View ValuationFigure Technology Solutions 향후 성장Future 기준 점검 5/6Figure Technology Solutions은 연간 수입과 매출이 각각 61.8%와 29.1% 증가할 것으로 예상되고 EPS는 연간 38.6%만큼 증가할 것으로 예상됩니다.핵심 정보61.8%이익 성장률38.55%EPS 성장률Consumer Finance 이익 성장19.5%매출 성장률29.1%향후 자기자본이익률n/a애널리스트 커버리지Good마지막 업데이트05 May 2026최근 향후 성장 업데이트공지 • Feb 13Figure Technology Solutions, Inc. Provides Preliminary Unaudited Financial Results for the Fourth Quarter and Full Year Ended December 31, 2025Figure Technology Solutions, Inc. provided preliminary unaudited financial results for the fourth quarter and full year ended December 31, 2025. For the quarter, the company expects net revenue of $158.0 million to $162.0 million, and GAAP Net Income of $12.5 million to $13.5 million. Full Year 2025, the company expects net revenue of $505.0 million to $509.0 million, and GAAP Net Income of $131.5 million to $132.5 million.모든 업데이트 보기Recent updates공지 • Apr 28Figure Technology Solutions, Inc., Annual General Meeting, Jun 04, 2026Figure Technology Solutions, Inc., Annual General Meeting, Jun 04, 2026.공지 • Apr 22Figure Technology Solutions, Inc. to Report Q1, 2026 Results on May 11, 2026Figure Technology Solutions, Inc. announced that they will report Q1, 2026 results at 4:30 PM, US Eastern Standard Time on May 11, 2026Recent Insider Transactions Derivative • Apr 17Co-Founder & Executive Chairman notifies of intention to sell stockMichael Cagney intends to sell 68k shares in the next 90 days after lodging an Intent To Sell Form on the 15th of April. If the sale is conducted around the recent share price of US$35.62, it would amount to US$2.4m. Since September 2025, Michael's direct individual holding has increased from 37.89m shares to 44.41m. Company insiders have collectively sold US$162m more than they bought, via options and on-market transactions in the last 12 months.Seeking Alpha • Apr 07Figure Technology: Marketplace Keeps Expanding AggressivelySummary Figure Technology remains a "Buy" as loan marketplace volumes doubled year-over-year, despite a 20% YTD share price decline. Q1 loan volumes reached $2.90 billion, up 113% y/y, with March volumes showing robust sequential and annual growth. Expansion into first-lien mortgages, auto finance, and small business loans leverages FIGR's blockchain platform for broader monetization. Democratized Prime's lender supply doubled sequentially, positioning FIGR for further growth as borrower demand rises in a lower-rate environment. Read the full article on Seeking AlphaRecent Insider Transactions Derivative • Mar 24Chief Capital Officer exercised options and sold US$1.0m worth of stockOn the 19th of March, David Stevens exercised 38k options at a strike price of around US$4.82 and sold these shares for an average price of US$31.85 per share. This trade did not impact their existing holding. Since September 2025, David's direct individual holding has decreased from 612.50k shares to 447.52k. Company insiders have collectively sold US$162m more than they bought, via options and on-market transactions in the last 12 months.Valuation Update With 7 Day Price Move • Mar 06Investor sentiment improves as stock rises 25%After last week's 25% share price gain to US$31.50, the stock trades at a forward P/E ratio of 33x. Average forward P/E is 9x in the Consumer Finance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$13.16 per share.New Risk • Feb 28New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of American stocks, typically moving 16% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (16% average weekly change). Minor Risk Significant insider selling over the past 3 months (US$11m sold).Reported Earnings • Feb 27Full year 2025 earnings releasedFull year 2025 results: EPS: US$1.17. Revenue: US$506.9m (up 73% from FY 2024). Net income: US$133.9m (up US$133.9m from FY 2024). Profit margin: 26% (up from 0% in FY 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 22% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Consumer Finance industry in the US.공지 • Feb 27Figure Technology Solutions, Inc. (NasdaqGS:FIGR) announces an Equity Buyback for $200 million worth of its shares.Figure Technology Solutions, Inc. (NasdaqGS:FIGR) announces a share repurchase program. Under the program, the company will repurchase up to $200 million worth of its shares. The program will be valid till February 27, 2027.공지 • Feb 18Figure Technology Solutions, Inc. has completed a Follow-on Equity Offering in the amount of $150 million.Figure Technology Solutions, Inc. has completed a Follow-on Equity Offering in the amount of $150 million. Security Name: Class A Common Stock Security Type: Common Stock Securities Offered: 4,687,500 Price\Range: $32 Discount Per Security: $0.96공지 • Feb 13Figure Technology Solutions, Inc. Provides Preliminary Unaudited Financial Results for the Fourth Quarter and Full Year Ended December 31, 2025Figure Technology Solutions, Inc. provided preliminary unaudited financial results for the fourth quarter and full year ended December 31, 2025. For the quarter, the company expects net revenue of $158.0 million to $162.0 million, and GAAP Net Income of $12.5 million to $13.5 million. Full Year 2025, the company expects net revenue of $505.0 million to $509.0 million, and GAAP Net Income of $131.5 million to $132.5 million.공지 • Jan 27Figure Technology Solutions, Inc. to Report Q4, 2025 Results on Feb 26, 2026Figure Technology Solutions, Inc. announced that they will report Q4, 2025 results After-Market on Feb 26, 2026공지 • Jan 24+ 1 more updateFigure Technology Solutions, Inc. Announces Management and Directorate ChangesFigure Technology Solutions, Inc. announced Resignation of Daniel Grueter as Treasurer: In connection with the reorganization of Figure in August 2025, and the completion of Figure’s subsequent initial public offering in September 2025, effective January 12, 2026, Daniel Grueter resigned from his role as Treasurer of the Company. Mr. Grueter will remain as Figure’s Deputy Chief Financial Officer. Appointment of Macrina Kgil as Treasurer: On January 13, 2026, Macrina Kgil was approved as the Company’s Treasurer. Ms. Kgil, 50 years of age, did not hold any previous positions with the Company but has served as the Chief Financial Officer and Treasurer of FT Intermediate, Inc., since December 2024, and following the reorganization, Figure. Prior to joining Figure, Ms. Kgil served as the Head of Finance at Flow.life, a real estate technology company, which is a position she held from July 2023 to November 2024. From November 2018 to November 2022, Ms. Kgil was also the Chief Financial Officer of Blockchain.com, a digital asset financial technology company. Concurrently, from November 2018 to June 2023, Ms. Kgil served as the Chief Financial Officer of Blockchain Venture Fund, a digital asset investment fund. Ms. Kgil’s career began at PricewaterhouseCoopers, followed by leadership roles at a variety of financial services firms, including Fortress Investment Group and OneMain Financial. Ms. Kgil holds a bachelor’s degree in Mineral and Petroleum Engineering from Seoul National University.새 내러티브 • Jan 24Blockchain Adoption And Capital Light Marketplace Model Will Ultimately Disappoint ExpectationsCatalysts About Figure Technology Solutions Figure Technology Solutions operates a blockchain based marketplace that connects consumer credit originators and capital providers through fee based, capital light platforms. What are the underlying business or industry changes driving this perspective?Board Change • Dec 31High number of new and inexperienced directorsThere are 8 new directors who have joined the board in the last 3 years. The company's board is composed of: 8 new directors. No experienced directors. No highly experienced directors. Independent Director Sachin Jaitly is the most experienced director on the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.Recent Insider Transactions Derivative • Dec 11Co-Founder & Executive Chairman notifies of intention to sell stockMichael Cagney intends to sell 200k shares in the next 90 days after lodging an Intent To Sell Form on the 10th of December. If the sale is conducted around the recent share price of US$39.75, it would amount to US$8.0m. Since September 2025, Michael's direct individual holding has increased from 37.89m shares to 44.02m. Company insiders have collectively sold US$146m more than they bought, via options and on-market transactions in the last 12 months.Recent Insider Transactions • Dec 05CEO & Director recently sold US$5.3m worth of stockOn the 3rd of December, Michael Tannenbaum sold around 150k shares on-market at roughly US$35.16 per share. This transaction amounted to 4.0% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth US$36m. Michael has been a net seller over the last 12 months, reducing personal holdings by US$45m.공지 • Dec 05Figure Technology Solutions, Inc. and Leading Crypto Partners Launch RWA Consortium for Onchain Finance on SolanaFigure Technology Solutions, Inc. announced the launch of an RWA consortium, a landmark coalition that will expand access to Figure's more than $1 billion in monthly on-chain loan originations, starting on Solana. The consortium represents a coordinated effort by leading crypto platforms to support and drive adoption of PRIME, the liquid staking token built on the Hastra liquidity protocol, developed in partnership with Figure and the Provenance Blockchain Foundation. PRIME is powered by the Democratized Prime decentralized lending protocol on the Provenance Blockchain, which allows users to lend against pools of tokenized Figure RWA loans. Through this coalition, everyday DeFi users can now access institutional-grade yields previously reserved for banks and accredited investors. The RWA Consortium builds on Figure's vision to bring capital markets on-chain, a goal most recently reinforced during its IPO and the expansion of its RWA ecosystem across multiple blockchains. By extending beyond the Provenance Blockchain to integrate with Layer 1 networks like Solana, Figure is partnering with Hastra to leverage Chainlink CCIP to power the cross-chain interoperability needed for a connected, multi-chain finance ecosystem. With over $19 billion in on-chain loan originations to date and a 70% market share in the RWA private credit, Figure is uniquely positioned to bridge traditional credit markets with DeFi. This initiative follows the recent debut of Hastra, a liquidity protocol incubated by Figure and Provenance Blockchain that allows the yields generated in Democratized Prime to reach decentralized finance, with all Hastra yield products secured by the Chainlink data standard. Hastra acts as a distribution layer for that yield, while PRIME, a new liquid staking product built on top of Hastra, lets users amplify their earnings and keep assets liquid. Unlike protocols offering synthetic yields or single-asset exposure, Democratized Prime lenders earn yield by lending against pools of onchain RWA, including Figure's signature HELOC product. Figure's HELOCs have a proven origination history and real cash flows from borrower payments. As a publicly-traded company, Figure brings institutional-grade compliance and transparency to DeFi yields. In addition to product integrations, the consortium will focus on community engagement, education, and adoption through reward programs and events. The initiative will also host an RWA experience at Solana Breakpoint to highlight new real-world yield opportunities for users and developers. The Consortium will make its physical debut at Solana Breakpoint with a day-long, thought-leadership event titled DeFi Desert. The formation of the RWA Consortium reinforces Figure's multi-chain strategy and leadership in RWA tokenization. With its position as the dominant player in blockchain-based lending, Figure is shaping the infrastructure for a $185+ billion market in tokenized real-world assets. Users can access PRIME tokens at hastra.io and participate in borrow-lend markets through Kamino Finance at Kamino Finance at Kamino.com/assets/prime.Recent Insider Transactions • Nov 21CEO & Director recently sold US$36m worth of stockOn the 18th of November, Michael Tannenbaum sold around 908k shares on-market at roughly US$39.19 per share. This transaction amounted to 19% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Michael's only on-market trade for the last 12 months.공지 • Nov 18Figure Technology Solutions, Inc. has filed a Follow-on Equity Offering.Figure Technology Solutions, Inc. has filed a Follow-on Equity Offering. Security Name: Series A Common Stock Security Type: Common StockReported Earnings • Nov 16Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: EPS: US$0.86 (up from US$0.34 in 3Q 2024). Revenue: US$156.4m (up 129% from 3Q 2024). Net income: US$89.6m (up 446% from 3Q 2024). Profit margin: 57% (up from 24% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 31%. Earnings per share (EPS) also surpassed analyst estimates by 119%. Revenue is forecast to grow 25% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Consumer Finance industry in the US.공지 • Oct 21Figure Technology Solutions, Inc. to Report Q3, 2025 Results on Nov 13, 2025Figure Technology Solutions, Inc. announced that they will report Q3, 2025 results at 4:30 PM, US Eastern Standard Time on Nov 13, 2025공지 • Oct 15Figure Launches AI-Powered DSCR Loan PlatformFigure announced the launch of its AI-powered Debt Service Coverage Ratio (DSCR) loan platform, expanding its blockchain-based capital marketplace into one of the fastest-growing -- and most underserved -- segments of housing finance. As competition intensifies and demand for efficiency rises, the new platform brings end-to-end automation to a process long defined by manual review and delays. West Capital and Axen are among Figure's first partners to embed its DSCR product. With Figure's solution, investors have access to flexible capital for investment properties, qualifying based on property cash flow instead of personal income. By leveraging AI and blockchain to streamline underwriting and funding, Figure's DSCR platform helps investors save both time and cost, allowing them to focus on portfolio expansion. Funding in days, not weeks, along with lower costs With Figure, lenders can now process and close DSCR loans with unprecedented speed. Where traditional DSCR loans take 21 to 30 days on average and traditional banks can take 45+ days, Figure may be able to reduce processing time by 80% or more --with funding in as few as 5 days. From application to funding, AI-powered workflows eliminate manual steps, streamlining every stage of the process. Figure's automation cuts origination costs by up to 80%, at a time when industry costs have jumped 35% to more than $10,000 per loan -- leaving many lenders losing over $600 per transaction. By automating manual tasks, lenders can serve more clients at competitive borrower-paid commissions (up to 4%) while protecting their margins - and gain access to competitive pricing that makes DSCR loans more attractive to offer at scale. Meeting the moment: As homeownership becomes increasingly out of reach for many, strong rental market trends point to growing demand for investment property financing. DSCR-backed loans grew from 22% to 50% of all non-QM mortgage-backed securitizations between 2019 and 2022, with over $2 billion originated in January 2025 alone. With its DSCR loan platform, Figure is giving brokers, lenders, and investors the tools to capture this opportunity -- making property investment faster, easier, and more accessible. Extending the power of Figure's platform: For existing partners like banks, mortgage companies and credit unions, Figure's platform leverages the same easy web-based and API-based integrations. They can now offer DSCR loans to businesses, families and individuals building wealth through real estate, while benefiting from speed, fraud protection, and efficiency. For "mom and pop" investors with five or fewer properties, Figure already provides HELOCs based on personal income instead. With the addition of DSCR loans, these investors now have another powerful option -- qualifying based on personal income instead. Key features include: Proprietary technology that replaces manual underwriting reviews; AI and advanced Optical Character Recognition (OCR) automate complex document reviews; Automated Valuation Models (AVM) for DSCR refi loans under $400,000; Proprietary rental income verification models to accelerate approvals.Recent Insider Transactions Derivative • Sep 14Co-Founder exercised options and sold US$38m worth of stockOn the 12th of September, June Ou exercised options to acquire 2m shares at no cost and sold these for an average price of US$25.00 per share. This trade did not impact their existing holding. June currently holds 10.60m shares (0.0508194440719719 of the company). Company insiders have collectively sold US$38m more than they bought, via options and on-market transactions in the last 12 months.공지 • Sep 11Figure Technology Solutions, Inc. has completed an IPO in the amount of $787.5 million.Figure Technology Solutions, Inc. has completed an IPO in the amount of $787.5 million. Security Name: Class A Common Stock Security Type: Common Stock Securities Offered: 31,500,000 Price\Range: $25 Transaction Features: Reserved Share Offering; Sponsor Backed Offering이익 및 매출 성장 예측NasdaqGS:FIGR - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/20281,150N/AN/AN/A112/31/2027903305N/AN/A812/31/2026735223N/AN/A812/31/2025432624263N/A9/30/202536556107128N/A6/30/202531419-40-22N/A3/31/202529546-274-258N/A12/31/2024293N/A-144-127N/A12/31/2023161-48-51-33N/A애널리스트 향후 성장 전망수입 대 저축률: FIGR 의 연간 예상 수익 증가율(61.8%)이 saving rate(3.5%)보다 높습니다.수익 vs 시장: FIGR 의 연간 수익(61.8%)이 US 시장(16.4%)보다 빠르게 성장할 것으로 예상됩니다.고성장 수익: FIGR 의 수입은 향후 3년 동안 상당히 증가할 것으로 예상됩니다.수익 대 시장: FIGR 의 수익(연간 29.1%)이 US 시장(연간 11.4%)보다 빠르게 성장할 것으로 예상됩니다.고성장 매출: FIGR 의 수익(연간 29.1%)은 연간 20%보다 빠르게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: FIGR의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.성장 기업 찾아보기7D1Y7D1Y7D1YDiversified-financials 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/07 22:51종가2026/05/07 00:00수익2025/12/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Figure Technology Solutions, Inc.는 9명의 분석가가 다루고 있습니다. 이 중 8명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Gautam ChhuganiBernsteinCraig SiegenthalerBofA Global ResearchJames YaroGoldman Sachs6명의 분석가 더 보기
공지 • Feb 13Figure Technology Solutions, Inc. Provides Preliminary Unaudited Financial Results for the Fourth Quarter and Full Year Ended December 31, 2025Figure Technology Solutions, Inc. provided preliminary unaudited financial results for the fourth quarter and full year ended December 31, 2025. For the quarter, the company expects net revenue of $158.0 million to $162.0 million, and GAAP Net Income of $12.5 million to $13.5 million. Full Year 2025, the company expects net revenue of $505.0 million to $509.0 million, and GAAP Net Income of $131.5 million to $132.5 million.
공지 • Apr 28Figure Technology Solutions, Inc., Annual General Meeting, Jun 04, 2026Figure Technology Solutions, Inc., Annual General Meeting, Jun 04, 2026.
공지 • Apr 22Figure Technology Solutions, Inc. to Report Q1, 2026 Results on May 11, 2026Figure Technology Solutions, Inc. announced that they will report Q1, 2026 results at 4:30 PM, US Eastern Standard Time on May 11, 2026
Recent Insider Transactions Derivative • Apr 17Co-Founder & Executive Chairman notifies of intention to sell stockMichael Cagney intends to sell 68k shares in the next 90 days after lodging an Intent To Sell Form on the 15th of April. If the sale is conducted around the recent share price of US$35.62, it would amount to US$2.4m. Since September 2025, Michael's direct individual holding has increased from 37.89m shares to 44.41m. Company insiders have collectively sold US$162m more than they bought, via options and on-market transactions in the last 12 months.
Seeking Alpha • Apr 07Figure Technology: Marketplace Keeps Expanding AggressivelySummary Figure Technology remains a "Buy" as loan marketplace volumes doubled year-over-year, despite a 20% YTD share price decline. Q1 loan volumes reached $2.90 billion, up 113% y/y, with March volumes showing robust sequential and annual growth. Expansion into first-lien mortgages, auto finance, and small business loans leverages FIGR's blockchain platform for broader monetization. Democratized Prime's lender supply doubled sequentially, positioning FIGR for further growth as borrower demand rises in a lower-rate environment. Read the full article on Seeking Alpha
Recent Insider Transactions Derivative • Mar 24Chief Capital Officer exercised options and sold US$1.0m worth of stockOn the 19th of March, David Stevens exercised 38k options at a strike price of around US$4.82 and sold these shares for an average price of US$31.85 per share. This trade did not impact their existing holding. Since September 2025, David's direct individual holding has decreased from 612.50k shares to 447.52k. Company insiders have collectively sold US$162m more than they bought, via options and on-market transactions in the last 12 months.
Valuation Update With 7 Day Price Move • Mar 06Investor sentiment improves as stock rises 25%After last week's 25% share price gain to US$31.50, the stock trades at a forward P/E ratio of 33x. Average forward P/E is 9x in the Consumer Finance industry in the US. Simply Wall St's valuation model estimates the intrinsic value at US$13.16 per share.
New Risk • Feb 28New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of American stocks, typically moving 16% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (16% average weekly change). Minor Risk Significant insider selling over the past 3 months (US$11m sold).
Reported Earnings • Feb 27Full year 2025 earnings releasedFull year 2025 results: EPS: US$1.17. Revenue: US$506.9m (up 73% from FY 2024). Net income: US$133.9m (up US$133.9m from FY 2024). Profit margin: 26% (up from 0% in FY 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 22% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Consumer Finance industry in the US.
공지 • Feb 27Figure Technology Solutions, Inc. (NasdaqGS:FIGR) announces an Equity Buyback for $200 million worth of its shares.Figure Technology Solutions, Inc. (NasdaqGS:FIGR) announces a share repurchase program. Under the program, the company will repurchase up to $200 million worth of its shares. The program will be valid till February 27, 2027.
공지 • Feb 18Figure Technology Solutions, Inc. has completed a Follow-on Equity Offering in the amount of $150 million.Figure Technology Solutions, Inc. has completed a Follow-on Equity Offering in the amount of $150 million. Security Name: Class A Common Stock Security Type: Common Stock Securities Offered: 4,687,500 Price\Range: $32 Discount Per Security: $0.96
공지 • Feb 13Figure Technology Solutions, Inc. Provides Preliminary Unaudited Financial Results for the Fourth Quarter and Full Year Ended December 31, 2025Figure Technology Solutions, Inc. provided preliminary unaudited financial results for the fourth quarter and full year ended December 31, 2025. For the quarter, the company expects net revenue of $158.0 million to $162.0 million, and GAAP Net Income of $12.5 million to $13.5 million. Full Year 2025, the company expects net revenue of $505.0 million to $509.0 million, and GAAP Net Income of $131.5 million to $132.5 million.
공지 • Jan 27Figure Technology Solutions, Inc. to Report Q4, 2025 Results on Feb 26, 2026Figure Technology Solutions, Inc. announced that they will report Q4, 2025 results After-Market on Feb 26, 2026
공지 • Jan 24+ 1 more updateFigure Technology Solutions, Inc. Announces Management and Directorate ChangesFigure Technology Solutions, Inc. announced Resignation of Daniel Grueter as Treasurer: In connection with the reorganization of Figure in August 2025, and the completion of Figure’s subsequent initial public offering in September 2025, effective January 12, 2026, Daniel Grueter resigned from his role as Treasurer of the Company. Mr. Grueter will remain as Figure’s Deputy Chief Financial Officer. Appointment of Macrina Kgil as Treasurer: On January 13, 2026, Macrina Kgil was approved as the Company’s Treasurer. Ms. Kgil, 50 years of age, did not hold any previous positions with the Company but has served as the Chief Financial Officer and Treasurer of FT Intermediate, Inc., since December 2024, and following the reorganization, Figure. Prior to joining Figure, Ms. Kgil served as the Head of Finance at Flow.life, a real estate technology company, which is a position she held from July 2023 to November 2024. From November 2018 to November 2022, Ms. Kgil was also the Chief Financial Officer of Blockchain.com, a digital asset financial technology company. Concurrently, from November 2018 to June 2023, Ms. Kgil served as the Chief Financial Officer of Blockchain Venture Fund, a digital asset investment fund. Ms. Kgil’s career began at PricewaterhouseCoopers, followed by leadership roles at a variety of financial services firms, including Fortress Investment Group and OneMain Financial. Ms. Kgil holds a bachelor’s degree in Mineral and Petroleum Engineering from Seoul National University.
새 내러티브 • Jan 24Blockchain Adoption And Capital Light Marketplace Model Will Ultimately Disappoint ExpectationsCatalysts About Figure Technology Solutions Figure Technology Solutions operates a blockchain based marketplace that connects consumer credit originators and capital providers through fee based, capital light platforms. What are the underlying business or industry changes driving this perspective?
Board Change • Dec 31High number of new and inexperienced directorsThere are 8 new directors who have joined the board in the last 3 years. The company's board is composed of: 8 new directors. No experienced directors. No highly experienced directors. Independent Director Sachin Jaitly is the most experienced director on the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.
Recent Insider Transactions Derivative • Dec 11Co-Founder & Executive Chairman notifies of intention to sell stockMichael Cagney intends to sell 200k shares in the next 90 days after lodging an Intent To Sell Form on the 10th of December. If the sale is conducted around the recent share price of US$39.75, it would amount to US$8.0m. Since September 2025, Michael's direct individual holding has increased from 37.89m shares to 44.02m. Company insiders have collectively sold US$146m more than they bought, via options and on-market transactions in the last 12 months.
Recent Insider Transactions • Dec 05CEO & Director recently sold US$5.3m worth of stockOn the 3rd of December, Michael Tannenbaum sold around 150k shares on-market at roughly US$35.16 per share. This transaction amounted to 4.0% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth US$36m. Michael has been a net seller over the last 12 months, reducing personal holdings by US$45m.
공지 • Dec 05Figure Technology Solutions, Inc. and Leading Crypto Partners Launch RWA Consortium for Onchain Finance on SolanaFigure Technology Solutions, Inc. announced the launch of an RWA consortium, a landmark coalition that will expand access to Figure's more than $1 billion in monthly on-chain loan originations, starting on Solana. The consortium represents a coordinated effort by leading crypto platforms to support and drive adoption of PRIME, the liquid staking token built on the Hastra liquidity protocol, developed in partnership with Figure and the Provenance Blockchain Foundation. PRIME is powered by the Democratized Prime decentralized lending protocol on the Provenance Blockchain, which allows users to lend against pools of tokenized Figure RWA loans. Through this coalition, everyday DeFi users can now access institutional-grade yields previously reserved for banks and accredited investors. The RWA Consortium builds on Figure's vision to bring capital markets on-chain, a goal most recently reinforced during its IPO and the expansion of its RWA ecosystem across multiple blockchains. By extending beyond the Provenance Blockchain to integrate with Layer 1 networks like Solana, Figure is partnering with Hastra to leverage Chainlink CCIP to power the cross-chain interoperability needed for a connected, multi-chain finance ecosystem. With over $19 billion in on-chain loan originations to date and a 70% market share in the RWA private credit, Figure is uniquely positioned to bridge traditional credit markets with DeFi. This initiative follows the recent debut of Hastra, a liquidity protocol incubated by Figure and Provenance Blockchain that allows the yields generated in Democratized Prime to reach decentralized finance, with all Hastra yield products secured by the Chainlink data standard. Hastra acts as a distribution layer for that yield, while PRIME, a new liquid staking product built on top of Hastra, lets users amplify their earnings and keep assets liquid. Unlike protocols offering synthetic yields or single-asset exposure, Democratized Prime lenders earn yield by lending against pools of onchain RWA, including Figure's signature HELOC product. Figure's HELOCs have a proven origination history and real cash flows from borrower payments. As a publicly-traded company, Figure brings institutional-grade compliance and transparency to DeFi yields. In addition to product integrations, the consortium will focus on community engagement, education, and adoption through reward programs and events. The initiative will also host an RWA experience at Solana Breakpoint to highlight new real-world yield opportunities for users and developers. The Consortium will make its physical debut at Solana Breakpoint with a day-long, thought-leadership event titled DeFi Desert. The formation of the RWA Consortium reinforces Figure's multi-chain strategy and leadership in RWA tokenization. With its position as the dominant player in blockchain-based lending, Figure is shaping the infrastructure for a $185+ billion market in tokenized real-world assets. Users can access PRIME tokens at hastra.io and participate in borrow-lend markets through Kamino Finance at Kamino Finance at Kamino.com/assets/prime.
Recent Insider Transactions • Nov 21CEO & Director recently sold US$36m worth of stockOn the 18th of November, Michael Tannenbaum sold around 908k shares on-market at roughly US$39.19 per share. This transaction amounted to 19% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Michael's only on-market trade for the last 12 months.
공지 • Nov 18Figure Technology Solutions, Inc. has filed a Follow-on Equity Offering.Figure Technology Solutions, Inc. has filed a Follow-on Equity Offering. Security Name: Series A Common Stock Security Type: Common Stock
Reported Earnings • Nov 16Third quarter 2025 earnings: EPS and revenues exceed analyst expectationsThird quarter 2025 results: EPS: US$0.86 (up from US$0.34 in 3Q 2024). Revenue: US$156.4m (up 129% from 3Q 2024). Net income: US$89.6m (up 446% from 3Q 2024). Profit margin: 57% (up from 24% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 31%. Earnings per share (EPS) also surpassed analyst estimates by 119%. Revenue is forecast to grow 25% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Consumer Finance industry in the US.
공지 • Oct 21Figure Technology Solutions, Inc. to Report Q3, 2025 Results on Nov 13, 2025Figure Technology Solutions, Inc. announced that they will report Q3, 2025 results at 4:30 PM, US Eastern Standard Time on Nov 13, 2025
공지 • Oct 15Figure Launches AI-Powered DSCR Loan PlatformFigure announced the launch of its AI-powered Debt Service Coverage Ratio (DSCR) loan platform, expanding its blockchain-based capital marketplace into one of the fastest-growing -- and most underserved -- segments of housing finance. As competition intensifies and demand for efficiency rises, the new platform brings end-to-end automation to a process long defined by manual review and delays. West Capital and Axen are among Figure's first partners to embed its DSCR product. With Figure's solution, investors have access to flexible capital for investment properties, qualifying based on property cash flow instead of personal income. By leveraging AI and blockchain to streamline underwriting and funding, Figure's DSCR platform helps investors save both time and cost, allowing them to focus on portfolio expansion. Funding in days, not weeks, along with lower costs With Figure, lenders can now process and close DSCR loans with unprecedented speed. Where traditional DSCR loans take 21 to 30 days on average and traditional banks can take 45+ days, Figure may be able to reduce processing time by 80% or more --with funding in as few as 5 days. From application to funding, AI-powered workflows eliminate manual steps, streamlining every stage of the process. Figure's automation cuts origination costs by up to 80%, at a time when industry costs have jumped 35% to more than $10,000 per loan -- leaving many lenders losing over $600 per transaction. By automating manual tasks, lenders can serve more clients at competitive borrower-paid commissions (up to 4%) while protecting their margins - and gain access to competitive pricing that makes DSCR loans more attractive to offer at scale. Meeting the moment: As homeownership becomes increasingly out of reach for many, strong rental market trends point to growing demand for investment property financing. DSCR-backed loans grew from 22% to 50% of all non-QM mortgage-backed securitizations between 2019 and 2022, with over $2 billion originated in January 2025 alone. With its DSCR loan platform, Figure is giving brokers, lenders, and investors the tools to capture this opportunity -- making property investment faster, easier, and more accessible. Extending the power of Figure's platform: For existing partners like banks, mortgage companies and credit unions, Figure's platform leverages the same easy web-based and API-based integrations. They can now offer DSCR loans to businesses, families and individuals building wealth through real estate, while benefiting from speed, fraud protection, and efficiency. For "mom and pop" investors with five or fewer properties, Figure already provides HELOCs based on personal income instead. With the addition of DSCR loans, these investors now have another powerful option -- qualifying based on personal income instead. Key features include: Proprietary technology that replaces manual underwriting reviews; AI and advanced Optical Character Recognition (OCR) automate complex document reviews; Automated Valuation Models (AVM) for DSCR refi loans under $400,000; Proprietary rental income verification models to accelerate approvals.
Recent Insider Transactions Derivative • Sep 14Co-Founder exercised options and sold US$38m worth of stockOn the 12th of September, June Ou exercised options to acquire 2m shares at no cost and sold these for an average price of US$25.00 per share. This trade did not impact their existing holding. June currently holds 10.60m shares (0.0508194440719719 of the company). Company insiders have collectively sold US$38m more than they bought, via options and on-market transactions in the last 12 months.
공지 • Sep 11Figure Technology Solutions, Inc. has completed an IPO in the amount of $787.5 million.Figure Technology Solutions, Inc. has completed an IPO in the amount of $787.5 million. Security Name: Class A Common Stock Security Type: Common Stock Securities Offered: 31,500,000 Price\Range: $25 Transaction Features: Reserved Share Offering; Sponsor Backed Offering
