View Future GrowthFP Partner 과거 순이익 실적과거 기준 점검 1/6FP Partner의 수입은 연평균 -1.4%의 비율로 감소해 온 반면, Insurance 산업은 수입이 연평균 25.5% 증가했습니다. 매출은 연평균 2.9%의 비율로 증가해 왔습니다. FP Partner의 자기자본이익률은 16%이고 순이익률은 5.7%입니다.핵심 정보-1.41%순이익 성장률-4.65%주당순이익(EPS) 성장률Insurance 산업 성장률2.05%매출 성장률2.91%자기자본이익률16.01%순이익률5.67%최근 순이익 업데이트31 May 2026최근 과거 실적 업데이트Reported Earnings • Jul 17Second quarter 2026 earnings released: EPS: JP¥19.32 (vs JP¥19.30 in 2Q 2025)Second quarter 2026 results: EPS: JP¥19.32 (up from JP¥19.30 in 2Q 2025). Revenue: JP¥7.98b (down 1.5% from 2Q 2025). Net income: JP¥445.1m (flat on 2Q 2025). Profit margin: 5.6% (up from 5.5% in 2Q 2025). The increase in margin was driven by lower expenses. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 3.5% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 25% per year whereas the company’s share price has fallen by 20% per year.Reported Earnings • Apr 15First quarter 2026 earnings released: EPS: JP¥11.12 (vs JP¥23.09 in 1Q 2025)First quarter 2026 results: EPS: JP¥11.12 (down from JP¥23.09 in 1Q 2025). Revenue: JP¥7.62b (down 8.6% from 1Q 2025). Net income: JP¥257.0m (down 52% from 1Q 2025). Profit margin: 3.4% (down from 6.4% in 1Q 2025). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 2.7% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 17% per year whereas the company’s share price has fallen by 13% per year.공고 • Apr 07FP Partner Inc. to Report Q1, 2026 Results on Apr 14, 2026FP Partner Inc. announced that they will report Q1, 2026 results on Apr 14, 2026Reported Earnings • Mar 03Full year 2025 earnings released: EPS: JP¥88.78 (vs JP¥170 in FY 2024)Full year 2025 results: EPS: JP¥88.78 (down from JP¥170 in FY 2024). Revenue: JP¥32.1b (down 9.9% from FY 2024). Net income: JP¥2.04b (down 48% from FY 2024). Profit margin: 6.4% (down from 11% in FY 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 2.6% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 3% per year.Reported Earnings • Jan 15Full year 2025 earnings released: EPS: JP¥88.78 (vs JP¥170 in FY 2024)Full year 2025 results: EPS: JP¥88.78 (down from JP¥170 in FY 2024). Revenue: JP¥32.1b (down 9.9% from FY 2024). Net income: JP¥2.04b (down 48% from FY 2024). Profit margin: 6.4% (down from 11% in FY 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 9.1% p.a. on average during the next 2 years, compared to a 2.6% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.공고 • Nov 01FP Partner Inc. to Report Fiscal Year 2025 Results on Jan 14, 2026FP Partner Inc. announced that they will report fiscal year 2025 results at 3:00 PM, Tokyo Standard Time on Jan 14, 2026모든 업데이트 보기Recent updatesReported Earnings • Jul 17Second quarter 2026 earnings released: EPS: JP¥19.32 (vs JP¥19.30 in 2Q 2025)Second quarter 2026 results: EPS: JP¥19.32 (up from JP¥19.30 in 2Q 2025). Revenue: JP¥7.98b (down 1.5% from 2Q 2025). Net income: JP¥445.1m (flat on 2Q 2025). Profit margin: 5.6% (up from 5.5% in 2Q 2025). The increase in margin was driven by lower expenses. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 3.5% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 25% per year whereas the company’s share price has fallen by 20% per year.Upcoming Dividend • May 21Upcoming dividend of JP¥47.00 per shareEligible shareholders must have bought the stock before 28 May 2026. Payment date: 10 August 2026. Payout ratio is on the higher end at 93%, and the cash payout ratio is above 100%. Trailing yield: 3.9%. Within top quartile of Japanese dividend payers (3.8%). Higher than average of industry peers (3.1%).Reported Earnings • Apr 15First quarter 2026 earnings released: EPS: JP¥11.12 (vs JP¥23.09 in 1Q 2025)First quarter 2026 results: EPS: JP¥11.12 (down from JP¥23.09 in 1Q 2025). Revenue: JP¥7.62b (down 8.6% from 1Q 2025). Net income: JP¥257.0m (down 52% from 1Q 2025). Profit margin: 3.4% (down from 6.4% in 1Q 2025). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 2.7% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 17% per year whereas the company’s share price has fallen by 13% per year.공고 • Apr 07FP Partner Inc. to Report Q1, 2026 Results on Apr 14, 2026FP Partner Inc. announced that they will report Q1, 2026 results on Apr 14, 2026Declared Dividend • Mar 21Final dividend of JP¥47.00 announcedDividend of JP¥47.00 is the same as last year. Ex-date: 28th May 2026 Payment date: 10th August 2026 Dividend yield will be 4.1%, which is higher than the industry average of 3.4%. Sustainability & Growth Dividend is not adequately covered by earnings (93% earnings payout ratio) nor is it covered by cash flows (226% cash payout ratio). The dividend has increased by an average of 12% per year over the past 2 years and payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 3.8% to bring the payout ratio under control. EPS is expected to grow by 56% over the next 3 years, which is sufficient to bring the dividend into a sustainable range.Board Change • Mar 07High number of new and inexperienced directorsThere are 7 new directors who have joined the board in the last 3 years. The company's board is composed of: 7 new directors. 2 experienced directors. 3 highly experienced directors. GM of Risk Management & Administrative Department, Head of Administration Department & Director Takumi Saito is the most experienced director on the board, commencing their role in 2012. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.Reported Earnings • Mar 03Full year 2025 earnings released: EPS: JP¥88.78 (vs JP¥170 in FY 2024)Full year 2025 results: EPS: JP¥88.78 (down from JP¥170 in FY 2024). Revenue: JP¥32.1b (down 9.9% from FY 2024). Net income: JP¥2.04b (down 48% from FY 2024). Profit margin: 6.4% (down from 11% in FY 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 2.6% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 3% per year.공고 • Jan 28FP Partner Inc. Announces Board and Committee ChangesFP Partner Inc. announced the resignation of Katsuyuki Tanaka as Director; Takashi Kuwabara as Director; Yoshihiro Fujii as Director. The Directors will resign due to the expiration of their terms of office at the conclusion of the 16th Ordinary General Meeting of Shareholders. Additionally, Mr. Takashi Kuwabara and Mr. Yoshihiro Fujii will assume the role of Senior Managing Operating Officer at the Company from February 27, 2026. The board further announced the resignation of Asami Kuwabara as Outside Audit & Supervisory Board Member.Reported Earnings • Jan 15Full year 2025 earnings released: EPS: JP¥88.78 (vs JP¥170 in FY 2024)Full year 2025 results: EPS: JP¥88.78 (down from JP¥170 in FY 2024). Revenue: JP¥32.1b (down 9.9% from FY 2024). Net income: JP¥2.04b (down 48% from FY 2024). Profit margin: 6.4% (down from 11% in FY 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 9.1% p.a. on average during the next 2 years, compared to a 2.6% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.공고 • Jan 14+ 2 more updatesFP Partner Inc., Annual General Meeting, Feb 27, 2026FP Partner Inc., Annual General Meeting, Feb 27, 2026.Upcoming Dividend • Nov 20Upcoming dividend of JP¥47.00 per shareEligible shareholders must have bought the stock before 27 November 2025. Payment date: 02 March 2026. Payout ratio is on the higher end at 93%, and the cash payout ratio is above 100%. Trailing yield: 4.0%. Within top quartile of Japanese dividend payers (3.7%). In line with average of industry peers (3.8%).공고 • Nov 01FP Partner Inc. to Report Fiscal Year 2025 Results on Jan 14, 2026FP Partner Inc. announced that they will report fiscal year 2025 results at 3:00 PM, Tokyo Standard Time on Jan 14, 2026Reported Earnings • Oct 16Third quarter 2025 earnings released: EPS: JP¥24.16 (vs JP¥55.57 in 3Q 2024)Third quarter 2025 results: EPS: JP¥24.16 (down from JP¥55.57 in 3Q 2024). Revenue: JP¥7.92b (down 20% from 3Q 2024). Net income: JP¥555.0m (down 56% from 3Q 2024). Profit margin: 7.0% (down from 13% in 3Q 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 9.3% p.a. on average during the next 3 years, compared to a 3.4% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.분석 기사 • Oct 12FP Partner (TSE:7388) Has Announced A Dividend Of ¥47.00The board of FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend of ¥47.00 per share on the 2nd of...분석 기사 • Sep 22FP Partner (TSE:7388) Is Due To Pay A Dividend Of ¥47.00FP Partner Inc. ( TSE:7388 ) will pay a dividend of ¥47.00 on the 2nd of March. Based on this payment, the dividend...분석 기사 • Sep 08FP Partner (TSE:7388) Is Paying Out A Dividend Of ¥47.00FP Partner Inc.'s ( TSE:7388 ) investors are due to receive a payment of ¥47.00 per share on 2nd of March. Based on...분석 기사 • Aug 25FP Partner (TSE:7388) Will Pay A Dividend Of ¥47.00The board of FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend on the 2nd of March, with investors...분석 기사 • Aug 11FP Partner (TSE:7388) Is Paying Out A Dividend Of ¥47.00The board of FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend of ¥47.00 per share on the 2nd of...Declared Dividend • Aug 09First half dividend of JP¥47.00 announcedShareholders will receive a dividend of JP¥47.00. Ex-date: 27th November 2025 Payment date: 2nd March 2026 Dividend yield will be 4.6%, which is higher than the industry average of 3.4%. Sustainability & Growth Dividend is covered by earnings (60% earnings payout ratio) but not covered by cash flows (110% cash payout ratio). The dividend has increased by an average of 12% per year over the past 2 years and payments have been stable during that time. EPS is expected to grow by 75% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공고 • Jul 30FP Partner Inc. to Report Q3, 2025 Results on Oct 15, 2025FP Partner Inc. announced that they will report Q3, 2025 results on Oct 15, 2025Reported Earnings • Jul 16Second quarter 2025 earnings released: EPS: JP¥19.33 (vs JP¥39.58 in 2Q 2024)Second quarter 2025 results: EPS: JP¥19.33 (down from JP¥39.58 in 2Q 2024). Revenue: JP¥8.10b (down 8.0% from 2Q 2024). Net income: JP¥443.9m (down 51% from 2Q 2024). Profit margin: 5.5% (down from 10% in 2Q 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Insurance industry in Japan.분석 기사 • May 22FP Partner (TSE:7388) Has Announced A Dividend Of ¥47.00FP Partner Inc. ( TSE:7388 ) will pay a dividend of ¥47.00 on the 12th of August. This takes the annual payment to 3.7...분석 기사 • Apr 28FP Partner (TSE:7388) Has Announced A Dividend Of ¥47.00FP Partner Inc.'s ( TSE:7388 ) investors are due to receive a payment of ¥47.00 per share on 12th of August. The...공고 • Apr 26FP Partner Inc. to Report Q2, 2025 Results on Jul 15, 2025FP Partner Inc. announced that they will report Q2, 2025 results on Jul 15, 2025Reported Earnings • Apr 15First quarter 2025 earnings released: EPS: JP¥23.06 (vs JP¥40.53 in 1Q 2024)First quarter 2025 results: EPS: JP¥23.06 (down from JP¥40.53 in 1Q 2024). Revenue: JP¥8.33b (flat on 1Q 2024). Net income: JP¥529.0m (down 44% from 1Q 2024). Profit margin: 6.3% (down from 11% in 1Q 2024). Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Insurance industry in Japan.분석 기사 • Apr 14FP Partner (TSE:7388) Will Pay A Dividend Of ¥47.00FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend of ¥47.00 per share on the 12th of August. This...공고 • Apr 14FP Partner Inc. Provides Earnings Guidance for the Six Months Ending May 31, 2025 and Fiscal Year Ending November 30, 2025FP Partner Inc. provided earnings guidance for the six months ending May 31, 2025 and fiscal year ending November 30, 2025. For the six months, the company expected net sales of JPY 19,760 million, operating profit of JPY 2,927 million, profit of JPY 1,918 million, and profit per share of JPY 83.59. For the full year, the company expected net sales of JPY 40,232 million, operating profit of JPY 6,130 million, profit of JPY 4,041 million, and profit per share of JPY 176.02.분석 기사 • Mar 09FP Partner (TSE:7388) Is Due To Pay A Dividend Of ¥47.00FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend of ¥47.00 per share on the 12th of August. This...Declared Dividend • Mar 08Final dividend of JP¥47.00 announcedShareholders will receive a dividend of JP¥47.00. Ex-date: 29th May 2025 Payment date: 12th August 2025 Dividend yield will be 3.9%, which is higher than the industry average of 3.4%. Sustainability & Growth Dividend is covered by earnings (26% earnings payout ratio) but not adequately covered by cash flows (95% cash payout ratio). The company is yet to establish a track record of dividend growth or stability as it hasn't paid a regular dividend for at least 2 years. EPS is expected to grow by 42% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공고 • Mar 04FP Partner Inc. Introduces an Insurance Contract Input Assistant ApplicationFP Partner Inc. has introduced a new "insurance contract input assistant application" on February 27, with the aim of improving operational efficiency. By systemizing work, sales employees can focus on dealing with customers.Reported Earnings • Mar 04Full year 2024 earnings released: EPS: JP¥170 (vs JP¥172 in FY 2023)Full year 2024 results: EPS: JP¥170 (down from JP¥172 in FY 2023). Revenue: JP¥35.6b (up 17% from FY 2023). Net income: JP¥3.90b (down 1.3% from FY 2023). Profit margin: 11% (down from 13% in FY 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 2.5% growth forecast for the Insurance industry in Japan.공고 • Feb 03FP Partner Inc. to Report Q1, 2025 Results on Apr 14, 2025FP Partner Inc. announced that they will report Q1, 2025 results on Apr 14, 2025Reported Earnings • Jan 15Full year 2024 earnings released: EPS: JP¥170 (vs JP¥172 in FY 2023)Full year 2024 results: EPS: JP¥170 (down from JP¥172 in FY 2023). Revenue: JP¥35.6b (up 17% from FY 2023). Net income: JP¥3.90b (down 1.3% from FY 2023). Profit margin: 11% (down from 13% in FY 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 2.3% growth forecast for the Insurance industry in Japan.공고 • Jan 14+ 1 more updateFP Partner Inc., Annual General Meeting, Feb 28, 2025FP Partner Inc., Annual General Meeting, Feb 28, 2025.분석 기사 • Dec 12It's Down 28% But FP Partner Inc. (TSE:7388) Could Be Riskier Than It LooksFP Partner Inc. ( TSE:7388 ) shares have had a horrible month, losing 28% after a relatively good period beforehand...Valuation Update With 7 Day Price Move • Dec 02Investor sentiment deteriorates as stock falls 22%After last week's 22% share price decline to JP¥2,355, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 12x in the Insurance industry in Japan. Total loss to shareholders of 51% over the past year.Upcoming Dividend • Nov 21Upcoming dividend of JP¥47.00 per shareEligible shareholders must have bought the stock before 28 November 2024. Payment date: 14 February 2025. Payout ratio is a comfortable 26% and the cash payout ratio is 76%. Trailing yield: 3.1%. Lower than top quartile of Japanese dividend payers (3.8%). In line with average of industry peers (3.0%).분석 기사 • Nov 02FP Partner's (TSE:7388) Dividend Will Be ¥47.00FP Partner Inc.'s ( TSE:7388 ) investors are due to receive a payment of ¥47.00 per share on 14th of February. However...공고 • Nov 01FP Partner Inc. to Report Fiscal Year 2024 Results on Jan 14, 2025FP Partner Inc. announced that they will report fiscal year 2024 results on Jan 14, 2025분석 기사 • Oct 18FP Partner (TSE:7388) Will Pay A Dividend Of ¥47.00The board of FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend on the 14th of February, with...Reported Earnings • Oct 17Third quarter 2024 earnings released: EPS: JP¥55.57 (vs JP¥31.54 in 3Q 2023)Third quarter 2024 results: EPS: JP¥55.57. Revenue: JP¥9.84b (up 18% from 3Q 2023). Net income: JP¥1.28b (down 12% from 3Q 2023). Profit margin: 13% (down from 17% in 3Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 3.4% growth forecast for the Insurance industry in Japan.공고 • Oct 15FP Partner Inc. Revises Earnings Guidance for the Full Fiscal Year Ending November 30, 2024FP Partner Inc. revised earnings guidance for the full fiscal year ending November 30, 2024. For the fiscal year, the company now expects net sales of JPY 35,627 million, operating profit of JPY 6,009 million, profit of JPY 4,143 million, and profit per share of JPY 180.31 as compared to the previous guidance of net sales of JPY 35,627 million, operating profit of JPY 6,725 million, profit of JPY 4,548 million, and profit per share of JPY 196.99. Reason for the revision: In this fiscal year, the number of new policies has been steadily increasing, and net sales have been at the same level as planned. At the same time, the start of the new NISA from January 2024 has increased investment appetite, and the high U.S. interest rates and exchange rate fluctuations have increased demand for foreign currency- denominated lump-sum payment products. Due to this, life insurance sales have absorbed the strong demand for lump- sum payment products while pushing down sales volumes of level-payment products, which have high profit margins. As a result, the composition of products sold has changed, and sales of level-payment products in the nine months ended August 31, 2024 were lower than expected at the beginning of the fiscal year. In addition to the rapid pace of changes in the external environment, the demand for foreign currency-denominated lump-sum payment products is expected to continue into the fourth quarter of the current fiscal year, so the company has revised downward full-year earnings forecast for operating profit, ordinary profit, and profit.Valuation Update With 7 Day Price Move • Aug 05Investor sentiment deteriorates as stock falls 24%After last week's 24% share price decline to JP¥2,324, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 13x in the Insurance industry in Japan. Total loss to shareholders of 37% over the past year.공고 • Jul 30FP Partner Inc. to Report Q3, 2024 Results on Oct 15, 2024FP Partner Inc. announced that they will report Q3, 2024 results on Oct 15, 2024Reported Earnings • Jul 18Second quarter 2024 earnings released: EPS: JP¥39.58 (vs JP¥18,665 in 2Q 2023)Second quarter 2024 results: EPS: JP¥39.58. Revenue: JP¥8.81b (up 22% from 2Q 2023). Net income: JP¥913.0m (up 15% from 2Q 2023). Profit margin: 10% (in line with 2Q 2023). Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Insurance industry in Japan.Declared Dividend • Jul 18First half dividend of JP¥47.00 announcedShareholders will receive a dividend of JP¥47.00. Ex-date: 28th November 2024 Payment date: 14th February 2025 Dividend yield will be 3.0%, which is lower than the industry average of 3.4%. Sustainability & Growth The company is yet to establish a track record of dividend growth or stability as it hasn't paid a regular dividend for at least 2 years.공고 • Jul 16FP Partner Inc. (TSE:7388) announces an Equity Buyback for 333,000 shares, representing 1.44% for ¥1,000 million.FP Partner Inc. (TSE:7388) announces a share repurchase program. Under the program, the company will repurchase up to 333,000 shares, representing 1.44% of its total shares outstanding excluding treasury shares, for a total of ¥1,000 million. The purpose of repurchase program is to enhance returns to shareholders and improve capital efficiency, as well as to enable a flexible capital policy that responds to changes in the business environment. The repurchased shares will be cancelled. The repurchase program is valid till August 16, 2024. As of June 30, 2024, the company had 23,081,969 issued shares (excluding treasury stock) and 171,931 treasury stock.Valuation Update With 7 Day Price Move • Jul 11Investor sentiment improves as stock rises 16%After last week's 16% share price gain to JP¥3,095, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 15x in the Insurance industry in Japan. Total loss to shareholders of 27% over the past year. Simply Wall St's valuation model estimates the intrinsic value at JP¥5,067 per share.Valuation Update With 7 Day Price Move • Jun 13Investor sentiment deteriorates as stock falls 26%After last week's 26% share price decline to JP¥3,325, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 14x in the Insurance industry in Japan. Total loss to shareholders of 23% over the past year. Simply Wall St's valuation model estimates the intrinsic value at JP¥5,067 per share.New Risk • Jun 04New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Japanese stocks, typically moving 7.8% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (7.8% average weekly change). Minor Risk Short dividend paying track record (1 year of continuous dividend payments).공고 • May 03FP Partner Inc. to Report Q2, 2024 Results on Jul 16, 2024FP Partner Inc. announced that they will report Q2, 2024 results on Jul 16, 2024Reported Earnings • Apr 16First quarter 2024 earnings released: EPS: JP¥40.53 (vs JP¥39.74 in 1Q 2023)First quarter 2024 results: EPS: JP¥40.53 (up from JP¥39.74 in 1Q 2023). Revenue: JP¥8.33b (up 13% from 1Q 2023). Net income: JP¥938.0m (up 2.6% from 1Q 2023). Profit margin: 11% (down from 12% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 1.9% growth forecast for the Insurance industry in Japan.분석 기사 • Mar 01Why Investors Shouldn't Be Surprised By FP Partner Inc.'s (TSE:7388) P/EWhen close to half the companies in Japan have price-to-earnings ratios (or "P/E's") below 14x, you may consider FP...공고 • Jan 28FP Partner Inc. to Report Q1, 2024 Results on Apr 15, 2024FP Partner Inc. announced that they will report Q1, 2024 results on Apr 15, 2024공고 • Jan 25+ 2 more updatesFP Partner Inc. Announces Year-End Ordinary Dividend for the Fiscal Year Ended November 30, 2023, Payable on February 28, 2024FP Partner Inc. announced a year-end ordinary dividend of JPY 75.00 per share for the fiscal year ended November 30, 2023. The scheduled date of dividend payment is February 14, 2024.Valuation Update With 7 Day Price Move • Jan 23Investor sentiment improves as stock rises 17%After last week's 17% share price gain to JP¥5,810, the stock trades at a forward P/E ratio of 29x. Average forward P/E is 13x in the Insurance industry in Japan. Total returns to shareholders of 133% over the past year.공고 • Jan 17FP Partner Inc., Annual General Meeting, Feb 28, 2024FP Partner Inc., Annual General Meeting, Feb 28, 2024.Reported Earnings • Jan 16Full year 2023 earnings released: EPS: JP¥172 (vs JP¥115 in FY 2022)Full year 2023 results: EPS: JP¥172 (up from JP¥115 in FY 2022). Revenue: JP¥30.6b (up 19% from FY 2022). Net income: JP¥3.95b (up 67% from FY 2022). Profit margin: 13% (up from 9.2% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 2.3% growth forecast for the Insurance industry in Japan.공고 • Jan 15FP Partner Inc. (TSE:7388) announces an Equity Buyback for 200,000 shares, representing 0.86% for ¥1,000 million.FP Partner Inc. (TSE:7388) announces a share repurchase program. Under the program, the company will repurchase up to 200,000 shares, representing 0.86% of its total shares outstanding excluding treasury shares, for a total of ¥1,000 million. The purpose of repurchase program is to enhance the return to shareholders and improving capital efficiency and to enable flexible capital policy , while responding to changes in business environment. The repurchase program is valid till February 15, 2024.Valuation Update With 7 Day Price Move • Nov 21Investor sentiment improves as stock rises 17%After last week's 17% share price gain to JP¥4,705, the stock trades at a forward P/E ratio of 24x. Average forward P/E is 14x in the Insurance industry in Japan. Total returns to shareholders of 131% over the past year.공고 • Nov 01FP Partner Inc. to Report Fiscal Year 2023 Results on Jan 15, 2024FP Partner Inc. announced that they will report fiscal year 2023 results on Jan 15, 2024공고 • Oct 21FP Partner Inc. Provides Earnings Guidance for the Fiscal Year Ending November 30, 2023FP Partner Inc. provided earnings guidance for the fiscal year ending November 30, 2023. For the year, the company expects net sales to be JPY 29,973 million. Operating income to be JPY 5,510 million. Net income to be JPY 3,779 million. Net income per share to be JPY 164.34.Valuation Update With 7 Day Price Move • Oct 18Investor sentiment improves as stock rises 18%After last week's 18% share price gain to JP¥4,190, the stock trades at a forward P/E ratio of 22x. Average forward P/E is 14x in the Insurance industry in Japan. Total returns to shareholders of 141% over the past year. Simply Wall St's valuation model estimates the intrinsic value at JP¥2,979 per share.Reported Earnings • Oct 12Third quarter 2023 earnings released: EPS: JP¥31.54 (vs JP¥36.23 in 3Q 2022)Third quarter 2023 results: EPS: JP¥31.54. Revenue: JP¥8.34b (up 21% from 3Q 2022). Net income: JP¥1.45b (up 259% from 3Q 2022). Profit margin: 17% (up from 5.9% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 1.5% growth forecast for the Insurance industry in Japan.Buying Opportunity • Oct 05Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 16%. The fair value is estimated to be JP¥4,354, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 51%. Revenue is forecast to grow by 27% in 2 years. Earnings is forecast to grow by 56% in the next 2 years.Buying Opportunity • Sep 11Now 26% undervalued after recent price dropOver the last 90 days, the stock is down 28%. The fair value is estimated to be JP¥4,354, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 51%. Revenue is forecast to grow by 27% in 2 years. Earnings is forecast to grow by 56% in the next 2 years.공고 • Jul 30FP Partner Inc. to Report Q3, 2023 Results on Oct 11, 2023FP Partner Inc. announced that they will report Q3, 2023 results on Oct 11, 2023공고 • Jan 29FP Partner Inc. to Report Q1, 2023 Results on Apr 14, 2023FP Partner Inc. announced that they will report Q1, 2023 results on Apr 14, 2023공고 • Jan 15FP Partner Inc., Annual General Meeting, Feb 28, 2023FP Partner Inc., Annual General Meeting, Feb 28, 2023.공고 • Nov 01FP Partner Inc. to Report Fiscal Year 2022 Results on Jan 13, 2023FP Partner Inc. announced that they will report fiscal year 2022 results on Jan 13, 2023공고 • Sep 24FP Partner Inc. has completed an IPO in the amount of ¥7.8 billion.FP Partner Inc. has completed an IPO in the amount of ¥7.8 billion. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 3,000,000 Price\Range: ¥2600매출 및 비용 세부 내역FP Partner가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이TSE:7388 매출, 비용 및 순이익 (JPY Millions)날짜매출순이익일반관리비연구개발비31 May 2631,2701,7727,703028 Feb 2631,3881,7717,775030 Nov 2532,1042,0427,689031 Aug 2532,9932,3057,585031 May 2534,9093,0257,087028 Feb 2535,6173,4947,173030 Nov 2435,6173,9036,566031 Aug 2434,6273,9206,794031 May 2433,1244,0956,341029 Feb 2431,5373,9776,116030 Nov 2330,5593,9535,832031 Aug 2329,7803,5645,705031 May 2327,9782,8985,340028 Feb 2326,8592,6924,989030 Nov 2225,6052,3664,827030 Nov 2120,9191,2244,427030 Nov 2017,3014243,7160양질의 수익: 7388는 고품질 수익을 보유하고 있습니다.이익 마진 증가: 7388의 현재 순 이익률 (5.7%)은 지난해 (8.7%)보다 낮습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: 7388의 수익은 지난 5년 동안 연평균 1.4% 감소했습니다.성장 가속화: 7388은 지난 1년 동안 수익이 감소하여 5년 평균과 비교할 수 없습니다.수익 대 산업: 7388은 지난 1년 동안 수익이 감소(-41.4%)하여 Insurance 업계 평균(1.6%)과 비교하기 어렵습니다.자기자본이익률높은 ROE: 7388의 자본 수익률(16%)은 낮음으로 평가됩니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YInsurance 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/07/22 10:04종가2026/07/22 00:00수익2026/05/31연간 수익2025/11/30데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스FP Partner Inc.는 4명의 분석가가 다루고 있습니다. 이 중 3명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Kazuki WatanabeDaiwa Securities Co. Ltd.Koichi HariyaIchiyoshi Research Institute Inc.Tatsuo MajimaTokai Tokyo Intelligence Laboratory Co., Ltd.1명의 분석가 더 보기
Reported Earnings • Jul 17Second quarter 2026 earnings released: EPS: JP¥19.32 (vs JP¥19.30 in 2Q 2025)Second quarter 2026 results: EPS: JP¥19.32 (up from JP¥19.30 in 2Q 2025). Revenue: JP¥7.98b (down 1.5% from 2Q 2025). Net income: JP¥445.1m (flat on 2Q 2025). Profit margin: 5.6% (up from 5.5% in 2Q 2025). The increase in margin was driven by lower expenses. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 3.5% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 25% per year whereas the company’s share price has fallen by 20% per year.
Reported Earnings • Apr 15First quarter 2026 earnings released: EPS: JP¥11.12 (vs JP¥23.09 in 1Q 2025)First quarter 2026 results: EPS: JP¥11.12 (down from JP¥23.09 in 1Q 2025). Revenue: JP¥7.62b (down 8.6% from 1Q 2025). Net income: JP¥257.0m (down 52% from 1Q 2025). Profit margin: 3.4% (down from 6.4% in 1Q 2025). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 2.7% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 17% per year whereas the company’s share price has fallen by 13% per year.
공고 • Apr 07FP Partner Inc. to Report Q1, 2026 Results on Apr 14, 2026FP Partner Inc. announced that they will report Q1, 2026 results on Apr 14, 2026
Reported Earnings • Mar 03Full year 2025 earnings released: EPS: JP¥88.78 (vs JP¥170 in FY 2024)Full year 2025 results: EPS: JP¥88.78 (down from JP¥170 in FY 2024). Revenue: JP¥32.1b (down 9.9% from FY 2024). Net income: JP¥2.04b (down 48% from FY 2024). Profit margin: 6.4% (down from 11% in FY 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 2.6% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 3% per year.
Reported Earnings • Jan 15Full year 2025 earnings released: EPS: JP¥88.78 (vs JP¥170 in FY 2024)Full year 2025 results: EPS: JP¥88.78 (down from JP¥170 in FY 2024). Revenue: JP¥32.1b (down 9.9% from FY 2024). Net income: JP¥2.04b (down 48% from FY 2024). Profit margin: 6.4% (down from 11% in FY 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 9.1% p.a. on average during the next 2 years, compared to a 2.6% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.
공고 • Nov 01FP Partner Inc. to Report Fiscal Year 2025 Results on Jan 14, 2026FP Partner Inc. announced that they will report fiscal year 2025 results at 3:00 PM, Tokyo Standard Time on Jan 14, 2026
Reported Earnings • Jul 17Second quarter 2026 earnings released: EPS: JP¥19.32 (vs JP¥19.30 in 2Q 2025)Second quarter 2026 results: EPS: JP¥19.32 (up from JP¥19.30 in 2Q 2025). Revenue: JP¥7.98b (down 1.5% from 2Q 2025). Net income: JP¥445.1m (flat on 2Q 2025). Profit margin: 5.6% (up from 5.5% in 2Q 2025). The increase in margin was driven by lower expenses. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 3.5% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 25% per year whereas the company’s share price has fallen by 20% per year.
Upcoming Dividend • May 21Upcoming dividend of JP¥47.00 per shareEligible shareholders must have bought the stock before 28 May 2026. Payment date: 10 August 2026. Payout ratio is on the higher end at 93%, and the cash payout ratio is above 100%. Trailing yield: 3.9%. Within top quartile of Japanese dividend payers (3.8%). Higher than average of industry peers (3.1%).
Reported Earnings • Apr 15First quarter 2026 earnings released: EPS: JP¥11.12 (vs JP¥23.09 in 1Q 2025)First quarter 2026 results: EPS: JP¥11.12 (down from JP¥23.09 in 1Q 2025). Revenue: JP¥7.62b (down 8.6% from 1Q 2025). Net income: JP¥257.0m (down 52% from 1Q 2025). Profit margin: 3.4% (down from 6.4% in 1Q 2025). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 2.7% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 17% per year whereas the company’s share price has fallen by 13% per year.
공고 • Apr 07FP Partner Inc. to Report Q1, 2026 Results on Apr 14, 2026FP Partner Inc. announced that they will report Q1, 2026 results on Apr 14, 2026
Declared Dividend • Mar 21Final dividend of JP¥47.00 announcedDividend of JP¥47.00 is the same as last year. Ex-date: 28th May 2026 Payment date: 10th August 2026 Dividend yield will be 4.1%, which is higher than the industry average of 3.4%. Sustainability & Growth Dividend is not adequately covered by earnings (93% earnings payout ratio) nor is it covered by cash flows (226% cash payout ratio). The dividend has increased by an average of 12% per year over the past 2 years and payments have been stable during that time. The company's earnings per share (EPS) would need to grow by 3.8% to bring the payout ratio under control. EPS is expected to grow by 56% over the next 3 years, which is sufficient to bring the dividend into a sustainable range.
Board Change • Mar 07High number of new and inexperienced directorsThere are 7 new directors who have joined the board in the last 3 years. The company's board is composed of: 7 new directors. 2 experienced directors. 3 highly experienced directors. GM of Risk Management & Administrative Department, Head of Administration Department & Director Takumi Saito is the most experienced director on the board, commencing their role in 2012. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.
Reported Earnings • Mar 03Full year 2025 earnings released: EPS: JP¥88.78 (vs JP¥170 in FY 2024)Full year 2025 results: EPS: JP¥88.78 (down from JP¥170 in FY 2024). Revenue: JP¥32.1b (down 9.9% from FY 2024). Net income: JP¥2.04b (down 48% from FY 2024). Profit margin: 6.4% (down from 11% in FY 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 2.6% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 7% per year whereas the company’s share price has fallen by 3% per year.
공고 • Jan 28FP Partner Inc. Announces Board and Committee ChangesFP Partner Inc. announced the resignation of Katsuyuki Tanaka as Director; Takashi Kuwabara as Director; Yoshihiro Fujii as Director. The Directors will resign due to the expiration of their terms of office at the conclusion of the 16th Ordinary General Meeting of Shareholders. Additionally, Mr. Takashi Kuwabara and Mr. Yoshihiro Fujii will assume the role of Senior Managing Operating Officer at the Company from February 27, 2026. The board further announced the resignation of Asami Kuwabara as Outside Audit & Supervisory Board Member.
Reported Earnings • Jan 15Full year 2025 earnings released: EPS: JP¥88.78 (vs JP¥170 in FY 2024)Full year 2025 results: EPS: JP¥88.78 (down from JP¥170 in FY 2024). Revenue: JP¥32.1b (down 9.9% from FY 2024). Net income: JP¥2.04b (down 48% from FY 2024). Profit margin: 6.4% (down from 11% in FY 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 9.1% p.a. on average during the next 2 years, compared to a 2.6% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has only fallen by 2% per year, which means it has not declined as severely as earnings.
공고 • Jan 14+ 2 more updatesFP Partner Inc., Annual General Meeting, Feb 27, 2026FP Partner Inc., Annual General Meeting, Feb 27, 2026.
Upcoming Dividend • Nov 20Upcoming dividend of JP¥47.00 per shareEligible shareholders must have bought the stock before 27 November 2025. Payment date: 02 March 2026. Payout ratio is on the higher end at 93%, and the cash payout ratio is above 100%. Trailing yield: 4.0%. Within top quartile of Japanese dividend payers (3.7%). In line with average of industry peers (3.8%).
공고 • Nov 01FP Partner Inc. to Report Fiscal Year 2025 Results on Jan 14, 2026FP Partner Inc. announced that they will report fiscal year 2025 results at 3:00 PM, Tokyo Standard Time on Jan 14, 2026
Reported Earnings • Oct 16Third quarter 2025 earnings released: EPS: JP¥24.16 (vs JP¥55.57 in 3Q 2024)Third quarter 2025 results: EPS: JP¥24.16 (down from JP¥55.57 in 3Q 2024). Revenue: JP¥7.92b (down 20% from 3Q 2024). Net income: JP¥555.0m (down 56% from 3Q 2024). Profit margin: 7.0% (down from 13% in 3Q 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 9.3% p.a. on average during the next 3 years, compared to a 3.4% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 2% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.
분석 기사 • Oct 12FP Partner (TSE:7388) Has Announced A Dividend Of ¥47.00The board of FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend of ¥47.00 per share on the 2nd of...
분석 기사 • Sep 22FP Partner (TSE:7388) Is Due To Pay A Dividend Of ¥47.00FP Partner Inc. ( TSE:7388 ) will pay a dividend of ¥47.00 on the 2nd of March. Based on this payment, the dividend...
분석 기사 • Sep 08FP Partner (TSE:7388) Is Paying Out A Dividend Of ¥47.00FP Partner Inc.'s ( TSE:7388 ) investors are due to receive a payment of ¥47.00 per share on 2nd of March. Based on...
분석 기사 • Aug 25FP Partner (TSE:7388) Will Pay A Dividend Of ¥47.00The board of FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend on the 2nd of March, with investors...
분석 기사 • Aug 11FP Partner (TSE:7388) Is Paying Out A Dividend Of ¥47.00The board of FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend of ¥47.00 per share on the 2nd of...
Declared Dividend • Aug 09First half dividend of JP¥47.00 announcedShareholders will receive a dividend of JP¥47.00. Ex-date: 27th November 2025 Payment date: 2nd March 2026 Dividend yield will be 4.6%, which is higher than the industry average of 3.4%. Sustainability & Growth Dividend is covered by earnings (60% earnings payout ratio) but not covered by cash flows (110% cash payout ratio). The dividend has increased by an average of 12% per year over the past 2 years and payments have been stable during that time. EPS is expected to grow by 75% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공고 • Jul 30FP Partner Inc. to Report Q3, 2025 Results on Oct 15, 2025FP Partner Inc. announced that they will report Q3, 2025 results on Oct 15, 2025
Reported Earnings • Jul 16Second quarter 2025 earnings released: EPS: JP¥19.33 (vs JP¥39.58 in 2Q 2024)Second quarter 2025 results: EPS: JP¥19.33 (down from JP¥39.58 in 2Q 2024). Revenue: JP¥8.10b (down 8.0% from 2Q 2024). Net income: JP¥443.9m (down 51% from 2Q 2024). Profit margin: 5.5% (down from 10% in 2Q 2024). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Insurance industry in Japan.
분석 기사 • May 22FP Partner (TSE:7388) Has Announced A Dividend Of ¥47.00FP Partner Inc. ( TSE:7388 ) will pay a dividend of ¥47.00 on the 12th of August. This takes the annual payment to 3.7...
분석 기사 • Apr 28FP Partner (TSE:7388) Has Announced A Dividend Of ¥47.00FP Partner Inc.'s ( TSE:7388 ) investors are due to receive a payment of ¥47.00 per share on 12th of August. The...
공고 • Apr 26FP Partner Inc. to Report Q2, 2025 Results on Jul 15, 2025FP Partner Inc. announced that they will report Q2, 2025 results on Jul 15, 2025
Reported Earnings • Apr 15First quarter 2025 earnings released: EPS: JP¥23.06 (vs JP¥40.53 in 1Q 2024)First quarter 2025 results: EPS: JP¥23.06 (down from JP¥40.53 in 1Q 2024). Revenue: JP¥8.33b (flat on 1Q 2024). Net income: JP¥529.0m (down 44% from 1Q 2024). Profit margin: 6.3% (down from 11% in 1Q 2024). Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Insurance industry in Japan.
분석 기사 • Apr 14FP Partner (TSE:7388) Will Pay A Dividend Of ¥47.00FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend of ¥47.00 per share on the 12th of August. This...
공고 • Apr 14FP Partner Inc. Provides Earnings Guidance for the Six Months Ending May 31, 2025 and Fiscal Year Ending November 30, 2025FP Partner Inc. provided earnings guidance for the six months ending May 31, 2025 and fiscal year ending November 30, 2025. For the six months, the company expected net sales of JPY 19,760 million, operating profit of JPY 2,927 million, profit of JPY 1,918 million, and profit per share of JPY 83.59. For the full year, the company expected net sales of JPY 40,232 million, operating profit of JPY 6,130 million, profit of JPY 4,041 million, and profit per share of JPY 176.02.
분석 기사 • Mar 09FP Partner (TSE:7388) Is Due To Pay A Dividend Of ¥47.00FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend of ¥47.00 per share on the 12th of August. This...
Declared Dividend • Mar 08Final dividend of JP¥47.00 announcedShareholders will receive a dividend of JP¥47.00. Ex-date: 29th May 2025 Payment date: 12th August 2025 Dividend yield will be 3.9%, which is higher than the industry average of 3.4%. Sustainability & Growth Dividend is covered by earnings (26% earnings payout ratio) but not adequately covered by cash flows (95% cash payout ratio). The company is yet to establish a track record of dividend growth or stability as it hasn't paid a regular dividend for at least 2 years. EPS is expected to grow by 42% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공고 • Mar 04FP Partner Inc. Introduces an Insurance Contract Input Assistant ApplicationFP Partner Inc. has introduced a new "insurance contract input assistant application" on February 27, with the aim of improving operational efficiency. By systemizing work, sales employees can focus on dealing with customers.
Reported Earnings • Mar 04Full year 2024 earnings released: EPS: JP¥170 (vs JP¥172 in FY 2023)Full year 2024 results: EPS: JP¥170 (down from JP¥172 in FY 2023). Revenue: JP¥35.6b (up 17% from FY 2023). Net income: JP¥3.90b (down 1.3% from FY 2023). Profit margin: 11% (down from 13% in FY 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 2.5% growth forecast for the Insurance industry in Japan.
공고 • Feb 03FP Partner Inc. to Report Q1, 2025 Results on Apr 14, 2025FP Partner Inc. announced that they will report Q1, 2025 results on Apr 14, 2025
Reported Earnings • Jan 15Full year 2024 earnings released: EPS: JP¥170 (vs JP¥172 in FY 2023)Full year 2024 results: EPS: JP¥170 (down from JP¥172 in FY 2023). Revenue: JP¥35.6b (up 17% from FY 2023). Net income: JP¥3.90b (down 1.3% from FY 2023). Profit margin: 11% (down from 13% in FY 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 2.3% growth forecast for the Insurance industry in Japan.
공고 • Jan 14+ 1 more updateFP Partner Inc., Annual General Meeting, Feb 28, 2025FP Partner Inc., Annual General Meeting, Feb 28, 2025.
분석 기사 • Dec 12It's Down 28% But FP Partner Inc. (TSE:7388) Could Be Riskier Than It LooksFP Partner Inc. ( TSE:7388 ) shares have had a horrible month, losing 28% after a relatively good period beforehand...
Valuation Update With 7 Day Price Move • Dec 02Investor sentiment deteriorates as stock falls 22%After last week's 22% share price decline to JP¥2,355, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 12x in the Insurance industry in Japan. Total loss to shareholders of 51% over the past year.
Upcoming Dividend • Nov 21Upcoming dividend of JP¥47.00 per shareEligible shareholders must have bought the stock before 28 November 2024. Payment date: 14 February 2025. Payout ratio is a comfortable 26% and the cash payout ratio is 76%. Trailing yield: 3.1%. Lower than top quartile of Japanese dividend payers (3.8%). In line with average of industry peers (3.0%).
분석 기사 • Nov 02FP Partner's (TSE:7388) Dividend Will Be ¥47.00FP Partner Inc.'s ( TSE:7388 ) investors are due to receive a payment of ¥47.00 per share on 14th of February. However...
공고 • Nov 01FP Partner Inc. to Report Fiscal Year 2024 Results on Jan 14, 2025FP Partner Inc. announced that they will report fiscal year 2024 results on Jan 14, 2025
분석 기사 • Oct 18FP Partner (TSE:7388) Will Pay A Dividend Of ¥47.00The board of FP Partner Inc. ( TSE:7388 ) has announced that it will pay a dividend on the 14th of February, with...
Reported Earnings • Oct 17Third quarter 2024 earnings released: EPS: JP¥55.57 (vs JP¥31.54 in 3Q 2023)Third quarter 2024 results: EPS: JP¥55.57. Revenue: JP¥9.84b (up 18% from 3Q 2023). Net income: JP¥1.28b (down 12% from 3Q 2023). Profit margin: 13% (down from 17% in 3Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 3.4% growth forecast for the Insurance industry in Japan.
공고 • Oct 15FP Partner Inc. Revises Earnings Guidance for the Full Fiscal Year Ending November 30, 2024FP Partner Inc. revised earnings guidance for the full fiscal year ending November 30, 2024. For the fiscal year, the company now expects net sales of JPY 35,627 million, operating profit of JPY 6,009 million, profit of JPY 4,143 million, and profit per share of JPY 180.31 as compared to the previous guidance of net sales of JPY 35,627 million, operating profit of JPY 6,725 million, profit of JPY 4,548 million, and profit per share of JPY 196.99. Reason for the revision: In this fiscal year, the number of new policies has been steadily increasing, and net sales have been at the same level as planned. At the same time, the start of the new NISA from January 2024 has increased investment appetite, and the high U.S. interest rates and exchange rate fluctuations have increased demand for foreign currency- denominated lump-sum payment products. Due to this, life insurance sales have absorbed the strong demand for lump- sum payment products while pushing down sales volumes of level-payment products, which have high profit margins. As a result, the composition of products sold has changed, and sales of level-payment products in the nine months ended August 31, 2024 were lower than expected at the beginning of the fiscal year. In addition to the rapid pace of changes in the external environment, the demand for foreign currency-denominated lump-sum payment products is expected to continue into the fourth quarter of the current fiscal year, so the company has revised downward full-year earnings forecast for operating profit, ordinary profit, and profit.
Valuation Update With 7 Day Price Move • Aug 05Investor sentiment deteriorates as stock falls 24%After last week's 24% share price decline to JP¥2,324, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 13x in the Insurance industry in Japan. Total loss to shareholders of 37% over the past year.
공고 • Jul 30FP Partner Inc. to Report Q3, 2024 Results on Oct 15, 2024FP Partner Inc. announced that they will report Q3, 2024 results on Oct 15, 2024
Reported Earnings • Jul 18Second quarter 2024 earnings released: EPS: JP¥39.58 (vs JP¥18,665 in 2Q 2023)Second quarter 2024 results: EPS: JP¥39.58. Revenue: JP¥8.81b (up 22% from 2Q 2023). Net income: JP¥913.0m (up 15% from 2Q 2023). Profit margin: 10% (in line with 2Q 2023). Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Insurance industry in Japan.
Declared Dividend • Jul 18First half dividend of JP¥47.00 announcedShareholders will receive a dividend of JP¥47.00. Ex-date: 28th November 2024 Payment date: 14th February 2025 Dividend yield will be 3.0%, which is lower than the industry average of 3.4%. Sustainability & Growth The company is yet to establish a track record of dividend growth or stability as it hasn't paid a regular dividend for at least 2 years.
공고 • Jul 16FP Partner Inc. (TSE:7388) announces an Equity Buyback for 333,000 shares, representing 1.44% for ¥1,000 million.FP Partner Inc. (TSE:7388) announces a share repurchase program. Under the program, the company will repurchase up to 333,000 shares, representing 1.44% of its total shares outstanding excluding treasury shares, for a total of ¥1,000 million. The purpose of repurchase program is to enhance returns to shareholders and improve capital efficiency, as well as to enable a flexible capital policy that responds to changes in the business environment. The repurchased shares will be cancelled. The repurchase program is valid till August 16, 2024. As of June 30, 2024, the company had 23,081,969 issued shares (excluding treasury stock) and 171,931 treasury stock.
Valuation Update With 7 Day Price Move • Jul 11Investor sentiment improves as stock rises 16%After last week's 16% share price gain to JP¥3,095, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 15x in the Insurance industry in Japan. Total loss to shareholders of 27% over the past year. Simply Wall St's valuation model estimates the intrinsic value at JP¥5,067 per share.
Valuation Update With 7 Day Price Move • Jun 13Investor sentiment deteriorates as stock falls 26%After last week's 26% share price decline to JP¥3,325, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 14x in the Insurance industry in Japan. Total loss to shareholders of 23% over the past year. Simply Wall St's valuation model estimates the intrinsic value at JP¥5,067 per share.
New Risk • Jun 04New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Japanese stocks, typically moving 7.8% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (7.8% average weekly change). Minor Risk Short dividend paying track record (1 year of continuous dividend payments).
공고 • May 03FP Partner Inc. to Report Q2, 2024 Results on Jul 16, 2024FP Partner Inc. announced that they will report Q2, 2024 results on Jul 16, 2024
Reported Earnings • Apr 16First quarter 2024 earnings released: EPS: JP¥40.53 (vs JP¥39.74 in 1Q 2023)First quarter 2024 results: EPS: JP¥40.53 (up from JP¥39.74 in 1Q 2023). Revenue: JP¥8.33b (up 13% from 1Q 2023). Net income: JP¥938.0m (up 2.6% from 1Q 2023). Profit margin: 11% (down from 12% in 1Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 1.9% growth forecast for the Insurance industry in Japan.
분석 기사 • Mar 01Why Investors Shouldn't Be Surprised By FP Partner Inc.'s (TSE:7388) P/EWhen close to half the companies in Japan have price-to-earnings ratios (or "P/E's") below 14x, you may consider FP...
공고 • Jan 28FP Partner Inc. to Report Q1, 2024 Results on Apr 15, 2024FP Partner Inc. announced that they will report Q1, 2024 results on Apr 15, 2024
공고 • Jan 25+ 2 more updatesFP Partner Inc. Announces Year-End Ordinary Dividend for the Fiscal Year Ended November 30, 2023, Payable on February 28, 2024FP Partner Inc. announced a year-end ordinary dividend of JPY 75.00 per share for the fiscal year ended November 30, 2023. The scheduled date of dividend payment is February 14, 2024.
Valuation Update With 7 Day Price Move • Jan 23Investor sentiment improves as stock rises 17%After last week's 17% share price gain to JP¥5,810, the stock trades at a forward P/E ratio of 29x. Average forward P/E is 13x in the Insurance industry in Japan. Total returns to shareholders of 133% over the past year.
공고 • Jan 17FP Partner Inc., Annual General Meeting, Feb 28, 2024FP Partner Inc., Annual General Meeting, Feb 28, 2024.
Reported Earnings • Jan 16Full year 2023 earnings released: EPS: JP¥172 (vs JP¥115 in FY 2022)Full year 2023 results: EPS: JP¥172 (up from JP¥115 in FY 2022). Revenue: JP¥30.6b (up 19% from FY 2022). Net income: JP¥3.95b (up 67% from FY 2022). Profit margin: 13% (up from 9.2% in FY 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 2 years, compared to a 2.3% growth forecast for the Insurance industry in Japan.
공고 • Jan 15FP Partner Inc. (TSE:7388) announces an Equity Buyback for 200,000 shares, representing 0.86% for ¥1,000 million.FP Partner Inc. (TSE:7388) announces a share repurchase program. Under the program, the company will repurchase up to 200,000 shares, representing 0.86% of its total shares outstanding excluding treasury shares, for a total of ¥1,000 million. The purpose of repurchase program is to enhance the return to shareholders and improving capital efficiency and to enable flexible capital policy , while responding to changes in business environment. The repurchase program is valid till February 15, 2024.
Valuation Update With 7 Day Price Move • Nov 21Investor sentiment improves as stock rises 17%After last week's 17% share price gain to JP¥4,705, the stock trades at a forward P/E ratio of 24x. Average forward P/E is 14x in the Insurance industry in Japan. Total returns to shareholders of 131% over the past year.
공고 • Nov 01FP Partner Inc. to Report Fiscal Year 2023 Results on Jan 15, 2024FP Partner Inc. announced that they will report fiscal year 2023 results on Jan 15, 2024
공고 • Oct 21FP Partner Inc. Provides Earnings Guidance for the Fiscal Year Ending November 30, 2023FP Partner Inc. provided earnings guidance for the fiscal year ending November 30, 2023. For the year, the company expects net sales to be JPY 29,973 million. Operating income to be JPY 5,510 million. Net income to be JPY 3,779 million. Net income per share to be JPY 164.34.
Valuation Update With 7 Day Price Move • Oct 18Investor sentiment improves as stock rises 18%After last week's 18% share price gain to JP¥4,190, the stock trades at a forward P/E ratio of 22x. Average forward P/E is 14x in the Insurance industry in Japan. Total returns to shareholders of 141% over the past year. Simply Wall St's valuation model estimates the intrinsic value at JP¥2,979 per share.
Reported Earnings • Oct 12Third quarter 2023 earnings released: EPS: JP¥31.54 (vs JP¥36.23 in 3Q 2022)Third quarter 2023 results: EPS: JP¥31.54. Revenue: JP¥8.34b (up 21% from 3Q 2022). Net income: JP¥1.45b (up 259% from 3Q 2022). Profit margin: 17% (up from 5.9% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 1.5% growth forecast for the Insurance industry in Japan.
Buying Opportunity • Oct 05Now 22% undervalued after recent price dropOver the last 90 days, the stock is down 16%. The fair value is estimated to be JP¥4,354, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 51%. Revenue is forecast to grow by 27% in 2 years. Earnings is forecast to grow by 56% in the next 2 years.
Buying Opportunity • Sep 11Now 26% undervalued after recent price dropOver the last 90 days, the stock is down 28%. The fair value is estimated to be JP¥4,354, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 51%. Revenue is forecast to grow by 27% in 2 years. Earnings is forecast to grow by 56% in the next 2 years.
공고 • Jul 30FP Partner Inc. to Report Q3, 2023 Results on Oct 11, 2023FP Partner Inc. announced that they will report Q3, 2023 results on Oct 11, 2023
공고 • Jan 29FP Partner Inc. to Report Q1, 2023 Results on Apr 14, 2023FP Partner Inc. announced that they will report Q1, 2023 results on Apr 14, 2023
공고 • Jan 15FP Partner Inc., Annual General Meeting, Feb 28, 2023FP Partner Inc., Annual General Meeting, Feb 28, 2023.
공고 • Nov 01FP Partner Inc. to Report Fiscal Year 2022 Results on Jan 13, 2023FP Partner Inc. announced that they will report fiscal year 2022 results on Jan 13, 2023
공고 • Sep 24FP Partner Inc. has completed an IPO in the amount of ¥7.8 billion.FP Partner Inc. has completed an IPO in the amount of ¥7.8 billion. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 3,000,000 Price\Range: ¥2600