View Future GrowthIRRC 과거 순이익 실적과거 기준 점검 2/6IRRC은 연평균 17.9%의 비율로 수입이 증가해 온 반면, Insurance 산업은 수입이 24.4% 증가했습니다. 매출은 연평균 18.6%의 비율로 증가했습니다. IRRC의 자기자본이익률은 10.4%이고 순이익률은 3.6%입니다.핵심 정보17.93%순이익 성장률19.23%주당순이익(EPS) 성장률Insurance 산업 성장률2.05%매출 성장률18.63%자기자본이익률10.40%순이익률3.58%최근 순이익 업데이트30 Jun 2026최근 과거 실적 업데이트Reported Earnings • Aug 19Full year 2026 earnings released: EPS: JP¥47.94 (vs JP¥53.09 in FY 2025)Full year 2026 results: EPS: JP¥47.94 (down from JP¥53.09 in FY 2025). Revenue: JP¥11.0b (up 16% from FY 2025). Net income: JP¥392.0m (down 9.9% from FY 2025). Profit margin: 3.6% (down from 4.6% in FY 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 47% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.공고 • Jun 03IRRC Corporation to Report Fiscal Year 2026 Results on Aug 14, 2026IRRC Corporation announced that they will report fiscal year 2026 results on Aug 14, 2026Reported Earnings • May 20Third quarter 2026 earnings released: EPS: JP¥14.68 (vs JP¥17.35 in 3Q 2025)Third quarter 2026 results: EPS: JP¥14.68 (down from JP¥17.35 in 3Q 2025). Revenue: JP¥2.82b (up 22% from 3Q 2025). Net income: JP¥120.0m (down 16% from 3Q 2025). Profit margin: 4.3% (down from 6.2% in 3Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 58% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.Reported Earnings • Feb 16Second quarter 2026 earnings released: EPS: JP¥13.94 (vs JP¥5.36 in 2Q 2025)Second quarter 2026 results: EPS: JP¥13.94 (up from JP¥5.36 in 2Q 2025). Revenue: JP¥2.71b (up 23% from 2Q 2025). Net income: JP¥114.0m (up 159% from 2Q 2025). Profit margin: 4.2% (up from 2.0% in 2Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 2.3% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 57% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.Reported Earnings • Nov 19First quarter 2026 earnings released: EPS: JP¥6.60 (vs JP¥13.65 in 1Q 2025)First quarter 2026 results: EPS: JP¥6.60 (down from JP¥13.65 in 1Q 2025). Revenue: JP¥2.57b (up 13% from 1Q 2025). Net income: JP¥54.0m (down 52% from 1Q 2025). Profit margin: 2.1% (down from 4.9% in 1Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 3.7% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 51% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.Reported Earnings • Oct 04Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: JP¥53.09 (up from JP¥42.36 in FY 2024). Revenue: JP¥9.42b (up 19% from FY 2024). Net income: JP¥435.0m (up 24% from FY 2024). Profit margin: 4.6% (up from 4.4% in FY 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) also surpassed analyst estimates by 3.8%. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 45% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.모든 업데이트 보기Recent updatesNew Risk • 11hNew minor risk - Dividend sustainabilityThe dividend is not well covered by cash flows. Cash payout ratio: 96% Dividend yield: 4.6% This is considered a minor risk. Dividends are ultimately paid out of the company's available cash reserves. Companies that pay out too much of their cash flow are at risk of having to reduce or cut their dividend in future. If cash flow growth slows or cash flows fall, then there may not be enough cash reserves to maintain the same dividend. Or in extreme cases, companies may opt to take on debt to maintain the dividend. This risk is mitigated by the fact the dividend is covered by earnings, however, cash flows are generally more important. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by cash flows (96% cash payout ratio). Market cap is less than US$100m (JP¥5.71b market cap, or US$35.9m).Reported Earnings • Aug 19Full year 2026 earnings released: EPS: JP¥47.94 (vs JP¥53.09 in FY 2025)Full year 2026 results: EPS: JP¥47.94 (down from JP¥53.09 in FY 2025). Revenue: JP¥11.0b (up 16% from FY 2025). Net income: JP¥392.0m (down 9.9% from FY 2025). Profit margin: 3.6% (down from 4.6% in FY 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 47% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.공고 • Aug 15IRRC Corporation, Annual General Meeting, Sep 29, 2026IRRC Corporation, Annual General Meeting, Sep 29, 2026.Upcoming Dividend • Jun 22Upcoming dividend of JP¥16.00 per shareEligible shareholders must have bought the stock before 29 June 2026. Payment date: 29 September 2026. Payout ratio is a comfortable 48% and this is well supported by cash flows. Trailing yield: 4.7%. Within top quartile of Japanese dividend payers (3.9%). Higher than average of industry peers (3.4%).공고 • Jun 03IRRC Corporation to Report Fiscal Year 2026 Results on Aug 14, 2026IRRC Corporation announced that they will report fiscal year 2026 results on Aug 14, 2026Reported Earnings • May 20Third quarter 2026 earnings released: EPS: JP¥14.68 (vs JP¥17.35 in 3Q 2025)Third quarter 2026 results: EPS: JP¥14.68 (down from JP¥17.35 in 3Q 2025). Revenue: JP¥2.82b (up 22% from 3Q 2025). Net income: JP¥120.0m (down 16% from 3Q 2025). Profit margin: 4.3% (down from 6.2% in 3Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 58% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.Buy Or Sell Opportunity • May 19Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 14% to JP¥771. The fair value is estimated to be JP¥968, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 21% over the last 3 years. Earnings per share has grown by 57%.Reported Earnings • Feb 16Second quarter 2026 earnings released: EPS: JP¥13.94 (vs JP¥5.36 in 2Q 2025)Second quarter 2026 results: EPS: JP¥13.94 (up from JP¥5.36 in 2Q 2025). Revenue: JP¥2.71b (up 23% from 2Q 2025). Net income: JP¥114.0m (up 159% from 2Q 2025). Profit margin: 4.2% (up from 2.0% in 2Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 2.3% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 57% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.Reported Earnings • Nov 19First quarter 2026 earnings released: EPS: JP¥6.60 (vs JP¥13.65 in 1Q 2025)First quarter 2026 results: EPS: JP¥6.60 (down from JP¥13.65 in 1Q 2025). Revenue: JP¥2.57b (up 13% from 1Q 2025). Net income: JP¥54.0m (down 52% from 1Q 2025). Profit margin: 2.1% (down from 4.9% in 1Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 3.7% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 51% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.Reported Earnings • Oct 04Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: JP¥53.09 (up from JP¥42.36 in FY 2024). Revenue: JP¥9.42b (up 19% from FY 2024). Net income: JP¥435.0m (up 24% from FY 2024). Profit margin: 4.6% (up from 4.4% in FY 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) also surpassed analyst estimates by 3.8%. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 45% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.공고 • Aug 20+ 2 more updatesIRRC Corporation to Report Q3, 2026 Results on May 15, 2026IRRC Corporation announced that they will report Q3, 2026 results on May 15, 2026Reported Earnings • Aug 16Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: JP¥53.09 (up from JP¥42.36 in FY 2024). Revenue: JP¥9.42b (up 19% from FY 2024). Net income: JP¥435.0m (up 24% from FY 2024). Profit margin: 4.6% (up from 4.4% in FY 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) also surpassed analyst estimates by 3.8%. Revenue is forecast to grow 9.6% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 45% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.분석 기사 • Aug 15Why We're Not Concerned About IRRC Corporation's (TSE:7325) Share PriceTSE:7325 1 Year Share Price vs Fair Value Explore IRRC's Fair Values from the Community and select yours When close to...Valuation Update With 7 Day Price Move • Aug 15Investor sentiment improves as stock rises 15%After last week's 15% share price gain to JP¥866, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 11x in the Insurance industry in Japan. Total returns to shareholders of 19% over the past three years.공고 • Aug 14IRRC Corporation, Annual General Meeting, Sep 26, 2025IRRC Corporation, Annual General Meeting, Sep 26, 2025.Buy Or Sell Opportunity • Aug 12Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 4.4% to JP¥756. The fair value is estimated to be JP¥627, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Earnings per share has grown by 35%. For the next 3 years, revenue is forecast to grow by 10% per annum. Earnings are also forecast to grow by 19% per annum over the same time period.Upcoming Dividend • Jun 20Upcoming dividend of JP¥30.00 per shareEligible shareholders must have bought the stock before 27 June 2025. Payment date: 29 September 2025. Payout ratio is a comfortable 39% and this is well supported by cash flows. Trailing yield: 2.7%. Lower than top quartile of Japanese dividend payers (4.0%). Lower than average of industry peers (3.9%).Buy Or Sell Opportunity • Jun 17Now 23% overvalued after recent price riseOver the last 90 days, the stock has risen 16% to JP¥777. The fair value is estimated to be JP¥632, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Earnings per share has grown by 35%. For the next 3 years, revenue is forecast to grow by 11% per annum. Earnings are also forecast to grow by 21% per annum over the same time period.공고 • Jun 03IRRC Corporation to Report Fiscal Year 2025 Results on Aug 14, 2025IRRC Corporation announced that they will report fiscal year 2025 results at 3:00 PM, Tokyo Standard Time on Aug 14, 2025Buy Or Sell Opportunity • May 27Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 17% to JP¥765. The fair value is estimated to be JP¥632, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Earnings per share has grown by 35%. For the next 3 years, revenue is forecast to grow by 11% per annum. Earnings are also forecast to grow by 21% per annum over the same time period.Reported Earnings • May 21Third quarter 2025 earnings released: EPS: JP¥17.35 (vs JP¥13.74 in 3Q 2024)Third quarter 2025 results: EPS: JP¥17.35 (up from JP¥13.74 in 3Q 2024). Revenue: JP¥2.31b (up 10% from 3Q 2024). Net income: JP¥142.0m (up 26% from 3Q 2024). Profit margin: 6.2% (up from 5.4% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 3.9% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.Reported Earnings • Feb 16Second quarter 2025 earnings released: EPS: JP¥5.36 (vs JP¥11.55 in 2Q 2024)Second quarter 2025 results: EPS: JP¥5.36 (down from JP¥11.55 in 2Q 2024). Revenue: JP¥2.21b (up 8.1% from 2Q 2024). Net income: JP¥44.0m (down 54% from 2Q 2024). Profit margin: 2.0% (down from 4.7% in 2Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 2.5% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.공고 • Jan 16IRRC Corporation (TSE:7325) announces an Equity Buyback for 35,000 shares, representing 0.43% for ¥23.63 million.IRRC Corporation (TSE:7325) announces a share repurchase program. Under the program, the company will repurchase up to 35,000 shares, representing 0.43% of its issued share capital for ¥23.63 million at a price of ¥675 per share. The purpose of the program is to improving capital efficiency. The repurchase program will expire on January 17, 2025. As of June 30, 2024, the company had 8,207,333 shares outstanding (excluding treasury stock) and 500,667 shares in treasury.New Risk • Jan 12New major risk - Financial data availabilityThe company has not reported any financial data. This is considered a major risk. With no or incomplete audited reported financial data, it is virtually impossible to assess the company's investment potential. Currently, the following risks have been identified for the company: Major Risk No financial data reported. Minor Risk Market cap is less than US$100m (JP¥5.61b market cap, or US$35.5m).New Risk • Nov 06New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Japanese stocks, typically moving 8.5% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (8.5% average weekly change). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (JP¥5.47b market cap, or US$36.1m).공고 • Oct 17+ 2 more updatesIRRC Corporation to Report Q2, 2025 Results on Feb 14, 2025IRRC Corporation announced that they will report Q2, 2025 results on Feb 14, 2025Reported Earnings • Oct 03Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: JP¥42.36 (up from JP¥1.85 in FY 2023). Revenue: JP¥7.92b (up 32% from FY 2023). Net income: JP¥351.0m (up JP¥335.0m from FY 2023). Profit margin: 4.4% (up from 0.3% in FY 2023). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 60%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 3.4% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.Reported Earnings • Aug 28Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: JP¥42.36 (up from JP¥1.85 in FY 2023). Revenue: JP¥7.92b (up 32% from FY 2023). Net income: JP¥351.0m (up JP¥335.0m from FY 2023). Profit margin: 4.4% (up from 0.3% in FY 2023). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 60%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.공고 • Aug 26IRRC Corporation, Annual General Meeting, Sep 26, 2024IRRC Corporation, Annual General Meeting, Sep 26, 2024.New Risk • Aug 26New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Japanese stocks, typically moving 8.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (8.9% average weekly change). Market cap is less than US$100m (JP¥7.00b market cap, or US$48.6m).Buy Or Sell Opportunity • Aug 26Now 29% overvalued after recent price riseOver the last 90 days, the stock has risen 13% to JP¥850. The fair value is estimated to be JP¥658, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 15% over the last 3 years. Earnings per share has declined by 38%. For the next 3 years, revenue is forecast to grow by 12% per annum. Earnings are also forecast to grow by 26% per annum over the same time period.Valuation Update With 7 Day Price Move • Aug 05Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to JP¥591, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 13x in the Insurance industry in Japan. Total loss to shareholders of 30% over the past three years.공고 • Aug 02IRRC Corporation (TSE:7325) completed the acquisition of walk-in insurance shop business operated by Jinsei Sekkei Co., Ltd for ¥100 million.IRRC Corporation (TSE:7325) entered into a memorandum of understanding to acquire to acquire walk-in insurance shop business operated by Jinsei Sekkei Co., Ltd on June 14, 2024. The expected completion of the transaction is August 1, 2024. IRRC Corporation (TSE:7325) completed the acquisition of walk-in insurance shop business operated by Jinsei Sekkei Co., Ltd for ¥100 million on August 1, 2024. As of March 31, 2024, walk-in insurance shop business reported sales of ¥184 million and operating loss of ¥1 million.Upcoming Dividend • Jun 20Upcoming dividend of JP¥15.00 per shareEligible shareholders must have bought the stock before 27 June 2024. Payment date: 30 September 2024. Payout ratio is a comfortable 53% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of Japanese dividend payers (3.4%). Lower than average of industry peers (3.1%).공고 • Jun 05IRRC Corporation to Report Fiscal Year 2024 Results on Aug 14, 2024IRRC Corporation announced that they will report fiscal year 2024 results on Aug 14, 2024Reported Earnings • May 21Third quarter 2024 earnings released: EPS: JP¥13.74 (vs JP¥8.41 loss in 3Q 2023)Third quarter 2024 results: EPS: JP¥13.74 (up from JP¥8.41 loss in 3Q 2023). Revenue: JP¥2.09b (up 42% from 3Q 2023). Net income: JP¥113.0m (up JP¥186.0m from 3Q 2023). Profit margin: 5.4% (up from net loss in 3Q 2023). The move to profitability was driven by higher revenue. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 1.4% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 38% per year but the company’s share price has only fallen by 15% per year, which means it has not declined as severely as earnings.New Risk • May 01New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Japanese stocks, typically moving 8.2% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (8.2% average weekly change). Minor Risks Dividend is not well covered by earnings (245% payout ratio). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (0.8% net profit margin). Market cap is less than US$100m (JP¥5.98b market cap, or US$37.9m).분석 기사 • Mar 07IRRC Corporation's (TSE:7325) Shares Leap 35% Yet They're Still Not Telling The Full StoryIRRC Corporation ( TSE:7325 ) shareholders have had their patience rewarded with a 35% share price jump in the last...New Risk • Mar 07New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Japanese stocks, typically moving 7.1% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by earnings (245% payout ratio). Share price has been volatile over the past 3 months (7.1% average weekly change). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (0.8% net profit margin). Market cap is less than US$100m (JP¥7.73b market cap, or US$52.3m).공고 • Feb 24IRRC Corporation to Report Q3, 2024 Results on May 15, 2024IRRC Corporation announced that they will report Q3, 2024 results on May 15, 2024Reported Earnings • Feb 17Second quarter 2024 earnings released: EPS: JP¥11.55 (vs JP¥3.22 in 2Q 2023)Second quarter 2024 results: EPS: JP¥11.55 (up from JP¥3.22 in 2Q 2023). Revenue: JP¥2.05b (up 29% from 2Q 2023). Net income: JP¥96.0m (up 243% from 2Q 2023). Profit margin: 4.7% (up from 1.8% in 2Q 2023). Revenue is forecast to grow 7.0% p.a. on average during the next 3 years, compared to a 1.8% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 46% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.Buy Or Sell Opportunity • Feb 15Now 27% overvalued after recent price riseOver the last 90 days, the stock has risen 7.0% to JP¥749. The fair value is estimated to be JP¥591, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 13% over the last 3 years. Meanwhile, the company became loss making.공고 • Nov 30IRRC Corporation to Report Q2, 2024 Results on Feb 14, 2024IRRC Corporation announced that they will report Q2, 2024 results on Feb 14, 2024Reported Earnings • Nov 19First quarter 2024 earnings released: EPS: JP¥1.67 (vs JP¥5.32 in 1Q 2023)First quarter 2024 results: EPS: JP¥1.67 (down from JP¥5.32 in 1Q 2023). Revenue: JP¥1.53b (up 18% from 1Q 2023). Net income: JP¥14.0m (down 70% from 1Q 2023). Profit margin: 0.9% (down from 3.5% in 1Q 2023). Revenue is forecast to grow 7.7% p.a. on average during the next 3 years, compared to a 1.5% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 38% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.공고 • Sep 30IRRC Corporation to Report Q1, 2024 Results on Nov 14, 2023IRRC Corporation announced that they will report Q1, 2024 results on Nov 14, 2023공고 • Aug 19IRRC Corporation (TSE:7325) announces an Equity Buyback for 200,000 shares, representing 2.38% for ¥160 million.IRRC Corporation (TSE:7325) announces a share repurchase program. Under the program, the company will repurchase up to 200,000 shares, representing 2.38% of its issued share capital for ¥160 million. The purpose of the program is to improving capital efficiency and returning profits to shareholders. The repurchase program will expire on February 20, 2024. As of June 30, 2023, the company had 8,407,333 shares outstanding(excluding treasury stock) and 300,667 shares in treasury.공고 • Aug 16IRRC Corporation, Annual General Meeting, Sep 28, 2023IRRC Corporation, Annual General Meeting, Sep 28, 2023.Reported Earnings • Aug 16Full year 2023 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2023 results: EPS: JP¥1.85 (down from JP¥29.83 in FY 2022). Revenue: JP¥6.00b (up 16% from FY 2022). Net income: JP¥16.0m (down 94% from FY 2022). Profit margin: 0.3% (down from 4.9% in FY 2022). Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) missed analyst estimates by 84%. Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 1.5% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 27% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.Upcoming Dividend • Jun 22Upcoming dividend of JP¥15.00 per share at 1.9% yieldEligible shareholders must have bought the stock before 29 June 2023. Payment date: 30 September 2023. The company is paying out more than 100% of its earnings and cash flow. Trailing yield: 1.9%. Lower than top quartile of Japanese dividend payers (3.5%). Lower than average of industry peers (4.1%).공고 • Jun 03IRRC Corporation to Report Fiscal Year 2023 Results on Aug 14, 2023IRRC Corporation announced that they will report fiscal year 2023 results on Aug 14, 2023Reported Earnings • May 19Third quarter 2023 earnings released: JP¥8.41 loss per share (vs JP¥8.30 profit in 3Q 2022)Third quarter 2023 results: JP¥8.41 loss per share (down from JP¥8.30 profit in 3Q 2022). Revenue: JP¥1.47b (up 13% from 3Q 2022). Net loss: JP¥73.0m (down 203% from profit in 3Q 2022). Revenue is forecast to grow 16% p.a. on average during the next 3 years, while revenues in the Insurance industry in Japan are expected to remain flat. Over the last 3 years on average, earnings per share has fallen by 15% per year whereas the company’s share price has fallen by 16% per year.Reported Earnings • Feb 17Second quarter 2023 earnings released: EPS: JP¥3.22 (vs JP¥6.56 in 2Q 2022)Second quarter 2023 results: EPS: JP¥3.22 (down from JP¥6.56 in 2Q 2022). Revenue: JP¥1.59b (up 24% from 2Q 2022). Net income: JP¥28.0m (down 50% from 2Q 2022). Profit margin: 1.8% (down from 4.4% in 2Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 16% p.a. on average during the next 3 years, while revenues in the Insurance industry in Japan are expected to remain flat. Over the last 3 years on average, earnings per share has fallen by 10% per year but the company’s share price has fallen by 16% per year, which means it is performing significantly worse than earnings.공고 • Feb 15IRRC Corporation (TSE:7325) announces an Equity Buyback for 500,000 shares, representing 5.74% for ¥400 million.IRRC Corporation (TSE:7325) announces a share repurchase program. Under the program, the company will repurchase up to 500,000 shares, representing 5.74% of its issued share capital for ¥400 million. The purpose of the program is to improving capital efficiency and returning profits to shareholders. The repurchase program will expire on August 14, 2023. As of December 31, 2022, the company had 8,707,633 shares outstanding and 367 shares in treasury.Reported Earnings • Nov 16First quarter 2023 earnings released: EPS: JP¥5.32 (vs JP¥6.44 in 1Q 2022)First quarter 2023 results: EPS: JP¥5.32 (down from JP¥6.44 in 1Q 2022). Revenue: JP¥1.30b (up 3.4% from 1Q 2022). Net income: JP¥46.0m (down 16% from 1Q 2022). Profit margin: 3.5% (down from 4.4% in 1Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 1.3% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 10% per year but the company’s share price has fallen by 18% per year, which means it is performing significantly worse than earnings.Board Change • Nov 16Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. No highly experienced directors. 1 independent director (2 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Reported Earnings • Oct 06Full year 2022 earnings: EPS misses analyst expectationsFull year 2022 results: EPS: JP¥29.83 (up from JP¥27.29 in FY 2021). Revenue: JP¥5.20b (up 12% from FY 2021). Net income: JP¥255.0m (up 9.4% from FY 2021). Profit margin: 4.9% (down from 5.0% in FY 2021). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 15%. Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 1.6% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 12% per year but the company’s share price has fallen by 20% per year, which means it is performing significantly worse than earnings.공고 • Aug 28+ 2 more updatesIRRC Corporation to Report Q3, 2023 Results on May 15, 2023IRRC Corporation announced that they will report Q3, 2023 results on May 15, 2023공고 • Aug 14IRRC Corporation, Annual General Meeting, Sep 29, 2022IRRC Corporation, Annual General Meeting, Sep 29, 2022.Reported Earnings • Aug 14Full year 2022 earnings: EPS misses analyst expectationsFull year 2022 results: EPS: JP¥29.83 (up from JP¥27.29 in FY 2021). Revenue: JP¥5.20b (up 12% from FY 2021). Net income: JP¥255.0m (up 9.4% from FY 2021). Profit margin: 4.9% (down from 5.0% in FY 2021). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 15%. Over the next year, revenue is forecast to grow 7.7%, compared to a 4.7% growth forecast for the insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 12% per year whereas the company’s share price has fallen by 14% per year.Upcoming Dividend • Jun 22Upcoming dividend of JP¥12.00 per shareEligible shareholders must have bought the stock before 29 June 2022. Payment date: 30 September 2022. Payout ratio is a comfortable 43% and this is well supported by cash flows. Trailing yield: 1.4%. Lower than top quartile of Japanese dividend payers (3.8%). Lower than average of industry peers (4.2%).공고 • Jun 03IRRC Corporation to Report Fiscal Year 2022 Results on Aug 12, 2022IRRC Corporation announced that they will report fiscal year 2022 results on Aug 12, 2022Board Change • Apr 27Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. No highly experienced directors. 1 independent director (2 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.공고 • Apr 08IRRC Corporation to Report Q3, 2022 Results on May 13, 2022IRRC Corporation announced that they will report Q3, 2022 results on May 13, 2022Reported Earnings • Feb 16Second quarter 2022 earnings: EPS and revenues miss analyst expectationsSecond quarter 2022 results: EPS: JP¥6.56 (up from JP¥3.63 in 2Q 2021). Revenue: JP¥1.28b (up 13% from 2Q 2021). Net income: JP¥56.0m (up 81% from 2Q 2021). Profit margin: 4.4% (up from 2.7% in 2Q 2021). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 6.6%. Earnings per share (EPS) also missed analyst estimates by 18%. Over the next year, revenue is forecast to grow 21%, compared to a 1.9% growth forecast for the industry in Japan. Over the last 3 years on average, earnings per share has fallen by 15% per year whereas the company’s share price has fallen by 10% per year.Reported Earnings • Nov 15First quarter 2022 earnings released: EPS JP¥6.44 (vs JP¥0.47 in 1Q 2021)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2022 results: Revenue: JP¥1.26b (up 23% from 1Q 2021). Net income: JP¥55.0m (up JP¥51.0m from 1Q 2021). Profit margin: 4.4% (up from 0.4% in 1Q 2021). The increase in margin was driven by higher revenue.Reported Earnings • Oct 05Full year 2021 earnings released: EPS JP¥27.29 (vs JP¥37.83 in FY 2020)The company reported a soft full year result with weaker earnings and profit margins, although revenues improved. Full year 2021 results: Revenue: JP¥4.64b (up 11% from FY 2020). Net income: JP¥233.0m (down 28% from FY 2020). Profit margin: 5.0% (down from 7.7% in FY 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.Upcoming Dividend • Jun 22Upcoming dividend of JP¥12.00 per shareEligible shareholders must have bought the stock before 29 June 2021. Payment date: 30 September 2021. Trailing yield: 1.2%. Lower than top quartile of Japanese dividend payers (3.0%). Lower than average of industry peers (4.6%).Reported Earnings • May 17Third quarter 2021 earnings released: EPS JP¥16.28 (vs JP¥14.17 in 3Q 2020)The company reported a solid third quarter result with improved earnings and revenues, although profit margins were flat. Third quarter 2021 results: Revenue: JP¥1.23b (up 11% from 3Q 2020). Net income: JP¥139.0m (up 15% from 3Q 2020). Profit margin: 11% (in line with 3Q 2020).Valuation Update With 7 Day Price Move • Apr 19Investor sentiment improved over the past weekAfter last week's 18% share price gain to JP¥1,367, the stock trades at a forward P/E ratio of 35x. Average forward P/E is 10x in the Insurance industry in Japan. Total returns to shareholders of 21% over the past year. Simply Wall St's valuation model estimates the intrinsic value at JP¥736 per share.Reported Earnings • Feb 14Second quarter 2021 earnings released: EPS JP¥3.63 (vs JP¥10.19 in 2Q 2020)The company reported a soft second quarter result with weaker earnings and profit margins, although revenues improved. Second quarter 2021 results: Revenue: JP¥1.14b (up 5.2% from 2Q 2020). Net income: JP¥31.0m (down 64% from 2Q 2020). Profit margin: 2.7% (down from 8.0% in 2Q 2020). The decrease in margin was driven by higher expenses.Valuation Update With 7 Day Price Move • Dec 25Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to JP¥946, the stock is trading at a trailing P/E ratio of 30.9x, down from the previous P/E ratio of 36.8x. This compares to an average P/E of 20x in the Insurance industry in Japan. Total return to shareholders over the past year is a loss of 30%.Valuation Update With 7 Day Price Move • Dec 18Investor sentiment improved over the past weekAfter last week's 18% share price gain to JP¥1,125, the stock is trading at a trailing P/E ratio of 36.8x, up from the previous P/E ratio of 31.3x. This compares to an average P/E of 21x in the Insurance industry in Japan. Total return to shareholders over the past year is a loss of 12%.Valuation Update With 7 Day Price Move • Dec 01Market bids up stock over the past weekAfter last week's 33% share price gain to JP¥1,112, the stock is trading at a trailing P/E ratio of 36.4x, up from the previous P/E ratio of 27.4x. This compares to an average P/E of 20x in the Insurance industry in Japan. Total return to shareholders over the past year is a loss of 18%.공고 • Sep 03+ 2 more updatesIRRC Corporation to Report Q1, 2021 Results on Nov 13, 2020IRRC Corporation announced that they will report Q1, 2021 results on Nov 13, 2020매출 및 비용 세부 내역IRRC가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이TSE:7325 매출, 비용 및 순이익 (JPY Millions)날짜매출순이익일반관리비연구개발비30 Jun 2610,9643927,664031 Mar 2610,7384257,476031 Dec 2510,2274477,117030 Sep 259,7273776,850030 Jun 259,4244356,626031 Mar 259,0414266,437031 Dec 248,8233976,327030 Sep 248,6584496,063030 Jun 247,9213515,736031 Mar 247,3112385,355031 Dec 236,693525,120030 Sep 236,234-165,037030 Jun 236,004164,817031 Mar 235,719744,556031 Dec 225,5492184,277030 Sep 225,2422463,976030 Jun 225,1992553,890031 Mar 225,0832413,812031 Dec 215,0133093,690030 Sep 214,8702843,628030 Jun 214,6382333,565031 Mar 214,3972233,397031 Dec 204,2762053,368030 Sep 204,2202613,227030 Jun 204,1693233,118031 Mar 204,0452883,085031 Dec 194,1673593,027030 Sep 193,9903332,940030 Jun 193,8703272,806031 Mar 193,8103412,738030 Jun 183,0931742,429030 Jun 172,8481862,265030 Jun 162,4341261,9730양질의 수익: 7325는 고품질 수익을 보유하고 있습니다.이익 마진 증가: 7325의 현재 순 이익률 (3.6%)은 지난해 (4.6%)보다 낮습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: 7325의 수익은 지난 5년 동안 연평균 17.9% 증가했습니다.성장 가속화: 7325은 지난 1년 동안 수익이 감소하여 5년 평균과 비교할 수 없습니다.수익 대 산업: 7325은 지난 1년 동안 수익이 감소(-9.9%)하여 Insurance 업계 평균(19.4%)과 비교하기 어렵습니다.자기자본이익률높은 ROE: 7325의 자본 수익률(10.4%)은 낮음으로 평가됩니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YInsurance 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/08/21 19:28종가2026/08/21 00:00수익2026/06/30연간 수익2026/06/30데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스IRRC Corporation는 1명의 분석가가 다루고 있습니다. 이 중 0명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Hiroshi NayaIchiyoshi Research Institute Inc.
Reported Earnings • Aug 19Full year 2026 earnings released: EPS: JP¥47.94 (vs JP¥53.09 in FY 2025)Full year 2026 results: EPS: JP¥47.94 (down from JP¥53.09 in FY 2025). Revenue: JP¥11.0b (up 16% from FY 2025). Net income: JP¥392.0m (down 9.9% from FY 2025). Profit margin: 3.6% (down from 4.6% in FY 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 47% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
공고 • Jun 03IRRC Corporation to Report Fiscal Year 2026 Results on Aug 14, 2026IRRC Corporation announced that they will report fiscal year 2026 results on Aug 14, 2026
Reported Earnings • May 20Third quarter 2026 earnings released: EPS: JP¥14.68 (vs JP¥17.35 in 3Q 2025)Third quarter 2026 results: EPS: JP¥14.68 (down from JP¥17.35 in 3Q 2025). Revenue: JP¥2.82b (up 22% from 3Q 2025). Net income: JP¥120.0m (down 16% from 3Q 2025). Profit margin: 4.3% (down from 6.2% in 3Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 58% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Feb 16Second quarter 2026 earnings released: EPS: JP¥13.94 (vs JP¥5.36 in 2Q 2025)Second quarter 2026 results: EPS: JP¥13.94 (up from JP¥5.36 in 2Q 2025). Revenue: JP¥2.71b (up 23% from 2Q 2025). Net income: JP¥114.0m (up 159% from 2Q 2025). Profit margin: 4.2% (up from 2.0% in 2Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 2.3% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 57% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Nov 19First quarter 2026 earnings released: EPS: JP¥6.60 (vs JP¥13.65 in 1Q 2025)First quarter 2026 results: EPS: JP¥6.60 (down from JP¥13.65 in 1Q 2025). Revenue: JP¥2.57b (up 13% from 1Q 2025). Net income: JP¥54.0m (down 52% from 1Q 2025). Profit margin: 2.1% (down from 4.9% in 1Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 3.7% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 51% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Oct 04Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: JP¥53.09 (up from JP¥42.36 in FY 2024). Revenue: JP¥9.42b (up 19% from FY 2024). Net income: JP¥435.0m (up 24% from FY 2024). Profit margin: 4.6% (up from 4.4% in FY 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) also surpassed analyst estimates by 3.8%. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 45% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
New Risk • 11hNew minor risk - Dividend sustainabilityThe dividend is not well covered by cash flows. Cash payout ratio: 96% Dividend yield: 4.6% This is considered a minor risk. Dividends are ultimately paid out of the company's available cash reserves. Companies that pay out too much of their cash flow are at risk of having to reduce or cut their dividend in future. If cash flow growth slows or cash flows fall, then there may not be enough cash reserves to maintain the same dividend. Or in extreme cases, companies may opt to take on debt to maintain the dividend. This risk is mitigated by the fact the dividend is covered by earnings, however, cash flows are generally more important. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by cash flows (96% cash payout ratio). Market cap is less than US$100m (JP¥5.71b market cap, or US$35.9m).
Reported Earnings • Aug 19Full year 2026 earnings released: EPS: JP¥47.94 (vs JP¥53.09 in FY 2025)Full year 2026 results: EPS: JP¥47.94 (down from JP¥53.09 in FY 2025). Revenue: JP¥11.0b (up 16% from FY 2025). Net income: JP¥392.0m (down 9.9% from FY 2025). Profit margin: 3.6% (down from 4.6% in FY 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 47% per year but the company’s share price has fallen by 3% per year, which means it is significantly lagging earnings.
공고 • Aug 15IRRC Corporation, Annual General Meeting, Sep 29, 2026IRRC Corporation, Annual General Meeting, Sep 29, 2026.
Upcoming Dividend • Jun 22Upcoming dividend of JP¥16.00 per shareEligible shareholders must have bought the stock before 29 June 2026. Payment date: 29 September 2026. Payout ratio is a comfortable 48% and this is well supported by cash flows. Trailing yield: 4.7%. Within top quartile of Japanese dividend payers (3.9%). Higher than average of industry peers (3.4%).
공고 • Jun 03IRRC Corporation to Report Fiscal Year 2026 Results on Aug 14, 2026IRRC Corporation announced that they will report fiscal year 2026 results on Aug 14, 2026
Reported Earnings • May 20Third quarter 2026 earnings released: EPS: JP¥14.68 (vs JP¥17.35 in 3Q 2025)Third quarter 2026 results: EPS: JP¥14.68 (down from JP¥17.35 in 3Q 2025). Revenue: JP¥2.82b (up 22% from 3Q 2025). Net income: JP¥120.0m (down 16% from 3Q 2025). Profit margin: 4.3% (down from 6.2% in 3Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 58% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
Buy Or Sell Opportunity • May 19Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 14% to JP¥771. The fair value is estimated to be JP¥968, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 21% over the last 3 years. Earnings per share has grown by 57%.
Reported Earnings • Feb 16Second quarter 2026 earnings released: EPS: JP¥13.94 (vs JP¥5.36 in 2Q 2025)Second quarter 2026 results: EPS: JP¥13.94 (up from JP¥5.36 in 2Q 2025). Revenue: JP¥2.71b (up 23% from 2Q 2025). Net income: JP¥114.0m (up 159% from 2Q 2025). Profit margin: 4.2% (up from 2.0% in 2Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 2.3% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 57% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Nov 19First quarter 2026 earnings released: EPS: JP¥6.60 (vs JP¥13.65 in 1Q 2025)First quarter 2026 results: EPS: JP¥6.60 (down from JP¥13.65 in 1Q 2025). Revenue: JP¥2.57b (up 13% from 1Q 2025). Net income: JP¥54.0m (down 52% from 1Q 2025). Profit margin: 2.1% (down from 4.9% in 1Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 3.7% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 51% per year but the company’s share price has only increased by 7% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Oct 04Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: JP¥53.09 (up from JP¥42.36 in FY 2024). Revenue: JP¥9.42b (up 19% from FY 2024). Net income: JP¥435.0m (up 24% from FY 2024). Profit margin: 4.6% (up from 4.4% in FY 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) also surpassed analyst estimates by 3.8%. Revenue is forecast to grow 14% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 45% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
공고 • Aug 20+ 2 more updatesIRRC Corporation to Report Q3, 2026 Results on May 15, 2026IRRC Corporation announced that they will report Q3, 2026 results on May 15, 2026
Reported Earnings • Aug 16Full year 2025 earnings: EPS and revenues exceed analyst expectationsFull year 2025 results: EPS: JP¥53.09 (up from JP¥42.36 in FY 2024). Revenue: JP¥9.42b (up 19% from FY 2024). Net income: JP¥435.0m (up 24% from FY 2024). Profit margin: 4.6% (up from 4.4% in FY 2024). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 1.3%. Earnings per share (EPS) also surpassed analyst estimates by 3.8%. Revenue is forecast to grow 9.6% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 45% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
분석 기사 • Aug 15Why We're Not Concerned About IRRC Corporation's (TSE:7325) Share PriceTSE:7325 1 Year Share Price vs Fair Value Explore IRRC's Fair Values from the Community and select yours When close to...
Valuation Update With 7 Day Price Move • Aug 15Investor sentiment improves as stock rises 15%After last week's 15% share price gain to JP¥866, the stock trades at a forward P/E ratio of 13x. Average forward P/E is 11x in the Insurance industry in Japan. Total returns to shareholders of 19% over the past three years.
공고 • Aug 14IRRC Corporation, Annual General Meeting, Sep 26, 2025IRRC Corporation, Annual General Meeting, Sep 26, 2025.
Buy Or Sell Opportunity • Aug 12Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 4.4% to JP¥756. The fair value is estimated to be JP¥627, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Earnings per share has grown by 35%. For the next 3 years, revenue is forecast to grow by 10% per annum. Earnings are also forecast to grow by 19% per annum over the same time period.
Upcoming Dividend • Jun 20Upcoming dividend of JP¥30.00 per shareEligible shareholders must have bought the stock before 27 June 2025. Payment date: 29 September 2025. Payout ratio is a comfortable 39% and this is well supported by cash flows. Trailing yield: 2.7%. Lower than top quartile of Japanese dividend payers (4.0%). Lower than average of industry peers (3.9%).
Buy Or Sell Opportunity • Jun 17Now 23% overvalued after recent price riseOver the last 90 days, the stock has risen 16% to JP¥777. The fair value is estimated to be JP¥632, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Earnings per share has grown by 35%. For the next 3 years, revenue is forecast to grow by 11% per annum. Earnings are also forecast to grow by 21% per annum over the same time period.
공고 • Jun 03IRRC Corporation to Report Fiscal Year 2025 Results on Aug 14, 2025IRRC Corporation announced that they will report fiscal year 2025 results at 3:00 PM, Tokyo Standard Time on Aug 14, 2025
Buy Or Sell Opportunity • May 27Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 17% to JP¥765. The fair value is estimated to be JP¥632, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Earnings per share has grown by 35%. For the next 3 years, revenue is forecast to grow by 11% per annum. Earnings are also forecast to grow by 21% per annum over the same time period.
Reported Earnings • May 21Third quarter 2025 earnings released: EPS: JP¥17.35 (vs JP¥13.74 in 3Q 2024)Third quarter 2025 results: EPS: JP¥17.35 (up from JP¥13.74 in 3Q 2024). Revenue: JP¥2.31b (up 10% from 3Q 2024). Net income: JP¥142.0m (up 26% from 3Q 2024). Profit margin: 6.2% (up from 5.4% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 3.9% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 35% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.
Reported Earnings • Feb 16Second quarter 2025 earnings released: EPS: JP¥5.36 (vs JP¥11.55 in 2Q 2024)Second quarter 2025 results: EPS: JP¥5.36 (down from JP¥11.55 in 2Q 2024). Revenue: JP¥2.21b (up 8.1% from 2Q 2024). Net income: JP¥44.0m (down 54% from 2Q 2024). Profit margin: 2.0% (down from 4.7% in 2Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 2.5% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings.
공고 • Jan 16IRRC Corporation (TSE:7325) announces an Equity Buyback for 35,000 shares, representing 0.43% for ¥23.63 million.IRRC Corporation (TSE:7325) announces a share repurchase program. Under the program, the company will repurchase up to 35,000 shares, representing 0.43% of its issued share capital for ¥23.63 million at a price of ¥675 per share. The purpose of the program is to improving capital efficiency. The repurchase program will expire on January 17, 2025. As of June 30, 2024, the company had 8,207,333 shares outstanding (excluding treasury stock) and 500,667 shares in treasury.
New Risk • Jan 12New major risk - Financial data availabilityThe company has not reported any financial data. This is considered a major risk. With no or incomplete audited reported financial data, it is virtually impossible to assess the company's investment potential. Currently, the following risks have been identified for the company: Major Risk No financial data reported. Minor Risk Market cap is less than US$100m (JP¥5.61b market cap, or US$35.5m).
New Risk • Nov 06New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Japanese stocks, typically moving 8.5% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (8.5% average weekly change). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (JP¥5.47b market cap, or US$36.1m).
공고 • Oct 17+ 2 more updatesIRRC Corporation to Report Q2, 2025 Results on Feb 14, 2025IRRC Corporation announced that they will report Q2, 2025 results on Feb 14, 2025
Reported Earnings • Oct 03Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: JP¥42.36 (up from JP¥1.85 in FY 2023). Revenue: JP¥7.92b (up 32% from FY 2023). Net income: JP¥351.0m (up JP¥335.0m from FY 2023). Profit margin: 4.4% (up from 0.3% in FY 2023). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 60%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 3.4% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.
Reported Earnings • Aug 28Full year 2024 earnings: EPS exceeds analyst expectationsFull year 2024 results: EPS: JP¥42.36 (up from JP¥1.85 in FY 2023). Revenue: JP¥7.92b (up 32% from FY 2023). Net income: JP¥351.0m (up JP¥335.0m from FY 2023). Profit margin: 4.4% (up from 0.3% in FY 2023). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Earnings per share (EPS) surpassed analyst estimates by 60%. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.
공고 • Aug 26IRRC Corporation, Annual General Meeting, Sep 26, 2024IRRC Corporation, Annual General Meeting, Sep 26, 2024.
New Risk • Aug 26New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Japanese stocks, typically moving 8.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (8.9% average weekly change). Market cap is less than US$100m (JP¥7.00b market cap, or US$48.6m).
Buy Or Sell Opportunity • Aug 26Now 29% overvalued after recent price riseOver the last 90 days, the stock has risen 13% to JP¥850. The fair value is estimated to be JP¥658, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 15% over the last 3 years. Earnings per share has declined by 38%. For the next 3 years, revenue is forecast to grow by 12% per annum. Earnings are also forecast to grow by 26% per annum over the same time period.
Valuation Update With 7 Day Price Move • Aug 05Investor sentiment deteriorates as stock falls 19%After last week's 19% share price decline to JP¥591, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 13x in the Insurance industry in Japan. Total loss to shareholders of 30% over the past three years.
공고 • Aug 02IRRC Corporation (TSE:7325) completed the acquisition of walk-in insurance shop business operated by Jinsei Sekkei Co., Ltd for ¥100 million.IRRC Corporation (TSE:7325) entered into a memorandum of understanding to acquire to acquire walk-in insurance shop business operated by Jinsei Sekkei Co., Ltd on June 14, 2024. The expected completion of the transaction is August 1, 2024. IRRC Corporation (TSE:7325) completed the acquisition of walk-in insurance shop business operated by Jinsei Sekkei Co., Ltd for ¥100 million on August 1, 2024. As of March 31, 2024, walk-in insurance shop business reported sales of ¥184 million and operating loss of ¥1 million.
Upcoming Dividend • Jun 20Upcoming dividend of JP¥15.00 per shareEligible shareholders must have bought the stock before 27 June 2024. Payment date: 30 September 2024. Payout ratio is a comfortable 53% and this is well supported by cash flows. Trailing yield: 2.1%. Lower than top quartile of Japanese dividend payers (3.4%). Lower than average of industry peers (3.1%).
공고 • Jun 05IRRC Corporation to Report Fiscal Year 2024 Results on Aug 14, 2024IRRC Corporation announced that they will report fiscal year 2024 results on Aug 14, 2024
Reported Earnings • May 21Third quarter 2024 earnings released: EPS: JP¥13.74 (vs JP¥8.41 loss in 3Q 2023)Third quarter 2024 results: EPS: JP¥13.74 (up from JP¥8.41 loss in 3Q 2023). Revenue: JP¥2.09b (up 42% from 3Q 2023). Net income: JP¥113.0m (up JP¥186.0m from 3Q 2023). Profit margin: 5.4% (up from net loss in 3Q 2023). The move to profitability was driven by higher revenue. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 1.4% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 38% per year but the company’s share price has only fallen by 15% per year, which means it has not declined as severely as earnings.
New Risk • May 01New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Japanese stocks, typically moving 8.2% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (8.2% average weekly change). Minor Risks Dividend is not well covered by earnings (245% payout ratio). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (0.8% net profit margin). Market cap is less than US$100m (JP¥5.98b market cap, or US$37.9m).
분석 기사 • Mar 07IRRC Corporation's (TSE:7325) Shares Leap 35% Yet They're Still Not Telling The Full StoryIRRC Corporation ( TSE:7325 ) shareholders have had their patience rewarded with a 35% share price jump in the last...
New Risk • Mar 07New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Japanese stocks, typically moving 7.1% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by earnings (245% payout ratio). Share price has been volatile over the past 3 months (7.1% average weekly change). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (0.8% net profit margin). Market cap is less than US$100m (JP¥7.73b market cap, or US$52.3m).
공고 • Feb 24IRRC Corporation to Report Q3, 2024 Results on May 15, 2024IRRC Corporation announced that they will report Q3, 2024 results on May 15, 2024
Reported Earnings • Feb 17Second quarter 2024 earnings released: EPS: JP¥11.55 (vs JP¥3.22 in 2Q 2023)Second quarter 2024 results: EPS: JP¥11.55 (up from JP¥3.22 in 2Q 2023). Revenue: JP¥2.05b (up 29% from 2Q 2023). Net income: JP¥96.0m (up 243% from 2Q 2023). Profit margin: 4.7% (up from 1.8% in 2Q 2023). Revenue is forecast to grow 7.0% p.a. on average during the next 3 years, compared to a 1.8% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 46% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings.
Buy Or Sell Opportunity • Feb 15Now 27% overvalued after recent price riseOver the last 90 days, the stock has risen 7.0% to JP¥749. The fair value is estimated to be JP¥591, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 13% over the last 3 years. Meanwhile, the company became loss making.
공고 • Nov 30IRRC Corporation to Report Q2, 2024 Results on Feb 14, 2024IRRC Corporation announced that they will report Q2, 2024 results on Feb 14, 2024
Reported Earnings • Nov 19First quarter 2024 earnings released: EPS: JP¥1.67 (vs JP¥5.32 in 1Q 2023)First quarter 2024 results: EPS: JP¥1.67 (down from JP¥5.32 in 1Q 2023). Revenue: JP¥1.53b (up 18% from 1Q 2023). Net income: JP¥14.0m (down 70% from 1Q 2023). Profit margin: 0.9% (down from 3.5% in 1Q 2023). Revenue is forecast to grow 7.7% p.a. on average during the next 3 years, compared to a 1.5% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 38% per year but the company’s share price has only fallen by 7% per year, which means it has not declined as severely as earnings.
공고 • Sep 30IRRC Corporation to Report Q1, 2024 Results on Nov 14, 2023IRRC Corporation announced that they will report Q1, 2024 results on Nov 14, 2023
공고 • Aug 19IRRC Corporation (TSE:7325) announces an Equity Buyback for 200,000 shares, representing 2.38% for ¥160 million.IRRC Corporation (TSE:7325) announces a share repurchase program. Under the program, the company will repurchase up to 200,000 shares, representing 2.38% of its issued share capital for ¥160 million. The purpose of the program is to improving capital efficiency and returning profits to shareholders. The repurchase program will expire on February 20, 2024. As of June 30, 2023, the company had 8,407,333 shares outstanding(excluding treasury stock) and 300,667 shares in treasury.
공고 • Aug 16IRRC Corporation, Annual General Meeting, Sep 28, 2023IRRC Corporation, Annual General Meeting, Sep 28, 2023.
Reported Earnings • Aug 16Full year 2023 earnings: Revenues exceed analysts expectations while EPS lags behindFull year 2023 results: EPS: JP¥1.85 (down from JP¥29.83 in FY 2022). Revenue: JP¥6.00b (up 16% from FY 2022). Net income: JP¥16.0m (down 94% from FY 2022). Profit margin: 0.3% (down from 4.9% in FY 2022). Revenue exceeded analyst estimates by 1.8%. Earnings per share (EPS) missed analyst estimates by 84%. Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 1.5% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 27% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings.
Upcoming Dividend • Jun 22Upcoming dividend of JP¥15.00 per share at 1.9% yieldEligible shareholders must have bought the stock before 29 June 2023. Payment date: 30 September 2023. The company is paying out more than 100% of its earnings and cash flow. Trailing yield: 1.9%. Lower than top quartile of Japanese dividend payers (3.5%). Lower than average of industry peers (4.1%).
공고 • Jun 03IRRC Corporation to Report Fiscal Year 2023 Results on Aug 14, 2023IRRC Corporation announced that they will report fiscal year 2023 results on Aug 14, 2023
Reported Earnings • May 19Third quarter 2023 earnings released: JP¥8.41 loss per share (vs JP¥8.30 profit in 3Q 2022)Third quarter 2023 results: JP¥8.41 loss per share (down from JP¥8.30 profit in 3Q 2022). Revenue: JP¥1.47b (up 13% from 3Q 2022). Net loss: JP¥73.0m (down 203% from profit in 3Q 2022). Revenue is forecast to grow 16% p.a. on average during the next 3 years, while revenues in the Insurance industry in Japan are expected to remain flat. Over the last 3 years on average, earnings per share has fallen by 15% per year whereas the company’s share price has fallen by 16% per year.
Reported Earnings • Feb 17Second quarter 2023 earnings released: EPS: JP¥3.22 (vs JP¥6.56 in 2Q 2022)Second quarter 2023 results: EPS: JP¥3.22 (down from JP¥6.56 in 2Q 2022). Revenue: JP¥1.59b (up 24% from 2Q 2022). Net income: JP¥28.0m (down 50% from 2Q 2022). Profit margin: 1.8% (down from 4.4% in 2Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 16% p.a. on average during the next 3 years, while revenues in the Insurance industry in Japan are expected to remain flat. Over the last 3 years on average, earnings per share has fallen by 10% per year but the company’s share price has fallen by 16% per year, which means it is performing significantly worse than earnings.
공고 • Feb 15IRRC Corporation (TSE:7325) announces an Equity Buyback for 500,000 shares, representing 5.74% for ¥400 million.IRRC Corporation (TSE:7325) announces a share repurchase program. Under the program, the company will repurchase up to 500,000 shares, representing 5.74% of its issued share capital for ¥400 million. The purpose of the program is to improving capital efficiency and returning profits to shareholders. The repurchase program will expire on August 14, 2023. As of December 31, 2022, the company had 8,707,633 shares outstanding and 367 shares in treasury.
Reported Earnings • Nov 16First quarter 2023 earnings released: EPS: JP¥5.32 (vs JP¥6.44 in 1Q 2022)First quarter 2023 results: EPS: JP¥5.32 (down from JP¥6.44 in 1Q 2022). Revenue: JP¥1.30b (up 3.4% from 1Q 2022). Net income: JP¥46.0m (down 16% from 1Q 2022). Profit margin: 3.5% (down from 4.4% in 1Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 16% p.a. on average during the next 3 years, compared to a 1.3% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 10% per year but the company’s share price has fallen by 18% per year, which means it is performing significantly worse than earnings.
Board Change • Nov 16Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. No highly experienced directors. 1 independent director (2 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Reported Earnings • Oct 06Full year 2022 earnings: EPS misses analyst expectationsFull year 2022 results: EPS: JP¥29.83 (up from JP¥27.29 in FY 2021). Revenue: JP¥5.20b (up 12% from FY 2021). Net income: JP¥255.0m (up 9.4% from FY 2021). Profit margin: 4.9% (down from 5.0% in FY 2021). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 15%. Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 1.6% growth forecast for the Insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 12% per year but the company’s share price has fallen by 20% per year, which means it is performing significantly worse than earnings.
공고 • Aug 28+ 2 more updatesIRRC Corporation to Report Q3, 2023 Results on May 15, 2023IRRC Corporation announced that they will report Q3, 2023 results on May 15, 2023
공고 • Aug 14IRRC Corporation, Annual General Meeting, Sep 29, 2022IRRC Corporation, Annual General Meeting, Sep 29, 2022.
Reported Earnings • Aug 14Full year 2022 earnings: EPS misses analyst expectationsFull year 2022 results: EPS: JP¥29.83 (up from JP¥27.29 in FY 2021). Revenue: JP¥5.20b (up 12% from FY 2021). Net income: JP¥255.0m (up 9.4% from FY 2021). Profit margin: 4.9% (down from 5.0% in FY 2021). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Earnings per share (EPS) missed analyst estimates by 15%. Over the next year, revenue is forecast to grow 7.7%, compared to a 4.7% growth forecast for the insurance industry in Japan. Over the last 3 years on average, earnings per share has fallen by 12% per year whereas the company’s share price has fallen by 14% per year.
Upcoming Dividend • Jun 22Upcoming dividend of JP¥12.00 per shareEligible shareholders must have bought the stock before 29 June 2022. Payment date: 30 September 2022. Payout ratio is a comfortable 43% and this is well supported by cash flows. Trailing yield: 1.4%. Lower than top quartile of Japanese dividend payers (3.8%). Lower than average of industry peers (4.2%).
공고 • Jun 03IRRC Corporation to Report Fiscal Year 2022 Results on Aug 12, 2022IRRC Corporation announced that they will report fiscal year 2022 results on Aug 12, 2022
Board Change • Apr 27Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. No highly experienced directors. 1 independent director (2 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
공고 • Apr 08IRRC Corporation to Report Q3, 2022 Results on May 13, 2022IRRC Corporation announced that they will report Q3, 2022 results on May 13, 2022
Reported Earnings • Feb 16Second quarter 2022 earnings: EPS and revenues miss analyst expectationsSecond quarter 2022 results: EPS: JP¥6.56 (up from JP¥3.63 in 2Q 2021). Revenue: JP¥1.28b (up 13% from 2Q 2021). Net income: JP¥56.0m (up 81% from 2Q 2021). Profit margin: 4.4% (up from 2.7% in 2Q 2021). The increase in margin was driven by higher revenue. Revenue missed analyst estimates by 6.6%. Earnings per share (EPS) also missed analyst estimates by 18%. Over the next year, revenue is forecast to grow 21%, compared to a 1.9% growth forecast for the industry in Japan. Over the last 3 years on average, earnings per share has fallen by 15% per year whereas the company’s share price has fallen by 10% per year.
Reported Earnings • Nov 15First quarter 2022 earnings released: EPS JP¥6.44 (vs JP¥0.47 in 1Q 2021)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2022 results: Revenue: JP¥1.26b (up 23% from 1Q 2021). Net income: JP¥55.0m (up JP¥51.0m from 1Q 2021). Profit margin: 4.4% (up from 0.4% in 1Q 2021). The increase in margin was driven by higher revenue.
Reported Earnings • Oct 05Full year 2021 earnings released: EPS JP¥27.29 (vs JP¥37.83 in FY 2020)The company reported a soft full year result with weaker earnings and profit margins, although revenues improved. Full year 2021 results: Revenue: JP¥4.64b (up 11% from FY 2020). Net income: JP¥233.0m (down 28% from FY 2020). Profit margin: 5.0% (down from 7.7% in FY 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has only fallen by 3% per year, which means it has not declined as severely as earnings.
Upcoming Dividend • Jun 22Upcoming dividend of JP¥12.00 per shareEligible shareholders must have bought the stock before 29 June 2021. Payment date: 30 September 2021. Trailing yield: 1.2%. Lower than top quartile of Japanese dividend payers (3.0%). Lower than average of industry peers (4.6%).
Reported Earnings • May 17Third quarter 2021 earnings released: EPS JP¥16.28 (vs JP¥14.17 in 3Q 2020)The company reported a solid third quarter result with improved earnings and revenues, although profit margins were flat. Third quarter 2021 results: Revenue: JP¥1.23b (up 11% from 3Q 2020). Net income: JP¥139.0m (up 15% from 3Q 2020). Profit margin: 11% (in line with 3Q 2020).
Valuation Update With 7 Day Price Move • Apr 19Investor sentiment improved over the past weekAfter last week's 18% share price gain to JP¥1,367, the stock trades at a forward P/E ratio of 35x. Average forward P/E is 10x in the Insurance industry in Japan. Total returns to shareholders of 21% over the past year. Simply Wall St's valuation model estimates the intrinsic value at JP¥736 per share.
Reported Earnings • Feb 14Second quarter 2021 earnings released: EPS JP¥3.63 (vs JP¥10.19 in 2Q 2020)The company reported a soft second quarter result with weaker earnings and profit margins, although revenues improved. Second quarter 2021 results: Revenue: JP¥1.14b (up 5.2% from 2Q 2020). Net income: JP¥31.0m (down 64% from 2Q 2020). Profit margin: 2.7% (down from 8.0% in 2Q 2020). The decrease in margin was driven by higher expenses.
Valuation Update With 7 Day Price Move • Dec 25Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to JP¥946, the stock is trading at a trailing P/E ratio of 30.9x, down from the previous P/E ratio of 36.8x. This compares to an average P/E of 20x in the Insurance industry in Japan. Total return to shareholders over the past year is a loss of 30%.
Valuation Update With 7 Day Price Move • Dec 18Investor sentiment improved over the past weekAfter last week's 18% share price gain to JP¥1,125, the stock is trading at a trailing P/E ratio of 36.8x, up from the previous P/E ratio of 31.3x. This compares to an average P/E of 21x in the Insurance industry in Japan. Total return to shareholders over the past year is a loss of 12%.
Valuation Update With 7 Day Price Move • Dec 01Market bids up stock over the past weekAfter last week's 33% share price gain to JP¥1,112, the stock is trading at a trailing P/E ratio of 36.4x, up from the previous P/E ratio of 27.4x. This compares to an average P/E of 20x in the Insurance industry in Japan. Total return to shareholders over the past year is a loss of 18%.
공고 • Sep 03+ 2 more updatesIRRC Corporation to Report Q1, 2021 Results on Nov 13, 2020IRRC Corporation announced that they will report Q1, 2021 results on Nov 13, 2020