Citigroup Inc.

NYSE:C 주식 리포트

시가총액: US$204.6b

Citigroup 경영진

경영진 기준 점검 2/4

Citigroup CEO는 Jane Fraser, Feb2021 에 임명되었습니다 의 임기는 5.25 년입니다. 총 연간 보상은 $95.76M, 1.6% 급여 및 98.4% 보너스(회사 주식 및 옵션 포함)로 구성됩니다. 는 $39.92M 가치에 해당하는 회사 주식의 0.02% 직접 소유합니다. 경영진과 이사회의 평균 재임 기간은 2 년과 10.6 년입니다.

핵심 정보

Jane Fraser

최고경영자

US$95.8m

총 보수

CEO 급여 비율1.57%
CEO 재임 기간5.3yrs
CEO 지분 보유율0.02%
경영진 평균 재임 기간2yrs
이사회 평균 재임 기간10.6yrs

최근 경영진 업데이트

Recent updates

Seeking Alpha May 15

Citigroup: Not Only Adopting AI But Also Generating Returns

Summary Citigroup has leveraged AI-driven productivity and modernization to outperform peer JPMorgan and the S&P 500 Information Technology sector, warranting a valuation re-rating. AI initiatives have delivered measurable efficiency gains—freeing up 100,000 developer hours weekly and accelerating legacy code remapping—supporting faster customer acquisition and cost reduction. The rapid digital transformation has improved profitability and ROE, with a 16% price target upside to $144 justified by both operational gains and prudent risk assessment. Risks include execution challenges, replicability of AI advantages by peers, regulatory constraints, and heightened investor expectations following a strong rally. Read the full article on Seeking Alpha
내러티브 업데이트 Apr 29

C: AI Wealth Tools And Capital Actions Will Shape Balanced Outlook

Analysts have revised their price target on Citigroup to $142.50 from $132.18, citing updated assumptions around fair value, discount rate, revenue growth, profit margins and future P/E expectations. What's in the News Citi Wealth introduced Citi Sky, an always on AI powered tool built with Google Cloud and Google DeepMind technology.
내러티브 업데이트 Apr 14

C: Banamex Stake Sales And Capital Actions Will Shape Balanced Outlook

Analysts have adjusted their price target for Citigroup slightly lower to reflect a fair value move from about $134.32 to $132.18. They tie this to updated assumptions around the discount rate, revenue growth, profit margins, and future P/E expectations.
새로운 내러티브 Apr 13

Citigroup Inc. (C): The "Restructuring Redemption" and the Q1 2026 Proof of Concept

Citigroup Inc. (C) entered the week of April 13, 2026 , as one of the most watched entities on Wall Street, with shares trading near $128.50 USD.
내러티브 업데이트 Mar 31

C: Capital Actions And European Expansion Will Shape Future Earnings Quality

Analysts have trimmed their average price target on Citigroup to about $112.86 from roughly $114.04, reflecting updated assumptions for revenue growth, profit margins and future P/E multiples. What's in the News Citi has signed a long term lease for office space in The Rock, a new office building in Luxembourg’s Cloche d’Or district.
내러티브 업데이트 Mar 17

C: Banamex Stake Sale And Capital Actions Will Drive Future Upside

Analysts have raised their price target on Citigroup from $116.00 to about $134.32, citing updated assumptions that include different revenue growth, profit margin, future P/E expectations, and an adjusted discount rate. What's in the News Citi signed a long term lease for premium office space in The Rock, a new 9,492 m² office development in Luxembourg’s Cloche d’Or district.
내러티브 업데이트 Mar 02

C: Capital Actions And Consumer Restructuring Will Shape Future Earnings Quality

Analysts have nudged their Citigroup price target slightly lower to about $114.04 from roughly $114.36, reflecting updated views on growth, profitability, discount rates and future P/E assumptions. What's in the News Citigroup Global Markets Inc.
내러티브 업데이트 Feb 16

C: Future Capital Restructuring And Buybacks Will Support A Higher Share Price

Analysts have lifted their fair value estimate for Citigroup from $102.80 to $150.00, citing updated assumptions for revenue growth of 10.00%, a profit margin of 22.61%, a discount rate of 8.05% and a forward P/E of 11.88x. What's in the News Citigroup Inc.
내러티브 업데이트 Feb 02

C: Future Buybacks And Consumer Restructuring Will Shape Earnings Quality

Analysts have nudged their price target on Citigroup higher to about $114 from roughly $112, citing updated assumptions around slightly stronger revenue growth, a modestly higher profit margin profile, a lower discount rate, and a somewhat higher future P/E multiple. What's in the News Citigroup repurchased 53,855,104 shares from October 1, 2025 to December 31, 2025, representing 3.01% of shares for US$5,600m.
내러티브 업데이트 Jan 19

C: Future Buybacks And Impairment Charges Will Shape Earnings Quality

Analysts have lifted their fair value estimate for Citigroup from about US$95.74 to around US$111.68, citing updated assumptions for revenue growth, profit margin, and a lower future P/E multiple as key drivers of the change. What's in the News Citi is considering additional stake sales in its Mexican retail banking unit Banamex, after closing the sale of a 25% stake to Mexican investor Fernando Chico Pardo in mid December, while continuing preparations for a public sale of its remaining shares (Key Developments).
내러티브 업데이트 Jan 05

C: Future Reorganization And Goodwill Charges Will Undermine Earnings Quality

Analysts have raised their price target on Citigroup to around $96 from about $76, citing updated assumptions that include a higher discount rate, a slightly lower revenue growth outlook, a higher profit margin, and a modestly lower expected future P/E multiple. What's in the News Citi created a new 6.625% Fixed Rate Reset Noncumulative Preferred Stock, Series HH, by filing a Certificate of Designations in Delaware.
내러티브 업데이트 Dec 14

C: Business Reorganization And Digital Initiatives Will Shape Balanced Future Returns

Analysts have modestly raised their price target on Citigroup, increasing their fair value estimate from 114.33 dollars to 116.00 dollars. This reflects slightly stronger expectations for revenue growth, profit margins, and future valuation multiples.
내러티브 업데이트 Nov 30

C: Corporate Restructuring And Buybacks Will Shape Returns Amid Margin Pressure

Citigroup's analyst price target has been modestly revised upward from $114.10 to $114.33, as analysts reassess key financial metrics and near-term earnings expectations. What's in the News Citi will integrate its Retail Bank into the Wealth business, consolidating relationship tiers under Kate Luft.
내러티브 업데이트 Nov 16

C: Share Buyback Momentum And Digital Payments Expansion Will Drive Upside

Citigroup's analyst price target has been raised slightly from $113.38 to $114.10. This reflects analysts' optimism based on marginal improvements in profit outlook and revenue growth forecasts.
내러티브 업데이트 Nov 01

C: Digital Asset Expansion Will Drive New Revenue Streams Ahead

Analysts have slightly increased their price target for Citigroup from $112.93 to $113.38. This reflects modest improvements in revenue growth and profitability forecasts.
내러티브 업데이트 Oct 18

Digital Transformation And Cross-Border Trade Will Unlock Opportunity

Citigroup's analyst price target has risen from $108.50 to $112.93. Analysts cite improved profit margin projections and a more favorable future P/E ratio as key drivers of this upward revision.
내러티브 업데이트 Oct 04

Digital Transformation And Cross-Border Trade Will Unlock Opportunity

Citigroup's analyst price target has been raised from $103.17 to $108.50. Analysts cite slightly improved revenue growth expectations, stable profit margins, and a modestly lower discount rate as key factors supporting the upward revision.
내러티브 업데이트 Sep 17

Digital Transformation And Cross-Border Trade Will Unlock Opportunity

Citigroup's consensus price target saw a slight increase to $103.17, as analysts maintained stable future P/E and revenue growth forecasts. What's in the News Citigroup and Banco de Chile extended multiple key agreements, including the Cooperation, Global Connectivity, Trademark License, and Master Services Agreements, until at least 2028, with automatic and discretionary renewal provisions.
분석 기사 Aug 01

Citigroup (NYSE:C) Will Pay A Larger Dividend Than Last Year At $0.60

The board of Citigroup Inc. ( NYSE:C ) has announced that it will be increasing its dividend by 7.1% on the 22nd of...
User avatar
새로운 내러티브 Jul 21

Pole position to benefit from GENIUS Act

The passing of the GENIUS Act establishes a clear regulatory framework for stablecoins, allowing banks like Citi to issue their own stablecoins;
분석 기사 Jul 18

Citigroup (NYSE:C) Will Pay A Larger Dividend Than Last Year At $0.60

Citigroup Inc. ( NYSE:C ) will increase its dividend on the 22nd of August to $0.60, which is 7.1% higher than last...
Seeking Alpha Apr 20

Citigroup: CCAR Is A Potential Game Changer In June 2025

Summary Citigroup's shares are undervalued at ~0.7x tangible book value, making buybacks highly attractive, especially with a projected RoTCE of 10%-11% by 2026. Citi's ability to execute buybacks is constrained by its CET1 ratio, but potential reductions in the SCB could unlock significant capital for buybacks. Long-term capital ratio targets may decrease to 11.5%-12%, driven by asset shedding, regulatory changes, and strategic pivots to stable businesses. The June 2025 CCAR results are a key catalyst; positive outcomes could trigger significant buybacks and a rapid share price increase. Read the full article on Seeking Alpha
새로운 내러티브 Apr 08

Transformation And Technology Will Empower Banking And Wealth

Technology investments and transformation initiatives aim to boost efficiency and revenue, enhancing operating leverage and profitability.
Seeking Alpha Apr 01

Citigroup: A Stable And Consistent Financial Stock For Every Portfolio

Summary Citigroup's (C) cost-cutting measures, technology modernization, and strategic exits have led to tangible improvements, positioning it as a "buy" despite macroeconomic challenges. C's strong CET1 and PCR metrics, along with a conservative loan-to-deposit ratio, indicate financial stability and resilience compared to competitors. Trading at a forward P/E of 9.3x, C is reasonably priced with potential for a rally to $80, supported by technical indicators. Risks include adjusted ROTCE expectations due to increased tech investments, but overall, C's strategic moves and financial health justify a "buy" stance. Read the full article on Seeking Alpha
Seeking Alpha Mar 12

The Recent Panic Provides An Opportunity To Buy Citigroup

Summary Citigroup stock is undervalued, trading at 75.5% of its tangible book value, presenting a strong buying opportunity amid recent market volatility. Despite subpar historical returns, Citigroup's strategic focus on high-margin businesses and a $20B stock buyback program should drive significant EPS and tangible book value growth. Simplification efforts, including selling non-core operations and investing in technology, position Citigroup to achieve a 10-11% ROTCE and improve profitability. With a robust CET1 Capital ratio and potential for 35% returns in 12-24 months, Citigroup is poised for revaluation towards its intrinsic value of $90 per share. Read the full article on Seeking Alpha
Seeking Alpha Feb 25

Citigroup: Reiterating Buy Despite Buffett Selling

Summary Citigroup has been the best-performing money center bank YTD, despite recent drops, driven by strong net income growth and an announced repurchase plan of $20 billion. Warren Buffett reduced his C stock position significantly, reflecting broader diversification away from banks in Berkshire's strategy, but the market had no reaction. Despite technological investment pressures, the Company's shares remain undervalued, presenting a significant opportunity if the restructuring plan succeeds. Read the full article on Seeking Alpha
Seeking Alpha Jan 18

Citigroup's TTS Remains Its Crown Jewel - Recovery In Progress

Summary C is inherently undervalued to its book value, presenting dual-pronged returns for opportunistic investors, driven by the ongoing restructuring and the crown jewel TTS. The bank's turnaround is evident with a robust top/ bottom-line growth across most segments, aside from the near-term challenges from the USPB segment. C has reported an improving efficiency ratio while reiterating a promising FY2026 RoTCE target, signaling potential outperformance over the next two years. The management's ambitious $20B in share repurchase program also underscore the management's confidence of delivering improved bottom-lines ahead. Even so, with C now retesting its all-time heights, we urge interested investors to watch the price movements for a little longer for an improved margin of safety. Read the full article on Seeking Alpha
Seeking Alpha Jan 11

Citigroup: Buying The Dip Post Jobs Report

Summary The sell-off in financials is unwarranted; strong labor market and steepening yield curve are positive for banks, especially Citigroup. Citigroup's strategic transformation under CEO Jane Fraser is reshaping the bank, focusing on high-quality businesses and modernizing operations. Expecting stellar earnings for Citi in Q4-2024, driven by strong investment banking fees, equities trading momentum, and cost management. Deregulation and macro tailwinds support Citi's growth, with potential for significant value compounding and increased returns in the coming years. Citi is on a trajectory to a three digit share price. Read the full article on Seeking Alpha

CEO 보수 분석

Jane Fraser의 보수는 Citigroup의 수익에 비해 어떻게 변했나요?
날짜총 보수급여회사 수익
Mar 31 2026n/an/a

US$15b

Dec 31 2025US$96mUS$2m

US$13b

Sep 30 2025n/an/a

US$13b

Jun 30 2025n/an/a

US$13b

Mar 31 2025n/an/a

US$12b

Dec 31 2024US$31mUS$2m

US$11b

Sep 30 2024n/an/a

US$7b

Jun 30 2024n/an/a

US$7b

Mar 31 2024n/an/a

US$7b

Dec 31 2023US$25mUS$2m

US$8b

Sep 30 2023n/an/a

US$12b

Jun 30 2023n/an/a

US$12b

Mar 31 2023n/an/a

US$14b

Dec 31 2022US$22mUS$2m

US$14b

Sep 30 2022n/an/a

US$15b

Jun 30 2022n/an/a

US$16b

Mar 31 2022n/an/a

US$17b

Dec 31 2021US$21mUS$1m

US$21b

Sep 30 2021n/an/a

US$22b

Jun 30 2021n/an/a

US$20b

Mar 31 2021n/an/a

US$15b

Dec 31 2020US$17mUS$500k

US$10b

Sep 30 2020n/an/a

US$11b

Jun 30 2020n/an/a

US$12b

Mar 31 2020n/an/a

US$16b

Dec 31 2019US$17mUS$500k

US$18b

보상 대 시장: Jane의 총 보수(USD95.76M)는 US 시장에서 비슷한 규모 기업의 평균(USD14.80M)보다 높습니다.

보상과 수익: Jane의 보상은 지난 1년 동안 20% 이상 증가했습니다.


CEO

Jane Fraser (57 yo)

5.3yrs
재임 기간
US$95,757,800
보수

Ms. Jane Nind Fraser, Ph D., is Chair of the Board of Citigroup Inc. from October 22, 2025 and serves as its Chief Executive Officer since February 26, 2021 and serves as its Director since September 10, 2...


리더십 팀

이름직위재임 기간보수지분
Jane Fraser
CEO & Chair of the Board5.3yrsUS$95.76m0.020%
$ 39.9m
Mark Mason
Executive Vice Chairman and Senior Executive Advisor to Chair & CEOless than a yearUS$19.54m0.0052%
$ 10.7m
Ernesto Cantu
Head of International6.6yrsUS$20.55m0.0037%
$ 7.7m
Andrew Morton
Head of Markets3.2yrsUS$27.15m0.0022%
$ 4.5m
Viswas Raghavan
Executive Vice Chairman & Head of Banking1.9yrsUS$39.28m0.037%
$ 75.4m
Gonzalo Luchetti
Chief Financial Officerless than a year데이터 없음0.0048%
$ 9.9m
Anand Selvakesari
Chief Operating Officer3.2yrsUS$14.74m0.014%
$ 27.7m
Nicole Giles
Chief Accounting Officer & Controller1.3yrs데이터 없음0.0057%
$ 11.7m
Achintya Mangla
Head of Investment Banking Financing1.7yrs데이터 없음데이터 없음
Tim Ryan
Head of Technology & Business Enablement2yrs데이터 없음0.0034%
$ 7.0m
Jennifer Landis
Head of Investor Relationsno data데이터 없음데이터 없음
Brent McIntosh
Chief Legal Officer & Corporate Secretary4.6yrs데이터 없음0.0076%
$ 15.5m
2.0yrs
평균 재임 기간
57yo
평균 나이

경험이 풍부한 관리: C의 경영진은 경험이 있음으로 간주됩니다(평균 재임 2 년).


이사회 구성원

이름직위재임 기간보수지분
Jane Fraser
CEO & Chair of the Board5.7yrsUS$95.76m0.020%
$ 39.9m
John Hastings
Chairman & CEO of Citibank Canada and Country Officer of Canada15.8yrs데이터 없음데이터 없음
Gary Reiner
Independent Director12.8yrsUS$330.00k0.0028%
$ 5.8m
Ellen Costello
Independent Director10.3yrsUS$440.00k0.0044%
$ 8.9m
Duncan Hennes
Independent Director12.4yrsUS$510.00k0.0024%
$ 4.9m
James Turley
Independent Director12.8yrsUS$411.67k0.0025%
$ 5.1m
Renee James
Independent Director10.3yrsUS$415.00k0.0019%
$ 3.9m
John Dugan
Lead Independent Director8.6yrsUS$725.00k0.0026%
$ 5.3m
Diana Taylor
Independent Director16.8yrsUS$402.50k0.0036%
$ 7.4m
Peter Henry
Independent Director10.8yrsUS$320.00k0.0018%
$ 3.7m
Titilope Cole
Director1.3yrsUS$348.33k0.0035%
$ 7.2m
Grace Dailey
Independent Director6.7yrsUS$361.67k0.0010%
$ 2.1m
10.6yrs
평균 재임 기간
67yo
평균 나이

경험이 풍부한 이사회: C의 이사회는 노련하고 경험이 풍부합니다(평균 재임 10.6 년).


기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/05/20 04:41
종가2026/05/20 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.

분석 모델 및 스노우플레이크

이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드YouTube 튜토리얼도 제공합니다.

Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.

산업 및 섹터 지표

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분석가 소스

Citigroup Inc.는 49명의 분석가가 다루고 있습니다. 이 중 18명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Stephen BiggarArgus Research Company
Jason GoldbergBarclays
Jason GoldbergBarclays