View Future GrowthThis company listing is no longer activeThis company may still be operating, however this listing is no longer active. Find out why through their latest events.See Latest EventsNet Insurance 과거 순이익 실적과거 기준 점검 2/6Net Insurance은 연평균 49.2%의 비율로 수입이 증가해 온 반면, Insurance 산업은 수입이 13.3% 증가했습니다. 매출은 연평균 24.3%의 비율로 증가했습니다. Net Insurance의 자기자본이익률은 9.4%이고 순이익률은 10.5%입니다.핵심 정보49.15%순이익 성장률66.37%주당순이익(EPS) 성장률Insurance 산업 성장률10.14%매출 성장률24.25%자기자본이익률9.45%순이익률10.51%최근 순이익 업데이트31 Dec 2022최근 과거 실적 업데이트Reported Earnings • Sep 12First half 2022 earnings releasedFirst half 2022 results: Revenue: €35.3m (up 8.4% from 1H 2021). Net income: €5.89m (down 19% from 1H 2021). Profit margin: 17% (down from 22% in 1H 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 23% p.a. on average during the next 3 years, compared to a 1.3% growth forecast for the Insurance industry in Italy.Reported Earnings • Mar 28Full year 2021 earnings: Revenues in line with analyst expectationsFull year 2021 results: Revenue: €73.5m (up 73% from FY 2020). Net income: €11.3m (up 74% from FY 2020). Profit margin: 15% (in line with FY 2020). Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 134% compared to a 24% decline forecast for the insurance industry in Italy.모든 업데이트 보기Recent updatesPrice Target Changed • Nov 16Price target increased to €9.88Up from €8.76, the current price target is an average from 2 analysts. New target price is 5.6% above last closing price of €9.36. Stock is up 35% over the past year. The company is forecast to post earnings per share of €0.83 for next year compared to €0.68 last year.Board Change • Nov 16High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Director Pierpaolo Guzzo was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Valuation Update With 7 Day Price Move • Sep 29Investor sentiment improved over the past weekAfter last week's 26% share price gain to €9.42, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 8x in the Insurance industry in Italy. Total returns to shareholders of 108% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €15.48 per share.Reported Earnings • Sep 12First half 2022 earnings releasedFirst half 2022 results: Revenue: €35.3m (up 8.4% from 1H 2021). Net income: €5.89m (down 19% from 1H 2021). Profit margin: 17% (down from 22% in 1H 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 23% p.a. on average during the next 3 years, compared to a 1.3% growth forecast for the Insurance industry in Italy.Price Target Changed • Aug 18Price target increased to €9.81Up from €8.76, the current price target is an average from 2 analysts. New target price is 30% above last closing price of €7.52. Stock is up 5.9% over the past year. The company is forecast to post earnings per share of €0.98 for next year compared to €0.68 last year.Board Change • Aug 17High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Director Pierpaolo Guzzo was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Price Target Changed • Jul 22Price target increased to €9.81Up from €8.95, the current price target is an average from 2 analysts. New target price is 35% above last closing price of €7.28. Stock is up 16% over the past year. The company is forecast to post earnings per share of €0.98 for next year compared to €0.68 last year.Major Estimate Revision • May 18Consensus forecasts updatedThe consensus outlook for 2022 has been updated. 2022 EPS estimate fell from €1.20 to €0.98. Revenue forecast unchanged from €172.4m at last update. Net income forecast to grow 91% next year vs 1.5% decline forecast for Insurance industry in Italy. Consensus price target of €8.76 unchanged from last update. Share price fell 2.3% to €6.78 over the past week.Upcoming Dividend • May 09Upcoming dividend of €0.17 per shareEligible shareholders must have bought the stock before 16 May 2022. Payment date: 18 May 2022. Trailing yield: 2.5%. Lower than top quartile of Italian dividend payers (4.8%). Lower than average of industry peers (6.1%).Major Estimate Revision • Apr 27Consensus forecasts updatedThe consensus outlook for 2022 has been updated. 2022 EPS estimate increased from €0.76 to €1.20. Revenue forecast unchanged at €172.4m. Net income forecast to grow 91% next year vs 4.9% decline forecast for Insurance industry in Italy. Consensus price target down from €8.95 to €8.76. Share price was steady at €7.00 over the past week.Major Estimate Revision • Mar 30Consensus forecasts updatedThe consensus outlook for 2022 has been updated. 2022 EPS estimate fell from €1.03 to €0.76. Revenue forecast unchanged from €172.4m at last update. Net income forecast to grow 106% next year vs 0.06% decline forecast for Insurance industry in Italy. Consensus price target of €8.95 unchanged from last update. Share price was steady at €6.95 over the past week.Reported Earnings • Mar 28Full year 2021 earnings: Revenues in line with analyst expectationsFull year 2021 results: Revenue: €73.5m (up 73% from FY 2020). Net income: €11.3m (up 74% from FY 2020). Profit margin: 15% (in line with FY 2020). Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 134% compared to a 24% decline forecast for the insurance industry in Italy.공시 • Jun 15An unknown buyer acquired unknown minority stake in Net Insurance S.p.A. (BIT:NET) from UniCredit S.p.A. (BIT:UCG).An unknown buyer acquired unknown minority stake in Net Insurance S.p.A. (BIT:NET) from UniCredit S.p.A. (BIT:UCG) on June 14, 2021. Post completion, UniCredit S.p.A. hold 2.58% stake in Net Insurance S.p.A. An unknown buyer completed the acquisition of unknown minority stake in Net Insurance S.p.A. (BIT:NET) from UniCredit S.p.A. (BIT:UCG) on June 14, 2021.Price Target Changed • Apr 09Price target increased to €7.46Up from €6.41, the current price target is provided by 1 analyst. New target price is 24% above last closing price of €6.00. Stock is up 27% over the past year.분석 기사 • Mar 12Net Insurance's(BIT:NET) Share Price Is Down 69% Over The Past Five Years.Generally speaking long term investing is the way to go. But unfortunately, some companies simply don't succeed. For...Is New 90 Day High Low • Feb 08New 90-day high: €5.42The company is up 2.0% from its price of €5.30 on 10 November 2020. The Italian market is up 12% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 19% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.76 per share.Is New 90 Day High Low • Jan 21New 90-day high: €5.40The company is up 6.0% from its price of €5.08 on 23 October 2020. The Italian market is up 15% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 16% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.76 per share.분석 기사 • Dec 25Could The Market Be Wrong About Net Insurance S.p.A. (BIT:NET) Given Its Attractive Financial Prospects?It is hard to get excited after looking at Net Insurance's (BIT:NET) recent performance, when its stock has declined...Is New 90 Day High Low • Nov 20New 90-day high: €5.36The company is up 14% from its price of €4.69 on 21 August 2020. The Italian market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 6.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.03 per share.분석 기사 • Nov 19Reflecting on Net Insurance's (BIT:NET) Share Price Returns Over The Last Five YearsWhile it may not be enough for some shareholders, we think it is good to see the Net Insurance S.p.A. (BIT:NET) share...Is New 90 Day High Low • Sep 19New 90-day high: €5.30The company is up 16% from its price of €4.58 on 19 June 2020. The Italian market is up 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 1.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.25 per share.매출 및 비용 세부 내역Net Insurance가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이BIT:NET 매출, 비용 및 순이익 (EUR Millions)날짜매출순이익일반관리비연구개발비31 Dec 228088030 Sep 2279136030 Jun 2275105031 Mar 2274115031 Dec 2172115030 Sep 2165114030 Jun 2163113031 Mar 215894031 Dec 205274030 Sep 2054106030 Jun 2056137031 Mar 2052137031 Dec 1949127030 Sep 193786030 Jun 192535031 Mar 192535031 Dec 182444030 Sep 1827-64030 Jun 1829-174031 Mar 1830-174031 Dec 1730-174030 Sep 1734-63030 Jun 173963031 Mar 173523031 Dec 1632-23030 Sep 1629-92030 Jun 1626-1620양질의 수익: NET는 고품질 수익을 보유하고 있습니다.이익 마진 증가: NET의 현재 순 이익률 (10.5%)은 지난해 (15.6%)보다 낮습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: NET는 지난 5년 동안 흑자전환하며 연평균 49.2%의 수익 성장을 기록했습니다.성장 가속화: NET은 지난 1년 동안 수익이 감소하여 5년 평균과 비교할 수 없습니다.수익 대 산업: NET은 지난 1년 동안 수익이 감소(-25.9%)하여 Insurance 업계 평균(20.6%)과 비교하기 어렵습니다.자기자본이익률높은 ROE: NET의 자본 수익률(9.4%)은 낮음으로 평가됩니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YInsurance 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2023/04/22 10:20종가2023/04/19 00:00수익2022/12/31연간 수익2022/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Net Insurance S.p.A.는 1명의 분석가가 다루고 있습니다. 이 중 2명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Enrico EspostiBanca Akros S.p.A. (ESN)
Reported Earnings • Sep 12First half 2022 earnings releasedFirst half 2022 results: Revenue: €35.3m (up 8.4% from 1H 2021). Net income: €5.89m (down 19% from 1H 2021). Profit margin: 17% (down from 22% in 1H 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 23% p.a. on average during the next 3 years, compared to a 1.3% growth forecast for the Insurance industry in Italy.
Reported Earnings • Mar 28Full year 2021 earnings: Revenues in line with analyst expectationsFull year 2021 results: Revenue: €73.5m (up 73% from FY 2020). Net income: €11.3m (up 74% from FY 2020). Profit margin: 15% (in line with FY 2020). Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 134% compared to a 24% decline forecast for the insurance industry in Italy.
Price Target Changed • Nov 16Price target increased to €9.88Up from €8.76, the current price target is an average from 2 analysts. New target price is 5.6% above last closing price of €9.36. Stock is up 35% over the past year. The company is forecast to post earnings per share of €0.83 for next year compared to €0.68 last year.
Board Change • Nov 16High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Director Pierpaolo Guzzo was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Valuation Update With 7 Day Price Move • Sep 29Investor sentiment improved over the past weekAfter last week's 26% share price gain to €9.42, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 8x in the Insurance industry in Italy. Total returns to shareholders of 108% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €15.48 per share.
Reported Earnings • Sep 12First half 2022 earnings releasedFirst half 2022 results: Revenue: €35.3m (up 8.4% from 1H 2021). Net income: €5.89m (down 19% from 1H 2021). Profit margin: 17% (down from 22% in 1H 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 23% p.a. on average during the next 3 years, compared to a 1.3% growth forecast for the Insurance industry in Italy.
Price Target Changed • Aug 18Price target increased to €9.81Up from €8.76, the current price target is an average from 2 analysts. New target price is 30% above last closing price of €7.52. Stock is up 5.9% over the past year. The company is forecast to post earnings per share of €0.98 for next year compared to €0.68 last year.
Board Change • Aug 17High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Director Pierpaolo Guzzo was the last director to join the board, commencing their role in 2022. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Price Target Changed • Jul 22Price target increased to €9.81Up from €8.95, the current price target is an average from 2 analysts. New target price is 35% above last closing price of €7.28. Stock is up 16% over the past year. The company is forecast to post earnings per share of €0.98 for next year compared to €0.68 last year.
Major Estimate Revision • May 18Consensus forecasts updatedThe consensus outlook for 2022 has been updated. 2022 EPS estimate fell from €1.20 to €0.98. Revenue forecast unchanged from €172.4m at last update. Net income forecast to grow 91% next year vs 1.5% decline forecast for Insurance industry in Italy. Consensus price target of €8.76 unchanged from last update. Share price fell 2.3% to €6.78 over the past week.
Upcoming Dividend • May 09Upcoming dividend of €0.17 per shareEligible shareholders must have bought the stock before 16 May 2022. Payment date: 18 May 2022. Trailing yield: 2.5%. Lower than top quartile of Italian dividend payers (4.8%). Lower than average of industry peers (6.1%).
Major Estimate Revision • Apr 27Consensus forecasts updatedThe consensus outlook for 2022 has been updated. 2022 EPS estimate increased from €0.76 to €1.20. Revenue forecast unchanged at €172.4m. Net income forecast to grow 91% next year vs 4.9% decline forecast for Insurance industry in Italy. Consensus price target down from €8.95 to €8.76. Share price was steady at €7.00 over the past week.
Major Estimate Revision • Mar 30Consensus forecasts updatedThe consensus outlook for 2022 has been updated. 2022 EPS estimate fell from €1.03 to €0.76. Revenue forecast unchanged from €172.4m at last update. Net income forecast to grow 106% next year vs 0.06% decline forecast for Insurance industry in Italy. Consensus price target of €8.95 unchanged from last update. Share price was steady at €6.95 over the past week.
Reported Earnings • Mar 28Full year 2021 earnings: Revenues in line with analyst expectationsFull year 2021 results: Revenue: €73.5m (up 73% from FY 2020). Net income: €11.3m (up 74% from FY 2020). Profit margin: 15% (in line with FY 2020). Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 134% compared to a 24% decline forecast for the insurance industry in Italy.
공시 • Jun 15An unknown buyer acquired unknown minority stake in Net Insurance S.p.A. (BIT:NET) from UniCredit S.p.A. (BIT:UCG).An unknown buyer acquired unknown minority stake in Net Insurance S.p.A. (BIT:NET) from UniCredit S.p.A. (BIT:UCG) on June 14, 2021. Post completion, UniCredit S.p.A. hold 2.58% stake in Net Insurance S.p.A. An unknown buyer completed the acquisition of unknown minority stake in Net Insurance S.p.A. (BIT:NET) from UniCredit S.p.A. (BIT:UCG) on June 14, 2021.
Price Target Changed • Apr 09Price target increased to €7.46Up from €6.41, the current price target is provided by 1 analyst. New target price is 24% above last closing price of €6.00. Stock is up 27% over the past year.
분석 기사 • Mar 12Net Insurance's(BIT:NET) Share Price Is Down 69% Over The Past Five Years.Generally speaking long term investing is the way to go. But unfortunately, some companies simply don't succeed. For...
Is New 90 Day High Low • Feb 08New 90-day high: €5.42The company is up 2.0% from its price of €5.30 on 10 November 2020. The Italian market is up 12% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 19% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.76 per share.
Is New 90 Day High Low • Jan 21New 90-day high: €5.40The company is up 6.0% from its price of €5.08 on 23 October 2020. The Italian market is up 15% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Insurance industry, which is up 16% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.76 per share.
분석 기사 • Dec 25Could The Market Be Wrong About Net Insurance S.p.A. (BIT:NET) Given Its Attractive Financial Prospects?It is hard to get excited after looking at Net Insurance's (BIT:NET) recent performance, when its stock has declined...
Is New 90 Day High Low • Nov 20New 90-day high: €5.36The company is up 14% from its price of €4.69 on 21 August 2020. The Italian market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 6.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.03 per share.
분석 기사 • Nov 19Reflecting on Net Insurance's (BIT:NET) Share Price Returns Over The Last Five YearsWhile it may not be enough for some shareholders, we think it is good to see the Net Insurance S.p.A. (BIT:NET) share...
Is New 90 Day High Low • Sep 19New 90-day high: €5.30The company is up 16% from its price of €4.58 on 19 June 2020. The Italian market is up 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 1.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €3.25 per share.