First Financial Bancorp 대차대조표 건전성
재무 건전성 기준 점검 6/6
First Financial Bancorp 의 총 자산은 $22.4B 이고 총 자본금은 $3.0B 입니다. 총 예금은 $17.6B 이고, 총 대출금은 $13.5B 입니다. 4% 의 순이자 마진을 얻습니다. 현재 총 대출의 0.7% 에 달하는 불량 대출에 대한 충분한 여유가 있습니다. 현금 및 단기투자는 $785.6M 입니다.
핵심 정보
7.5x
자산/자본 비율
4.0%
순이자마진
| 총예금 | US$17.58b |
| 대출/예금 비율 | 적정 |
| 부실 대출 | 0.7% |
| 대손충당금 | 충분 |
| 유동비율 | 낮음 |
| 현금 및 현금성 자산 | US$785.56m |
최근 재무 건전성 업데이트
업데이트 없음
Recent updates
내러티브 업데이트 • Jul 23
FFBC: Fair Outlook Balances Midwest Acquisition Upside With Margin And Credit Execution Risks
Analysts have lifted the fair value estimate for First Financial Bancorp to $36.86 from $35.29, reflecting updated assumptions for slightly slower revenue growth, a modestly higher profit margin, and Street research that points to stable margins, ongoing loan growth, and disciplined expense control as key supports for recent price target increases to the mid $30s. Analyst Commentary Recent Street research on First Financial Bancorp gives investors a mix of optimism around execution and caution around interest rate and margin risk.내러티브 업데이트 • Jul 09
FFBC: Fair Outlook Weighs Loan Momentum Against Credit And Cost Execution Risks
Analysts have raised the price target for First Financial Bancorp to $36, with the updated fair value estimate moving from $33.43 to $35.29 as they factor in expectations for ongoing loan growth momentum, fee income contributions, expense control and positive operating leverage. Analyst Commentary Recent research on First Financial Bancorp focuses on how well the bank can execute on loan growth, fee income, and expense control to support the higher fair value estimates now being used by bullish analysts.내러티브 업데이트 • Jun 23
FFBC: Fair Outlook Balances Upward Earnings Revisions And Recent Overweight Rating
First Financial Bancorp’s narrative update centers on a revised analyst price target, with recent Street research indicating a modest upward move of between $1 and $2, as analysts point to updated assumptions around fair value and P/E expectations. Analyst Commentary Recent Street research on First Financial Bancorp clusters around modest price target increases of between $1 and $2, with analysts updating their fair value work and revisiting P/E assumptions.Seeking Alpha • Jun 10
First Financial Bancorp.: A Buy As Earnings Momentum Likely To Accelerate Into 2027
Summary First Financial Bancorp is off to a strong start in 2026, benefiting from solid Q1 2026 results and a compelling valuation relative to regional bank peers. A low 0.79x loan-to-deposit ratio allowed FFBC to remain aggressive on deposit pricing, resulting in an improvement in the net interest margin. At the same time, Q1 2026 results could have been even higher absent the merger-related expenses and other one-off effects. FFBC expects to see full run-rate synergies from recent acquisitions starting in Q3 and Q4 2026, potentially outperforming low analyst EPS growth expectations of 5% for 2027. A recession remains a key risk in the investment case, although the current macro backdrop potentially points to a below-average recession risk in the very near term. Read the full article on Seeking Alpha내러티브 업데이트 • Jun 05
FFBC: Overweight Rating And Buybacks Support Balanced Outlook After Recent Q1 Execution
Narrative Update on First Financial Bancorp First Financial Bancorp's analyst price target has increased by a few dollars to $33.43, as analysts reference updated expectations related to revenue growth, profitability and future P/E assumptions reflected in recent research from multiple firms. Analyst Commentary Recent research updates on First Financial Bancorp cluster around higher price targets and refreshed assumptions for revenue, profitability and the stock's P/E, providing a snapshot of how the Street is thinking about both potential upside and risk.내러티브 업데이트 • May 21
FFBC: Overweight Rating And Buybacks Will Support Measured Long Term Upside
Analysts have increased their price targets on First Financial Bancorp by $1 to $2, citing updated assumptions around discount rates, long term revenue growth and P/E expectations as key drivers behind the revised outlook. Analyst Commentary Bullish Takeaways Bullish analysts are comfortable nudging price targets higher by US$1 to US$2, which signals increased confidence that their revised P/E assumptions still leave some room for upside.내러티브 업데이트 • Apr 28
FFBC: Overweight Stance And Buybacks Will Shape Measured Forward Upside
The updated analyst price target for First Financial Bancorp has increased to $33.43 from $32.14. Analysts attribute the change to recent target increases across multiple firms and modest adjustments to discount rate, growth, margin, and future P/E assumptions.분석 기사 • Apr 27
Earnings Beat: First Financial Bancorp. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
First Financial Bancorp. ( NASDAQ:FFBC ) just released its latest first-quarter results and things are looking bullish...내러티브 업데이트 • Apr 13
FFBC: Overweight Initiation And Stable Credit Trends Will Shape Measured Upside
The analyst price target for First Financial Bancorp has been raised by $1. Analysts cite modest adjustments to discount rate, revenue growth, profit margin, and future P/E assumptions to reflect updated research from firms including Truist, RBC Capital, Keefe Bruyette, and Stephens.내러티브 업데이트 • Mar 28
FFBC: Recent Overweight Initiation And Charge Off Trends Will Support Future Upside
First Financial Bancorp's analyst price target has been nudged higher to roughly $32.14, up about $0.14, as analysts factor in slightly revised fair value estimates, modest adjustments to growth and margin assumptions, and a series of recent target lifts from firms updating their views on the stock. Analyst Commentary Bullish Takeaways Bullish analysts are initiating and reiterating positive views, which supports the slightly higher blended price target and suggests that recent valuation work still sees room for the shares to reflect their internal fair value estimates.내러티브 업데이트 • Mar 14
FFBC: Updated Fair Value Views And Deal Progress Will Support Future Upside
Analysts have raised their price targets on First Financial Bancorp by a few dollars in recent reports, citing updated views on fair value around $32.00, supported by modest adjustments to discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Recent research notes focus on price target adjustments of a few dollars, with analysts aligning fair value views close to US$32.00 after updating their models for discount rates, revenue expectations, margin assumptions, and future P/E levels.내러티브 업데이트 • Feb 28
FFBC: Updated Deal Outlook And Earnings Assumptions Will Support Future Upside Potential
Analysts have raised their price targets on First Financial Bancorp by $1 to $2, citing updated assumptions around discount rate, revenue growth, profit margin, and future P/E that together keep fair value around $32.0 per share. Analyst Commentary Recent research updates highlight how small adjustments to key assumptions can still support a fair value view around US$32.0 per share for First Financial Bancorp.내러티브 업데이트 • Feb 14
FFBC: Updated Deal Outlook And Earnings Assumptions Will Guide Future Returns
Analysts have raised their price target on First Financial Bancorp to $32.00, citing updated assumptions around fair value, discount rate, revenue growth, profit margins and expected future P/E, as reflected in recent research updates from multiple firms. Analyst Commentary Recent research updates have centered on refreshed assumptions for fair value, discount rates, revenue trends, profitability and future P/E, which together feed into the higher price targets on First Financial Bancorp.내러티브 업데이트 • Jan 30
FFBC: Incremental Model Tweaks And BankFinancial Deal Will Shape Future Returns
Analysts have raised their price targets on First Financial Bancorp by a few dollars, making modest adjustments to fair value, discount rate, revenue growth, profit margin, and future P/E that support the updated view. Analyst Commentary Recent research updates around First Financial Bancorp focus on fine tuning valuation inputs rather than making sweeping calls, which can be useful context if you are already following the name closely.내러티브 업데이트 • Oct 09
Digital Transformation And Process Redesign Will Increase Operational Efficiency
Analysts have raised their price target for First Financial Bancorp by $0.53 to $30.33. They cite updated fair value estimates following recent portfolio repositioning and the integration of BankFinancial’s assets.분석 기사 • May 31
First Financial Bancorp (NASDAQ:FFBC) Will Pay A Dividend Of $0.24
First Financial Bancorp. ( NASDAQ:FFBC ) has announced that it will pay a dividend of $0.24 per share on the 16th of...분석 기사 • May 03
First Financial Bancorp's (NASDAQ:FFBC) Dividend Will Be $0.24
First Financial Bancorp. ( NASDAQ:FFBC ) has announced that it will pay a dividend of $0.24 per share on the 16th of...Seeking Alpha • Apr 28
First Financial Bancorp: Well-Positioned, Attractive Yield
Summary First Financial Bancorp's Q1 earnings showed a 2.6% revenue increase, but missed estimates by $14.7 million; net income was $51.3 million or $0.54 per share. Despite economic concerns, the bank saw modest loan growth and expects up to 5% loan growth in 2025, driven by leasing and mortgage origination. Return metrics declined due to seasonal softness and increased loan loss provisions; however, asset quality metrics showed improvement, with nonperforming assets and net charge-offs decreasing. With a 4.2% dividend yield, strong asset quality, and increasing tangible book value, the current FFBC price dip to $22 presents a buying opportunity. Read the full article on Seeking Alpha분석 기사 • Feb 24
First Financial Bancorp (NASDAQ:FFBC) Has Affirmed Its Dividend Of $0.24
The board of First Financial Bancorp. ( NASDAQ:FFBC ) has announced that it will pay a dividend on the 17th of March...분석 기사 • Oct 29
First Financial Bancorp (NASDAQ:FFBC) Will Pay A Dividend Of $0.24
First Financial Bancorp. ( NASDAQ:FFBC ) will pay a dividend of $0.24 on the 16th of December. This means that the...Seeking Alpha • Oct 25
First Financial Bancorp: Weakening Key Metrics, But Stabilizing
Summary First Financial Bancorp reported a 5% drop in top-line revenues to $201 million, missing consensus estimates by $13 million, with net income at $52.5 million. Loan growth was modest at 1% annualized, driven by leasing and mortgage origination, while the cost of deposits increased, impacting net interest margin. Return metrics showed declines, with return on average assets at 1.17% and return on average equity at 8.8%, the lowest this year. Asset quality saw mixed results, with nonperforming assets rising and provision for loan losses improving; tangible book value per FFBC share increased significantly. Read the full article on Seeking Alpha
새로운 내러티브 • Sep 24
Diversified Revenue And Decisive Cost Management Propel Financial Stability And Profit Growth
Diversified revenue streams from foreign exchange, leasing, mortgage banking, bankcard, and wealth management indicate potential for enhanced overall profitability.분석 기사 • Aug 20
First Financial Bancorp (NASDAQ:FFBC) Is Increasing Its Dividend To $0.24
First Financial Bancorp.'s ( NASDAQ:FFBC ) dividend will be increasing from last year's payment of the same period to...분석 기사 • Jul 30
First Financial Bancorp's (NASDAQ:FFBC) Upcoming Dividend Will Be Larger Than Last Year's
First Financial Bancorp. ( NASDAQ:FFBC ) will increase its dividend from last year's comparable payment on the 16th of...재무 상태 분석
부채/자본 비율 추이 및 분석
대차대조표
금융기관 분석
자산 수준: FFBC 의 자본 대비 자산 비율 (7.5x)는 낮음입니다.
불량대출충당금: FFBC 에는 sufficient 불량 대출에 대한 수당 (198%)이 있습니다.
저위험 부채: FFBC 부채 중 90% 는 주로 낮은 위험 자금 출처로 구성됩니다.
대출 수준: FFBC 은 자산 대비 대출 비율(60%)의 적절 수준을 갖습니다.
저위험 예금: FFBC 의 예금 대비 대출 비율 (77%)은 적절입니다.
부실대출 수준: FFBC 에는 적절한 수준의 불량 대출(0.7%)이 있습니다.
건전한 기업 찾아보기
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/07/31 07:26 |
| 종가 | 2026/07/31 00:00 |
| 수익 | 2026/06/30 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
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| 분석가 컨센서스 추정치 | +3년 |
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| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
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| 경영진 | 10년 |
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| 주요 개발 | 10년 |
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* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
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산업 및 섹터 지표
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분석가 소스
First Financial Bancorp.는 18명의 분석가가 다루고 있습니다. 이 중 6명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Bryce Rowe | Baird |
| Jason Goldberg | Barclays |
| Kevin Reevey | D.A. Davidson & Co. |