Pathward Financial 경영진
경영진 기준 점검 4/4
Pathward Financial CEO는 Brett Pharr, Oct2021 에 임명되었습니다 의 임기는 4.92 년입니다. 총 연간 보상은 $4.64M, 16.3% 급여 및 83.7% 보너스(회사 주식 및 옵션 포함)로 구성됩니다. 는 $5.29M 가치에 해당하는 회사 주식의 0.32% 직접 소유합니다. 경영진과 이사회의 평균 재임 기간은 4.8 년과 5.6 년입니다.
핵심 정보
Brett Pharr
최고경영자
US$4.6m
총 보수
| CEO 급여 비율 | 16.28% |
| CEO 재임 기간 | 4.9yrs |
| CEO 지분 보유율 | 0.3% |
| 경영진 평균 재임 기간 | 4.8yrs |
| 이사회 평균 재임 기간 | 5.6yrs |
최근 경영진 업데이트
Recent updates
내러티브 업데이트 • Jul 24
CASH: Share Repurchases And Index Additions Will Drive Future Upside Potential
Analysts have trimmed their price targets on Pathward Financial to a range centered around $101, down from $107.50. They cited recent earnings that fell short of expectations due to higher provisioning and softer pre provision net revenue.내러티브 업데이트 • Jun 18
CASH: Honor Roll Recognition And Dividend Stability Will Drive Future Upside Potential
Analysts have raised their price target on Pathward Financial stock by $8 to reflect updated views on the company, citing their latest research as support for the new level. What’s in the News for Pathward Financial Declared a Q3 2026 cash dividend of $0.05 per share, payable on July 1 to shareholders of record on June 11, according to recent company announcements.내러티브 업데이트 • Jun 04
CASH: Partner Wins And Strong Q1 Tax Season Will Drive Upside Potential
Analysts have lifted their fair value estimate for Pathward Financial by $4 to $107.50, citing updated assumptions for revenue growth, profit margins, and a lower future P/E multiple. This revision is supported by recent research that highlights above-peer returns, a below-peer roughly 10x 2026 P/E, and potential upside from new partner wins and a strong Q1 tax season.Seeking Alpha • Apr 28
Pathward Financial: Credit Deterioration Is Concerning (Downgrade)
Summary Pathward Financial is downgraded to "Sell" due to deteriorating credit quality and insufficient loan loss reserves. Despite stable capital ratios and aggressive buybacks, NPLs have nearly tripled to 2.39%, with reserves now covering less than 1x NPLs. Loan growth remains robust, but underwriting standards appear lax, increasing exposure to riskier credits as government guarantees decline. At 10x earnings, valuation is seen as full; a more attractive entry would be near $70 or 8x earnings given elevated credit risk. Read the full article on Seeking Alpha내러티브 업데이트 • Apr 23
CASH: Partner Wins And Tax Season Strength Will Support Fairly Valued Upside Potential
The analyst price target for Pathward Financial has shifted to $107. Analysts cite above-peer returns, a below-peer 10x 2026 P/E multiple, and potential upside from conservative estimates and additional partner wins as key drivers of this change.내러티브 업데이트 • Apr 09
CASH: Partner Wins And Tax Season Strength Will Support Fairly Priced Returns
Analysts have kept their average price target for Pathward Financial roughly unchanged at about $103.50, with recent research pointing to above peer returns, a below peer 10x 2026 P/E, and potential upside from partner wins and a strong Q1 tax season. Analyst Commentary Recent research focuses on how Pathward Financial’s return profile, valuation, and near term catalysts fit together, with most commentary pointing to a constructive setup but also highlighting a few areas to watch.내러티브 업데이트 • Mar 25
CASH: Partner Wins And Tax Season Strength Will Drive P E Re Rating
Narrative update The fair value estimate for Pathward Financial has been revised to $103.50 from $100.00 as analysts factor in recent Overweight and Outperform views, a $107 price target, and expectations that above peer returns and potential partner wins could support a higher future P/E multiple. Analyst Commentary Recent research updates highlight a mix of optimism around Pathward Financial’s earnings power and valuation, alongside some areas where expectations could prove too optimistic if business conditions or partner activity do not line up with forecasts.내러티브 업데이트 • Mar 10
CASH: Buybacks And Auditor Shift Will Shape Future P E Re Rating Profile
Analysts have adjusted their price target on Pathward Financial to $100, largely reflecting updated views on its fair value, discount rate, revenue growth, profit margin, and future P/E assumptions following recent research that included an upgrade to Outperform by Keefe Bruyette analysts. Analyst Commentary Recent research behind the move to a US$100 price target reflects a mix of optimism about Pathward Financial’s positioning and some caution around execution and valuation risks.내러티브 업데이트 • Feb 24
CASH: Buybacks And Auditor Change Will Shape Future P E Re Rating Profile
Analysts have revised their price target on Pathward Financial to reflect an updated future P/E assumption of 11.55 from 10.91, with the change supported by recent research that includes an upgrade to Outperform. Analyst Commentary Analysts updating their outlook on Pathward Financial are using the higher future P/E assumption of 11.55 to frame both the upside potential and the execution risks that could affect whether the company grows into that valuation.내러티브 업데이트 • Feb 09
CASH: Buybacks And Auditor Change Will Shape Future Re Rating Risk Profile
Narrative Update on Pathward Financial The analyst price target for Pathward Financial has been revised to US$100.00 from US$100.00, and analysts cite updated assumptions around revenue growth, profit margins, and a slightly lower future P/E multiple as the key drivers behind this change. Analyst Commentary Bullish analysts framing the recent upgrade highlight how the updated assumptions on growth, margins, and the future P/E multiple still leave room for the stock to work if management delivers consistently on its plan.내러티브 업데이트 • Jan 24
CASH: Lower Discount Rate And Buybacks Will Support Re Rating
Analysts have raised their price target on Pathward Financial from US$88 to US$100, citing updated assumptions around fair value, discount rate, revenue growth, profit margins, and future P/E following recent research upgrades. Analyst Commentary Recent research updates highlight a shift in sentiment toward Pathward Financial, with some analysts adopting a more constructive stance on execution and valuation.Seeking Alpha • Dec 26
Pathward Financial: Strong Growth At A Fair Price
Summary Pathward's business has an unusually heavy reliance on debit card fee income which has helped it deliver great value to shareholders by growing at a fast pace. The growth prospects overshadow the risks that are currently present and the strong past performance is likely to persist given a lower pace of rate cuts for 2025. Valuation appears to be fair within the context of Pathward's business and its growth potential and recent price developments indicate an opportunity. Read the full article on Seeking Alpha
새로운 내러티브 • Sep 24
Innovative Banking Tech Powers Profit And Expands Market Footprint
Pathward Financial's focus on loan sourcing and underwriting optimization promises higher risk-adjusted returns, boosting profitability.Seeking Alpha • Sep 11
Pathward Financial: A Profitable Bank Priced For A Collapse In Profitability
Summary Pathward Financial has increased its NOPAT and ROIC despite declining revenues, showcasing improved profitability and efficient capital allocation. The firm’s stable deposit portfolio and significant non-interest income make it resilient to economic volatility and lower interest rates. Pathward has generated nearly 40% of its market cap in free cash flow since 2019, highlighting strong financial health. Trading at a significant discount, Pathward offers a compelling investment opportunity with a 35% upside to its zero-growth value. Read the full article on Seeking AlphaSeeking Alpha • Jul 14
Pathward Financial: After A Nice Move Higher, Shares Justify Even More Upside
Summary Pathward Financial shares have increased by 14.5% since April, outperforming the S&P 500. The company continues to show attractive growth in net interest income and non-interest income. Asset quality is high, with strong returns on assets and equity, making Pathward Financial a solid buy opportunity. Read the full article on Seeking Alpha분석 기사 • Jun 15
Here's Why Pathward Financial (NASDAQ:CASH) Has Caught The Eye Of Investors
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Seeking Alpha • Apr 08
Pathward Financial: Bullish Stance Unchanged
Summary Pathward Financial, Inc. stock has underperformed in recent months, with only a 6.4% increase compared to the S&P 500's 19% increase. Despite the underperformance, the company's financial results show positive growth in net interest income and asset value. Pathward Financial shares are undervalued, and the company's high-quality assets suggest potential for future growth. Read the full article on Seeking Alpha분석 기사 • Mar 14
We Ran A Stock Scan For Earnings Growth And Pathward Financial (NASDAQ:CASH) Passed With Ease
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...CEO 보수 분석
| 날짜 | 총 보수 | 급여 | 회사 수익 |
|---|---|---|---|
| Jun 30 2026 | n/a | n/a | US$176m |
| Mar 31 2026 | n/a | n/a | US$189m |
| Dec 31 2025 | n/a | n/a | US$190m |
| Sep 30 2025 | US$5m | US$755k | US$185m |
| Jun 30 2025 | n/a | n/a | US$180m |
| Mar 31 2025 | n/a | n/a | US$182m |
| Dec 31 2024 | n/a | n/a | US$177m |
| Sep 30 2024 | US$4m | US$728k | US$182m |
| Jun 30 2024 | n/a | n/a | US$184m |
| Mar 31 2024 | n/a | n/a | US$184m |
| Dec 31 2023 | n/a | n/a | US$168m |
| Sep 30 2023 | US$4m | US$700k | US$141m |
| Jun 30 2023 | n/a | n/a | US$149m |
| Mar 31 2023 | n/a | n/a | US$126m |
| Dec 31 2022 | n/a | n/a | US$121m |
| Sep 30 2022 | US$4m | US$650k | US$154m |
| Jun 30 2022 | n/a | n/a | US$146m |
| Mar 31 2022 | n/a | n/a | US$162m |
| Dec 31 2021 | n/a | n/a | US$172m |
| Sep 30 2021 | US$1m | US$420k | US$139m |
| Jun 30 2021 | n/a | n/a | US$136m |
| Mar 31 2021 | n/a | n/a | US$116m |
| Dec 31 2020 | n/a | n/a | US$109m |
| Sep 30 2020 | US$675k | US$367k | US$102m |
| Jun 30 2020 | n/a | n/a | US$110m |
| Mar 31 2020 | n/a | n/a | US$121m |
| Dec 31 2019 | n/a | n/a | US$102m |
| Sep 30 2019 | US$942k | US$202k | US$95m |
보상 대 시장: Brett의 총 보수(USD4.64M)는 US 시장에서 비슷한 규모 기업의 평균(USD5.29M) 수준입니다.
보상과 수익: Brett의 보상은 지난 1년 동안 회사 실적과 일치했습니다.
CEO
Brett Pharr (64 yo)
4.9yrs
재임 기간
US$4,638,813
보수
Mr. Brett L. Pharr is CEO & Director of Pathward, National Association from September 30, 2021. He is the Chief Executive Officer of Pathward®, N.A. and Pathward Financial, Inc. In this role, he leads Path...
리더십 팀
| 이름 | 직위 | 재임 기간 | 보수 | 지분 |
|---|---|---|---|---|
| CEO & Director | 4.9yrs | US$4.64m | 0.32% $ 5.3m | |
| President | 4.9yrs | US$2.21m | 0.17% $ 2.8m | |
| Executive VP & CFO | 2.8yrs | US$2.06m | 0.086% $ 1.4m | |
| Executive VP | 6.5yrs | US$1.47m | 0.15% $ 2.5m | |
| Executive VP and Chief Legal & Administrative Officer | 4.7yrs | US$1.46m | 0.056% $ 906.6k | |
| Senior VP & Chief Accounting Officer | 5.6yrs | 데이터 없음 | 0.020% $ 332.0k | |
| Senior VP and Chief of Staff & Investor Relations | no data | 데이터 없음 | 데이터 없음 | |
| Senior Vice President of Communications | no data | 데이터 없음 | 데이터 없음 | |
| Executive VP and Chief People & Culture Officer | 1.6yrs | 데이터 없음 | 0.0012% $ 18.9k | |
| Head of Tax Services Division | 7.2yrs | 데이터 없음 | 데이터 없음 | |
| MD, Business Development | less than a year | 데이터 없음 | 데이터 없음 | |
| Executive VP & Chief Risk Officer | less than a year | 데이터 없음 | 데이터 없음 |
4.8yrs
평균 재임 기간
57yo
평균 나이
경험이 풍부한 관리: CASH의 경영진은 경험이 있음으로 간주됩니다(평균 재임 4.8 년).
이사회 구성원
| 이름 | 직위 | 재임 기간 | 보수 | 지분 |
|---|---|---|---|---|
| CEO & Director | 4.9yrs | US$4.64m | 0.32% $ 5.3m | |
| Independent Director | 5.6yrs | US$235.97k | 0.074% $ 1.2m | |
| Independent Chairperson of the Board | 10yrs | US$300.97k | 0.15% $ 2.4m | |
| Independent Director | 5.6yrs | US$240.97k | 0.070% $ 1.1m | |
| Independent Director | 3.6yrs | US$250.97k | 0.042% $ 686.4k | |
| Independent Director | 2.6yrs | US$235.97k | 0.021% $ 349.1k | |
| Independent Director | 12.8yrs | US$260.97k | 0.061% $ 994.8k | |
| Independent Vice Chair | 11.9yrs | US$255.97k | 0.14% $ 2.2m | |
| Independent Director | 10.3yrs | US$245.97k | 0.058% $ 945.5k |
5.6yrs
평균 재임 기간
68yo
평균 나이
경험이 풍부한 이사회: CASH의 이사회는 경험이 있음으로 간주됩니다(평균 재임 5.6 년).
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/09/17 09:21 |
| 종가 | 2026/09/17 00:00 |
| 수익 | 2026/06/30 |
| 연간 수익 | 2025/09/30 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
|
|
| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
|
* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
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분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.
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산업 및 섹터 지표
산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.
분석가 소스
Pathward Financial, Inc.는 6명의 분석가가 다루고 있습니다. 이 중 3명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Stephen Moss | B. Riley Securities, Inc. |
| Timothy Switzer | Keefe, Bruyette, & Woods |
| Manuel Navas | Piper Sandler Companies |