View ValuationWestern New England Bancorp 향후 성장Future 기준 점검 1/6Western New England Bancorp 의 수익은 연간 0.7% 감소할 것으로 예상되는 반면, 연간 수익은 11.6% 로 증가할 것으로 예상됩니다. EPS는 연간 12.9% 만큼 성장할 것으로 예상됩니다.핵심 정보11.6%이익 성장률12.92%EPS 성장률Banks 이익 성장8.1%매출 성장률-0.7%향후 자기자본이익률n/a애널리스트 커버리지Low마지막 업데이트29 Apr 2026최근 향후 성장 업데이트Price Target Changed • Apr 29Price target increased by 8.6% to US$14.67Up from US$13.50, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$13.99. Stock is up 52% over the past year. The company is forecast to post earnings per share of US$1.03 for next year compared to US$0.76 last year.Price Target Changed • Jan 28Price target increased by 14% to US$14.50Up from US$12.75, the current price target is an average from 2 analysts. New target price is 10% above last closing price of US$13.17. Stock is up 42% over the past year. The company is forecast to post earnings per share of US$0.94 for next year compared to US$0.76 last year.Price Target Changed • Dec 16Price target increased by 10% to US$13.50Up from US$12.25, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$13.28. Stock is up 36% over the past year. The company is forecast to post earnings per share of US$0.71 for next year compared to US$0.56 last year.Price Target Changed • Oct 29Price target increased by 9.3% to US$12.75Up from US$11.67, the current price target is an average from 2 analysts. New target price is 13% above last closing price of US$11.33. Stock is up 30% over the past year. The company is forecast to post earnings per share of US$0.71 for next year compared to US$0.56 last year.Major Estimate Revision • Jul 29Consensus EPS estimates increase by 21%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$66.3m to US$69.6m. EPS estimate increased from US$0.597 to US$0.723 per share. Net income forecast to grow 29% next year vs 14% growth forecast for Banks industry in the US. Consensus price target up from US$10.33 to US$11.67. Share price rose 8.9% to US$11.05 over the past week.Price Target Changed • Jul 24Price target increased by 13% to US$11.67Up from US$10.33, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$11.37. Stock is up 34% over the past year. The company is forecast to post earnings per share of US$0.72 for next year compared to US$0.56 last year.모든 업데이트 보기Recent updatesSeeking Alpha • May 05Recent Earnings Growth Cannot Overcome Risks For Western New England BancorpSummary Western New England Bancorp delivered a Q1 2026 EPS beat but is rated Hold due to looming risks and modest forward growth. WNEB's earnings growth has been inconsistent; forward EPS growth is projected in the low single digits for the next several quarters. Profitability metrics lag peers, with a net interest margin of 2.95% and efficiency ratio at 71.92%, while CRE loan exposure remains elevated. Asset quality is currently solid, but criticized loans have risen, and geographic concentration and sector headwinds present ongoing risk. Read the full article on Seeking AlphaDeclared Dividend • May 01First quarter dividend of US$0.07 announcedDividend of US$0.07 is the same as last year. Ex-date: 13th May 2026 Payment date: 27th May 2026 Dividend yield will be 2.0%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 8.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 12% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Apr 30First quarter 2026 earnings: EPS exceeds analyst expectationsFirst quarter 2026 results: EPS: US$0.24 (up from US$0.11 in 1Q 2025). Revenue: US$22.2m (up 22% from 1Q 2025). Net income: US$4.78m (up 107% from 1Q 2025). Profit margin: 22% (up from 13% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 14%. Revenue is forecast to stay flat during the next 2 years compared to a 8.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 16% per year but the company’s share price has increased by 34% per year, which means it is well ahead of earnings.공시 • Apr 30Western New England Bancorp, Inc. announces Quarterly dividend, payable on May 27, 2026Western New England Bancorp, Inc. announced Quarterly dividend of USD 0.0700 per share payable on May 27, 2026, ex-date on May 13, 2026 and record date on May 13, 2026.New Risk • Apr 29New major risk - Revenue and earnings growthEarnings have declined by 9.8% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Price Target Changed • Apr 29Price target increased by 8.6% to US$14.67Up from US$13.50, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$13.99. Stock is up 52% over the past year. The company is forecast to post earnings per share of US$1.03 for next year compared to US$0.76 last year.공시 • Apr 07Western New England Bancorp, Inc., Annual General Meeting, May 14, 2026Western New England Bancorp, Inc., Annual General Meeting, May 14, 2026. Location: sheraton springfield monarch place hotel, one monarch place, springfield, massachusetts, 01144, United StatesReported Earnings • Mar 12Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: EPS: US$0.76 (up from US$0.56 in FY 2024). Revenue: US$82.3m (up 12% from FY 2024). Net income: US$15.3m (up 31% from FY 2024). Profit margin: 19% (up from 16% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.77% (up from 2.47% in FY 2024). Cost-to-income ratio: 75.9% (down from 81.8% in FY 2024). Non-performing loans: 0.24% (down from 0.26% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 5.6%. Revenue is forecast to stay flat during the next 2 years compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has increased by 10% per year, which means it is well ahead of earnings.분석 기사 • Jan 31Western New England Bancorp (NASDAQ:WNEB) Has Announced A Dividend Of $0.07Western New England Bancorp, Inc. ( NASDAQ:WNEB ) will pay a dividend of $0.07 on the 25th of February. This payment...Declared Dividend • Jan 30Fourth quarter dividend of US$0.07 announcedDividend of US$0.07 is the same as last year. Ex-date: 11th February 2026 Payment date: 25th February 2026 Dividend yield will be 2.1%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (37% payout ratio) and is expected to be well covered in 3 years' time (26% forecast payout ratio). The dividend has increased by an average of 8.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 37% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Price Target Changed • Jan 28Price target increased by 14% to US$14.50Up from US$12.75, the current price target is an average from 2 analysts. New target price is 10% above last closing price of US$13.17. Stock is up 42% over the past year. The company is forecast to post earnings per share of US$0.94 for next year compared to US$0.76 last year.공시 • Jan 28+ 1 more updateWestern New England Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on or About February 25, 2026Western New England Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.07 per share on the Company’s common stock. The dividend will be payable on or about February 25, 2026 to shareholders of record on February 11, 2026.Price Target Changed • Dec 16Price target increased by 10% to US$13.50Up from US$12.25, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$13.28. Stock is up 36% over the past year. The company is forecast to post earnings per share of US$0.71 for next year compared to US$0.56 last year.분석 기사 • Nov 01Western New England Bancorp (NASDAQ:WNEB) Has Announced A Dividend Of $0.07The board of Western New England Bancorp, Inc. ( NASDAQ:WNEB ) has announced that it will pay a dividend of $0.07 per...Declared Dividend • Oct 31Third quarter dividend of US$0.07 announcedDividend of US$0.07 is the same as last year. Ex-date: 12th November 2025 Payment date: 26th November 2025 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (43% payout ratio) and is expected to be well covered in 3 years' time (28% forecast payout ratio). The dividend has increased by an average of 8.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 44% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Price Target Changed • Oct 29Price target increased by 9.3% to US$12.75Up from US$11.67, the current price target is an average from 2 analysts. New target price is 13% above last closing price of US$11.33. Stock is up 30% over the past year. The company is forecast to post earnings per share of US$0.71 for next year compared to US$0.56 last year.공시 • Oct 29+ 1 more updateWestern New England Bancorp, Inc. Declares a Quarterly Cash Dividend, Payable on or About November 26, 2025Western New England Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.07 per share on the Company’s common stock. The dividend will be payable on or about November 26, 2025 to shareholders of record on November 12, 2025.Buy Or Sell Opportunity • Sep 18Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 44% to US$12.50. The fair value is estimated to be US$10.31, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 7.7% over the last 3 years. Earnings per share has declined by 30%. Revenue is forecast to decline by 4.4% in a year. Earnings are forecast to grow by 29% in the next year.New Risk • Sep 08New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: US$88k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. This is currently the only risk that has been identified for the company.Major Estimate Revision • Jul 29Consensus EPS estimates increase by 21%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$66.3m to US$69.6m. EPS estimate increased from US$0.597 to US$0.723 per share. Net income forecast to grow 29% next year vs 14% growth forecast for Banks industry in the US. Consensus price target up from US$10.33 to US$11.67. Share price rose 8.9% to US$11.05 over the past week.Declared Dividend • Jul 25Second quarter dividend of US$0.07 announcedDividend of US$0.07 is the same as last year. Ex-date: 6th August 2025 Payment date: 20th August 2025 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 8.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 22% over the next year, which should provide support to the dividend and adequate earnings cover.Price Target Changed • Jul 24Price target increased by 13% to US$11.67Up from US$10.33, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$11.37. Stock is up 34% over the past year. The company is forecast to post earnings per share of US$0.72 for next year compared to US$0.56 last year.Reported Earnings • Jul 23Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$0.23 (up from US$0.17 in 2Q 2024). Revenue: US$21.7m (up 17% from 2Q 2024). Net income: US$4.59m (up 31% from 2Q 2024). Profit margin: 21% (up from 19% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 7.9%. Earnings per share (EPS) also surpassed analyst estimates by 60%. Revenue is expected to decline by 1.1% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 7.5%. Over the last 3 years on average, earnings per share has fallen by 30% per year but the company’s share price has increased by 10% per year, which means it is well ahead of earnings.공시 • Jul 23Western New England Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on or About August 20, 2025Western New England Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.07 per share on the Company’s common stock. The dividend will be payable on or about August 20, 2025 to shareholders of record on August 6, 2025.Declared Dividend • Apr 25First quarter dividend of US$0.07 announcedDividend of US$0.07 is the same as last year. Ex-date: 7th May 2025 Payment date: 21st May 2025 Dividend yield will be 3.1%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 1.6% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 23% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Apr 23First quarter 2025 earnings: EPS misses analyst expectationsFirst quarter 2025 results: EPS: US$0.11 (down from US$0.14 in 1Q 2024). Revenue: US$18.2m (down 2.3% from 1Q 2024). Net income: US$2.30m (down 22% from 1Q 2024). Profit margin: 13% (down from 16% in 1Q 2024). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 5.7%. Revenue is forecast to stay flat during the next 2 years compared to a 7.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has increased by 2% per year, which means it is well ahead of earnings.공시 • Apr 23+ 1 more updateWestern New England Bancorp, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2025Western New England Bancorp, Inc. reported net charge-offs for the first quarter ended March 31, 2025. During the three months ended March 31, 2025, the Company recorded net charge-offs of $29,000, compared to net recoveries of $67,000 for the three months ended March 31, 2024.Valuation Update With 7 Day Price Move • Apr 08Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to US$7.95, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 10x in the Banks industry in the US. Negligible returns to shareholders over past three years.공시 • Apr 07Western New England Bancorp, Inc., Annual General Meeting, May 14, 2025Western New England Bancorp, Inc., Annual General Meeting, May 14, 2025. Location: sheraton springfield monarch place hotel, one monarch place, springfield, 01144, massachusetts United StatesReported Earnings • Mar 16Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$0.56 (down from US$0.70 in FY 2023). Revenue: US$73.4m (down 6.3% from FY 2023). Net income: US$11.7m (down 23% from FY 2023). Profit margin: 16% (down from 19% in FY 2023). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.47% (down from 2.84% in FY 2023). Cost-to-income ratio: 81.8% (up from 74.3% in FY 2023). Non-performing loans: 0.26% (down from 0.32% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 7.7%. Revenue is expected to decline by 1.3% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 7.4%. Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.Price Target Changed • Feb 06Price target increased by 7.0% to US$10.17Up from US$9.50, the current price target is an average from 3 analysts. New target price is 7.6% above last closing price of US$9.45. Stock is up 18% over the past year. The company is forecast to post earnings per share of US$0.60 for next year compared to US$0.56 last year.분석 기사 • Feb 01Western New England Bancorp (NASDAQ:WNEB) Has Announced A Dividend Of $0.07Western New England Bancorp, Inc. ( NASDAQ:WNEB ) has announced that it will pay a dividend of $0.07 per share on the...Declared Dividend • Jan 31Fourth quarter dividend of US$0.07 announcedDividend of US$0.07 is the same as last year. Ex-date: 12th February 2025 Payment date: 26th February 2025 Dividend yield will be 3.0%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (50% payout ratio) and is expected to be covered in 3 years' time (40% forecast payout ratio). The dividend has increased by an average of 1.6% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 23% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Jan 29Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$0.56 (down from US$0.70 in FY 2023). Revenue: US$73.4m (down 6.3% from FY 2023). Net income: US$11.7m (down 23% from FY 2023). Profit margin: 16% (down from 19% in FY 2023). The decrease in margin was driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 7.7%. Revenue is expected to decline by 3.3% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 7.3%. Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has remained flat, which means it is well ahead of earnings.공시 • Jan 29Western New England Bancorp, Inc. Declares Quarterly Cash Dividend on Common Stock, Payable on or About February 26, 2025Western New England Bancorp, Inc. announced that the Board of Directors declared a quarterly cash dividend of $0.07 per share on the Company’s common stock. The dividend will be payable on or about February 26, 2025 to shareholders of record on February 12, 2025.Price Target Changed • Dec 16Price target increased by 8.6% to US$9.50Up from US$8.75, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$9.94. Stock is up 18% over the past year. The company is forecast to post earnings per share of US$0.52 for next year compared to US$0.70 last year.Reported Earnings • Oct 24Third quarter 2024 earnings: EPS misses analyst expectationsThird quarter 2024 results: EPS: US$0.092 (down from US$0.21 in 3Q 2023). Revenue: US$16.9m (down 10% from 3Q 2023). Net income: US$1.90m (down 58% from 3Q 2023). Profit margin: 11% (down from 24% in 3Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 13%. Revenue is forecast to stay flat during the next 3 years compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.공시 • Oct 24Western New England Bancorp, Inc. Announces Net Charge-Offs for the Third Quarter Ended September 30, 2024Western New England Bancorp, Inc. announced net charge-offs for the third quarter ended September 30, 2024. During the three months ended September 30, 2024, the Company recorded net charge-offs of $98,000, compared to net charge-offs of $78,000 for the three months a year ago.Price Target Changed • Sep 23Price target increased by 8.0% to US$9.00Up from US$8.33, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$8.72. Stock is up 34% over the past year. The company is forecast to post earnings per share of US$0.51 for next year compared to US$0.70 last year.Recent Insider Transactions • Aug 21Senior VP & Chief Information Officer recently sold US$51k worth of stockOn the 19th of August, Darlene Libiszewski sold around 6k shares on-market at roughly US$8.50 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$33k more than they bought in the last 12 months.분석 기사 • Jul 27Western New England Bancorp (NASDAQ:WNEB) Has Affirmed Its Dividend Of $0.07Western New England Bancorp, Inc. ( NASDAQ:WNEB ) will pay a dividend of $0.07 on the 21st of August. Based on this...Declared Dividend • Jul 26Second quarter dividend of US$0.07 announcedDividend of US$0.07 is the same as last year. Ex-date: 7th August 2024 Payment date: 21st August 2024 Dividend yield will be 3.3%, which is about the same as the industry average. Sustainability & Growth The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to decline by 3.3% over the next year. However, it would need to fall by 51% to increase the payout ratio to a potentially unsustainable range.Reported Earnings • Jul 24Second quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behindSecond quarter 2024 results: EPS: US$0.17 (up from US$0.13 in 2Q 2023). Revenue: US$18.6m (down 2.9% from 2Q 2023). Net income: US$3.51m (up 27% from 2Q 2023). Profit margin: 19% (up from 14% in 2Q 2023). The increase in margin was driven by lower expenses. Revenue missed analyst estimates by 6.6%. Earnings per share (EPS) exceeded analyst estimates by 50%. Revenue is expected to decline by 7.8% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.3%. Over the last 3 years on average, earnings per share has fallen by 9% per year but the company’s share price has increased by 1% per year, which means it is well ahead of earnings.공시 • Jul 24Western New England Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on or About August 21, 2024Western New England Bancorp, Inc. announced that the Board of Directors declared a quarterly cash dividend of $0.07 per share on the Company’s common stock. The dividend will be payable on or about August 21, 2024 to shareholders of record on August 7, 2024.Valuation Update With 7 Day Price Move • Jul 15Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$7.84, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 9.6% over the past three years.Price Target Changed • May 26Price target decreased by 9.3% to US$8.50Down from US$9.38, the current price target is an average from 3 analysts. New target price is 25% above last closing price of US$6.80. Stock is up 15% over the past year. The company is forecast to post earnings per share of US$0.50 for next year compared to US$0.70 last year.분석 기사 • May 03We Think Shareholders May Want To Consider A Review Of Western New England Bancorp, Inc.'s (NASDAQ:WNEB) CEO Compensation PackageKey Insights Western New England Bancorp will host its Annual General Meeting on 9th of May Salary of US$701.3k is part...분석 기사 • Apr 27Western New England Bancorp (NASDAQ:WNEB) Is Paying Out A Dividend Of $0.07Western New England Bancorp, Inc. ( NASDAQ:WNEB ) has announced that it will pay a dividend of $0.07 per share on the...Declared Dividend • Apr 26First quarter dividend of US$0.07 announcedDividend of US$0.07 is the same as last year. Ex-date: 7th May 2024 Payment date: 22nd May 2024 Dividend yield will be 4.3%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 5.4% over the next year, which should provide support to the dividend and adequate earnings cover.Major Estimate Revision • Apr 26Consensus EPS estimates fall by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$65.7m to US$62.3m. EPS estimate also fell from US$0.56 per share to US$0.495 per share. Net income forecast to shrink 12% next year vs 0.9% growth forecast for Banks industry in the US . Consensus price target down from US$9.38 to US$9.00. Share price rose 2.6% to US$6.66 over the past week.Reported Earnings • Apr 24First quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behindFirst quarter 2024 results: EPS: US$0.14 (down from US$0.24 in 1Q 2023). Revenue: US$18.6m (down 15% from 1Q 2023). Net income: US$2.96m (down 44% from 1Q 2023). Profit margin: 16% (down from 24% in 1Q 2023). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 3.1%. Earnings per share (EPS) exceeded analyst estimates by 17%. Revenue is expected to decline by 3.3% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 5.9%. Over the last 3 years on average, earnings per share has increased by 1% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.공시 • Apr 24Western New England Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on or About May 22, 2024Western New England Bancorp, Inc. announced that the Board of Directors declared a quarterly cash dividend of $0.07 per share on the Company’s common stock. The dividend will be payable on or about May 22, 2024 to shareholders of record on May 8, 2024.공시 • Mar 30Western New England Bancorp, Inc., Annual General Meeting, May 09, 2024Western New England Bancorp, Inc., Annual General Meeting, May 09, 2024, at 10:00 Eastern Daylight. Location: Sheraton Springfield Monarch Place Hotel One Monarch Place,Springfield, Massachusetts 01114 Springfield United States Agenda: To consider election of the nominees named in the attached Proxy Statement as directors to serve on the Board for a term of office stated; to consider consideration and approval of a non-binding advisory resolution on the compensation of Named Executive Officers; to consider ratification of the appointment of Wolf & Company as independent registered public accounting firm for the fiscal year ending December 31, 2024; and to consider other business issues.Reported Earnings • Mar 11Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$0.70 (down from US$1.18 in FY 2022). Revenue: US$78.3m (down 12% from FY 2022). Net income: US$15.1m (down 42% from FY 2022). Profit margin: 19% (down from 29% in FY 2022). Net interest margin (NIM): 2.84% (down from 3.33% in FY 2022). Cost-to-income ratio: 74.3% (up from 63.6% in FY 2022). Non-performing loans: 0.32% (up from 0.29% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 3.4%. Revenue is expected to decline by 5.0% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 5.8%. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.Upcoming Dividend • Jan 30Upcoming dividend of US$0.07 per share at 3.2% yieldEligible shareholders must have bought the stock before 06 February 2024. Payment date: 21 February 2024. Trailing yield: 3.2%. Lower than top quartile of American dividend payers (4.6%). In line with average of industry peers (3.2%).Declared Dividend • Jan 26Fourth quarter dividend of US$0.07 announcedDividend of US$0.07 is the same as last year. Ex-date: 6th February 2024 Payment date: 21st February 2024 Dividend yield will be 3.2%, which is about the same as the industry average. Sustainability & Growth Dividend is well covered by earnings (40% payout ratio) and is expected to be well covered in 3 years' time (40% forecast payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to remain steady over the next 2 years, which should provide adequate earnings cover for the dividend.New Risk • Jan 24New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 19% Last year net profit margin: 29% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 3.7% per year for the foreseeable future. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Profit margins are more than 30% lower than last year (19% net profit margin).공시 • Jan 24+ 1 more updateWestern New England Bancorp, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2023Western New England Bancorp, Inc. reported net charge-offs for the fourth quarter ended December 31, 2023. For the three months ended, the company recorded net charge-offs of $136,000 as compared to net charge-offs of $426,000 for the three months ended December 31, 2022.Price Target Changed • Jan 11Price target increased by 7.6% to US$8.81Up from US$8.19, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$9.01. Stock is down 6.3% over the past year. The company is forecast to post earnings per share of US$0.72 for next year compared to US$1.18 last year.Price Target Changed • Jan 04Price target increased by 13% to US$8.75Up from US$7.75, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$9.13. Stock is down 3.6% over the past year. The company is forecast to post earnings per share of US$0.72 for next year compared to US$1.18 last year.Upcoming Dividend • Oct 31Upcoming dividend of US$0.07 per share at 3.9% yieldEligible shareholders must have bought the stock before 07 November 2023. Payment date: 22 November 2023. Payout ratio is a comfortable 28% and this is well supported by cash flows. Trailing yield: 3.9%. Lower than top quartile of American dividend payers (5.4%). In line with average of industry peers (4.1%).New Risk • Oct 26New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 22% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 22% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.Reported Earnings • Oct 26Third quarter 2023 earnings: EPS exceeds analyst expectationsThird quarter 2023 results: EPS: US$0.21 (down from US$0.28 in 3Q 2022). Revenue: US$19.6m (down 12% from 3Q 2022). Net income: US$4.49m (down 25% from 3Q 2022). Profit margin: 23% (down from 27% in 3Q 2022). The decrease in margin was driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 40%. Revenue is expected to decline by 8.8% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 4.3%. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.공시 • Oct 25+ 1 more updateWestern New England Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on or About November 22, 2023Western New England Bancorp, Inc. Board of Directors declared a quarterly cash dividend of $0.07 per share on the Company's common stock. The dividend will be payable on or about November 22, 2023 to shareholders of record on November 8, 2023.Upcoming Dividend • Aug 01Upcoming dividend of US$0.07 per share at 4.2% yieldEligible shareholders must have bought the stock before 08 August 2023. Payment date: 23 August 2023. Payout ratio is a comfortable 25% and this is well supported by cash flows. Trailing yield: 4.2%. Lower than top quartile of American dividend payers (4.7%). Higher than average of industry peers (3.4%).Reported Earnings • Jul 26Second quarter 2023 earnings: EPS and revenues miss analyst expectationsSecond quarter 2023 results: EPS: US$0.13 (down from US$0.25 in 2Q 2022). Revenue: US$19.2m (down 12% from 2Q 2022). Net income: US$2.76m (down 50% from 2Q 2022). Profit margin: 14% (down from 25% in 2Q 2022). Revenue missed analyst estimates by 2.1%. Earnings per share (EPS) also missed analyst estimates by 26%. Revenue is expected to decline by 13% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 33% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.공시 • Jul 26Western New England Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on or About August 23, 2023Western New England Bancorp, Inc. announced that the Board of Directors declared a quarterly cash dividend of $0.07 per share on the Company’s common stock. The dividend will be payable on or about August 23, 2023 to shareholders of record on August 9, 2023.Price Target Changed • Jun 26Price target decreased by 11% to US$8.50Down from US$9.50, the current price target is an average from 4 analysts. New target price is 44% above last closing price of US$5.90. Stock is down 23% over the past year. The company is forecast to post earnings per share of US$0.74 for next year compared to US$1.18 last year.Major Estimate Revision • May 02Consensus EPS estimates fall by 24%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$84.2m to US$77.7m. EPS estimate also fell from US$1.06 per share to US$0.803 per share. Net income forecast to shrink 32% next year vs 5.1% decline forecast for Banks industry in the US. Consensus price target down from US$10.63 to US$9.50. Share price fell 20% to US$6.01 over the past week.Upcoming Dividend • May 02Upcoming dividend of US$0.07 per share at 4.7% yieldEligible shareholders must have bought the stock before 09 May 2023. Payment date: 24 May 2023. Payout ratio is a comfortable 22% and this is well supported by cash flows. Trailing yield: 4.7%. Lower than top quartile of American dividend payers (5.0%). Higher than average of industry peers (3.6%).Price Target Changed • Apr 30Price target decreased by 11% to US$9.50Down from US$10.63, the current price target is an average from 4 analysts. New target price is 40% above last closing price of US$6.77. Stock is down 21% over the past year. The company is forecast to post earnings per share of US$0.80 for next year compared to US$1.18 last year.분석 기사 • Apr 29Western New England Bancorp (NASDAQ:WNEB) Will Pay A Larger Dividend Than Last Year At $0.07Western New England Bancorp, Inc. ( NASDAQ:WNEB ) will increase its dividend from last year's comparable payment on the...Reported Earnings • Mar 16Full year 2022 earnings: EPS exceeds analyst expectationsFull year 2022 results: EPS: US$1.18 (up from US$1.02 in FY 2021). Revenue: US$91.9m (up 6.7% from FY 2021). Net income: US$25.9m (up 9.2% from FY 2021). Profit margin: 28% (in line with FY 2021). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 11%. Revenue is expected to decline by 2.4% p.a. on average during the next 2 years, while revenues in the Mortgage industry in the US are expected to grow by 7.7%. Over the last 3 years on average, earnings per share has increased by 37% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.분석 기사 • Mar 14With EPS Growth And More, Western New England Bancorp (NASDAQ:WNEB) Makes An Interesting CaseInvestors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Buying Opportunity • Mar 09Now 20% undervaluedThe stock has been flat over the last 90 days. The fair value is estimated to be US$12.10, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 15% over the last 3 years. Earnings per share has grown by 37%. Revenue is forecast to decline by 4.7% in 2 years. Earnings is forecast to decline by 7.3% in the next 2 years.Buying Opportunity • Feb 09Now 20% undervaluedOver the last 90 days, the stock is up 4.7%. The fair value is estimated to be US$12.06, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 15% over the last 3 years. Earnings per share has grown by 37%. Revenue is forecast to decline by 4.7% in 2 years. Earnings is forecast to decline by 7.3% in the next 2 years.Upcoming Dividend • Jan 31Upcoming dividend of US$0.07 per share at 2.9% yieldEligible shareholders must have bought the stock before 07 February 2023. Payment date: 22 February 2023. Trailing yield: 2.9%. Lower than top quartile of American dividend payers (4.3%). Lower than average of industry peers (6.1%).Reported Earnings • Jan 25Full year 2022 earnings: EPS exceeds analyst expectationsFull year 2022 results: EPS: US$1.18 (up from US$1.02 in FY 2021). Revenue: US$91.9m (up 6.7% from FY 2021). Net income: US$25.9m (up 9.2% from FY 2021). Profit margin: 28% (in line with FY 2021). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 11%. Revenue is expected to decline by 2.3% p.a. on average during the next 2 years, while revenues in the Mortgage industry in the US are expected to grow by 7.3%. Over the last 3 years on average, earnings per share has increased by 37% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.공시 • Jan 25+ 1 more updateWestern New England Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on or About February 22, 2023Western New England Bancorp, Inc. announced that the Board of Directors declared a quarterly cash dividend of $0.07 per share on its common stock, representing an increase of $0.01 per share, or 17%, as compared to the prior quarter. The dividend will be payable on or about February 22, 2023 to shareholders of record on February 8, 2023.Recent Insider Transactions • Dec 02Insider recently sold US$93k worth of stockOn the 28th of November, Louis Gorman sold around 10k shares on-market at roughly US$9.72 per share. This transaction amounted to 19% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$107k more than they bought in the last 12 months.Board Change • Nov 17Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 6 highly experienced directors. Independent Director Gary Fitzgerald was the last director to join the board, commencing their role in 2016. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.분석 기사 • Nov 01Western New England Bancorp (NASDAQ:WNEB) Is Paying Out A Dividend Of $0.06Western New England Bancorp, Inc. ( NASDAQ:WNEB ) has announced that it will pay a dividend of $0.06 per share on the...Upcoming Dividend • Nov 01Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 08 November 2022. Payment date: 23 November 2022. Payout ratio is a comfortable 22% and this is well supported by cash flows. Trailing yield: 2.8%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (6.5%).Reported Earnings • Oct 26Third quarter 2022 earnings: EPS exceeds analyst expectationsThird quarter 2022 results: EPS: US$0.28. Revenue: US$22.2m (flat on 3Q 2021). Net income: US$6.00m (flat on 3Q 2021). Profit margin: 27% (in line with 3Q 2021). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 3.7%. Revenue is forecast to grow 3.2% p.a. on average during the next 3 years, compared to a 4.4% growth forecast for the Mortgage industry in the US.분석 기사 • Aug 08Western New England Bancorp's (NASDAQ:WNEB) Dividend Will Be $0.06Western New England Bancorp, Inc. ( NASDAQ:WNEB ) has announced that it will pay a dividend of $0.06 per share on the...Upcoming Dividend • Aug 02Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 09 August 2022. Payment date: 24 August 2022. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 2.7%. Lower than top quartile of American dividend payers (4.1%). Lower than average of industry peers (5.6%).Reported Earnings • Jul 28Second quarter 2022 earnings: EPS in line with analyst expectations despite revenue beatSecond quarter 2022 results: EPS: US$0.25. Revenue: US$21.8m (up 2.0% from 2Q 2021). Net income: US$5.54m (down 2.1% from 2Q 2021). Profit margin: 25% (down from 26% in 2Q 2021). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 1.5%. Earnings per share (EPS) were mostly in line with analyst estimates. Over the next year, revenue is expected to shrink by 7.1% compared to a 11% decline forecast for the industry in the US.분석 기사 • Jul 28Here's Why We Think Western New England Bancorp (NASDAQ:WNEB) Is Well Worth WatchingInvestors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...이익 및 매출 성장 예측NasdaqGS:WNEB - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/20278522N/AN/A312/31/20267920N/AN/A33/31/202686181819N/A12/31/202582151718N/A9/30/202579131618N/A6/30/202576121415N/A3/31/20257311910N/A12/31/202473121112N/A9/30/202473111315N/A6/30/202474131720N/A3/31/202475131922N/A12/31/202378151215N/A9/30/202383222123N/A6/30/202387232527N/A3/31/202389262324N/A12/31/202289263637N/A9/30/202287232629N/A6/30/202287232022N/A3/31/202287232124N/A12/31/202186242529N/A9/30/202185222426N/A6/30/202179192427N/A3/31/202172152024N/A12/31/202066112125N/A9/30/202062101013N/A6/30/202062111417N/A3/31/202064121921N/A12/31/20196513N/A15N/A9/30/20196514N/A24N/A6/30/20196614N/A22N/A3/31/20196716N/A22N/A12/31/20186716N/A25N/A9/30/20186712N/A26N/A6/30/20186712N/A25N/A3/31/20186611N/A24N/A12/31/20176712N/A19N/A9/30/20176515N/A11N/A6/30/20175711N/A6N/A3/31/2017498N/A4N/A12/31/2016445N/A1N/A9/30/2016374N/A6N/A6/30/2016385N/A8N/A3/31/2016386N/A9N/A12/31/2015376N/A12N/A9/30/2015366N/A12N/A6/30/2015356N/A12N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: WNEB 의 연간 예상 수익 증가율(11.6%)이 saving rate(3.5%)보다 높습니다.수익 vs 시장: WNEB 의 연간 수익(11.6%)이 US 시장(17.9%)보다 느리게 성장할 것으로 예상됩니다.고성장 수익: WNEB 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: WNEB 의 수익은 향후 3년간 감소할 것으로 예상됩니다(연간 -0.7%).고성장 매출: WNEB 의 수익은 향후 3년 동안 감소할 것으로 예상됩니다(연간 -0.7%).주당순이익 성장 예측향후 자기자본이익률미래 ROE: WNEB의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.성장 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/06/11 21:49종가2026/06/11 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Western New England Bancorp, Inc.는 8명의 분석가가 다루고 있습니다. 이 중 3명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관David BishopD.A. Davidson & Co.Feddie StricklandHovde Group, LLCDamon DelMonteKeefe, Bruyette, & Woods5명의 분석가 더 보기
Price Target Changed • Apr 29Price target increased by 8.6% to US$14.67Up from US$13.50, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$13.99. Stock is up 52% over the past year. The company is forecast to post earnings per share of US$1.03 for next year compared to US$0.76 last year.
Price Target Changed • Jan 28Price target increased by 14% to US$14.50Up from US$12.75, the current price target is an average from 2 analysts. New target price is 10% above last closing price of US$13.17. Stock is up 42% over the past year. The company is forecast to post earnings per share of US$0.94 for next year compared to US$0.76 last year.
Price Target Changed • Dec 16Price target increased by 10% to US$13.50Up from US$12.25, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$13.28. Stock is up 36% over the past year. The company is forecast to post earnings per share of US$0.71 for next year compared to US$0.56 last year.
Price Target Changed • Oct 29Price target increased by 9.3% to US$12.75Up from US$11.67, the current price target is an average from 2 analysts. New target price is 13% above last closing price of US$11.33. Stock is up 30% over the past year. The company is forecast to post earnings per share of US$0.71 for next year compared to US$0.56 last year.
Major Estimate Revision • Jul 29Consensus EPS estimates increase by 21%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$66.3m to US$69.6m. EPS estimate increased from US$0.597 to US$0.723 per share. Net income forecast to grow 29% next year vs 14% growth forecast for Banks industry in the US. Consensus price target up from US$10.33 to US$11.67. Share price rose 8.9% to US$11.05 over the past week.
Price Target Changed • Jul 24Price target increased by 13% to US$11.67Up from US$10.33, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$11.37. Stock is up 34% over the past year. The company is forecast to post earnings per share of US$0.72 for next year compared to US$0.56 last year.
Seeking Alpha • May 05Recent Earnings Growth Cannot Overcome Risks For Western New England BancorpSummary Western New England Bancorp delivered a Q1 2026 EPS beat but is rated Hold due to looming risks and modest forward growth. WNEB's earnings growth has been inconsistent; forward EPS growth is projected in the low single digits for the next several quarters. Profitability metrics lag peers, with a net interest margin of 2.95% and efficiency ratio at 71.92%, while CRE loan exposure remains elevated. Asset quality is currently solid, but criticized loans have risen, and geographic concentration and sector headwinds present ongoing risk. Read the full article on Seeking Alpha
Declared Dividend • May 01First quarter dividend of US$0.07 announcedDividend of US$0.07 is the same as last year. Ex-date: 13th May 2026 Payment date: 27th May 2026 Dividend yield will be 2.0%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 8.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 12% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Apr 30First quarter 2026 earnings: EPS exceeds analyst expectationsFirst quarter 2026 results: EPS: US$0.24 (up from US$0.11 in 1Q 2025). Revenue: US$22.2m (up 22% from 1Q 2025). Net income: US$4.78m (up 107% from 1Q 2025). Profit margin: 22% (up from 13% in 1Q 2025). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 14%. Revenue is forecast to stay flat during the next 2 years compared to a 8.5% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 16% per year but the company’s share price has increased by 34% per year, which means it is well ahead of earnings.
공시 • Apr 30Western New England Bancorp, Inc. announces Quarterly dividend, payable on May 27, 2026Western New England Bancorp, Inc. announced Quarterly dividend of USD 0.0700 per share payable on May 27, 2026, ex-date on May 13, 2026 and record date on May 13, 2026.
New Risk • Apr 29New major risk - Revenue and earnings growthEarnings have declined by 9.8% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Price Target Changed • Apr 29Price target increased by 8.6% to US$14.67Up from US$13.50, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$13.99. Stock is up 52% over the past year. The company is forecast to post earnings per share of US$1.03 for next year compared to US$0.76 last year.
공시 • Apr 07Western New England Bancorp, Inc., Annual General Meeting, May 14, 2026Western New England Bancorp, Inc., Annual General Meeting, May 14, 2026. Location: sheraton springfield monarch place hotel, one monarch place, springfield, massachusetts, 01144, United States
Reported Earnings • Mar 12Full year 2025 earnings: EPS exceeds analyst expectationsFull year 2025 results: EPS: US$0.76 (up from US$0.56 in FY 2024). Revenue: US$82.3m (up 12% from FY 2024). Net income: US$15.3m (up 31% from FY 2024). Profit margin: 19% (up from 16% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.77% (up from 2.47% in FY 2024). Cost-to-income ratio: 75.9% (down from 81.8% in FY 2024). Non-performing loans: 0.24% (down from 0.26% in FY 2024). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 5.6%. Revenue is forecast to stay flat during the next 2 years compared to a 8.8% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has increased by 10% per year, which means it is well ahead of earnings.
분석 기사 • Jan 31Western New England Bancorp (NASDAQ:WNEB) Has Announced A Dividend Of $0.07Western New England Bancorp, Inc. ( NASDAQ:WNEB ) will pay a dividend of $0.07 on the 25th of February. This payment...
Declared Dividend • Jan 30Fourth quarter dividend of US$0.07 announcedDividend of US$0.07 is the same as last year. Ex-date: 11th February 2026 Payment date: 25th February 2026 Dividend yield will be 2.1%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (37% payout ratio) and is expected to be well covered in 3 years' time (26% forecast payout ratio). The dividend has increased by an average of 8.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 37% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Price Target Changed • Jan 28Price target increased by 14% to US$14.50Up from US$12.75, the current price target is an average from 2 analysts. New target price is 10% above last closing price of US$13.17. Stock is up 42% over the past year. The company is forecast to post earnings per share of US$0.94 for next year compared to US$0.76 last year.
공시 • Jan 28+ 1 more updateWestern New England Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on or About February 25, 2026Western New England Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.07 per share on the Company’s common stock. The dividend will be payable on or about February 25, 2026 to shareholders of record on February 11, 2026.
Price Target Changed • Dec 16Price target increased by 10% to US$13.50Up from US$12.25, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$13.28. Stock is up 36% over the past year. The company is forecast to post earnings per share of US$0.71 for next year compared to US$0.56 last year.
분석 기사 • Nov 01Western New England Bancorp (NASDAQ:WNEB) Has Announced A Dividend Of $0.07The board of Western New England Bancorp, Inc. ( NASDAQ:WNEB ) has announced that it will pay a dividend of $0.07 per...
Declared Dividend • Oct 31Third quarter dividend of US$0.07 announcedDividend of US$0.07 is the same as last year. Ex-date: 12th November 2025 Payment date: 26th November 2025 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is well covered by earnings (43% payout ratio) and is expected to be well covered in 3 years' time (28% forecast payout ratio). The dividend has increased by an average of 8.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 44% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Price Target Changed • Oct 29Price target increased by 9.3% to US$12.75Up from US$11.67, the current price target is an average from 2 analysts. New target price is 13% above last closing price of US$11.33. Stock is up 30% over the past year. The company is forecast to post earnings per share of US$0.71 for next year compared to US$0.56 last year.
공시 • Oct 29+ 1 more updateWestern New England Bancorp, Inc. Declares a Quarterly Cash Dividend, Payable on or About November 26, 2025Western New England Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.07 per share on the Company’s common stock. The dividend will be payable on or about November 26, 2025 to shareholders of record on November 12, 2025.
Buy Or Sell Opportunity • Sep 18Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 44% to US$12.50. The fair value is estimated to be US$10.31, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has declined by 7.7% over the last 3 years. Earnings per share has declined by 30%. Revenue is forecast to decline by 4.4% in a year. Earnings are forecast to grow by 29% in the next year.
New Risk • Sep 08New minor risk - Insider sellingThere has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: US$88k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. This is currently the only risk that has been identified for the company.
Major Estimate Revision • Jul 29Consensus EPS estimates increase by 21%The consensus outlook for earnings per share (EPS) in fiscal year 2025 has improved. 2025 revenue forecast increased from US$66.3m to US$69.6m. EPS estimate increased from US$0.597 to US$0.723 per share. Net income forecast to grow 29% next year vs 14% growth forecast for Banks industry in the US. Consensus price target up from US$10.33 to US$11.67. Share price rose 8.9% to US$11.05 over the past week.
Declared Dividend • Jul 25Second quarter dividend of US$0.07 announcedDividend of US$0.07 is the same as last year. Ex-date: 6th August 2025 Payment date: 20th August 2025 Dividend yield will be 2.5%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 8.8% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 22% over the next year, which should provide support to the dividend and adequate earnings cover.
Price Target Changed • Jul 24Price target increased by 13% to US$11.67Up from US$10.33, the current price target is an average from 3 analysts. New target price is approximately in line with last closing price of US$11.37. Stock is up 34% over the past year. The company is forecast to post earnings per share of US$0.72 for next year compared to US$0.56 last year.
Reported Earnings • Jul 23Second quarter 2025 earnings: EPS and revenues exceed analyst expectationsSecond quarter 2025 results: EPS: US$0.23 (up from US$0.17 in 2Q 2024). Revenue: US$21.7m (up 17% from 2Q 2024). Net income: US$4.59m (up 31% from 2Q 2024). Profit margin: 21% (up from 19% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 7.9%. Earnings per share (EPS) also surpassed analyst estimates by 60%. Revenue is expected to decline by 1.1% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 7.5%. Over the last 3 years on average, earnings per share has fallen by 30% per year but the company’s share price has increased by 10% per year, which means it is well ahead of earnings.
공시 • Jul 23Western New England Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on or About August 20, 2025Western New England Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.07 per share on the Company’s common stock. The dividend will be payable on or about August 20, 2025 to shareholders of record on August 6, 2025.
Declared Dividend • Apr 25First quarter dividend of US$0.07 announcedDividend of US$0.07 is the same as last year. Ex-date: 7th May 2025 Payment date: 21st May 2025 Dividend yield will be 3.1%, which is lower than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 1.6% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 23% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Apr 23First quarter 2025 earnings: EPS misses analyst expectationsFirst quarter 2025 results: EPS: US$0.11 (down from US$0.14 in 1Q 2024). Revenue: US$18.2m (down 2.3% from 1Q 2024). Net income: US$2.30m (down 22% from 1Q 2024). Profit margin: 13% (down from 16% in 1Q 2024). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 5.7%. Revenue is forecast to stay flat during the next 2 years compared to a 7.0% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has increased by 2% per year, which means it is well ahead of earnings.
공시 • Apr 23+ 1 more updateWestern New England Bancorp, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2025Western New England Bancorp, Inc. reported net charge-offs for the first quarter ended March 31, 2025. During the three months ended March 31, 2025, the Company recorded net charge-offs of $29,000, compared to net recoveries of $67,000 for the three months ended March 31, 2024.
Valuation Update With 7 Day Price Move • Apr 08Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to US$7.95, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 10x in the Banks industry in the US. Negligible returns to shareholders over past three years.
공시 • Apr 07Western New England Bancorp, Inc., Annual General Meeting, May 14, 2025Western New England Bancorp, Inc., Annual General Meeting, May 14, 2025. Location: sheraton springfield monarch place hotel, one monarch place, springfield, 01144, massachusetts United States
Reported Earnings • Mar 16Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$0.56 (down from US$0.70 in FY 2023). Revenue: US$73.4m (down 6.3% from FY 2023). Net income: US$11.7m (down 23% from FY 2023). Profit margin: 16% (down from 19% in FY 2023). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.47% (down from 2.84% in FY 2023). Cost-to-income ratio: 81.8% (up from 74.3% in FY 2023). Non-performing loans: 0.26% (down from 0.32% in FY 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 7.7%. Revenue is expected to decline by 1.3% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 7.4%. Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has increased by 3% per year, which means it is well ahead of earnings.
Price Target Changed • Feb 06Price target increased by 7.0% to US$10.17Up from US$9.50, the current price target is an average from 3 analysts. New target price is 7.6% above last closing price of US$9.45. Stock is up 18% over the past year. The company is forecast to post earnings per share of US$0.60 for next year compared to US$0.56 last year.
분석 기사 • Feb 01Western New England Bancorp (NASDAQ:WNEB) Has Announced A Dividend Of $0.07Western New England Bancorp, Inc. ( NASDAQ:WNEB ) has announced that it will pay a dividend of $0.07 per share on the...
Declared Dividend • Jan 31Fourth quarter dividend of US$0.07 announcedDividend of US$0.07 is the same as last year. Ex-date: 12th February 2025 Payment date: 26th February 2025 Dividend yield will be 3.0%, which is lower than the industry average of 3.2%. Sustainability & Growth Dividend is covered by earnings (50% payout ratio) and is expected to be covered in 3 years' time (40% forecast payout ratio). The dividend has increased by an average of 1.6% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to grow by 23% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Jan 29Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: US$0.56 (down from US$0.70 in FY 2023). Revenue: US$73.4m (down 6.3% from FY 2023). Net income: US$11.7m (down 23% from FY 2023). Profit margin: 16% (down from 19% in FY 2023). The decrease in margin was driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 7.7%. Revenue is expected to decline by 3.3% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 7.3%. Over the last 3 years on average, earnings per share has fallen by 23% per year but the company’s share price has remained flat, which means it is well ahead of earnings.
공시 • Jan 29Western New England Bancorp, Inc. Declares Quarterly Cash Dividend on Common Stock, Payable on or About February 26, 2025Western New England Bancorp, Inc. announced that the Board of Directors declared a quarterly cash dividend of $0.07 per share on the Company’s common stock. The dividend will be payable on or about February 26, 2025 to shareholders of record on February 12, 2025.
Price Target Changed • Dec 16Price target increased by 8.6% to US$9.50Up from US$8.75, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$9.94. Stock is up 18% over the past year. The company is forecast to post earnings per share of US$0.52 for next year compared to US$0.70 last year.
Reported Earnings • Oct 24Third quarter 2024 earnings: EPS misses analyst expectationsThird quarter 2024 results: EPS: US$0.092 (down from US$0.21 in 3Q 2023). Revenue: US$16.9m (down 10% from 3Q 2023). Net income: US$1.90m (down 58% from 3Q 2023). Profit margin: 11% (down from 24% in 3Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 13%. Revenue is forecast to stay flat during the next 3 years compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has only fallen by 4% per year, which means it has not declined as severely as earnings.
공시 • Oct 24Western New England Bancorp, Inc. Announces Net Charge-Offs for the Third Quarter Ended September 30, 2024Western New England Bancorp, Inc. announced net charge-offs for the third quarter ended September 30, 2024. During the three months ended September 30, 2024, the Company recorded net charge-offs of $98,000, compared to net charge-offs of $78,000 for the three months a year ago.
Price Target Changed • Sep 23Price target increased by 8.0% to US$9.00Up from US$8.33, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$8.72. Stock is up 34% over the past year. The company is forecast to post earnings per share of US$0.51 for next year compared to US$0.70 last year.
Recent Insider Transactions • Aug 21Senior VP & Chief Information Officer recently sold US$51k worth of stockOn the 19th of August, Darlene Libiszewski sold around 6k shares on-market at roughly US$8.50 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$33k more than they bought in the last 12 months.
분석 기사 • Jul 27Western New England Bancorp (NASDAQ:WNEB) Has Affirmed Its Dividend Of $0.07Western New England Bancorp, Inc. ( NASDAQ:WNEB ) will pay a dividend of $0.07 on the 21st of August. Based on this...
Declared Dividend • Jul 26Second quarter dividend of US$0.07 announcedDividend of US$0.07 is the same as last year. Ex-date: 7th August 2024 Payment date: 21st August 2024 Dividend yield will be 3.3%, which is about the same as the industry average. Sustainability & Growth The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to decline by 3.3% over the next year. However, it would need to fall by 51% to increase the payout ratio to a potentially unsustainable range.
Reported Earnings • Jul 24Second quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behindSecond quarter 2024 results: EPS: US$0.17 (up from US$0.13 in 2Q 2023). Revenue: US$18.6m (down 2.9% from 2Q 2023). Net income: US$3.51m (up 27% from 2Q 2023). Profit margin: 19% (up from 14% in 2Q 2023). The increase in margin was driven by lower expenses. Revenue missed analyst estimates by 6.6%. Earnings per share (EPS) exceeded analyst estimates by 50%. Revenue is expected to decline by 7.8% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 6.3%. Over the last 3 years on average, earnings per share has fallen by 9% per year but the company’s share price has increased by 1% per year, which means it is well ahead of earnings.
공시 • Jul 24Western New England Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on or About August 21, 2024Western New England Bancorp, Inc. announced that the Board of Directors declared a quarterly cash dividend of $0.07 per share on the Company’s common stock. The dividend will be payable on or about August 21, 2024 to shareholders of record on August 7, 2024.
Valuation Update With 7 Day Price Move • Jul 15Investor sentiment improves as stock rises 17%After last week's 17% share price gain to US$7.84, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 11x in the Banks industry in the US. Total returns to shareholders of 9.6% over the past three years.
Price Target Changed • May 26Price target decreased by 9.3% to US$8.50Down from US$9.38, the current price target is an average from 3 analysts. New target price is 25% above last closing price of US$6.80. Stock is up 15% over the past year. The company is forecast to post earnings per share of US$0.50 for next year compared to US$0.70 last year.
분석 기사 • May 03We Think Shareholders May Want To Consider A Review Of Western New England Bancorp, Inc.'s (NASDAQ:WNEB) CEO Compensation PackageKey Insights Western New England Bancorp will host its Annual General Meeting on 9th of May Salary of US$701.3k is part...
분석 기사 • Apr 27Western New England Bancorp (NASDAQ:WNEB) Is Paying Out A Dividend Of $0.07Western New England Bancorp, Inc. ( NASDAQ:WNEB ) has announced that it will pay a dividend of $0.07 per share on the...
Declared Dividend • Apr 26First quarter dividend of US$0.07 announcedDividend of US$0.07 is the same as last year. Ex-date: 7th May 2024 Payment date: 22nd May 2024 Dividend yield will be 4.3%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to grow by 5.4% over the next year, which should provide support to the dividend and adequate earnings cover.
Major Estimate Revision • Apr 26Consensus EPS estimates fall by 12%The consensus outlook for earnings per share (EPS) in fiscal year 2024 has deteriorated. 2024 revenue forecast decreased from US$65.7m to US$62.3m. EPS estimate also fell from US$0.56 per share to US$0.495 per share. Net income forecast to shrink 12% next year vs 0.9% growth forecast for Banks industry in the US . Consensus price target down from US$9.38 to US$9.00. Share price rose 2.6% to US$6.66 over the past week.
Reported Earnings • Apr 24First quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behindFirst quarter 2024 results: EPS: US$0.14 (down from US$0.24 in 1Q 2023). Revenue: US$18.6m (down 15% from 1Q 2023). Net income: US$2.96m (down 44% from 1Q 2023). Profit margin: 16% (down from 24% in 1Q 2023). The decrease in margin was driven by lower revenue. Revenue missed analyst estimates by 3.1%. Earnings per share (EPS) exceeded analyst estimates by 17%. Revenue is expected to decline by 3.3% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 5.9%. Over the last 3 years on average, earnings per share has increased by 1% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
공시 • Apr 24Western New England Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on or About May 22, 2024Western New England Bancorp, Inc. announced that the Board of Directors declared a quarterly cash dividend of $0.07 per share on the Company’s common stock. The dividend will be payable on or about May 22, 2024 to shareholders of record on May 8, 2024.
공시 • Mar 30Western New England Bancorp, Inc., Annual General Meeting, May 09, 2024Western New England Bancorp, Inc., Annual General Meeting, May 09, 2024, at 10:00 Eastern Daylight. Location: Sheraton Springfield Monarch Place Hotel One Monarch Place,Springfield, Massachusetts 01114 Springfield United States Agenda: To consider election of the nominees named in the attached Proxy Statement as directors to serve on the Board for a term of office stated; to consider consideration and approval of a non-binding advisory resolution on the compensation of Named Executive Officers; to consider ratification of the appointment of Wolf & Company as independent registered public accounting firm for the fiscal year ending December 31, 2024; and to consider other business issues.
Reported Earnings • Mar 11Full year 2023 earnings: EPS misses analyst expectationsFull year 2023 results: EPS: US$0.70 (down from US$1.18 in FY 2022). Revenue: US$78.3m (down 12% from FY 2022). Net income: US$15.1m (down 42% from FY 2022). Profit margin: 19% (down from 29% in FY 2022). Net interest margin (NIM): 2.84% (down from 3.33% in FY 2022). Cost-to-income ratio: 74.3% (up from 63.6% in FY 2022). Non-performing loans: 0.32% (up from 0.29% in FY 2022). Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 3.4%. Revenue is expected to decline by 5.0% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 5.8%. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.
Upcoming Dividend • Jan 30Upcoming dividend of US$0.07 per share at 3.2% yieldEligible shareholders must have bought the stock before 06 February 2024. Payment date: 21 February 2024. Trailing yield: 3.2%. Lower than top quartile of American dividend payers (4.6%). In line with average of industry peers (3.2%).
Declared Dividend • Jan 26Fourth quarter dividend of US$0.07 announcedDividend of US$0.07 is the same as last year. Ex-date: 6th February 2024 Payment date: 21st February 2024 Dividend yield will be 3.2%, which is about the same as the industry average. Sustainability & Growth Dividend is well covered by earnings (40% payout ratio) and is expected to be well covered in 3 years' time (40% forecast payout ratio). The dividend has decreased over the past 10 years, indicating a lack of growth and stability in payments. EPS is expected to remain steady over the next 2 years, which should provide adequate earnings cover for the dividend.
New Risk • Jan 24New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 19% Last year net profit margin: 29% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 3.7% per year for the foreseeable future. Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Profit margins are more than 30% lower than last year (19% net profit margin).
공시 • Jan 24+ 1 more updateWestern New England Bancorp, Inc. Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2023Western New England Bancorp, Inc. reported net charge-offs for the fourth quarter ended December 31, 2023. For the three months ended, the company recorded net charge-offs of $136,000 as compared to net charge-offs of $426,000 for the three months ended December 31, 2022.
Price Target Changed • Jan 11Price target increased by 7.6% to US$8.81Up from US$8.19, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$9.01. Stock is down 6.3% over the past year. The company is forecast to post earnings per share of US$0.72 for next year compared to US$1.18 last year.
Price Target Changed • Jan 04Price target increased by 13% to US$8.75Up from US$7.75, the current price target is an average from 4 analysts. New target price is approximately in line with last closing price of US$9.13. Stock is down 3.6% over the past year. The company is forecast to post earnings per share of US$0.72 for next year compared to US$1.18 last year.
Upcoming Dividend • Oct 31Upcoming dividend of US$0.07 per share at 3.9% yieldEligible shareholders must have bought the stock before 07 November 2023. Payment date: 22 November 2023. Payout ratio is a comfortable 28% and this is well supported by cash flows. Trailing yield: 3.9%. Lower than top quartile of American dividend payers (5.4%). In line with average of industry peers (4.1%).
New Risk • Oct 26New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 22% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 22% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
Reported Earnings • Oct 26Third quarter 2023 earnings: EPS exceeds analyst expectationsThird quarter 2023 results: EPS: US$0.21 (down from US$0.28 in 3Q 2022). Revenue: US$19.6m (down 12% from 3Q 2022). Net income: US$4.49m (down 25% from 3Q 2022). Profit margin: 23% (down from 27% in 3Q 2022). The decrease in margin was driven by lower revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 40%. Revenue is expected to decline by 8.8% p.a. on average during the next 3 years, while revenues in the Banks industry in the US are expected to grow by 4.3%. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 8% per year, which means it is significantly lagging earnings growth.
공시 • Oct 25+ 1 more updateWestern New England Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on or About November 22, 2023Western New England Bancorp, Inc. Board of Directors declared a quarterly cash dividend of $0.07 per share on the Company's common stock. The dividend will be payable on or about November 22, 2023 to shareholders of record on November 8, 2023.
Upcoming Dividend • Aug 01Upcoming dividend of US$0.07 per share at 4.2% yieldEligible shareholders must have bought the stock before 08 August 2023. Payment date: 23 August 2023. Payout ratio is a comfortable 25% and this is well supported by cash flows. Trailing yield: 4.2%. Lower than top quartile of American dividend payers (4.7%). Higher than average of industry peers (3.4%).
Reported Earnings • Jul 26Second quarter 2023 earnings: EPS and revenues miss analyst expectationsSecond quarter 2023 results: EPS: US$0.13 (down from US$0.25 in 2Q 2022). Revenue: US$19.2m (down 12% from 2Q 2022). Net income: US$2.76m (down 50% from 2Q 2022). Profit margin: 14% (down from 25% in 2Q 2022). Revenue missed analyst estimates by 2.1%. Earnings per share (EPS) also missed analyst estimates by 26%. Revenue is expected to decline by 13% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 33% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.
공시 • Jul 26Western New England Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on or About August 23, 2023Western New England Bancorp, Inc. announced that the Board of Directors declared a quarterly cash dividend of $0.07 per share on the Company’s common stock. The dividend will be payable on or about August 23, 2023 to shareholders of record on August 9, 2023.
Price Target Changed • Jun 26Price target decreased by 11% to US$8.50Down from US$9.50, the current price target is an average from 4 analysts. New target price is 44% above last closing price of US$5.90. Stock is down 23% over the past year. The company is forecast to post earnings per share of US$0.74 for next year compared to US$1.18 last year.
Major Estimate Revision • May 02Consensus EPS estimates fall by 24%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$84.2m to US$77.7m. EPS estimate also fell from US$1.06 per share to US$0.803 per share. Net income forecast to shrink 32% next year vs 5.1% decline forecast for Banks industry in the US. Consensus price target down from US$10.63 to US$9.50. Share price fell 20% to US$6.01 over the past week.
Upcoming Dividend • May 02Upcoming dividend of US$0.07 per share at 4.7% yieldEligible shareholders must have bought the stock before 09 May 2023. Payment date: 24 May 2023. Payout ratio is a comfortable 22% and this is well supported by cash flows. Trailing yield: 4.7%. Lower than top quartile of American dividend payers (5.0%). Higher than average of industry peers (3.6%).
Price Target Changed • Apr 30Price target decreased by 11% to US$9.50Down from US$10.63, the current price target is an average from 4 analysts. New target price is 40% above last closing price of US$6.77. Stock is down 21% over the past year. The company is forecast to post earnings per share of US$0.80 for next year compared to US$1.18 last year.
분석 기사 • Apr 29Western New England Bancorp (NASDAQ:WNEB) Will Pay A Larger Dividend Than Last Year At $0.07Western New England Bancorp, Inc. ( NASDAQ:WNEB ) will increase its dividend from last year's comparable payment on the...
Reported Earnings • Mar 16Full year 2022 earnings: EPS exceeds analyst expectationsFull year 2022 results: EPS: US$1.18 (up from US$1.02 in FY 2021). Revenue: US$91.9m (up 6.7% from FY 2021). Net income: US$25.9m (up 9.2% from FY 2021). Profit margin: 28% (in line with FY 2021). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 11%. Revenue is expected to decline by 2.4% p.a. on average during the next 2 years, while revenues in the Mortgage industry in the US are expected to grow by 7.7%. Over the last 3 years on average, earnings per share has increased by 37% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.
분석 기사 • Mar 14With EPS Growth And More, Western New England Bancorp (NASDAQ:WNEB) Makes An Interesting CaseInvestors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Buying Opportunity • Mar 09Now 20% undervaluedThe stock has been flat over the last 90 days. The fair value is estimated to be US$12.10, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 15% over the last 3 years. Earnings per share has grown by 37%. Revenue is forecast to decline by 4.7% in 2 years. Earnings is forecast to decline by 7.3% in the next 2 years.
Buying Opportunity • Feb 09Now 20% undervaluedOver the last 90 days, the stock is up 4.7%. The fair value is estimated to be US$12.06, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 15% over the last 3 years. Earnings per share has grown by 37%. Revenue is forecast to decline by 4.7% in 2 years. Earnings is forecast to decline by 7.3% in the next 2 years.
Upcoming Dividend • Jan 31Upcoming dividend of US$0.07 per share at 2.9% yieldEligible shareholders must have bought the stock before 07 February 2023. Payment date: 22 February 2023. Trailing yield: 2.9%. Lower than top quartile of American dividend payers (4.3%). Lower than average of industry peers (6.1%).
Reported Earnings • Jan 25Full year 2022 earnings: EPS exceeds analyst expectationsFull year 2022 results: EPS: US$1.18 (up from US$1.02 in FY 2021). Revenue: US$91.9m (up 6.7% from FY 2021). Net income: US$25.9m (up 9.2% from FY 2021). Profit margin: 28% (in line with FY 2021). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 11%. Revenue is expected to decline by 2.3% p.a. on average during the next 2 years, while revenues in the Mortgage industry in the US are expected to grow by 7.3%. Over the last 3 years on average, earnings per share has increased by 37% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
공시 • Jan 25+ 1 more updateWestern New England Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on or About February 22, 2023Western New England Bancorp, Inc. announced that the Board of Directors declared a quarterly cash dividend of $0.07 per share on its common stock, representing an increase of $0.01 per share, or 17%, as compared to the prior quarter. The dividend will be payable on or about February 22, 2023 to shareholders of record on February 8, 2023.
Recent Insider Transactions • Dec 02Insider recently sold US$93k worth of stockOn the 28th of November, Louis Gorman sold around 10k shares on-market at roughly US$9.72 per share. This transaction amounted to 19% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$107k more than they bought in the last 12 months.
Board Change • Nov 17Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 6 highly experienced directors. Independent Director Gary Fitzgerald was the last director to join the board, commencing their role in 2016. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
분석 기사 • Nov 01Western New England Bancorp (NASDAQ:WNEB) Is Paying Out A Dividend Of $0.06Western New England Bancorp, Inc. ( NASDAQ:WNEB ) has announced that it will pay a dividend of $0.06 per share on the...
Upcoming Dividend • Nov 01Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 08 November 2022. Payment date: 23 November 2022. Payout ratio is a comfortable 22% and this is well supported by cash flows. Trailing yield: 2.8%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (6.5%).
Reported Earnings • Oct 26Third quarter 2022 earnings: EPS exceeds analyst expectationsThird quarter 2022 results: EPS: US$0.28. Revenue: US$22.2m (flat on 3Q 2021). Net income: US$6.00m (flat on 3Q 2021). Profit margin: 27% (in line with 3Q 2021). Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 3.7%. Revenue is forecast to grow 3.2% p.a. on average during the next 3 years, compared to a 4.4% growth forecast for the Mortgage industry in the US.
분석 기사 • Aug 08Western New England Bancorp's (NASDAQ:WNEB) Dividend Will Be $0.06Western New England Bancorp, Inc. ( NASDAQ:WNEB ) has announced that it will pay a dividend of $0.06 per share on the...
Upcoming Dividend • Aug 02Upcoming dividend of US$0.06 per shareEligible shareholders must have bought the stock before 09 August 2022. Payment date: 24 August 2022. Payout ratio is a comfortable 21% and this is well supported by cash flows. Trailing yield: 2.7%. Lower than top quartile of American dividend payers (4.1%). Lower than average of industry peers (5.6%).
Reported Earnings • Jul 28Second quarter 2022 earnings: EPS in line with analyst expectations despite revenue beatSecond quarter 2022 results: EPS: US$0.25. Revenue: US$21.8m (up 2.0% from 2Q 2021). Net income: US$5.54m (down 2.1% from 2Q 2021). Profit margin: 25% (down from 26% in 2Q 2021). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 1.5%. Earnings per share (EPS) were mostly in line with analyst estimates. Over the next year, revenue is expected to shrink by 7.1% compared to a 11% decline forecast for the industry in the US.
분석 기사 • Jul 28Here's Why We Think Western New England Bancorp (NASDAQ:WNEB) Is Well Worth WatchingInvestors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...