View Future GrowthSR Bancorp 과거 순이익 실적과거 기준 점검 2/6SR Bancorp은 연평균 17.5%의 비율로 수입이 증가해 온 반면, Banks 산업은 수입이 2.8% 증가했습니다. 매출은 연평균 25.5%의 비율로 증가했습니다. SR Bancorp의 자기자본이익률은 2.5%이고 순이익률은 14.4%입니다.핵심 정보17.53%순이익 성장률52.63%주당순이익(EPS) 성장률Banks 산업 성장률11.18%매출 성장률25.51%자기자본이익률2.51%순이익률14.36%최근 순이익 업데이트31 Mar 2026최근 과거 실적 업데이트Reported Earnings • Apr 30Third quarter 2026 earnings: EPS exceeds analyst expectations while revenues lag behindThird quarter 2026 results: EPS: US$0.12 (up from US$0.065 in 3Q 2025). Revenue: US$8.27m (up 7.6% from 3Q 2025). Net income: US$886.0k (up 65% from 3Q 2025). Profit margin: 11% (up from 7.0% in 3Q 2025). Revenue missed analyst estimates by 1.7%. Earnings per share (EPS) exceeded analyst estimates by 20%.Reported Earnings • Jan 29Second quarter 2026 earnings released: EPS: US$0.11 (vs US$0.12 in 2Q 2025)Second quarter 2026 results: EPS: US$0.11 (down from US$0.12 in 2Q 2025). Revenue: US$8.32m (up 6.0% from 2Q 2025). Net income: US$834.0k (down 18% from 2Q 2025). Profit margin: 10.0% (down from 13% in 2Q 2025). Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 8.9% growth forecast for the Banks industry in the US.Reported Earnings • Oct 31First quarter 2026 earnings released: EPS: US$0.088 (vs US$0.15 in 1Q 2025)First quarter 2026 results: EPS: US$0.088 (down from US$0.15 in 1Q 2025). Revenue: US$7.99m (down 6.6% from 1Q 2025). Net income: US$693.0k (down 49% from 1Q 2025). Profit margin: 8.7% (down from 16% in 1Q 2025).Reported Earnings • Sep 30Full year 2025 earnings released: EPS: US$0.61 (vs US$1.59 loss in FY 2024)Full year 2025 results: EPS: US$0.61 (up from US$1.59 loss in FY 2024). Revenue: US$31.7m (up 39% from FY 2024). Net income: US$5.14m (up US$16.0m from FY 2024). Profit margin: 16% (up from net loss in FY 2024). Net interest margin (NIM): 2.93% (down from 3.19% in FY 2024).Reported Earnings • Aug 01Full year 2025 earnings released: EPS: US$0.44 (vs US$1.59 loss in FY 2024)Full year 2025 results: EPS: US$0.44 (up from US$1.59 loss in FY 2024). Revenue: US$31.8m (up 40% from FY 2024). Net income: US$3.75m (up US$14.6m from FY 2024). Profit margin: 12% (up from net loss in FY 2024). The move to profitability was primarily driven by higher revenue.Reported Earnings • May 02Third quarter 2024 earnings releasedThird quarter 2024 results: EPS: US$0.12. Revenue: US$8.93m (up 142% from 3Q 2023). Net income: US$1.06m (up 309% from 3Q 2023). Profit margin: 12% (up from 7.0% in 3Q 2023).모든 업데이트 보기Recent updatesReported Earnings • Apr 30Third quarter 2026 earnings: EPS exceeds analyst expectations while revenues lag behindThird quarter 2026 results: EPS: US$0.12 (up from US$0.065 in 3Q 2025). Revenue: US$8.27m (up 7.6% from 3Q 2025). Net income: US$886.0k (up 65% from 3Q 2025). Profit margin: 11% (up from 7.0% in 3Q 2025). Revenue missed analyst estimates by 1.7%. Earnings per share (EPS) exceeded analyst estimates by 20%.Declared Dividend • Mar 22Second quarter dividend of US$0.05 announcedDividend of US$0.05 is the same as last year. Ex-date: 31st March 2026 Payment date: 15th April 2026 Dividend yield will be 1.2%, which is lower than the industry average of 3.2%. Sustainability & Growth The company is yet to establish a track record of dividend growth or stability as it hasn't paid a regular dividend for at least 2 years. Earnings per share has grown by 143% over the last 3 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.공시 • Mar 19SR Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on April 15, 2026SR Bancorp, Inc. announced that its Board of Directors has declared the payment of a quarterly cash dividend. The dividend of $0.05 per share will be paid on April 15, 2026 to stockholders of record as of March 31, 2026.Price Target Changed • Feb 08Price target increased by 9.1% to US$18.00Up from US$16.50, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of US$17.50. Stock is up 41% over the past year. The company posted earnings per share of US$0.61 last year.Recent Insider Transactions Derivative • Feb 01Executive Chairman exercised options to buy US$316k worth of stock.On the 30th of January, David Orbach exercised options to buy 19k shares at a strike price of around US$12.50, costing a total of US$238k. This transaction amounted to 9.3% of their direct individual holding at the time of the trade. Since March 2025, David's direct individual holding has increased from 196.04k shares to 205.47k. Company insiders have collectively bought US$644k more than they sold, via options and on-market transactions, in the last 12 months.Reported Earnings • Jan 29Second quarter 2026 earnings released: EPS: US$0.11 (vs US$0.12 in 2Q 2025)Second quarter 2026 results: EPS: US$0.11 (down from US$0.12 in 2Q 2025). Revenue: US$8.32m (up 6.0% from 2Q 2025). Net income: US$834.0k (down 18% from 2Q 2025). Profit margin: 10.0% (down from 13% in 2Q 2025). Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 8.9% growth forecast for the Banks industry in the US.Upcoming Dividend • Dec 24Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 31 December 2025. Payment date: 15 January 2026. Payout ratio is a comfortable 28% and this is well supported by cash flows. Trailing yield: 1.2%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (2.3%).공시 • Dec 19SR Bancorp, Inc. Announces Declares Quarterly Cash Dividend, Payable on January 15, 2026SR Bancorp, Inc. announced that its Board of Directors has declared the payment of a quarterly cash dividend. The dividend of $0.05 per share will be paid on January 15, 2026 to stockholders of record as of December 31, 2025.공시 • Nov 20+ 1 more updateSR Bancorp, Inc. Announces Management ChangesSR Bancorp, Inc. announced that Christopher Pribula, currently President and Chief Operating Officer, will succeed William P. Taylor as CEO. The company also announced that Neil Viotto, currently Senior Vice President-Senior Mortgage Lending Officer, has been promoted to Executive Vice President and Chief Operating Officer. Pribula has been with the bank since 2006 and was named Executive Vice President and Chief Operating Officer in 2013 before becoming President in 2019. Viotto, who previously worked at the bank from 2011 to 2021, rejoined in October 2022. In his new role, he will oversee the bank’s operations, lending, new business, and marketing areas.Reported Earnings • Oct 31First quarter 2026 earnings released: EPS: US$0.088 (vs US$0.15 in 1Q 2025)First quarter 2026 results: EPS: US$0.088 (down from US$0.15 in 1Q 2025). Revenue: US$7.99m (down 6.6% from 1Q 2025). Net income: US$693.0k (down 49% from 1Q 2025). Profit margin: 8.7% (down from 16% in 1Q 2025).공시 • Oct 21SR Bancorp, Inc., Annual General Meeting, Nov 19, 2025SR Bancorp, Inc., Annual General Meeting, Nov 19, 2025. Location: bridgewater marriott, 700 commons way, bridgewater, new jersey, United StatesNew Risk • Sep 30New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 32% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. This is currently the only risk that has been identified for the company.Reported Earnings • Sep 30Full year 2025 earnings released: EPS: US$0.61 (vs US$1.59 loss in FY 2024)Full year 2025 results: EPS: US$0.61 (up from US$1.59 loss in FY 2024). Revenue: US$31.7m (up 39% from FY 2024). Net income: US$5.14m (up US$16.0m from FY 2024). Profit margin: 16% (up from net loss in FY 2024). Net interest margin (NIM): 2.93% (down from 3.19% in FY 2024).공시 • Sep 23SR Bancorp, Inc. Announces Quarterly Cash Dividend, Payable on October 15, 2025SR Bancorp, Inc. announced that its Board of Directors has declared the payment of a quarterly cash dividend. The dividend of $0.05 per share will be paid on October 15, 2025 to stockholders of record as of September 30, 2025.Seeking Alpha • Sep 22Mediocre Metrics Keep Me On The Sidelines For SR BancorpSummary SR Bancorp (SRBK) has outperformed the S&P 500, gaining 62% since its NASDAQ debut and nearly 15% since May. SRBK trades below tangible book value, making its new 10% share repurchase program highly accretive for shareholders. Recent amended Q4 results showed improvement in reported earnings, but SRBK's performance metrics still lag national averages by wide margins. Risks include SRBK's concentrated New Jersey footprint and exposure to residential mortgages amid rising unemployment and economic uncertainty. Read the full article on Seeking AlphaReported Earnings • Aug 01Full year 2025 earnings released: EPS: US$0.44 (vs US$1.59 loss in FY 2024)Full year 2025 results: EPS: US$0.44 (up from US$1.59 loss in FY 2024). Revenue: US$31.8m (up 40% from FY 2024). Net income: US$3.75m (up US$14.6m from FY 2024). Profit margin: 12% (up from net loss in FY 2024). The move to profitability was primarily driven by higher revenue.New Risk • Jul 05New minor risk - Dividend sustainabilityThe dividend is not well covered by earnings. The company is paying a dividend despite being loss-making. Current dividend yield: 1.5% This is considered a minor risk. Companies that pay out too much of their earnings are at risk of having to reduce or cut their dividend in future. If earnings growth slows or earnings fall, then there may not be enough earnings to maintain the same dividend. Or in extreme cases, companies may opt to dig into capital reserves or take on debt to maintain the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 46% per year over the past 5 years. Minor Risk Paying a dividend despite being loss-making.공시 • Jun 20SR Bancorp, Inc. Declares the Payment of Quarterly Cash Dividend, Payable on July 15, 2025SR Bancorp, Inc. announced that its Board of Directors has declared the payment of a quarterly cash dividend. The dividend of $0.05 per share will be paid on July 15, 2025 to stockholders of record as of June 30, 2025.Recent Insider Transactions • May 21Executive Chairman recently bought US$99k worth of stockOn the 19th of May, David Orbach bought around 8k shares on-market at roughly US$13.19 per share. This transaction amounted to 3.8% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$116k. David has been a buyer over the last 12 months, purchasing a net total of US$637k worth in shares.New Risk • May 02New major risk - Revenue and earnings growthEarnings have declined by 46% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Recent Insider Transactions • Mar 21Executive Chairman recently bought US$116k worth of stockOn the 19th of March, David Orbach bought around 10k shares on-market at roughly US$11.58 per share. This transaction amounted to 5.4% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. David has been a buyer over the last 12 months, purchasing a net total of US$538k worth in shares.공시 • Mar 20Sr Bancorp, Inc. Announces Payment of Initial Quarterly Cash Dividend, Payable on April 15, 2025SR Bancorp, Inc. announced that its Board of Directors has declared the payment of its initial quarterly cash dividend. The dividend of $0.05 per share will be paid on April 15, 2025 to stockholders of record as of March 31, 2025.New Risk • Mar 14New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: US$98.9m This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Large one-off items impacting financial results. Market cap is less than US$100m (US$98.9m market cap).공시 • Oct 18SR Bancorp, Inc., Annual General Meeting, Nov 20, 2024SR Bancorp, Inc., Annual General Meeting, Nov 20, 2024. Location: bridgewater marriott, 700 commons way, bridgewater,new jersey 08807, new jersey United States공시 • Oct 01SR Bancorp, Inc. announced delayed annual 10-K filingOn 09/30/2024, SR Bancorp, Inc. announced that they will be unable to file their next 10-K by the deadline required by the SEC.Recent Insider Transactions • Sep 18Director recently bought US$104k worth of stockOn the 13th of September, Marc Lebovitz bought around 10k shares on-market at roughly US$10.15 per share. This transaction amounted to 97% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$111k. Insiders have collectively bought US$1.8m more in shares than they have sold in the last 12 months.Recent Insider Transactions • Aug 06Executive Chairman recently bought US$111k worth of stockOn the 2nd of August, David Orbach bought around 12k shares on-market at roughly US$9.68 per share. This transaction amounted to 9.3% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$183k. David has been a buyer over the last 12 months, purchasing a net total of US$1.3m worth in shares.Recent Insider Transactions • Jun 19Executive Chairman recently bought US$183k worth of stockOn the 17th of June, David Orbach bought around 20k shares on-market at roughly US$9.15 per share. This transaction amounted to 19% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. David has been a buyer over the last 12 months, purchasing a net total of US$1.1m worth in shares.Reported Earnings • May 02Third quarter 2024 earnings releasedThird quarter 2024 results: EPS: US$0.12. Revenue: US$8.93m (up 142% from 3Q 2023). Net income: US$1.06m (up 309% from 3Q 2023). Profit margin: 12% (up from 7.0% in 3Q 2023).New Risk • Jan 07New major risk - Revenue and earnings growthRevenue has declined by 16% over the past year. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If revenues are declining, then it is difficult for the company to prevent its earnings from declining as well. A trend of falling revenue can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Revenue has declined by 16% over the past year. Minor Risk Market cap is less than US$100m (US$89.0m market cap).Recent Insider Transactions • Dec 03Executive Vice Chairman recently bought US$288k worth of stockOn the 1st of December, David Orbach bought around 30k shares on-market at roughly US$9.60 per share. This transaction amounted to 41% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$584k. David has been a buyer over the last 12 months, purchasing a net total of US$966k worth in shares.Recent Insider Transactions • Nov 24Executive Vice Chairman recently bought US$584k worth of stockOn the 20th of November, David Orbach bought around 63k shares on-market at roughly US$9.34 per share. This trade did not impact their existing holding. This was the largest purchase by an insider in the last 3 months. David has been a buyer over the last 12 months, purchasing a net total of US$678k worth in shares.Board Change • Oct 05Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Director John Mooney was the last independent director to join the board, commencing their role in 2011. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.공시 • Oct 01SR Bancorp, Inc. Appoints James Castelletti as Senior Vice President and Senior Commercial Lending OfficerSR Bancorp, Inc. announced that James Castelletti has been appointed as senior vice president and senior commercial lending officer. In his new role, Castelletti will work with the bank's executive leadership team and board of directors to continue to diversify and grow the lending portfolio. Castelletti, who has extensive experience as a commercial real estate lender, was previously vice president - commercial real estate Lender at Northfield Bank, and earlier at Spencer Savings Bank and Wells Fargo Bank.Board Change • Sep 22Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Director John Mooney was the last independent director to join the board, commencing their role in 2011. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.공시 • Sep 21+ 1 more updateSR Bancorp, Inc. Announces Executive AdditionsSR Bancorp added former Regal Bancorp directors Marc Lebovitz, Thomas Lupo and David Orbach to its board of directors. In addition, Mr. Orbach will join SR Bancorp as its Executive Chairman and the Bank as its Executive Vice Chairman.매출 및 비용 세부 내역SR Bancorp가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이NasdaqCM:SRBK 매출, 비용 및 순이익 (USD Millions)날짜매출순이익일반관리비연구개발비31 Mar 2632525031 Dec 2532425030 Sep 2531424030 Jun 2532523031 Mar 2528023031 Dec 2429023030 Sep 2431121030 Jun 2423-1122031 Mar 2423-720031 Dec 2317-816030 Sep 2312-916030 Jun 2315212031 Mar 2315212031 Dec 2215212030 Sep 2214211030 Jun 2213210030 Jun 21121100양질의 수익: SRBK는 $1.5M 규모의 큰 일회성 이익이 있어 31st March, 2026까지 지난 12개월 재무 결과에 영향을 미쳤습니다.이익 마진 증가: SRBK는 과거에 흑자전환했습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: SRBK는 지난 5년 동안 흑자전환하며 연평균 17.5%의 수익 성장을 기록했습니다.성장 가속화: SRBK는 지난해 흑자전환하여 5년 평균과 수익 성장률을 비교하기 어렵습니다.수익 대 산업: SRBK는 지난해 흑자전환하여 지난 해 수익 성장률을 Banks 업계(22.8%)와 비교하기 어렵습니다.자기자본이익률높은 ROE: SRBK의 자본 수익률(2.5%)은 낮음으로 평가됩니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YBanks 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/20 06:36종가2026/05/20 00:00수익2026/03/31연간 수익2025/06/30데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스SR Bancorp, Inc.는 1명의 분석가가 다루고 있습니다. 이 중 0명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Feddie StricklandHovde Group, LLC
Reported Earnings • Apr 30Third quarter 2026 earnings: EPS exceeds analyst expectations while revenues lag behindThird quarter 2026 results: EPS: US$0.12 (up from US$0.065 in 3Q 2025). Revenue: US$8.27m (up 7.6% from 3Q 2025). Net income: US$886.0k (up 65% from 3Q 2025). Profit margin: 11% (up from 7.0% in 3Q 2025). Revenue missed analyst estimates by 1.7%. Earnings per share (EPS) exceeded analyst estimates by 20%.
Reported Earnings • Jan 29Second quarter 2026 earnings released: EPS: US$0.11 (vs US$0.12 in 2Q 2025)Second quarter 2026 results: EPS: US$0.11 (down from US$0.12 in 2Q 2025). Revenue: US$8.32m (up 6.0% from 2Q 2025). Net income: US$834.0k (down 18% from 2Q 2025). Profit margin: 10.0% (down from 13% in 2Q 2025). Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 8.9% growth forecast for the Banks industry in the US.
Reported Earnings • Oct 31First quarter 2026 earnings released: EPS: US$0.088 (vs US$0.15 in 1Q 2025)First quarter 2026 results: EPS: US$0.088 (down from US$0.15 in 1Q 2025). Revenue: US$7.99m (down 6.6% from 1Q 2025). Net income: US$693.0k (down 49% from 1Q 2025). Profit margin: 8.7% (down from 16% in 1Q 2025).
Reported Earnings • Sep 30Full year 2025 earnings released: EPS: US$0.61 (vs US$1.59 loss in FY 2024)Full year 2025 results: EPS: US$0.61 (up from US$1.59 loss in FY 2024). Revenue: US$31.7m (up 39% from FY 2024). Net income: US$5.14m (up US$16.0m from FY 2024). Profit margin: 16% (up from net loss in FY 2024). Net interest margin (NIM): 2.93% (down from 3.19% in FY 2024).
Reported Earnings • Aug 01Full year 2025 earnings released: EPS: US$0.44 (vs US$1.59 loss in FY 2024)Full year 2025 results: EPS: US$0.44 (up from US$1.59 loss in FY 2024). Revenue: US$31.8m (up 40% from FY 2024). Net income: US$3.75m (up US$14.6m from FY 2024). Profit margin: 12% (up from net loss in FY 2024). The move to profitability was primarily driven by higher revenue.
Reported Earnings • May 02Third quarter 2024 earnings releasedThird quarter 2024 results: EPS: US$0.12. Revenue: US$8.93m (up 142% from 3Q 2023). Net income: US$1.06m (up 309% from 3Q 2023). Profit margin: 12% (up from 7.0% in 3Q 2023).
Reported Earnings • Apr 30Third quarter 2026 earnings: EPS exceeds analyst expectations while revenues lag behindThird quarter 2026 results: EPS: US$0.12 (up from US$0.065 in 3Q 2025). Revenue: US$8.27m (up 7.6% from 3Q 2025). Net income: US$886.0k (up 65% from 3Q 2025). Profit margin: 11% (up from 7.0% in 3Q 2025). Revenue missed analyst estimates by 1.7%. Earnings per share (EPS) exceeded analyst estimates by 20%.
Declared Dividend • Mar 22Second quarter dividend of US$0.05 announcedDividend of US$0.05 is the same as last year. Ex-date: 31st March 2026 Payment date: 15th April 2026 Dividend yield will be 1.2%, which is lower than the industry average of 3.2%. Sustainability & Growth The company is yet to establish a track record of dividend growth or stability as it hasn't paid a regular dividend for at least 2 years. Earnings per share has grown by 143% over the last 3 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
공시 • Mar 19SR Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on April 15, 2026SR Bancorp, Inc. announced that its Board of Directors has declared the payment of a quarterly cash dividend. The dividend of $0.05 per share will be paid on April 15, 2026 to stockholders of record as of March 31, 2026.
Price Target Changed • Feb 08Price target increased by 9.1% to US$18.00Up from US$16.50, the current price target is provided by 1 analyst. New target price is approximately in line with last closing price of US$17.50. Stock is up 41% over the past year. The company posted earnings per share of US$0.61 last year.
Recent Insider Transactions Derivative • Feb 01Executive Chairman exercised options to buy US$316k worth of stock.On the 30th of January, David Orbach exercised options to buy 19k shares at a strike price of around US$12.50, costing a total of US$238k. This transaction amounted to 9.3% of their direct individual holding at the time of the trade. Since March 2025, David's direct individual holding has increased from 196.04k shares to 205.47k. Company insiders have collectively bought US$644k more than they sold, via options and on-market transactions, in the last 12 months.
Reported Earnings • Jan 29Second quarter 2026 earnings released: EPS: US$0.11 (vs US$0.12 in 2Q 2025)Second quarter 2026 results: EPS: US$0.11 (down from US$0.12 in 2Q 2025). Revenue: US$8.32m (up 6.0% from 2Q 2025). Net income: US$834.0k (down 18% from 2Q 2025). Profit margin: 10.0% (down from 13% in 2Q 2025). Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 8.9% growth forecast for the Banks industry in the US.
Upcoming Dividend • Dec 24Upcoming dividend of US$0.05 per shareEligible shareholders must have bought the stock before 31 December 2025. Payment date: 15 January 2026. Payout ratio is a comfortable 28% and this is well supported by cash flows. Trailing yield: 1.2%. Lower than top quartile of American dividend payers (4.4%). Lower than average of industry peers (2.3%).
공시 • Dec 19SR Bancorp, Inc. Announces Declares Quarterly Cash Dividend, Payable on January 15, 2026SR Bancorp, Inc. announced that its Board of Directors has declared the payment of a quarterly cash dividend. The dividend of $0.05 per share will be paid on January 15, 2026 to stockholders of record as of December 31, 2025.
공시 • Nov 20+ 1 more updateSR Bancorp, Inc. Announces Management ChangesSR Bancorp, Inc. announced that Christopher Pribula, currently President and Chief Operating Officer, will succeed William P. Taylor as CEO. The company also announced that Neil Viotto, currently Senior Vice President-Senior Mortgage Lending Officer, has been promoted to Executive Vice President and Chief Operating Officer. Pribula has been with the bank since 2006 and was named Executive Vice President and Chief Operating Officer in 2013 before becoming President in 2019. Viotto, who previously worked at the bank from 2011 to 2021, rejoined in October 2022. In his new role, he will oversee the bank’s operations, lending, new business, and marketing areas.
Reported Earnings • Oct 31First quarter 2026 earnings released: EPS: US$0.088 (vs US$0.15 in 1Q 2025)First quarter 2026 results: EPS: US$0.088 (down from US$0.15 in 1Q 2025). Revenue: US$7.99m (down 6.6% from 1Q 2025). Net income: US$693.0k (down 49% from 1Q 2025). Profit margin: 8.7% (down from 16% in 1Q 2025).
공시 • Oct 21SR Bancorp, Inc., Annual General Meeting, Nov 19, 2025SR Bancorp, Inc., Annual General Meeting, Nov 19, 2025. Location: bridgewater marriott, 700 commons way, bridgewater, new jersey, United States
New Risk • Sep 30New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 32% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. This is currently the only risk that has been identified for the company.
Reported Earnings • Sep 30Full year 2025 earnings released: EPS: US$0.61 (vs US$1.59 loss in FY 2024)Full year 2025 results: EPS: US$0.61 (up from US$1.59 loss in FY 2024). Revenue: US$31.7m (up 39% from FY 2024). Net income: US$5.14m (up US$16.0m from FY 2024). Profit margin: 16% (up from net loss in FY 2024). Net interest margin (NIM): 2.93% (down from 3.19% in FY 2024).
공시 • Sep 23SR Bancorp, Inc. Announces Quarterly Cash Dividend, Payable on October 15, 2025SR Bancorp, Inc. announced that its Board of Directors has declared the payment of a quarterly cash dividend. The dividend of $0.05 per share will be paid on October 15, 2025 to stockholders of record as of September 30, 2025.
Seeking Alpha • Sep 22Mediocre Metrics Keep Me On The Sidelines For SR BancorpSummary SR Bancorp (SRBK) has outperformed the S&P 500, gaining 62% since its NASDAQ debut and nearly 15% since May. SRBK trades below tangible book value, making its new 10% share repurchase program highly accretive for shareholders. Recent amended Q4 results showed improvement in reported earnings, but SRBK's performance metrics still lag national averages by wide margins. Risks include SRBK's concentrated New Jersey footprint and exposure to residential mortgages amid rising unemployment and economic uncertainty. Read the full article on Seeking Alpha
Reported Earnings • Aug 01Full year 2025 earnings released: EPS: US$0.44 (vs US$1.59 loss in FY 2024)Full year 2025 results: EPS: US$0.44 (up from US$1.59 loss in FY 2024). Revenue: US$31.8m (up 40% from FY 2024). Net income: US$3.75m (up US$14.6m from FY 2024). Profit margin: 12% (up from net loss in FY 2024). The move to profitability was primarily driven by higher revenue.
New Risk • Jul 05New minor risk - Dividend sustainabilityThe dividend is not well covered by earnings. The company is paying a dividend despite being loss-making. Current dividend yield: 1.5% This is considered a minor risk. Companies that pay out too much of their earnings are at risk of having to reduce or cut their dividend in future. If earnings growth slows or earnings fall, then there may not be enough earnings to maintain the same dividend. Or in extreme cases, companies may opt to dig into capital reserves or take on debt to maintain the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 46% per year over the past 5 years. Minor Risk Paying a dividend despite being loss-making.
공시 • Jun 20SR Bancorp, Inc. Declares the Payment of Quarterly Cash Dividend, Payable on July 15, 2025SR Bancorp, Inc. announced that its Board of Directors has declared the payment of a quarterly cash dividend. The dividend of $0.05 per share will be paid on July 15, 2025 to stockholders of record as of June 30, 2025.
Recent Insider Transactions • May 21Executive Chairman recently bought US$99k worth of stockOn the 19th of May, David Orbach bought around 8k shares on-market at roughly US$13.19 per share. This transaction amounted to 3.8% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$116k. David has been a buyer over the last 12 months, purchasing a net total of US$637k worth in shares.
New Risk • May 02New major risk - Revenue and earnings growthEarnings have declined by 46% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Recent Insider Transactions • Mar 21Executive Chairman recently bought US$116k worth of stockOn the 19th of March, David Orbach bought around 10k shares on-market at roughly US$11.58 per share. This transaction amounted to 5.4% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. David has been a buyer over the last 12 months, purchasing a net total of US$538k worth in shares.
공시 • Mar 20Sr Bancorp, Inc. Announces Payment of Initial Quarterly Cash Dividend, Payable on April 15, 2025SR Bancorp, Inc. announced that its Board of Directors has declared the payment of its initial quarterly cash dividend. The dividend of $0.05 per share will be paid on April 15, 2025 to stockholders of record as of March 31, 2025.
New Risk • Mar 14New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: US$98.9m This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Large one-off items impacting financial results. Market cap is less than US$100m (US$98.9m market cap).
공시 • Oct 18SR Bancorp, Inc., Annual General Meeting, Nov 20, 2024SR Bancorp, Inc., Annual General Meeting, Nov 20, 2024. Location: bridgewater marriott, 700 commons way, bridgewater,new jersey 08807, new jersey United States
공시 • Oct 01SR Bancorp, Inc. announced delayed annual 10-K filingOn 09/30/2024, SR Bancorp, Inc. announced that they will be unable to file their next 10-K by the deadline required by the SEC.
Recent Insider Transactions • Sep 18Director recently bought US$104k worth of stockOn the 13th of September, Marc Lebovitz bought around 10k shares on-market at roughly US$10.15 per share. This transaction amounted to 97% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$111k. Insiders have collectively bought US$1.8m more in shares than they have sold in the last 12 months.
Recent Insider Transactions • Aug 06Executive Chairman recently bought US$111k worth of stockOn the 2nd of August, David Orbach bought around 12k shares on-market at roughly US$9.68 per share. This transaction amounted to 9.3% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$183k. David has been a buyer over the last 12 months, purchasing a net total of US$1.3m worth in shares.
Recent Insider Transactions • Jun 19Executive Chairman recently bought US$183k worth of stockOn the 17th of June, David Orbach bought around 20k shares on-market at roughly US$9.15 per share. This transaction amounted to 19% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. David has been a buyer over the last 12 months, purchasing a net total of US$1.1m worth in shares.
Reported Earnings • May 02Third quarter 2024 earnings releasedThird quarter 2024 results: EPS: US$0.12. Revenue: US$8.93m (up 142% from 3Q 2023). Net income: US$1.06m (up 309% from 3Q 2023). Profit margin: 12% (up from 7.0% in 3Q 2023).
New Risk • Jan 07New major risk - Revenue and earnings growthRevenue has declined by 16% over the past year. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If revenues are declining, then it is difficult for the company to prevent its earnings from declining as well. A trend of falling revenue can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Revenue has declined by 16% over the past year. Minor Risk Market cap is less than US$100m (US$89.0m market cap).
Recent Insider Transactions • Dec 03Executive Vice Chairman recently bought US$288k worth of stockOn the 1st of December, David Orbach bought around 30k shares on-market at roughly US$9.60 per share. This transaction amounted to 41% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth US$584k. David has been a buyer over the last 12 months, purchasing a net total of US$966k worth in shares.
Recent Insider Transactions • Nov 24Executive Vice Chairman recently bought US$584k worth of stockOn the 20th of November, David Orbach bought around 63k shares on-market at roughly US$9.34 per share. This trade did not impact their existing holding. This was the largest purchase by an insider in the last 3 months. David has been a buyer over the last 12 months, purchasing a net total of US$678k worth in shares.
Board Change • Oct 05Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Director John Mooney was the last independent director to join the board, commencing their role in 2011. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
공시 • Oct 01SR Bancorp, Inc. Appoints James Castelletti as Senior Vice President and Senior Commercial Lending OfficerSR Bancorp, Inc. announced that James Castelletti has been appointed as senior vice president and senior commercial lending officer. In his new role, Castelletti will work with the bank's executive leadership team and board of directors to continue to diversify and grow the lending portfolio. Castelletti, who has extensive experience as a commercial real estate lender, was previously vice president - commercial real estate Lender at Northfield Bank, and earlier at Spencer Savings Bank and Wells Fargo Bank.
Board Change • Sep 22Less than half of directors are independentFollowing the recent departure of a director, there are only 4 independent directors on the board. The company's board is composed of: 4 independent directors. 5 non-independent directors. Independent Director John Mooney was the last independent director to join the board, commencing their role in 2011. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
공시 • Sep 21+ 1 more updateSR Bancorp, Inc. Announces Executive AdditionsSR Bancorp added former Regal Bancorp directors Marc Lebovitz, Thomas Lupo and David Orbach to its board of directors. In addition, Mr. Orbach will join SR Bancorp as its Executive Chairman and the Bank as its Executive Vice Chairman.