Popular 대차대조표 건전성
재무 건전성 기준 점검 6/6
Popular 의 총 자산은 $76.1B 이고 총 자본금은 $6.3B 입니다. 총 예금은 $67.6B 이고, 총 대출금은 $38.5B 입니다. 3.9% 의 순이자 마진을 얻습니다. 현재 총 대출의 1.2% 에 달하는 불량 대출에 대한 충분한 여유가 있습니다. 현금 및 단기투자는 $415.4M 입니다.
핵심 정보
12.1x
자산/자본 비율
3.9%
순이자마진
| 총예금 | US$67.61b |
| 대출/예금 비율 | 적정 |
| 부실 대출 | 1.2% |
| 대손충당금 | 충분 |
| 유동비율 | 낮음 |
| 현금 및 현금성 자산 | US$415.37m |
최근 재무 건전성 업데이트
업데이트 없음
Recent updates
Popular, Inc.: A Strong Bank, But Not A Cheap Stock Anymore
Apr 30
BPOP: Normalized Yield Curve And Mixed Ratings Should Shape Future Profitability
Analysts now see Popular's fair value at about $160, trimming roughly $2 from prior estimates as they factor in a slightly lower future P/E multiple, despite generally supportive recent rating and price target updates across the Street. Analyst Commentary Recent research activity on Popular has centered on price target revisions, rating upgrades and updated views on profitability.BPOP: Normalized Yield Curve And Execution Should Support Future Profitability
Narrative Update on Popular The analyst fair value estimate for Popular has shifted from $157.00 to $161.60, as analysts factor in slightly higher modeled revenue growth and a modestly higher future P/E multiple, supported by a series of recent price target increases and upgrades across major firms, even as one house trimmed its target by $5. Analyst Commentary Recent Street research on Popular shows a cluster of target price increases, fresh coverage initiations, and a few rating upgrades, alongside one modest target reduction.BPOP: Normalized Yield Curve And Buybacks Will Support Future Profitability
Analysts have raised their average price target for Popular to $170 from $161, citing what they describe as a solid profitability outlook for regional banks, with a more normalized yield curve now in play. Analyst Commentary Recent Street research on Popular clusters around higher price targets and upgrades, with analysts pointing to profitability and the broader regional and mid cap bank setup as key inputs.BPOP: Normalized Yield Curve And Buybacks Will Support Profitability Outlook
The analyst price target for Popular in our model has increased from $156.10 to $157.00, reflecting a series of recent target hikes across the Street as analysts cite a solid profitability outlook for regional banks and a more normalized yield curve. Analyst Commentary Across recent research updates, analysts are broadly positive on Popular, with several higher price targets and rating changes pointing to improving confidence in the regional and mid cap bank group.BPOP: Steeper Yield Curve And Buybacks Are Expected To Support Balanced Prospects
The analyst price target for Popular has been raised by about $1 to $156.10, as analysts factor in slightly higher long run profit margins and a modestly higher future P/E multiple following a series of recent target increases and rating updates across the Street. Analyst Commentary Recent Street research around Popular has been active, with several firms updating their views and adjusting price targets.BPOP: Steeper Yield Curve And Buybacks Are Expected To Support Balanced Upside Risks
Analysts have lifted their fair value estimate for Popular by about $10, to $155.50 from $145.70, reflecting recent price target increases and supportive commentary from several research firms on the mid cap bank group. Analyst Commentary Recent Street research on Popular has been active, with several firms adjusting price targets and ratings across the mid cap bank group.BPOP: Steeper Yield Curve And Buybacks Are Expected To Support Margins
Analysts have nudged their fair value estimate for Popular higher to about $145.70 from roughly $143.33, reflecting updated views on revenue growth, profit margins and forward P/E after recent price target increases and fresh coverage from the Street. Analyst Commentary Recent Street commentary around Popular focuses on how the bank could perform relative to other mid cap peers as sector conditions evolve, as well as what that might mean for valuation and execution risk.BPOP: Future Buybacks And Steeper Yield Curve Will Support Margin Resilience
Analysts have inched their fair value estimate for Popular higher to about $143.33 from roughly $143.11, pointing to slightly stronger long term revenue growth, a modestly higher profit margin outlook, and a marginally lower future P/E, supported by recent Street commentary that highlights improving loan growth, a steeper yield curve, and solid credit conditions for mid cap banks. Analyst Commentary Recent Street research on Popular gives you a mixed but useful read on how the mid cap bank setup could influence the stock’s valuation and execution risk over the next couple of years.BPOP: Future Buybacks Will Support Earnings And Margin Resilience
Analysts have modestly raised their price target on Popular, citing fine tuned assumptions for the discount rate, long term margin profile, and future earnings multiples that support a slightly higher valuation despite largely unchanged fair value estimates. What's in the News Popular, Inc.BPOP: Share Repurchases Will Support Future Earnings Momentum
Analysts have modestly raised their average 12 month price target for Popular, Inc., citing a steady fair value estimate of $143.11, along with unchanged assumptions for growth, profitability, and valuation multiples that reinforce confidence in the bank's long term earnings power. What's in the News Popular reported unaudited net charge offs of approximately $57.8 million for the third quarter of 2025, slightly lower than the roughly $58.5 million recorded in the same quarter a year earlier (Key Developments).BPOP: Strong Performance Outlook And Buybacks Will Support Earnings Momentum
Analysts have increased their price target for Popular from $140 to $152. They cite continued confidence in the company's strong performance outlook.BPOP: Higher Margins And Share Buybacks Will Drive Earnings Potential
Narrative Update on Popular Analysts have increased their price target for Popular by $12 to $152, citing improved outlooks for profit margins and future earnings performance. Analyst Commentary Following the recent price target increase, analysts have shared both optimistic and cautious assessments regarding Popular’s path forward.Analysts Boost Price Target for Popular Amid Improved Growth and Profit Margin Forecasts
Narrative Update on Popular Analysts have raised their price target for Popular from $141.75 to $145.56, citing improved forecasts for revenue growth and profit margins. Analyst Commentary Bullish Takeaways Bullish analysts have increased their price targets, which reflects heightened confidence in Popular's valuation and growth prospects.Digital Infrastructure And Puerto Rico Projects Will Improve Efficiency
Analysts have raised Popular's fair value estimate from $138.13 to $141.75, citing a strong capital position, improving growth forecasts, and beneficial economic conditions as key factors. Analyst Commentary Recent price target increases and ratings upgrades reflect ongoing optimism from the analyst community regarding Popular's financial strength and growth prospects.Digital Infrastructure And Puerto Rico Projects Will Improve Efficiency
Analysts have raised Popular’s price target to $138.12, citing strong capital ratios, improved economic conditions in Puerto Rico, and resilient profitability, while still viewing the bank’s valuation as underappreciated. Analyst Commentary Bullish analysts cite Popular's strong capital position, particularly a 16.1% common equity tier 1 ratio, providing flexibility for growth and strategic opportunities.Popular's (NASDAQ:BPOP) Upcoming Dividend Will Be Larger Than Last Year's
Aug 28
Series A Preferred Shares Of Popular, Inc. Offer Stable Monthly Income
Feb 14Popular Isn't Worthy Of An Upgrade Just Yet
Dec 26Popular: Maintaining A Cautious Stance
Sep 30
Expanding Loan Portfolio And Decisive Dividend Growth Signal Bright Future Amid Analytical Optimism
Strengthening capital position and shareholder value through increased dividends and a stock repurchase program may boost investor confidence and share price.Popular Is At Risk Of Becoming Too Popular
May 28Popular: Downgrading To Hold, Top-Line Growth To Boost Earnings
Feb 28재무 상태 분석
부채/자본 비율 추이 및 분석
대차대조표
금융기관 분석
자산 수준: BPOP 의 자산 대 자기자본 비율(12.1x)는 보통입니다.
불량대출충당금: BPOP 에는 sufficient 불량 대출에 대한 수당 (180%)이 있습니다.
저위험 부채: BPOP 부채 중 97% 는 주로 낮은 위험 자금 출처로 구성됩니다.
대출 수준: BPOP 은 자산 대비 대출 비율(51%)의 적절 수준을 갖습니다.
저위험 예금: BPOP 의 예금 대비 대출 비율 (57%)은 적절입니다.
부실대출 수준: BPOP 에는 적절한 수준의 불량 대출(1.2%)이 있습니다.
건전한 기업 찾아보기
기업 분석 및 재무 데이터 상태
| 데이터 | 최종 업데이트 (UTC 시간) |
|---|---|
| 기업 분석 | 2026/05/03 15:21 |
| 종가 | 2026/05/01 00:00 |
| 수익 | 2026/03/31 |
| 연간 수익 | 2025/12/31 |
데이터 소스
당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.
| 패키지 | 데이터 | 기간 | 미국 소스 예시 * |
|---|---|---|---|
| 기업 재무제표 | 10년 |
| |
| 분석가 컨센서스 추정치 | +3년 |
|
|
| 시장 가격 | 30년 |
| |
| 지분 구조 | 10년 |
| |
| 경영진 | 10년 |
| |
| 주요 개발 | 10년 |
|
* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.
별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.
분석 모델 및 스노우플레이크
이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.
Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.
산업 및 섹터 지표
산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.
분석가 소스
Popular, Inc.는 20명의 분석가가 다루고 있습니다. 이 중 6명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
| 분석가 | 기관 |
|---|---|
| Jared David Shaw | Barclays |
| Brandon Berman | BofA Global Research |
| Joseph Gladue | B. Riley Securities, Inc. |