개발비31 Dec 25557-2,2791,873030 Jun 251,205-17593031 Mar 251,507219660031 Dec 241,332453622030 Sep 242,069203752030 Jun 242,361148775031 Mar 242,932222828031 Dec 232,760283722030 Sep 233,362378841030 Jun 233,352243839031 Mar 232,923199816031 Dec 222,782100817030 Sep 222,81741845030 Jun 222,87639860031 Mar 222,86275852031 Dec 213,271251854030 Sep 213,320288837030 Jun 213,449329820031 Mar 213,641361797031 Dec 203,268268752030 Sep 203,429-4759030 Jun 203,44089703031 Mar 203,45787748031 Dec 193,706189753030 Sep 193,565526741030 Jun 193,526553778031 Mar 193,600627720031 Dec 183,471610700030 Sep 183,290625678030 Jun 183,568542702031 Mar 183,598511726031 Dec 174,088444756030 Sep 174,315368823030 Jun 175,207317987031 Mar 174,509178951031 Dec 164,083135985030 Sep 164,026138930030 Jun 163,551147808031 Mar 163,157196689031 Dec 152,459168574030 Sep 152,601182571030 Jun 152,4271755440양질의 수익: AIFU 은(는) 현재 수익성이 없습니다.이익 마진 증가: AIFU는 현재 수익성이 없습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: AIFU은 수익성이 없으며 지난 5년 동안 손실이 연평균 50.7% 증가했습니다.성장 가속화: 현재 수익성이 없어 지난 1년간 AIFU의 수익 성장률을 5년 평균과 비교할 수 없습니다.수익 대 산업: AIFU은 수익성이 없어 지난 해 수익 성장률을 Insurance 업계(36.2%)와 비교하기 어렵습니다.자기자본이익률높은 ROE: AIFU는 현재 수익성이 없으므로 자본 수익률이 음수(-483.36%)입니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YInsurance 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/20 12:10종가2026/05/20 00:00수익2025/12/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스AIFU Inc.는 8명의 분석가가 다루고 있습니다. 이 중 0명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Karen ChanBofA Global Researchnull nullChina International Capital Corporation LimitedPatricia ChengHSBC5명의 분석가 더 보기
Reported Earnings • May 01Full year 2025 earnings released: CN¥109 loss per share (vs CN¥171 profit in FY 2024)Full year 2025 results: CN¥109 loss per share (down from CN¥171 profit in FY 2024). Revenue: CN¥556.6m (down 69% from FY 2024). Net loss: CN¥2.28b (down CN¥2.73b from profit in FY 2024).
Reported Earnings • Oct 06First half 2025 earnings releasedFirst half 2025 results: Revenue: CN¥297.4m (down 74% from 1H 2024). Net loss: CN¥468.9m (down CN¥473.7m from profit in 1H 2024).
New Risk • May 15New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of American stocks, typically moving 16% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (16% average weekly change). Earnings have declined by 51% per year over the past 5 years.
Reported Earnings • May 01Full year 2025 earnings released: CN¥109 loss per share (vs CN¥171 profit in FY 2024)Full year 2025 results: CN¥109 loss per share (down from CN¥171 profit in FY 2024). Revenue: CN¥556.6m (down 69% from FY 2024). Net loss: CN¥2.28b (down CN¥2.73b from profit in FY 2024).
New Risk • Apr 30New major risk - Revenue and earnings growthEarnings have declined by 5.5% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 5.5% per year over the past 5 years. Minor Risk Share price has been volatile over the past 3 months (13% average weekly change).
New Risk • Apr 19New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Minor Risks Latest financial reports are more than 6 months old (reported June 2025 fiscal period end). Share price has been volatile over the past 3 months (14% average weekly change).
Seeking Alpha • Feb 12AIFU Inc.: Private Placement And Negative Earnings Have Disinterested InvestorsSummary AIFU Inc. is rated 'Sell' due to persistent earnings declines, negative technicals, and regulatory headwinds impacting insurance commissions. AIFU's AI-driven insurance distribution model faces profitability challenges from multi-level agent compensation and compressed margins. Chinese regulatory actions capping commissions further pressure AIFU's bottom line, with management warning of continued operational headwinds. Despite trading at a 0.72 P/B ratio, a lack of catalysts and ongoing losses suggest shares may fall further before stabilizing. Read the full article on Seeking Alpha
분석 기사 • Jan 30AIFU Inc.'s (NASDAQ:AIFU) 27% Share Price Plunge Could Signal Some RiskUnfortunately for some shareholders, the AIFU Inc. ( NASDAQ:AIFU ) share price has dived 27% in the last thirty days...
공시 • Jan 10AIFU Inc. (NasdaqGS:AIFU) completed the acquisition of Nova Lumina Limited from YS Management Company Limited and Ethereal Holdings Limited.AIFU Inc. (NasdaqGS:AIFU) entered into a transaction agreement to acquire Nova Lumina Limited from YS Management Company Limited and Ethereal Holdings Limited for CNY 2.3 billion on December 12, 2025. The total consideration consists of 102,578,839 Class A ordinary shares of AIFU Inc. and a cash payment of CNY 155.27 million ($22 million). 96,526,648 Class A ordinary shares and 6,052,191 Class A ordinary shares will be issued to YSM and Ethereal, respectively. The Consideration Shares issued to YSM will be subject to a lock-up period of five years from the closing date. Following (i) the completion of such Class B ordinary share issuance and (ii) the Closing of the Transaction, YSM will hold approximately 78.2% of the total issued and outstanding shares, and Ethereal will hold approximately 4.9% of the total issued and outstanding shares of AIFU Inc. The transaction was approved by the board of directors of AIFU Inc. The transaction is subject to customary closing conditions and is expected to close in January 2026. AIFU Inc. (NasdaqGS:AIFU) completed the acquisition of Nova Lumina Limited from YS Management Company Limited and Ethereal Holdings Limited on January 9, 2026. AIFU Inc. issued 96,526,648 consideration shares to YSM and 6,052,191 consideration shares have been issued to Ethereal, with the a cash payment of CNY 155.27 million ($22.0 million) cash payable to Ethereal. The Consideration Shares issued to YSM are subject to a lock-up period of five years from the Closing Date.
공시 • Jan 01AIFU Inc. Announces Board and Committee Changes, Effective December 26, 2025AIFU Inc. announced that on December 26, 2025, the board of directors received a letter of resignation from Ms. Jiaxing Shi as an independent director of the Company, the chair of the audit committee, a member of the compensation committee and a member of the corporate governance and nominating committee, with immediate effect. Ms. Shi has advised that her resignation was due to personal reasons and was not a result of any disagreement with the Company on any matter related to the operations, policies, or practices of the Company. To fill the vacancies, on December 26, 2025, Mr. Kunlin Li was appointed to serve as an independent director of the Company, the chair of audit committee, a member of the compensation committee and a member of the corporate governance and nominating committee, with immediate effect. Mr. Kunlin Li has over six years of professional experience in accounting and finance. He has served as the Finance Manager at Beijing Yingu Pusi Investment Management Co. Ltd. since 2019. In this role, Mr. Li has been responsible for the comprehensive financial operations and oversight of the company's managed private equity funds. Mr. Li earned his Bachelor's degree in finance from Nankai University Binhai College in 2019. The Board has reviewed the qualifications of Mr. Li and, based on such review, has affirmatively determined that Mr. Li meets the independence requirements under Rule 5605(a)(2) of the Nasdaq Listing Rules. The Board has also determined that Mr. Li qualifies as an audit committee financial expert as defined in Item 407(d)(5) of Regulation S-K of the Securities Exchange Act of 1934, as amended, and possesses the financial sophistication required under Rule 5605(c)(2)(A) of the Nasdaq Listing Rules.
공시 • Dec 24AIFU Inc. announced that it has received $2 million in funding from Expansion Group LtdOn December 22, 2025. AIFU Inc. announced that it has closed the transaction.
분석 기사 • Nov 25Investors Don't See Light At End Of AIFU Inc.'s (NASDAQ:AIFU) Tunnel And Push Stock Down 44%AIFU Inc. ( NASDAQ:AIFU ) shareholders that were waiting for something to happen have been dealt a blow with a 44...
분석 기사 • Oct 11AIFU Inc.'s (NASDAQ:AIFU) Price Is Right But Growth Is LackingAIFU Inc.'s ( NASDAQ:AIFU ) price-to-sales (or "P/S") ratio of 0.5x may look like a pretty appealing investment...
Reported Earnings • Oct 06First half 2025 earnings releasedFirst half 2025 results: Revenue: CN¥297.4m (down 74% from 1H 2024). Net loss: CN¥468.9m (down CN¥473.7m from profit in 1H 2024).
공시 • Jul 08AIFU Inc. announced that it expects to receive $31.56 million in fundingAIFU Inc announced a non-brokered private placement and entered into a purchase agreement to issue 10,000,000 Class A ordinary shares, par value US$0.4 per share, at a price of $3.156 per share for aggregate gross proceeds of $31,560,000 and warrants to purchase up to 20,000,000 additional Class A ordinary shares of the Company on July 7, 2025. The transaction is expected to close by the end of July 2025.
Board Change • May 22High number of new and inexperienced directorsThere are 5 new directors who have joined the board in the last 3 years. The company's board is composed of: 5 new directors. No experienced directors. No highly experienced directors. Independent Director Li Changfu is the most experienced director on the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.