View Future GrowthFB Bancorp 과거 순이익 실적과거 기준 점검 2/6FB Bancorp은 연평균 46.1%의 비율로 수입이 증가해 온 반면, Banks 산업은 수입이 2.8% 증가했습니다. 매출은 연평균 20.7%의 비율로 증가했습니다. FB Bancorp의 자기자본이익률은 1%이고 순이익률은 6.1%입니다.핵심 정보46.08%순이익 성장률-13.72%주당순이익(EPS) 성장률Banks 산업 성장률11.18%매출 성장률20.68%자기자본이익률1.03%순이익률6.09%최근 순이익 업데이트31 Mar 2026최근 과거 실적 업데이트Reported Earnings • May 07First quarter 2026 earnings released: EPS: US$0.03 (vs US$0.038 in 1Q 2025)First quarter 2026 results: EPS: US$0.03 (down from US$0.038 in 1Q 2025). Revenue: US$12.5m (down 26% from 1Q 2025). Net income: US$494.0k (down 30% from 1Q 2025). Profit margin: 4.0% (down from 4.2% in 1Q 2025). The decrease in margin was driven by lower revenue.Reported Earnings • Mar 27Full year 2025 earnings released: EPS: US$0.22 (vs US$1.75 loss in FY 2024)Full year 2025 results: EPS: US$0.22 (up from US$1.75 loss in FY 2024). Revenue: US$50.4m (down 22% from FY 2024). Net income: US$3.95m (up US$10.2m from FY 2024). Profit margin: 7.8% (up from net loss in FY 2024). The move to profitability was driven by lower expenses. Net interest margin (NIM): 4.57% (up from 4.36% in FY 2024). Non-performing loans: 2.27% (up from 1.71% in FY 2024).Reported Earnings • Feb 20Full year 2025 earnings released: EPS: US$0.22 (vs US$1.75 loss in FY 2024)Full year 2025 results: EPS: US$0.22 (up from US$1.75 loss in FY 2024). Revenue: US$50.4m (down 22% from FY 2024). Net income: US$3.95m (up US$10.2m from FY 2024). Profit margin: 7.8% (up from net loss in FY 2024). The move to profitability was driven by lower expenses. Net interest margin (NIM): 4.57% (up from 4.36% in FY 2024).Reported Earnings • Nov 14Third quarter 2025 earnings released: EPS: US$0.059 (vs US$0.045 loss in 3Q 2024)Third quarter 2025 results: EPS: US$0.059 (up from US$0.045 loss in 3Q 2024). Revenue: US$18.3m (up 11% from 3Q 2024). Net income: US$1.08m (up US$1.98m from 3Q 2024). Profit margin: 5.9% (up from net loss in 3Q 2024).Reported Earnings • Aug 15Second quarter 2025 earnings releasedSecond quarter 2025 results: EPS: US$0.048. Revenue: US$17.7m (down 1.5% from 2Q 2024). Net income: US$879.0k (up 3.5% from 2Q 2024). Profit margin: 5.0% (up from 4.7% in 2Q 2024).Reported Earnings • May 14First quarter 2025 earnings releasedFirst quarter 2025 results: EPS: US$0.038. Revenue: US$16.8m (up 9.6% from 1Q 2024). Net income: US$705.0k (up US$1.51m from 1Q 2024). Profit margin: 4.2% (up from net loss in 1Q 2024).모든 업데이트 보기Recent updatesNew Risk • May 15New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 6.1% Last year net profit margin: 8.8% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. This is currently the only risk that has been identified for the company.Reported Earnings • May 07First quarter 2026 earnings released: EPS: US$0.03 (vs US$0.038 in 1Q 2025)First quarter 2026 results: EPS: US$0.03 (down from US$0.038 in 1Q 2025). Revenue: US$12.5m (down 26% from 1Q 2025). Net income: US$494.0k (down 30% from 1Q 2025). Profit margin: 4.0% (down from 4.2% in 1Q 2025). The decrease in margin was driven by lower revenue.공시 • Mar 31FB Bancorp, Inc., Annual General Meeting, Apr 29, 2026FB Bancorp, Inc., Annual General Meeting, Apr 29, 2026. Location: the main office of fidelity bank, located at 353 carondelet street, louisiana, new orleans United StatesReported Earnings • Mar 27Full year 2025 earnings released: EPS: US$0.22 (vs US$1.75 loss in FY 2024)Full year 2025 results: EPS: US$0.22 (up from US$1.75 loss in FY 2024). Revenue: US$50.4m (down 22% from FY 2024). Net income: US$3.95m (up US$10.2m from FY 2024). Profit margin: 7.8% (up from net loss in FY 2024). The move to profitability was driven by lower expenses. Net interest margin (NIM): 4.57% (up from 4.36% in FY 2024). Non-performing loans: 2.27% (up from 1.71% in FY 2024).Reported Earnings • Feb 20Full year 2025 earnings released: EPS: US$0.22 (vs US$1.75 loss in FY 2024)Full year 2025 results: EPS: US$0.22 (up from US$1.75 loss in FY 2024). Revenue: US$50.4m (down 22% from FY 2024). Net income: US$3.95m (up US$10.2m from FY 2024). Profit margin: 7.8% (up from net loss in FY 2024). The move to profitability was driven by lower expenses. Net interest margin (NIM): 4.57% (up from 4.36% in FY 2024).Seeking Alpha • Jan 25FB Bancorp Remains DisappointingSummary FB Bancorp remains a ‘sell’ due to persistent profitability and asset quality concerns despite slight improvements. FBLA’s shares are cheap relative to book value, but poor returns on assets (0.09%) and equity (0.32%) undermine valuation appeal. Net interest margin improved to 4.65%, and deposits grew, but non-performing loans at 1.92% signal elevated credit risk. Earnings volatility and high non-performing asset ratios outweigh balance sheet growth, justifying continued underperformance versus the market. Read the full article on Seeking AlphaReported Earnings • Nov 14Third quarter 2025 earnings released: EPS: US$0.059 (vs US$0.045 loss in 3Q 2024)Third quarter 2025 results: EPS: US$0.059 (up from US$0.045 loss in 3Q 2024). Revenue: US$18.3m (up 11% from 3Q 2024). Net income: US$1.08m (up US$1.98m from 3Q 2024). Profit margin: 5.9% (up from net loss in 3Q 2024).공시 • Oct 28FB Bancorp, Inc., Annual General Meeting, Dec 09, 2025FB Bancorp, Inc., Annual General Meeting, Dec 09, 2025. Location: 353 carondelet street, new orleans, louisiana, United StatesReported Earnings • Aug 15Second quarter 2025 earnings releasedSecond quarter 2025 results: EPS: US$0.048. Revenue: US$17.7m (down 1.5% from 2Q 2024). Net income: US$879.0k (up 3.5% from 2Q 2024). Profit margin: 5.0% (up from 4.7% in 2Q 2024).Reported Earnings • May 14First quarter 2025 earnings releasedFirst quarter 2025 results: EPS: US$0.038. Revenue: US$16.8m (up 9.6% from 1Q 2024). Net income: US$705.0k (up US$1.51m from 1Q 2024). Profit margin: 4.2% (up from net loss in 1Q 2024).Reported Earnings • Apr 01Full year 2024 earnings releasedFull year 2024 results: US$1.75 loss per share. Revenue: US$64.9m (down 5.1% from FY 2023). Net loss: US$6.21m (down US$7.33m from profit in FY 2023). Net interest margin (NIM): 4.36% (down from 4.72% in FY 2023). Non-performing loans: 1.71% (up from 1.15% in FY 2023).Reported Earnings • Feb 19Full year 2024 earnings releasedFull year 2024 results: US$1.75 loss per share. Revenue: US$64.9m (down 5.1% from FY 2023). Net loss: US$6.21m (down US$7.33m from profit in FY 2023). Net interest margin (NIM): 4.36% (down from 4.72% in FY 2023). Cost-to-income ratio: 107.3% (up from 97.0% in FY 2023).New Risk • Feb 17New major risk - Revenue and earnings growthRevenue has declined by 3.8% over the past year. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If revenues are declining, then it is difficult for the company to prevent its earnings from declining as well. A trend of falling revenue can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Board Change • Dec 31High number of new directorsThere are 7 new directors who have joined the board in the last 3 years. Executive Chairman Katie Crosby was the last director to join the board, commencing their role in 2024. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Recent Insider Transactions • Nov 22Director recently bought US$61k worth of stockOn the 20th of November, Gerard Barousse bought around 5k shares on-market at roughly US$12.21 per share. This transaction amounted to 10.0% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was the only on-market transaction from insiders over the last 12 months.Reported Earnings • Nov 15Third quarter 2024 earnings releasedThird quarter 2024 results: US$0.045 loss per share. Net loss: US$895.0k (flat on 3Q 2023).Board Change • Nov 07No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 10 non-independent directors. Director Todd Schexnayder was the last director to join the board, commencing their role in 2021. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.매출 및 비용 세부 내역FB Bancorp가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이NasdaqCM:FBLA 매출, 비용 및 순이익 (USD Millions)날짜매출순이익일반관리비연구개발비31 Mar 2650346031 Dec 2550445030 Sep 2543636030 Jun 2541436031 Mar 2542437031 Dec 2445242030 Sep 2465-265030 Jun 2468165031 Mar 2467065031 Dec 2368165031 Dec 22652640양질의 수익: FBLA는 고품질 수익을 보유하고 있습니다.이익 마진 증가: FBLA의 현재 순 이익률 (6.1%)은 지난해 (8.8%)보다 낮습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: FBLA의 수익은 지난 5년 동안 연평균 46.1%로 크게 증가했습니다.성장 가속화: FBLA은 지난 1년 동안 수익이 감소하여 5년 평균과 비교할 수 없습니다.수익 대 산업: FBLA은 지난 1년 동안 수익이 감소(-16.7%)하여 Banks 업계 평균(22.8%)과 비교하기 어렵습니다.자기자본이익률높은 ROE: FBLA의 자본 수익률(1%)은 낮음으로 평가됩니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YBanks 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/20 16:01종가2026/05/20 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스FB Bancorp, Inc.는 0명의 분석가가 다루고 있습니다. 이 중 0명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
Reported Earnings • May 07First quarter 2026 earnings released: EPS: US$0.03 (vs US$0.038 in 1Q 2025)First quarter 2026 results: EPS: US$0.03 (down from US$0.038 in 1Q 2025). Revenue: US$12.5m (down 26% from 1Q 2025). Net income: US$494.0k (down 30% from 1Q 2025). Profit margin: 4.0% (down from 4.2% in 1Q 2025). The decrease in margin was driven by lower revenue.
Reported Earnings • Mar 27Full year 2025 earnings released: EPS: US$0.22 (vs US$1.75 loss in FY 2024)Full year 2025 results: EPS: US$0.22 (up from US$1.75 loss in FY 2024). Revenue: US$50.4m (down 22% from FY 2024). Net income: US$3.95m (up US$10.2m from FY 2024). Profit margin: 7.8% (up from net loss in FY 2024). The move to profitability was driven by lower expenses. Net interest margin (NIM): 4.57% (up from 4.36% in FY 2024). Non-performing loans: 2.27% (up from 1.71% in FY 2024).
Reported Earnings • Feb 20Full year 2025 earnings released: EPS: US$0.22 (vs US$1.75 loss in FY 2024)Full year 2025 results: EPS: US$0.22 (up from US$1.75 loss in FY 2024). Revenue: US$50.4m (down 22% from FY 2024). Net income: US$3.95m (up US$10.2m from FY 2024). Profit margin: 7.8% (up from net loss in FY 2024). The move to profitability was driven by lower expenses. Net interest margin (NIM): 4.57% (up from 4.36% in FY 2024).
Reported Earnings • Nov 14Third quarter 2025 earnings released: EPS: US$0.059 (vs US$0.045 loss in 3Q 2024)Third quarter 2025 results: EPS: US$0.059 (up from US$0.045 loss in 3Q 2024). Revenue: US$18.3m (up 11% from 3Q 2024). Net income: US$1.08m (up US$1.98m from 3Q 2024). Profit margin: 5.9% (up from net loss in 3Q 2024).
Reported Earnings • Aug 15Second quarter 2025 earnings releasedSecond quarter 2025 results: EPS: US$0.048. Revenue: US$17.7m (down 1.5% from 2Q 2024). Net income: US$879.0k (up 3.5% from 2Q 2024). Profit margin: 5.0% (up from 4.7% in 2Q 2024).
Reported Earnings • May 14First quarter 2025 earnings releasedFirst quarter 2025 results: EPS: US$0.038. Revenue: US$16.8m (up 9.6% from 1Q 2024). Net income: US$705.0k (up US$1.51m from 1Q 2024). Profit margin: 4.2% (up from net loss in 1Q 2024).
New Risk • May 15New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 6.1% Last year net profit margin: 8.8% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. This is currently the only risk that has been identified for the company.
Reported Earnings • May 07First quarter 2026 earnings released: EPS: US$0.03 (vs US$0.038 in 1Q 2025)First quarter 2026 results: EPS: US$0.03 (down from US$0.038 in 1Q 2025). Revenue: US$12.5m (down 26% from 1Q 2025). Net income: US$494.0k (down 30% from 1Q 2025). Profit margin: 4.0% (down from 4.2% in 1Q 2025). The decrease in margin was driven by lower revenue.
공시 • Mar 31FB Bancorp, Inc., Annual General Meeting, Apr 29, 2026FB Bancorp, Inc., Annual General Meeting, Apr 29, 2026. Location: the main office of fidelity bank, located at 353 carondelet street, louisiana, new orleans United States
Reported Earnings • Mar 27Full year 2025 earnings released: EPS: US$0.22 (vs US$1.75 loss in FY 2024)Full year 2025 results: EPS: US$0.22 (up from US$1.75 loss in FY 2024). Revenue: US$50.4m (down 22% from FY 2024). Net income: US$3.95m (up US$10.2m from FY 2024). Profit margin: 7.8% (up from net loss in FY 2024). The move to profitability was driven by lower expenses. Net interest margin (NIM): 4.57% (up from 4.36% in FY 2024). Non-performing loans: 2.27% (up from 1.71% in FY 2024).
Reported Earnings • Feb 20Full year 2025 earnings released: EPS: US$0.22 (vs US$1.75 loss in FY 2024)Full year 2025 results: EPS: US$0.22 (up from US$1.75 loss in FY 2024). Revenue: US$50.4m (down 22% from FY 2024). Net income: US$3.95m (up US$10.2m from FY 2024). Profit margin: 7.8% (up from net loss in FY 2024). The move to profitability was driven by lower expenses. Net interest margin (NIM): 4.57% (up from 4.36% in FY 2024).
Seeking Alpha • Jan 25FB Bancorp Remains DisappointingSummary FB Bancorp remains a ‘sell’ due to persistent profitability and asset quality concerns despite slight improvements. FBLA’s shares are cheap relative to book value, but poor returns on assets (0.09%) and equity (0.32%) undermine valuation appeal. Net interest margin improved to 4.65%, and deposits grew, but non-performing loans at 1.92% signal elevated credit risk. Earnings volatility and high non-performing asset ratios outweigh balance sheet growth, justifying continued underperformance versus the market. Read the full article on Seeking Alpha
Reported Earnings • Nov 14Third quarter 2025 earnings released: EPS: US$0.059 (vs US$0.045 loss in 3Q 2024)Third quarter 2025 results: EPS: US$0.059 (up from US$0.045 loss in 3Q 2024). Revenue: US$18.3m (up 11% from 3Q 2024). Net income: US$1.08m (up US$1.98m from 3Q 2024). Profit margin: 5.9% (up from net loss in 3Q 2024).
공시 • Oct 28FB Bancorp, Inc., Annual General Meeting, Dec 09, 2025FB Bancorp, Inc., Annual General Meeting, Dec 09, 2025. Location: 353 carondelet street, new orleans, louisiana, United States
Reported Earnings • Aug 15Second quarter 2025 earnings releasedSecond quarter 2025 results: EPS: US$0.048. Revenue: US$17.7m (down 1.5% from 2Q 2024). Net income: US$879.0k (up 3.5% from 2Q 2024). Profit margin: 5.0% (up from 4.7% in 2Q 2024).
Reported Earnings • May 14First quarter 2025 earnings releasedFirst quarter 2025 results: EPS: US$0.038. Revenue: US$16.8m (up 9.6% from 1Q 2024). Net income: US$705.0k (up US$1.51m from 1Q 2024). Profit margin: 4.2% (up from net loss in 1Q 2024).
Reported Earnings • Apr 01Full year 2024 earnings releasedFull year 2024 results: US$1.75 loss per share. Revenue: US$64.9m (down 5.1% from FY 2023). Net loss: US$6.21m (down US$7.33m from profit in FY 2023). Net interest margin (NIM): 4.36% (down from 4.72% in FY 2023). Non-performing loans: 1.71% (up from 1.15% in FY 2023).
Reported Earnings • Feb 19Full year 2024 earnings releasedFull year 2024 results: US$1.75 loss per share. Revenue: US$64.9m (down 5.1% from FY 2023). Net loss: US$6.21m (down US$7.33m from profit in FY 2023). Net interest margin (NIM): 4.36% (down from 4.72% in FY 2023). Cost-to-income ratio: 107.3% (up from 97.0% in FY 2023).
New Risk • Feb 17New major risk - Revenue and earnings growthRevenue has declined by 3.8% over the past year. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If revenues are declining, then it is difficult for the company to prevent its earnings from declining as well. A trend of falling revenue can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Board Change • Dec 31High number of new directorsThere are 7 new directors who have joined the board in the last 3 years. Executive Chairman Katie Crosby was the last director to join the board, commencing their role in 2024. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Recent Insider Transactions • Nov 22Director recently bought US$61k worth of stockOn the 20th of November, Gerard Barousse bought around 5k shares on-market at roughly US$12.21 per share. This transaction amounted to 10.0% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was the only on-market transaction from insiders over the last 12 months.
Reported Earnings • Nov 15Third quarter 2024 earnings releasedThird quarter 2024 results: US$0.045 loss per share. Net loss: US$895.0k (flat on 3Q 2023).
Board Change • Nov 07No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 10 non-independent directors. Director Todd Schexnayder was the last director to join the board, commencing their role in 2021. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.