Hope Bancorp 대차대조표 건전성
재무 건전성 기준 점검 6/6
Hope Bancorp 의 총 자산은 $18.7B 이고 총 자본금은 $2.3B 입니다. 총 예금은 $15.7B 이고, 총 대출금은 $14.5B 입니다. 2.8% 의 순이자 마진을 얻습니다. 현재 총 대출의 0.8% 에 달하는 불량 대출에 대한 충분한 여유가 있습니다. 현금 및 단기투자는 $629.9M 입니다.
핵심 정보
8.2x
자산/자본 비율
2.8%
순이자마진
| 총예금 | US$15.73b |
| 대출/예금 비율 | 적정 |
| 부실 대출 | 0.8% |
| 대손충당금 | 충분 |
| 유동비율 | 낮음 |
| 현금 및 현금성 자산 | US$629.93m |
최근 재무 건전성 업데이트
업데이트 없음
Recent updates
내러티브 업데이트 • Jun 24
HOPE: Future Returns Will Hinge On Executing Against Refreshed Earnings Assumptions
Analysts have raised their price target on Hope Bancorp by $1 to reflect updated views on revenue, profit margins, and the stock's potential future P/E, citing recent research that reassesses the bank's earnings prospects under current assumptions. Analyst Commentary Recent Street research around Hope Bancorp presents a mix of optimism and caution, with analysts updating price targets and ratings after revisiting their earnings assumptions and valuation frameworks.분석 기사 • Jun 21
Hope Bancorp (HOPE) Stock Could Be 10.7% Undervalued After Strong Quarterly Growth
Hope Bancorp (HOPE) has drawn fresh attention after institutional ownership climbed to 103.24%, while the latest quarter showed revenue up 26.53% and net profit up 40.03% year over year. See our latest analysis for Hope Bancorp. At a share price of $12.84, Hope Bancorp has a 90 day share price return of 16.20% and a 1 year total shareholder return of 32.86%. This points to firming momentum as recent revenue and profit figures, higher institutional ownership, and improving financial health...내러티브 업데이트 • Jun 09
HOPE: Future Returns Will Depend On Executing Ongoing Expansion And Acquisition Plans
Analysts have lifted their price target on Hope Bancorp by $1 to $14.38, citing updated views on fair value, discount rate, revenue growth, profit margin and future P/E that support a slightly higher valuation range. Analyst Commentary Recent Street research points to a slightly more constructive stance on Hope Bancorp, with analysts updating their views on valuation inputs such as discount rate, revenue growth, profit margin and future P/E assumptions.내러티브 업데이트 • May 26
HOPE: Future Returns Will Hinge On Execution As Recent Upgrades Signal Cautious Optimism
Analysts have nudged their price target for Hope Bancorp higher by $0.75 to $14.38, citing updated assumptions around revenue growth, profit margins, and a lower future P/E outlook as key drivers of the change. Analyst Commentary Bullish Takeaways Bullish analysts point to room for valuation support, as the updated target reflects their view that the current P/E assumption still leaves some upside if execution on revenue and margin plans stays on track.내러티브 업데이트 • Apr 28
HOPE: Future Returns Will Depend On Execution As Recent Upgrade Signals Cautious Confidence
Narrative Update on Hope Bancorp The analyst price target for Hope Bancorp has been raised by $1, with analysts pointing to the recent target hikes and upgrade as support for the updated view. Analyst Commentary Recent Street research on Hope Bancorp has focused on updated price targets and an upgrade, giving investors more context around how the market is thinking about valuation and execution risk.내러티브 업데이트 • Apr 12
HOPE: Future Returns Will Rely On Execution And Improving Credit Costs
Analysts have raised their fair value estimate for Hope Bancorp by $0.50 to $13.63, reflecting updated assumptions on revenue growth, profit margins, and a slightly lower future P/E multiple following recent research updates and price target revisions at major firms. Analyst Commentary Recent research updates on Hope Bancorp point to a mix of optimism on execution and valuation, alongside some caution on how those expectations play out over time.내러티브 업데이트 • Mar 29
HOPE: Future Returns Will Rely On Earnings Power And Higher Fair Value P/E
Analysts have raised their price target for Hope Bancorp by $1, reflecting updated views on the bank's earnings power and valuation. Analyst Commentary Recent research updates, including the US$1 increase in the price target, highlight a mix of optimism and caution among covering analysts.내러티브 업데이트 • Mar 13
HOPE: Future Returns Will Rely On Margins And Higher Fair Value P/E
Analysts raised their price target on Hope Bancorp by $1 to reflect updated views on fair value, discount rate, growth and margin assumptions, as well as a revised future P/E estimate. Analyst Commentary Recent research around the revised price target focuses on how well Hope Bancorp can deliver on its earnings assumptions, manage risk and sustain returns that line up with the updated fair value view.내러티브 업데이트 • Feb 27
HOPE: Future Returns Will Rely On Margins And More Conservative P/E
Analysts have nudged their price target on Hope Bancorp higher by $1 to reflect updated views on fair value, profit margin assumptions, and a lower future P/E expectation. Analyst Commentary Recent Street research on Hope Bancorp focuses on how the updated price target lines up with expectations for fair value, profitability, and a more conservative future P/E.내러티브 업데이트 • Feb 12
HOPE: Future Returns Will Depend On Steady Earnings And Credit Discipline
Analysts have raised their price target on Hope Bancorp by $1 to $13.17, citing updated assumptions around fair value, discount rate, revenue growth, profit margins and future P/E that are intended to better reflect the bank’s current risk and return profile. Analyst Commentary Analysts lifting their target to $13.17 are updating their view of Hope Bancorp’s risk and reward trade off, with fair value, discount rate, revenue growth, profit margins and future P/E all under review.분석 기사 • Jan 31
Hope Bancorp's (NASDAQ:HOPE) Dividend Will Be $0.14
The board of Hope Bancorp, Inc. ( NASDAQ:HOPE ) has announced that it will pay a dividend of $0.14 per share on the...내러티브 업데이트 • Jan 29
HOPE: Modest Price Uplift Will Rely On Steady Earnings And Credit Quality
Narrative Update Opening Analysts have lifted their price target on Hope Bancorp by about $0.63, reflecting updated views on fair value, discount rate assumptions, revenue growth, profit margins, and future P/E expectations. Analyst Commentary Recent Street research includes a price target adjustment, with one firm lifting its target on Hope Bancorp by US$1, which feeds into the modest overall increase in the consolidated target.분석 기사 • Oct 31
Hope Bancorp (NASDAQ:HOPE) Has Affirmed Its Dividend Of $0.14
Hope Bancorp, Inc. ( NASDAQ:HOPE ) will pay a dividend of $0.14 on the 21st of November. The dividend yield will be...Seeking Alpha • Oct 31
Decent Valuation And Stable Credit Quality Make Hope Bancorp A Buy
Summary Hope Bancorp reported mixed Q3 results, with top-line beats but bottom-line misses, and improving asset quality and net interest margins (NIMs). Loan and deposit growth for HOPE remains sluggish, mainly due to California's economic slowdown, but management is expanding into new markets and hiring talent to drive growth. NIMs expanded significantly from 2.54% to 2.89% due to merger synergies and asset redeployment but are expected to stabilize as these benefits normalize. HOPE is attractively valued at 0.8x tangible book, with stable credit quality and potential growth, warranting a soft buy rating despite current growth headwinds. Read the full article on Seeking Alpha분석 기사 • Apr 25
Hope Bancorp (NASDAQ:HOPE) Will Pay A Dividend Of $0.14
Hope Bancorp, Inc. ( NASDAQ:HOPE ) has announced that it will pay a dividend of $0.14 per share on the 16th of May...Seeking Alpha • Feb 28
Hope Bancorp: Challenges To Overcome Remain The Same As A Year Ago
Summary HOPE's loan growth remains sluggish, hindered by stagnant deposits, despite the merger with Territorial Bancorp offering some optimism for 2025. The bank's profitability struggles due to high deposit costs and declining net interest income, yet its dividend yield of 5.18% remains sustainable. The merger with Territorial Bancorp could improve deposit quality and diversify HOPE's loan portfolio, but organic growth remains weak. Despite challenges, HOPE's low valuation and potential synergies from the merger justify a hold rating, not a sell. Read the full article on Seeking Alpha분석 기사 • Jan 31
Hope Bancorp (NASDAQ:HOPE) Will Pay A Dividend Of $0.14
Hope Bancorp, Inc. ( NASDAQ:HOPE ) has announced that it will pay a dividend of $0.14 per share on the 20th of...분석 기사 • Oct 31
Hope Bancorp (NASDAQ:HOPE) Is Due To Pay A Dividend Of $0.14
Hope Bancorp, Inc.'s ( NASDAQ:HOPE ) investors are due to receive a payment of $0.14 per share on 21st of November...
새로운 내러티브 • Sep 24
Merger And Calculated Efficiencies Set To Boost Revenue And Margins Amid Growth Opportunities
Merger with Territorial Bancorp and strategic reorganization are poised to enhance the deposit franchise and reduce operating expenses.Seeking Alpha • May 06
Hope Bancorp: Dividend Yield Is Attractive, Acquisition Is The Biggest Catalyst
Summary The upcoming acquisition will provide much-needed respite to the loan portfolio, which has been declining for a year and a half. The management’s strategy to reduce costly deposits will lift the margin. On the other hand, the acquisition can pressurize the margin. I’m expecting earnings to dip this year before taking off next year. HOPE is offering an attractive dividend yield of 5.2%. My valuation analysis suggests a potential price downside of12% this year. Increasing the time frame till the end of next year leads to a price upside of 6%. Read the full article on Seeking Alpha분석 기사 • May 02
Hope Bancorp (NASDAQ:HOPE) Is Paying Out A Dividend Of $0.14
Hope Bancorp, Inc. ( NASDAQ:HOPE ) has announced that it will pay a dividend of $0.14 per share on the 23rd of May. The...재무 상태 분석
부채/자본 비율 추이 및 분석
대차대조표
금융기관 분석
자산 수준: HOPE 의 자본 대비 자산 비율 (8.2x)는 낮음입니다.
불량대출충당금: HOPE 에는 sufficient 불량 대출에 대한 수당 (129%)이 있습니다.
저위험 부채: HOPE 부채 중 96% 는 주로 낮은 위험 자금 출처로 구성됩니다.
대출 수준: HOPE 은 자산 대비 대출 비율(78%)의 적절 수준을 갖습니다.
저위험 예금: HOPE 의 예금 대비 대출 비율 (92%)은 적절입니다.
부실대출 수준: HOPE 에는 적절한 수준의 불량 대출(0.8%)이 있습니다.
건전한 기업 찾아보기
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/06/26 23:18 |
| 종가 | 2026/06/26 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
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| 분석가 컨센서스 추정치 | +3년 |
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| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
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| 경영진 | 10년 |
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| 주요 개발 | 10년 |
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* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
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분석가 소스
Hope Bancorp, Inc.는 11명의 분석가가 다루고 있습니다. 이 중 4명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Peter Winter | BMO Capital Markets Equity Research |
| Leanne Caravaggio | BMO Capital Markets Equity Research |
| Erika Najarian | BofA Global Research |