View ValuationNational Bankshares 향후 성장Future 기준 점검 1/6National Bankshares의 수익이 할 전망입니다. 주당 순이익은 성장 연간 10.3%만큼 감소할 것으로 예상됩니다.핵심 정보10.1%이익 성장률10.35%EPS 성장률Banks 이익 성장8.3%매출 성장률n/a향후 자기자본이익률n/a애널리스트 커버리지Low마지막 업데이트27 Apr 2026최근 향후 성장 업데이트Price Target Changed • Nov 03Price target decreased by 15% to US$26.50Down from US$31.25, the current price target is provided by 1 analyst. New target price is 6.6% above last closing price of US$24.85. Stock is down 32% over the past year. The company is forecast to post earnings per share of US$2.43 for next year compared to US$4.33 last year.Price Target Changed • Jul 28Price target decreased by 10% to US$31.25Down from US$34.75, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$29.82. Stock is down 5.8% over the past year. The company is forecast to post earnings per share of US$2.49 for next year compared to US$4.33 last year.Major Estimate Revision • Jul 27Consensus EPS estimates fall by 16%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$51.5m to US$47.4m. EPS estimate also fell from US$2.94 per share to US$2.48 per share. Net income forecast to shrink 38% next year vs 9.9% decline forecast for Banks industry in the US. Consensus price target down from US$34.75 to US$33.25. Share price fell 7.1% to US$30.04 over the past week.Price Target Changed • May 01Price target decreased by 14% to US$36.25Down from US$42.00, the current price target is an average from 2 analysts. New target price is 20% above last closing price of US$30.21. Stock is down 14% over the past year. The company is forecast to post earnings per share of US$3.00 for next year compared to US$4.33 last year.Major Estimate Revision • Apr 27Consensus revenue estimates fall by 13%The consensus outlook for revenues in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$60.0m to US$52.5m. EPS estimate fell from US$4.05 to US$3.06 per share. Net income forecast to shrink 30% next year vs 2.8% decline forecast for Banks industry in the US. Consensus price target down from US$42.00 to US$40.50. Share price fell 8.8% to US$29.46 over the past week.Price Target Changed • Apr 21Price target decreased by 9.0% to US$40.50Down from US$44.50, the current price target is an average from 2 analysts. New target price is 25% above last closing price of US$32.42. Stock is down 8.0% over the past year. The company is forecast to post earnings per share of US$3.06 for next year compared to US$4.33 last year.모든 업데이트 보기Recent updatesDeclared Dividend • May 20Dividend increased to US$0.75Dividend of US$0.75 is 2.7% higher than last year. Ex-date: 26th May 2026 Payment date: 1st June 2026 Dividend yield will be 4.3%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 2.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 10% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Apr 26First quarter 2026 earnings released: EPS: US$0.78 (vs US$0.51 in 1Q 2025)First quarter 2026 results: EPS: US$0.78 (up from US$0.51 in 1Q 2025). Revenue: US$15.4m (up 23% from 1Q 2025). Net income: US$4.98m (up 54% from 1Q 2025). Profit margin: 32% (up from 26% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has increased by 6% per year, which means it is well ahead of earnings.공시 • Apr 01National Bankshares, Inc., Annual General Meeting, May 12, 2026National Bankshares, Inc., Annual General Meeting, May 12, 2026. Location: at the inn at virginia tech, at 901 prices fork road, blacksburg, virginia. United StatesReported Earnings • Jan 23Full year 2025 earnings released: EPS: US$2.49 (vs US$1.24 in FY 2024)Full year 2025 results: EPS: US$2.49 (up from US$1.24 in FY 2024). Revenue: US$55.6m (up 26% from FY 2024). Net income: US$15.8m (up 108% from FY 2024). Profit margin: 28% (up from 17% in FY 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 36% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.분석 기사 • Nov 18National Bankshares (NASDAQ:NKSH) Has Announced A Dividend Of $0.78The board of National Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will pay a dividend of $0.78 per share on...Declared Dividend • Nov 17Dividend of US$0.78 announcedDividend of US$0.78 is the same as last year. Ex-date: 24th November 2025 Payment date: 1st December 2025 Dividend yield will be 5.3%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 26% over the next year, which should provide support to the dividend and adequate earnings cover.공시 • Nov 14National Bankshares, Inc. Approves Semi-Annual Dividend, Payable on December 1, 2025The Board of Directors of National Bankshares, Inc. approved payment on December 1, 2025 of a semi-annual dividend of $0.78 per share to all stockholders of record as of November 24, 2025.Reported Earnings • Oct 26Third quarter 2025 earnings released: EPS: US$0.69 (vs US$0.42 in 3Q 2024)Third quarter 2025 results: EPS: US$0.69 (up from US$0.42 in 3Q 2024). Revenue: US$13.9m (up 19% from 3Q 2024). Net income: US$4.42m (up 65% from 3Q 2024). Profit margin: 32% (up from 23% in 3Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 40% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.New Risk • Oct 24New major risk - Revenue and earnings growthEarnings have declined by 12% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Buy Or Sell Opportunity • Oct 15Now 20% undervaluedOver the last 90 days, the stock has risen 4.8% to US$29.86. The fair value is estimated to be US$37.40, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 8.4% over the last 3 years. Earnings per share has declined by 39%.Buy Or Sell Opportunity • Sep 30Now 20% undervaluedOver the last 90 days, the stock has risen 1.7% to US$29.44. The fair value is estimated to be US$36.92, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 8.4% over the last 3 years. Earnings per share has declined by 39%.Reported Earnings • Jul 27Second quarter 2025 earnings released: EPS: US$0.36 (vs US$0.051 loss in 2Q 2024)Second quarter 2025 results: EPS: US$0.36 (up from US$0.051 loss in 2Q 2024). Revenue: US$13.2m (up 37% from 2Q 2024). Net income: US$2.29m (up US$2.60m from 2Q 2024). Profit margin: 17% (up from net loss in 2Q 2024). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 39% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.New Risk • Jul 25New major risk - Revenue and earnings growthEarnings have declined by 9.5% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 9.5% per year over the past 5 years. Minor Risks Dividend is not well covered by earnings (109% payout ratio). Profit margins are more than 30% lower than last year (19% net profit margin).분석 기사 • May 19National Bankshares (NASDAQ:NKSH) Has Affirmed Its Dividend Of $0.73The board of National Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will pay a dividend of $0.73 per share on...Declared Dividend • May 19Dividend of US$0.73 announcedDividend of US$0.73 is the same as last year. Ex-date: 27th May 2025 Payment date: 2nd June 2025 Dividend yield will be 5.7%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 2.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 21% to bring the payout ratio under control. EPS is expected to grow by 34% over the next year, which is sufficient to bring the dividend into a sustainable range.공시 • Apr 01National Bankshares, Inc., Annual General Meeting, May 13, 2025National Bankshares, Inc., Annual General Meeting, May 13, 2025. Location: the inn at virginia tech, 901 prices fork road, 901 prices fork road, blacksburg, virginia 24061, virginia United StatesReported Earnings • Mar 30Full year 2024 earnings released: EPS: US$1.24 (vs US$2.66 in FY 2023)Full year 2024 results: EPS: US$1.24 (down from US$2.66 in FY 2023). Revenue: US$44.1m (down 7.9% from FY 2023). Net income: US$7.62m (down 51% from FY 2023). Profit margin: 17% (down from 33% in FY 2023). Net interest margin (NIM): 2.19% (down from 2.38% in FY 2023). Cost-to-income ratio: 68.9% (up from 61.0% in FY 2023). Non-performing loans: 0.22% (down from 0.31% in FY 2023). Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.Reported Earnings • Jan 24Full year 2024 earnings released: EPS: US$1.24 (vs US$2.66 in FY 2023)Full year 2024 results: EPS: US$1.24 (down from US$2.66 in FY 2023). Revenue: US$44.1m (down 7.9% from FY 2023). Net income: US$7.62m (down 51% from FY 2023). Profit margin: 17% (down from 33% in FY 2023). Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.분석 기사 • Nov 19National Bankshares' (NASDAQ:NKSH) Dividend Will Be $0.78National Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will pay a dividend of $0.78 per share on the 2nd of...Declared Dividend • Nov 18Dividend of US$0.78 announcedDividend of US$0.78 is the same as last year. Ex-date: 25th November 2024 Payment date: 2nd December 2024 Dividend yield will be 4.9%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is not covered by earnings (105% earnings payout ratio). However, the dividend is expected to be covered in 3 years' time (54% forecast payout ratio). The dividend has increased by an average of 3.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 16% to bring the payout ratio under control. EPS is expected to grow by 66% over the next 2 years, which is sufficient to bring the dividend into a sustainable range.Reported Earnings • Oct 25Third quarter 2024 earnings released: EPS: US$0.42 (vs US$0.52 in 3Q 2023)Third quarter 2024 results: EPS: US$0.42 (down from US$0.52 in 3Q 2023). Revenue: US$11.7m (up 5.1% from 3Q 2023). Net income: US$2.68m (down 13% from 3Q 2023). Profit margin: 23% (down from 28% in 3Q 2023). Over the last 3 years on average, earnings per share has fallen by 19% per year but the company’s share price has only fallen by 8% per year, which means it has not declined as severely as earnings.공시 • Oct 18National Bankshares, Inc. and The National Bank of Blacksburg Announce Executive ChangesNational Bankshares, Inc. announced the promotion of Lara E. Ramsey to President of the Company and its subsidiary bank, The National Bank of Blacksburg, effective January 1, 2025. Ms. Ramsey has been with the Company since 1996, most recently as Executive Vice President and Chief Operating Officer. During her career at National Bankshares she has led the Company’s Investment, Human Resources, Marketing, Training, Corporate Administration, and Strategic Initiative functions. The Company’s current President and Chief Executive Officer, F. Brad Denardo, will continue to serve as Chairman and Chief Executive Officer of the bank and holding company. A native of Lebanon, Virginia, Ms. Ramsey is a graduate of Radford University with a dual bachelor's degree in Psychology and Economics and a master's degree in Industrial and Organizational Psychology. She is also a graduate of the Virginia Bankers Association’s School of Bank Management, the American Bankers Association’s Stonier Graduate School of Banking, The New River Valley Leadership program, and is a certified Senior Professional in Human Resources. Ms. Ramsey serves on the Radford University Alumni Association Board of Directors and the Radford University Athletic Foundation Board of Directors. She is a past Board Member of both the United Way of the New River Valley and the Montgomery County Chamber of Commerce. Ms. Ramsey resides in Radford with her husband, Sean. The couple have an adult son, Benjamin, who is currently pursuing a master’s degree at Virginia Tech.Valuation Update With 7 Day Price Move • Aug 07Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$26.71, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 11x in the Banks industry in the US. Total loss to shareholders of 18% over the past three years.New Risk • Jul 28New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 7.9% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by earnings (98% payout ratio). Profit margins are more than 30% lower than last year (21% net profit margin). Shareholders have been diluted in the past year (7.9% increase in shares outstanding).Reported Earnings • Jul 26Second quarter 2024 earnings released: US$0.051 loss per share (vs US$0.66 profit in 2Q 2023)Second quarter 2024 results: US$0.051 loss per share (down from US$0.66 profit in 2Q 2023). Revenue: US$9.47m (down 21% from 2Q 2023). Net loss: US$306.0k (down 108% from profit in 2Q 2023). Over the last 3 years on average, earnings per share has fallen by 9% per year whereas the company’s share price has fallen by 4% per year.공시 • Jun 05Alan Sweet to Serve on the Boards of Directors of National Bankshares and The National Bank of BlacksburgAlan Sweet, former President and Chief Executive Officer of Frontier, will serve on the boards of directors of National Bankshares and The National Bank of Blacksburg (National Bank).Declared Dividend • May 19Dividend of US$0.73 announcedShareholders will receive a dividend of US$0.73. Ex-date: 24th May 2024 Payment date: 3rd June 2024 Dividend yield will be 4.7%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 15% over the next year, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Apr 27First quarter 2024 earnings released: EPS: US$0.37 (vs US$0.77 in 1Q 2023)First quarter 2024 results: EPS: US$0.37 (down from US$0.77 in 1Q 2023). Revenue: US$10.5m (down 21% from 1Q 2023). Net income: US$2.17m (down 52% from 1Q 2023). Profit margin: 21% (down from 35% in 1Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.Reported Earnings • Mar 20Full year 2023 earnings released: EPS: US$2.66 (vs US$4.33 in FY 2022)Full year 2023 results: EPS: US$2.66 (down from US$4.33 in FY 2022). Revenue: US$47.9m (down 18% from FY 2022). Net income: US$15.7m (down 40% from FY 2022). Profit margin: 33% (down from 44% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.38% (down from 2.88% in FY 2022). Cost-to-income ratio: 61.0% (up from 47.7% in FY 2022). Non-performing loans: 0.31% (down from 0.33% in FY 2022). Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.공시 • Feb 29National Bankshares, Inc., Annual General Meeting, May 14, 2024National Bankshares, Inc., Annual General Meeting, May 14, 2024. Location: The Inn at Virginia Tech and Skelton Conference Center 901 Prices Fork Road , Blacksburg Virginia United StatesValuation Update With 7 Day Price Move • Feb 16Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$33.73, the stock trades at a forward P/E ratio of 24x. Average forward P/E is 10x in the Banks industry in the US. Total returns to shareholders of 21% over the past three years.Reported Earnings • Jan 26Full year 2023 earnings released: EPS: US$2.66 (vs US$4.33 in FY 2022)Full year 2023 results: EPS: US$2.66 (down from US$4.33 in FY 2022). Revenue: US$47.9m (down 18% from FY 2022). Net income: US$15.7m (down 40% from FY 2022). Profit margin: 33% (down from 44% in FY 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.공시 • Jan 25National Bankshares, Inc. Appoints Lara E. Ramsey as DirectorNational Bankshares, Inc.’s Board of Directors appointed Lara E. Ramsey as a new director of the Company, effective immediately. Ms. Ramsey has served as Executive Vice President and Chief Operating Officer of the Company since May 2023 and has served in various senior officer positions with the Company and the Bank since 1996.Price Target Changed • Nov 03Price target decreased by 15% to US$26.50Down from US$31.25, the current price target is provided by 1 analyst. New target price is 6.6% above last closing price of US$24.85. Stock is down 32% over the past year. The company is forecast to post earnings per share of US$2.43 for next year compared to US$4.33 last year.Reported Earnings • Oct 28Third quarter 2023 earnings released: EPS: US$0.52 (vs US$1.03 in 3Q 2022)Third quarter 2023 results: EPS: US$0.52 (down from US$1.03 in 3Q 2022). Revenue: US$11.2m (down 22% from 3Q 2022). Net income: US$3.07m (down 50% from 3Q 2022). Profit margin: 28% (down from 43% in 3Q 2022). Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.Buying Opportunity • Aug 10Now 20% undervaluedOver the last 90 days, the stock is up 2.0%. The fair value is estimated to be US$35.64, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 11% over the last 3 years. Earnings per share has grown by 21%. Revenue is forecast to decline by 19% in a year. Earnings is forecast to decline by 42% in the next year.Price Target Changed • Jul 28Price target decreased by 10% to US$31.25Down from US$34.75, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$29.82. Stock is down 5.8% over the past year. The company is forecast to post earnings per share of US$2.49 for next year compared to US$4.33 last year.Major Estimate Revision • Jul 27Consensus EPS estimates fall by 16%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$51.5m to US$47.4m. EPS estimate also fell from US$2.94 per share to US$2.48 per share. Net income forecast to shrink 38% next year vs 9.9% decline forecast for Banks industry in the US. Consensus price target down from US$34.75 to US$33.25. Share price fell 7.1% to US$30.04 over the past week.Reported Earnings • Jul 21Second quarter 2023 earnings: EPS and revenues miss analyst expectationsSecond quarter 2023 results: EPS: US$0.66 (down from US$0.93 in 2Q 2022). Revenue: US$12.0m (down 8.3% from 2Q 2022). Net income: US$3.90m (down 30% from 2Q 2022). Profit margin: 33% (down from 43% in 2Q 2022). The decrease in margin was primarily driven by lower revenue. Revenue missed analyst estimates by 5.5%. Earnings per share (EPS) also missed analyst estimates by 9.6%. Revenue is expected to decline by 7.4% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.Buying Opportunity • Jun 23Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 3.4%. The fair value is estimated to be US$41.65, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has grown by 20%. Revenue is forecast to decline by 11% in a year. Earnings is forecast to decline by 31% in the next year.Price Target Changed • May 01Price target decreased by 14% to US$36.25Down from US$42.00, the current price target is an average from 2 analysts. New target price is 20% above last closing price of US$30.21. Stock is down 14% over the past year. The company is forecast to post earnings per share of US$3.00 for next year compared to US$4.33 last year.Major Estimate Revision • Apr 27Consensus revenue estimates fall by 13%The consensus outlook for revenues in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$60.0m to US$52.5m. EPS estimate fell from US$4.05 to US$3.06 per share. Net income forecast to shrink 30% next year vs 2.8% decline forecast for Banks industry in the US. Consensus price target down from US$42.00 to US$40.50. Share price fell 8.8% to US$29.46 over the past week.Price Target Changed • Apr 21Price target decreased by 9.0% to US$40.50Down from US$44.50, the current price target is an average from 2 analysts. New target price is 25% above last closing price of US$32.42. Stock is down 8.0% over the past year. The company is forecast to post earnings per share of US$3.06 for next year compared to US$4.33 last year.Reported Earnings • Mar 16Full year 2022 earnings: EPS and revenues exceed analyst expectationsFull year 2022 results: EPS: US$4.33 (up from US$3.28 in FY 2021). Revenue: US$58.7m (up 16% from FY 2021). Net income: US$25.9m (up 27% from FY 2021). Profit margin: 44% (up from 40% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.88% (up from 2.81% in FY 2021). Cost-to-income ratio: 48.0% (down from 51.3% in FY 2021). Non-performing loans: 0.33% (down from 0.36% in FY 2021). Revenue exceeded analyst estimates by 6.4%. Earnings per share (EPS) also surpassed analyst estimates by 13%. Revenue is forecast to grow 1.6% p.a. on average during the next 2 years, compared to a 6.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.Recent Insider Transactions • Mar 07Independent Director recently bought US$73k worth of stockOn the 6th of March, Mildred Johnson bought around 2k shares on-market at roughly US$41.34 per share. This transaction amounted to 78% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$191k more in shares than they have sold in the last 12 months.Reported Earnings • Feb 05Full year 2022 earnings: EPS and revenues exceed analyst expectationsFull year 2022 results: EPS: US$4.33 (up from US$3.28 in FY 2021). Revenue: US$58.7m (up 16% from FY 2021). Net income: US$25.9m (up 27% from FY 2021). Profit margin: 44% (up from 40% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.88% (up from 2.81% in FY 2021). Cost-to-income ratio: 48.0% (down from 51.3% in FY 2021). Revenue exceeded analyst estimates by 6.4%. Earnings per share (EPS) also surpassed analyst estimates by 13%. Revenue is forecast to grow 1.6% p.a. on average during the next 2 years, compared to a 6.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.Price Target Changed • Dec 16Price target increased to US$41.75Up from US$37.00, the current price target is an average from 2 analysts. New target price is 5.6% above last closing price of US$39.52. Stock is up 11% over the past year. The company is forecast to post earnings per share of US$3.85 for next year compared to US$3.28 last year.Board Change • Nov 16Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. Chairman, President & CEO F. Denardo was the last director to join the board, commencing their role in 2017. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.분석 기사 • Nov 13National Bankshares' (NASDAQ:NKSH) Upcoming Dividend Will Be Larger Than Last Year'sNational Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will be increasing its dividend from last year's...공시 • Nov 11National Bankshares, Inc. Approves Semi-Annual Dividend, Payable on December 1, 2022The board of directors of National Bankshares, Inc. approved payment on December 1, 2022 of a semi-annual dividend of $0.78 per share to all stockholders of record as of November 21, 2022. This semi-annual dividend payment is an increase of $0.06 per share, or 8.33%, from the semi-annual dividend paid June 1, 2022. The total annual dividend of $1.50 per share for 2022 is an increase of $0.06 per share, or 4.17% from the total annual dividend of $1.44 paid in 2021.Reported Earnings • Oct 22Third quarter 2022 earnings released: EPS: US$1.03 (vs US$0.94 in 3Q 2021)Third quarter 2022 results: EPS: US$1.03 (up from US$0.94 in 3Q 2021). Revenue: US$14.3m (up 7.3% from 3Q 2021). Net income: US$6.16m (up 7.1% from 3Q 2021). Profit margin: 43% (in line with 3Q 2021). Revenue is forecast to grow 8.1% p.a. on average during the next 2 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.Reported Earnings • Jul 20Second quarter 2022 earnings released: EPS: US$0.93 (vs US$0.74 in 2Q 2021)Second quarter 2022 results: EPS: US$0.93 (up from US$0.74 in 2Q 2021). Revenue: US$13.1m (up 9.0% from 2Q 2021). Net income: US$5.57m (up 21% from 2Q 2021). Profit margin: 43% (up from 38% in 2Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 5.4%, compared to a 14% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.분석 기사 • May 15National Bankshares (NASDAQ:NKSH) Is Increasing Its Dividend To US$0.72The board of National Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will be increasing its dividend by 2.9% on...공시 • May 13National Bankshares, Inc. Approves Semi-Annual Dividend, Payable on June 1, 2022National Bankshares, Inc. approved the payment on June 1, 2022 of a semi-annual dividend of $0.72 per share to all stockholders of record as of May 23, 2022. This is an increase from the $0.70 per share dividend paid on June 1, 2021.Reported Earnings • Apr 27First quarter 2022 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2022 results: EPS: US$0.81 (up from US$0.74 in 1Q 2021). Revenue: US$12.6m (up 2.0% from 1Q 2021). Net income: US$4.89m (up 2.5% from 1Q 2021). Profit margin: 39% (in line with 1Q 2021). Revenue exceeded analyst estimates by 5.0%. Earnings per share (EPS) also surpassed analyst estimates by 11%. Over the next year, revenue is forecast to grow 4.7%, compared to a 11% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.Board Change • Apr 27Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. Chairman, President & CEO F. Denardo was the last director to join the board, commencing their role in 2017. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.공시 • Apr 22National Bankshares, Inc. Announces Impairment Results for the First Quarter Ended March 31, 2022National Bankshares, Inc. announced impairment results for the first quarter ended March 31, 2022. Net charge offs for the three months ended March 31, 2022 were $20,000, compared with a net recovery of $5,000 for the quarter ended March 31, 2021.공시 • Apr 01National Bankshares, Inc., Annual General Meeting, May 10, 2022National Bankshares, Inc., Annual General Meeting, May 10, 2022, at 15:00 US Eastern Standard Time. Location: Virginia Tech 901 Prices Fork Road Blacksburg Virginia United States Agenda: To consider the election of Three Class 2 Directors; to approve the compensation of the named executive officers; to ratify the Board of Directors' appointment of Yount, Hyde & Barbour, P.C. as the Company's independent registered public accounting firm for the year ending December 31, 2022; and to consider and act on any other matters that may properly come before the Annual Meeting or any adjournment.Reported Earnings • Mar 15Full year 2021 earnings: EPS and revenues exceed analyst expectationsFull year 2021 results: EPS: US$3.28 (up from US$2.48 in FY 2020). Revenue: US$50.7m (up 15% from FY 2020). Net income: US$20.4m (up 27% from FY 2020). Profit margin: 40% (up from 36% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.81% (down from 2.98% in FY 2020). Cost-to-income ratio: 51.3% (down from 53.5% in FY 2020). Non-performing loans: 0.36% (down from 0.48% in FY 2020). Revenue exceeded analyst estimates by 1.7%. Earnings per share (EPS) also surpassed analyst estimates by 2.2%. Over the next year, revenue is forecast to stay flat compared to a 5.9% growth forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.Reported Earnings • Feb 05Full year 2021 earnings: EPS and revenues exceed analyst expectationsFull year 2021 results: EPS: US$3.28 (up from US$2.48 in FY 2020). Revenue: US$50.7m (up 15% from FY 2020). Net income: US$20.4m (up 27% from FY 2020). Profit margin: 40% (up from 36% in FY 2020). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.7%. Earnings per share (EPS) also surpassed analyst estimates by 2.2%. Over the next year, revenue is expected to shrink by 2.2% compared to a 4.5% growth forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.Board Change • Dec 06Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. Chairman, President & CEO F. Denardo was the last director to join the board, commencing their role in 2017. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Oct 23Third quarter 2021 earnings released: EPS US$0.94 (vs US$0.64 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$13.3m (up 20% from 3Q 2020). Net income: US$5.75m (up 38% from 3Q 2020). Profit margin: 43% (up from 38% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.Reported Earnings • Aug 18Second quarter 2021 earnings released: EPS US$0.74 (vs US$0.46 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$12.0m (up 26% from 2Q 2020). Net income: US$4.61m (up 55% from 2Q 2020). Profit margin: 38% (up from 31% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.Reported Earnings • Jul 20Second quarter 2021 earnings released: EPS US$0.74 (vs US$0.46 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$12.0m (up 26% from 2Q 2020). Net income: US$4.61m (up 55% from 2Q 2020). Profit margin: 38% (up from 31% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.공시 • Jun 28+ 7 more updatesNational Bankshares, Inc.(NasdaqCM:NKSH) dropped from Russell 2000 Value-Defensive IndexNational Bankshares, Inc.(NasdaqCM:NKSH) dropped from Russell 2000 Value-Defensive IndexRecent Insider Transactions • Jun 12Independent Vice Chairman of the Board recently bought US$70k worth of stockOn the 10th of June, Charles Green bought around 2k shares on-market at roughly US$35.22 per share. This was the largest purchase by an insider in the last 3 months. Charles has been a buyer over the last 12 months, purchasing a net total of US$125k worth in shares.공시 • May 14National Bankshares, Inc. Approves Semi-Annual Dividend, Payable on June 1, 2021The Board of Directors of National Bankshares, Inc. approved payment on June 1, 2021 of semi-annual dividend of $0.70 per share to all stockholders of record as of May 24, 2021. This is an increase from the $0.67 per share dividend paid on June 1, 2020.Reported Earnings • May 13First quarter 2021 earnings released: EPS US$0.74 (vs US$0.61 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$12.3m (up 9.5% from 1Q 2020). Net income: US$4.77m (up 20% from 1Q 2020). Profit margin: 39% (up from 35% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings.분석 기사 • May 05Shareholders May Not Be So Generous With National Bankshares, Inc.'s (NASDAQ:NKSH) CEO Compensation And Here's WhyIn the past three years, shareholders of National Bankshares, Inc. ( NASDAQ:NKSH ) have seen a loss on their...Major Estimate Revision • Apr 29Consensus EPS estimates increase to US$2.88The consensus outlook for earnings per share (EPS) in 2021 has improved. 2021 revenue forecast increased from US$47.2m to US$49.0m. EPS estimate increased from US$2.51 to US$2.88 per share. Net income forecast to grow 5.4% next year vs 8.2% growth forecast for Banks industry in the US. Consensus price target of US$41.00 unchanged from last update. Share price was steady at US$34.96 over the past week.Reported Earnings • Apr 26First quarter 2021 earnings released: EPS US$0.74 (vs US$0.61 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$12.3m (up 9.5% from 1Q 2020). Net income: US$4.77m (up 20% from 1Q 2020). Profit margin: 39% (up from 35% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.분석 기사 • Apr 05Here's What You Should Know About National Bankshares, Inc.'s (NASDAQ:NKSH) 3.8% Dividend YieldDividend paying stocks like National Bankshares, Inc. ( NASDAQ:NKSH ) tend to be popular with investors, and for good...Reported Earnings • Mar 20Full year 2020 earnings released: EPS US$2.48 (vs US$2.65 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$44.1m (down 3.9% from FY 2019). Net income: US$16.1m (down 8.0% from FY 2019). Profit margin: 36% (down from 38% in FY 2019). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.98% (down from 3.29% in FY 2019). Cost-to-income ratio: 53.1% (down from 55.1% in FY 2019). Non-performing loans: 0.48% (up from 0.46% in FY 2019). Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.Is New 90 Day High Low • Feb 25New 90-day high: US$34.20The company is up 9.0% from its price of US$31.33 on 25 November 2020. The American market is up 5.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Banks industry, which is up 24% over the same period.Major Estimate Revision • Feb 11Analysts increase EPS estimates to US$2.41The 2021 consensus revenue estimate increased from US$45.5m to US$46.4m. The earnings per share estimate also received an upgrade from US$2.15 to US$2.41 for the same period. Net income is expected to shrink by 3.6% next year compared to 14% growth forecast for the Banks industry in the US . The consensus price target of US$36.00 was unchanged from the last update. Share price is up 2.1% to US$32.10 over the past week.분석 기사 • Feb 09Need To Know: National Bankshares, Inc. (NASDAQ:NKSH) Insiders Have Been Buying SharesWe often see insiders buying up shares in companies that perform well over the long term. Unfortunately, there are also...Reported Earnings • Feb 06Full year 2020 earnings released: EPS US$2.48 (vs US$2.65 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$44.1m (down 5.0% from FY 2019). Net income: US$16.1m (down 8.0% from FY 2019). Profit margin: 36% (down from 38% in FY 2019). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.98% (down from 3.29% in FY 2019). Cost-to-income ratio: 53.1% (down from 55.1% in FY 2019). Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.Analyst Estimate Surprise Post Earnings • Feb 06Revenue and earnings beat expectationsRevenue exceeded analyst estimates by 2.7%. Earnings per share (EPS) also surpassed analyst estimates by 9.3%. Over the next year, revenue is forecast to grow 3.1%, compared to a 17% growth forecast for the Banks industry in the US.Is New 90 Day High Low • Jan 13New 90-day high: US$33.57The company is up 29% from its price of US$26.05 on 14 October 2020. The American market is up 12% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Banks industry, which is up 43% over the same period.분석 기사 • Dec 28Reflecting on National Bankshares' (NASDAQ:NKSH) Share Price Returns Over The Last YearWhile it may not be enough for some shareholders, we think it is good to see the National Bankshares, Inc...Price Target Changed • Dec 19Price target raised to US$36.00Up from US$32.00, the current price target is provided by 1 analyst. The new target price is 17% above the current share price of US$30.75. As of last close, the stock is down 34% over the past year.분석 기사 • Dec 07Do Institutions Own National Bankshares, Inc. (NASDAQ:NKSH) Shares?The big shareholder groups in National Bankshares, Inc. ( NASDAQ:NKSH ) have power over the company. Large companies...Is New 90 Day High Low • Dec 03New 90-day high: US$32.24The company is up 27% from its price of US$25.30 on 04 September 2020. The American market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 20% over the same period.Reported Earnings • Nov 08Third quarter 2020 earnings released: EPS US$0.64The company reported a poor third quarter result with weaker earnings and revenues, although profit margins were flat. Third quarter 2020 results: Revenue: US$11.1m (down 3.2% from 3Q 2019). Net income: US$4.17m (down 2.0% from 3Q 2019). Profit margin: 38% (in line with 3Q 2019). Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 14% per year, which means it is significantly lagging earnings.Is New 90 Day High Low • Nov 03New 90-day high: US$27.95The company is up 9.0% from its price of US$25.55 on 04 August 2020. The American market is flat over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 1.0% over the same period.Recent Insider Transactions • Oct 30Independent Vice Chairman of the Board recently bought US$55k worth of stockOn the 29th of October, Charles Green bought around 2k shares on-market at roughly US$27.40 per share. This was the largest purchase by an insider in the last 3 months. Charles has been a buyer over the last 12 months, purchasing a net total of US$88k worth in shares.Reported Earnings • Oct 24Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$15.9m, down 7.8% from the prior year. Total revenue was US$44.0m over the last 12 months, down 3.9% from the prior year.Is New 90 Day High Low • Sep 24New 90-day low: US$23.73The company is down 13% from its price of US$27.37 on 26 June 2020. The American market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is down 7.0% over the same period.이익 및 매출 성장 예측NasdaqCM:NKSH - 애널리스트 향후 추정치 및 과거 재무 데이터 (USD Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수3/31/202658181719N/A12/31/202556161518N/A9/30/202552131316N/A6/30/202550111013N/A3/31/202546948N/A12/31/202444869N/A9/30/202443946N/A6/30/202443979N/A3/31/202445131315N/A12/31/202348161416N/A9/30/202355212325N/A6/30/202358242527N/A3/31/202359262627N/A12/31/202259262830N/A9/30/202253222323N/A6/30/202252212122N/A3/31/202251212223N/A12/31/202151202323N/A9/30/202150202121N/A6/30/202148181819N/A3/31/202145171515N/A12/31/202044161214N/A9/30/202044161517N/A6/30/202044161617N/A3/31/202046171719N/A12/31/20194617N/A19N/A9/30/20194617N/A18N/A6/30/20194617N/A18N/A3/31/20194517N/A19N/A12/31/20184616N/A20N/A9/30/20184715N/A14N/A6/30/20184614N/A14N/A3/31/20184614N/A13N/A12/31/20174514N/A11N/A9/30/20174314N/A15N/A6/30/20174415N/A16N/A3/31/20174415N/A14N/A12/31/20164215N/A18N/A9/30/20164515N/A19N/A6/30/20164515N/A19N/A3/31/20164616N/A21N/A12/31/20154616N/A21N/A9/30/20154716N/A20N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: NKSH 의 연간 예상 수익 증가율(10.1%)이 saving rate(3.5%)보다 높습니다.수익 vs 시장: NKSH 의 연간 수익(10.1%)이 US 시장(18.4%)보다 느리게 성장할 것으로 예상됩니다.고성장 수익: NKSH 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: NKSH 의 수익이 US 시장보다 빠르게 증가할 것으로 예상되는지 판단하기에는 데이터가 부족합니다.고성장 매출: NKSH 의 수익이 연간 20%보다 빠르게 증가할 것으로 예상되는지 판단하기에는 데이터가 부족합니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: NKSH의 자본 수익률이 3년 후 높을 것으로 예상되는지 판단하기에 데이터가 부족합니다.성장 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/07/06 05:38종가2026/07/06 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 세부 정보는 당사의 Github 페이지에서 확인하실 수 있으며, 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스National Bankshares, Inc.는 2명의 분석가가 다루고 있습니다. 이 중 1명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Christopher MarinacBrean Capital Historical (Janney Montgomery)Brendan NosalPiper Sandler Companies
Price Target Changed • Nov 03Price target decreased by 15% to US$26.50Down from US$31.25, the current price target is provided by 1 analyst. New target price is 6.6% above last closing price of US$24.85. Stock is down 32% over the past year. The company is forecast to post earnings per share of US$2.43 for next year compared to US$4.33 last year.
Price Target Changed • Jul 28Price target decreased by 10% to US$31.25Down from US$34.75, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$29.82. Stock is down 5.8% over the past year. The company is forecast to post earnings per share of US$2.49 for next year compared to US$4.33 last year.
Major Estimate Revision • Jul 27Consensus EPS estimates fall by 16%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$51.5m to US$47.4m. EPS estimate also fell from US$2.94 per share to US$2.48 per share. Net income forecast to shrink 38% next year vs 9.9% decline forecast for Banks industry in the US. Consensus price target down from US$34.75 to US$33.25. Share price fell 7.1% to US$30.04 over the past week.
Price Target Changed • May 01Price target decreased by 14% to US$36.25Down from US$42.00, the current price target is an average from 2 analysts. New target price is 20% above last closing price of US$30.21. Stock is down 14% over the past year. The company is forecast to post earnings per share of US$3.00 for next year compared to US$4.33 last year.
Major Estimate Revision • Apr 27Consensus revenue estimates fall by 13%The consensus outlook for revenues in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$60.0m to US$52.5m. EPS estimate fell from US$4.05 to US$3.06 per share. Net income forecast to shrink 30% next year vs 2.8% decline forecast for Banks industry in the US. Consensus price target down from US$42.00 to US$40.50. Share price fell 8.8% to US$29.46 over the past week.
Price Target Changed • Apr 21Price target decreased by 9.0% to US$40.50Down from US$44.50, the current price target is an average from 2 analysts. New target price is 25% above last closing price of US$32.42. Stock is down 8.0% over the past year. The company is forecast to post earnings per share of US$3.06 for next year compared to US$4.33 last year.
Declared Dividend • May 20Dividend increased to US$0.75Dividend of US$0.75 is 2.7% higher than last year. Ex-date: 26th May 2026 Payment date: 1st June 2026 Dividend yield will be 4.3%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 2.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 10% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Apr 26First quarter 2026 earnings released: EPS: US$0.78 (vs US$0.51 in 1Q 2025)First quarter 2026 results: EPS: US$0.78 (up from US$0.51 in 1Q 2025). Revenue: US$15.4m (up 23% from 1Q 2025). Net income: US$4.98m (up 54% from 1Q 2025). Profit margin: 32% (up from 26% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 25% per year but the company’s share price has increased by 6% per year, which means it is well ahead of earnings.
공시 • Apr 01National Bankshares, Inc., Annual General Meeting, May 12, 2026National Bankshares, Inc., Annual General Meeting, May 12, 2026. Location: at the inn at virginia tech, at 901 prices fork road, blacksburg, virginia. United States
Reported Earnings • Jan 23Full year 2025 earnings released: EPS: US$2.49 (vs US$1.24 in FY 2024)Full year 2025 results: EPS: US$2.49 (up from US$1.24 in FY 2024). Revenue: US$55.6m (up 26% from FY 2024). Net income: US$15.8m (up 108% from FY 2024). Profit margin: 28% (up from 17% in FY 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 36% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.
분석 기사 • Nov 18National Bankshares (NASDAQ:NKSH) Has Announced A Dividend Of $0.78The board of National Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will pay a dividend of $0.78 per share on...
Declared Dividend • Nov 17Dividend of US$0.78 announcedDividend of US$0.78 is the same as last year. Ex-date: 24th November 2025 Payment date: 1st December 2025 Dividend yield will be 5.3%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.1% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 26% over the next year, which should provide support to the dividend and adequate earnings cover.
공시 • Nov 14National Bankshares, Inc. Approves Semi-Annual Dividend, Payable on December 1, 2025The Board of Directors of National Bankshares, Inc. approved payment on December 1, 2025 of a semi-annual dividend of $0.78 per share to all stockholders of record as of November 24, 2025.
Reported Earnings • Oct 26Third quarter 2025 earnings released: EPS: US$0.69 (vs US$0.42 in 3Q 2024)Third quarter 2025 results: EPS: US$0.69 (up from US$0.42 in 3Q 2024). Revenue: US$13.9m (up 19% from 3Q 2024). Net income: US$4.42m (up 65% from 3Q 2024). Profit margin: 32% (up from 23% in 3Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 40% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.
New Risk • Oct 24New major risk - Revenue and earnings growthEarnings have declined by 12% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Buy Or Sell Opportunity • Oct 15Now 20% undervaluedOver the last 90 days, the stock has risen 4.8% to US$29.86. The fair value is estimated to be US$37.40, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 8.4% over the last 3 years. Earnings per share has declined by 39%.
Buy Or Sell Opportunity • Sep 30Now 20% undervaluedOver the last 90 days, the stock has risen 1.7% to US$29.44. The fair value is estimated to be US$36.92, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 8.4% over the last 3 years. Earnings per share has declined by 39%.
Reported Earnings • Jul 27Second quarter 2025 earnings released: EPS: US$0.36 (vs US$0.051 loss in 2Q 2024)Second quarter 2025 results: EPS: US$0.36 (up from US$0.051 loss in 2Q 2024). Revenue: US$13.2m (up 37% from 2Q 2024). Net income: US$2.29m (up US$2.60m from 2Q 2024). Profit margin: 17% (up from net loss in 2Q 2024). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 39% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.
New Risk • Jul 25New major risk - Revenue and earnings growthEarnings have declined by 9.5% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 9.5% per year over the past 5 years. Minor Risks Dividend is not well covered by earnings (109% payout ratio). Profit margins are more than 30% lower than last year (19% net profit margin).
분석 기사 • May 19National Bankshares (NASDAQ:NKSH) Has Affirmed Its Dividend Of $0.73The board of National Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will pay a dividend of $0.73 per share on...
Declared Dividend • May 19Dividend of US$0.73 announcedDividend of US$0.73 is the same as last year. Ex-date: 27th May 2025 Payment date: 2nd June 2025 Dividend yield will be 5.7%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 2.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 21% to bring the payout ratio under control. EPS is expected to grow by 34% over the next year, which is sufficient to bring the dividend into a sustainable range.
공시 • Apr 01National Bankshares, Inc., Annual General Meeting, May 13, 2025National Bankshares, Inc., Annual General Meeting, May 13, 2025. Location: the inn at virginia tech, 901 prices fork road, 901 prices fork road, blacksburg, virginia 24061, virginia United States
Reported Earnings • Mar 30Full year 2024 earnings released: EPS: US$1.24 (vs US$2.66 in FY 2023)Full year 2024 results: EPS: US$1.24 (down from US$2.66 in FY 2023). Revenue: US$44.1m (down 7.9% from FY 2023). Net income: US$7.62m (down 51% from FY 2023). Profit margin: 17% (down from 33% in FY 2023). Net interest margin (NIM): 2.19% (down from 2.38% in FY 2023). Cost-to-income ratio: 68.9% (up from 61.0% in FY 2023). Non-performing loans: 0.22% (down from 0.31% in FY 2023). Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.
Reported Earnings • Jan 24Full year 2024 earnings released: EPS: US$1.24 (vs US$2.66 in FY 2023)Full year 2024 results: EPS: US$1.24 (down from US$2.66 in FY 2023). Revenue: US$44.1m (down 7.9% from FY 2023). Net income: US$7.62m (down 51% from FY 2023). Profit margin: 17% (down from 33% in FY 2023). Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.
분석 기사 • Nov 19National Bankshares' (NASDAQ:NKSH) Dividend Will Be $0.78National Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will pay a dividend of $0.78 per share on the 2nd of...
Declared Dividend • Nov 18Dividend of US$0.78 announcedDividend of US$0.78 is the same as last year. Ex-date: 25th November 2024 Payment date: 2nd December 2024 Dividend yield will be 4.9%, which is higher than the industry average of 3.2%. Sustainability & Growth Dividend is not covered by earnings (105% earnings payout ratio). However, the dividend is expected to be covered in 3 years' time (54% forecast payout ratio). The dividend has increased by an average of 3.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 16% to bring the payout ratio under control. EPS is expected to grow by 66% over the next 2 years, which is sufficient to bring the dividend into a sustainable range.
Reported Earnings • Oct 25Third quarter 2024 earnings released: EPS: US$0.42 (vs US$0.52 in 3Q 2023)Third quarter 2024 results: EPS: US$0.42 (down from US$0.52 in 3Q 2023). Revenue: US$11.7m (up 5.1% from 3Q 2023). Net income: US$2.68m (down 13% from 3Q 2023). Profit margin: 23% (down from 28% in 3Q 2023). Over the last 3 years on average, earnings per share has fallen by 19% per year but the company’s share price has only fallen by 8% per year, which means it has not declined as severely as earnings.
공시 • Oct 18National Bankshares, Inc. and The National Bank of Blacksburg Announce Executive ChangesNational Bankshares, Inc. announced the promotion of Lara E. Ramsey to President of the Company and its subsidiary bank, The National Bank of Blacksburg, effective January 1, 2025. Ms. Ramsey has been with the Company since 1996, most recently as Executive Vice President and Chief Operating Officer. During her career at National Bankshares she has led the Company’s Investment, Human Resources, Marketing, Training, Corporate Administration, and Strategic Initiative functions. The Company’s current President and Chief Executive Officer, F. Brad Denardo, will continue to serve as Chairman and Chief Executive Officer of the bank and holding company. A native of Lebanon, Virginia, Ms. Ramsey is a graduate of Radford University with a dual bachelor's degree in Psychology and Economics and a master's degree in Industrial and Organizational Psychology. She is also a graduate of the Virginia Bankers Association’s School of Bank Management, the American Bankers Association’s Stonier Graduate School of Banking, The New River Valley Leadership program, and is a certified Senior Professional in Human Resources. Ms. Ramsey serves on the Radford University Alumni Association Board of Directors and the Radford University Athletic Foundation Board of Directors. She is a past Board Member of both the United Way of the New River Valley and the Montgomery County Chamber of Commerce. Ms. Ramsey resides in Radford with her husband, Sean. The couple have an adult son, Benjamin, who is currently pursuing a master’s degree at Virginia Tech.
Valuation Update With 7 Day Price Move • Aug 07Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to US$26.71, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 11x in the Banks industry in the US. Total loss to shareholders of 18% over the past three years.
New Risk • Jul 28New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 7.9% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by earnings (98% payout ratio). Profit margins are more than 30% lower than last year (21% net profit margin). Shareholders have been diluted in the past year (7.9% increase in shares outstanding).
Reported Earnings • Jul 26Second quarter 2024 earnings released: US$0.051 loss per share (vs US$0.66 profit in 2Q 2023)Second quarter 2024 results: US$0.051 loss per share (down from US$0.66 profit in 2Q 2023). Revenue: US$9.47m (down 21% from 2Q 2023). Net loss: US$306.0k (down 108% from profit in 2Q 2023). Over the last 3 years on average, earnings per share has fallen by 9% per year whereas the company’s share price has fallen by 4% per year.
공시 • Jun 05Alan Sweet to Serve on the Boards of Directors of National Bankshares and The National Bank of BlacksburgAlan Sweet, former President and Chief Executive Officer of Frontier, will serve on the boards of directors of National Bankshares and The National Bank of Blacksburg (National Bank).
Declared Dividend • May 19Dividend of US$0.73 announcedShareholders will receive a dividend of US$0.73. Ex-date: 24th May 2024 Payment date: 3rd June 2024 Dividend yield will be 4.7%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 3.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 15% over the next year, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Apr 27First quarter 2024 earnings released: EPS: US$0.37 (vs US$0.77 in 1Q 2023)First quarter 2024 results: EPS: US$0.37 (down from US$0.77 in 1Q 2023). Revenue: US$10.5m (down 21% from 1Q 2023). Net income: US$2.17m (down 52% from 1Q 2023). Profit margin: 21% (down from 35% in 1Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.
Reported Earnings • Mar 20Full year 2023 earnings released: EPS: US$2.66 (vs US$4.33 in FY 2022)Full year 2023 results: EPS: US$2.66 (down from US$4.33 in FY 2022). Revenue: US$47.9m (down 18% from FY 2022). Net income: US$15.7m (down 40% from FY 2022). Profit margin: 33% (down from 44% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.38% (down from 2.88% in FY 2022). Cost-to-income ratio: 61.0% (up from 47.7% in FY 2022). Non-performing loans: 0.31% (down from 0.33% in FY 2022). Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
공시 • Feb 29National Bankshares, Inc., Annual General Meeting, May 14, 2024National Bankshares, Inc., Annual General Meeting, May 14, 2024. Location: The Inn at Virginia Tech and Skelton Conference Center 901 Prices Fork Road , Blacksburg Virginia United States
Valuation Update With 7 Day Price Move • Feb 16Investor sentiment improves as stock rises 15%After last week's 15% share price gain to US$33.73, the stock trades at a forward P/E ratio of 24x. Average forward P/E is 10x in the Banks industry in the US. Total returns to shareholders of 21% over the past three years.
Reported Earnings • Jan 26Full year 2023 earnings released: EPS: US$2.66 (vs US$4.33 in FY 2022)Full year 2023 results: EPS: US$2.66 (down from US$4.33 in FY 2022). Revenue: US$47.9m (down 18% from FY 2022). Net income: US$15.7m (down 40% from FY 2022). Profit margin: 33% (down from 44% in FY 2022). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
공시 • Jan 25National Bankshares, Inc. Appoints Lara E. Ramsey as DirectorNational Bankshares, Inc.’s Board of Directors appointed Lara E. Ramsey as a new director of the Company, effective immediately. Ms. Ramsey has served as Executive Vice President and Chief Operating Officer of the Company since May 2023 and has served in various senior officer positions with the Company and the Bank since 1996.
Price Target Changed • Nov 03Price target decreased by 15% to US$26.50Down from US$31.25, the current price target is provided by 1 analyst. New target price is 6.6% above last closing price of US$24.85. Stock is down 32% over the past year. The company is forecast to post earnings per share of US$2.43 for next year compared to US$4.33 last year.
Reported Earnings • Oct 28Third quarter 2023 earnings released: EPS: US$0.52 (vs US$1.03 in 3Q 2022)Third quarter 2023 results: EPS: US$0.52 (down from US$1.03 in 3Q 2022). Revenue: US$11.2m (down 22% from 3Q 2022). Net income: US$3.07m (down 50% from 3Q 2022). Profit margin: 28% (down from 43% in 3Q 2022). Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.
Buying Opportunity • Aug 10Now 20% undervaluedOver the last 90 days, the stock is up 2.0%. The fair value is estimated to be US$35.64, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 11% over the last 3 years. Earnings per share has grown by 21%. Revenue is forecast to decline by 19% in a year. Earnings is forecast to decline by 42% in the next year.
Price Target Changed • Jul 28Price target decreased by 10% to US$31.25Down from US$34.75, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of US$29.82. Stock is down 5.8% over the past year. The company is forecast to post earnings per share of US$2.49 for next year compared to US$4.33 last year.
Major Estimate Revision • Jul 27Consensus EPS estimates fall by 16%The consensus outlook for earnings per share (EPS) in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$51.5m to US$47.4m. EPS estimate also fell from US$2.94 per share to US$2.48 per share. Net income forecast to shrink 38% next year vs 9.9% decline forecast for Banks industry in the US. Consensus price target down from US$34.75 to US$33.25. Share price fell 7.1% to US$30.04 over the past week.
Reported Earnings • Jul 21Second quarter 2023 earnings: EPS and revenues miss analyst expectationsSecond quarter 2023 results: EPS: US$0.66 (down from US$0.93 in 2Q 2022). Revenue: US$12.0m (down 8.3% from 2Q 2022). Net income: US$3.90m (down 30% from 2Q 2022). Profit margin: 33% (down from 43% in 2Q 2022). The decrease in margin was primarily driven by lower revenue. Revenue missed analyst estimates by 5.5%. Earnings per share (EPS) also missed analyst estimates by 9.6%. Revenue is expected to decline by 7.4% p.a. on average during the next 2 years, while revenues in the Banks industry in the US are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 21% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
Buying Opportunity • Jun 23Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 3.4%. The fair value is estimated to be US$41.65, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has grown by 20%. Revenue is forecast to decline by 11% in a year. Earnings is forecast to decline by 31% in the next year.
Price Target Changed • May 01Price target decreased by 14% to US$36.25Down from US$42.00, the current price target is an average from 2 analysts. New target price is 20% above last closing price of US$30.21. Stock is down 14% over the past year. The company is forecast to post earnings per share of US$3.00 for next year compared to US$4.33 last year.
Major Estimate Revision • Apr 27Consensus revenue estimates fall by 13%The consensus outlook for revenues in fiscal year 2023 has deteriorated. 2023 revenue forecast decreased from US$60.0m to US$52.5m. EPS estimate fell from US$4.05 to US$3.06 per share. Net income forecast to shrink 30% next year vs 2.8% decline forecast for Banks industry in the US. Consensus price target down from US$42.00 to US$40.50. Share price fell 8.8% to US$29.46 over the past week.
Price Target Changed • Apr 21Price target decreased by 9.0% to US$40.50Down from US$44.50, the current price target is an average from 2 analysts. New target price is 25% above last closing price of US$32.42. Stock is down 8.0% over the past year. The company is forecast to post earnings per share of US$3.06 for next year compared to US$4.33 last year.
Reported Earnings • Mar 16Full year 2022 earnings: EPS and revenues exceed analyst expectationsFull year 2022 results: EPS: US$4.33 (up from US$3.28 in FY 2021). Revenue: US$58.7m (up 16% from FY 2021). Net income: US$25.9m (up 27% from FY 2021). Profit margin: 44% (up from 40% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.88% (up from 2.81% in FY 2021). Cost-to-income ratio: 48.0% (down from 51.3% in FY 2021). Non-performing loans: 0.33% (down from 0.36% in FY 2021). Revenue exceeded analyst estimates by 6.4%. Earnings per share (EPS) also surpassed analyst estimates by 13%. Revenue is forecast to grow 1.6% p.a. on average during the next 2 years, compared to a 6.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
Recent Insider Transactions • Mar 07Independent Director recently bought US$73k worth of stockOn the 6th of March, Mildred Johnson bought around 2k shares on-market at roughly US$41.34 per share. This transaction amounted to 78% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$191k more in shares than they have sold in the last 12 months.
Reported Earnings • Feb 05Full year 2022 earnings: EPS and revenues exceed analyst expectationsFull year 2022 results: EPS: US$4.33 (up from US$3.28 in FY 2021). Revenue: US$58.7m (up 16% from FY 2021). Net income: US$25.9m (up 27% from FY 2021). Profit margin: 44% (up from 40% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.88% (up from 2.81% in FY 2021). Cost-to-income ratio: 48.0% (down from 51.3% in FY 2021). Revenue exceeded analyst estimates by 6.4%. Earnings per share (EPS) also surpassed analyst estimates by 13%. Revenue is forecast to grow 1.6% p.a. on average during the next 2 years, compared to a 6.4% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 18% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.
Price Target Changed • Dec 16Price target increased to US$41.75Up from US$37.00, the current price target is an average from 2 analysts. New target price is 5.6% above last closing price of US$39.52. Stock is up 11% over the past year. The company is forecast to post earnings per share of US$3.85 for next year compared to US$3.28 last year.
Board Change • Nov 16Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. Chairman, President & CEO F. Denardo was the last director to join the board, commencing their role in 2017. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
분석 기사 • Nov 13National Bankshares' (NASDAQ:NKSH) Upcoming Dividend Will Be Larger Than Last Year'sNational Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will be increasing its dividend from last year's...
공시 • Nov 11National Bankshares, Inc. Approves Semi-Annual Dividend, Payable on December 1, 2022The board of directors of National Bankshares, Inc. approved payment on December 1, 2022 of a semi-annual dividend of $0.78 per share to all stockholders of record as of November 21, 2022. This semi-annual dividend payment is an increase of $0.06 per share, or 8.33%, from the semi-annual dividend paid June 1, 2022. The total annual dividend of $1.50 per share for 2022 is an increase of $0.06 per share, or 4.17% from the total annual dividend of $1.44 paid in 2021.
Reported Earnings • Oct 22Third quarter 2022 earnings released: EPS: US$1.03 (vs US$0.94 in 3Q 2021)Third quarter 2022 results: EPS: US$1.03 (up from US$0.94 in 3Q 2021). Revenue: US$14.3m (up 7.3% from 3Q 2021). Net income: US$6.16m (up 7.1% from 3Q 2021). Profit margin: 43% (in line with 3Q 2021). Revenue is forecast to grow 8.1% p.a. on average during the next 2 years, compared to a 6.6% growth forecast for the Banks industry in the US. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
Reported Earnings • Jul 20Second quarter 2022 earnings released: EPS: US$0.93 (vs US$0.74 in 2Q 2021)Second quarter 2022 results: EPS: US$0.93 (up from US$0.74 in 2Q 2021). Revenue: US$13.1m (up 9.0% from 2Q 2021). Net income: US$5.57m (up 21% from 2Q 2021). Profit margin: 43% (up from 38% in 2Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 5.4%, compared to a 14% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
분석 기사 • May 15National Bankshares (NASDAQ:NKSH) Is Increasing Its Dividend To US$0.72The board of National Bankshares, Inc. ( NASDAQ:NKSH ) has announced that it will be increasing its dividend by 2.9% on...
공시 • May 13National Bankshares, Inc. Approves Semi-Annual Dividend, Payable on June 1, 2022National Bankshares, Inc. approved the payment on June 1, 2022 of a semi-annual dividend of $0.72 per share to all stockholders of record as of May 23, 2022. This is an increase from the $0.70 per share dividend paid on June 1, 2021.
Reported Earnings • Apr 27First quarter 2022 earnings: EPS and revenues exceed analyst expectationsFirst quarter 2022 results: EPS: US$0.81 (up from US$0.74 in 1Q 2021). Revenue: US$12.6m (up 2.0% from 1Q 2021). Net income: US$4.89m (up 2.5% from 1Q 2021). Profit margin: 39% (in line with 1Q 2021). Revenue exceeded analyst estimates by 5.0%. Earnings per share (EPS) also surpassed analyst estimates by 11%. Over the next year, revenue is forecast to grow 4.7%, compared to a 11% growth forecast for the industry in the US. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.
Board Change • Apr 27Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. Chairman, President & CEO F. Denardo was the last director to join the board, commencing their role in 2017. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
공시 • Apr 22National Bankshares, Inc. Announces Impairment Results for the First Quarter Ended March 31, 2022National Bankshares, Inc. announced impairment results for the first quarter ended March 31, 2022. Net charge offs for the three months ended March 31, 2022 were $20,000, compared with a net recovery of $5,000 for the quarter ended March 31, 2021.
공시 • Apr 01National Bankshares, Inc., Annual General Meeting, May 10, 2022National Bankshares, Inc., Annual General Meeting, May 10, 2022, at 15:00 US Eastern Standard Time. Location: Virginia Tech 901 Prices Fork Road Blacksburg Virginia United States Agenda: To consider the election of Three Class 2 Directors; to approve the compensation of the named executive officers; to ratify the Board of Directors' appointment of Yount, Hyde & Barbour, P.C. as the Company's independent registered public accounting firm for the year ending December 31, 2022; and to consider and act on any other matters that may properly come before the Annual Meeting or any adjournment.
Reported Earnings • Mar 15Full year 2021 earnings: EPS and revenues exceed analyst expectationsFull year 2021 results: EPS: US$3.28 (up from US$2.48 in FY 2020). Revenue: US$50.7m (up 15% from FY 2020). Net income: US$20.4m (up 27% from FY 2020). Profit margin: 40% (up from 36% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.81% (down from 2.98% in FY 2020). Cost-to-income ratio: 51.3% (down from 53.5% in FY 2020). Non-performing loans: 0.36% (down from 0.48% in FY 2020). Revenue exceeded analyst estimates by 1.7%. Earnings per share (EPS) also surpassed analyst estimates by 2.2%. Over the next year, revenue is forecast to stay flat compared to a 5.9% growth forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
Reported Earnings • Feb 05Full year 2021 earnings: EPS and revenues exceed analyst expectationsFull year 2021 results: EPS: US$3.28 (up from US$2.48 in FY 2020). Revenue: US$50.7m (up 15% from FY 2020). Net income: US$20.4m (up 27% from FY 2020). Profit margin: 40% (up from 36% in FY 2020). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.7%. Earnings per share (EPS) also surpassed analyst estimates by 2.2%. Over the next year, revenue is expected to shrink by 2.2% compared to a 4.5% growth forecast for the banks industry in the US. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has remained flat, which means it is significantly lagging earnings.
Board Change • Dec 06Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. Chairman, President & CEO F. Denardo was the last director to join the board, commencing their role in 2017. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Oct 23Third quarter 2021 earnings released: EPS US$0.94 (vs US$0.64 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$13.3m (up 20% from 3Q 2020). Net income: US$5.75m (up 38% from 3Q 2020). Profit margin: 43% (up from 38% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 6% per year, which means it is significantly lagging earnings.
Reported Earnings • Aug 18Second quarter 2021 earnings released: EPS US$0.74 (vs US$0.46 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$12.0m (up 26% from 2Q 2020). Net income: US$4.61m (up 55% from 2Q 2020). Profit margin: 38% (up from 31% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
Reported Earnings • Jul 20Second quarter 2021 earnings released: EPS US$0.74 (vs US$0.46 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$12.0m (up 26% from 2Q 2020). Net income: US$4.61m (up 55% from 2Q 2020). Profit margin: 38% (up from 31% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings.
공시 • Jun 28+ 7 more updatesNational Bankshares, Inc.(NasdaqCM:NKSH) dropped from Russell 2000 Value-Defensive IndexNational Bankshares, Inc.(NasdaqCM:NKSH) dropped from Russell 2000 Value-Defensive Index
Recent Insider Transactions • Jun 12Independent Vice Chairman of the Board recently bought US$70k worth of stockOn the 10th of June, Charles Green bought around 2k shares on-market at roughly US$35.22 per share. This was the largest purchase by an insider in the last 3 months. Charles has been a buyer over the last 12 months, purchasing a net total of US$125k worth in shares.
공시 • May 14National Bankshares, Inc. Approves Semi-Annual Dividend, Payable on June 1, 2021The Board of Directors of National Bankshares, Inc. approved payment on June 1, 2021 of semi-annual dividend of $0.70 per share to all stockholders of record as of May 24, 2021. This is an increase from the $0.67 per share dividend paid on June 1, 2020.
Reported Earnings • May 13First quarter 2021 earnings released: EPS US$0.74 (vs US$0.61 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$12.3m (up 9.5% from 1Q 2020). Net income: US$4.77m (up 20% from 1Q 2020). Profit margin: 39% (up from 35% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings.
분석 기사 • May 05Shareholders May Not Be So Generous With National Bankshares, Inc.'s (NASDAQ:NKSH) CEO Compensation And Here's WhyIn the past three years, shareholders of National Bankshares, Inc. ( NASDAQ:NKSH ) have seen a loss on their...
Major Estimate Revision • Apr 29Consensus EPS estimates increase to US$2.88The consensus outlook for earnings per share (EPS) in 2021 has improved. 2021 revenue forecast increased from US$47.2m to US$49.0m. EPS estimate increased from US$2.51 to US$2.88 per share. Net income forecast to grow 5.4% next year vs 8.2% growth forecast for Banks industry in the US. Consensus price target of US$41.00 unchanged from last update. Share price was steady at US$34.96 over the past week.
Reported Earnings • Apr 26First quarter 2021 earnings released: EPS US$0.74 (vs US$0.61 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$12.3m (up 9.5% from 1Q 2020). Net income: US$4.77m (up 20% from 1Q 2020). Profit margin: 39% (up from 35% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
분석 기사 • Apr 05Here's What You Should Know About National Bankshares, Inc.'s (NASDAQ:NKSH) 3.8% Dividend YieldDividend paying stocks like National Bankshares, Inc. ( NASDAQ:NKSH ) tend to be popular with investors, and for good...
Reported Earnings • Mar 20Full year 2020 earnings released: EPS US$2.48 (vs US$2.65 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$44.1m (down 3.9% from FY 2019). Net income: US$16.1m (down 8.0% from FY 2019). Profit margin: 36% (down from 38% in FY 2019). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.98% (down from 3.29% in FY 2019). Cost-to-income ratio: 53.1% (down from 55.1% in FY 2019). Non-performing loans: 0.48% (up from 0.46% in FY 2019). Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.
Is New 90 Day High Low • Feb 25New 90-day high: US$34.20The company is up 9.0% from its price of US$31.33 on 25 November 2020. The American market is up 5.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Banks industry, which is up 24% over the same period.
Major Estimate Revision • Feb 11Analysts increase EPS estimates to US$2.41The 2021 consensus revenue estimate increased from US$45.5m to US$46.4m. The earnings per share estimate also received an upgrade from US$2.15 to US$2.41 for the same period. Net income is expected to shrink by 3.6% next year compared to 14% growth forecast for the Banks industry in the US . The consensus price target of US$36.00 was unchanged from the last update. Share price is up 2.1% to US$32.10 over the past week.
분석 기사 • Feb 09Need To Know: National Bankshares, Inc. (NASDAQ:NKSH) Insiders Have Been Buying SharesWe often see insiders buying up shares in companies that perform well over the long term. Unfortunately, there are also...
Reported Earnings • Feb 06Full year 2020 earnings released: EPS US$2.48 (vs US$2.65 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$44.1m (down 5.0% from FY 2019). Net income: US$16.1m (down 8.0% from FY 2019). Profit margin: 36% (down from 38% in FY 2019). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.98% (down from 3.29% in FY 2019). Cost-to-income ratio: 53.1% (down from 55.1% in FY 2019). Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 7% per year, which means it is significantly lagging earnings.
Analyst Estimate Surprise Post Earnings • Feb 06Revenue and earnings beat expectationsRevenue exceeded analyst estimates by 2.7%. Earnings per share (EPS) also surpassed analyst estimates by 9.3%. Over the next year, revenue is forecast to grow 3.1%, compared to a 17% growth forecast for the Banks industry in the US.
Is New 90 Day High Low • Jan 13New 90-day high: US$33.57The company is up 29% from its price of US$26.05 on 14 October 2020. The American market is up 12% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Banks industry, which is up 43% over the same period.
분석 기사 • Dec 28Reflecting on National Bankshares' (NASDAQ:NKSH) Share Price Returns Over The Last YearWhile it may not be enough for some shareholders, we think it is good to see the National Bankshares, Inc...
Price Target Changed • Dec 19Price target raised to US$36.00Up from US$32.00, the current price target is provided by 1 analyst. The new target price is 17% above the current share price of US$30.75. As of last close, the stock is down 34% over the past year.
분석 기사 • Dec 07Do Institutions Own National Bankshares, Inc. (NASDAQ:NKSH) Shares?The big shareholder groups in National Bankshares, Inc. ( NASDAQ:NKSH ) have power over the company. Large companies...
Is New 90 Day High Low • Dec 03New 90-day high: US$32.24The company is up 27% from its price of US$25.30 on 04 September 2020. The American market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 20% over the same period.
Reported Earnings • Nov 08Third quarter 2020 earnings released: EPS US$0.64The company reported a poor third quarter result with weaker earnings and revenues, although profit margins were flat. Third quarter 2020 results: Revenue: US$11.1m (down 3.2% from 3Q 2019). Net income: US$4.17m (down 2.0% from 3Q 2019). Profit margin: 38% (in line with 3Q 2019). Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 14% per year, which means it is significantly lagging earnings.
Is New 90 Day High Low • Nov 03New 90-day high: US$27.95The company is up 9.0% from its price of US$25.55 on 04 August 2020. The American market is flat over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 1.0% over the same period.
Recent Insider Transactions • Oct 30Independent Vice Chairman of the Board recently bought US$55k worth of stockOn the 29th of October, Charles Green bought around 2k shares on-market at roughly US$27.40 per share. This was the largest purchase by an insider in the last 3 months. Charles has been a buyer over the last 12 months, purchasing a net total of US$88k worth in shares.
Reported Earnings • Oct 24Third quarter earnings releasedOver the last 12 months the company has reported total profits of US$15.9m, down 7.8% from the prior year. Total revenue was US$44.0m over the last 12 months, down 3.9% from the prior year.
Is New 90 Day High Low • Sep 24New 90-day low: US$23.73The company is down 13% from its price of US$27.37 on 26 June 2020. The American market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is down 7.0% over the same period.