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Unipol Assicurazioni S.p.A.BIT:UNI 주식 보고서

시가총액 €18.7b
주가
n/a
1Y58.6%
7D1.1%
1D-0.6%
포트폴리오 가치
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Unipol Assicurazioni S.p.A.

BIT:UNI 주식 리포트

시가총액: €18.7b

Unipol Assicurazioni (UNI) 주식 개요

유니폴 아시쿠라치오니 S.p.A.는 자회사와 함께 주로 이탈리아에서 보험 상품과 서비스를 제공하고 있습니다. 자세히 보기

UNI 펀더멘털 분석
스노우플레이크 점수
가치 평가4/6
미래 성장2/6
과거 실적5/6
재무 건전성4/6
배당4/6

UNI Community Fair Values

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Unipol Assicurazioni S.p.A. 경쟁사

가격 이력 및 성과

Unipol Assicurazioni 주가의 최고가, 최저가 및 변동 요약
과거 주가
현재 주가€26.12
52주 최고가€26.86
52주 최저가€16.40
베타0.59
1개월 변동7.93%
3개월 변동18.19%
1년 변동58.59%
3년 변동420.32%
5년 변동514.73%
IPO 이후 변동-95.65%

최근 뉴스 및 업데이트

내러티브 업데이트 Jul 06

UNI: Future Returns Will Rely On Ratings Strength And 2026 Dividend Policy

Analysts have modestly raised their price target for Unipol Assicurazioni to €26.60 from €25.22, reflecting updated fair value estimates that incorporate slightly higher projected revenue growth, profit margins and a revised future P/E assumption. What’s in the News for Unipol Assicurazioni AM Best affirms Unipol Assicurazioni’s Financial Strength Rating of A (Excellent) and Long-Term Issuer Credit Rating of "a" (Excellent), with a stable outlook, citing a very strong balance sheet, strong operating performance and appropriate enterprise risk management (Source: AM Best).
새로운 내러티브 Jun 27

Health And Bancassurance Expansion Will Drive Stronger Long Term Earnings Resilience

Catalysts About Unipol Assicurazioni Unipol Assicurazioni is an Italian insurance group active in Life, Non Life, health and bancassurance, with a growing contribution from banking activities. What are the underlying business or industry changes driving this perspective?
내러티브 업데이트 Jun 22

UNI: Future Returns Will Hinge On 2026 Dividend And Stable Profit Outlook

The analyst price target for Unipol Assicurazioni has been adjusted slightly higher, from about €24.23 to approximately €25.22. Analysts attribute this change to updated fair value estimates supported by unchanged discount rate assumptions and revised profit margin and future P/E inputs.
새로운 내러티브 Jun 12

Health And Bancassurance Momentum Will Shape Future Earnings And Capital Choices

Catalysts About Unipol Assicurazioni Unipol Assicurazioni operates in life and non life insurance, including motor, health, property and bancassurance, with exposure to both retail and corporate clients. What are the underlying business or industry changes driving this perspective?

Recent updates

내러티브 업데이트 Jul 06

UNI: Future Returns Will Rely On Ratings Strength And 2026 Dividend Policy

Analysts have modestly raised their price target for Unipol Assicurazioni to €26.60 from €25.22, reflecting updated fair value estimates that incorporate slightly higher projected revenue growth, profit margins and a revised future P/E assumption. What’s in the News for Unipol Assicurazioni AM Best affirms Unipol Assicurazioni’s Financial Strength Rating of A (Excellent) and Long-Term Issuer Credit Rating of "a" (Excellent), with a stable outlook, citing a very strong balance sheet, strong operating performance and appropriate enterprise risk management (Source: AM Best).
새로운 내러티브 Jun 27

Health And Bancassurance Expansion Will Drive Stronger Long Term Earnings Resilience

Catalysts About Unipol Assicurazioni Unipol Assicurazioni is an Italian insurance group active in Life, Non Life, health and bancassurance, with a growing contribution from banking activities. What are the underlying business or industry changes driving this perspective?
내러티브 업데이트 Jun 22

UNI: Future Returns Will Hinge On 2026 Dividend And Stable Profit Outlook

The analyst price target for Unipol Assicurazioni has been adjusted slightly higher, from about €24.23 to approximately €25.22. Analysts attribute this change to updated fair value estimates supported by unchanged discount rate assumptions and revised profit margin and future P/E inputs.
새로운 내러티브 Jun 12

Health And Bancassurance Momentum Will Shape Future Earnings And Capital Choices

Catalysts About Unipol Assicurazioni Unipol Assicurazioni operates in life and non life insurance, including motor, health, property and bancassurance, with exposure to both retail and corporate clients. What are the underlying business or industry changes driving this perspective?
내러티브 업데이트 Jun 04

UNI: Future Returns Will Rely On 2026 Dividend As Key Catalyst

Analysts have nudged their price target for Unipol Assicurazioni higher from about €23.00 to around €24.23, citing updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News Unipol Assicurazioni announced an annual dividend of €1.12 per share.
내러티브 업데이트 Apr 27

UNI: Future Returns Will Rely On Stable Dividend And Unchanged Core Assumptions

Analysts have kept their price target for Unipol Assicurazioni broadly unchanged at €23.0, reflecting stable assumptions on fair value, discount rate, growth and profitability in their latest models. What's in the News Unipol Assicurazioni S.p.A. announced an annual dividend of €1.12 per share, with payment scheduled for May 20, 2026.
내러티브 업데이트 Apr 13

UNI: Future Returns Will Depend On Steady Dividend And Unchanged Core Assumptions

Analysts have reaffirmed their price target for Unipol Assicurazioni at €23.0, citing consistent assumptions on the discount rate, revenue growth, profit margin and forward P/E as the basis for keeping their view unchanged. What's in the News An annual dividend of €1.12 per share has been announced, with payment scheduled for May 20, 2026, ex date May 18, 2026, and record date May 19, 2026 (Key Developments).
내러티브 업데이트 Mar 30

UNI: Future Returns Will Rely On Dividend Outlook And Refined Assumptions

Analysts have raised their price target on Unipol Assicurazioni from €21.77 to €23.00, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News Annual dividend of €1.12 per share announced, with ex date on May 18, 2026, record date on May 19, 2026, and payment on May 20, 2026 (company event filing).
내러티브 업데이트 Feb 08

UNI: Future Returns Will Rely On Upcoming Board Decisions And Refined Assumptions

Analysts have raised their price target for Unipol Assicurazioni from €21.17 to €21.77, citing updated assumptions on discount rates, revenue growth, profit margins and future P/E that they consider to better reflect the stock's current risk and earnings profile. What's in the News Board meeting on February 19, 2026 to review preliminary consolidated results for 2025, giving you an early look at how last year’s numbers shape up (company event calendar).
내러티브 업데이트 Jan 25

UNI: Future Returns Will Rely On Steady Assumptions And Upcoming Board Decisions

Analysts have slightly increased their price target for Unipol Assicurazioni to €21.17 from €21.15, citing updated assumptions around fair value and future P/E multiples while keeping other key inputs broadly consistent. What's in the News Board meeting scheduled for December 18, 2025, to address the integration of the board committee and other business items (company event filing).
분석 기사 Jan 14

Investors Don't See Light At End Of Unipol Assicurazioni S.p.A.'s (BIT:UNI) Tunnel

With a price-to-earnings (or "P/E") ratio of 12.9x Unipol Assicurazioni S.p.A. ( BIT:UNI ) may be sending bullish...
내러티브 업데이트 Jan 10

UNI: Future Returns Will Rely On Stable Assumptions And Upcoming Governance Decisions

Analysts have kept their price target for Unipol Assicurazioni steady at €21.15, citing unchanged assumptions around fair value, discount rate, revenue growth, profit margin and future P/E in their latest update. What's in the News A board meeting is scheduled for December 18, 2025, to consider integrating the board committee structure and to review other business issues, indicating that decisions on governance organization are forthcoming (Key Developments).
내러티브 업데이트 Dec 19

UNI: Future Performance Will Reflect Stable Assumptions And Slightly Stronger Profitability

The analyst price target for Unipol Assicurazioni has been modestly raised from €20.80 to €21.15, as analysts point to slightly stronger expected profit margins and a marginally higher future earnings multiple to support the upward revision. Valuation Changes Fair Value: risen slightly from €20.80 to €21.15 per share, reflecting a modest upward revision in the intrinsic valuation.
내러티브 업데이트 Dec 04

UNI: Stable Assumptions And Pricing Will Guide Future Performance Outlook

Analysts have modestly raised their price target on Unipol Assicurazioni to €20.80 from €20.80, reflecting broadly unchanged assumptions on discount rate, revenue growth, profit margin, and future P E multiples that continue to support their valuation framework. Valuation Changes The fair value estimate remains unchanged at €20.80, indicating no revision to the core valuation output.
내러티브 업데이트 Nov 20

UNI: Profitability Improvements And Discount Rate Changes Will Inform Future Performance

Analysts have raised their price target for Unipol Assicurazioni from €20.35 to €20.80, citing incremental improvements in profitability and an updated view on the company’s discount rate. Valuation Changes The Fair Value Estimate has increased slightly from €20.35 to €20.80.
내러티브 업데이트 Nov 04

UNI: Confidence in Margins and Buyback Will Support Future Share Performance

Analysts have raised their price target for Unipol Assicurazioni from €19.42 to €20.35. This reflects modest improvements in projected fair value, a slight reduction in discount rate, and increased confidence in profit margins.
내러티브 업데이트 Oct 21

Analysts Lift Unipol Assicurazioni Price Target as Margins and Valuation Improve Amid Buyback Update

Analysts have increased their price target for Unipol Assicurazioni from €19.20 to €19.42, citing gradual improvements in the company’s projected discount rate and profit margin outlook. What's in the News Unipol Assicurazioni completed the repurchase of 450,000 shares, representing 0.06% of the company, for €5.32 million under the buyback announced on October 14, 2024 (Key Developments).
내러티브 업데이트 Sep 05

Digitalization And Bancassurance Partnerships Will Unlock New Insurance Opportunities

With minimal changes in both the consensus Future P/E (from 12.26x to 12.31x) and discount rate (steady at 9.04%), analysts have left their near-term valuation outlook for Unipol Assicurazioni virtually unchanged, resulting in only a marginal increase in the price target from €19.12 to €19.20. Valuation Changes Summary of Valuation Changes for Unipol Assicurazioni The Consensus Analyst Price Target remained effectively unchanged, moving only marginally from €19.12 to €19.20.
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새로운 내러티브 Nov 25

Innovative Strategies And Bancassurance Drive New Growth Horizons In Insurance Industry

Unipol Gruppo's premium increase strategy and risk reduction initiatives are set to boost revenue in motor and non-motor segments.

주주 수익률

UNIIT InsuranceIT 시장
7D1.1%0.6%-0.2%
1Y58.6%12.2%25.7%

수익률 대 산업: UNI은 지난 1년 동안 12.2%의 수익을 기록한 Italian Insurance 산업보다 더 좋은 성과를 냈습니다.

수익률 대 시장: UNI은 지난 1년 동안 25.7%를 기록한 Italian 시장보다 더 좋은 성과를 냈습니다.

주가 변동성

Is UNI's price volatile compared to industry and market?
UNI volatility
UNI Average Weekly Movement4.1%
Insurance Industry Average Movement3.2%
Market Average Movement4.6%
10% most volatile stocks in IT Market8.0%
10% least volatile stocks in IT Market3.0%

안정적인 주가: UNI는 지난 3개월 동안 Italian 시장에 비해 주가 변동성이 크지 않았습니다.

시간에 따른 변동성: UNI의 주간 변동성(4%)은 지난 1년 동안 안정적이었습니다.

회사 소개

설립직원 수CEO웹사이트
196112,590Matteo Laterzawww.unipol.it

유니폴 아시쿠라치오니(Unipol Assicurazioni S.p.A.)는 자회사와 함께 주로 이탈리아에서 보험 상품과 서비스를 제공합니다. 이 회사는 손해보험 사업, 생명보험 사업, 지주 및 기타 사업 부문을 통해 사업을 운영하고 있습니다. 차량, 스포츠 선박 및 여행, 주택 및 콘도, 비즈니스, 상인, 전문가 및 법률 보호와 관련된 업무, 사고 및 건강 보호, 투자 및 복지에 대한 위험 보장 솔루션을 제공합니다.

Unipol Assicurazioni S.p.A. 기초 지표 요약

Unipol Assicurazioni의 순이익과 매출은 시가총액과 어떻게 비교됩니까?
UNI 기초 통계
시가총액€18.68b
순이익 (TTM)€1.49b
매출 (TTM)€10.92b
12.5x
주가수익비율(P/E)
1.7x
주가매출비율(P/S)

UNI는 고평가되어 있습니까?

공정 가치 및 평가 분석 보기

순이익 및 매출

최근 실적 보고서(TTM)의 주요 수익성 지표
UNI 손익계산서 (TTM)
매출€10.92b
매출원가€8.79b
총이익€2.13b
기타 비용€635.00m
순이익€1.49b

최근 보고된 실적

Mar 31, 2026

다음 실적 발표일

Aug 06, 2026

주당순이익(EPS)2.09
총이익률19.49%
순이익률13.67%
부채/자본 비율46.7%

UNI의 장기 실적은 어땠습니까?

과거 실적 및 비교 보기

배당

4.3%
현재 배당 수익률
54%
배당 성향

기업 분석 및 재무 데이터 상태

데이터최종 업데이트 (UTC 시간)
기업 분석2026/07/14 23:28
종가2026/07/14 00:00
수익2026/03/31
연간 수익2025/12/31

데이터 소스

당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.

패키지데이터기간미국 소스 예시 *
기업 재무제표10년
  • 손익계산서
  • 현금흐름표
  • 대차대조표
분석가 컨센서스 추정치+3년
  • 재무 예측
  • 분석가 목표주가
시장 가격30년
  • 주가
  • 배당, 분할 및 기타 조치
지분 구조10년
  • 주요 주주
  • 내부자 거래
경영진10년
  • 리더십 팀
  • 이사회
주요 개발10년
  • 회사 공시

* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.

별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.

분석 모델 및 스노우플레이크

이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드YouTube 튜토리얼도 제공하고 있습니다.

Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.

산업 및 섹터 지표

산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.

분석가 소스

Unipol Assicurazioni S.p.A.는 15명의 분석가가 다루고 있습니다. 이 중 5명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.

분석가기관
Francesco PreviteraBanca Akros S.p.A. (ESN)
Alessia MagniBarclays
Michael HuttnerBerenberg