View Future GrowthECB Bancorp 과거 순이익 실적과거 기준 점검 5/6ECB Bancorp은 연평균 23.6%의 비율로 수입이 증가해 온 반면, Banks 산업은 수입이 2.8% 증가했습니다. 매출은 연평균 11.7%의 비율로 증가했습니다. ECB Bancorp의 자기자본이익률은 5.5%이고 순이익률은 27.6%입니다.핵심 정보23.63%순이익 성장률35.01%주당순이익(EPS) 성장률Banks 산업 성장률11.18%매출 성장률11.69%자기자본이익률5.46%순이익률27.59%최근 순이익 업데이트31 Mar 2026최근 과거 실적 업데이트Reported Earnings • Apr 26First quarter 2026 earnings released: EPS: US$0.39 (vs US$0.16 in 1Q 2025)First quarter 2026 results: EPS: US$0.39 (up from US$0.16 in 1Q 2025). Revenue: US$10.0m (up 44% from 1Q 2025). Net income: US$3.12m (up 141% from 1Q 2025). Profit margin: 31% (up from 19% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 41% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.Reported Earnings • Mar 27Full year 2025 earnings released: EPS: US$0.96 (vs US$0.48 in FY 2024)Full year 2025 results: EPS: US$0.96 (up from US$0.48 in FY 2024). Revenue: US$31.7m (up 22% from FY 2024). Net income: US$7.77m (up 95% from FY 2024). Profit margin: 25% (up from 15% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.12% (up from 1.86% in FY 2024). Non-performing loans: 0.08% (down from 0.17% in FY 2024). Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.Reported Earnings • Feb 06Full year 2025 earnings released: EPS: US$0.96 (vs US$0.48 in FY 2024)Full year 2025 results: EPS: US$0.96 (up from US$0.48 in FY 2024). Revenue: US$31.7m (up 22% from FY 2024). Net income: US$7.77m (up 95% from FY 2024). Profit margin: 25% (up from 15% in FY 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.Reported Earnings • Oct 23Third quarter 2025 earnings released: EPS: US$0.30 (vs US$0.14 in 3Q 2024)Third quarter 2025 results: EPS: US$0.30 (up from US$0.14 in 3Q 2024). Revenue: US$8.61m (up 32% from 3Q 2024). Net income: US$2.44m (up 115% from 3Q 2024). Profit margin: 28% (up from 17% in 3Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.Reported Earnings • Jul 25Second quarter 2025 earnings released: EPS: US$0.18 (vs US$0.096 in 2Q 2024)Second quarter 2025 results: EPS: US$0.18 (up from US$0.096 in 2Q 2024). Revenue: US$6.90m (up 15% from 2Q 2024). Net income: US$1.44m (up 82% from 2Q 2024). Profit margin: 21% (up from 13% in 2Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.Reported Earnings • Apr 25First quarter 2025 earnings released: EPS: US$0.16 (vs US$0.075 in 1Q 2024)First quarter 2025 results: EPS: US$0.16 (up from US$0.075 in 1Q 2024). Revenue: US$6.93m (up 14% from 1Q 2024). Net income: US$1.30m (up 109% from 1Q 2024). Profit margin: 19% (up from 10% in 1Q 2024). The increase in margin was driven by higher revenue.모든 업데이트 보기Recent updatesReported Earnings • Apr 26First quarter 2026 earnings released: EPS: US$0.39 (vs US$0.16 in 1Q 2025)First quarter 2026 results: EPS: US$0.39 (up from US$0.16 in 1Q 2025). Revenue: US$10.0m (up 44% from 1Q 2025). Net income: US$3.12m (up 141% from 1Q 2025). Profit margin: 31% (up from 19% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 41% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.공시 • Apr 13ECB Bancorp, Inc., Annual General Meeting, May 20, 2026ECB Bancorp, Inc., Annual General Meeting, May 20, 2026. Location: companys main office, 419 broadway, massachusetts 02149, everett United States분석 기사 • Apr 11Is Now The Time To Put ECB Bancorp (NASDAQ:ECBK) On Your Watchlist?Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Reported Earnings • Mar 27Full year 2025 earnings released: EPS: US$0.96 (vs US$0.48 in FY 2024)Full year 2025 results: EPS: US$0.96 (up from US$0.48 in FY 2024). Revenue: US$31.7m (up 22% from FY 2024). Net income: US$7.77m (up 95% from FY 2024). Profit margin: 25% (up from 15% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.12% (up from 1.86% in FY 2024). Non-performing loans: 0.08% (down from 0.17% in FY 2024). Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.Reported Earnings • Feb 06Full year 2025 earnings released: EPS: US$0.96 (vs US$0.48 in FY 2024)Full year 2025 results: EPS: US$0.96 (up from US$0.48 in FY 2024). Revenue: US$31.7m (up 22% from FY 2024). Net income: US$7.77m (up 95% from FY 2024). Profit margin: 25% (up from 15% in FY 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions • Dec 10Independent Director recently bought US$59k worth of stockOn the 9th of December, Maura Sullivan bought around 4k shares on-market at roughly US$16.85 per share. This trade did not impact their existing holding. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$223k more in shares than they have sold in the last 12 months.Valuation Update With 7 Day Price Move • Nov 05Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$17.69, the stock trades at a trailing P/E ratio of 23.6x. Average trailing P/E is 11x in the Banks industry in the US. Total returns to shareholders of 13% over the past three years.Reported Earnings • Oct 23Third quarter 2025 earnings released: EPS: US$0.30 (vs US$0.14 in 3Q 2024)Third quarter 2025 results: EPS: US$0.30 (up from US$0.14 in 3Q 2024). Revenue: US$8.61m (up 32% from 3Q 2024). Net income: US$2.44m (up 115% from 3Q 2024). Profit margin: 28% (up from 17% in 3Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.Reported Earnings • Jul 25Second quarter 2025 earnings released: EPS: US$0.18 (vs US$0.096 in 2Q 2024)Second quarter 2025 results: EPS: US$0.18 (up from US$0.096 in 2Q 2024). Revenue: US$6.90m (up 15% from 2Q 2024). Net income: US$1.44m (up 82% from 2Q 2024). Profit margin: 21% (up from 13% in 2Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.New Risk • Jul 10New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 293% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.Reported Earnings • Apr 25First quarter 2025 earnings released: EPS: US$0.16 (vs US$0.075 in 1Q 2024)First quarter 2025 results: EPS: US$0.16 (up from US$0.075 in 1Q 2024). Revenue: US$6.93m (up 14% from 1Q 2024). Net income: US$1.30m (up 109% from 1Q 2024). Profit margin: 19% (up from 10% in 1Q 2024). The increase in margin was driven by higher revenue.공시 • Apr 14ECB Bancorp, Inc., Annual General Meeting, May 21, 2025ECB Bancorp, Inc., Annual General Meeting, May 21, 2025. Location: 419 broadway, everett, massachusetts 02149, United States공시 • Apr 11ECB Bancorp, Inc. Announces Marjorie A. White, Director Will Expire At the Annual Meeting on May 21, 2025ECB Bancorp, Inc. announced that as a result of the director age limitation set forth in the Company's Bylaws, the term of Marjorie A. White, a current director of the Company, will expire at the annual meeting to be held on May 21, 2025.Reported Earnings • Feb 06Full year 2024 earnings released: EPS: US$0.48 (vs US$0.53 in FY 2023)Full year 2024 results: EPS: US$0.48 (down from US$0.53 in FY 2023). Revenue: US$26.0m (up 4.0% from FY 2023). Net income: US$3.99m (down 10% from FY 2023). Profit margin: 15% (down from 18% in FY 2023). The decrease in margin was driven by higher expenses.Recent Insider Transactions Derivative • Dec 23Independent Director exercised options to buy US$89k worth of stock.On the 18th of December, Joseph Sachetta exercised options to buy 6k shares at a strike price of around US$11.80, costing a total of US$70k. This transaction amounted to 9.6% of their direct individual holding at the time of the trade. Since June 2024, Joseph has owned 61.66k shares directly. Company insiders have collectively bought US$333k more than they sold, via options and on-market transactions, in the last 12 months.Reported Earnings • Oct 25Third quarter 2024 earnings released: EPS: US$0.14 (vs US$0.16 in 3Q 2023)Third quarter 2024 results: EPS: US$0.14 (down from US$0.16 in 3Q 2023). Revenue: US$6.55m (flat on 3Q 2023). Net income: US$1.13m (down 16% from 3Q 2023). Profit margin: 17% (down from 20% in 3Q 2023).Recent Insider Transactions • Sep 20Secretary recently bought US$131k worth of stockOn the 18th of September, John Citrano bought around 10k shares on-market at roughly US$13.54 per share. This transaction amounted to 8.5% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. John has been a buyer over the last 12 months, purchasing a net total of US$257k worth in shares.Reported Earnings • Jul 26Second quarter 2024 earnings released: EPS: US$0.096 (vs US$0.17 in 2Q 2023)Second quarter 2024 results: EPS: US$0.096 (down from US$0.17 in 2Q 2023). Revenue: US$6.01m (down 9.5% from 2Q 2023). Net income: US$791.0k (down 45% from 2Q 2023). Profit margin: 13% (down from 22% in 2Q 2023).Recent Insider Transactions • May 16Secretary recently bought US$100k worth of stockOn the 13th of May, John Citrano bought around 8k shares on-market at roughly US$12.05 per share. This transaction amounted to 8.0% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. John has been a buyer over the last 12 months, purchasing a net total of US$146k worth in shares.Reported Earnings • Apr 28First quarter 2024 earnings released: EPS: US$0.075 (vs US$0.11 in 1Q 2023)First quarter 2024 results: EPS: US$0.075 (down from US$0.11 in 1Q 2023). Revenue: US$6.06m (up 6.1% from 1Q 2023). Net income: US$621.0k (down 31% from 1Q 2023). Profit margin: 10% (down from 16% in 1Q 2023). The decrease in margin was driven by higher expenses.Reported Earnings • Feb 18Full year 2023 earnings released: EPS: US$0.53 (vs US$0.32 in FY 2022)Full year 2023 results: EPS: US$0.53 (up from US$0.32 in FY 2022). Revenue: US$25.0m (up 13% from FY 2022). Net income: US$4.46m (up 64% from FY 2022). Profit margin: 18% (up from 12% in FY 2022). The increase in margin was driven by higher revenue.공시 • Feb 16ECB Bancorp, Inc., Annual General Meeting, Jun 05, 2024ECB Bancorp, Inc., Annual General Meeting, Jun 05, 2024.New Risk • Nov 16New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 2.3% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.Reported Earnings • Oct 29Third quarter 2023 earnings released: EPS: US$0.16 (vs US$0.12 loss in 3Q 2022)Third quarter 2023 results: EPS: US$0.16 (up from US$0.12 loss in 3Q 2022). Revenue: US$6.59m (up 13% from 3Q 2022). Net income: US$1.34m (up US$2.38m from 3Q 2022). Profit margin: 20% (up from net loss in 3Q 2022). The move to profitability was primarily driven by lower expenses.New Risk • Oct 05New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: US$98.2m This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Profit margins are more than 30% lower than last year (9.4% net profit margin). Market cap is less than US$100m (US$98.2m market cap).Reported Earnings • Jul 29Second quarter 2023 earnings released: EPS: US$0.17 (vs US$0.15 in 2Q 2022)Second quarter 2023 results: EPS: US$0.17 (up from US$0.15 in 2Q 2022). Revenue: US$6.64m (up 25% from 2Q 2022). Net income: US$1.43m (up 2.1% from 2Q 2022). Profit margin: 22% (down from 26% in 2Q 2022). The decrease in margin was driven by higher expenses.공시 • Jun 13ECB Bancorp, Inc., Annual General Meeting, Sep 07, 2023ECB Bancorp, Inc., Annual General Meeting, Sep 07, 2023.Recent Insider Transactions • May 19Executive VP & Chief Lending Officer recently bought US$71k worth of stockOn the 15th of May, John Migliozzi bought around 7k shares on-market at roughly US$10.97 per share. This transaction amounted to 16% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$256k more in shares than they have sold in the last 12 months.Reported Earnings • May 12First quarter 2023 earnings releasedFirst quarter 2023 results: EPS: US$0.11. Revenue: US$5.72m (up 13% from 1Q 2022). Net income: US$901.0k (down 35% from 1Q 2022). Profit margin: 16% (down from 27% in 1Q 2022). The decrease in margin was driven by higher expenses.Reported Earnings • Apr 02Full year 2022 earnings releasedFull year 2022 results: EPS: US$0.32. Revenue: US$22.1m (up 13% from FY 2021). Net income: US$2.72m (down 33% from FY 2021). Profit margin: 12% (down from 21% in FY 2021). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 3.10% (up from 3.08% in FY 2021). Non-performing loans: 0.07% (down from 0.19% in FY 2021).Board Change • Dec 31Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 1 experienced director. 5 highly experienced directors. Independent Director Sue Sgroi was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Nov 16Third quarter 2022 earnings releasedThird quarter 2022 results: US$0.12 loss per share. Net loss: US$1.04m (flat on 3Q 2021).Reported Earnings • Nov 11Third quarter 2022 earnings releasedThird quarter 2022 results: US$0.12 loss per share. Net loss: US$1.04m (flat on 3Q 2021).Recent Insider Transactions • Sep 08Secretary recently bought US$85k worth of stockOn the 7th of September, John Citrano bought around 6k shares on-market at roughly US$14.20 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$100k. This was John's only on-market trade for the last 12 months.Recent Insider Transactions • Aug 18CEO, President & Director recently bought US$100k worth of stockOn the 16th of August, Richard O'Neil bought around 7k shares on-market at roughly US$14.04 per share. This was the largest purchase by an insider in the last 3 months. This was Richard's only on-market trade for the last 12 months.Reported Earnings • Aug 14Second quarter 2022 earnings releasedSecond quarter 2022 results: EPS: US$0.15. Revenue: US$5.30m (flat on 2Q 2021). Net income: US$1.40m (up US$1.40m from 2Q 2021). Profit margin: 26% (up from null in 2Q 2021).매출 및 비용 세부 내역ECB Bancorp가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이NasdaqCM:ECBK 매출, 비용 및 순이익 (USD Millions)날짜매출순이익일반관리비연구개발비31 Mar 26351019031 Dec 2532819030 Sep 2530719030 Jun 2528518031 Mar 2527518031 Dec 2426418030 Sep 2425318030 Jun 2425418031 Mar 2425417031 Dec 2325417030 Sep 2325516030 Jun 2324216031 Mar 2323215031 Dec 2222314030 Sep 2222215030 Jun 2221414031 Mar 2220413031 Dec 2120413031 Dec 2017590양질의 수익: ECBK는 고품질 수익을 보유하고 있습니다.이익 마진 증가: ECBK의 현재 순 이익률 (27.6%)은 지난해 (17.3%)보다 높습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: ECBK의 수익은 지난 5년 동안 연평균 23.6%로 크게 증가했습니다.성장 가속화: 지난 1년간 ECBK 의 수익 증가율(105.6%)은 연간 평균(23.6%)을 초과합니다.수익 대 산업: ECBK의 지난 1년 수익 증가율(105.6%)은 Banks 업계의 22.8%를 상회했습니다.자기자본이익률높은 ROE: ECBK의 자본 수익률(5.5%)은 낮음으로 평가됩니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YBanks 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/27 21:12종가2026/05/27 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스ECB Bancorp, Inc.는 0명의 분석가가 다루고 있습니다. 이 중 0명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
Reported Earnings • Apr 26First quarter 2026 earnings released: EPS: US$0.39 (vs US$0.16 in 1Q 2025)First quarter 2026 results: EPS: US$0.39 (up from US$0.16 in 1Q 2025). Revenue: US$10.0m (up 44% from 1Q 2025). Net income: US$3.12m (up 141% from 1Q 2025). Profit margin: 31% (up from 19% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 41% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Mar 27Full year 2025 earnings released: EPS: US$0.96 (vs US$0.48 in FY 2024)Full year 2025 results: EPS: US$0.96 (up from US$0.48 in FY 2024). Revenue: US$31.7m (up 22% from FY 2024). Net income: US$7.77m (up 95% from FY 2024). Profit margin: 25% (up from 15% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.12% (up from 1.86% in FY 2024). Non-performing loans: 0.08% (down from 0.17% in FY 2024). Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Feb 06Full year 2025 earnings released: EPS: US$0.96 (vs US$0.48 in FY 2024)Full year 2025 results: EPS: US$0.96 (up from US$0.48 in FY 2024). Revenue: US$31.7m (up 22% from FY 2024). Net income: US$7.77m (up 95% from FY 2024). Profit margin: 25% (up from 15% in FY 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Oct 23Third quarter 2025 earnings released: EPS: US$0.30 (vs US$0.14 in 3Q 2024)Third quarter 2025 results: EPS: US$0.30 (up from US$0.14 in 3Q 2024). Revenue: US$8.61m (up 32% from 3Q 2024). Net income: US$2.44m (up 115% from 3Q 2024). Profit margin: 28% (up from 17% in 3Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Jul 25Second quarter 2025 earnings released: EPS: US$0.18 (vs US$0.096 in 2Q 2024)Second quarter 2025 results: EPS: US$0.18 (up from US$0.096 in 2Q 2024). Revenue: US$6.90m (up 15% from 2Q 2024). Net income: US$1.44m (up 82% from 2Q 2024). Profit margin: 21% (up from 13% in 2Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Apr 25First quarter 2025 earnings released: EPS: US$0.16 (vs US$0.075 in 1Q 2024)First quarter 2025 results: EPS: US$0.16 (up from US$0.075 in 1Q 2024). Revenue: US$6.93m (up 14% from 1Q 2024). Net income: US$1.30m (up 109% from 1Q 2024). Profit margin: 19% (up from 10% in 1Q 2024). The increase in margin was driven by higher revenue.
Reported Earnings • Apr 26First quarter 2026 earnings released: EPS: US$0.39 (vs US$0.16 in 1Q 2025)First quarter 2026 results: EPS: US$0.39 (up from US$0.16 in 1Q 2025). Revenue: US$10.0m (up 44% from 1Q 2025). Net income: US$3.12m (up 141% from 1Q 2025). Profit margin: 31% (up from 19% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 41% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.
공시 • Apr 13ECB Bancorp, Inc., Annual General Meeting, May 20, 2026ECB Bancorp, Inc., Annual General Meeting, May 20, 2026. Location: companys main office, 419 broadway, massachusetts 02149, everett United States
분석 기사 • Apr 11Is Now The Time To Put ECB Bancorp (NASDAQ:ECBK) On Your Watchlist?Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Reported Earnings • Mar 27Full year 2025 earnings released: EPS: US$0.96 (vs US$0.48 in FY 2024)Full year 2025 results: EPS: US$0.96 (up from US$0.48 in FY 2024). Revenue: US$31.7m (up 22% from FY 2024). Net income: US$7.77m (up 95% from FY 2024). Profit margin: 25% (up from 15% in FY 2024). The increase in margin was driven by higher revenue. Net interest margin (NIM): 2.12% (up from 1.86% in FY 2024). Non-performing loans: 0.08% (down from 0.17% in FY 2024). Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Feb 06Full year 2025 earnings released: EPS: US$0.96 (vs US$0.48 in FY 2024)Full year 2025 results: EPS: US$0.96 (up from US$0.48 in FY 2024). Revenue: US$31.7m (up 22% from FY 2024). Net income: US$7.77m (up 95% from FY 2024). Profit margin: 25% (up from 15% in FY 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has only increased by 4% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions • Dec 10Independent Director recently bought US$59k worth of stockOn the 9th of December, Maura Sullivan bought around 4k shares on-market at roughly US$16.85 per share. This trade did not impact their existing holding. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$223k more in shares than they have sold in the last 12 months.
Valuation Update With 7 Day Price Move • Nov 05Investor sentiment improves as stock rises 16%After last week's 16% share price gain to US$17.69, the stock trades at a trailing P/E ratio of 23.6x. Average trailing P/E is 11x in the Banks industry in the US. Total returns to shareholders of 13% over the past three years.
Reported Earnings • Oct 23Third quarter 2025 earnings released: EPS: US$0.30 (vs US$0.14 in 3Q 2024)Third quarter 2025 results: EPS: US$0.30 (up from US$0.14 in 3Q 2024). Revenue: US$8.61m (up 32% from 3Q 2024). Net income: US$2.44m (up 115% from 3Q 2024). Profit margin: 28% (up from 17% in 3Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Jul 25Second quarter 2025 earnings released: EPS: US$0.18 (vs US$0.096 in 2Q 2024)Second quarter 2025 results: EPS: US$0.18 (up from US$0.096 in 2Q 2024). Revenue: US$6.90m (up 15% from 2Q 2024). Net income: US$1.44m (up 82% from 2Q 2024). Profit margin: 21% (up from 13% in 2Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 23% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
New Risk • Jul 10New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 293% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.
Reported Earnings • Apr 25First quarter 2025 earnings released: EPS: US$0.16 (vs US$0.075 in 1Q 2024)First quarter 2025 results: EPS: US$0.16 (up from US$0.075 in 1Q 2024). Revenue: US$6.93m (up 14% from 1Q 2024). Net income: US$1.30m (up 109% from 1Q 2024). Profit margin: 19% (up from 10% in 1Q 2024). The increase in margin was driven by higher revenue.
공시 • Apr 14ECB Bancorp, Inc., Annual General Meeting, May 21, 2025ECB Bancorp, Inc., Annual General Meeting, May 21, 2025. Location: 419 broadway, everett, massachusetts 02149, United States
공시 • Apr 11ECB Bancorp, Inc. Announces Marjorie A. White, Director Will Expire At the Annual Meeting on May 21, 2025ECB Bancorp, Inc. announced that as a result of the director age limitation set forth in the Company's Bylaws, the term of Marjorie A. White, a current director of the Company, will expire at the annual meeting to be held on May 21, 2025.
Reported Earnings • Feb 06Full year 2024 earnings released: EPS: US$0.48 (vs US$0.53 in FY 2023)Full year 2024 results: EPS: US$0.48 (down from US$0.53 in FY 2023). Revenue: US$26.0m (up 4.0% from FY 2023). Net income: US$3.99m (down 10% from FY 2023). Profit margin: 15% (down from 18% in FY 2023). The decrease in margin was driven by higher expenses.
Recent Insider Transactions Derivative • Dec 23Independent Director exercised options to buy US$89k worth of stock.On the 18th of December, Joseph Sachetta exercised options to buy 6k shares at a strike price of around US$11.80, costing a total of US$70k. This transaction amounted to 9.6% of their direct individual holding at the time of the trade. Since June 2024, Joseph has owned 61.66k shares directly. Company insiders have collectively bought US$333k more than they sold, via options and on-market transactions, in the last 12 months.
Reported Earnings • Oct 25Third quarter 2024 earnings released: EPS: US$0.14 (vs US$0.16 in 3Q 2023)Third quarter 2024 results: EPS: US$0.14 (down from US$0.16 in 3Q 2023). Revenue: US$6.55m (flat on 3Q 2023). Net income: US$1.13m (down 16% from 3Q 2023). Profit margin: 17% (down from 20% in 3Q 2023).
Recent Insider Transactions • Sep 20Secretary recently bought US$131k worth of stockOn the 18th of September, John Citrano bought around 10k shares on-market at roughly US$13.54 per share. This transaction amounted to 8.5% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. John has been a buyer over the last 12 months, purchasing a net total of US$257k worth in shares.
Reported Earnings • Jul 26Second quarter 2024 earnings released: EPS: US$0.096 (vs US$0.17 in 2Q 2023)Second quarter 2024 results: EPS: US$0.096 (down from US$0.17 in 2Q 2023). Revenue: US$6.01m (down 9.5% from 2Q 2023). Net income: US$791.0k (down 45% from 2Q 2023). Profit margin: 13% (down from 22% in 2Q 2023).
Recent Insider Transactions • May 16Secretary recently bought US$100k worth of stockOn the 13th of May, John Citrano bought around 8k shares on-market at roughly US$12.05 per share. This transaction amounted to 8.0% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. John has been a buyer over the last 12 months, purchasing a net total of US$146k worth in shares.
Reported Earnings • Apr 28First quarter 2024 earnings released: EPS: US$0.075 (vs US$0.11 in 1Q 2023)First quarter 2024 results: EPS: US$0.075 (down from US$0.11 in 1Q 2023). Revenue: US$6.06m (up 6.1% from 1Q 2023). Net income: US$621.0k (down 31% from 1Q 2023). Profit margin: 10% (down from 16% in 1Q 2023). The decrease in margin was driven by higher expenses.
Reported Earnings • Feb 18Full year 2023 earnings released: EPS: US$0.53 (vs US$0.32 in FY 2022)Full year 2023 results: EPS: US$0.53 (up from US$0.32 in FY 2022). Revenue: US$25.0m (up 13% from FY 2022). Net income: US$4.46m (up 64% from FY 2022). Profit margin: 18% (up from 12% in FY 2022). The increase in margin was driven by higher revenue.
공시 • Feb 16ECB Bancorp, Inc., Annual General Meeting, Jun 05, 2024ECB Bancorp, Inc., Annual General Meeting, Jun 05, 2024.
New Risk • Nov 16New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 2.3% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.
Reported Earnings • Oct 29Third quarter 2023 earnings released: EPS: US$0.16 (vs US$0.12 loss in 3Q 2022)Third quarter 2023 results: EPS: US$0.16 (up from US$0.12 loss in 3Q 2022). Revenue: US$6.59m (up 13% from 3Q 2022). Net income: US$1.34m (up US$2.38m from 3Q 2022). Profit margin: 20% (up from net loss in 3Q 2022). The move to profitability was primarily driven by lower expenses.
New Risk • Oct 05New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: US$98.2m This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Minor Risks Profit margins are more than 30% lower than last year (9.4% net profit margin). Market cap is less than US$100m (US$98.2m market cap).
Reported Earnings • Jul 29Second quarter 2023 earnings released: EPS: US$0.17 (vs US$0.15 in 2Q 2022)Second quarter 2023 results: EPS: US$0.17 (up from US$0.15 in 2Q 2022). Revenue: US$6.64m (up 25% from 2Q 2022). Net income: US$1.43m (up 2.1% from 2Q 2022). Profit margin: 22% (down from 26% in 2Q 2022). The decrease in margin was driven by higher expenses.
공시 • Jun 13ECB Bancorp, Inc., Annual General Meeting, Sep 07, 2023ECB Bancorp, Inc., Annual General Meeting, Sep 07, 2023.
Recent Insider Transactions • May 19Executive VP & Chief Lending Officer recently bought US$71k worth of stockOn the 15th of May, John Migliozzi bought around 7k shares on-market at roughly US$10.97 per share. This transaction amounted to 16% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought US$256k more in shares than they have sold in the last 12 months.
Reported Earnings • May 12First quarter 2023 earnings releasedFirst quarter 2023 results: EPS: US$0.11. Revenue: US$5.72m (up 13% from 1Q 2022). Net income: US$901.0k (down 35% from 1Q 2022). Profit margin: 16% (down from 27% in 1Q 2022). The decrease in margin was driven by higher expenses.
Reported Earnings • Apr 02Full year 2022 earnings releasedFull year 2022 results: EPS: US$0.32. Revenue: US$22.1m (up 13% from FY 2021). Net income: US$2.72m (down 33% from FY 2021). Profit margin: 12% (down from 21% in FY 2021). The decrease in margin was driven by higher expenses. Net interest margin (NIM): 3.10% (up from 3.08% in FY 2021). Non-performing loans: 0.07% (down from 0.19% in FY 2021).
Board Change • Dec 31Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 1 experienced director. 5 highly experienced directors. Independent Director Sue Sgroi was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Nov 16Third quarter 2022 earnings releasedThird quarter 2022 results: US$0.12 loss per share. Net loss: US$1.04m (flat on 3Q 2021).
Reported Earnings • Nov 11Third quarter 2022 earnings releasedThird quarter 2022 results: US$0.12 loss per share. Net loss: US$1.04m (flat on 3Q 2021).
Recent Insider Transactions • Sep 08Secretary recently bought US$85k worth of stockOn the 7th of September, John Citrano bought around 6k shares on-market at roughly US$14.20 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth US$100k. This was John's only on-market trade for the last 12 months.
Recent Insider Transactions • Aug 18CEO, President & Director recently bought US$100k worth of stockOn the 16th of August, Richard O'Neil bought around 7k shares on-market at roughly US$14.04 per share. This was the largest purchase by an insider in the last 3 months. This was Richard's only on-market trade for the last 12 months.
Reported Earnings • Aug 14Second quarter 2022 earnings releasedSecond quarter 2022 results: EPS: US$0.15. Revenue: US$5.30m (flat on 2Q 2021). Net income: US$1.40m (up US$1.40m from 2Q 2021). Profit margin: 26% (up from null in 2Q 2021).