View Future GrowthAgma 과거 순이익 실적과거 기준 점검 2/6Agma은 연평균 7%의 비율로 수입이 증가해 온 반면, Insurance 산업은 수입이 25.1% 증가했습니다. 매출은 연평균 10%의 비율로 증가했습니다. Agma의 자기자본이익률은 50.8%이고 순이익률은 38.4%입니다.핵심 정보7.03%순이익 성장률n/a주당순이익(EPS) 성장률Insurance 산업 성장률4.99%매출 성장률10.03%자기자본이익률50.82%순이익률38.42%최근 순이익 업데이트30 Jun 2025최근 과거 실적 업데이트Reported Earnings • Apr 27Full year 2023 earnings releasedFull year 2023 results: Revenue: د.م165.4m (up 8.8% from FY 2022). Net income: د.م64.4m (up 13% from FY 2022). Profit margin: 39% (up from 37% in FY 2022). The increase in margin was driven by higher revenue.Reported Earnings • Apr 22Full year 2022 earnings releasedFull year 2022 results: Revenue: د.م154.4m (up 9.2% from FY 2021). Net income: د.م55.3m (up 6.1% from FY 2021). Profit margin: 36% (down from 37% in FY 2021). The decrease in margin was driven by higher expenses.Reported Earnings • Oct 05First half 2022 earnings released: EPS: د.م0 (vs د.م0 in 1H 2021)First half 2022 results: EPS: د.م0 (in line with 1H 2021). Revenue: د.م82.6m (up 122% from 1H 2021). Net income: د.م31.5m (up 123% from 1H 2021). Profit margin: 38% (in line with 1H 2021).Reported Earnings • Apr 21Full year 2021 earnings releasedFull year 2021 results: Revenue: د.م144.8m (up 11% from FY 2020). Net income: د.م52.1m (up 4.0% from FY 2020). Profit margin: 36% (down from 38% in FY 2020). The decrease in margin was driven by higher expenses.모든 업데이트 보기Recent updatesDeclared Dividend • Jul 05Dividend increased to د.م310Dividend of د.م310 is 3.3% higher than last year. Ex-date: 14th July 2026 Payment date: 23rd July 2026 Dividend yield will be 4.3%, which is higher than the industry average of 3.5%. Sustainability & Growth The dividend has increased by an average of 3.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability.Board Change • May 04Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was an independent director. The company's board is composed of: 1 new director. 8 experienced directors. No highly experienced directors. 3 independent directors (6 non-independent directors). Independent Director Abdelhadi El Omari was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.공고 • Apr 30Agma SA, Annual General Meeting, May 29, 2026Agma SA, Annual General Meeting, May 29, 2026. Location: 102 rue abderrahmane sahraoui, casablanca MoroccoNew Risk • Apr 19New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risk Latest financial reports are more than 6 months old (reported June 2025 fiscal period end).Board Change • Mar 30Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was an independent director. The company's board is composed of: 1 new director. 8 experienced directors. No highly experienced directors. 3 independent directors (6 non-independent directors). Independent Director Abdelhadi El Omari was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • Feb 23Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was an independent director. The company's board is composed of: 1 new director. 8 experienced directors. No highly experienced directors. 3 independent directors (6 non-independent directors). Independent Director Abdelhadi El Omari was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • Dec 25Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was an independent director. The company's board is composed of: 1 new director. 8 experienced directors. No highly experienced directors. 3 independent directors (6 non-independent directors). Independent Director Abdelhadi El Omari was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • Sep 18Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 9 experienced directors. No highly experienced directors. 2 independent directors (7 non-independent directors). Chairman & CEO Ali Chraibi was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • Jul 16Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 9 experienced directors. No highly experienced directors. 2 independent directors (7 non-independent directors). Chairman & CEO Ali Chraibi was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Declared Dividend • Jun 17Dividend increased to د.م300Dividend of د.م300 is 9.1% higher than last year. Ex-date: 15th July 2025 Payment date: 24th July 2025 Dividend yield will be 4.6%, which is higher than the industry average of 3.5%. Sustainability & Growth The dividend has increased by an average of 3.3% per year over the past 9 years and payments have been stable during that time.Board Change • Jun 17Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 9 experienced directors. No highly experienced directors. 2 independent directors (7 non-independent directors). Chairman & CEO Ali Chraibi was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Declared Dividend • May 11Dividend increased to د.م300Dividend of د.م300 is 9.1% higher than last year. Ex-date: 15th July 2025 Payment date: 24th July 2025 Dividend yield will be 4.3%, which is higher than the industry average of 3.5%. Sustainability & Growth The dividend has increased by an average of 2.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability.Buy Or Sell Opportunity • May 09Now 24% overvalued after recent price riseOver the last 90 days, the stock has risen 2.8% to د.م6,990. The fair value is estimated to be د.م5,654, however this is not to be taken as a sell recommendation but rather should be used as a guide only.Buy Or Sell Opportunity • Apr 10Now 24% overvalued after recent price riseOver the last 90 days, the stock has risen 1.8% to د.م6,999. The fair value is estimated to be د.م5,654, however this is not to be taken as a sell recommendation but rather should be used as a guide only.Board Change • Apr 04Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 9 experienced directors. No highly experienced directors. 2 independent directors (7 non-independent directors). Chairman & CEO Ali Chraibi was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Buy Or Sell Opportunity • Feb 28Now 23% overvalued after recent price riseOver the last 90 days, the stock has risen 7.4% to د.م6,969. The fair value is estimated to be د.م5,654, however this is not to be taken as a sell recommendation but rather should be used as a guide only.Board Change • Feb 24Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 9 experienced directors. No highly experienced directors. 2 independent directors (7 non-independent directors). Chairman & CEO Ali Chraibi was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • Dec 25Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 8 experienced directors. No highly experienced directors. 2 independent directors (7 non-independent directors). Chairman & CEO Ali Chraibi was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • Oct 02Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 8 experienced directors. No highly experienced directors. 2 independent directors (7 non-independent directors). Chairman & CEO Ali Chraibi was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Upcoming Dividend • Jul 09Upcoming dividend of د.م275 per shareEligible shareholders must have bought the stock before 16 July 2024. Payment date: 25 July 2024. Trailing yield: 3.6%. Lower than top quartile of Moroccan dividend payers (4.4%). In line with average of industry peers (3.8%).공고 • May 05Agma SA, Annual General Meeting, May 29, 2024Agma SA, Annual General Meeting, May 29, 2024. Agenda: To consider Approval of accounts; to consider Allocation of results; to consider Ratification of the co-optation of a Director; and to consider Resignation of a Director.Reported Earnings • Apr 27Full year 2023 earnings releasedFull year 2023 results: Revenue: د.م165.4m (up 8.8% from FY 2022). Net income: د.م64.4m (up 13% from FY 2022). Profit margin: 39% (up from 37% in FY 2022). The increase in margin was driven by higher revenue.New Risk • Apr 18New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (7.3% average weekly change). Minor Risks High level of debt (48% net debt to equity). Latest financial reports are more than 6 months old (reported June 2023 fiscal period end).Board Change • Dec 12Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 6 experienced directors. No highly experienced directors. 2 independent directors (5 non-independent directors). Director Ali Chraibi was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • Nov 08Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 6 experienced directors. No highly experienced directors. 2 independent directors (5 non-independent directors). Director Ali Chraibi was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.New Risk • Oct 07New minor risk - Financial positionThe company has a high level of debt. Net debt to equity ratio: 48% This is considered a minor risk. Having a high level of debt increases the company's balance sheet risk. The company has a higher interest repayment burden, leading to the need to allocate a greater amount of its earnings towards servicing the debt, potentially limiting growth options or shareholder distributions. It can also increase the risk of bankruptcy if business conditions deteriorate enough that the company can no longer meet its debt obligations. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risk High level of debt (48% net debt to equity).Board Change • Aug 17Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 6 experienced directors. No highly experienced directors. 2 independent directors (5 non-independent directors). Director Ali Chraibi was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Upcoming Dividend • Jul 11Upcoming dividend of د.م255 per share at 4.1% yieldEligible shareholders must have bought the stock before 18 July 2023. Payment date: 27 July 2023. Trailing yield: 4.1%. Lower than top quartile of Moroccan dividend payers (4.5%). Higher than average of industry peers (3.7%).Reported Earnings • Apr 22Full year 2022 earnings releasedFull year 2022 results: Revenue: د.م154.4m (up 9.2% from FY 2021). Net income: د.م55.3m (up 6.1% from FY 2021). Profit margin: 36% (down from 37% in FY 2021). The decrease in margin was driven by higher expenses.Board Change • Dec 26Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 5 non-independent directors. Director Ali Chraibi was the last director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Nov 17No independent directorsThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 6 experienced directors. No highly experienced directors. No independent directors (7 non-independent directors). Director Badre Atlassi was the last director to join the board, commencing their role in 2020. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of independent directors. Insufficient board refreshment.Reported Earnings • Oct 05First half 2022 earnings released: EPS: د.م0 (vs د.م0 in 1H 2021)First half 2022 results: EPS: د.م0 (in line with 1H 2021). Revenue: د.م82.6m (up 122% from 1H 2021). Net income: د.م31.5m (up 123% from 1H 2021). Profit margin: 38% (in line with 1H 2021).Board Change • Sep 08No independent directorsThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 6 experienced directors. No highly experienced directors. No independent directors (7 non-independent directors). Director Badre Atlassi was the last director to join the board, commencing their role in 2020. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of independent directors. Insufficient board refreshment.Upcoming Dividend • Jul 11Upcoming dividend of د.م250 per shareEligible shareholders must have bought the stock before 18 July 2022. Payment date: 27 July 2022. Trailing yield: 4.7%. Within top quartile of Moroccan dividend payers (4.4%). Higher than average of industry peers (3.5%).Board Change • Jun 02No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 7 non-independent directors. Director Badre Atlassi was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • May 16No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 7 non-independent directors. Director Badre Atlassi was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Reported Earnings • Apr 21Full year 2021 earnings releasedFull year 2021 results: Revenue: د.م144.8m (up 11% from FY 2020). Net income: د.م52.1m (up 4.0% from FY 2020). Profit margin: 36% (down from 38% in FY 2020). The decrease in margin was driven by higher expenses.Board Change • Mar 28No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 7 non-independent directors. Director Badre Atlassi was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Dec 17No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 7 non-independent directors. Director Badre Atlassi was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Nov 23No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 7 non-independent directors. Director Badre Atlassi was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Jul 08Upcoming dividend of د.م235 per shareEligible shareholders must have bought the stock before 13 July 2021. Payment date: 27 July 2021. Trailing yield: 5.1%. Within top quartile of Moroccan dividend payers (4.5%). Higher than average of industry peers (2.9%).매출 및 비용 세부 내역Agma가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이CBSE:AGM 매출, 비용 및 순이익 (MAD Millions)날짜매출순이익일반관리비연구개발비30 Jun 251816924031 Mar 251776823031 Dec 241726722030 Sep 241686418030 Jun 241646518031 Mar 241636417031 Dec 231616316030 Sep 231586316030 Jun 231556115031 Mar 231535914031 Dec 221525714030 Sep 221515614030 Jun 221505516031 Mar 221465415031 Dec 211415211031 Dec 201315014031 Dec 191284815030 Sep 191274914030 Jun 191264914031 Mar 191224714031 Dec 181184614030 Sep 181184614030 Jun 181174714031 Mar 181164514031 Dec 171144215030 Sep 171144214030 Jun 171144214031 Mar 171124113031 Dec 161114113030 Sep 161063713030 Jun 161023414031 Mar 161033613031 Dec 151053813030 Sep 1510640120양질의 수익: AGM는 고품질 수익을 보유하고 있습니다.이익 마진 증가: AGM의 현재 순 이익률 (38.4%)은 지난해 (39.5%)보다 낮습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: 지난 5년 동안 AGM의 연간 수익 성장률이 양(+)이었는지 판단하기에 데이터가 부족합니다.성장 가속화: AGM의 지난해 수익 성장률을 5년 평균과 비교하기에 데이터가 부족합니다.수익 대 산업: AGM의 지난 1년 수익 증가율(7%)은 Insurance 업계 평균(7%)을 능가하지 못했습니다.자기자본이익률높은 ROE: AGM의 자본 수익률(50.8%)은 뛰어남으로 평가됩니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YInsurance 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/07/22 17:59종가2026/07/13 00:00수익2025/06/30연간 수익2024/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Agma SA는 1명의 분석가가 다루고 있습니다. 이 중 0명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Sophia HakamCFG Marches
Reported Earnings • Apr 27Full year 2023 earnings releasedFull year 2023 results: Revenue: د.م165.4m (up 8.8% from FY 2022). Net income: د.م64.4m (up 13% from FY 2022). Profit margin: 39% (up from 37% in FY 2022). The increase in margin was driven by higher revenue.
Reported Earnings • Apr 22Full year 2022 earnings releasedFull year 2022 results: Revenue: د.م154.4m (up 9.2% from FY 2021). Net income: د.م55.3m (up 6.1% from FY 2021). Profit margin: 36% (down from 37% in FY 2021). The decrease in margin was driven by higher expenses.
Reported Earnings • Oct 05First half 2022 earnings released: EPS: د.م0 (vs د.م0 in 1H 2021)First half 2022 results: EPS: د.م0 (in line with 1H 2021). Revenue: د.م82.6m (up 122% from 1H 2021). Net income: د.م31.5m (up 123% from 1H 2021). Profit margin: 38% (in line with 1H 2021).
Reported Earnings • Apr 21Full year 2021 earnings releasedFull year 2021 results: Revenue: د.م144.8m (up 11% from FY 2020). Net income: د.م52.1m (up 4.0% from FY 2020). Profit margin: 36% (down from 38% in FY 2020). The decrease in margin was driven by higher expenses.
Declared Dividend • Jul 05Dividend increased to د.م310Dividend of د.م310 is 3.3% higher than last year. Ex-date: 14th July 2026 Payment date: 23rd July 2026 Dividend yield will be 4.3%, which is higher than the industry average of 3.5%. Sustainability & Growth The dividend has increased by an average of 3.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability.
Board Change • May 04Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was an independent director. The company's board is composed of: 1 new director. 8 experienced directors. No highly experienced directors. 3 independent directors (6 non-independent directors). Independent Director Abdelhadi El Omari was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
공고 • Apr 30Agma SA, Annual General Meeting, May 29, 2026Agma SA, Annual General Meeting, May 29, 2026. Location: 102 rue abderrahmane sahraoui, casablanca Morocco
New Risk • Apr 19New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risk Latest financial reports are more than 6 months old (reported June 2025 fiscal period end).
Board Change • Mar 30Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was an independent director. The company's board is composed of: 1 new director. 8 experienced directors. No highly experienced directors. 3 independent directors (6 non-independent directors). Independent Director Abdelhadi El Omari was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • Feb 23Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was an independent director. The company's board is composed of: 1 new director. 8 experienced directors. No highly experienced directors. 3 independent directors (6 non-independent directors). Independent Director Abdelhadi El Omari was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • Dec 25Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was an independent director. The company's board is composed of: 1 new director. 8 experienced directors. No highly experienced directors. 3 independent directors (6 non-independent directors). Independent Director Abdelhadi El Omari was the last independent director to join the board, commencing their role in 2024. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • Sep 18Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 9 experienced directors. No highly experienced directors. 2 independent directors (7 non-independent directors). Chairman & CEO Ali Chraibi was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • Jul 16Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 9 experienced directors. No highly experienced directors. 2 independent directors (7 non-independent directors). Chairman & CEO Ali Chraibi was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Declared Dividend • Jun 17Dividend increased to د.م300Dividend of د.م300 is 9.1% higher than last year. Ex-date: 15th July 2025 Payment date: 24th July 2025 Dividend yield will be 4.6%, which is higher than the industry average of 3.5%. Sustainability & Growth The dividend has increased by an average of 3.3% per year over the past 9 years and payments have been stable during that time.
Board Change • Jun 17Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 9 experienced directors. No highly experienced directors. 2 independent directors (7 non-independent directors). Chairman & CEO Ali Chraibi was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Declared Dividend • May 11Dividend increased to د.م300Dividend of د.م300 is 9.1% higher than last year. Ex-date: 15th July 2025 Payment date: 24th July 2025 Dividend yield will be 4.3%, which is higher than the industry average of 3.5%. Sustainability & Growth The dividend has increased by an average of 2.0% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability.
Buy Or Sell Opportunity • May 09Now 24% overvalued after recent price riseOver the last 90 days, the stock has risen 2.8% to د.م6,990. The fair value is estimated to be د.م5,654, however this is not to be taken as a sell recommendation but rather should be used as a guide only.
Buy Or Sell Opportunity • Apr 10Now 24% overvalued after recent price riseOver the last 90 days, the stock has risen 1.8% to د.م6,999. The fair value is estimated to be د.م5,654, however this is not to be taken as a sell recommendation but rather should be used as a guide only.
Board Change • Apr 04Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 9 experienced directors. No highly experienced directors. 2 independent directors (7 non-independent directors). Chairman & CEO Ali Chraibi was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Buy Or Sell Opportunity • Feb 28Now 23% overvalued after recent price riseOver the last 90 days, the stock has risen 7.4% to د.م6,969. The fair value is estimated to be د.م5,654, however this is not to be taken as a sell recommendation but rather should be used as a guide only.
Board Change • Feb 24Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 9 experienced directors. No highly experienced directors. 2 independent directors (7 non-independent directors). Chairman & CEO Ali Chraibi was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • Dec 25Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 8 experienced directors. No highly experienced directors. 2 independent directors (7 non-independent directors). Chairman & CEO Ali Chraibi was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • Oct 02Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 8 experienced directors. No highly experienced directors. 2 independent directors (7 non-independent directors). Chairman & CEO Ali Chraibi was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Upcoming Dividend • Jul 09Upcoming dividend of د.م275 per shareEligible shareholders must have bought the stock before 16 July 2024. Payment date: 25 July 2024. Trailing yield: 3.6%. Lower than top quartile of Moroccan dividend payers (4.4%). In line with average of industry peers (3.8%).
공고 • May 05Agma SA, Annual General Meeting, May 29, 2024Agma SA, Annual General Meeting, May 29, 2024. Agenda: To consider Approval of accounts; to consider Allocation of results; to consider Ratification of the co-optation of a Director; and to consider Resignation of a Director.
Reported Earnings • Apr 27Full year 2023 earnings releasedFull year 2023 results: Revenue: د.م165.4m (up 8.8% from FY 2022). Net income: د.م64.4m (up 13% from FY 2022). Profit margin: 39% (up from 37% in FY 2022). The increase in margin was driven by higher revenue.
New Risk • Apr 18New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (7.3% average weekly change). Minor Risks High level of debt (48% net debt to equity). Latest financial reports are more than 6 months old (reported June 2023 fiscal period end).
Board Change • Dec 12Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 6 experienced directors. No highly experienced directors. 2 independent directors (5 non-independent directors). Director Ali Chraibi was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • Nov 08Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 6 experienced directors. No highly experienced directors. 2 independent directors (5 non-independent directors). Director Ali Chraibi was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
New Risk • Oct 07New minor risk - Financial positionThe company has a high level of debt. Net debt to equity ratio: 48% This is considered a minor risk. Having a high level of debt increases the company's balance sheet risk. The company has a higher interest repayment burden, leading to the need to allocate a greater amount of its earnings towards servicing the debt, potentially limiting growth options or shareholder distributions. It can also increase the risk of bankruptcy if business conditions deteriorate enough that the company can no longer meet its debt obligations. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risk High level of debt (48% net debt to equity).
Board Change • Aug 17Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 6 experienced directors. No highly experienced directors. 2 independent directors (5 non-independent directors). Director Ali Chraibi was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Upcoming Dividend • Jul 11Upcoming dividend of د.م255 per share at 4.1% yieldEligible shareholders must have bought the stock before 18 July 2023. Payment date: 27 July 2023. Trailing yield: 4.1%. Lower than top quartile of Moroccan dividend payers (4.5%). Higher than average of industry peers (3.7%).
Reported Earnings • Apr 22Full year 2022 earnings releasedFull year 2022 results: Revenue: د.م154.4m (up 9.2% from FY 2021). Net income: د.م55.3m (up 6.1% from FY 2021). Profit margin: 36% (down from 37% in FY 2021). The decrease in margin was driven by higher expenses.
Board Change • Dec 26Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 5 non-independent directors. Director Ali Chraibi was the last director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Nov 17No independent directorsThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 6 experienced directors. No highly experienced directors. No independent directors (7 non-independent directors). Director Badre Atlassi was the last director to join the board, commencing their role in 2020. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of independent directors. Insufficient board refreshment.
Reported Earnings • Oct 05First half 2022 earnings released: EPS: د.م0 (vs د.م0 in 1H 2021)First half 2022 results: EPS: د.م0 (in line with 1H 2021). Revenue: د.م82.6m (up 122% from 1H 2021). Net income: د.م31.5m (up 123% from 1H 2021). Profit margin: 38% (in line with 1H 2021).
Board Change • Sep 08No independent directorsThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 6 experienced directors. No highly experienced directors. No independent directors (7 non-independent directors). Director Badre Atlassi was the last director to join the board, commencing their role in 2020. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of independent directors. Insufficient board refreshment.
Upcoming Dividend • Jul 11Upcoming dividend of د.م250 per shareEligible shareholders must have bought the stock before 18 July 2022. Payment date: 27 July 2022. Trailing yield: 4.7%. Within top quartile of Moroccan dividend payers (4.4%). Higher than average of industry peers (3.5%).
Board Change • Jun 02No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 7 non-independent directors. Director Badre Atlassi was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • May 16No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 7 non-independent directors. Director Badre Atlassi was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • Apr 21Full year 2021 earnings releasedFull year 2021 results: Revenue: د.م144.8m (up 11% from FY 2020). Net income: د.م52.1m (up 4.0% from FY 2020). Profit margin: 36% (down from 38% in FY 2020). The decrease in margin was driven by higher expenses.
Board Change • Mar 28No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 7 non-independent directors. Director Badre Atlassi was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Dec 17No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 7 non-independent directors. Director Badre Atlassi was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Nov 23No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 7 non-independent directors. Director Badre Atlassi was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Jul 08Upcoming dividend of د.م235 per shareEligible shareholders must have bought the stock before 13 July 2021. Payment date: 27 July 2021. Trailing yield: 5.1%. Within top quartile of Moroccan dividend payers (4.5%). Higher than average of industry peers (2.9%).