West Bancorporation 대차대조표 건전성
재무 건전성 기준 점검 6/6
West Bancorporation 의 총 자산은 $4.0B 이고 총 자본금은 $281.0M 입니다. 총 예금은 $3.3B 이고, 총 대출금은 $2.9B 입니다. 2.4% 의 순이자 마진을 얻습니다. 현재 총 대출의 0.01% 에 달하는 불량 대출에 대한 충분한 여유가 있습니다. 현금 및 단기투자는 $448.2M 입니다.
핵심 정보
14.3x
자산/자본 비율
2.4%
순이자마진
| 총예금 | US$3.34b |
| 대출/예금 비율 | 적정 |
| 부실 대출 | 0.006% |
| 대손충당금 | 충분 |
| 유동비율 | 낮음 |
| 현금 및 현금성 자산 | US$448.20m |
최근 재무 건전성 업데이트
업데이트 없음
Recent updates
분석 기사 • Jul 26
West Bancorporation, Inc. (NASDAQ:WTBA) Second-Quarter Results Just Came Out: Here's What Analysts Are Forecasting For This Year
The quarterly results for West Bancorporation, Inc. ( NASDAQ:WTBA ) were released last week, making it a good time to...
내러티브 업데이트 • Jun 22
WTBA: Future Returns Will Reflect Stable Margins And Steady P E Expectations
Analysts kept their fair value estimate for West Bancorporation steady at $25.75 per share, highlighting only marginal technical adjustments to inputs such as discount rate, revenue growth, profit margin, and future P/E, rather than any change in their core view of the stock. What’s in the News for West Bancorporation TELUS, Westbank and the Government of Canada are working together on a proposed Sovereign AI Factory cluster under the federal Enabling Large-Scale Sovereign AI Data Centres initiative, focusing on high-performance AI compute infrastructure in British Columbia.내러티브 업데이트 • Jun 05
WTBA: Future Returns Will Reflect Stable Margins And Essentially Unchanged P E Assumptions
Analysts maintained their $25.75 price target for West Bancorporation, citing essentially unchanged assumptions for fair value, discount rate, revenue growth, profit margin and forward P/E as the basis for this view. What's in the News TELUS, Westbank and the Government of Canada are working together on a proposed Sovereign AI Factory cluster under the federal Enabling Large-Scale Sovereign AI Data Centres initiative, focused on high-performance AI compute infrastructure in British Columbia.내러티브 업데이트 • May 18
WTBA: Future Returns Will Reflect Stable Margins And Supportive P/E Multiple
Analysts have maintained their $25.75 price target on West Bancorporation, citing largely unchanged assumptions for fair value, revenue growth, profit margin, and future P/E, along with a slightly adjusted discount rate. What's in the News TELUS is working with the Government of Canada on a proposed Sovereign AI Factory cluster under the federal Enabling Large-Scale Sovereign AI Data Centres initiative, aiming to build high-performance AI compute infrastructure within Canada.내러티브 업데이트 • May 04
WTBA: Future Returns Will Reflect Stable Margins Revenue Trends And Modest P/E
Analysts have maintained their $25.75 price target for West Bancorporation, noting only minor adjustments to the discount rate, revenue growth, profit margin, and future P/E assumptions, which together support a similar valuation outlook. Valuation Changes Fair Value: $25.75 remains unchanged, indicating no adjustment to the overall valuation estimate.분석 기사 • Apr 26
West Bancorporation, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
West Bancorporation, Inc. ( NASDAQ:WTBA ) last week reported its latest quarterly results, which makes it a good time...내러티브 업데이트 • Apr 19
WTBA: Future Returns Will Rely On Revenue Trends Margins And A Modest P/E
Analysts have revised their price target on West Bancorporation slightly lower from $26.00 to $25.75, citing updated assumptions around discount rate, revenue growth, profit margin, and future P/E as key inputs behind the recalibration. Valuation Changes Fair Value: Trimmed slightly from $26.00 to $25.75 per share, a reduction of $0.25.내러티브 업데이트 • Apr 05
WTBA: Future Returns Will Depend On Stable Margins And A Modest P/E Assumption
Analysts have maintained their $26.00 price target for West Bancorporation, citing largely unchanged assumptions around fair value, discount rate, growth, margin, and future P/E as the basis for holding this level. Valuation Changes Fair Value: unchanged at $26.00 per share, reflecting the same central estimate used previously.내러티브 업데이트 • Mar 22
WTBA: Future Returns Will Rely On Stable Margins And A Slightly Higher P/E
Analysts have kept their price target for West Bancorporation steady at $26, citing largely unchanged assumptions for fair value, discount rate, revenue growth, profit margin, and forward P/E as the basis for this stable view. Valuation Changes Fair Value: unchanged at $26.0 per share, indicating no adjustment to the core valuation estimate.내러티브 업데이트 • Mar 08
WTBA: Future Returns Will Depend On Stable Margins And Refined Earnings Multiples
Analysts kept their $26.00 price target for West Bancorporation unchanged, citing only slight adjustments to assumptions such as discount rate, revenue growth, profit margin, and future P/E that did not materially alter their overall view of the stock’s valuation. Valuation Changes Fair Value: Model fair value remains at $26.00, with no change between the prior and updated estimates.내러티브 업데이트 • Feb 21
WTBA: Future Returns Will Rely On Stable Margins And Measured Earnings Multiples
Analysts have kept their $26.00 price target for West Bancorporation intact, citing largely unchanged fair value, growth, and margin assumptions, along with a slightly lower future P/E outlook that reflects a more measured view of valuation multiples rather than a shift in the underlying business expectations. Valuation Changes Fair Value: Held steady at $26.00, indicating no change in the central value estimate.내러티브 업데이트 • Feb 07
WTBA: Future Returns Will Depend On Margin Discipline And Earnings Quality
Analysts have lifted their price target on West Bancorporation to US$26 from US$25, citing updated assumptions for revenue growth, profit margin, and future P/E that shift their valuation inputs modestly higher. Valuation Changes Fair Value Estimate: Adjusted from US$25.00 to US$26.00, representing a small uplift in the implied share value.분석 기사 • Feb 01
West Bancorporation, Inc. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now
As you might know, West Bancorporation, Inc. ( NASDAQ:WTBA ) last week released its latest full-year, and things did...내러티브 업데이트 • Jan 24
WTBA: Future Returns Will Depend On Net Interest Margin And Loan Discipline
Analysts have nudged their fair value outlook slightly higher, as the Street price target on West Bancorporation moved up to $24.00 from $20.50, citing stronger Q3 net interest income driven by net interest margin expansion and mid single digit loan growth. Analyst Commentary Bullish Takeaways Bullish analysts point to the 8% upside in pre provision net revenue as a sign that the bank is executing well on its core earnings engine, which they see as supportive of a slightly higher fair value range.내러티브 업데이트 • Jan 10
WTBA: Future Returns Will Rely On Durable Net Interest Margin Strength
Analysts have raised their fair value estimate for West Bancorporation from US$24 to US$25, citing recent research that points to solid Q3 performance with 8% PPNR upside supported by stronger net interest income, wider net interest margins, and mid single digit loan growth. Analyst Commentary Bullish Takeaways Bullish analysts point to the 8% PPNR upside in Q3 as evidence that the current earnings power may support a slightly higher valuation range than previously assumed.내러티브 업데이트 • Dec 14
WTBA: Future Returns Will Depend On Durable Net Interest Margin And Loan Stability
Analysts have increased their price target on West Bancorporation to $24.00 from $20.50, citing stronger than expected Q3 performance driven by net interest margin expansion and steady loan growth. Analyst Commentary Recent Street research indicates that bullish analysts view the higher price target as a reflection of improved earnings power, supported by stronger net interest income and disciplined loan growth.내러티브 업데이트 • Nov 27
WTBA: Future Returns Will Depend On Lasting Net Interest Margin Expansion
Analysts have raised their price target for West Bancorporation from $20.50 to $24.00, citing strong third-quarter results supported by robust net interest margin expansion and mid-single-digit loan growth. Analyst Commentary Bullish Takeaways Bullish analysts highlight a robust third-quarter performance, with results surpassing expectations.내러티브 업데이트 • Nov 10
WTBA: Future Performance Will Depend On Sustained Net Interest Margin Strength
Analysts have increased their price target for West Bancorporation from $20.50 to $24.00. This adjustment is based on stronger than expected third-quarter performance, driven by robust net interest income and loan growth.내러티브 업데이트 • Oct 27
Midwest Expansion And Digital Efficiency Will Support Future Stability
Narrative Update: Analyst Price Target Raised for West Bancorporation Analysts have increased their price target for West Bancorporation from $20.50 to $24.00. They cite improved profit margins and a slight decrease in the discount rate as key drivers behind this upward revision.분석 기사 • Oct 29
West Bancorporation's (NASDAQ:WTBA) Dividend Will Be $0.25
West Bancorporation, Inc.'s ( NASDAQ:WTBA ) investors are due to receive a payment of $0.25 per share on 20th of...분석 기사 • Oct 27
Earnings Beat: West Bancorporation, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
It's been a good week for West Bancorporation, Inc. ( NASDAQ:WTBA ) shareholders, because the company has just released...
새로운 내러티브 • Sep 24
Tactical Growth And Strong Risk Management Propel Bank Into A Bright Future
Exceptional risk management and strong deposit growth enhance liquidity, funding stability, and position the bank for future loan growth and better profitability.분석 기사 • Jul 31
West Bancorporation (NASDAQ:WTBA) Is Paying Out A Dividend Of $0.25
The board of West Bancorporation, Inc. ( NASDAQ:WTBA ) has announced that it will pay a dividend of $0.25 per share on...분석 기사 • Apr 28
West Bancorporation's (NASDAQ:WTBA) Dividend Will Be $0.25
West Bancorporation, Inc. ( NASDAQ:WTBA ) has announced that it will pay a dividend of $0.25 per share on the 22nd of...분석 기사 • Jan 28
West Bancorporation's (NASDAQ:WTBA) Dividend Will Be $0.25
West Bancorporation, Inc.'s ( NASDAQ:WTBA ) investors are due to receive a payment of $0.25 per share on 21st of...재무 상태 분석
부채/자본 비율 추이 및 분석
대차대조표
금융기관 분석
자산 수준: WTBA 의 자산 대 자기자본 비율(14.3x)는 보통입니다.
불량대출충당금: WTBA 에는 sufficient 불량 대출에 대한 수당 (16865%)이 있습니다.
저위험 부채: WTBA 부채 중 89% 는 주로 낮은 위험 자금 출처로 구성됩니다.
대출 수준: WTBA 은 자산 대비 대출 비율(72%)의 적절 수준을 갖습니다.
저위험 예금: WTBA 의 예금 대비 대출 비율 (87%)은 적절입니다.
부실대출 수준: WTBA 에는 적절한 수준의 불량 대출(0%)이 있습니다.
건전한 기업 찾아보기
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/07/27 01:24 |
| 종가 | 2026/07/27 00:00 |
| 수익 | 2026/06/30 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
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| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
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* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
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산업 및 섹터 지표
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분석가 소스
West Bancorporation, Inc.는 4명의 분석가가 다루고 있습니다. 이 중 2명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Bryce Rowe | Baird |
| Brendan Nosal | Hovde Group, LLC |
| Nathan Race | Piper Sandler Companies |