View ValuationJefferson Capital 향후 성장Future 기준 점검 1/6Jefferson Capital은 연간 수입과 매출이 각각 5%와 7.2% 증가할 것으로 예상되고 EPS는 연간 5.5%만큼 증가할 것으로 예상됩니다.핵심 정보5.0%이익 성장률5.50%EPS 성장률Consumer Finance 이익 성장19.1%매출 성장률7.2%향후 자기자본이익률n/a애널리스트 커버리지Low마지막 업데이트18 May 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updates공시 • May 16Jefferson Capital, Inc. Declares Quarterly Dividend, Payable on June 4, 2026Jefferson Capital, Inc. declared a quarterly cash dividend of $0.24 per share on its outstanding common stock, payable on June 4, 2026, to shareholders of record as of the close of business on May 26, 2026.속보 • May 16Jefferson Capital Sets Q1 Records With US$310 Million Collections and Expands Credit FacilityJefferson Capital reported record Q1 2026 collections of about $310 million, which the company said was a 19% increase year over year. Revenue for the quarter was $176 million, described as up 14%, with estimated remaining collections at $3.4 billion, an 18% rise according to the company. The company cited a sector-leading cash efficiency ratio of 73%, while operating expenses rose 47%. It reported pre-tax income of $51.1 million, net income of $37.6 million, declared a $0.24 per-share dividend, and completed an upsized $1.15 billion revolving credit facility. The combination of higher collections, increased estimated remaining collections and access to a larger credit facility suggests a company expanding its activity while still generating earnings and returning cash through dividends. The sharp rise in operating expenses and greater use of credit are key areas to watch, since they can affect future profitability and balance sheet flexibility if not accompanied by sustained cash generation.Reported Earnings • May 15First quarter 2026 earnings: Revenues exceed analysts expectations while EPS lags behindFirst quarter 2026 results: EPS: US$0.68. Revenue: US$176.4m (up 17% from 1Q 2025). Net income: US$37.6m (down 41% from 1Q 2025). Profit margin: 21% (down from 42% in 1Q 2025). Revenue exceeded analyst estimates by 3.3%. Earnings per share (EPS) missed analyst estimates by 14%. Revenue is forecast to grow 6.3% p.a. on average during the next 2 years, compared to a 13% growth forecast for the Consumer Finance industry in the US.New Risk • May 15New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 23% Last year net profit margin: 33% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Debt is not well covered by operating cash flow (18% operating cash flow to total debt). Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (23% net profit margin).공시 • May 01Jefferson Capital, Inc. to Report Q1, 2026 Results on May 14, 2026Jefferson Capital, Inc. announced that they will report Q1, 2026 results After-Market on May 14, 2026공시 • Apr 22Jefferson Capital, Inc., Annual General Meeting, Jun 05, 2026Jefferson Capital, Inc., Annual General Meeting, Jun 05, 2026.공시 • Mar 19Jefferson Capital, Inc. Announces Board ChangesJefferson Capital, Inc. announced the appointment of Susan Atkins and James Pierce to its Board of Directors, effective March 18, 2026. The company also announced that Christopher Giles is stepping down from its Board of Directors, on which he has served since 2018 to focus on his other professional commitments and as part of the Board’s evolution as a public company. Susan Atkins has more than 40 years of experience leading complex corporate initiatives, with deep expertise in corporate finance, risk management, strategy, and governance. She previously served as Global Head of Wholesale Restructuring at JPMorgan and currently serves as an independent director for several pre- and post-restructuring companies. Ms. Atkins also serves on the Creditor Advisory Committee of the FTX Post-Bankruptcy Trust. James Pierce currently serves as the Chief Operating Officer at Minnesota Diversified Industries, and previously served as Chief Information Officer at SALO Korn Ferry. Prior to that, Mr. Pierce spent over 30 years at Cargill in a variety of leadership capacities in IT and commercial business development. Mr. Pierce also serves as an Independent Board Director at MinnWest Bank.Upcoming Dividend • Mar 17Upcoming dividend of US$0.24 per shareEligible shareholders must have bought the stock before 24 March 2026. Payment date: 02 April 2026. Payout ratio is a comfortable 8.5% and this is well supported by cash flows. Trailing yield: 4.7%. Within top quartile of American dividend payers (4.4%). Higher than average of industry peers (1.9%).New Risk • Mar 15New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 23% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (19% operating cash flow to total debt). Earnings are forecast to decline by an average of 5.3% per year for the foreseeable future. Minor Risks Large one-off items impacting financial results. Significant insider selling over the past 3 months (US$7.9m sold).Reported Earnings • Mar 13Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: EPS: US$6.26. Revenue: US$613.3m (up 41% from FY 2024). Net income: US$188.0m (up 46% from FY 2024). Profit margin: 31% (in line with FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 75%. Revenue is forecast to grow 6.5% p.a. on average during the next 2 years, compared to a 13% growth forecast for the Consumer Finance industry in the US.공시 • Mar 13Jefferson Capital, Inc. Declares Quarterly Cash Dividend, Payable on April 2, 2026The Board of Directors of Jefferson Capital, Inc. declared a quarterly cash dividend of $0.24 per share on its outstanding common stock, payable on April 2, 2026, to shareholders of record as of the close of business on March 24, 2026.공시 • Feb 27Jefferson Capital, Inc. to Report Q4, 2025 Results on Mar 12, 2026Jefferson Capital, Inc. announced that they will report Q4, 2025 results After-Market on Mar 12, 2026공시 • Jan 08Jefferson Capital, Inc. has completed a Follow-on Equity Offering in the amount of $205 million.Jefferson Capital, Inc. has completed a Follow-on Equity Offering in the amount of $205 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 10,000,000 Price\Range: $20.5 Discount Per Security: $0.87공시 • Jan 06Jefferson Capital, Inc. has filed a Follow-on Equity Offering in the amount of $256.91 million.Jefferson Capital, Inc. has filed a Follow-on Equity Offering in the amount of $256.91 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 10,000,000공시 • Dec 06Jefferson Capital, Inc. (NasdaqGS:JCAP) acquired Credit Card Portfolio from Bluestem Brands, Inc. for approximately $196.1 million.Jefferson Capital, Inc. (NasdaqGS:JCAP) entered into a definitive asset purchase agreement to acquire Credit Card Portfolio from Bluestem Brands, Inc. for approximately $300 million on October 27, 2025. As part of the transaction, Jefferson Capital will pay a gross purchase price of $302.8 million to acquire a revolving loan portfolio for which the ability to draw on the receivables has been suspended with face value of $488.2 million. At closing, the gross purchase price will be adjusted for interim portfolio cash flows (net of servicing expense and adjusted for new purchases) from a cut-off date of June 30, 2025 through the closing date. In connection with the portfolio purchase, Jefferson Capital will enter into an interim servicing agreement with Bluestem to facilitate the orderly transition of the portfolio servicing activities to CardWorks Servicing, LLC, a leading credit card servicer. The transaction will be funded with existing capacity under Jefferson Capital’s senior secured revolving credit facility. Jefferson Capital does not intend to pursue any on-going originations through the Bluestem platform, and the transaction does not include any of the retail operations or assets of Bluestem. The Bluestem portfolio purchase is expected to close in the fourth quarter of 2025 subject to customary regulatory approvals. Houlihan Lokey is serving as exclusive financial advisor and Reed Smith LLP is acting as acquisition counsel to Bluestem. Jefferson Capital, Inc. (NasdaqGS:JCAP) completed the acquisition of Credit Card Portfolio from Bluestem Brands, Inc. for approximately $196.1 million on December 4, 2025.Upcoming Dividend • Nov 18Upcoming dividend of US$0.24 per shareEligible shareholders must have bought the stock before 25 November 2025. Payment date: 04 December 2025. Payout ratio is a comfortable 8.6% and this is well supported by cash flows. Trailing yield: 4.4%. Lower than top quartile of American dividend payers (4.5%). Higher than average of industry peers (1.3%).Reported Earnings • Nov 16Third quarter 2025 earnings: Revenues exceed analysts expectations while EPS lags behindThird quarter 2025 results: EPS: US$0.66. Net income: US$38.4m (up US$38.4m from 3Q 2024). Revenue exceeded analyst estimates by 2.1%. Earnings per share (EPS) missed analyst estimates by 9.7%. Revenue is forecast to grow 7.4% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Consumer Finance industry in the US.공시 • Nov 14Jefferson Capital, Inc. Declares Quarterly Cash Dividend, Payable on December 4, 2025The Board of Directors of Jefferson Capital, Inc. declared a quarterly cash dividend of $0.24 per share on its outstanding common stock, payable on December 4, 2025, to shareholders of record as of the close of business on November 25, 2025.공시 • Oct 31Jefferson Capital, Inc. to Report Q3, 2025 Results on Nov 13, 2025Jefferson Capital, Inc. announced that they will report Q3, 2025 results After-Market on Nov 13, 2025공시 • Oct 29Jefferson Capital, Inc. (NasdaqGS:JCAP) entered into a definitive asset purchase agreement to acquire Credit Card Portfolio from Bluestem Brands, Inc. for approximately $300 million.Jefferson Capital, Inc. (NasdaqGS:JCAP) entered into a definitive asset purchase agreement to acquire Credit Card Portfolio from Bluestem Brands, Inc. for approximately $300 million on October 27, 2025. As part of the transaction, Jefferson Capital will pay a gross purchase price of $302.8 million to acquire a revolving loan portfolio for which the ability to draw on the receivables has been suspended with face value of $488.2 million. At closing, the gross purchase price will be adjusted for interim portfolio cash flows (net of servicing expense and adjusted for new purchases) from a cut-off date of June 30, 2025 through the closing date. In connection with the portfolio purchase, Jefferson Capital will enter into an interim servicing agreement with Bluestem to facilitate the orderly transition of the portfolio servicing activities to CardWorks Servicing, LLC, a leading credit card servicer. The transaction will be funded with existing capacity under Jefferson Capital’s senior secured revolving credit facility. Jefferson Capital does not intend to pursue any on-going originations through the Bluestem platform, and the transaction does not include any of the retail operations or assets of Bluestem. The Bluestem portfolio purchase is expected to close in the fourth quarter of 2025 subject to customary regulatory approvals. Houlihan Lokey is serving as exclusive financial advisor and Reed Smith LLP is acting as acquisition counsel to Bluestem.Seeking Alpha • Sep 05Jefferson Capital: Strong Buy In A Growing NPL MarketSummary Jefferson Capital benefits from a rising supply of non-performing loans, supported by economic pressures and international expansion. Its proprietary data, analytics, and compliance reputation create durable competitive advantages that are hard to replicate. The firm is both growing and profitable, with a long history of operational efficiency and leadership in underpenetrated markets. Yet the stock trades below its economic book value, implying shrinking profitability, while reverse DCF shows significant upside potential. Read the full article on Seeking AlphaReported Earnings • Aug 20Second quarter 2025 earnings: Revenues exceed analysts expectations while EPS lags behindSecond quarter 2025 results: EPS: US$0.82. Net income: US$47.7m (up US$47.7m from 2Q 2024). Revenue exceeded analyst estimates by 5.1%. Earnings per share (EPS) missed analyst estimates by 4.4%. Revenue is forecast to grow 7.7% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Consumer Finance industry in the US.공시 • Aug 15Jefferson Capital, Inc. Declares Quarterly Cash Dividend, Payable on September 4, 2025The Board of Directors of Jefferson Capital, Inc. declared a quarterly cash dividend of $0.24 per share on its outstanding common stock, payable on September 4, 2025, to shareholders of record as of the close of business on August 25, 2025.공시 • Aug 04Jefferson Capital, Inc. to Report Q2, 2025 Results on Aug 14, 2025Jefferson Capital, Inc. announced that they will report Q2, 2025 results After-Market on Aug 14, 2025New Risk • Jul 21New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 1.5% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (15% operating cash flow to total debt). Shares are highly illiquid. Earnings are forecast to decline by an average of 1.5% per year for the foreseeable future. Minor Risk Significant insider selling over the past 3 months (US$6.4m sold).Board Change • Jun 26No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 7 non-independent directors. President, CEO & Director David Burton was the last director to join the board, commencing their role in 2024. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.공시 • Jun 26Jefferson Capital, Inc. has completed an IPO in the amount of $150 million.Jefferson Capital, Inc. has completed an IPO in the amount of $150 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 10,000,000 Price\Range: $15 Discount Per Security: $1.05 Transaction Features: Reserved Share Offering; Sponsor Backed Offering이익 및 매출 성장 예측NasdaqGS:JCAP - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/2027713152767225512/31/202669014569319953/31/2026625139256257N/A12/31/2025607169268269N/A9/30/2025574162265271N/A6/30/2025532165209216N/A3/31/2025485160178184N/A12/31/2024434129162168N/A12/31/2023336112119120N/A애널리스트 향후 성장 전망수입 대 저축률: JCAP 의 연간 예상 수익 증가율(5%)이 saving rate(3.5%)보다 높습니다.수익 vs 시장: JCAP 의 연간 수익(5%)이 US 시장(16.7%)보다 느리게 성장할 것으로 예상됩니다.고성장 수익: JCAP 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: JCAP 의 수익(연간 7.2%)이 US 시장(연간 11.7%)보다 느리게 성장할 것으로 예상됩니다.고성장 매출: JCAP 의 수익(연간 7.2%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: JCAP의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.성장 기업 찾아보기7D1Y7D1Y7D1YDiversified-financials 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/21 02:17종가2026/05/21 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Jefferson Capital, Inc.는 5명의 분석가가 다루고 있습니다. 이 중 5명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관David ScharfCitizens JMP Securities, LLCJohn HechtJefferies LLCBose GeorgeKeefe, Bruyette, & Woods2명의 분석가 더 보기
공시 • May 16Jefferson Capital, Inc. Declares Quarterly Dividend, Payable on June 4, 2026Jefferson Capital, Inc. declared a quarterly cash dividend of $0.24 per share on its outstanding common stock, payable on June 4, 2026, to shareholders of record as of the close of business on May 26, 2026.
속보 • May 16Jefferson Capital Sets Q1 Records With US$310 Million Collections and Expands Credit FacilityJefferson Capital reported record Q1 2026 collections of about $310 million, which the company said was a 19% increase year over year. Revenue for the quarter was $176 million, described as up 14%, with estimated remaining collections at $3.4 billion, an 18% rise according to the company. The company cited a sector-leading cash efficiency ratio of 73%, while operating expenses rose 47%. It reported pre-tax income of $51.1 million, net income of $37.6 million, declared a $0.24 per-share dividend, and completed an upsized $1.15 billion revolving credit facility. The combination of higher collections, increased estimated remaining collections and access to a larger credit facility suggests a company expanding its activity while still generating earnings and returning cash through dividends. The sharp rise in operating expenses and greater use of credit are key areas to watch, since they can affect future profitability and balance sheet flexibility if not accompanied by sustained cash generation.
Reported Earnings • May 15First quarter 2026 earnings: Revenues exceed analysts expectations while EPS lags behindFirst quarter 2026 results: EPS: US$0.68. Revenue: US$176.4m (up 17% from 1Q 2025). Net income: US$37.6m (down 41% from 1Q 2025). Profit margin: 21% (down from 42% in 1Q 2025). Revenue exceeded analyst estimates by 3.3%. Earnings per share (EPS) missed analyst estimates by 14%. Revenue is forecast to grow 6.3% p.a. on average during the next 2 years, compared to a 13% growth forecast for the Consumer Finance industry in the US.
New Risk • May 15New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 23% Last year net profit margin: 33% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Debt is not well covered by operating cash flow (18% operating cash flow to total debt). Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (23% net profit margin).
공시 • May 01Jefferson Capital, Inc. to Report Q1, 2026 Results on May 14, 2026Jefferson Capital, Inc. announced that they will report Q1, 2026 results After-Market on May 14, 2026
공시 • Apr 22Jefferson Capital, Inc., Annual General Meeting, Jun 05, 2026Jefferson Capital, Inc., Annual General Meeting, Jun 05, 2026.
공시 • Mar 19Jefferson Capital, Inc. Announces Board ChangesJefferson Capital, Inc. announced the appointment of Susan Atkins and James Pierce to its Board of Directors, effective March 18, 2026. The company also announced that Christopher Giles is stepping down from its Board of Directors, on which he has served since 2018 to focus on his other professional commitments and as part of the Board’s evolution as a public company. Susan Atkins has more than 40 years of experience leading complex corporate initiatives, with deep expertise in corporate finance, risk management, strategy, and governance. She previously served as Global Head of Wholesale Restructuring at JPMorgan and currently serves as an independent director for several pre- and post-restructuring companies. Ms. Atkins also serves on the Creditor Advisory Committee of the FTX Post-Bankruptcy Trust. James Pierce currently serves as the Chief Operating Officer at Minnesota Diversified Industries, and previously served as Chief Information Officer at SALO Korn Ferry. Prior to that, Mr. Pierce spent over 30 years at Cargill in a variety of leadership capacities in IT and commercial business development. Mr. Pierce also serves as an Independent Board Director at MinnWest Bank.
Upcoming Dividend • Mar 17Upcoming dividend of US$0.24 per shareEligible shareholders must have bought the stock before 24 March 2026. Payment date: 02 April 2026. Payout ratio is a comfortable 8.5% and this is well supported by cash flows. Trailing yield: 4.7%. Within top quartile of American dividend payers (4.4%). Higher than average of industry peers (1.9%).
New Risk • Mar 15New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 23% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (19% operating cash flow to total debt). Earnings are forecast to decline by an average of 5.3% per year for the foreseeable future. Minor Risks Large one-off items impacting financial results. Significant insider selling over the past 3 months (US$7.9m sold).
Reported Earnings • Mar 13Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: EPS: US$6.26. Revenue: US$613.3m (up 41% from FY 2024). Net income: US$188.0m (up 46% from FY 2024). Profit margin: 31% (in line with FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 75%. Revenue is forecast to grow 6.5% p.a. on average during the next 2 years, compared to a 13% growth forecast for the Consumer Finance industry in the US.
공시 • Mar 13Jefferson Capital, Inc. Declares Quarterly Cash Dividend, Payable on April 2, 2026The Board of Directors of Jefferson Capital, Inc. declared a quarterly cash dividend of $0.24 per share on its outstanding common stock, payable on April 2, 2026, to shareholders of record as of the close of business on March 24, 2026.
공시 • Feb 27Jefferson Capital, Inc. to Report Q4, 2025 Results on Mar 12, 2026Jefferson Capital, Inc. announced that they will report Q4, 2025 results After-Market on Mar 12, 2026
공시 • Jan 08Jefferson Capital, Inc. has completed a Follow-on Equity Offering in the amount of $205 million.Jefferson Capital, Inc. has completed a Follow-on Equity Offering in the amount of $205 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 10,000,000 Price\Range: $20.5 Discount Per Security: $0.87
공시 • Jan 06Jefferson Capital, Inc. has filed a Follow-on Equity Offering in the amount of $256.91 million.Jefferson Capital, Inc. has filed a Follow-on Equity Offering in the amount of $256.91 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 10,000,000
공시 • Dec 06Jefferson Capital, Inc. (NasdaqGS:JCAP) acquired Credit Card Portfolio from Bluestem Brands, Inc. for approximately $196.1 million.Jefferson Capital, Inc. (NasdaqGS:JCAP) entered into a definitive asset purchase agreement to acquire Credit Card Portfolio from Bluestem Brands, Inc. for approximately $300 million on October 27, 2025. As part of the transaction, Jefferson Capital will pay a gross purchase price of $302.8 million to acquire a revolving loan portfolio for which the ability to draw on the receivables has been suspended with face value of $488.2 million. At closing, the gross purchase price will be adjusted for interim portfolio cash flows (net of servicing expense and adjusted for new purchases) from a cut-off date of June 30, 2025 through the closing date. In connection with the portfolio purchase, Jefferson Capital will enter into an interim servicing agreement with Bluestem to facilitate the orderly transition of the portfolio servicing activities to CardWorks Servicing, LLC, a leading credit card servicer. The transaction will be funded with existing capacity under Jefferson Capital’s senior secured revolving credit facility. Jefferson Capital does not intend to pursue any on-going originations through the Bluestem platform, and the transaction does not include any of the retail operations or assets of Bluestem. The Bluestem portfolio purchase is expected to close in the fourth quarter of 2025 subject to customary regulatory approvals. Houlihan Lokey is serving as exclusive financial advisor and Reed Smith LLP is acting as acquisition counsel to Bluestem. Jefferson Capital, Inc. (NasdaqGS:JCAP) completed the acquisition of Credit Card Portfolio from Bluestem Brands, Inc. for approximately $196.1 million on December 4, 2025.
Upcoming Dividend • Nov 18Upcoming dividend of US$0.24 per shareEligible shareholders must have bought the stock before 25 November 2025. Payment date: 04 December 2025. Payout ratio is a comfortable 8.6% and this is well supported by cash flows. Trailing yield: 4.4%. Lower than top quartile of American dividend payers (4.5%). Higher than average of industry peers (1.3%).
Reported Earnings • Nov 16Third quarter 2025 earnings: Revenues exceed analysts expectations while EPS lags behindThird quarter 2025 results: EPS: US$0.66. Net income: US$38.4m (up US$38.4m from 3Q 2024). Revenue exceeded analyst estimates by 2.1%. Earnings per share (EPS) missed analyst estimates by 9.7%. Revenue is forecast to grow 7.4% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Consumer Finance industry in the US.
공시 • Nov 14Jefferson Capital, Inc. Declares Quarterly Cash Dividend, Payable on December 4, 2025The Board of Directors of Jefferson Capital, Inc. declared a quarterly cash dividend of $0.24 per share on its outstanding common stock, payable on December 4, 2025, to shareholders of record as of the close of business on November 25, 2025.
공시 • Oct 31Jefferson Capital, Inc. to Report Q3, 2025 Results on Nov 13, 2025Jefferson Capital, Inc. announced that they will report Q3, 2025 results After-Market on Nov 13, 2025
공시 • Oct 29Jefferson Capital, Inc. (NasdaqGS:JCAP) entered into a definitive asset purchase agreement to acquire Credit Card Portfolio from Bluestem Brands, Inc. for approximately $300 million.Jefferson Capital, Inc. (NasdaqGS:JCAP) entered into a definitive asset purchase agreement to acquire Credit Card Portfolio from Bluestem Brands, Inc. for approximately $300 million on October 27, 2025. As part of the transaction, Jefferson Capital will pay a gross purchase price of $302.8 million to acquire a revolving loan portfolio for which the ability to draw on the receivables has been suspended with face value of $488.2 million. At closing, the gross purchase price will be adjusted for interim portfolio cash flows (net of servicing expense and adjusted for new purchases) from a cut-off date of June 30, 2025 through the closing date. In connection with the portfolio purchase, Jefferson Capital will enter into an interim servicing agreement with Bluestem to facilitate the orderly transition of the portfolio servicing activities to CardWorks Servicing, LLC, a leading credit card servicer. The transaction will be funded with existing capacity under Jefferson Capital’s senior secured revolving credit facility. Jefferson Capital does not intend to pursue any on-going originations through the Bluestem platform, and the transaction does not include any of the retail operations or assets of Bluestem. The Bluestem portfolio purchase is expected to close in the fourth quarter of 2025 subject to customary regulatory approvals. Houlihan Lokey is serving as exclusive financial advisor and Reed Smith LLP is acting as acquisition counsel to Bluestem.
Seeking Alpha • Sep 05Jefferson Capital: Strong Buy In A Growing NPL MarketSummary Jefferson Capital benefits from a rising supply of non-performing loans, supported by economic pressures and international expansion. Its proprietary data, analytics, and compliance reputation create durable competitive advantages that are hard to replicate. The firm is both growing and profitable, with a long history of operational efficiency and leadership in underpenetrated markets. Yet the stock trades below its economic book value, implying shrinking profitability, while reverse DCF shows significant upside potential. Read the full article on Seeking Alpha
Reported Earnings • Aug 20Second quarter 2025 earnings: Revenues exceed analysts expectations while EPS lags behindSecond quarter 2025 results: EPS: US$0.82. Net income: US$47.7m (up US$47.7m from 2Q 2024). Revenue exceeded analyst estimates by 5.1%. Earnings per share (EPS) missed analyst estimates by 4.4%. Revenue is forecast to grow 7.7% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Consumer Finance industry in the US.
공시 • Aug 15Jefferson Capital, Inc. Declares Quarterly Cash Dividend, Payable on September 4, 2025The Board of Directors of Jefferson Capital, Inc. declared a quarterly cash dividend of $0.24 per share on its outstanding common stock, payable on September 4, 2025, to shareholders of record as of the close of business on August 25, 2025.
공시 • Aug 04Jefferson Capital, Inc. to Report Q2, 2025 Results on Aug 14, 2025Jefferson Capital, Inc. announced that they will report Q2, 2025 results After-Market on Aug 14, 2025
New Risk • Jul 21New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 1.5% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (15% operating cash flow to total debt). Shares are highly illiquid. Earnings are forecast to decline by an average of 1.5% per year for the foreseeable future. Minor Risk Significant insider selling over the past 3 months (US$6.4m sold).
Board Change • Jun 26No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 7 non-independent directors. President, CEO & Director David Burton was the last director to join the board, commencing their role in 2024. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
공시 • Jun 26Jefferson Capital, Inc. has completed an IPO in the amount of $150 million.Jefferson Capital, Inc. has completed an IPO in the amount of $150 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 10,000,000 Price\Range: $15 Discount Per Security: $1.05 Transaction Features: Reserved Share Offering; Sponsor Backed Offering