Old Second Bancorp, Inc.

NasdaqGS:OSBC 주식 리포트

시가총액: US$1.3b

Old Second Bancorp 향후 성장

Future 기준 점검 1/6

Old Second Bancorp은 연간 수입과 매출이 각각 15%와 0.3% 증가할 것으로 예상되고 EPS는 연간 18.1%만큼 증가할 것으로 예상됩니다.

핵심 정보

15.0%

이익 성장률

18.08%

EPS 성장률

Banks 이익 성장7.1%
매출 성장률0.3%
향후 자기자본이익률n/a
애널리스트 커버리지

Good

마지막 업데이트30 Jul 2026

최근 향후 성장 업데이트

Recent updates

내러티브 업데이트 • Aug 01

OSBC: Fair Value Case Will Weigh Credit Stability Against Integration Execution Risks

Analysts have raised their fair value estimate for Old Second Bancorp to $27.50 from $25.33, reflecting updated views on credit quality, profitability, and forward P/E assumptions following recent research and price target increases up to $30. Analyst Commentary Recent research on Old Second Bancorp highlights both confidence in the bank's credit profile and some caution around execution risks.
내러티브 업데이트 • Jul 09

OSBC: Fair Value Case Will Balance Profitability With Integration And Credit Risks

Analysts have nudged the fair value estimate for Old Second Bancorp higher from about $23.20 to roughly $25.33, citing updated price targets around $26 and supporting views that profitability and current valuation remain key positives, even as integration and credit risks are monitored. Analyst Commentary Recent Street research on Old Second Bancorp points to a generally constructive stance, with fair value views clustering around the mid US$20s and analysts weighing profitability, integration progress, and credit trends against execution risk.
내러티브 업데이트 • Jun 22

OSBC: Buybacks And Overweight Rating Will Support Execution And Credit Risk Balance

Old Second Bancorp's analyst price target has been trimmed by $1, as analysts balance Piper Sandler's reduced target with Stephens' recent Overweight initiation and largely unchanged valuation inputs. Analyst Commentary Recent Street research on Old Second Bancorp reflects a mix of optimism on the stock's longer term potential and caution around nearer term execution and valuation, leading to only a modest trim to the overall price target.
분석 기사 • Jun 16

Old Second Bancorp (OSBC) Stock Could Be 5.1% Undervalued After Recent Board Change

Old Second Bancorp (OSBC) is back in focus after board member Dennis Klaeser resigned on June 5, 2026, and the company chose to reduce its board size instead of immediately filling the vacancy. See our latest analysis for Old Second Bancorp. The recent board change comes as Old Second Bancorp’s share price sits at $22.01, with a 30-day share price return of 7.73% and year to date gain of 12.99%. The 1-year total shareholder return of 33.28% and 3-year total shareholder return of 64.43% point...
내러티브 업데이트 • Jun 05

OSBC: Buybacks And Overweight Rating Will Offset Recent Cautious Repricing

Analysts have trimmed Old Second Bancorp's target slightly, reducing it by $1 as they factor in updated assumptions on discount rates, revenue growth, profit margins, and future P/E expectations, while recent Street research reflects a mix of caution and renewed coverage interest. Analyst Commentary Recent Street commentary around Old Second Bancorp highlights a mix of optimism on the stock's positioning and caution around the assumptions that drive its valuation, including discount rates, revenue growth, margins, and future P/E levels.
Seeking Alpha • Jun 02

The Windy City Is Not Providing Much Tailwind For Old Second Bancorp

Summary Old Second Bancorp demonstrates strong net interest margin and operational efficiency but faces rising concerns for its asset quality. OSBC's Q1 2026 net interest margin reached 5.14%, supported by low-cost deposits and high-yielding loans, yet nonperforming loans and charge-offs are increasing. Loan and deposit growth are challenged by Chicago's weak macro environment, with rising unemployment and commercial real estate headwinds. I maintain a Neutral/Hold rating on OSBC, as operational strengths are balanced by significant credit and regional risks. Read the full article on Seeking Alpha
내러티브 업데이트 • May 19

OSBC: Buybacks And Overweight Rating Will Support Future Upside Potential

Analysts have trimmed their price target on Old Second Bancorp by $0.20 to $23.20, reflecting updated views on growth, profitability and valuation following recent research updates from the Street. Analyst Commentary Recent research updates present a mixed picture for Old Second Bancorp, with some analysts focusing on upside potential and others highlighting execution and valuation risks.
내러티브 업데이트 • Apr 26

OSBC: Buybacks And Overweight Rating Will Support Future Return Potential

Analysts have trimmed their price target for Old Second Bancorp slightly to $23.40 from $23.60, citing updated assumptions around revenue growth, profit margins, and a lower forward P/E multiple following recent coverage updates, including the Overweight initiation at Stephens. Analyst Commentary Analyst commentary around Old Second Bancorp has focused on how updated assumptions for revenue growth, profitability, and valuation multiples stack up against its current execution.
내러티브 업데이트 • Apr 09

OSBC: Share Repurchases And Disciplined Execution Will Shape Future Return Profile

Analysts have nudged their price target on Old Second Bancorp slightly lower, trimming it by about $0.23 as they fine tune fair value, growth, and margin assumptions following recent coverage updates and target revisions. Analyst Commentary Bullish Takeaways Bullish analysts highlighting the new coverage initiation see room for the bank to execute on its business plan in a way that supports their constructive stance on the shares, even with only modest adjustments to fair value assumptions so far.
내러티브 업데이트 • Mar 26

OSBC: Share Repurchases And Refined Earnings Outlook Will Support Higher Multiple

Narrative Update on Old Second Bancorp The analyst price target for Old Second Bancorp has been raised by $1, with analysts pointing to their updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E as support for the new target. Analyst Commentary Analysts raising the price target by $1 are updating their view of Old Second Bancorp based on revised assumptions around fair value, discount rate, revenue growth, profit margins and future P/E.
내러티브 업데이트 • Mar 08

OSBC: Share Repurchase Plan And Raised Outlook Will Support Earnings Multiple

Analysts have raised their price target on Old Second Bancorp by $1, citing updated views in their latest research on valuation, growth assumptions, and profitability metrics. Analyst Commentary Analysts raising their price target by $1 are effectively signaling a modest reassessment of Old Second Bancorp's valuation, based on their updated views on growth assumptions and profitability trends.
내러티브 업데이트 • Feb 21

OSBC: Share Repurchase Plan Will Support Higher Earnings Multiple Outlook

Analysts have raised their price target on Old Second Bancorp by $1 to $23.83, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Analysts describe the new US$23.83 price target as a fine tuning of their view of what they see as fair value for Old Second Bancorp, taking into account revenue growth assumptions, profitability and the P/E they are comfortable paying for the stock.
내러티브 업데이트 • Feb 06

OSBC: Higher Future P/E And Buyback Plan Will Support $23.80 Outlook

Narrative Update Overview Analysts have lifted their price target on Old Second Bancorp by about $0.90 to $23.80, citing updated fair value assumptions, a slightly higher discount rate, moderated revenue growth and margin expectations, and a higher future P/E estimate. Analyst Commentary Bullish analysts lifting the price target to $23.80 point to a revised view of Old Second Bancorp's earnings power and risk profile, rather than a single catalyst.
내러티브 업데이트 • Jan 22

OSBC: Post-Earnings Pullback And $23 Outlook Will Shape Future Share Path

Analysts have nudged their 12 month price target on Old Second Bancorp up by $1 to $23, citing what they see as an overdone post earnings pullback despite results and guidance that were in line with consensus. Analyst Commentary Bullish Takeaways Bullish analysts see the US$1 lift in the 12 month price target to US$23 as a sign that the recent share pullback may have moved the stock further below what they view as fair value.
내러티브 업데이트 • Jan 08

OSBC: Post-Earnings Pullback And Buybacks Will Support Future Share Rebound

Analysts have raised their price target on Old Second Bancorp to $23 from $22, describing the recent share pullback as overdone after earnings that were broadly in line with expectations. Analyst Commentary Analysts reviewing Old Second Bancorp are largely focusing on how the recent share pullback lines up with earnings and guidance that were in line with consensus expectations.
내러티브 업데이트 • Dec 19

OSBC: Post-Earnings Pullback Will Shape Returns Amid Credit And Buyback Trends

Analysts have modestly increased their price target on Old Second Bancorp from $21.75 to approximately $22.92, citing what they see as an overdone post earnings selloff despite results and guidance tracking broadly in line with expectations. Analyst Commentary Bullish Takeaways Bullish analysts argue that the recent share price weakness has created an attractive entry point, with the revised target price implying upside from current trading levels.
분석 기사 • Jul 19

Old Second Bancorp (NASDAQ:OSBC) Is Due To Pay A Dividend Of $0.06

Old Second Bancorp, Inc. ( NASDAQ:OSBC ) has announced that it will pay a dividend of $0.06 per share on the 4th of...
분석 기사 • Jan 25

Old Second Bancorp (NASDAQ:OSBC) Has Announced A Dividend Of $0.06

Old Second Bancorp, Inc.'s ( NASDAQ:OSBC ) investors are due to receive a payment of $0.06 per share on 10th of...
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새로운 내러티브 • Oct 20

Asset Quality Soars Amid Potential Revenue Dip For Growing Loan Portfolio

Improvements in asset quality and balance sheet management are set to strengthen net margins and earnings.
분석 기사 • Oct 19

Old Second Bancorp's (NASDAQ:OSBC) Dividend Will Be Increased To $0.06

Old Second Bancorp, Inc. ( NASDAQ:OSBC ) has announced that it will be increasing its dividend from last year's...
분석 기사 • Jul 20

Old Second Bancorp's (NASDAQ:OSBC) Dividend Will Be $0.05

Old Second Bancorp, Inc. ( NASDAQ:OSBC ) will pay a dividend of $0.05 on the 5th of August. The dividend yield is 1.2...
분석 기사 • Apr 21

Old Second Bancorp (NASDAQ:OSBC) Is Paying Out A Dividend Of $0.05

Old Second Bancorp, Inc. ( NASDAQ:OSBC ) will pay a dividend of $0.05 on the 6th of May. This payment means the...

이익 및 매출 성장 예측

NasdaqGS:OSBC - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)
날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수
12/31/2027342119N/AN/A6
12/31/2026335113N/AN/A6
6/30/202634192142146N/A
3/31/202632586138141N/A
12/31/202531180118122N/A
9/30/20252897196102N/A
6/30/202528284108115N/A
3/31/20252768493102N/A
12/31/202427285121132N/A
9/30/202426484124137N/A
6/30/202426586154170N/A
3/31/202426889115129N/A
12/31/202327092104116N/A
9/30/202327997115125N/A
6/30/2023272927076N/A
3/31/202325679126132N/A
12/31/2022243679397N/A
9/30/2022198353740N/A
6/30/2022169243134N/A
3/31/2022149201416N/A
12/31/2021132202931N/A
9/30/2021137375860N/A
6/30/2021138392730N/A
3/31/2021136392932N/A
12/31/2020119282226N/A
9/30/2020118292732N/A
6/30/2020120312934N/A
3/31/202012131N/A49N/A
12/31/201913039N/A53N/A
9/30/201912939N/A52N/A
6/30/201912436N/A67N/A
3/31/201912333N/A58N/A
12/31/201812034N/A55N/A
9/30/201811723N/A49N/A
6/30/201811221N/A30N/A
3/31/201810620N/A39N/A
12/31/201710315N/A37N/A
9/30/201710223N/A39N/A
6/30/20179718N/A54N/A
3/31/20179417N/A31N/A
12/31/20169116N/A27N/A
9/30/20168814N/A23N/A
6/30/20168915N/A22N/A
3/31/20169314N/A21N/A
12/31/20159214N/A21N/A
9/30/20159412N/A23N/A

애널리스트 향후 성장 전망

수입 대 저축률: OSBC 의 연간 예상 수익 증가율(15%)이 saving rate(3.7%)보다 높습니다.

수익 vs 시장: OSBC 의 연간 수익(15%)이 US 시장(17.4%)보다 느리게 성장할 것으로 예상됩니다.

고성장 수익: OSBC 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.

수익 대 시장: OSBC 의 수익(연간 0.3%)이 US 시장(연간 13.6%)보다 느리게 성장할 것으로 예상됩니다.

고성장 매출: OSBC 의 수익(연간 0.3%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.

주당순이익 성장 예측

향후 자기자본이익률

미래 ROE: OSBC의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.

성장 기업 찾아보기

7D

1Y

7D

1Y

7D

1Y

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/09/20 17:01
종가2026/09/18 00:00
수익2026/06/30
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.

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분석가 소스

Old Second Bancorp, Inc.는 11명의 분석가가 다루고 있습니다. 이 중 6명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

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