View Financial HealthRIMAC Seguros y Reaseguros 배당 및 자사주 매입배당 기준 점검 3/6RIMAC Seguros y Reaseguros 수익으로 충분히 충당되는 현재 수익률 5.43% 보유한 배당금 지급 회사입니다.핵심 정보5.4%배당 수익률n/a자사주 매입 수익률총 주주 수익률n/a미래 배당 수익률n/a배당 성장률22.2%다음 배당 지급일n/a배당락일n/a주당 배당금n/a배당 성향37%최근 배당 및 자사주 매입 업데이트Declared Dividend • Mar 27Dividend reduced to S/0.019Dividend of S/0.019 is 71% lower than last year. Ex-date: 13th April 2026 Payment date: 30th April 2026 Dividend yield will be 1.5%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is well covered by both earnings (37% earnings payout ratio) and cash flows (12% cash payout ratio). The dividend has increased by an average of 21% per year over the past 5 years and payments have been stable during that time. Earnings per share has grown by 14% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.공시 • Mar 26RIMAC Seguros y Reaseguros S.A. announces Annual dividend, payable on April 30, 2026RIMAC Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0192 per share payable on April 30, 2026, ex-date on April 13, 2026 and record date on April 14, 2026.공시 • Mar 28RIMAC Seguros y Reaseguros S.A. Announces Annual Dividend, Payable on April 30, 2025RIMAC Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0694 per share payable on April 30, 2025, ex-date on April 10, 2025 and record date on April 11, 2025.Upcoming Dividend • Apr 11Upcoming dividend of S/0.068 per shareEligible shareholders must have bought the stock before 18 April 2024. Payment date: 06 May 2024. Payout ratio is a comfortable 19% and this is well supported by cash flows. Trailing yield: 4.1%. Lower than top quartile of Peruvian dividend payers (12%). Lower than average of industry peers (6.1%).Upcoming Dividend • May 28Inaugural dividend of S/0.038 per shareEligible shareholders must have bought the stock before 04 June 2021. Payment date: 14 June 2021. This is the first dividend for RIMAC Seguros y Reaseguros since going public. The average dividend yield among industry peers is 6.4%.모든 업데이트 보기Recent updatesReported Earnings • May 20First quarter 2026 earnings released: EPS: S/0.057 (vs S/0.018 in 1Q 2025)First quarter 2026 results: EPS: S/0.057 (up from S/0.018 in 1Q 2025). Revenue: S/1.61b (up 8.6% from 1Q 2025). Net income: S/129.3m (up 225% from 1Q 2025). Profit margin: 8.0% (up from 2.7% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 21% per year, which means it is tracking significantly ahead of earnings growth.Board Change • May 13Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. 4 independent directors (5 non-independent directors). Independent Director Mariana Checa was the last independent director to join the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Buy Or Sell Opportunity • Apr 01Now 22% undervaluedOver the last 90 days, the stock has risen 19% to S/1.20. The fair value is estimated to be S/1.54, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 7.8% over the last 3 years. Earnings per share has grown by 6.0%.Declared Dividend • Mar 27Dividend reduced to S/0.019Dividend of S/0.019 is 71% lower than last year. Ex-date: 13th April 2026 Payment date: 30th April 2026 Dividend yield will be 1.5%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is well covered by both earnings (37% earnings payout ratio) and cash flows (12% cash payout ratio). The dividend has increased by an average of 21% per year over the past 5 years and payments have been stable during that time. Earnings per share has grown by 14% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.공시 • Mar 26RIMAC Seguros y Reaseguros S.A. announces Annual dividend, payable on April 30, 2026RIMAC Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0192 per share payable on April 30, 2026, ex-date on April 13, 2026 and record date on April 14, 2026.Board Change • Mar 09Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. 4 independent directors (5 non-independent directors). Independent Director Mariana Checa was the last independent director to join the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.공시 • Mar 04RIMAC Seguros y Reaseguros S.A., Annual General Meeting, Mar 24, 2026RIMAC Seguros y Reaseguros S.A., Annual General Meeting, Mar 24, 2026, at 09:00 SA Pacific Standard Time. Location: held remotely, PeruBoard Change • Feb 10Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. 4 independent directors (5 non-independent directors). Independent Director Mariana Checa was the last independent director to join the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Valuation Update With 7 Day Price Move • Jan 07Investor sentiment improves as stock rises 17%After last week's 17% share price gain to S/1.18, the stock trades at a trailing P/E ratio of 6.7x. Average trailing P/E is 8x in the Insurance industry in South America. Total returns to shareholders of 140% over the past three years.Board Change • Nov 27Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Reported Earnings • Nov 20Third quarter 2025 earnings released: EPS: S/0.046 (vs S/0.065 in 3Q 2024)Third quarter 2025 results: EPS: S/0.046 (down from S/0.065 in 3Q 2024). Revenue: S/1.67b (up 5.3% from 3Q 2024). Net income: S/101.4m (down 28% from 3Q 2024). Profit margin: 6.1% (down from 8.9% in 3Q 2024). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 19% per year, which means it is tracking significantly ahead of earnings growth.Board Change • Nov 12Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • Oct 13Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • Sep 04Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • Aug 13Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • Apr 28Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.공시 • Mar 28RIMAC Seguros y Reaseguros S.A. Announces Annual Dividend, Payable on April 30, 2025RIMAC Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0694 per share payable on April 30, 2025, ex-date on April 10, 2025 and record date on April 11, 2025.공시 • Mar 06RIMAC Seguros y Reaseguros S.A., Annual General Meeting, Mar 25, 2025RIMAC Seguros y Reaseguros S.A., Annual General Meeting, Mar 25, 2025, at 09:00 SA Pacific Standard Time. Location: held remotely, PeruNew Risk • Oct 29New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 4.0% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.Buy Or Sell Opportunity • Oct 09Now 23% undervalued after recent price dropOver the last 90 days, the stock has fallen 2.4% to S/0.92. The fair value is estimated to be S/1.19, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.4% over the last 3 years. Earnings per share has grown by 50%.Reported Earnings • Aug 21Second quarter 2024 earnings released: EPS: S/0.046 (vs S/0.046 in 2Q 2023)Second quarter 2024 results: EPS: S/0.046 (in line with 2Q 2023). Revenue: S/1.26b (down 3.9% from 2Q 2023). Net income: S/93.7m (up 5.9% from 2Q 2023). Profit margin: 7.4% (up from 6.8% in 2Q 2023). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 49% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.New Risk • May 24New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 6.1% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (6.1% increase in shares outstanding).Reported Earnings • May 19First quarter 2024 earnings released: EPS: S/0.052 (vs S/0.052 in 1Q 2023)First quarter 2024 results: EPS: S/0.052 (in line with 1Q 2023). Revenue: S/1.44b (up 11% from 1Q 2023). Net income: S/91.0m (down 8.8% from 1Q 2023). Profit margin: 6.3% (down from 7.7% in 1Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 60% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.New Risk • Apr 21New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 4.4% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.Upcoming Dividend • Apr 11Upcoming dividend of S/0.068 per shareEligible shareholders must have bought the stock before 18 April 2024. Payment date: 06 May 2024. Payout ratio is a comfortable 19% and this is well supported by cash flows. Trailing yield: 4.1%. Lower than top quartile of Peruvian dividend payers (12%). Lower than average of industry peers (6.1%).New Risk • Mar 12New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Peruvian stocks, typically moving 5.4% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. This is currently the only risk that has been identified for the company.Reported Earnings • Aug 19Second quarter 2023 earnings released: EPS: S/0.046 (vs S/0.05 in 2Q 2022)Second quarter 2023 results: EPS: S/0.046 (down from S/0.05 in 2Q 2022). Revenue: S/1.31b (up 10% from 2Q 2022). Net income: S/88.5m (flat on 2Q 2022). Profit margin: 6.8% (down from 7.5% in 2Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.New Risk • Jul 26New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Peruvian stocks, typically moving 4.0% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (4.0% average weekly change). Shareholders have been diluted in the past year (8.4% increase in shares outstanding).New Risk • Jun 08New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 8.4% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (8.4% increase in shares outstanding).Reported Earnings • Nov 18Third quarter 2022 earnings released: EPS: S/0.035 (vs S/0.029 in 3Q 2021)Third quarter 2022 results: EPS: S/0.035 (up from S/0.029 in 3Q 2021). Revenue: S/1.24b (down 2.9% from 3Q 2021). Net income: S/62.4m (up 31% from 3Q 2021). Profit margin: 5.0% (up from 3.7% in 3Q 2021). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 6% per year, which means it has not declined as severely as earnings.Board Change • Nov 17Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 8 highly experienced directors. 5 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Buying Opportunity • May 13Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 7.0%. The fair value is estimated to be S/1.00, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 7.9% over the last 3 years. Earnings per share has declined by 32%.Board Change • Apr 27Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 8 highly experienced directors. 5 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Valuation Update With 7 Day Price Move • Oct 22Investor sentiment improved over the past weekAfter last week's 24% share price gain to S/1.08, the stock trades at a trailing P/E ratio of 22x. Average trailing P/E is 20x in the Insurance industry in Peru. Total returns to shareholders of 13% over the past three years.Upcoming Dividend • May 28Inaugural dividend of S/0.038 per shareEligible shareholders must have bought the stock before 04 June 2021. Payment date: 14 June 2021. This is the first dividend for RIMAC Seguros y Reaseguros since going public. The average dividend yield among industry peers is 6.4%.Valuation Update With 7 Day Price Move • Apr 25Investor sentiment deteriorated over the past weekAfter last week's 15% share price decline to S/1.05, the stock trades at a trailing P/E ratio of 6.6x. Average trailing P/E is 6x in the Insurance industry in Peru. Total loss to shareholders of 11% over the past three years.Is New 90 Day High Low • Feb 18New 90-day high: S/1.15The company is up 13% from its price of S/1.01 on 19 November 2020. The Peruvian market is also up 13% over the last 90 days, indicating the company’s price trend is similar to the market over that time. However, it outperformed the Insurance industry, which is up 3.0% over the same period.Is New 90 Day High Low • Jan 24New 90-day high: S/1.23The company is up 23% from its price of S/1.00 on 26 October 2020. The Peruvian market is up 11% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 15% over the same period.Is New 90 Day High Low • Nov 20New 90-day high: S/1.10The company is up 11% from its price of S/0.99 on 21 August 2020. The Peruvian market is up 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 10.0% over the same period.지급의 안정성과 성장배당 데이터 가져오는 중안정적인 배당: 배당금 지급이 안정적인 반면, RIMSEGC1 은(는) 배당금을 지급한 지 10년도 채 되지 않았습니다.배당금 증가: RIMSEGC1 의 배당금 지급이 증가했지만 회사는 5 년 동안만 배당금을 지급했습니다.배당 수익률 vs 시장RIMAC Seguros y Reaseguros 배당 수익률 vs 시장RIMSEGC1의 배당 수익률은 시장과 어떻게 비교되나요?구분배당 수익률회사 (RIMSEGC1)5.4%시장 하위 25% (PE)4.8%시장 상위 25% (PE)12.7%업계 평균 (Insurance)4.1%분석가 예측 (RIMSEGC1) (최대 3년)n/a주목할만한 배당금: RIMSEGC1 의 배당금( 5.43% )은 PE 시장에서 배당금 지급자의 하위 25%( 4.8% )보다 높습니다.고배당: RIMSEGC1 의 배당금( 5.43% )은 PE 시장에서 배당금 지급자의 상위 25%( 12.66% )와 비교해 낮습니다.주주 대상 이익 배당수익 보장: 합리적으로 낮은 지불 비율 ( 36.9% )로 RIMSEGC1 의 배당금 지급은 수익으로 충분히 충당됩니다.주주 현금 배당현금 흐름 범위: 현금 지급 비율 ( 13.2% )이 낮기 때문에 RIMSEGC1 의 배당금 지급은 현금 흐름으로 완전히 충당됩니다.높은 배당을 제공하는 우량 기업 찾기7D1Y7D1Y7D1YPE 시장에서 배당이 강한 기업.View Management기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/06/04 13:05종가2026/06/03 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스RIMAC Seguros y Reaseguros S.A.는 0명의 분석가가 다루고 있습니다. 이 중 0명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
Declared Dividend • Mar 27Dividend reduced to S/0.019Dividend of S/0.019 is 71% lower than last year. Ex-date: 13th April 2026 Payment date: 30th April 2026 Dividend yield will be 1.5%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is well covered by both earnings (37% earnings payout ratio) and cash flows (12% cash payout ratio). The dividend has increased by an average of 21% per year over the past 5 years and payments have been stable during that time. Earnings per share has grown by 14% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
공시 • Mar 26RIMAC Seguros y Reaseguros S.A. announces Annual dividend, payable on April 30, 2026RIMAC Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0192 per share payable on April 30, 2026, ex-date on April 13, 2026 and record date on April 14, 2026.
공시 • Mar 28RIMAC Seguros y Reaseguros S.A. Announces Annual Dividend, Payable on April 30, 2025RIMAC Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0694 per share payable on April 30, 2025, ex-date on April 10, 2025 and record date on April 11, 2025.
Upcoming Dividend • Apr 11Upcoming dividend of S/0.068 per shareEligible shareholders must have bought the stock before 18 April 2024. Payment date: 06 May 2024. Payout ratio is a comfortable 19% and this is well supported by cash flows. Trailing yield: 4.1%. Lower than top quartile of Peruvian dividend payers (12%). Lower than average of industry peers (6.1%).
Upcoming Dividend • May 28Inaugural dividend of S/0.038 per shareEligible shareholders must have bought the stock before 04 June 2021. Payment date: 14 June 2021. This is the first dividend for RIMAC Seguros y Reaseguros since going public. The average dividend yield among industry peers is 6.4%.
Reported Earnings • May 20First quarter 2026 earnings released: EPS: S/0.057 (vs S/0.018 in 1Q 2025)First quarter 2026 results: EPS: S/0.057 (up from S/0.018 in 1Q 2025). Revenue: S/1.61b (up 8.6% from 1Q 2025). Net income: S/129.3m (up 225% from 1Q 2025). Profit margin: 8.0% (up from 2.7% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 21% per year, which means it is tracking significantly ahead of earnings growth.
Board Change • May 13Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. 4 independent directors (5 non-independent directors). Independent Director Mariana Checa was the last independent director to join the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Buy Or Sell Opportunity • Apr 01Now 22% undervaluedOver the last 90 days, the stock has risen 19% to S/1.20. The fair value is estimated to be S/1.54, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 7.8% over the last 3 years. Earnings per share has grown by 6.0%.
Declared Dividend • Mar 27Dividend reduced to S/0.019Dividend of S/0.019 is 71% lower than last year. Ex-date: 13th April 2026 Payment date: 30th April 2026 Dividend yield will be 1.5%, which is lower than the industry average of 3.4%. Sustainability & Growth Dividend is well covered by both earnings (37% earnings payout ratio) and cash flows (12% cash payout ratio). The dividend has increased by an average of 21% per year over the past 5 years and payments have been stable during that time. Earnings per share has grown by 14% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
공시 • Mar 26RIMAC Seguros y Reaseguros S.A. announces Annual dividend, payable on April 30, 2026RIMAC Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0192 per share payable on April 30, 2026, ex-date on April 13, 2026 and record date on April 14, 2026.
Board Change • Mar 09Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. 4 independent directors (5 non-independent directors). Independent Director Mariana Checa was the last independent director to join the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
공시 • Mar 04RIMAC Seguros y Reaseguros S.A., Annual General Meeting, Mar 24, 2026RIMAC Seguros y Reaseguros S.A., Annual General Meeting, Mar 24, 2026, at 09:00 SA Pacific Standard Time. Location: held remotely, Peru
Board Change • Feb 10Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 5 experienced directors. 6 highly experienced directors. 4 independent directors (5 non-independent directors). Independent Director Mariana Checa was the last independent director to join the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Valuation Update With 7 Day Price Move • Jan 07Investor sentiment improves as stock rises 17%After last week's 17% share price gain to S/1.18, the stock trades at a trailing P/E ratio of 6.7x. Average trailing P/E is 8x in the Insurance industry in South America. Total returns to shareholders of 140% over the past three years.
Board Change • Nov 27Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Reported Earnings • Nov 20Third quarter 2025 earnings released: EPS: S/0.046 (vs S/0.065 in 3Q 2024)Third quarter 2025 results: EPS: S/0.046 (down from S/0.065 in 3Q 2024). Revenue: S/1.67b (up 5.3% from 3Q 2024). Net income: S/101.4m (down 28% from 3Q 2024). Profit margin: 6.1% (down from 8.9% in 3Q 2024). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 19% per year, which means it is tracking significantly ahead of earnings growth.
Board Change • Nov 12Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • Oct 13Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • Sep 04Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • Aug 13Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • Apr 28Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. 4 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
공시 • Mar 28RIMAC Seguros y Reaseguros S.A. Announces Annual Dividend, Payable on April 30, 2025RIMAC Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0694 per share payable on April 30, 2025, ex-date on April 10, 2025 and record date on April 11, 2025.
공시 • Mar 06RIMAC Seguros y Reaseguros S.A., Annual General Meeting, Mar 25, 2025RIMAC Seguros y Reaseguros S.A., Annual General Meeting, Mar 25, 2025, at 09:00 SA Pacific Standard Time. Location: held remotely, Peru
New Risk • Oct 29New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 4.0% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.
Buy Or Sell Opportunity • Oct 09Now 23% undervalued after recent price dropOver the last 90 days, the stock has fallen 2.4% to S/0.92. The fair value is estimated to be S/1.19, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 6.4% over the last 3 years. Earnings per share has grown by 50%.
Reported Earnings • Aug 21Second quarter 2024 earnings released: EPS: S/0.046 (vs S/0.046 in 2Q 2023)Second quarter 2024 results: EPS: S/0.046 (in line with 2Q 2023). Revenue: S/1.26b (down 3.9% from 2Q 2023). Net income: S/93.7m (up 5.9% from 2Q 2023). Profit margin: 7.4% (up from 6.8% in 2Q 2023). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 49% per year but the company’s share price has only increased by 15% per year, which means it is significantly lagging earnings growth.
New Risk • May 24New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 6.1% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (6.1% increase in shares outstanding).
Reported Earnings • May 19First quarter 2024 earnings released: EPS: S/0.052 (vs S/0.052 in 1Q 2023)First quarter 2024 results: EPS: S/0.052 (in line with 1Q 2023). Revenue: S/1.44b (up 11% from 1Q 2023). Net income: S/91.0m (down 8.8% from 1Q 2023). Profit margin: 6.3% (down from 7.7% in 1Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 60% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
New Risk • Apr 21New minor risk - Dividend sustainabilityThe company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 4.4% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. This is currently the only risk that has been identified for the company.
Upcoming Dividend • Apr 11Upcoming dividend of S/0.068 per shareEligible shareholders must have bought the stock before 18 April 2024. Payment date: 06 May 2024. Payout ratio is a comfortable 19% and this is well supported by cash flows. Trailing yield: 4.1%. Lower than top quartile of Peruvian dividend payers (12%). Lower than average of industry peers (6.1%).
New Risk • Mar 12New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Peruvian stocks, typically moving 5.4% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. This is currently the only risk that has been identified for the company.
Reported Earnings • Aug 19Second quarter 2023 earnings released: EPS: S/0.046 (vs S/0.05 in 2Q 2022)Second quarter 2023 results: EPS: S/0.046 (down from S/0.05 in 2Q 2022). Revenue: S/1.31b (up 10% from 2Q 2022). Net income: S/88.5m (flat on 2Q 2022). Profit margin: 6.8% (down from 7.5% in 2Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
New Risk • Jul 26New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Peruvian stocks, typically moving 4.0% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (4.0% average weekly change). Shareholders have been diluted in the past year (8.4% increase in shares outstanding).
New Risk • Jun 08New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 8.4% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (8.4% increase in shares outstanding).
Reported Earnings • Nov 18Third quarter 2022 earnings released: EPS: S/0.035 (vs S/0.029 in 3Q 2021)Third quarter 2022 results: EPS: S/0.035 (up from S/0.029 in 3Q 2021). Revenue: S/1.24b (down 2.9% from 3Q 2021). Net income: S/62.4m (up 31% from 3Q 2021). Profit margin: 5.0% (up from 3.7% in 3Q 2021). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 28% per year but the company’s share price has only fallen by 6% per year, which means it has not declined as severely as earnings.
Board Change • Nov 17Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 8 highly experienced directors. 5 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Buying Opportunity • May 13Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 7.0%. The fair value is estimated to be S/1.00, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 7.9% over the last 3 years. Earnings per share has declined by 32%.
Board Change • Apr 27Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 8 highly experienced directors. 5 independent directors (6 non-independent directors). Independent Director Rob Priday Woodworth was the last independent director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Valuation Update With 7 Day Price Move • Oct 22Investor sentiment improved over the past weekAfter last week's 24% share price gain to S/1.08, the stock trades at a trailing P/E ratio of 22x. Average trailing P/E is 20x in the Insurance industry in Peru. Total returns to shareholders of 13% over the past three years.
Upcoming Dividend • May 28Inaugural dividend of S/0.038 per shareEligible shareholders must have bought the stock before 04 June 2021. Payment date: 14 June 2021. This is the first dividend for RIMAC Seguros y Reaseguros since going public. The average dividend yield among industry peers is 6.4%.
Valuation Update With 7 Day Price Move • Apr 25Investor sentiment deteriorated over the past weekAfter last week's 15% share price decline to S/1.05, the stock trades at a trailing P/E ratio of 6.6x. Average trailing P/E is 6x in the Insurance industry in Peru. Total loss to shareholders of 11% over the past three years.
Is New 90 Day High Low • Feb 18New 90-day high: S/1.15The company is up 13% from its price of S/1.01 on 19 November 2020. The Peruvian market is also up 13% over the last 90 days, indicating the company’s price trend is similar to the market over that time. However, it outperformed the Insurance industry, which is up 3.0% over the same period.
Is New 90 Day High Low • Jan 24New 90-day high: S/1.23The company is up 23% from its price of S/1.00 on 26 October 2020. The Peruvian market is up 11% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 15% over the same period.
Is New 90 Day High Low • Nov 20New 90-day high: S/1.10The company is up 11% from its price of S/0.99 on 21 August 2020. The Peruvian market is up 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 10.0% over the same period.