EZCORP, Inc.

NasdaqGS:EZPW 주식 리포트

시가총액: US$2.1b

EZCORP 경영진

경영진 기준 점검 4/4

EZCORP CEO는 Lachie Given, Mar2022 에 임명되었습니다 의 임기는 4.17 년입니다. 총 연간 보상은 $5.89M, 12.7% 급여 및 87.3% 보너스(회사 주식 및 옵션 포함)로 구성됩니다. 는 $35.86M 가치에 해당하는 회사 주식의 1.74% 직접 소유합니다. 경영진과 이사회의 평균 재임 기간은 4.2 년과 7 년입니다.

핵심 정보

Lachie Given

최고경영자

US$5.9m

총 보수

CEO 급여 비율12.74%
CEO 재임 기간4.2yrs
CEO 지분 보유율1.7%
경영진 평균 재임 기간4.2yrs
이사회 평균 재임 기간7yrs

최근 경영진 업데이트

Recent updates

Seeking Alpha May 22

Pawn Loans Surge 31%, Proving Strength Of EZCORP's Core Business

Summary EZCORP (EZPW) is experiencing record-breaking growth in pawn loans outstanding, now at $342.1M through Q2 2026. Pawn loan volumes have grown consistently year-over-year, with a 31% YoY increase in Q2 2026. Rising fuel prices are driving both lower- and middle-income consumers to seek pawn loans, expanding EZPW's customer base. The sustained high growth rate in PLOs, even from a large base, signals robust demand for EZPW's services. Read the full article on Seeking Alpha
내러티브 업데이트 May 17

EZPW: Higher Fair Value Will Test Execution And P E Assumptions

Analysts have raised their fair value estimate for EZCORP from $26.00 to $35.00, citing updated assumptions related to discount rates, revenue growth, profit margins, and future P/E expectations as reflected in recent price target revisions from multiple firms. Analyst Commentary Recent price target revisions for EZCORP have come with a mix of optimism and caution.
내러티브 업데이트 May 02

EZPW: Raised Expectations Around M&A And Buybacks Will Magnify Execution Risk

Analysts have raised their average EZCORP price target by $6 to $26, citing updated assumptions around growth, profitability, discount rates, and future P/E expectations. Analyst Commentary Even with the higher average price target of $26, recent research highlights a mix of optimism and caution around EZCORP, with several concerns that readers should keep in mind.
내러티브 업데이트 Apr 18

EZPW: Rising M&A Ambitions Will Expose Execution Fragility And Upside Limits

EZCORP's updated analyst narrative keeps the fair value at $26.00, with analysts pointing to Street price target increases and modest adjustments to the discount rate, revenue growth, profit margin, and future P/E assumptions as support for this unchanged target. Analyst Commentary Recent Street research around EZCORP has centered on price target revisions, with several firms adjusting their models, assumptions, and risk assessments.
내러티브 업데이트 Apr 03

EZPW: Founders One Deal And Latin America Pipeline Will Shape Future Upside

Analysts recently raised EZCORP's average price target by several dollars into the mid $20s, citing the latest rounds of upward target revisions. These reflect updated views on its growth mix, profitability profile, and an adjusted future P/E assumption.
내러티브 업데이트 Mar 20

EZPW: Founders One Integration And Buybacks Will Shape Balanced Future Outlook

Analysts have lifted EZCORP's aggregated price target by $4 to $26, citing recent target increases from several firms that point to confidence in the company's execution, business momentum, and the geographic expansion provided by the Founders One acquisition. Analyst Commentary Recent research updates cluster around higher price targets for EZCORP, with several firms adjusting their views following the Founders One acquisition and comments on execution and business momentum.
내러티브 업데이트 Mar 06

EZPW: Founders One Expansion And Latin America M&A Pipeline Will Drive Future Upside

Analyst price targets for EZCORP have moved higher by several dollars per share, with recent raises of $3, $4, $6 and $7, as analysts point to continued execution, business momentum and the added geographic reach from the Founders One acquisition. Analyst Commentary Recent research has leaned clearly positive on EZCORP, with bullish analysts pointing to execution, valuation support and the added scale from the Founders One acquisition as key reasons to lift price targets.
내러티브 업데이트 Feb 20

EZPW: Founders One Expansion And M&A Pipeline Will Support Future Upside

Analysts have raised their price targets for EZCORP, supporting an increase in fair value from $28.00 to $36.00. They cite updated views on growth, profitability and valuation following recent research updates from multiple firms.
내러티브 업데이트 Feb 06

EZPW: Founders One Integration And Buybacks Will Drive Upside Outlook

Analysts have lifted their price target on EZCORP to $26 from $22, citing solid execution, ongoing business momentum, and the added geographic reach from the Founders One acquisition. Analyst Commentary Recent research has highlighted EZCORP's execution and business momentum, along with the added reach from acquiring a controlling interest in Founders One.
내러티브 업데이트 Jan 22

EZPW: Founders One Acquisition And Turnaround Progress Will Support Future Upside

Analysts have lifted their price targets on EZCORP, with recent moves up to around $23 to $26 per share following the Founders One acquisition and what they describe as improved execution, geographic expansion, and operational turnaround under new management. Analyst Commentary Recent research has leaned constructive on EZCORP, with bullish analysts pointing to higher price targets and fresh coverage that highlight management execution, the Founders One acquisition, and operational progress as key themes.
내러티브 업데이트 Jan 07

EZPW: Founders One Expansion And Operational Turnaround Will Shape Balanced Outlook

Narrative update on EZCORP Analysts have lifted their fair value estimate for EZCORP from US$17.00 to US$22.00, citing recent price target increases on the stock that reference the Founders One acquisition, geographic expansion, operational turnaround under new management, and improving profitability metrics, alongside modest adjustments to discount rate, revenue growth, profit margin and future P/E assumptions. Analyst Commentary Recent research on EZCORP has emphasized the impact of the Founders One acquisition, the role of new management, and how closely the business now tracks peers in the U.S. and Latin America.
분석 기사 Jan 07

Here's Why We Think EZCORP (NASDAQ:EZPW) Is Well Worth Watching

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
내러티브 업데이트 Dec 22

EZPW Operational Turnaround Will Support Sustained Earnings Momentum Ahead

Analysts have raised their price target on EZCORP from $25 to $28 per share, citing a conservative current valuation that they believe fails to fully reflect the company’s operational turnaround, accelerating revenue growth, and improving profitability. Analyst Commentary Bullish analysts highlight a clear inflection in EZCORP’s operating performance, pointing to a multi‑year operational turnaround that has brought key metrics in line with the industry leader across both the U.S. and Latin America.
내러티브 업데이트 Dec 08

EZPW: Operational Turnaround Will Drive Future Profitability Upside

Analysts have modestly raised their price target on EZCORP to $23.60 per share from $23.60, citing continued confidence in the company’s operational turnaround, improving profitability, and a valuation they still view as conservative. Analyst Commentary Bullish analysts highlight that EZCORP's new management team has driven a significant operational turnaround, with performance metrics in both the U.S. and Latin America now closer to those of the sector leader.
내러티브 업데이트 Nov 24

EZPW: Operational Turnaround and Outperform Rating Will Drive Further Upside

Analysts have raised their price target for EZCORP from $23.40 to $23.60, citing ongoing operational improvements and stronger profitability as reflected in recent research. Analyst Commentary Analyst discussions around EZCORP have recently highlighted both strengths and points of caution regarding the company's outlook and valuation.
내러티브 업데이트 Nov 06

EZPW: Operational Turnaround Will Support Further Upside With Outperform Rating Initiated

Analysts have slightly reduced their price target for EZCORP from $23.50 to $23.40, citing sustained operational improvements and profitability trends. These factors continue to signal a positive outlook for the company.
내러티브 업데이트 Oct 23

Analysts Lift Price Target for EZCORP Amid Improved Execution and Business Model Enhancements

Analysts have raised their price target for EZCORP from $22.25 to $23.50 per share, citing improved business execution and countercyclical appeal. This change is supported by recent research coverage and an enhanced outlook for growth and profitability.
내러티브 업데이트 Oct 09

Digital Engagement And Latin America Expansion Will Transform Pawn Lending

Analysts have raised their price target for EZCORP from $21.00 to $22.25, citing solid execution, recent business model improvements, and EZCORP's resilience in a challenging consumer environment. Analyst Commentary Recent street research highlights several factors influencing analysts' perspectives on EZCORP's outlook, valuation, and business performance.
분석 기사 Aug 29

EZCORP, Inc. (NASDAQ:EZPW) Surges 26% Yet Its Low P/E Is No Reason For Excitement

EZCORP, Inc. ( NASDAQ:EZPW ) shareholders have had their patience rewarded with a 26% share price jump in the last...
분석 기사 Jul 31

Do EZCORP's (NASDAQ:EZPW) Earnings Warrant Your Attention?

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Seeking Alpha Apr 23

EZCorp: A Stock That Is Likely To Benefit From A Recession

Summary EZCorp's stock has surged 52.71% since my initial "hold" rating, outperforming the S&P 500, driven by strong financials and expansion in Latin America. The company benefits from economic slowdowns, as more consumers turn to pawn shops for instant cash, boosting loans and inventory sales. Despite a higher EV-to-EBITDA multiple, EZCorp remains attractive due to its solid financial performance and potential gains from economic uncertainty. Corporate governance issues persist, but given current economic conditions, I now rate EZCorp stock as a "buy." Read the full article on Seeking Alpha
Seeking Alpha Jan 17

EZCORP: Snap Up This Pawn Stock On Any Weakness

Summary EZCORP (EZPW) rallied strongly for most of 2024, but in more recent month, this pawn stock has delivered far less impressive price performance. EZPW's fiscal performance continues to come in solidly, driven largely by success in the expansion of the company's Latin American pawn business. Shares remain cheap compared to their potential underlying value, but it will likely not be until EZPW's convertible debt issue is resolved that this valuation gap is narrowed. Still, given the prospect of this $12 per share stock rallying to $20-$25 per share by 2027, patient investors should consider buying on any weakness. Read the full article on Seeking Alpha
Seeking Alpha Nov 04

EZCORP: Cheap For A Reason, But Further Upside Within Reach

Summary Pawn shop operator EZCORP trades at a big discount to FirstCash Holdings, its sole U.S.-listed peer, but there's a good reason for this valuation discrepancy. Yet while the discount is justified, there is still a path for EZPW, which is up by more than 42% year-to-date, to continue climbing higher. That said, keep in mind, too, that there's another potential risk that could affect results down the road, and explain this stock's elevated level of short interest. Read the full article on Seeking Alpha
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새로운 내러티브 Sep 24

Pawn Broking Innovations And Tactical Expansions Poised To Elevate Market Dominance

Expansion and investment in Latin America and the U.S., through both physical stores and online platforms, indicate potential for market share growth and increased revenues.
Seeking Alpha Aug 21

EZCORP: Continues To Outperform In Tough Environment

Summary EZCORP stock has surged 45% since November, outperforming the S&P 500. Q3/F24 earnings showed double-digit revenue and earnings growth as consumers continued to increase demand for pawn loans. Despite the stock surge, EZPW continues to screen cheap at just 10.6x Fwd P/E. Read the full article on Seeking Alpha
Seeking Alpha Jun 05

EZCorp: Improving Margins, But With Decreasing Exposure To The U.S.

Summary Besides lower engagement in brick-and-mortar stores, EZCORP has added 248 pawn shops over the past five years, with strong growth in Latin America, and stagnated growth in the US. Revenues have been on the rise over the past years, and bottom-line margins have expanded significantly, with the current net income margin hitting a decade record. Although the company is benefiting from lower credit availability, their business remains too outdated, and adding them to a long-term portfolio without paying dividends makes no sense. Read the full article on Seeking Alpha
Seeking Alpha May 02

EZCorp: Don't Chase At These Levels

Summary EZCorp Inc. is a small-cap stock known for its pawn loan activities in the US and Latin America. EZPW's PLO (Pawn loan outstanding) growth has been coming in at a commendable pace, given the challenging economic environment, and the favorable momentum of precious metals. While the environment for pawn activities is favorable, EZPW may not be a great buy due to a slower pace of earnings growth, and expensive P/E valuations. EZPW is also unlikely to benefit from rotational interest in the small-cap financial space, and there's been a spike in short interest and insider selling of late. The risk-reward on the standalone charts does not look favorable either. Read the full article on Seeking Alpha
Seeking Alpha Feb 27

Value Meets Momentum: EZCorp Run Has Just Begun

Summary EZCORP is a leading pawn shop business with 1,237 stores across the United States and Central America. The company has been a value trap for a long time as growth was stunted during COVID. Recent growth and momentum indicate that the stock might be ready for a great bull run. Read the full article on Seeking Alpha
분석 기사 Feb 15

Further Upside For EZCORP, Inc. (NASDAQ:EZPW) Shares Could Introduce Price Risks After 26% Bounce

EZCORP, Inc. ( NASDAQ:EZPW ) shareholders have had their patience rewarded with a 26% share price jump in the last...
Seeking Alpha Feb 07

EZCorp: Pawn Shops Are Alive And Well In 2024

Summary EZCORP reported Q1 earnings above expectations sending shares to a near 5-year high. The pawn store operator is benefiting from increasing demand for pawn loans as an alternative form of consumer credit. We are bullish on EZPW stock and see room for more upside through 2024. Read the full article on Seeking Alpha

CEO 보수 분석

Lachie Given의 보수는 EZCORP의 수익에 비해 어떻게 변했나요?
날짜총 보수급여회사 수익
Mar 31 2026n/an/a

US$147m

Dec 31 2025n/an/a

US$123m

Sep 30 2025US$6mUS$750k

US$110m

Jun 30 2025n/an/a

US$98m

Mar 31 2025n/an/a

US$90m

Dec 31 2024n/an/a

US$86m

Sep 30 2024US$5mUS$750k

US$83m

Jun 30 2024n/an/a

US$78m

Mar 31 2024n/an/a

US$78m

Dec 31 2023n/an/a

US$50m

Sep 30 2023US$4mUS$750k

US$38m

Jun 30 2023n/an/a

US$36m

Mar 31 2023n/an/a

US$30m

Dec 31 2022n/an/a

US$51m

Sep 30 2022US$3mUS$729k

US$50m

Jun 30 2022n/an/a

US$44m

Mar 31 2022n/an/a

US$30m

Dec 31 2021n/an/a

US$20m

Sep 30 2021US$2mUS$600k

US$9m

Jun 30 2021n/an/a

-US$16m

Mar 31 2021n/an/a

-US$19m

Dec 31 2020n/an/a

-US$65m

Sep 30 2020US$960kUS$600k

-US$68m

Jun 30 2020n/an/a

-US$46m

Mar 31 2020n/an/a

-US$37m

Dec 31 2019n/an/a

US$7m

Sep 30 2019US$2mUS$600k

US$3m

보상 대 시장: Lachie의 총 보수(USD5.89M)는 US 시장에서 비슷한 규모 기업의 평균(USD5.45M) 수준입니다.

보상과 수익: Lachie의 보상은 지난 1년 동안 회사 실적과 일치했습니다.


CEO

Lachie Given (48 yo)

4.2yrs
재임 기간
US$5,885,735
보수

Mr. Lachlan P. Given, also known as Lachie, BBus, serves as Chief Executive Officer at EZCORP, Inc. since March 2022 and serves as its Director since March 3, 2022. He served as Co-Interim Chief Executive...


리더십 팀

이름직위재임 기간보수지분
Phillip Cohen
Executive Chairman6.7yrsUS$5.03m4.83%
$ 99.5m
Lachlan Given
CEO & Director4.2yrsUS$5.89m1.74%
$ 35.9m
Timothy Jugmans
Chief Financial Officer5.7yrsUS$2.30m0.33%
$ 6.8m
John Powell
Chief Operating Officer4.2yrsUS$2.99m0.38%
$ 7.8m
Ellen Bryant
Chief Legal Officer & Secretary3.3yrsUS$1.44m0.24%
$ 4.9m
Michael Croney
Chief Accounting Officer1.3yrs데이터 없음데이터 없음
James Fugitt
Chief Technology Officerless than a year데이터 없음데이터 없음
Lisa VanRoekel
Chief Human Resources Officer5.3yrsUS$1.31m0.20%
$ 4.0m
Sunil Sajnani
Chief Audit & Loss Prevention Executiveno data데이터 없음0.14%
$ 2.9m
Michael Keim
Director of Financial Planning and Analysis/Pricingno data데이터 없음데이터 없음
4.2yrs
평균 재임 기간
52yo
평균 나이

경험이 풍부한 관리: EZPW의 경영진은 경험이 있음으로 간주됩니다(평균 재임 4.2 년).


이사회 구성원

이름직위재임 기간보수지분
Phillip Cohen
Executive Chairman6.7yrsUS$5.03m4.83%
$ 99.5m
Lachlan Given
CEO & Director4.2yrsUS$5.89m1.74%
$ 35.9m
Matthew Appel
Lead Independent Director11.3yrsUS$295.53k0.23%
$ 4.7m
Jason Kulas
Director5.8yrsUS$252.76k0.28%
$ 5.8m
Pablo Espinosa
Independent Director15.6yrsUS$273.29k0.37%
$ 7.6m
Gary Tillett
Independent Director7.1yrsUS$284.41k0.23%
$ 4.7m
Zena Arnold
Independent Director7yrsUS$252.76k0.26%
$ 5.4m
7.0yrs
평균 재임 기간
65yo
평균 나이

경험이 풍부한 이사회: EZPW의 이사회경험이 있음으로 간주됩니다(평균 재임 7 년).


기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/22 22:30
종가2026/05/22 00:00
수익2026/03/31
연간 수익2025/09/30

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

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산업 및 섹터 지표

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분석가 소스

EZCORP, Inc.는 14명의 분석가가 다루고 있습니다. 이 중 6명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

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