Truist Financial (TFC) 주식 개요
금융 서비스 회사인 트루스트 파이낸셜 코퍼레이션은 미국 남동부 및 중부 대서양에서 은행 및 신탁 서비스를 제공합니다. 자세히 보기
강점
위험 분석
우리의 위험 점검에서 TFC에 대한 위험이 감지되지 않았습니다.
TFC Community Fair Values
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Analyst Price Targets
Truist Financial Corporation 경쟁사
가격 이력 및 성과
| 과거 주가 | |
|---|---|
| 현재 주가 | US$51.66 |
| 52주 최고가 | US$56.20 |
| 52주 최저가 | US$38.84 |
| 베타 | 0.88 |
| 1개월 변동 | 11.00% |
| 3개월 변동 | 17.86% |
| 1년 변동 | 32.56% |
| 3년 변동 | 61.94% |
| 5년 변동 | -2.18% |
| IPO 이후 변동 | 981.26% |
최근 뉴스 및 업데이트
내러티브 업데이트 • Jun 08
TFC: Excess Capital And Digital Initiatives Will Support Future Risk Reward Upside
Truist Financial's updated analyst price target has edged lower by a modest $0.01, as analysts recalibrated assumptions following a mix of recent target cuts and downgrades, balanced against a few target increases from other firms. Analyst Commentary Recent research on Truist Financial reflects a split view, with some analysts trimming targets or ratings on valuation concerns, while others have modestly raised targets after revisiting their assumptions.Seeking Alpha • Jun 05
Truist: Still Offering Investors A Decent Margin Of Safety
Summary Despite some modest operational challenges, Truist Financial has been a solid performer since I upgraded it to Buy nearly a year ago, returning around 15%. Net interest income is tracking weaker than expected amid tepid volume growth, but market-facing operations and non-interest income have been brighter. TFC is still sitting on a healthy level of surplus capital, and with retained earnings improving, that's led to a step-up in buyback spending, supporting EPS growth. TFC only trades for around 10.3x forward earnings. Given forecasts for double-digit EPS growth and a 4%-plus dividend yield, there's still a decent margin of safety in these shares. Read the full article on Seeking Alpha내러티브 업데이트 • May 24
TFC: Excess Capital And Tech Initiatives Will Support Future Risk Reward Upside
Truist Financial's updated analyst price target has edged higher to about $55.67, up roughly $0.85, as analysts factor in a slightly higher fair value, modest tweaks to growth and margin assumptions, and mixed recent research that includes both price target cuts and increases along with a valuation driven downgrade. Analyst Commentary Recent research on Truist Financial reflects a split view, with several firms adjusting price targets in both directions and one valuation driven downgrade.Recent updates
내러티브 업데이트 • Jun 08
TFC: Excess Capital And Digital Initiatives Will Support Future Risk Reward Upside
Truist Financial's updated analyst price target has edged lower by a modest $0.01, as analysts recalibrated assumptions following a mix of recent target cuts and downgrades, balanced against a few target increases from other firms. Analyst Commentary Recent research on Truist Financial reflects a split view, with some analysts trimming targets or ratings on valuation concerns, while others have modestly raised targets after revisiting their assumptions.Seeking Alpha • Jun 05
Truist: Still Offering Investors A Decent Margin Of Safety
Summary Despite some modest operational challenges, Truist Financial has been a solid performer since I upgraded it to Buy nearly a year ago, returning around 15%. Net interest income is tracking weaker than expected amid tepid volume growth, but market-facing operations and non-interest income have been brighter. TFC is still sitting on a healthy level of surplus capital, and with retained earnings improving, that's led to a step-up in buyback spending, supporting EPS growth. TFC only trades for around 10.3x forward earnings. Given forecasts for double-digit EPS growth and a 4%-plus dividend yield, there's still a decent margin of safety in these shares. Read the full article on Seeking Alpha내러티브 업데이트 • May 24
TFC: Excess Capital And Tech Initiatives Will Support Future Risk Reward Upside
Truist Financial's updated analyst price target has edged higher to about $55.67, up roughly $0.85, as analysts factor in a slightly higher fair value, modest tweaks to growth and margin assumptions, and mixed recent research that includes both price target cuts and increases along with a valuation driven downgrade. Analyst Commentary Recent research on Truist Financial reflects a split view, with several firms adjusting price targets in both directions and one valuation driven downgrade.내러티브 업데이트 • Apr 20
TFC: Excess Capital And Tech Initiatives Are Expected To Support Balanced Future Returns
The updated analyst price target for Truist Financial edges slightly lower to $54.82 from $54.86, as analysts balance higher modeled revenue growth and a modestly higher future P/E with slightly softer profit margin assumptions and a lower discount rate. Analyst Commentary Recent research on Truist Financial shows a mix of optimism and caution, with several firms adjusting price targets in both directions and a few making rating changes.내러티브 업데이트 • Apr 06
TFC: Excess Capital And Buybacks Are Expected To Support Higher Future Returns
Analysts have trimmed the average price target for Truist Financial to around $55 from about $57, reflecting a slightly lower fair value estimate along with updated views on revenue growth, margins, and future P/E assumptions after a mix of recent upgrades and target cuts across the Street. Analyst Commentary Recent research on Truist Financial shows a split view, with several firms lifting ratings and price targets while others have trimmed targets or flagged guidance as cautious.내러티브 업데이트 • Mar 23
TFC: Excess Capital And Buybacks Are Expected To Lift Future Returns
The fair value estimate for Truist Financial has been adjusted slightly lower to $56.55 as analysts weigh higher discount rate assumptions against a series of recent upgrades and price target increases that highlight excess capital, buyback potential, and improving fundamentals. Analyst Commentary Recent Street research around Truist Financial centers on excess capital, buyback capacity, and potential for improving returns, with a growing cluster of upgrades and higher price targets.내러티브 업데이트 • Mar 08
TFC: Excess Capital And Buybacks Are Expected To Drive Higher ROTCE
The analyst price target for Truist Financial edges slightly lower to $57.00 from $57.11, as analysts weigh higher capital costs against unchanged growth and margin assumptions, while pointing to excess capital, planned buybacks, and improving return targets in recent research updates. Analyst Commentary Recent Street research on Truist Financial shows a mix of optimism around capital deployment and earnings power, alongside some caution on guidance and execution timing.내러티브 업데이트 • Feb 22
TFC: Excess Capital And Buybacks May Support ROTCE While Credit Risks Persist
Analysts have nudged their fair value estimate for Truist Financial higher to $57.11 from $56.13, citing sizable excess capital, rising loan growth expectations, and growing buyback potential as key supports for the higher price target backdrop. Analyst Commentary Recent Street research on Truist Financial has turned more constructive, with multiple firms lifting price targets and some shifting to more positive ratings.내러티브 업데이트 • Feb 08
TFC: Cost Actions And Buybacks May Support ROTCE Despite Credit Uncertainty
Analysts have nudged their price targets for Truist Financial higher, reflected in our fair value estimate moving from US$55.31 to US$56.13. They highlight improving profitability assumptions, a slightly lower discount rate, modestly stronger revenue growth expectations, healthier profit margins, and a somewhat lower future P/E multiple in recent research updates.내러티브 업데이트 • Jan 25
TFC: Cost Efficiency And Buybacks Will Support Higher Future ROTCE
Analysts have nudged their price targets for Truist Financial higher, reflected in a modest fair value move from about US$55.11 to US$55.31, as they point to cost structure improvements, capital build, buyback support, and expectations for improved returns in the coming years. Analyst Commentary Recent research points to a generally constructive tone on Truist Financial, with several bullish analysts raising price targets and upgrading ratings, while a smaller group strikes a more cautious note around guidance and execution risk.내러티브 업데이트 • Jan 10
TFC: Cost Discipline And Capital Returns Will Support Improving ROTCE Outlook
Analysts have raised their blended price target for Truist Financial from US$50.88 to about US$55.11. They cite updated views on margin resilience, return on equity potential, and valuation, supported by a series of recent target hikes and upgrades that highlight improving fundamentals and capital return plans.내러티브 업데이트 • Dec 15
TFC: Higher ROTCE And Cost Discipline Will Guide Balanced Outlook
Analysts have nudged their price target on Truist Financial slightly higher, citing an improved return on tangible common equity outlook that supports a modest fair value increase to about $50.88 per share from roughly $50.55 previously. Analyst Commentary Bullish analysts highlight that the incremental price target increase, even if modest, reflects growing conviction that Truist can deliver better returns on tangible common equity over the next few quarters.내러티브 업데이트 • Nov 30
TFC: Higher ROTCE And Stable Performance Will Shape Outlook Amid Industry Headwinds
Analysts have raised their price target for Truist Financial by $1 to $49, citing improved return on tangible common equity in their latest estimates. Analyst Commentary Bullish analysts have highlighted several positive developments for Truist Financial following the updated price target.내러티브 업데이트 • Nov 16
TFC: Returns On Tangible Common Equity Will Drive Upside Momentum
Truist Financial's analyst price target has seen a modest increase to $49, up $1 from prior estimates. Analysts point to improved returns on tangible common equity and incremental progress in key financial metrics.내러티브 업데이트 • Nov 01
TFC: Operational Changes And Discipline In Profitability Will Drive Future Shareholder Returns
The analyst consensus price target for Truist Financial has been revised upward by nearly $1 to $50.50. Analysts cite improved return on tangible common equity estimates and moderately higher revenue growth expectations, which are offset by a slight dip in profit margin.내러티브 업데이트 • Oct 17
Digital Adoption And Sunbelt Expansion Will Advance Market Position
Truist Financial's analyst price target has been modestly raised from $49.25 to $49.53. Analysts cite improved revenue growth estimates but note ongoing challenges with profitability and competitive positioning.내러티브 업데이트 • Oct 03
Digital Adoption And Sunbelt Expansion Will Advance Market Position
The average analyst price target for Truist Financial has been modestly raised from $48.69 to $49.25. Analysts cite ongoing adjustments to growth expectations and mixed performance metrics as key factors supporting a slightly higher valuation.새로운 내러티브 • Jul 20
Digital Adoption And Sunbelt Expansion Will Advance Market Position
Digital adoption and technology investments are reducing operational costs, improving efficiency, and positioning Truist for ongoing revenue and margin expansion.Seeking Alpha • Apr 17
Truist Financial: Q1 Earnings And Valuation Prompt A Rating Upgrade
Summary Truist Financial Corporation's Q1 2025 earnings report was solid, with disciplined expense management leading to positive operating leverage - despite a 3.2% decline in net revenues. The bank's asset quality remains strong, with stable nonperforming assets and net charge-offs in line with larger competitor U.S. Bancorp. Continued share buybacks, totaling $500 million in Q1 and likely $750 million in Q2, underline management's confidence in the bank's fundamentals. I upgraded TFC stock to "buy" due to its attractive valuation and cost management progress, but will keep it in a small position for the sake of proper risk management. Read the full article on Seeking AlphaSeeking Alpha • Mar 11
Truist: True Rewards Come With Risks
Summary Truist Financial Corporation shows improved topline growth after repositioning its investment portfolio. TFC maintains good liquidity, asset quality, and impressive capital adequacy, ensuring financial stability and resilience. The stock is trading below its book value per share, presenting a buying opportunity with a target price of $45.25 and the potential for a rebound. Technical indicators suggest a buying opportunity despite weak momentum, with potential for price recovery supported by historical RSI patterns and Fibonacci retracement levels. Read the full article on Seeking AlphaSeeking Alpha • Jan 14
Truist: Strong Net Interest Margins Coupled With High Loan Quality
Summary The bank’s ten-year median net interest margin is steady at 3.1%, reflecting the bank’s diversification and consistent loan quality. The decade-long NPL ratio outperforms peers, underscoring its effective credit risk management. The historical loan-to-deposit ratio implies a solid funding profile. Truist Financial Corp., based on the current valuation, is anticipated to deliver a five-year annual return of 14.5%. Read the full article on Seeking AlphaSeeking Alpha • Dec 31
Truist: After A Sector-Wide Rerating, The Hard Work Is Still To Come
Summary After a sector-wide rerating, I'm more cautious on Truist as the upside is increasingly tied to successfully deploying surplus capital and regaining loan/deposit share in highly competitive Southeast markets. Truist's growth depends heavily on core lending and banking after selling its insurance brokerage, but weak customer satisfaction and lost market share are concerning. Management's focus on deploying surplus capital into commercial and consumer banking is logical, but growth may disappoint without improved customer service/satisfaction levels. While Truist is modestly undervalued on long-term core growth of 4%-5%, full value realization may require activist investor involvement and better customer service strategies. Read the full article on Seeking AlphaSeeking Alpha • Oct 20
Why Truist Financial Stock Is Not A Buy Ahead Of Q2 Earnings
Summary Truist Financial Corporation will report its second-quarter results on Monday, July 22, before the market opens. In this update, I share what I expect from Truist's Q2 results — especially given the solid Q2 report from rival U.S. Bancorp. I take a fresh look at the utilization of the Bank Term Funding Program, under which the Federal Reserve ceased making new loans in March. I also explain why I am no longer buying TFC stock, despite its seemingly still low valuation. Read the full article on Seeking AlphaSeeking Alpha • Oct 08
Truist Financial Q3 Preview: Core Banking Trends Become Even More Important
Summary Truist Financial will report third quarter earnings pre-market on Thursday, October 17. Analysts expect roughly flat EPS. Having disposed of its remaining stake in Truist Insurance Holdings, Truist is now a NII-heavy bank with greater long-term sensitivity to interest rates. On the plus side, Truist's current balance sheet composition can drive reasonable net interest margin expansion in the coming easing cycle. At ~11.6x consensus 2024 EPS, the stock looks roughly fair value based on a ~10% hurdle rate. Read the full article on Seeking AlphaSeeking Alpha • Sep 01
Truist Financial: Making Solid Progress
Summary Truist Financial Corporation's shares have surged near 52-week highs after a strong 2Q24 and expectations of a Fed rate cut in September. The bank has improved its CET1 ratio to 11.5% through strategic asset sales and balance sheet repositioning, enhancing capital adequacy. With a solid 4.7% yield and a PE ratio of 11 on FY2025E EPS, Truist is a solid value and dividend idea on any dips in the overall market. A full investment analysis around Truist Financial follows in the paragraphs below. Read the full article on Seeking Alpha주주 수익률
| TFC | US Banks | US 시장 | |
|---|---|---|---|
| 7D | 5.0% | 2.0% | -2.4% |
| 1Y | 32.6% | 23.9% | 21.5% |
수익률 대 산업: TFC은 지난 1년 동안 23.9%의 수익을 기록한 US Banks 산업보다 더 좋은 성과를 냈습니다.
수익률 대 시장: TFC은 지난 1년 동안 21.5%를 기록한 US 시장보다 더 좋은 성과를 냈습니다.
주가 변동성
| TFC volatility | |
|---|---|
| TFC Average Weekly Movement | 3.3% |
| Banks Industry Average Movement | 3.2% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.1% |
안정적인 주가: TFC는 지난 3개월 동안 US 시장에 비해 주가 변동성이 크지 않았습니다.
시간에 따른 변동성: TFC의 주간 변동성(3%)은 지난 1년 동안 안정적이었습니다.
회사 소개
| 설립 | 직원 수 | CEO | 웹사이트 |
|---|---|---|---|
| 1872 | 37,899 | Bill Rogers | www.truist.com |
금융 서비스 회사인 트루이스트 파이낸셜 코퍼레이션은 미국 남동부 및 중부 대서양 지역에서 은행 및 신탁 서비스를 제공합니다. 이 회사는 소비자 및 중소기업 뱅킹과 도매 뱅킹의 두 부문으로 운영됩니다. 예금 상품에는 무이자 당좌 예금, 이자 수표, 저축 예금, 머니 마켓 예금 계좌와 정기예금 및 개인 퇴직 계좌가 포함됩니다.
Truist Financial Corporation 기초 지표 요약
| TFC 기초 통계 | |
|---|---|
| 시가총액 | US$63.14b |
| 순이익 (TTM) | US$5.19b |
| 매출 (TTM) | US$18.66b |
12.4x
주가수익비율(P/E)1.1x
주가순자산비율(P/B)TFC는 고평가되어 있습니까?
공정 가치 및 평가 분석 보기순이익 및 매출
| TFC 손익계산서 (TTM) | |
|---|---|
| 매출 | US$18.66b |
| 매출원가 | US$0 |
| 총이익 | US$18.66b |
| 기타 비용 | US$13.46b |
| 순이익 | US$5.19b |
최근 보고된 실적
Mar 31, 2026
다음 실적 발표일
Jul 17, 2026
| 주당순이익(EPS) | 4.17 |
| 총이익률 | 100.00% |
| 순이익률 | 27.84% |
| 부채/자본 비율 | 110.5% |
TFC의 장기 실적은 어땠습니까?
과거 실적 및 비교 보기배당
4.0%
현재 배당 수익률51%
배당 성향기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/06/12 23:44 |
| 종가 | 2026/06/12 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
|
|
| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
|
* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.
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산업 및 섹터 지표
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분석가 소스
Truist Financial Corporation는 45명의 분석가가 다루고 있습니다. 이 중 14명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Stephen Biggar | Argus Research Company |
| David George | Baird |
| Jason Goldberg | Barclays |