View Future GrowthMapfre 과거 순이익 실적과거 기준 점검 3/6Mapfre은 연평균 14.2%의 비율로 수입이 증가해 온 반면, Insurance 산업은 수입이 13.3% 증가했습니다. 매출은 연평균 10.8%의 비율로 증가했습니다. Mapfre의 자기자본이익률은 18.3%이고 순이익률은 3.9%입니다.핵심 정보14.16%순이익 성장률13.57%주당순이익(EPS) 성장률Insurance 산업 성장률10.14%매출 성장률10.75%자기자본이익률18.27%순이익률3.90%다음 순이익 업데이트24 Jul 2026최근 과거 실적 업데이트Reported Earnings • May 02First quarter 2026 earnings releasedFirst quarter 2026 results: EPS: €0.10. Revenue: €6.34b (down 1.5% from 1Q 2025). Net income: €310.9m (up 13% from 1Q 2025). Profit margin: 4.9% (up from 4.3% in 1Q 2025). The increase in margin was driven by lower expenses. Revenue is expected to decline by 3.2% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 5.3%. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has increased by 32% per year, which means it is tracking significantly ahead of earnings growth.공시 • Mar 12Mapfre, S.A. to Report Nine Months, 2026 Results on Oct 28, 2026Mapfre, S.A. announced that they will report nine months, 2026 results on Oct 28, 2026Reported Earnings • Feb 13Full year 2025 earnings released: EPS: €0.37 (vs €0.32 in FY 2024)Full year 2025 results: EPS: €0.37 (up from €0.32 in FY 2024). Revenue: €23.5b (down 20% from FY 2024). Net income: €1.13b (up 17% from FY 2024). Profit margin: 4.8% (up from 3.3% in FY 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 3.5% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 26% per year whereas the company’s share price has increased by 25% per year.공시 • Nov 25+ 1 more updateMapfre, S.A. to Report Q1, 2026 Results on Apr 29, 2026Mapfre, S.A. announced that they will report Q1, 2026 results on Apr 29, 2026Reported Earnings • Nov 02Third quarter 2025 earnings releasedThird quarter 2025 results: EPS: €0.076. Revenue: €4.53b (down 21% from 3Q 2024). Net income: €233.1m (up 21% from 3Q 2024). Profit margin: 5.1% (up from 3.3% in 3Q 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 2.3% p.a. on average during the next 3 years, compared to a 3.8% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has increased by 30% per year, which means it is tracking significantly ahead of earnings growth.Reported Earnings • Jul 27Second quarter 2025 earnings releasedSecond quarter 2025 results: Revenue: €8.14b (down 4.6% from 2Q 2024). Net income: €320.0m (up 15% from 2Q 2024). Profit margin: 3.9% (up from 3.3% in 2Q 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 1.6% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Insurance industry in Europe.모든 업데이트 보기Recent updatesUpcoming Dividend • May 19Upcoming dividend of €0.089 per shareEligible shareholders must have bought the stock before 26 May 2026. Payment date: 28 May 2026. Payout ratio is a comfortable 49% and this is well supported by cash flows. Trailing yield: 4.3%. Lower than top quartile of Italian dividend payers (4.6%). In line with average of industry peers (4.7%).Reported Earnings • May 02First quarter 2026 earnings releasedFirst quarter 2026 results: EPS: €0.10. Revenue: €6.34b (down 1.5% from 1Q 2025). Net income: €310.9m (up 13% from 1Q 2025). Profit margin: 4.9% (up from 4.3% in 1Q 2025). The increase in margin was driven by lower expenses. Revenue is expected to decline by 3.2% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 5.3%. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has increased by 32% per year, which means it is tracking significantly ahead of earnings growth.공시 • Mar 12Mapfre, S.A. to Report Nine Months, 2026 Results on Oct 28, 2026Mapfre, S.A. announced that they will report nine months, 2026 results on Oct 28, 2026Reported Earnings • Feb 13Full year 2025 earnings released: EPS: €0.37 (vs €0.32 in FY 2024)Full year 2025 results: EPS: €0.37 (up from €0.32 in FY 2024). Revenue: €23.5b (down 20% from FY 2024). Net income: €1.13b (up 17% from FY 2024). Profit margin: 4.8% (up from 3.3% in FY 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 3.5% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 26% per year whereas the company’s share price has increased by 25% per year.공시 • Feb 13Mapfre, S.A., Annual General Meeting, Mar 13, 2026Mapfre, S.A., Annual General Meeting, Mar 13, 2026. Location: palacio municipal de congresos, campo de las naciones, avenida de la capital de espana sn, madrid Spain공시 • Nov 25+ 1 more updateMapfre, S.A. to Report Q1, 2026 Results on Apr 29, 2026Mapfre, S.A. announced that they will report Q1, 2026 results on Apr 29, 2026Upcoming Dividend • Nov 19Upcoming dividend of €0.057 per shareEligible shareholders must have bought the stock before 26 November 2025. Payment date: 28 November 2025. Payout ratio is a comfortable 44% and this is well supported by cash flows. Trailing yield: 4.0%. Lower than top quartile of Italian dividend payers (5.0%). In line with average of industry peers (4.3%).Reported Earnings • Nov 02Third quarter 2025 earnings releasedThird quarter 2025 results: EPS: €0.076. Revenue: €4.53b (down 21% from 3Q 2024). Net income: €233.1m (up 21% from 3Q 2024). Profit margin: 5.1% (up from 3.3% in 3Q 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 2.3% p.a. on average during the next 3 years, compared to a 3.8% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has increased by 30% per year, which means it is tracking significantly ahead of earnings growth.New Risk • Oct 31New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 2.8% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Reported Earnings • Jul 27Second quarter 2025 earnings releasedSecond quarter 2025 results: Revenue: €8.14b (down 4.6% from 2Q 2024). Net income: €320.0m (up 15% from 2Q 2024). Profit margin: 3.9% (up from 3.3% in 2Q 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 1.6% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Insurance industry in Europe.New Risk • Jul 25New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.9% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.Upcoming Dividend • May 20Upcoming dividend of €0.077 per shareEligible shareholders must have bought the stock before 27 May 2025. Payment date: 29 May 2025. Payout ratio is a comfortable 51% and this is well supported by cash flows. Trailing yield: 4.6%. Lower than top quartile of Italian dividend payers (5.5%). In line with average of industry peers (4.3%).Reported Earnings • Apr 28First quarter 2025 earnings releasedFirst quarter 2025 results: Revenue: €6.44b (up 3.2% from 1Q 2024). Net income: €275.9m (up 28% from 1Q 2024). Profit margin: 4.3% (up from 3.5% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 2.4% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Insurance industry in Italy. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 22% per year, which means it is tracking significantly ahead of earnings growth.Reported Earnings • Apr 27First quarter 2025 earnings releasedFirst quarter 2025 results: Revenue: €6.44b (up 3.2% from 1Q 2024). Net income: €275.9m (up 28% from 1Q 2024). Profit margin: 4.3% (up from 3.5% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 2.4% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Insurance industry in Italy. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 22% per year, which means it is tracking significantly ahead of earnings growth.매출 및 비용 세부 내역Mapfre가 돈을 벌고 사용하는 방법. 최근 발표된 LTM 실적 기준.순이익 및 매출 추이BIT:1MAP 매출, 비용 및 순이익 (EUR Millions)날짜매출순이익일반관리비연구개발비31 Mar 2629,9321,168769031 Dec 2530,0161,133686030 Sep 2530,3831,143964030 Jun 2529,0501,069689031 Mar 2529,4411,027799031 Dec 2429,244968735030 Sep 2433,5208421,308030 Jun 2429,913871739031 Mar 2429,293766833031 Dec 2328,985677698030 Sep 2317,8016601,110030 Jun 2326,321557689031 Mar 2322,3686151,564031 Dec 2226,415564601030 Sep 2220,4647291,386030 Jun 2224,148708897031 Mar 2219,8847461,236031 Dec 2119,8407651,175030 Sep 2119,4076011,143030 Jun 2119,0566201,142031 Mar 2118,5915731,166031 Dec 2018,5115271,184030 Sep 2019,4415971,217030 Jun 2020,3535051,264031 Mar 2021,2115481,276031 Dec 1922,1246091,240030 Sep 1921,5764631,207030 Jun 1921,6125181,149031 Mar 1921,5665301,113031 Dec 1821,2855291,147030 Sep 1821,4977851,196030 Jun 1821,2236711,217031 Mar 1821,3286811,239031 Dec 1721,9847011,250030 Sep 1721,9696481,227030 Jun 1722,2208101,247031 Mar 1722,3337901,277031 Dec 1621,8217751,269030 Sep 1621,314689-1,917030 Jun 1620,8726191,257031 Mar 1620,3285341,211031 Dec 1520,6415221,326030 Sep 1521,5856271,517030 Jun 1521,0556321,2210양질의 수익: 1MAP는 고품질 수익을 보유하고 있습니다.이익 마진 증가: 1MAP의 현재 순 이익률 (3.9%)은 지난해 (3.5%)보다 높습니다.잉여현금흐름 대비 순이익 분석과거 순이익 성장 분석수익추이: 1MAP의 수익은 지난 5년 동안 연평균 14.2% 증가했습니다.성장 가속화: 지난 1년간 1MAP 의 수익 증가율(13.7%)은 5년 평균(연간 14.2%)보다 낮습니다.수익 대 산업: 1MAP의 지난 1년 수익 증가율(13.7%)은 Insurance 업계 평균(20.6%)을 능가하지 못했습니다.자기자본이익률높은 ROE: 1MAP의 자본 수익률(18.3%)은 낮음으로 평가됩니다.총자산이익률투하자본수익률우수한 과거 실적 기업을 찾아보세요7D1Y7D1Y7D1YInsurance 산업에서 과거 실적이 우수한 기업.View Financial Health기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/26 11:26종가2026/05/26 00:00수익2026/03/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Mapfre, S.A.는 22명의 분석가가 다루고 있습니다. 이 중 7명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Maria del Paz Ojeda FernandezBanco de Sabadell. S.A.null nullBanco de Sabadell. S.A.Juan Lopez CoboBanco Santander19명의 분석가 더 보기
Reported Earnings • May 02First quarter 2026 earnings releasedFirst quarter 2026 results: EPS: €0.10. Revenue: €6.34b (down 1.5% from 1Q 2025). Net income: €310.9m (up 13% from 1Q 2025). Profit margin: 4.9% (up from 4.3% in 1Q 2025). The increase in margin was driven by lower expenses. Revenue is expected to decline by 3.2% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 5.3%. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has increased by 32% per year, which means it is tracking significantly ahead of earnings growth.
공시 • Mar 12Mapfre, S.A. to Report Nine Months, 2026 Results on Oct 28, 2026Mapfre, S.A. announced that they will report nine months, 2026 results on Oct 28, 2026
Reported Earnings • Feb 13Full year 2025 earnings released: EPS: €0.37 (vs €0.32 in FY 2024)Full year 2025 results: EPS: €0.37 (up from €0.32 in FY 2024). Revenue: €23.5b (down 20% from FY 2024). Net income: €1.13b (up 17% from FY 2024). Profit margin: 4.8% (up from 3.3% in FY 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 3.5% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 26% per year whereas the company’s share price has increased by 25% per year.
공시 • Nov 25+ 1 more updateMapfre, S.A. to Report Q1, 2026 Results on Apr 29, 2026Mapfre, S.A. announced that they will report Q1, 2026 results on Apr 29, 2026
Reported Earnings • Nov 02Third quarter 2025 earnings releasedThird quarter 2025 results: EPS: €0.076. Revenue: €4.53b (down 21% from 3Q 2024). Net income: €233.1m (up 21% from 3Q 2024). Profit margin: 5.1% (up from 3.3% in 3Q 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 2.3% p.a. on average during the next 3 years, compared to a 3.8% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has increased by 30% per year, which means it is tracking significantly ahead of earnings growth.
Reported Earnings • Jul 27Second quarter 2025 earnings releasedSecond quarter 2025 results: Revenue: €8.14b (down 4.6% from 2Q 2024). Net income: €320.0m (up 15% from 2Q 2024). Profit margin: 3.9% (up from 3.3% in 2Q 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 1.6% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Insurance industry in Europe.
Upcoming Dividend • May 19Upcoming dividend of €0.089 per shareEligible shareholders must have bought the stock before 26 May 2026. Payment date: 28 May 2026. Payout ratio is a comfortable 49% and this is well supported by cash flows. Trailing yield: 4.3%. Lower than top quartile of Italian dividend payers (4.6%). In line with average of industry peers (4.7%).
Reported Earnings • May 02First quarter 2026 earnings releasedFirst quarter 2026 results: EPS: €0.10. Revenue: €6.34b (down 1.5% from 1Q 2025). Net income: €310.9m (up 13% from 1Q 2025). Profit margin: 4.9% (up from 4.3% in 1Q 2025). The increase in margin was driven by lower expenses. Revenue is expected to decline by 3.2% p.a. on average during the next 3 years, while revenues in the Insurance industry in Europe are expected to grow by 5.3%. Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has increased by 32% per year, which means it is tracking significantly ahead of earnings growth.
공시 • Mar 12Mapfre, S.A. to Report Nine Months, 2026 Results on Oct 28, 2026Mapfre, S.A. announced that they will report nine months, 2026 results on Oct 28, 2026
Reported Earnings • Feb 13Full year 2025 earnings released: EPS: €0.37 (vs €0.32 in FY 2024)Full year 2025 results: EPS: €0.37 (up from €0.32 in FY 2024). Revenue: €23.5b (down 20% from FY 2024). Net income: €1.13b (up 17% from FY 2024). Profit margin: 4.8% (up from 3.3% in FY 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 3.5% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 26% per year whereas the company’s share price has increased by 25% per year.
공시 • Feb 13Mapfre, S.A., Annual General Meeting, Mar 13, 2026Mapfre, S.A., Annual General Meeting, Mar 13, 2026. Location: palacio municipal de congresos, campo de las naciones, avenida de la capital de espana sn, madrid Spain
공시 • Nov 25+ 1 more updateMapfre, S.A. to Report Q1, 2026 Results on Apr 29, 2026Mapfre, S.A. announced that they will report Q1, 2026 results on Apr 29, 2026
Upcoming Dividend • Nov 19Upcoming dividend of €0.057 per shareEligible shareholders must have bought the stock before 26 November 2025. Payment date: 28 November 2025. Payout ratio is a comfortable 44% and this is well supported by cash flows. Trailing yield: 4.0%. Lower than top quartile of Italian dividend payers (5.0%). In line with average of industry peers (4.3%).
Reported Earnings • Nov 02Third quarter 2025 earnings releasedThird quarter 2025 results: EPS: €0.076. Revenue: €4.53b (down 21% from 3Q 2024). Net income: €233.1m (up 21% from 3Q 2024). Profit margin: 5.1% (up from 3.3% in 3Q 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 2.3% p.a. on average during the next 3 years, compared to a 3.8% growth forecast for the Insurance industry in Europe. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has increased by 30% per year, which means it is tracking significantly ahead of earnings growth.
New Risk • Oct 31New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 2.8% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Reported Earnings • Jul 27Second quarter 2025 earnings releasedSecond quarter 2025 results: Revenue: €8.14b (down 4.6% from 2Q 2024). Net income: €320.0m (up 15% from 2Q 2024). Profit margin: 3.9% (up from 3.3% in 2Q 2024). The increase in margin was driven by lower expenses. Revenue is forecast to grow 1.6% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Insurance industry in Europe.
New Risk • Jul 25New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 0.9% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
Upcoming Dividend • May 20Upcoming dividend of €0.077 per shareEligible shareholders must have bought the stock before 27 May 2025. Payment date: 29 May 2025. Payout ratio is a comfortable 51% and this is well supported by cash flows. Trailing yield: 4.6%. Lower than top quartile of Italian dividend payers (5.5%). In line with average of industry peers (4.3%).
Reported Earnings • Apr 28First quarter 2025 earnings releasedFirst quarter 2025 results: Revenue: €6.44b (up 3.2% from 1Q 2024). Net income: €275.9m (up 28% from 1Q 2024). Profit margin: 4.3% (up from 3.5% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 2.4% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Insurance industry in Italy. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 22% per year, which means it is tracking significantly ahead of earnings growth.
Reported Earnings • Apr 27First quarter 2025 earnings releasedFirst quarter 2025 results: Revenue: €6.44b (up 3.2% from 1Q 2024). Net income: €275.9m (up 28% from 1Q 2024). Profit margin: 4.3% (up from 3.5% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 2.4% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Insurance industry in Italy. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has increased by 22% per year, which means it is tracking significantly ahead of earnings growth.