View Financial HealthLa Positiva Seguros y Reaseguros 배당 및 자사주 매입배당 기준 점검 3/6La Positiva Seguros y Reaseguros 수익으로 충분히 충당되는 현재 수익률 9.83% 보유한 배당금 지급 회사입니다.핵심 정보9.8%배당 수익률n/a자사주 매입 수익률총 주주 수익률n/a미래 배당 수익률n/a배당 성장률12.5%다음 배당 지급일n/a배당락일n/a주당 배당금n/a배당 성향31%최근 배당 및 자사주 매입 업데이트공시 • Mar 13La Positiva Seguros y Reaseguros S.A. announces Annual dividend, payable on April 09, 2026La Positiva Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0931 per share payable on April 09, 2026, ex-date on March 27, 2026 and record date on March 30, 2026.공시 • Mar 06La Positiva Seguros y Reaseguros S.A. announces Annual dividend, payable on March 20, 2025La Positiva Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0900 per share payable on March 20, 2025, ex-date on March 18, 2025 and record date on March 19, 2025.Upcoming Dividend • Mar 30Inaugural dividend of S/0.084 per shareEligible shareholders must have bought the stock before 06 April 2021. Payment date: 09 April 2021. This is the first dividend for La Positiva Seguros y ReasegurosA since going public. The average dividend yield among industry peers is 5.5%.Upcoming Dividend • Dec 29First Dividend Is S/0.063 Per ShareWill be paid on the 8th of January to those who are registered shareholders by the 5th of January. This is the first dividend for La Positiva Seguros y ReasegurosA since going public. The average dividend yield among industry peers is 8.9%.모든 업데이트 보기Recent updatesReported Earnings • May 20First quarter 2026 earnings released: EPS: S/0.044 (vs S/0.034 in 1Q 2025)First quarter 2026 results: EPS: S/0.044 (up from S/0.034 in 1Q 2025). Revenue: S/738.4m (up 30% from 1Q 2025). Net income: S/37.9m (up 44% from 1Q 2025). Profit margin: 5.1% (up from 4.6% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 22% per year and the company’s share price has also increased by 22% per year.Board Change • May 14Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 9 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.공시 • Mar 13La Positiva Seguros y Reaseguros S.A. announces Annual dividend, payable on April 09, 2026La Positiva Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0931 per share payable on April 09, 2026, ex-date on March 27, 2026 and record date on March 30, 2026.공시 • Feb 24La Positiva Seguros y Reaseguros S.A., Annual General Meeting, Mar 11, 2026La Positiva Seguros y Reaseguros S.A., Annual General Meeting, Mar 11, 2026, at 13:30 SA Pacific Standard Time. Location: held remotely, PeruBoard Change • Dec 24Less than half of directors are independentThere are 5 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 3 independent directors. 9 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.Board Change • Oct 10Less than half of directors are independentThere are 5 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 3 independent directors. 9 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.Board Change • Jul 01Less than half of directors are independentThere are 5 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 3 independent directors. 9 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.공시 • Mar 06La Positiva Seguros y Reaseguros S.A. announces Annual dividend, payable on March 20, 2025La Positiva Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0900 per share payable on March 20, 2025, ex-date on March 18, 2025 and record date on March 19, 2025.공시 • Feb 10La Positiva Seguros y Reaseguros S.A., Annual General Meeting, Feb 28, 2025La Positiva Seguros y Reaseguros S.A., Annual General Meeting, Feb 28, 2025, at 12:30 SA Pacific Standard Time. Location: held remotely, PeruBoard Change • Dec 24Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 8 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.New Risk • Aug 20New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Peruvian stocks, typically moving 5.5% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.Reported Earnings • Aug 17Second quarter 2024 earnings released: EPS: S/0.10 (vs S/0.044 in 2Q 2023)Second quarter 2024 results: EPS: S/0.10 (up from S/0.044 in 2Q 2023). Revenue: S/593.7m (up 7.8% from 2Q 2023). Net income: S/66.0m (up 120% from 2Q 2023). Profit margin: 11% (up from 5.4% in 2Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 39% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.New Risk • Jun 04New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 22% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.Reported Earnings • May 18First quarter 2024 earnings released: EPS: S/0.076 (vs S/0.036 in 1Q 2023)First quarter 2024 results: EPS: S/0.076 (up from S/0.036 in 1Q 2023). Revenue: S/583.2m (up 13% from 1Q 2023). Net income: S/50.5m (up 165% from 1Q 2023). Profit margin: 8.7% (up from 3.7% in 1Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.New Risk • Apr 16New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: S/374.0m (US$99.5m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. This is currently the only risk that has been identified for the company.Reported Earnings • Mar 11Full year 2023 earnings released: EPS: S/0.28 (vs S/0.12 in FY 2022)Full year 2023 results: EPS: S/0.28 (up from S/0.12 in FY 2022). Revenue: S/2.19b (up 16% from FY 2022). Net income: S/150.1m (up 136% from FY 2022). Profit margin: 6.8% (up from 3.4% in FY 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.Reported Earnings • Nov 02Third quarter 2023 earnings released: EPS: S/0.078 (vs S/0.045 in 3Q 2022)Third quarter 2023 results: EPS: S/0.078 (up from S/0.045 in 3Q 2022). Revenue: S/532.1m (up 14% from 3Q 2022). Net income: S/42.5m (up 69% from 3Q 2022). Profit margin: 8.0% (up from 5.4% in 3Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.Reported Earnings • Aug 06Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: S/617.2m (up 31% from 2Q 2022). Net income: S/30.0m (up 60% from 2Q 2022). Profit margin: 4.9% (up from 4.0% in 2Q 2022). The increase in margin was driven by higher revenue.New Risk • Aug 04New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Peruvian stocks, typically moving 4.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Share price has been volatile over the past 3 months (4.9% average weekly change).New Risk • Jun 09New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 9.8% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Shareholders have been diluted in the past year (9.8% increase in shares outstanding).Reported Earnings • Nov 16Third quarter 2022 earnings released: EPS: S/0.056 (vs S/0.096 in 3Q 2021)Third quarter 2022 results: EPS: S/0.056 (down from S/0.096 in 3Q 2021). Revenue: S/517.8m (up 110% from 3Q 2021). Net income: S/25.1m (down 47% from 3Q 2021). Profit margin: 4.8% (down from 19% in 3Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 10 non-independent directors. Independent Director Luis Baba Nakao was the last independent director to join the board, commencing their role in 2019. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.공시 • Oct 08Fidelidade - Companhia de Seguros, S.A. completed the acquisition of additional 42.93% minority stake in La Positiva Seguros y Reaseguros S.A.A. (BVL:POSITIC1).Fidelidade - Companhia de Seguros, S.A. agreed to acquire additional 42.93% minority stake in La Positiva Seguros y Reaseguros S.A.A. (BVL:POSITIC1) on June 9, 2022. Post acquisition, Fidelidade - Companhia de Seguros, S.A. stake in La Positiva Seguros will be 91.5% stake. The deal is subject to approval from the Superintendencia de Banca, Seguros y AFP, the Peruvian insurance market regulator. Fidelidade - Companhia de Seguros, S.A. completed the acquisition of additional 42.93% minority stake in La Positiva Seguros y Reaseguros S.A.A. (BVL:POSITIC1) on October 6, 2022.Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 10 non-independent directors. Independent Director Luis Baba Nakao was the last independent director to join the board, commencing their role in 2019. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Mar 30Inaugural dividend of S/0.084 per shareEligible shareholders must have bought the stock before 06 April 2021. Payment date: 09 April 2021. This is the first dividend for La Positiva Seguros y ReasegurosA since going public. The average dividend yield among industry peers is 5.5%.Is New 90 Day High Low • Jan 13New 90-day low: S/0.93The company is down 6.0% from its price of S/0.99 on 14 October 2020. The Peruvian market is up 9.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 11% over the same period.Is New 90 Day High Low • Jan 06New 90-day low: S/0.99The company is down 6.0% from its price of S/1.05 on 08 October 2020. The Peruvian market is up 6.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 12% over the same period.Upcoming Dividend • Dec 29First Dividend Is S/0.063 Per ShareWill be paid on the 8th of January to those who are registered shareholders by the 5th of January. This is the first dividend for La Positiva Seguros y ReasegurosA since going public. The average dividend yield among industry peers is 8.9%.지급의 안정성과 성장배당 데이터 가져오는 중안정적인 배당: 배당금 지급이 안정적인 반면, POSITIC1 은(는) 배당금을 지급한 지 10년도 채 되지 않았습니다.배당금 증가: POSITIC1 의 배당금 지급이 증가했지만 회사는 4 년 동안만 배당금을 지급했습니다.배당 수익률 vs 시장La Positiva Seguros y Reaseguros 배당 수익률 vs 시장POSITIC1의 배당 수익률은 시장과 어떻게 비교되나요?구분배당 수익률회사 (POSITIC1)9.8%시장 하위 25% (PE)4.9%시장 상위 25% (PE)12.3%업계 평균 (Insurance)4.0%분석가 예측 (POSITIC1) (최대 3년)n/a주목할만한 배당금: POSITIC1 의 배당금( 9.83% )은 PE 시장에서 배당금 지급자의 하위 25%( 4.95% )보다 높습니다.고배당: POSITIC1 의 배당금( 9.83% )은 PE 시장에서 배당금 지급자의 상위 25%( 12.28% )와 비교해 낮습니다.주주 대상 이익 배당수익 보장: 합리적으로 낮은 지불 비율 ( 30.8% )로 POSITIC1 의 배당금 지급은 수익으로 충분히 충당됩니다.주주 현금 배당현금 흐름 범위: 현금 지급 비율 ( 7.4% )이 낮기 때문에 POSITIC1 의 배당금 지급은 현금 흐름으로 완전히 충당됩니다.높은 배당을 제공하는 우량 기업 찾기7D1Y7D1Y7D1YPE 시장에서 배당이 강한 기업.View Management기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/06/12 07:36종가2026/06/11 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스La Positiva Seguros y Reaseguros S.A.는 0명의 분석가가 다루고 있습니다. 이 중 0명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.
공시 • Mar 13La Positiva Seguros y Reaseguros S.A. announces Annual dividend, payable on April 09, 2026La Positiva Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0931 per share payable on April 09, 2026, ex-date on March 27, 2026 and record date on March 30, 2026.
공시 • Mar 06La Positiva Seguros y Reaseguros S.A. announces Annual dividend, payable on March 20, 2025La Positiva Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0900 per share payable on March 20, 2025, ex-date on March 18, 2025 and record date on March 19, 2025.
Upcoming Dividend • Mar 30Inaugural dividend of S/0.084 per shareEligible shareholders must have bought the stock before 06 April 2021. Payment date: 09 April 2021. This is the first dividend for La Positiva Seguros y ReasegurosA since going public. The average dividend yield among industry peers is 5.5%.
Upcoming Dividend • Dec 29First Dividend Is S/0.063 Per ShareWill be paid on the 8th of January to those who are registered shareholders by the 5th of January. This is the first dividend for La Positiva Seguros y ReasegurosA since going public. The average dividend yield among industry peers is 8.9%.
Reported Earnings • May 20First quarter 2026 earnings released: EPS: S/0.044 (vs S/0.034 in 1Q 2025)First quarter 2026 results: EPS: S/0.044 (up from S/0.034 in 1Q 2025). Revenue: S/738.4m (up 30% from 1Q 2025). Net income: S/37.9m (up 44% from 1Q 2025). Profit margin: 5.1% (up from 4.6% in 1Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 22% per year and the company’s share price has also increased by 22% per year.
Board Change • May 14Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 9 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
공시 • Mar 13La Positiva Seguros y Reaseguros S.A. announces Annual dividend, payable on April 09, 2026La Positiva Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0931 per share payable on April 09, 2026, ex-date on March 27, 2026 and record date on March 30, 2026.
공시 • Feb 24La Positiva Seguros y Reaseguros S.A., Annual General Meeting, Mar 11, 2026La Positiva Seguros y Reaseguros S.A., Annual General Meeting, Mar 11, 2026, at 13:30 SA Pacific Standard Time. Location: held remotely, Peru
Board Change • Dec 24Less than half of directors are independentThere are 5 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 3 independent directors. 9 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.
Board Change • Oct 10Less than half of directors are independentThere are 5 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 3 independent directors. 9 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.
Board Change • Jul 01Less than half of directors are independentThere are 5 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 3 independent directors. 9 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.
공시 • Mar 06La Positiva Seguros y Reaseguros S.A. announces Annual dividend, payable on March 20, 2025La Positiva Seguros y Reaseguros S.A. announced Annual dividend of PEN 0.0900 per share payable on March 20, 2025, ex-date on March 18, 2025 and record date on March 19, 2025.
공시 • Feb 10La Positiva Seguros y Reaseguros S.A., Annual General Meeting, Feb 28, 2025La Positiva Seguros y Reaseguros S.A., Annual General Meeting, Feb 28, 2025, at 12:30 SA Pacific Standard Time. Location: held remotely, Peru
Board Change • Dec 24Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 8 non-independent directors. Independent Director Maria Hume Hurtado was the last independent director to join the board, commencing their role in 2024. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
New Risk • Aug 20New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Peruvian stocks, typically moving 5.5% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. This is currently the only risk that has been identified for the company.
Reported Earnings • Aug 17Second quarter 2024 earnings released: EPS: S/0.10 (vs S/0.044 in 2Q 2023)Second quarter 2024 results: EPS: S/0.10 (up from S/0.044 in 2Q 2023). Revenue: S/593.7m (up 7.8% from 2Q 2023). Net income: S/66.0m (up 120% from 2Q 2023). Profit margin: 11% (up from 5.4% in 2Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 39% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
New Risk • Jun 04New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 22% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.
Reported Earnings • May 18First quarter 2024 earnings released: EPS: S/0.076 (vs S/0.036 in 1Q 2023)First quarter 2024 results: EPS: S/0.076 (up from S/0.036 in 1Q 2023). Revenue: S/583.2m (up 13% from 1Q 2023). Net income: S/50.5m (up 165% from 1Q 2023). Profit margin: 8.7% (up from 3.7% in 1Q 2023). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
New Risk • Apr 16New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: S/374.0m (US$99.5m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. This is currently the only risk that has been identified for the company.
Reported Earnings • Mar 11Full year 2023 earnings released: EPS: S/0.28 (vs S/0.12 in FY 2022)Full year 2023 results: EPS: S/0.28 (up from S/0.12 in FY 2022). Revenue: S/2.19b (up 16% from FY 2022). Net income: S/150.1m (up 136% from FY 2022). Profit margin: 6.8% (up from 3.4% in FY 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings.
Reported Earnings • Nov 02Third quarter 2023 earnings released: EPS: S/0.078 (vs S/0.045 in 3Q 2022)Third quarter 2023 results: EPS: S/0.078 (up from S/0.045 in 3Q 2022). Revenue: S/532.1m (up 14% from 3Q 2022). Net income: S/42.5m (up 69% from 3Q 2022). Profit margin: 8.0% (up from 5.4% in 3Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 4% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings.
Reported Earnings • Aug 06Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: S/617.2m (up 31% from 2Q 2022). Net income: S/30.0m (up 60% from 2Q 2022). Profit margin: 4.9% (up from 4.0% in 2Q 2022). The increase in margin was driven by higher revenue.
New Risk • Aug 04New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Peruvian stocks, typically moving 4.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Share price has been volatile over the past 3 months (4.9% average weekly change).
New Risk • Jun 09New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 9.8% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Shareholders have been diluted in the past year (9.8% increase in shares outstanding).
Reported Earnings • Nov 16Third quarter 2022 earnings released: EPS: S/0.056 (vs S/0.096 in 3Q 2021)Third quarter 2022 results: EPS: S/0.056 (down from S/0.096 in 3Q 2021). Revenue: S/517.8m (up 110% from 3Q 2021). Net income: S/25.1m (down 47% from 3Q 2021). Profit margin: 4.8% (down from 19% in 3Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 14% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 10 non-independent directors. Independent Director Luis Baba Nakao was the last independent director to join the board, commencing their role in 2019. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
공시 • Oct 08Fidelidade - Companhia de Seguros, S.A. completed the acquisition of additional 42.93% minority stake in La Positiva Seguros y Reaseguros S.A.A. (BVL:POSITIC1).Fidelidade - Companhia de Seguros, S.A. agreed to acquire additional 42.93% minority stake in La Positiva Seguros y Reaseguros S.A.A. (BVL:POSITIC1) on June 9, 2022. Post acquisition, Fidelidade - Companhia de Seguros, S.A. stake in La Positiva Seguros will be 91.5% stake. The deal is subject to approval from the Superintendencia de Banca, Seguros y AFP, the Peruvian insurance market regulator. Fidelidade - Companhia de Seguros, S.A. completed the acquisition of additional 42.93% minority stake in La Positiva Seguros y Reaseguros S.A.A. (BVL:POSITIC1) on October 6, 2022.
Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 10 non-independent directors. Independent Director Luis Baba Nakao was the last independent director to join the board, commencing their role in 2019. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Mar 30Inaugural dividend of S/0.084 per shareEligible shareholders must have bought the stock before 06 April 2021. Payment date: 09 April 2021. This is the first dividend for La Positiva Seguros y ReasegurosA since going public. The average dividend yield among industry peers is 5.5%.
Is New 90 Day High Low • Jan 13New 90-day low: S/0.93The company is down 6.0% from its price of S/0.99 on 14 October 2020. The Peruvian market is up 9.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 11% over the same period.
Is New 90 Day High Low • Jan 06New 90-day low: S/0.99The company is down 6.0% from its price of S/1.05 on 08 October 2020. The Peruvian market is up 6.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 12% over the same period.
Upcoming Dividend • Dec 29First Dividend Is S/0.063 Per ShareWill be paid on the 8th of January to those who are registered shareholders by the 5th of January. This is the first dividend for La Positiva Seguros y ReasegurosA since going public. The average dividend yield among industry peers is 8.9%.