Reported Earnings • May 19
First quarter 2026 earnings released: EPS: RON0.004 (vs RON0.004 in 1Q 2025) First quarter 2026 results: EPS: RON0.004 (in line with 1Q 2025). Revenue: RON63.7m (up 4.4% from 1Q 2025). Net income: RON12.0m (down 5.1% from 1Q 2025). Profit margin: 19% (down from 21% in 1Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has only increased by 20% per year, which means it is significantly lagging earnings growth. 공고 • May 16
Patria Bank SA to Report Q1, 2026 Results on May 15, 2026 Patria Bank SA announced that they will report Q1, 2026 results on May 15, 2026 Reported Earnings • Mar 02
Full year 2025 earnings released: EPS: RON0.016 (vs RON0.012 in FY 2024) Full year 2025 results: EPS: RON0.016 (up from RON0.012 in FY 2024). Revenue: RON262.2m (up 16% from FY 2024). Net income: RON51.4m (up 27% from FY 2024). Profit margin: 20% (up from 18% in FY 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 32% per year but the company’s share price has only increased by 18% per year, which means it is significantly lagging earnings growth. 공고 • Jan 28
Patria Bank SA, Annual General Meeting, Apr 29, 2026 Patria Bank SA, Annual General Meeting, Apr 29, 2026. Reported Earnings • Nov 19
Third quarter 2025 earnings released: EPS: RON0.004 (vs RON0.003 in 3Q 2024) Third quarter 2025 results: EPS: RON0.004 (up from RON0.003 in 3Q 2024). Revenue: RON63.4m (up 7.3% from 3Q 2024). Net income: RON13.0m (up 14% from 3Q 2024). Profit margin: 21% (up from 19% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.8% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth. Reported Earnings • Sep 01
Second quarter 2025 earnings released: EPS: RON0.004 (vs RON0.002 in 2Q 2024) Second quarter 2025 results: EPS: RON0.004 (up from RON0.002 in 2Q 2024). Revenue: RON62.3m (up 14% from 2Q 2024). Net income: RON11.6m (up 46% from 2Q 2024). Profit margin: 19% (up from 15% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 5.1% p.a. on average during the next 3 years, compared to a 4.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 39% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth. Reported Earnings • May 16
First quarter 2025 earnings released: EPS: RON0.004 (vs RON0.003 in 1Q 2024) First quarter 2025 results: EPS: RON0.004 (up from RON0.003 in 1Q 2024). Revenue: RON61.0m (up 9.9% from 1Q 2024). Net income: RON12.7m (up 20% from 1Q 2024). Profit margin: 21% (up from 19% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 5.8% p.a. on average during the next 3 years, compared to a 3.8% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 41% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings. Reported Earnings • Mar 04
Full year 2024 earnings released: EPS: RON0.012 (vs RON0.008 in FY 2023) Full year 2024 results: EPS: RON0.012 (up from RON0.008 in FY 2023). Revenue: RON227.1m (up 19% from FY 2023). Net income: RON40.6m (up 59% from FY 2023). Profit margin: 18% (up from 13% in FY 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.2% p.a. on average during the next 3 years, compared to a 3.7% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 43% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings. Price Target Changed • Jan 09
Price target decreased by 10% to RON0.09 Down from RON0.10, the current price target is provided by 1 analyst. New target price is 9.8% above last closing price of RON0.082. Stock is up 1.2% over the past year. The company is forecast to post earnings per share of RON0.014 for next year compared to RON0.0078 last year. Reported Earnings • Nov 19
Third quarter 2024 earnings released: EPS: RON0.003 (vs RON0.002 in 3Q 2023) Third quarter 2024 results: EPS: RON0.003 (up from RON0.002 in 3Q 2023). Revenue: RON59.1m (flat on 3Q 2023). Net income: RON11.4m (up 129% from 3Q 2023). Profit margin: 19% (up from 8.5% in 3Q 2023). Revenue is forecast to grow 6.2% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 49% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings. Reported Earnings • Sep 03
Second quarter 2024 earnings released Second quarter 2024 results: Revenue: RON54.5m (up 8.4% from 2Q 2023). Net income: RON7.94m (up 37% from 2Q 2023). Profit margin: 15% (up from 12% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Reported Earnings • May 19
First quarter 2024 earnings released: EPS: RON0.003 (vs RON0.002 in 1Q 2023) First quarter 2024 results: EPS: RON0.003 (up from RON0.002 in 1Q 2023). Revenue: RON55.5m (up 16% from 1Q 2023). Net income: RON10.5m (up 95% from 1Q 2023). Profit margin: 19% (up from 11% in 1Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 53% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings. Reported Earnings • Mar 03
Full year 2023 earnings released: EPS: RON0.008 (vs RON0.006 in FY 2022) Full year 2023 results: EPS: RON0.008 (up from RON0.006 in FY 2022). Revenue: RON191.3m (up 11% from FY 2022). Net income: RON25.5m (up 33% from FY 2022). Profit margin: 13% (up from 11% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 58% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings. Reported Earnings • Nov 17
Third quarter 2023 earnings released: EPS: RON0.002 (vs RON0.002 in 3Q 2022) Third quarter 2023 results: EPS: RON0.002 (in line with 3Q 2022). Revenue: RON58.8m (up 71% from 3Q 2022). Net income: RON4.98m (down 14% from 3Q 2022). Profit margin: 8.5% (down from 17% in 3Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 5.7% p.a. on average during the next 3 years, compared to a 2.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 61% per year but the company’s share price has remained flat, which means it is significantly lagging earnings. Reported Earnings • Sep 06
Second quarter 2023 earnings released: EPS: RON0.002 (vs RON0.001 in 2Q 2022) Second quarter 2023 results: EPS: RON0.002 (up from RON0.001 in 2Q 2022). Revenue: RON50.3m (up 18% from 2Q 2022). Net income: RON5.78m (up 38% from 2Q 2022). Profit margin: 12% (up from 9.9% in 2Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.9% p.a. on average during the next 3 years, compared to a 3.7% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 61% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings. Reported Earnings • Nov 18
Third quarter 2022 earnings released: EPS: RON0.002 (vs RON0 in 3Q 2021) Third quarter 2022 results: EPS: RON0.002 (up from RON0 in 3Q 2021). Revenue: RON34.4m (down 14% from 3Q 2021). Net income: RON5.82m (up 308% from 3Q 2021). Profit margin: 17% (up from 3.6% in 3Q 2021). The increase in margin was driven by lower expenses. Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings. Board Change • Nov 16
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. No highly experienced directors. Chairman of the Board of Directors Dragos Manda was the last director to join the board, commencing their role in 2017. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Reported Earnings • Sep 02
Second quarter 2022 earnings released: EPS: RON0.001 (vs RON0.001 in 2Q 2021) Second quarter 2022 results: EPS: RON0.001 (vs RON0.001 in 2Q 2021). Revenue: RON42.4m (flat on 2Q 2021). Net income: RON4.21m (up 94% from 2Q 2021). Profit margin: 9.9% (up from 5.1% in 2Q 2021). Over the next year, revenue is forecast to grow 31%, compared to a 17% growth forecast for the Banks industry in Romania. Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings. Reported Earnings • May 19
First quarter 2022 earnings: Revenues exceed analyst expectations First quarter 2022 results: Revenue: RON41.3m (up 10% from 1Q 2021). Net income: RON2.15m (down 9.9% from 1Q 2021). Profit margin: 5.2% (down from 6.4% in 1Q 2021). The decrease in margin was driven by higher expenses. Revenue exceeded analyst estimates by 1.6%. Over the next year, revenue is forecast to grow 28%, compared to a 13% growth forecast for the industry in Romania. Over the last 3 years on average, earnings per share has fallen by 42% per year but the company’s share price has increased by 2% per year, which means it is well ahead of earnings. Major Estimate Revision • Apr 27
Consensus forecasts updated The consensus outlook for 2022 has been updated. 2022 revenue forecast increased from RON201.2m to RON209.0m. EPS estimate fell from RON0.01 to RON0.01 per share. Net income forecast to grow 111% next year vs 1.4% growth forecast for Banks industry in Romania. Consensus price target broadly unchanged at RON0.10. Share price was steady at RON0.089 over the past week. Board Change • Apr 27
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. No highly experienced directors. Chairman of the Board of Directors Dragos Manda was the last director to join the board, commencing their role in 2017. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Major Estimate Revision • Apr 22
Consensus forecasts updated The consensus outlook for 2022 has been updated. 2022 revenue forecast increased from RON201.2m to RON209.0m. EPS estimate fell from RON0.01 to RON0.01 per share. Net income forecast to grow 111% next year vs 3.2% growth forecast for Banks industry in Romania. Consensus price target broadly unchanged at RON0.10. Share price fell 2.6% to RON0.089 over the past week. Reported Earnings • Mar 03
Full year 2021 earnings: Revenues exceed analyst expectations Full year 2021 results: Revenue: RON162.8m (up 16% from FY 2020). Net income: RON9.89m (up 242% from FY 2020). Profit margin: 6.1% (up from 2.1% in FY 2020). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.6%. Over the next year, revenue is forecast to grow 24%, compared to a 9.4% growth forecast for the banks industry in Romania. Over the last 3 years on average, earnings per share has fallen by 22% per year but the company’s share price has increased by 2% per year, which means it is well ahead of earnings. Major Estimate Revision • Nov 27
Consensus forecasts updated The consensus outlook for 2021 has been updated. 2021 revenue forecast increased from RON178.0m to RON184.1m. EPS estimate fell from RON0.003 to RON0.002 per share. Net income forecast to grow 367% next year vs 11% growth forecast for Banks industry in Romania. Consensus price target broadly unchanged at RON0.10. Share price fell 7.1% to RON0.091 over the past week. Reported Earnings • Aug 21
Second quarter 2021 earnings released: EPS RON0.001 (vs RON0.002 in 2Q 2020) The company reported a soft second quarter result with weaker earnings and profit margins, although revenues improved. Second quarter 2021 results: Revenue: RON42.8m (up 2.4% from 2Q 2020). Net income: RON2.16m (down 55% from 2Q 2020). Profit margin: 5.1% (down from 12% in 2Q 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 80% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth. Price Target Changed • May 28
Price target increased to RON0.10 Up from RON0.09, the current price target is provided by 1 analyst. New target price is 10% above last closing price of RON0.094. Stock is up 16% over the past year. Major Estimate Revision • May 28
Consensus EPS estimates increase to RON0.003 The consensus outlook for earnings per share (EPS) in 2021 has improved. 2021 revenue forecast increased from RON168.0m to RON178.0m. EPS estimate increased from RON0.0024 to RON0.003 per share. Net income forecast to grow 36% next year vs 18% growth forecast for Banks industry in Romania. Consensus price target up from RON0.078 to RON0.09. Share price was steady at RON0.094 over the past week. Reported Earnings • Nov 19
Third quarter 2020 earnings released: EPS RON0.001 The company reported a poor third quarter result with weaker earnings, revenues and profit margins. Third quarter 2020 results: Revenue: RON37.8m (down 14% from 3Q 2019). Net income: RON1.99m (down 43% from 3Q 2019). Profit margin: 5.3% (down from 8.0% in 3Q 2019). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 107% per year but the company’s share price has fallen by 22% per year, which means it is significantly lagging earnings.