View Future GrowthYolo Group 과거 순이익 실적과거 기준 점검 0/6Yolo Group 의 수입은 연평균 -22.8%의 비율로 감소해 온 반면, Insurance 산업은 연평균 13.5%의 비율로 증가했습니다. 매출은 연평균 36.8%의 비율로 증가해 왔습니다.핵심 정보-22.85%순이익 성장률-10.44%주당순이익(EPS) 성장률Insurance 산업 성장률10.14%매출 성장률36.78%자기자본이익률-25.63%순이익률-26.78%최근 순이익 업데이트31 Dec 2025최근 과거 실적 업데이트Reported Earnings • Mar 31Full year 2025 earnings releasedFull year 2025 results: Revenue: €13.6m (up 40% from FY 2024). Net loss: €3.50m (loss widened 4.2% from FY 2024). Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 4.8% growth forecast for the Insurance industry in Europe.Reported Earnings • Mar 27Full year 2023 earnings releasedFull year 2023 results: Revenue: €9.47m (up 106% from FY 2022). Net loss: €2.74m (loss widened 73% from FY 2022). Revenue is forecast to grow 54% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Insurance industry in Italy.Reported Earnings • Mar 24Full year 2022 earnings releasedFull year 2022 results: Revenue: €4.60m (up 162% from FY 2021). Net loss: €1.59m (loss widened 30% from FY 2021). Revenue is forecast to grow 49% p.a. on average during the next 3 years, compared to a 3.8% growth forecast for the Insurance industry in Italy.모든 업데이트 보기Recent updatesNew Risk • Apr 26New minor risk - Financial positionThe company has less than a year of cash runway based on its current free cash flow. Free cash flow: -€2.8m This is considered a minor risk. With less than a year's worth of cash, the company will need to raise capital or take on debt unless its cash flows improve. This would dilute existing shareholders or increase balance sheet risk. Currently, the following risks have been identified for the company: Minor Risks Less than 1 year of cash runway based on current free cash flow (-€2.8m). Market cap is less than US$100m (€11.7m market cap, or US$13.7m).Reported Earnings • Mar 31Full year 2025 earnings releasedFull year 2025 results: Revenue: €13.6m (up 40% from FY 2024). Net loss: €3.50m (loss widened 4.2% from FY 2024). Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 4.8% growth forecast for the Insurance industry in Europe.New Risk • Mar 30New major risk - Revenue and earnings growthEarnings have declined by 25% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 25% per year over the past 5 years. Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (€200k net loss in 2 years). Market cap is less than US$100m (€11.1m market cap, or US$12.7m).New Risk • Jan 22New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Italian stocks, typically moving 6.7% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-€5.2m free cash flow). Share price has been highly volatile over the past 3 months (6.7% average weekly change). Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (€1.3m net loss in 2 years). Market cap is less than US$100m (€10.2m market cap, or US$12.0m).New Risk • Dec 08New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Italian stocks, typically moving 5.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Less than 1 year of cash runway based on free cash flow trend (-€5.2m free cash flow). Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (€1.3m net loss in 2 years). Share price has been volatile over the past 3 months (5.6% average weekly change). Market cap is less than US$100m (€13.9m market cap, or US$16.2m).Price Target Changed • Oct 26Price target decreased by 27% to €2.20Down from €3.00, the current price target is provided by 1 analyst. New target price is 79% above last closing price of €1.23. Stock is down 5.4% over the past year. The company posted a net loss per share of €0.27 last year.New Risk • Oct 24New major risk - Financial positionThe company has less than a year of cash runway based on its current free cash flow trend. Free cash flow: -€5.2m This is considered a major risk. With less than a year's worth of cash, the company will need to raise capital or take on debt unless its cash flows improve. This would dilute existing shareholders or increase balance sheet risk. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-€5.2m free cash flow). Earnings have declined by 25% per year over the past 5 years. Minor Risk Market cap is less than US$100m (€16.2m market cap, or US$18.8m).분석 기사 • Apr 30Yolo Group S.p.A.'s (BIT:YOLO) Subdued P/S Might Signal An OpportunityThere wouldn't be many who think Yolo Group S.p.A.'s ( BIT:YOLO ) price-to-sales (or "P/S") ratio of 1.5x is worth a...New Risk • Apr 19New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2024. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (45% increase in shares outstanding). Minor Risks Latest financial reports are more than 6 months old (reported June 2024 fiscal period end). Market cap is less than US$100m (€16.7m market cap, or US$19.0m).공시 • Mar 27Yolo Group S.p.A. (BIT:YOLO) completed the acquisition of 51% stake in Rcpolizza.It S.R.L.Yolo Group S.p.A. (BIT:YOLO) signed a contract to acquire 51% stake in Rcpolizza.It S.R.L. for €1.2 million on December 23, 2024. For the acquisition of 51% of the capital of RCPolizza.it, YOLO will pay, at closing, €1.25 million in a mixed form: 50% in cash and 50% in YOLO shares (with a valuation of €2 per share). There are put and call options on the remaining 49% of the capital, which can be exercised based on RCPolizza.it's performance as of December 31, 2027. RCPolizza.it has approx. 30 thousand active customers, a premium portfolio of approx. €9 million and expects to end 2024 with revenues of approx. €1.6 million , an EBITDA margin of approx. 20% and a positive NFP (cash) of approx. €0.5 million. The closing of the transaction is subject to the following suspensive condition: the fully satisfactory outcome of due diligence; the company's appraisal report certifying the value in the amount of €2.451 million; obtaining the necessary Authorizations Golden power; and the resolution by YOLO's shareholders' meeting of an increase in share capital to pay the expected portion of the price in shares. Yolo Group S.p.A. (BIT:YOLO) completed the acquisition of 51% stake in Rcpolizza.It S.R.L. on March 26, 2025.New Risk • Jan 16New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 45% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 29% per year over the past 5 years. Shareholders have been substantially diluted in the past year (45% increase in shares outstanding). Minor Risks Share price has been volatile over the past 3 months (6.9% average weekly change). Market cap is less than US$100m (€17.3m market cap, or US$17.8m).New Risk • Oct 24New major risk - Revenue and earnings growthEarnings have declined by 29% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 29% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (6.7% average weekly change). Shareholders have been diluted in the past year (45% increase in shares outstanding). Market cap is less than US$100m (€17.6m market cap, or US$19.0m).Breakeven Date Change • Oct 23Forecast to breakeven in 2025The analyst covering Yolo Group expects the company to break even for the first time. New forecast suggests the company will make a profit of €1.20m in 2025. Average annual earnings growth of 119% is required to achieve expected profit on schedule.New Risk • Sep 25New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Italian stocks, typically moving 6.5% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (6.5% average weekly change). Minor Risks Shareholders have been diluted in the past year (45% increase in shares outstanding). Market cap is less than US$100m (€15.7m market cap, or US$17.5m).분석 기사 • Sep 22Why We're Not Concerned Yet About Yolo Group S.p.A.'s (BIT:YOLO) 26% Share Price PlungeThe Yolo Group S.p.A. ( BIT:YOLO ) share price has fared very poorly over the last month, falling by a substantial 26...분석 기사 • Jul 22Yolo Group S.p.A. (BIT:YOLO) Not Lagging Industry On Growth Or PricingWhen you see that almost half of the companies in the Insurance industry in Italy have price-to-sales ratios (or "P/S...New Risk • Jun 07New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 45% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (7.2% average weekly change). Shareholders have been diluted in the past year (45% increase in shares outstanding). Market cap is less than US$100m (€17.7m market cap, or US$19.3m).Price Target Changed • May 12Price target decreased by 22% to €4.00Down from €5.10, the current price target is provided by 1 analyst. New target price is 122% above last closing price of €1.80. Stock is down 55% over the past year.Reported Earnings • Mar 27Full year 2023 earnings releasedFull year 2023 results: Revenue: €9.47m (up 106% from FY 2022). Net loss: €2.74m (loss widened 73% from FY 2022). Revenue is forecast to grow 54% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Insurance industry in Italy.New Risk • Dec 11New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Italian stocks, typically moving 8.2% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (8.2% average weekly change). Minor Risks Less than 1 year of cash runway based on current free cash flow (-€7.8m). Market cap is less than US$100m (€21.0m market cap, or US$22.6m).Board Change • Apr 21Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 8 experienced directors. No highly experienced directors. 2 independent directors (3 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Reported Earnings • Mar 24Full year 2022 earnings releasedFull year 2022 results: Revenue: €4.60m (up 162% from FY 2021). Net loss: €1.59m (loss widened 30% from FY 2021). Revenue is forecast to grow 49% p.a. on average during the next 3 years, compared to a 3.8% growth forecast for the Insurance industry in Italy.Board Change • Mar 03Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 8 experienced directors. No highly experienced directors. 2 independent directors (3 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Board Change • Jan 23Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 8 experienced directors. No highly experienced directors. 2 independent directors (3 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Breakeven Date Change • Dec 31Forecast to breakeven in 2025The 2 analysts covering Yolo Group expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of €600.0k in 2025. Average annual earnings growth of 37% is required to achieve expected profit on schedule.Board Change • Dec 22Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 4 non-independent directors. was the last director to join the board, commencing their role in . The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 4 non-independent directors. was the last director to join the board, commencing their role in . The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.매출 및 비용 세부 내역Yolo Group가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이BIT:YOLO 매출, 비용 및 순이익 (EUR Millions)날짜매출순이익일반관리비연구개발비31 Dec 2514-40030 Sep 2513-30030 Jun 2512-31031 Mar 2511-31031 Dec 2410-30030 Sep 2410-30030 Jun 2410-31031 Mar 2410-31031 Dec 239-31030 Sep 238-30030 Jun 237-20031 Mar 236-20031 Dec 225-20030 Sep 224-20030 Jun 223-20031 Mar 222-10031 Dec 212-10031 Dec 201-100양질의 수익: YOLO 은(는) 현재 수익성이 없습니다.이익 마진 증가: YOLO는 현재 수익성이 없습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: YOLO은 수익성이 없으며 지난 5년 동안 손실이 연평균 22.8% 증가했습니다.성장 가속화: 현재 수익성이 없어 지난 1년간 YOLO의 수익 성장률을 5년 평균과 비교할 수 없습니다.수익 대 산업: YOLO은 수익성이 없어 지난 해 수익 성장률을 Insurance 업계(19.3%)와 비교하기 어렵습니다.자기자본이익률높은 ROE: YOLO는 현재 수익성이 없으므로 자본 수익률이 음수(-25.63%)입니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YInsurance 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/06/16 00:30종가2026/06/16 00:00수익2025/12/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Yolo Group S.p.A.는 1명의 분석가가 다루고 있습니다. 이 중 1명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Luigi TardellaEnVent Capital Markets Limited
Reported Earnings • Mar 31Full year 2025 earnings releasedFull year 2025 results: Revenue: €13.6m (up 40% from FY 2024). Net loss: €3.50m (loss widened 4.2% from FY 2024). Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 4.8% growth forecast for the Insurance industry in Europe.
Reported Earnings • Mar 27Full year 2023 earnings releasedFull year 2023 results: Revenue: €9.47m (up 106% from FY 2022). Net loss: €2.74m (loss widened 73% from FY 2022). Revenue is forecast to grow 54% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Insurance industry in Italy.
Reported Earnings • Mar 24Full year 2022 earnings releasedFull year 2022 results: Revenue: €4.60m (up 162% from FY 2021). Net loss: €1.59m (loss widened 30% from FY 2021). Revenue is forecast to grow 49% p.a. on average during the next 3 years, compared to a 3.8% growth forecast for the Insurance industry in Italy.
New Risk • Apr 26New minor risk - Financial positionThe company has less than a year of cash runway based on its current free cash flow. Free cash flow: -€2.8m This is considered a minor risk. With less than a year's worth of cash, the company will need to raise capital or take on debt unless its cash flows improve. This would dilute existing shareholders or increase balance sheet risk. Currently, the following risks have been identified for the company: Minor Risks Less than 1 year of cash runway based on current free cash flow (-€2.8m). Market cap is less than US$100m (€11.7m market cap, or US$13.7m).
Reported Earnings • Mar 31Full year 2025 earnings releasedFull year 2025 results: Revenue: €13.6m (up 40% from FY 2024). Net loss: €3.50m (loss widened 4.2% from FY 2024). Revenue is forecast to grow 29% p.a. on average during the next 2 years, compared to a 4.8% growth forecast for the Insurance industry in Europe.
New Risk • Mar 30New major risk - Revenue and earnings growthEarnings have declined by 25% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 25% per year over the past 5 years. Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (€200k net loss in 2 years). Market cap is less than US$100m (€11.1m market cap, or US$12.7m).
New Risk • Jan 22New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Italian stocks, typically moving 6.7% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-€5.2m free cash flow). Share price has been highly volatile over the past 3 months (6.7% average weekly change). Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (€1.3m net loss in 2 years). Market cap is less than US$100m (€10.2m market cap, or US$12.0m).
New Risk • Dec 08New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Italian stocks, typically moving 5.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Less than 1 year of cash runway based on free cash flow trend (-€5.2m free cash flow). Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (€1.3m net loss in 2 years). Share price has been volatile over the past 3 months (5.6% average weekly change). Market cap is less than US$100m (€13.9m market cap, or US$16.2m).
Price Target Changed • Oct 26Price target decreased by 27% to €2.20Down from €3.00, the current price target is provided by 1 analyst. New target price is 79% above last closing price of €1.23. Stock is down 5.4% over the past year. The company posted a net loss per share of €0.27 last year.
New Risk • Oct 24New major risk - Financial positionThe company has less than a year of cash runway based on its current free cash flow trend. Free cash flow: -€5.2m This is considered a major risk. With less than a year's worth of cash, the company will need to raise capital or take on debt unless its cash flows improve. This would dilute existing shareholders or increase balance sheet risk. Currently, the following risks have been identified for the company: Major Risks Less than 1 year of cash runway based on free cash flow trend (-€5.2m free cash flow). Earnings have declined by 25% per year over the past 5 years. Minor Risk Market cap is less than US$100m (€16.2m market cap, or US$18.8m).
분석 기사 • Apr 30Yolo Group S.p.A.'s (BIT:YOLO) Subdued P/S Might Signal An OpportunityThere wouldn't be many who think Yolo Group S.p.A.'s ( BIT:YOLO ) price-to-sales (or "P/S") ratio of 1.5x is worth a...
New Risk • Apr 19New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2024. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (45% increase in shares outstanding). Minor Risks Latest financial reports are more than 6 months old (reported June 2024 fiscal period end). Market cap is less than US$100m (€16.7m market cap, or US$19.0m).
공시 • Mar 27Yolo Group S.p.A. (BIT:YOLO) completed the acquisition of 51% stake in Rcpolizza.It S.R.L.Yolo Group S.p.A. (BIT:YOLO) signed a contract to acquire 51% stake in Rcpolizza.It S.R.L. for €1.2 million on December 23, 2024. For the acquisition of 51% of the capital of RCPolizza.it, YOLO will pay, at closing, €1.25 million in a mixed form: 50% in cash and 50% in YOLO shares (with a valuation of €2 per share). There are put and call options on the remaining 49% of the capital, which can be exercised based on RCPolizza.it's performance as of December 31, 2027. RCPolizza.it has approx. 30 thousand active customers, a premium portfolio of approx. €9 million and expects to end 2024 with revenues of approx. €1.6 million , an EBITDA margin of approx. 20% and a positive NFP (cash) of approx. €0.5 million. The closing of the transaction is subject to the following suspensive condition: the fully satisfactory outcome of due diligence; the company's appraisal report certifying the value in the amount of €2.451 million; obtaining the necessary Authorizations Golden power; and the resolution by YOLO's shareholders' meeting of an increase in share capital to pay the expected portion of the price in shares. Yolo Group S.p.A. (BIT:YOLO) completed the acquisition of 51% stake in Rcpolizza.It S.R.L. on March 26, 2025.
New Risk • Jan 16New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 45% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Earnings have declined by 29% per year over the past 5 years. Shareholders have been substantially diluted in the past year (45% increase in shares outstanding). Minor Risks Share price has been volatile over the past 3 months (6.9% average weekly change). Market cap is less than US$100m (€17.3m market cap, or US$17.8m).
New Risk • Oct 24New major risk - Revenue and earnings growthEarnings have declined by 29% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 29% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (6.7% average weekly change). Shareholders have been diluted in the past year (45% increase in shares outstanding). Market cap is less than US$100m (€17.6m market cap, or US$19.0m).
Breakeven Date Change • Oct 23Forecast to breakeven in 2025The analyst covering Yolo Group expects the company to break even for the first time. New forecast suggests the company will make a profit of €1.20m in 2025. Average annual earnings growth of 119% is required to achieve expected profit on schedule.
New Risk • Sep 25New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Italian stocks, typically moving 6.5% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (6.5% average weekly change). Minor Risks Shareholders have been diluted in the past year (45% increase in shares outstanding). Market cap is less than US$100m (€15.7m market cap, or US$17.5m).
분석 기사 • Sep 22Why We're Not Concerned Yet About Yolo Group S.p.A.'s (BIT:YOLO) 26% Share Price PlungeThe Yolo Group S.p.A. ( BIT:YOLO ) share price has fared very poorly over the last month, falling by a substantial 26...
분석 기사 • Jul 22Yolo Group S.p.A. (BIT:YOLO) Not Lagging Industry On Growth Or PricingWhen you see that almost half of the companies in the Insurance industry in Italy have price-to-sales ratios (or "P/S...
New Risk • Jun 07New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 45% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (7.2% average weekly change). Shareholders have been diluted in the past year (45% increase in shares outstanding). Market cap is less than US$100m (€17.7m market cap, or US$19.3m).
Price Target Changed • May 12Price target decreased by 22% to €4.00Down from €5.10, the current price target is provided by 1 analyst. New target price is 122% above last closing price of €1.80. Stock is down 55% over the past year.
Reported Earnings • Mar 27Full year 2023 earnings releasedFull year 2023 results: Revenue: €9.47m (up 106% from FY 2022). Net loss: €2.74m (loss widened 73% from FY 2022). Revenue is forecast to grow 54% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Insurance industry in Italy.
New Risk • Dec 11New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Italian stocks, typically moving 8.2% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (8.2% average weekly change). Minor Risks Less than 1 year of cash runway based on current free cash flow (-€7.8m). Market cap is less than US$100m (€21.0m market cap, or US$22.6m).
Board Change • Apr 21Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 8 experienced directors. No highly experienced directors. 2 independent directors (3 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Reported Earnings • Mar 24Full year 2022 earnings releasedFull year 2022 results: Revenue: €4.60m (up 162% from FY 2021). Net loss: €1.59m (loss widened 30% from FY 2021). Revenue is forecast to grow 49% p.a. on average during the next 3 years, compared to a 3.8% growth forecast for the Insurance industry in Italy.
Board Change • Mar 03Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 8 experienced directors. No highly experienced directors. 2 independent directors (3 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Board Change • Jan 23Less than half of directors are independentNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 8 experienced directors. No highly experienced directors. 2 independent directors (3 non-independent directors). was the last director to join the board, commencing their role in . The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Breakeven Date Change • Dec 31Forecast to breakeven in 2025The 2 analysts covering Yolo Group expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of €600.0k in 2025. Average annual earnings growth of 37% is required to achieve expected profit on schedule.
Board Change • Dec 22Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 4 non-independent directors. was the last director to join the board, commencing their role in . The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 4 non-independent directors. was the last director to join the board, commencing their role in . The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.