View Future GrowthThis company has been acquiredThe company may no longer be operating, as it has been acquired. Find out why through their latest events.See Latest EventsHV Bancorp 과거 순이익 실적과거 기준 점검 2/6HV Bancorp은 연평균 26.8%의 비율로 수입이 증가해 온 반면, Banks 산업은 수입이 2.8% 증가했습니다. 매출은 연평균 21.4%의 비율로 증가했습니다. HV Bancorp의 자기자본이익률은 5.2%이고 순이익률은 8.9%입니다.핵심 정보26.82%순이익 성장률27.12%주당순이익(EPS) 성장률Banks 산업 성장률11.18%매출 성장률21.42%자기자본이익률5.16%순이익률8.92%최근 순이익 업데이트31 Mar 2023최근 과거 실적 업데이트Reported Earnings • May 17First quarter 2023 earnings released: EPS: US$0.30 (vs US$0.30 in 1Q 2022)First quarter 2023 results: EPS: US$0.30. Revenue: US$6.55m (down 1.7% from 1Q 2022). Net income: US$608.0k (up 1.2% from 1Q 2022). Profit margin: 9.3% (up from 9.0% in 1Q 2022). The increase in margin was driven by lower expenses.Reported Earnings • Feb 20Full year 2022 earnings released: EPS: US$1.12 (vs US$2.04 in FY 2021)Full year 2022 results: EPS: US$1.12 (down from US$2.04 in FY 2021). Revenue: US$25.2m (down 8.0% from FY 2021). Net income: US$2.23m (down 45% from FY 2021). Profit margin: 8.9% (down from 15% in FY 2021). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 3.42% (up from 2.57% in FY 2021). Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has increased by 28% per year, which means it is tracking significantly ahead of earnings growth.Reported Earnings • Nov 19Third quarter 2022 earnings released: EPS: US$0.35 (vs US$0.56 in 3Q 2021)Third quarter 2022 results: EPS: US$0.35 (down from US$0.56 in 3Q 2021). Revenue: US$6.43m (down 9.1% from 3Q 2021). Net income: US$705.0k (down 37% from 3Q 2021). Profit margin: 11% (down from 16% in 3Q 2021). The decrease in margin was driven by lower revenue.Reported Earnings • Nov 06Third quarter 2022 earnings released: EPS: US$0.35 (vs US$0.56 in 3Q 2021)Third quarter 2022 results: EPS: US$0.35 (down from US$0.56 in 3Q 2021). Revenue: US$6.43m (down 9.1% from 3Q 2021). Net income: US$705.0k (down 37% from 3Q 2021). Profit margin: 11% (down from 16% in 3Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 23% per year whereas the company’s share price has increased by 21% per year.Reported Earnings • Aug 06Second quarter 2022 earnings released: EPS: US$0.33 (vs US$0.65 in 2Q 2021)Second quarter 2022 results: EPS: US$0.33 (down from US$0.65 in 2Q 2021). Revenue: US$5.94m (down 17% from 2Q 2021). Net income: US$640.0k (down 50% from 2Q 2021). Profit margin: 11% (down from 18% in 2Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 39% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.Reported Earnings • May 07First quarter 2022 earnings released: EPS: US$0.30 (vs US$0.66 in 1Q 2021)First quarter 2022 results: EPS: US$0.30 (down from US$0.66 in 1Q 2021). Revenue: US$6.67m (down 7.7% from 1Q 2021). Net income: US$601.0k (down 54% from 1Q 2021). Profit margin: 9.0% (down from 18% in 1Q 2021). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 56% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.모든 업데이트 보기Recent updates공시 • Jun 18+ 1 more updateCitizens Financial Services, Inc. (NasdaqCM:CZFS) completed the acquisition of HV Bancorp, Inc. (NasdaqCM:HVBC) from a group of shareholders.Citizens Financial Services, Inc. (NasdaqCM:CZFS) signed the non-binding indication of interest to acquire HV Bancorp, Inc. (NasdaqCM:HVBC) from a group of shareholders on July 9, 2022. Citizens Financial Services, Inc. entered into a definitive agreement to acquire HV Bancorp, Inc. from a group of shareholders for $63.8 million on October 18, 2022. The Merger Agreement provides that shareholders of HVBC will have the right to elect to receive, for each share of HVBC common stock, either (x) $30.50 in cash or (y) 0.4000 shares of Company common stock. Elections will be subject to proration procedures whereby 80% of the shares of HVBC common stock will be exchanged for Company common stock and 20% of the shares of HVBC common stock will be exchanged for cash. As of June 9, 2023, Citizens Financial Services announced today that the exchange ratio for the pending merger has been finalized at 0.4040 shares of CZFS stock for each share of HVBC stock. The original exchange ratio has been adjusted from 0.4000 shares of CZFS stock for each share of HVBC stock to 0.4040 shares of CZFS stock for each share of HVBC stock to reflect the 1% stock dividend declared on May 30, 2023 by CZFS and payable on June 30, 2023. As closing of the merger is not expected to occur until June 16, 2023, the exchange ratio has been adjusted to 0.4040 shares of Citizens common stock for each share of HVBC common stock. Following the merger, Huntingdon Valley Bank will merge with and into First Citizens Community Bank (FCCB), with FCCB remaining as the surviving bank. Upon closing, one HVBC director will join each of the Board of Directors of CZFS and FCCB, subsidiary of CZFS and one HVBC director will join the Board of Directors of FCCB. Following the Merger, Travis J. Thompson, currently the Chairman and Chief Executive Officer of HVBC, and Robert J. Marino, currently the President of HVBC, will be employed as senior officers of FCCB. If the Merger is not consummated under specified circumstances, HVBC may be required to pay CZFS a termination fee of approximately $2.7 million. As per amended filing, If the merger is not consummated under certain circumstances, HVBC has agreed to pay Citizens, a termination fee of $2.7 million. As of March 9, 2023 HVBC has agreed to pay Citizens, a termination fee of $2.8 million.The merger is subject to customary closing conditions, including (1) the receipt of regulatory approvals, (2) the approval of the Merger by the shareholders of HVBC, (3) the effectiveness of the registration statement on Form S-4 for the Company common stock issued in the Merger, (4) the approval for listing on Nasdaq for the Company common stock to be issued in the Merger, and (5) the absence of any order, decree or injunction preventing the completion of the Merger. Transaction is also subject to the receipt of regulatory approvals from the Board of Governors of the Federal Reserve System and the Pennsylvania Department of Banking and Securities. The transaction has been approved by the Boards of Directors of CZFS and HVBC. The special meeting of HVBC shareholders is scheduled on February 15, 2023. HV Bancorp’s shareholders approved the merger on February 15, 2023. On March 24, 2023, the Pennsylvania Department of Banking and Securities approved the merger and the Bank merger. On March 30, 2023, the Board of Governors of the Federal Reserve System approved the bank merger and waived the application for the merger. The completion of the merger remains subject to customary closing conditions. As of April 10, 2023, Citizens Financial Services, Inc. received the requisite regulatory approvals and waivers from the Federal Reserve Bank of Philadelphia necessary to complete its acquisition of HV Bancorp, Inc. As of May 9, 2023, Citizens Financial Services, Inc. and HV Bancorp, Inc. announced the deadline for shareholders of HVBC to elect the form of consideration that they wish to receive in HVBC's pending merger with CZFS. The transaction is expected to be completed during the first half of 2023. CZFS and HVBC anticipate closing the transaction on June 16, 2023, subject to the satisfaction of customary closing conditions.Janney Montgomery Scott LLC acted as financial advisor to CZFS and Richard A. Schaberg and Les B. Reese of Hogan Lovells US LLP served as its legal counsel. The Kafafian Group, Inc. (TKG) acted as financial advisor and provided a fairness opinion to HVBC and Benjamin M. Azoff and Gregory Sobczak of Luse Gorman, PC served as its legal counsel. HVBC has retained a proxy solicitation firm, Laurel Hill Advisory Group, LLC, to aid it in the solicitation process. HVBC estimates it will pay Laurel Hill Advisory Group, LLC a fee of approximately $6,000. Broadridge Corporate Issuer Solutions, Inc. acted as exchange agent to HVBC. HVBC paid TKG a fee of $75,000 upon the rendering of TKG’s written fairness opinion. TKG will be reimbursed for reasonable out-of-pocket expenses incurred in connection with its engagement and HVBC has agreed to indemnify TKG against certain liabilities. TKG will also receive a success fee of approximately $505,800 upon closing of the merger. Janney Montgomery Scott LLC and Hogan Lovells US LLP acted as due diligence providersto CZFS. Luse Gorman, P.C and The Kafafian Group, Inc. as due diligence providers to HVBC.Citizens Financial Services, Inc. (NasdaqCM:CZFS) completed the acquisition of HV Bancorp, Inc. (NasdaqCM:HVBC) from a group of shareholders on June 16, 2023. HV Bancorp merged into Citizens Financial Services. Elections were subject to proration procedures whereby at least 80% of shares of HVBC common stock will be exchanged for shares of CZFS common stock. As a result of the elections, former HVBC shareholders received an aggregate of approximately 723,068 shares of CZFS common stock and an aggregate of approximately $13.65 million in cash.Reported Earnings • May 17First quarter 2023 earnings released: EPS: US$0.30 (vs US$0.30 in 1Q 2022)First quarter 2023 results: EPS: US$0.30. Revenue: US$6.55m (down 1.7% from 1Q 2022). Net income: US$608.0k (up 1.2% from 1Q 2022). Profit margin: 9.3% (up from 9.0% in 1Q 2022). The increase in margin was driven by lower expenses.Valuation Update With 7 Day Price Move • Mar 20Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$31.96, the stock trades at a trailing P/E ratio of 32.1x. Average trailing P/E is 9x in the Banks industry in the US. Total returns to shareholders of 214% over the past three years.Reported Earnings • Feb 20Full year 2022 earnings released: EPS: US$1.12 (vs US$2.04 in FY 2021)Full year 2022 results: EPS: US$1.12 (down from US$2.04 in FY 2021). Revenue: US$25.2m (down 8.0% from FY 2021). Net income: US$2.23m (down 45% from FY 2021). Profit margin: 8.9% (down from 15% in FY 2021). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 3.42% (up from 2.57% in FY 2021). Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has increased by 28% per year, which means it is tracking significantly ahead of earnings growth.Reported Earnings • Nov 19Third quarter 2022 earnings released: EPS: US$0.35 (vs US$0.56 in 3Q 2021)Third quarter 2022 results: EPS: US$0.35 (down from US$0.56 in 3Q 2021). Revenue: US$6.43m (down 9.1% from 3Q 2021). Net income: US$705.0k (down 37% from 3Q 2021). Profit margin: 11% (down from 16% in 3Q 2021). The decrease in margin was driven by lower revenue.Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 3 highly experienced directors. Independent Director Michael Hammer was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Nov 06Third quarter 2022 earnings released: EPS: US$0.35 (vs US$0.56 in 3Q 2021)Third quarter 2022 results: EPS: US$0.35 (down from US$0.56 in 3Q 2021). Revenue: US$6.43m (down 9.1% from 3Q 2021). Net income: US$705.0k (down 37% from 3Q 2021). Profit margin: 11% (down from 16% in 3Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 23% per year whereas the company’s share price has increased by 21% per year.Valuation Update With 7 Day Price Move • Oct 20Investor sentiment improved over the past weekAfter last week's 22% share price gain to US$25.55, the stock trades at a trailing P/E ratio of 21.1x. Average trailing P/E is 11x in the Mortgage industry in the US. Total returns to shareholders of 73% over the past three years.Buying Opportunity • Sep 28Now 20% undervaluedOver the last 90 days, the stock is up 3.8%. The fair value is estimated to be US$25.99, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 27% over the last 3 years. Earnings per share has grown by 39%.Buying Opportunity • Sep 08Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 1.7%. The fair value is estimated to be US$25.75, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 27% over the last 3 years. Earnings per share has grown by 39%.Reported Earnings • Aug 06Second quarter 2022 earnings released: EPS: US$0.33 (vs US$0.65 in 2Q 2021)Second quarter 2022 results: EPS: US$0.33 (down from US$0.65 in 2Q 2021). Revenue: US$5.94m (down 17% from 2Q 2021). Net income: US$640.0k (down 50% from 2Q 2021). Profit margin: 11% (down from 18% in 2Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 39% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.Seeking Alpha • Aug 05HV Bancorp GAAP EPS of $0.31, revenue of $6.58MHV Bancorp press release (NASDAQ:HVBC): Q2 GAAP EPS of $0.31. Revenue of $6.58M (-7.7% Y/Y).공시 • Jun 24+ 1 more updateHV Bancorp, Inc. Announces Retirement of Joseph C. O’Neill, Jr. as Executive Vice President, Effective from July 31, 2022HV Bancorp, Inc. announced that Joseph C. O’Neill, Jr. plans to retire from his position as Executive Vice President, effective from July 31, 2022 with over 12-years of a distinguished career with the Company. As part of an orderly leadership transition, Mr. O’Neill will continue to assist in a consulting capacity through the end of the year. The Bank has begun the process of identifying Mr. O’Neill’s replacement and has identified several qualified candidates to fill the position.Reported Earnings • May 07First quarter 2022 earnings released: EPS: US$0.30 (vs US$0.66 in 1Q 2021)First quarter 2022 results: EPS: US$0.30 (down from US$0.66 in 1Q 2021). Revenue: US$6.67m (down 7.7% from 1Q 2021). Net income: US$601.0k (down 54% from 1Q 2021). Profit margin: 9.0% (down from 18% in 1Q 2021). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 56% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.Board Change • Apr 27Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 3 highly experienced directors. Independent Director Michael Hammer was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.공시 • Apr 15HV Bancorp, Inc., Annual General Meeting, May 18, 2022HV Bancorp, Inc., Annual General Meeting, May 18, 2022, at 10:30 US Eastern Standard Time. Agenda: To consider the election of two directors;to consider the ratification of the appointment of S.R. Snodgrass, P.C., as independent registered public accounting firm for the year ending December 31, 2022; to consider to conduct a non-binding vote on executive compensation; to consider to conduct a non-binding vote on the frequency of votes on executive compensation; to consider to conduct a non-binding vote on the frequency of votes on executive compensation and to consider such other matters as may properly come before the Annual Meeting, or any adjournments thereof.Reported Earnings • Mar 29Full year 2021 earnings released: EPS: US$2.04 (vs US$2.84 in FY 2020)Full year 2021 results: EPS: US$2.04 (down from US$2.84 in FY 2020). Revenue: US$27.4m (up 3.5% from FY 2020). Net income: US$4.05m (down 30% from FY 2020). Profit margin: 15% (down from 22% in FY 2020). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 2.57% (no change from 2.57% in FY 2020). Non-performing loans: 1.14% (up from 0.71% in FY 2020). Over the last 3 years on average, earnings per share has increased by 70% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.Reported Earnings • Feb 23Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$2.04 (down from US$2.84 in FY 2020). Revenue: US$27.4m (up 3.5% from FY 2020). Net income: US$4.05m (down 30% from FY 2020). Profit margin: 15% (down from 22% in FY 2020). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 70% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.Board Change • Dec 06Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 3 highly experienced directors. Director Michael Hammer was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Nov 08Third quarter 2021 earnings released: EPS US$0.56 (vs US$1.02 in 3Q 2020)The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$7.08m (down 18% from 3Q 2020). Net income: US$1.12m (down 46% from 3Q 2020). Profit margin: 16% (down from 24% in 3Q 2020). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 81% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.Reported Earnings • Aug 09Second quarter 2021 earnings released: EPS US$0.65 (vs US$0.73 in 2Q 2020)The company reported a soft second quarter result with weaker earnings and profit margins, although revenues improved. Second quarter 2021 results: Revenue: US$7.13m (up 18% from 2Q 2020). Net income: US$1.28m (down 14% from 2Q 2020). Profit margin: 18% (down from 25% in 2Q 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 87% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth.분석 기사 • May 25Should You Be Adding HV Bancorp (NASDAQ:HVBC) To Your Watchlist Today?For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Reported Earnings • May 09First quarter 2021 earnings released: EPS US$0.66 (vs US$0.073 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$7.22m (up 75% from 1Q 2020). Net income: US$1.30m (up US$1.15m from 1Q 2020). Profit margin: 18% (up from 3.6% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 86% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.Reported Earnings • Apr 04Full year 2020 earnings released: EPS US$2.84 (vs US$0.49 in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: US$26.4m (up 88% from FY 2019). Net income: US$5.77m (up 471% from FY 2019). Profit margin: 22% (up from 7.2% in FY 2019). The increase in margin was driven by higher revenue. Non-performing loans: 0.71% (down from 1.45% in FY 2019). Over the last 3 years on average, earnings per share has increased by 76% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.분석 기사 • Feb 26Robert Marino Is The Independent Vice-Chairman of HV Bancorp, Inc. (NASDAQ:HVBC) And They Just Picked Up 16% More SharesPotential HV Bancorp, Inc. ( NASDAQ:HVBC ) shareholders may wish to note that the Independent Vice-Chairman, Robert...Recent Insider Transactions • Feb 26Independent Vice-Chairman recently bought US$174k worth of stockOn the 24th of February, Robert Marino bought around 10k shares on-market at roughly US$18.00 per share. This was the largest purchase by an insider in the last 3 months. Robert has been a buyer over the last 12 months, purchasing a net total of US$371k worth in shares.분석 기사 • Feb 24Do HV Bancorp's (NASDAQ:HVBC) Earnings Warrant Your Attention?It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...Is New 90 Day High Low • Feb 23New 90-day high: US$17.89The company is up 22% from its price of US$14.66 on 24 November 2020. The American market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 6.0% over the same period.Reported Earnings • Feb 21Full year 2020 earnings released: EPS US$2.84 (vs US$0.53 in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: US$26.4m (up 73% from FY 2019). Net income: US$5.77m (up 434% from FY 2019). Profit margin: 22% (up from 7.1% in FY 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 76% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.공시 • Jan 22HV Bancorp, Inc. and Huntingdon Valley Bank Appoints Robert J. Marino to the Position of Vice-Chairman of the Board of Directors and Committee ChairsHV Bancorp, Inc. announced the appointment of Robert J. Marino to the position of Vice-Chairman of the Board of Directors of Huntingdon Valley Bank and HV Bancorp, Inc. Mr. Marino replaces Scott W. Froggatt, who had served in this position for the past several years. Mr. Froggatt will continue to serve as Director. Also approved by the board were the appointments of committee chairs. For 2021, John D. Behm will serve as Corporate Governance & Nominating Committee chair, Robert J. Marino will serve as Compensation Committee chair, and John D. Behm will continue to chair the Audit Committee.Is New 90 Day High Low • Jan 06New 90-day high: US$17.46The company is up 33% from its price of US$13.16 on 07 October 2020. The American market is up 12% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 5.0% over the same period.Is New 90 Day High Low • Dec 11New 90-day high: US$15.77The company is up 17% from its price of US$13.47 on 11 September 2020. The American market is up 13% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 6.0% over the same period.Valuation Update With 7 Day Price Move • Nov 11Market bids up stock over the past weekAfter last week's 19% share price gain to US$15.54, the stock is trading at a trailing P/E ratio of 14.1x, up from the previous P/E ratio of 11.8x. This compares to an average P/E of 12x in the Mortgage industry in the US. Total returns to shareholders over the past three years are 7.5%.Is New 90 Day High Low • Nov 10New 90-day high: US$14.60The company is up 18% from its price of US$12.42 on 12 August 2020. The American market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is down 2.0% over the same period.Reported Earnings • Nov 08Third quarter 2020 earnings released: EPS US$1.02The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2020 results: Revenue: US$8.59m (up 113% from 3Q 2019). Net income: US$2.06m (up US$1.73m from 3Q 2019). Profit margin: 24% (up from 8.3% in 3Q 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 59% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.Is New 90 Day High Low • Oct 22New 90-day high: US$13.48The company is up 5.0% from its price of US$12.80 on 24 July 2020. The American market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Mortgage industry, which is up 11% over the same period.공시 • Jul 05HV Bancorp, Inc.(NasdaqCM:HVBC) dropped from Russell Microcap IndexHV Bancorp, Inc.(NasdaqCM:HVBC) dropped from Russell Microcap Index공시 • Jul 02HV Bancorp, Inc.(NasdaqCM:HVBC) dropped from Russell Microcap Value IndexHV Bancorp, Inc.(NasdaqCM:HVBC) dropped from Russell Microcap Value Index매출 및 비용 세부 내역HV Bancorp가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이NasdaqCM:HVBC 매출, 비용 및 순이익 (USD Millions)날짜매출순이익일반관리비연구개발비31 Mar 2325219031 Dec 2225219030 Sep 2225219030 Jun 2226319031 Mar 2227319031 Dec 2127419030 Sep 2129618030 Jun 2131718031 Mar 2130717031 Dec 2026616030 Sep 2022414030 Jun 2018212031 Mar 2015112031 Dec 1914111030 Sep 1913110030 Jun 191219031 Mar 191118031 Dec 181118030 Sep 181118030 Jun 181018031 Mar 181017031 Dec 171017030 Sep 171017030 Jun 171017031 Mar 171017031 Dec 161017030 Sep 161017030 Jun 161017030 Jun 15916031 Dec 13605030 Sep 13705030 Jun 13705030 Jun 127150양질의 수익: HVBC는 고품질 수익을 보유하고 있습니다.이익 마진 증가: HVBC의 현재 순 이익률 (8.9%)은 지난해 (12.5%)보다 낮습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: HVBC의 수익은 지난 5년 동안 연평균 26.8%로 크게 증가했습니다.성장 가속화: HVBC은 지난 1년 동안 수익이 감소하여 5년 평균과 비교할 수 없습니다.수익 대 산업: HVBC은 지난 1년 동안 수익이 감소(-33.2%)하여 Banks 업계 평균(22.8%)과 비교하기 어렵습니다.자기자본이익률높은 ROE: HVBC의 자본 수익률(5.2%)은 낮음으로 평가됩니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YBanks 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2023/06/18 08:35종가2023/06/16 00:00수익2023/03/31연간 수익2022/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스HV Bancorp, Inc.는 0명의 분석가가 다루고 있습니다. 이 중 명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
Reported Earnings • May 17First quarter 2023 earnings released: EPS: US$0.30 (vs US$0.30 in 1Q 2022)First quarter 2023 results: EPS: US$0.30. Revenue: US$6.55m (down 1.7% from 1Q 2022). Net income: US$608.0k (up 1.2% from 1Q 2022). Profit margin: 9.3% (up from 9.0% in 1Q 2022). The increase in margin was driven by lower expenses.
Reported Earnings • Feb 20Full year 2022 earnings released: EPS: US$1.12 (vs US$2.04 in FY 2021)Full year 2022 results: EPS: US$1.12 (down from US$2.04 in FY 2021). Revenue: US$25.2m (down 8.0% from FY 2021). Net income: US$2.23m (down 45% from FY 2021). Profit margin: 8.9% (down from 15% in FY 2021). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 3.42% (up from 2.57% in FY 2021). Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has increased by 28% per year, which means it is tracking significantly ahead of earnings growth.
Reported Earnings • Nov 19Third quarter 2022 earnings released: EPS: US$0.35 (vs US$0.56 in 3Q 2021)Third quarter 2022 results: EPS: US$0.35 (down from US$0.56 in 3Q 2021). Revenue: US$6.43m (down 9.1% from 3Q 2021). Net income: US$705.0k (down 37% from 3Q 2021). Profit margin: 11% (down from 16% in 3Q 2021). The decrease in margin was driven by lower revenue.
Reported Earnings • Nov 06Third quarter 2022 earnings released: EPS: US$0.35 (vs US$0.56 in 3Q 2021)Third quarter 2022 results: EPS: US$0.35 (down from US$0.56 in 3Q 2021). Revenue: US$6.43m (down 9.1% from 3Q 2021). Net income: US$705.0k (down 37% from 3Q 2021). Profit margin: 11% (down from 16% in 3Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 23% per year whereas the company’s share price has increased by 21% per year.
Reported Earnings • Aug 06Second quarter 2022 earnings released: EPS: US$0.33 (vs US$0.65 in 2Q 2021)Second quarter 2022 results: EPS: US$0.33 (down from US$0.65 in 2Q 2021). Revenue: US$5.94m (down 17% from 2Q 2021). Net income: US$640.0k (down 50% from 2Q 2021). Profit margin: 11% (down from 18% in 2Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 39% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.
Reported Earnings • May 07First quarter 2022 earnings released: EPS: US$0.30 (vs US$0.66 in 1Q 2021)First quarter 2022 results: EPS: US$0.30 (down from US$0.66 in 1Q 2021). Revenue: US$6.67m (down 7.7% from 1Q 2021). Net income: US$601.0k (down 54% from 1Q 2021). Profit margin: 9.0% (down from 18% in 1Q 2021). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 56% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.
공시 • Jun 18+ 1 more updateCitizens Financial Services, Inc. (NasdaqCM:CZFS) completed the acquisition of HV Bancorp, Inc. (NasdaqCM:HVBC) from a group of shareholders.Citizens Financial Services, Inc. (NasdaqCM:CZFS) signed the non-binding indication of interest to acquire HV Bancorp, Inc. (NasdaqCM:HVBC) from a group of shareholders on July 9, 2022. Citizens Financial Services, Inc. entered into a definitive agreement to acquire HV Bancorp, Inc. from a group of shareholders for $63.8 million on October 18, 2022. The Merger Agreement provides that shareholders of HVBC will have the right to elect to receive, for each share of HVBC common stock, either (x) $30.50 in cash or (y) 0.4000 shares of Company common stock. Elections will be subject to proration procedures whereby 80% of the shares of HVBC common stock will be exchanged for Company common stock and 20% of the shares of HVBC common stock will be exchanged for cash. As of June 9, 2023, Citizens Financial Services announced today that the exchange ratio for the pending merger has been finalized at 0.4040 shares of CZFS stock for each share of HVBC stock. The original exchange ratio has been adjusted from 0.4000 shares of CZFS stock for each share of HVBC stock to 0.4040 shares of CZFS stock for each share of HVBC stock to reflect the 1% stock dividend declared on May 30, 2023 by CZFS and payable on June 30, 2023. As closing of the merger is not expected to occur until June 16, 2023, the exchange ratio has been adjusted to 0.4040 shares of Citizens common stock for each share of HVBC common stock. Following the merger, Huntingdon Valley Bank will merge with and into First Citizens Community Bank (FCCB), with FCCB remaining as the surviving bank. Upon closing, one HVBC director will join each of the Board of Directors of CZFS and FCCB, subsidiary of CZFS and one HVBC director will join the Board of Directors of FCCB. Following the Merger, Travis J. Thompson, currently the Chairman and Chief Executive Officer of HVBC, and Robert J. Marino, currently the President of HVBC, will be employed as senior officers of FCCB. If the Merger is not consummated under specified circumstances, HVBC may be required to pay CZFS a termination fee of approximately $2.7 million. As per amended filing, If the merger is not consummated under certain circumstances, HVBC has agreed to pay Citizens, a termination fee of $2.7 million. As of March 9, 2023 HVBC has agreed to pay Citizens, a termination fee of $2.8 million.The merger is subject to customary closing conditions, including (1) the receipt of regulatory approvals, (2) the approval of the Merger by the shareholders of HVBC, (3) the effectiveness of the registration statement on Form S-4 for the Company common stock issued in the Merger, (4) the approval for listing on Nasdaq for the Company common stock to be issued in the Merger, and (5) the absence of any order, decree or injunction preventing the completion of the Merger. Transaction is also subject to the receipt of regulatory approvals from the Board of Governors of the Federal Reserve System and the Pennsylvania Department of Banking and Securities. The transaction has been approved by the Boards of Directors of CZFS and HVBC. The special meeting of HVBC shareholders is scheduled on February 15, 2023. HV Bancorp’s shareholders approved the merger on February 15, 2023. On March 24, 2023, the Pennsylvania Department of Banking and Securities approved the merger and the Bank merger. On March 30, 2023, the Board of Governors of the Federal Reserve System approved the bank merger and waived the application for the merger. The completion of the merger remains subject to customary closing conditions. As of April 10, 2023, Citizens Financial Services, Inc. received the requisite regulatory approvals and waivers from the Federal Reserve Bank of Philadelphia necessary to complete its acquisition of HV Bancorp, Inc. As of May 9, 2023, Citizens Financial Services, Inc. and HV Bancorp, Inc. announced the deadline for shareholders of HVBC to elect the form of consideration that they wish to receive in HVBC's pending merger with CZFS. The transaction is expected to be completed during the first half of 2023. CZFS and HVBC anticipate closing the transaction on June 16, 2023, subject to the satisfaction of customary closing conditions.Janney Montgomery Scott LLC acted as financial advisor to CZFS and Richard A. Schaberg and Les B. Reese of Hogan Lovells US LLP served as its legal counsel. The Kafafian Group, Inc. (TKG) acted as financial advisor and provided a fairness opinion to HVBC and Benjamin M. Azoff and Gregory Sobczak of Luse Gorman, PC served as its legal counsel. HVBC has retained a proxy solicitation firm, Laurel Hill Advisory Group, LLC, to aid it in the solicitation process. HVBC estimates it will pay Laurel Hill Advisory Group, LLC a fee of approximately $6,000. Broadridge Corporate Issuer Solutions, Inc. acted as exchange agent to HVBC. HVBC paid TKG a fee of $75,000 upon the rendering of TKG’s written fairness opinion. TKG will be reimbursed for reasonable out-of-pocket expenses incurred in connection with its engagement and HVBC has agreed to indemnify TKG against certain liabilities. TKG will also receive a success fee of approximately $505,800 upon closing of the merger. Janney Montgomery Scott LLC and Hogan Lovells US LLP acted as due diligence providersto CZFS. Luse Gorman, P.C and The Kafafian Group, Inc. as due diligence providers to HVBC.Citizens Financial Services, Inc. (NasdaqCM:CZFS) completed the acquisition of HV Bancorp, Inc. (NasdaqCM:HVBC) from a group of shareholders on June 16, 2023. HV Bancorp merged into Citizens Financial Services. Elections were subject to proration procedures whereby at least 80% of shares of HVBC common stock will be exchanged for shares of CZFS common stock. As a result of the elections, former HVBC shareholders received an aggregate of approximately 723,068 shares of CZFS common stock and an aggregate of approximately $13.65 million in cash.
Reported Earnings • May 17First quarter 2023 earnings released: EPS: US$0.30 (vs US$0.30 in 1Q 2022)First quarter 2023 results: EPS: US$0.30. Revenue: US$6.55m (down 1.7% from 1Q 2022). Net income: US$608.0k (up 1.2% from 1Q 2022). Profit margin: 9.3% (up from 9.0% in 1Q 2022). The increase in margin was driven by lower expenses.
Valuation Update With 7 Day Price Move • Mar 20Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$31.96, the stock trades at a trailing P/E ratio of 32.1x. Average trailing P/E is 9x in the Banks industry in the US. Total returns to shareholders of 214% over the past three years.
Reported Earnings • Feb 20Full year 2022 earnings released: EPS: US$1.12 (vs US$2.04 in FY 2021)Full year 2022 results: EPS: US$1.12 (down from US$2.04 in FY 2021). Revenue: US$25.2m (down 8.0% from FY 2021). Net income: US$2.23m (down 45% from FY 2021). Profit margin: 8.9% (down from 15% in FY 2021). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 3.42% (up from 2.57% in FY 2021). Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has increased by 28% per year, which means it is tracking significantly ahead of earnings growth.
Reported Earnings • Nov 19Third quarter 2022 earnings released: EPS: US$0.35 (vs US$0.56 in 3Q 2021)Third quarter 2022 results: EPS: US$0.35 (down from US$0.56 in 3Q 2021). Revenue: US$6.43m (down 9.1% from 3Q 2021). Net income: US$705.0k (down 37% from 3Q 2021). Profit margin: 11% (down from 16% in 3Q 2021). The decrease in margin was driven by lower revenue.
Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 3 highly experienced directors. Independent Director Michael Hammer was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Nov 06Third quarter 2022 earnings released: EPS: US$0.35 (vs US$0.56 in 3Q 2021)Third quarter 2022 results: EPS: US$0.35 (down from US$0.56 in 3Q 2021). Revenue: US$6.43m (down 9.1% from 3Q 2021). Net income: US$705.0k (down 37% from 3Q 2021). Profit margin: 11% (down from 16% in 3Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 23% per year whereas the company’s share price has increased by 21% per year.
Valuation Update With 7 Day Price Move • Oct 20Investor sentiment improved over the past weekAfter last week's 22% share price gain to US$25.55, the stock trades at a trailing P/E ratio of 21.1x. Average trailing P/E is 11x in the Mortgage industry in the US. Total returns to shareholders of 73% over the past three years.
Buying Opportunity • Sep 28Now 20% undervaluedOver the last 90 days, the stock is up 3.8%. The fair value is estimated to be US$25.99, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 27% over the last 3 years. Earnings per share has grown by 39%.
Buying Opportunity • Sep 08Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 1.7%. The fair value is estimated to be US$25.75, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 27% over the last 3 years. Earnings per share has grown by 39%.
Reported Earnings • Aug 06Second quarter 2022 earnings released: EPS: US$0.33 (vs US$0.65 in 2Q 2021)Second quarter 2022 results: EPS: US$0.33 (down from US$0.65 in 2Q 2021). Revenue: US$5.94m (down 17% from 2Q 2021). Net income: US$640.0k (down 50% from 2Q 2021). Profit margin: 11% (down from 18% in 2Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 39% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.
Seeking Alpha • Aug 05HV Bancorp GAAP EPS of $0.31, revenue of $6.58MHV Bancorp press release (NASDAQ:HVBC): Q2 GAAP EPS of $0.31. Revenue of $6.58M (-7.7% Y/Y).
공시 • Jun 24+ 1 more updateHV Bancorp, Inc. Announces Retirement of Joseph C. O’Neill, Jr. as Executive Vice President, Effective from July 31, 2022HV Bancorp, Inc. announced that Joseph C. O’Neill, Jr. plans to retire from his position as Executive Vice President, effective from July 31, 2022 with over 12-years of a distinguished career with the Company. As part of an orderly leadership transition, Mr. O’Neill will continue to assist in a consulting capacity through the end of the year. The Bank has begun the process of identifying Mr. O’Neill’s replacement and has identified several qualified candidates to fill the position.
Reported Earnings • May 07First quarter 2022 earnings released: EPS: US$0.30 (vs US$0.66 in 1Q 2021)First quarter 2022 results: EPS: US$0.30 (down from US$0.66 in 1Q 2021). Revenue: US$6.67m (down 7.7% from 1Q 2021). Net income: US$601.0k (down 54% from 1Q 2021). Profit margin: 9.0% (down from 18% in 1Q 2021). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 56% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.
Board Change • Apr 27Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 3 highly experienced directors. Independent Director Michael Hammer was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
공시 • Apr 15HV Bancorp, Inc., Annual General Meeting, May 18, 2022HV Bancorp, Inc., Annual General Meeting, May 18, 2022, at 10:30 US Eastern Standard Time. Agenda: To consider the election of two directors;to consider the ratification of the appointment of S.R. Snodgrass, P.C., as independent registered public accounting firm for the year ending December 31, 2022; to consider to conduct a non-binding vote on executive compensation; to consider to conduct a non-binding vote on the frequency of votes on executive compensation; to consider to conduct a non-binding vote on the frequency of votes on executive compensation and to consider such other matters as may properly come before the Annual Meeting, or any adjournments thereof.
Reported Earnings • Mar 29Full year 2021 earnings released: EPS: US$2.04 (vs US$2.84 in FY 2020)Full year 2021 results: EPS: US$2.04 (down from US$2.84 in FY 2020). Revenue: US$27.4m (up 3.5% from FY 2020). Net income: US$4.05m (down 30% from FY 2020). Profit margin: 15% (down from 22% in FY 2020). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 2.57% (no change from 2.57% in FY 2020). Non-performing loans: 1.14% (up from 0.71% in FY 2020). Over the last 3 years on average, earnings per share has increased by 70% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Feb 23Full year 2021 earnings: Revenues and EPS in line with analyst expectationsFull year 2021 results: EPS: US$2.04 (down from US$2.84 in FY 2020). Revenue: US$27.4m (up 3.5% from FY 2020). Net income: US$4.05m (down 30% from FY 2020). Profit margin: 15% (down from 22% in FY 2020). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 70% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.
Board Change • Dec 06Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 3 highly experienced directors. Director Michael Hammer was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Nov 08Third quarter 2021 earnings released: EPS US$0.56 (vs US$1.02 in 3Q 2020)The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$7.08m (down 18% from 3Q 2020). Net income: US$1.12m (down 46% from 3Q 2020). Profit margin: 16% (down from 24% in 3Q 2020). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 81% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Aug 09Second quarter 2021 earnings released: EPS US$0.65 (vs US$0.73 in 2Q 2020)The company reported a soft second quarter result with weaker earnings and profit margins, although revenues improved. Second quarter 2021 results: Revenue: US$7.13m (up 18% from 2Q 2020). Net income: US$1.28m (down 14% from 2Q 2020). Profit margin: 18% (down from 25% in 2Q 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 87% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth.
분석 기사 • May 25Should You Be Adding HV Bancorp (NASDAQ:HVBC) To Your Watchlist Today?For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Reported Earnings • May 09First quarter 2021 earnings released: EPS US$0.66 (vs US$0.073 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$7.22m (up 75% from 1Q 2020). Net income: US$1.30m (up US$1.15m from 1Q 2020). Profit margin: 18% (up from 3.6% in 1Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 86% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Apr 04Full year 2020 earnings released: EPS US$2.84 (vs US$0.49 in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: US$26.4m (up 88% from FY 2019). Net income: US$5.77m (up 471% from FY 2019). Profit margin: 22% (up from 7.2% in FY 2019). The increase in margin was driven by higher revenue. Non-performing loans: 0.71% (down from 1.45% in FY 2019). Over the last 3 years on average, earnings per share has increased by 76% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.
분석 기사 • Feb 26Robert Marino Is The Independent Vice-Chairman of HV Bancorp, Inc. (NASDAQ:HVBC) And They Just Picked Up 16% More SharesPotential HV Bancorp, Inc. ( NASDAQ:HVBC ) shareholders may wish to note that the Independent Vice-Chairman, Robert...
Recent Insider Transactions • Feb 26Independent Vice-Chairman recently bought US$174k worth of stockOn the 24th of February, Robert Marino bought around 10k shares on-market at roughly US$18.00 per share. This was the largest purchase by an insider in the last 3 months. Robert has been a buyer over the last 12 months, purchasing a net total of US$371k worth in shares.
분석 기사 • Feb 24Do HV Bancorp's (NASDAQ:HVBC) Earnings Warrant Your Attention?It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...
Is New 90 Day High Low • Feb 23New 90-day high: US$17.89The company is up 22% from its price of US$14.66 on 24 November 2020. The American market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 6.0% over the same period.
Reported Earnings • Feb 21Full year 2020 earnings released: EPS US$2.84 (vs US$0.53 in FY 2019)The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: US$26.4m (up 73% from FY 2019). Net income: US$5.77m (up 434% from FY 2019). Profit margin: 22% (up from 7.1% in FY 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 76% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
공시 • Jan 22HV Bancorp, Inc. and Huntingdon Valley Bank Appoints Robert J. Marino to the Position of Vice-Chairman of the Board of Directors and Committee ChairsHV Bancorp, Inc. announced the appointment of Robert J. Marino to the position of Vice-Chairman of the Board of Directors of Huntingdon Valley Bank and HV Bancorp, Inc. Mr. Marino replaces Scott W. Froggatt, who had served in this position for the past several years. Mr. Froggatt will continue to serve as Director. Also approved by the board were the appointments of committee chairs. For 2021, John D. Behm will serve as Corporate Governance & Nominating Committee chair, Robert J. Marino will serve as Compensation Committee chair, and John D. Behm will continue to chair the Audit Committee.
Is New 90 Day High Low • Jan 06New 90-day high: US$17.46The company is up 33% from its price of US$13.16 on 07 October 2020. The American market is up 12% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 5.0% over the same period.
Is New 90 Day High Low • Dec 11New 90-day high: US$15.77The company is up 17% from its price of US$13.47 on 11 September 2020. The American market is up 13% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is up 6.0% over the same period.
Valuation Update With 7 Day Price Move • Nov 11Market bids up stock over the past weekAfter last week's 19% share price gain to US$15.54, the stock is trading at a trailing P/E ratio of 14.1x, up from the previous P/E ratio of 11.8x. This compares to an average P/E of 12x in the Mortgage industry in the US. Total returns to shareholders over the past three years are 7.5%.
Is New 90 Day High Low • Nov 10New 90-day high: US$14.60The company is up 18% from its price of US$12.42 on 12 August 2020. The American market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Mortgage industry, which is down 2.0% over the same period.
Reported Earnings • Nov 08Third quarter 2020 earnings released: EPS US$1.02The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2020 results: Revenue: US$8.59m (up 113% from 3Q 2019). Net income: US$2.06m (up US$1.73m from 3Q 2019). Profit margin: 24% (up from 8.3% in 3Q 2019). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 59% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings.
Is New 90 Day High Low • Oct 22New 90-day high: US$13.48The company is up 5.0% from its price of US$12.80 on 24 July 2020. The American market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Mortgage industry, which is up 11% over the same period.
공시 • Jul 05HV Bancorp, Inc.(NasdaqCM:HVBC) dropped from Russell Microcap IndexHV Bancorp, Inc.(NasdaqCM:HVBC) dropped from Russell Microcap Index
공시 • Jul 02HV Bancorp, Inc.(NasdaqCM:HVBC) dropped from Russell Microcap Value IndexHV Bancorp, Inc.(NasdaqCM:HVBC) dropped from Russell Microcap Value Index