Payoneer Global 과거 순이익 실적
과거 기준 점검 2/6
Payoneer Global은 연평균 57.5%의 비율로 수입이 증가해 온 반면, Diversified Financial 산업은 수입이 13.5% 증가했습니다. 매출은 연평균 20.3%의 비율로 증가했습니다. Payoneer Global의 자기자본이익률은 11%이고 순이익률은 6.8%입니다.
핵심 정보
57.46%
순이익 성장률
71.23%
주당순이익(EPS) 성장률
| Diversified Financial 산업 성장률 | 6.15% |
| 매출 성장률 | 20.26% |
| 자기자본이익률 | 10.95% |
| 순이익률 | 6.76% |
| 최근 순이익 업데이트 | 31 Mar 2026 |
최근 과거 실적 업데이트
Recent updates
내러티브 업데이트 • May 01
PAYO: Stablecoin Banking And Digital Financing Moves Will Shape Balanced Future Outlook
Analysts have trimmed their average price target on Payoneer Global to $7, reflecting recent target cuts balanced against a bullish initiation. At the same time, modest adjustments to revenue growth, profit margin, discount rate, and future P/E assumptions keep the fair value estimate steady at $5.50.
내러티브 업데이트 • Apr 16
PAYO: Cash Generation And Buybacks Will Support Future Earnings Power
The updated analyst price target for Payoneer Global has shifted from about $8.69 to $7.50, as analysts balance lower assumed future P/E and profit margins with higher modeled revenue growth and ongoing bullish views that emphasize solid cash generation and the company's growing role in global payments. Analyst Commentary Bullish Takeaways Bullish analysts highlight what they view as strengthening operating fundamentals, which they see as supportive of the updated valuation framework even with lower assumed P/E and margin profiles.
내러티브 업데이트 • Apr 02
PAYO: Expanding Global Payments And Stablecoin Initiatives Will Support Long-Term Upside
Analysts have reduced their average 12 month price target for Payoneer Global by $3 to $7, citing concerns around interest income trends, while also noting solid cash generation and an expanding role in global payments. Analyst Commentary Recent research shows that while some targets have been trimmed, there is still a clear pocket of bullish analysts who see room for upside in Payoneer Global based on execution and positioning in global payments.내러티브 업데이트 • Mar 18
PAYO: Strengthening Core Payments Platform And Cash Generation Will Support Long-Term Upside
Analysts have trimmed their average price target on Payoneer Global by $3 to $7, citing reduced expectations for interest income and slightly more conservative assumptions for revenue growth, profit margins, and future P/E, even as they highlight ongoing improvements in the core business. Analyst Commentary Bullish analysts have trimmed price targets but still see room for upside in Payoneer Global, even as they factor in lower interest income and more conservative assumptions around growth and margins.내러티브 업데이트 • Mar 04
PAYO: Stablecoin Banking Initiative Will Support Future Upside Potential
Analysts have trimmed their price target on Payoneer Global from $7.50 to $7.00, reflecting updated views on fair value, discount rate, growth, margins, and future P/E assumptions. Analyst Commentary Bearish analysts trimming the price target to US$7.00 signals a more cautious stance on how much upside they currently see in the shares, even while maintaining a positive rating.내러티브 업데이트 • Feb 18
PAYO: Emerging Market Collections And Stablecoin Rollout Will Support Long-Term Upside
Analysts have nudged their average 12 month price target for Payoneer Global slightly higher to $10, reflecting updated views on its revenue growth outlook, profit margin assumptions, and a modest revision to the projected future P/E multiple. What's in the News Payoneer plans to launch embedded stablecoin capabilities on its platform, powered by Bridge, allowing customers to receive, hold, and send stablecoins for everyday cross border transactions.내러티브 업데이트 • Feb 04
PAYO: Emerging Market Collection Expansion Will Drive Stronger Long-Term Upside
Analysts have trimmed their 12 month price target on Payoneer Global to US$10.00 from US$10.00, linking the adjustment to slightly lower assumptions for discount rate, revenue growth, profit margins and a modestly higher future P/E multiple. What's in the News Payoneer Global expanded its payment platform with new collection capabilities in Indonesia, allowing customers to receive funds from local buyers and ecommerce platforms more quickly and at potentially lower cost (Key Developments).내러티브 업데이트 • Jan 21
PAYO: Take Rate Expansion And Buyback Will Support Future Upside Potential
Analysts have trimmed their fair value estimate for Payoneer Global from about US$8.00 to roughly US$6.00 and lowered their price target to US$7.00 from US$9.00. They cited expectations for slower Q4 marketplaces volume growth and a lower future P/E multiple, while also highlighting ongoing ex float growth supported by take rate expansion.내러티브 업데이트 • Jan 07
PAYO: Take Rate Expansion And Buybacks Will Support Future Earnings Power
Analysts have trimmed their price target on Payoneer Global to US$7 from US$9, pointing to expectations for slower Q4 marketplaces volume growth, even as mid-teens ex float growth and take rate expansion continue to support the business. Analyst Commentary Bullish Takeaways Bullish analysts highlight that Q3 delivered what they view as a solid set of results, with mid-teens ex float growth seen as supportive for Payoneer Global's growth profile.내러티브 업데이트 • Dec 21
PAYO: Take Rate Expansion And Buybacks Will Drive Stronger Long-Term Upside
Analysts have reduced their price target on Payoneer Global to $7.00 from $9.00, citing expectations for slower marketplace volumes and moderating ex float growth, while noting that take rate expansion and improving profitability continue to support a constructive long term outlook. Analyst Commentary Bullish analysts highlighted that Payoneer continues to deliver solid execution, with mid-teens ex float growth driven by ongoing take rate expansion even as marketplace volumes decelerate.Seeking Alpha • Dec 19
Payoneer: Upside In Payment Provider
Summary Payoneer Global Inc. earns a speculative Buy rating at an attractive price target, reflecting attractive risk/reward. PAYO has doubled revenues and 9.5x'ed EBITDA since 2021, focusing on B2B international payments for small businesses and freelancers, especially in APAC and LATAM. China accounts for over one-third of PAYO's revenue, presenting both growth opportunity and geopolitical risk; LATAM is the top growth focus for diversification. PAYO is debt-free, operating cash flow positive, buying back shares, but faces dilution risk from high stock-based compensation and 2025 earnings headwinds due to U.S./China trade tensions. Read the full article on Seeking Alpha내러티브 업데이트 • Dec 07
PAYO: Take Rate Expansion Will Support Future Margin Strength Despite Slower Marketplace Volumes
Analysts have trimmed their price target on Payoneer Global to about $8.50 from roughly $8.71, reflecting expectations for slower marketplace volume growth and moderating ex float revenue expansion, despite continued solid execution. Analyst Commentary Analysts remain constructive on Payoneer Global, even as they adjust expectations to reflect a more measured growth outlook and a recalibrated valuation framework.내러티브 업데이트 • Nov 23
PAYO: Take Rate Expansion Will Drive Continued Profit Margin Gains
Payoneer Global’s analyst price target has been reduced from $9.13 to $8.71 per share. Analysts point to slower growth in marketplace volumes and moderating future revenue and profit margin expectations following recent quarterly results.내러티브 업데이트 • Nov 07
PAYO: Take Rate Strength And New Partnerships Will Drive Profits Higher
Analysts have revised Payoneer Global’s price target downward from $9.81 to $9.13, citing anticipated moderation in marketplace transaction volumes. Profitability and revenue growth are expected to improve.분석 기사 • Jul 11
Risks To Shareholder Returns Are Elevated At These Prices For Payoneer Global Inc. (NASDAQ:PAYO)
Payoneer Global Inc.'s ( NASDAQ:PAYO ) price-to-earnings (or "P/E") ratio of 21.9x might make it look like a sell right...Seeking Alpha • Apr 18
Payoneer: Solid Moat With Strong Industry Tailwinds
Summary I am positive on Payoneer due to its strong global payment infrastructure, which subscale players will struggle to replicate. PAYO's scale advantage and industry tailwinds, including the globalization of SMB commerce and digital B2B payments, position it well for continued growth. PAYO's valuation is attractive, with the potential for significant upside if it can achieve moderate growth and maintain current margins. Read the full article on Seeking Alpha분석 기사 • Mar 28
Risks Still Elevated At These Prices As Payoneer Global Inc. (NASDAQ:PAYO) Shares Dive 25%
Payoneer Global Inc. ( NASDAQ:PAYO ) shareholders that were waiting for something to happen have been dealt a blow with...Seeking Alpha • Mar 12
Payoneer Global: Irrational Dip
Summary Payoneer Global is undervalued due to fears over short-term interest rate headwinds, despite strong long-term growth targets and conservative guidance. The global payments company reported robust Q4 results, with revenue up 16.7% YoY, but the stock has fallen 30% due to guidance concerns. Payoneer aims for 20% revenue growth and a 25% EBITDA margin, with a $500 million cash balance and a low EV of $2 billion. The stock trades at just 8x EV/EBITDA targets. Read the full article on Seeking AlphaSeeking Alpha • Jan 20
Payoneer: Forward Growth Is Not At A Reasonable Price
Summary Payoneer Global's stock has seen extraordinary one-year performance, driven by three consecutive earnings beats, but I rate it a "hold" due to valuation concerns. Payoneer facilitates cross-border payments for SMBs and freelancers, with significant brand awareness and expanded solutions, including partnerships with major marketplaces. Despite Wall Street optimism and a price target implying a 16.8% upside, recent analyst downgrades and EPS concerns justify a cautious "hold" rating. Read the full article on Seeking Alpha분석 기사 • Jan 02
Do Payoneer Global's (NASDAQ:PAYO) Earnings Warrant Your Attention?
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Seeking Alpha • Dec 09
Payoneer Global: Keep In The Basket As Payment Processors Expect Future Growth
Summary My initial coverage of Payoneer gives it a neutral rating, as its future growth is evident but is believed to be mostly priced in already since Q3 results came out. The firm has a low debt/equity vs key peers, and $0 long-term debt, presenting low debt risk for investors. Positive 2025 macro indicators could benefit spending and payment volumes, and longer-term CAGR forecasts for payment gateways are positive. The stock is not a dividend payer, so could be considered a hold for further capital appreciation. The share price now trades at a 10-year high, well above its 200-day SMA, and overvalued to peers on forward P/E multiples. Read the full article on Seeking Alpha분석 기사 • Nov 06
There's Reason For Concern Over Payoneer Global Inc.'s (NASDAQ:PAYO) Massive 34% Price Jump
Despite an already strong run, Payoneer Global Inc. ( NASDAQ:PAYO ) shares have been powering on, with a gain of 34% in...
새로운 내러티브 • Sep 09
Expanding Suite And Decisive Acquisitions Set To Boost Revenue And Margins
Expanding product suite with new features and strategic acquisitions aimed at increasing ARPU and improving service for SMBs signals growth in revenue and earnings.Seeking Alpha • Aug 12
Payoneer Global: Interest Rate Obstacle Is Far Overdone
Summary Payoneer Global Inc. reported strong quarterly results, beating revenue estimates by $16 million and showing 22% growth in payment volumes. The stock traded close to all-time lows at $5 due to a misunderstanding of the growth story, with a major obstacle being the fear of interest rate cuts affecting revenues. Despite strong growth in B2B and Checkout services, Payoneer Global remains undervalued with a market cap of $2.6 billion and EV of $2.1 billion, trading at 9x EV/EBITDA targets for 2024. Read the full article on Seeking Alpha분석 기사 • Aug 10
What Payoneer Global Inc.'s (NASDAQ:PAYO) 27% Share Price Gain Is Not Telling You
Payoneer Global Inc. ( NASDAQ:PAYO ) shareholders would be excited to see that the share price has had a great month...분석 기사 • Aug 09
With EPS Growth And More, Payoneer Global (NASDAQ:PAYO) Makes An Interesting Case
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Seeking Alpha • May 22
Payoneer Global: Plenty Of Growth Ahead
Summary Payoneer has achieved impressive revenue growth, with a 3-year CAGR of 32.5% and growth in every region it operates in. The company has improved its margins and has room for further improvement, despite stock-based compensation affecting its numbers. Payoneer's revenue growth for FY24 is projected to be around 8.3%, which is a drop from previous years, but the company expects acceleration in the second half of the year. Read the full article on Seeking AlphaSeeking Alpha • Mar 04
Payoneer Global: Priced For Disaster
Summary Payoneer Global Inc. reported impressive 32% revenue growth in 2024, generating $831 million and 25% adjusted EBITDA margins at $205 million. The global payments company has a solid business with substantial growth opportunities, targeting a $6 trillion total addressable market in global payments. Payoneer Global expects a dip in interest income due to lower interest rates in 2024, but still anticipates existing 2024 with 15% growth in payments-related revenues. Payoneer Global stock is crazy cheap at only 6x EV/EBITDA targets. Read the full article on Seeking AlphaSeeking Alpha • Feb 01
Payoneer Global: High Quality And Resilient Business Model
Summary Payoneer is a global payment provider for digital SMBs. Payoneer has solid fundamentals, revenue growth, and a high-quality business model. It stands to benefit from some secular growth trends. Share performance has been less than ideal. But the overall business remains resilient. Attractive valuation today presents opportunity. Read the full article on Seeking Alpha분석 기사 • Sep 27
Here's Why We Think Payoneer Global (NASDAQ:PAYO) Might Deserve Your Attention Today
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...매출 및 비용 세부 내역
매출 및 비용 세부 내역
Payoneer Global가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.
순이익 및 매출 추이
| 날짜 | 매출 | 순이익 | 일반관리비 | 연구개발비 |
|---|---|---|---|---|
| 31 Mar 26 | 1,068 | 72 | 391 | 158 |
| 31 Dec 25 | 1,053 | 73 | 382 | 152 |
| 30 Sep 25 | 1,040 | 72 | 410 | 117 |
| 30 Jun 25 | 1,017 | 100 | 392 | 114 |
| 31 Mar 25 | 996 | 113 | 339 | 140 |
| 31 Dec 24 | 978 | 121 | 328 | 135 |
| 30 Sep 24 | 940 | 130 | 335 | 104 |
| 30 Jun 24 | 900 | 101 | 334 | 96 |
| 31 Mar 24 | 867 | 114 | 328 | 97 |
| 31 Dec 23 | 831 | 93 | 304 | 118 |
| 30 Sep 23 | 790 | 56 | 308 | 117 |
| 30 Jun 23 | 741 | 17 | 296 | 120 |
| 31 Mar 23 | 683 | -24 | 282 | 118 |
| 31 Dec 22 | 628 | -12 | 292 | 91 |
| 30 Sep 22 | 583 | -21 | 237 | 108 |
| 30 Jun 22 | 547 | 7 | 214 | 98 |
| 31 Mar 22 | 510 | -40 | 203 | 90 |
| 31 Dec 21 | 473 | -68 | 187 | 81 |
| 30 Sep 21 | 429 | -64 | 157 | 73 |
| 30 Jun 21 | 397 | -67 | 145 | 66 |
| 31 Mar 21 | 364 | -34 | 123 | 58 |
| 31 Dec 20 | 346 | -37 | 118 | 52 |
| 31 Dec 19 | 318 | -12 | 92 | 35 |
| 31 Dec 18 | 260 | -18 | 75 | 29 |
양질의 수익: PAYO는 고품질 수익을 보유하고 있습니다.
이익 마진 증가: PAYO의 현재 순 이익률 (6.8%)은 지난해 (11.3%)보다 낮습니다.
잉여현금흐름 대비 순이익 분석
과거 순이익 성장 분석
수익추이: PAYO는 지난 5년 동안 흑자전환하며 연평균 57.5%의 수익 성장을 기록했습니다.
성장 가속화: PAYO은 지난 1년 동안 수익이 감소하여 5년 평균과 비교할 수 없습니다.
수익 대 산업: PAYO은 지난 1년 동안 수익이 감소(-36%)하여 Diversified Financial 업계 평균(8.6%)과 비교하기 어렵습니다.
자기자본이익률
높은 ROE: PAYO의 자본 수익률(11%)은 낮음으로 평가됩니다.
총자산이익률
투하자본수익률
우수한 과거 실적 기업을 찾아보세요
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/05/24 19:29 |
| 종가 | 2026/05/22 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
|
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| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
|
* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.
Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.
산업 및 섹터 지표
산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.
분석가 소스
Payoneer Global Inc.는 11명의 분석가가 다루고 있습니다. 이 중 10명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Mark Palmer | Benchmark Company |
| Aditya Buddhavarapu | BofA Global Research |
| Peter Christiansen | Citigroup Inc |