View Financial HealthGeneralfinance 배당 및 자사주 매입배당 기준 점검 4/6Generalfinance 수익으로 충분히 충당되는 현재 수익률 6.21% 보유한 배당금 지급 회사입니다.핵심 정보6.2%배당 수익률n/a자사주 매입 수익률총 주주 수익률n/a미래 배당 수익률7.4%배당 성장률37.3%다음 배당 지급일n/a배당락일n/a주당 배당금n/a배당 성향60%최근 배당 및 자사주 매입 업데이트Upcoming Dividend • Apr 13Upcoming dividend of €1.36 per shareEligible shareholders must have bought the stock before 20 April 2026. Payment date: 22 April 2026. Payout ratio is a comfortable 60% but the company is paying out more than the cash it is generating. Trailing yield: 4.8%. Within top quartile of Italian dividend payers (4.6%). Lower than average of industry peers (6.5%).분석 기사 • Feb 13Generalfinance (BIT:GF) Is Paying Out A Larger Dividend Than Last YearThe board of Generalfinance S.p.A. ( BIT:GF ) has announced that it will be increasing its dividend by 64% on the 22nd...Declared Dividend • Feb 12Dividend increased to €1.36Dividend of €1.36 is 64% higher than last year. Ex-date: 20th April 2026 Payment date: 22nd April 2026 Dividend yield will be 5.3%, which is higher than the industry average of 3.5%. Sustainability & Growth Dividend is well covered by both earnings (37% earnings payout ratio) and cash flows (29% cash payout ratio). The dividend has increased by an average of 25% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 48% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공고 • Feb 11Generalfinance S.p.A. announces Annual dividend, payable on April 22, 2026Generalfinance S.p.A. announced Annual dividend of EUR 1.3600 per share payable on April 22, 2026, ex-date on April 20, 2026 and record date on April 21, 2026.Upcoming Dividend • Apr 07Upcoming dividend of €0.83 per shareEligible shareholders must have bought the stock before 14 April 2025. Payment date: 16 April 2025. Payout ratio is a comfortable 41% and this is well supported by cash flows. Trailing yield: 3.8%. Lower than top quartile of Italian dividend payers (5.9%). Lower than average of industry peers (6.9%).분석 기사 • Mar 07Generalfinance (BIT:GF) Is Paying Out A Larger Dividend Than Last YearGeneralfinance S.p.A.'s ( BIT:GF ) periodic dividend will be increasing on the 16th of April to €0.83, with investors...모든 업데이트 보기Recent updatesValuation Update With 7 Day Price Move • Jul 30Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to €22.30, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 11x in the Diversified Financial industry in Italy. Total returns to shareholders of 230% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €23.78 per share.분석 기사 • Jul 30Does Generalfinance (BIT:GF) Deserve A Spot On Your Watchlist?Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Recent Insider Transactions • May 17CEO & Executive Director recently bought €8.5m worth of stockOn the 12th of May, Massimo Gianolli bought around 292k shares on-market at roughly €29.10 per share. This trade did not impact their existing holding. This was the largest purchase by an insider in the last 3 months. This was Massimo's only on-market trade for the last 12 months.Reported Earnings • May 14First quarter 2026 earnings releasedFirst quarter 2026 results: Revenue: €14.9m (up 3.0% from 1Q 2025). Net income: €5.12m (down 3.1% from 1Q 2025). Profit margin: 34% (down from 37% in 1Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 12% p.a. on average during the next 3 years, while revenues in the Diversified Financial industry in Italy are expected to remain flat. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has increased by 53% per year, which means it is tracking significantly ahead of earnings growth.Upcoming Dividend • Apr 13Upcoming dividend of €1.36 per shareEligible shareholders must have bought the stock before 20 April 2026. Payment date: 22 April 2026. Payout ratio is a comfortable 60% but the company is paying out more than the cash it is generating. Trailing yield: 4.8%. Within top quartile of Italian dividend payers (4.6%). Lower than average of industry peers (6.5%).New Risk • Apr 12New major risk - Financial positionThe company's debt is not well covered by operating cash flow. Operating cash flow to total debt ratio: 2.5% This is considered a major risk. If the company's operating cash flows are too small relative to the size of their debt, it increases their balance sheet risk. The company has less cash from operations to cover its expenses from servicing large debt and it increases the risk of liquidity issues. It also extends the time it would take for the company to pay back the debt in full, meaning it may not be able to easily pay it all off in a distress scenario. Currently, the following risks have been identified for the company: Major Risk Debt is not well covered by operating cash flow (2.5% operating cash flow to total debt). Minor Risk Dividend is not well covered by cash flows (160% cash payout ratio).분석 기사 • Feb 13Generalfinance (BIT:GF) Is Paying Out A Larger Dividend Than Last YearThe board of Generalfinance S.p.A. ( BIT:GF ) has announced that it will be increasing its dividend by 64% on the 22nd...Declared Dividend • Feb 12Dividend increased to €1.36Dividend of €1.36 is 64% higher than last year. Ex-date: 20th April 2026 Payment date: 22nd April 2026 Dividend yield will be 5.3%, which is higher than the industry average of 3.5%. Sustainability & Growth Dividend is well covered by both earnings (37% earnings payout ratio) and cash flows (29% cash payout ratio). The dividend has increased by an average of 25% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 48% over the next 3 years, which should provide support to the dividend and adequate earnings cover.분석 기사 • Feb 11Industry Analysts Just Upgraded Their Generalfinance S.p.A. (BIT:GF) Revenue Forecasts By 12%Generalfinance S.p.A. ( BIT:GF ) shareholders will have a reason to smile today, with the analysts making substantial...공고 • Feb 11Generalfinance S.p.A. announces Annual dividend, payable on April 22, 2026Generalfinance S.p.A. announced Annual dividend of EUR 1.3600 per share payable on April 22, 2026, ex-date on April 20, 2026 and record date on April 21, 2026.공고 • Jan 16Generalfinance S.p.A. announced that it has received €20 million in fundingGeneralfinance S.p.A. has announced that it has received €20 million in a round of funding on January 15, 2026. The transaction included participation from new investor Nick Mackenzie. The company has provided unsecured bonds in the transaction. The bond will be maturing in April 2028 and bearing a fixed-rate coupon of 5.5% per annum. The bonds were issued at a price equal to 100.7% of their nominal value.분석 기사 • Jan 09There's No Escaping Generalfinance S.p.A.'s (BIT:GF) Muted EarningsGeneralfinance S.p.A.'s ( BIT:GF ) price-to-earnings (or "P/E") ratio of 10.4x might make it look like a buy right now...New Risk • Nov 17New major risk - Financial positionThe company's debt is not well covered by operating cash flow. Operating cash flow to total debt ratio: 7.9% This is considered a major risk. If the company's operating cash flows are too small relative to the size of their debt, it increases their balance sheet risk. The company has less cash from operations to cover its expenses from servicing large debt and it increases the risk of liquidity issues. It also extends the time it would take for the company to pay back the debt in full, meaning it may not be able to easily pay it all off in a distress scenario. This is currently the only risk that has been identified for the company.Reported Earnings • Nov 10Third quarter 2025 earnings released: EPS: €0.69 (vs €0.44 in 3Q 2024)Third quarter 2025 results: EPS: €0.69 (up from €0.44 in 3Q 2024). Revenue: €19.3m (up 49% from 3Q 2024). Net income: €8.68m (up 55% from 3Q 2024). Profit margin: 45% (up from 43% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 5.0% p.a. on average during the next 3 years, while revenues in the Diversified Financial industry in Italy are expected to remain flat. Over the last 3 years on average, earnings per share has increased by 32% per year but the company’s share price has increased by 40% per year, which means it is tracking significantly ahead of earnings growth.Reported Earnings • Sep 12Second quarter 2025 earnings released: EPS: €0.56 (vs €0.25 in 2Q 2024)Second quarter 2025 results: EPS: €0.56 (up from €0.25 in 2Q 2024). Revenue: €17.5m (up 76% from 2Q 2024). Net income: €7.03m (up 126% from 2Q 2024). Profit margin: 40% (up from 31% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 9.4% p.a. on average during the next 3 years, compared to a 1.6% decline forecast for the Diversified Financial industry in Italy. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has increased by 41% per year, which means it is tracking significantly ahead of earnings growth.Major Estimate Revision • Sep 04Consensus EPS estimates increase by 10%The consensus outlook for fiscal year 2025 has been updated. 2025 EPS estimate increased from €1.89 to €2.09. Revenue forecast unchanged at €60.9m. Net income forecast to grow 26% next year vs 15% growth forecast for Diversified Financial industry in Italy. Consensus price target up from €17.85 to €20.60. Share price rose 8.1% to €18.60 over the past week.분석 기사 • Sep 04Insufficient Growth At Generalfinance S.p.A. (BIT:GF) Hampers Share PriceWith a price-to-earnings (or "P/E") ratio of 11.2x Generalfinance S.p.A. ( BIT:GF ) may be sending bullish signals at...Price Target Changed • Sep 03Price target increased by 13% to €19.10Up from €16.85, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of €19.00. Stock is up 70% over the past year. The company is forecast to post earnings per share of €1.99 for next year compared to €1.67 last year.Reported Earnings • May 22First quarter 2025 earnings releasedFirst quarter 2025 results: Revenue: €14.5m (up 24% from 1Q 2024). Net income: €5.29m (up 8.4% from 1Q 2024). Profit margin: 37% (down from 42% in 1Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 3.7% decline forecast for the Diversified Financial industry in Italy.Upcoming Dividend • Apr 07Upcoming dividend of €0.83 per shareEligible shareholders must have bought the stock before 14 April 2025. Payment date: 16 April 2025. Payout ratio is a comfortable 41% and this is well supported by cash flows. Trailing yield: 3.8%. Lower than top quartile of Italian dividend payers (5.9%). Lower than average of industry peers (6.9%).분석 기사 • Mar 27Market Might Still Lack Some Conviction On Generalfinance S.p.A. (BIT:GF) Even After 25% Share Price BoostDespite an already strong run, Generalfinance S.p.A. ( BIT:GF ) shares have been powering on, with a gain of 25% in the...분석 기사 • Mar 07Generalfinance (BIT:GF) Is Paying Out A Larger Dividend Than Last YearGeneralfinance S.p.A.'s ( BIT:GF ) periodic dividend will be increasing on the 16th of April to €0.83, with investors...Declared Dividend • Mar 06Dividend increased to €0.83Dividend of €0.83 is 41% higher than last year. Ex-date: 14th April 2025 Payment date: 16th April 2025 Dividend yield will be 5.8%, which is higher than the industry average of 3.5%. Sustainability & Growth Dividend is well covered by both earnings (41% earnings payout ratio) and cash flows (16% cash payout ratio). The dividend has increased by an average of 17% per year over the past 2 years and payments have been stable during that time. EPS is expected to grow by 53% over the next 3 years, which should provide support to the dividend and adequate earnings cover.공고 • Mar 05Generalfinance S.p.A. announces Annual dividend, payable on April 16, 2025Generalfinance S.p.A. announced Annual dividend of EUR 0.8300 per share payable on April 16, 2025, ex-date on April 14, 2025 and record date on April 15, 2025.공고 • Mar 04Generalfinance S.p.A., Annual General Meeting, Apr 10, 2025Generalfinance S.p.A., Annual General Meeting, Apr 10, 2025, at 11:00 W. Europe Standard Time.Price Target Changed • Mar 03Price target increased by 13% to €15.00Up from €13.25, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of €14.80. Stock is up 49% over the past year. The company is forecast to post earnings per share of €1.66 for next year compared to €1.19 last year.Valuation Update With 7 Day Price Move • Mar 03Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €14.80, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 9x in the Diversified Financial industry in Italy. Total returns to shareholders of 57% over the past year.Price Target Changed • Dec 30Price target increased by 9.9% to €13.90Up from €12.65, the current price target is an average from 2 analysts. New target price is 9.9% above last closing price of €12.65. Stock is up 36% over the past year. The company posted earnings per share of €1.19 last year.New Risk • Nov 20New major risk - Financial positionThe company's debt is not well covered by operating cash flow. Operating cash flow to total debt ratio: 18% This is considered a major risk. If the company's operating cash flows are too small relative to the size of their debt, it increases their balance sheet risk. The company has less cash from operations to cover its expenses from servicing large debt and it increases the risk of liquidity issues. It also extends the time it would take for the company to pay back the debt in full, meaning it may not be able to easily pay it all off in a distress scenario. This is currently the only risk that has been identified for the company.Reported Earnings • Nov 13Third quarter 2024 earnings released: EPS: €0.44 (vs €0.31 in 3Q 2023)Third quarter 2024 results: EPS: €0.44 (up from €0.31 in 3Q 2023). Revenue: €12.9m (up 26% from 3Q 2023). Net income: €5.62m (up 42% from 3Q 2023). Profit margin: 43% (up from 39% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 1.7% growth forecast for the Diversified Financial industry in Italy.Reported Earnings • Jul 28Second quarter 2024 earnings releasedSecond quarter 2024 results: Revenue: €23.2m (up 145% from 2Q 2023). Net income: €3.10m (down 18% from 2Q 2023). Profit margin: 13% (down from 40% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 10.0% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Diversified Financial industry in Italy.New Risk • Jun 02New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended September 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Debt is not well covered by operating cash flow (12% operating cash flow to total debt). Minor Risks Latest financial reports are more than 6 months old (reported September 2023 fiscal period end). Short dividend paying track record (1 year of continuous dividend payments).Upcoming Dividend • Apr 08Upcoming dividend of €0.59 per shareEligible shareholders must have bought the stock before 15 April 2024. Payment date: 17 April 2024. Payout ratio is a comfortable 41% and this is well supported by cash flows. Trailing yield: 5.9%. Within top quartile of Italian dividend payers (5.6%). Lower than average of industry peers (8.6%).Price Target Changed • Feb 27Price target increased by 7.4% to €11.60Up from €10.80, the current price target is an average from 2 analysts. New target price is 12% above last closing price of €10.40. Stock is up 31% over the past year. The company is forecast to post earnings per share of €1.23 for next year compared to €0.97 last year.Price Target Changed • Jan 31Price target increased by 8.1% to €11.40Up from €10.55, the current price target is an average from 2 analysts. New target price is 20% above last closing price of €9.50. Stock is up 32% over the past year. The company is forecast to post earnings per share of €1.28 for next year compared to €0.97 last year.Reported Earnings • Nov 13Third quarter 2023 earnings released: EPS: €0.31 (vs €0.28 in 3Q 2022)Third quarter 2023 results: EPS: €0.31 (up from €0.28 in 3Q 2022). Revenue: €10.3m (up 14% from 3Q 2022). Net income: €3.97m (up 14% from 3Q 2022). Profit margin: 39% (in line with 3Q 2022).Reported Earnings • Jul 28Second quarter 2023 earnings released: EPS: €0.30 (vs €0.18 in 2Q 2022)Second quarter 2023 results: EPS: €0.30 (up from €0.18 in 2Q 2022). Revenue: €9.49m (up 13% from 2Q 2022). Net income: €3.76m (up 69% from 2Q 2022). Profit margin: 40% (up from 26% in 2Q 2022). The increase in margin was primarily driven by higher revenue. Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 56% decline forecast for the Diversified Financial industry in Italy.Reported Earnings • Apr 20First quarter 2023 earnings released: EPS: €0.23 (vs €0.28 in 1Q 2022)First quarter 2023 results: EPS: €0.23. Revenue: €8.70m (up 8.2% from 1Q 2022). Net income: €2.90m (up 6.5% from 1Q 2022). Profit margin: 33% (in line with 1Q 2022).Reported Earnings • Feb 20Full year 2022 earnings released: EPS: €0.86 (vs €0.96 in FY 2021)Full year 2022 results: EPS: €0.86. Revenue: €33.5m (up 25% from FY 2021). Net income: €10.9m (up 15% from FY 2021). Profit margin: 33% (down from 35% in FY 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 18% p.a. on average during the next 2 years, compared to a 75% decline forecast for the Diversified Financial industry in Italy.Reported Earnings • Nov 19Third quarter 2022 earnings releasedThird quarter 2022 results: EPS: €0.28. Net income: €3.49m (up €3.49m from 3Q 2021). Revenue is forecast to grow 18% p.a. on average during the next 3 years, compared to a 84% decline forecast for the Diversified Financial industry in Italy.Board Change • Nov 16No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. was the last director to join the board, commencing their role in . The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Reported Earnings • Nov 09Third quarter 2022 earnings releasedThird quarter 2022 results: EPS: €0.27. Net income: €3.45m (up €3.45m from 3Q 2021). Revenue is forecast to grow 18% p.a. on average during the next 3 years, compared to a 87% decline forecast for the Diversified Financial industry in Italy.Reported Earnings • Aug 10Second quarter 2022 earnings releasedSecond quarter 2022 results: EPS: €0.22. Revenue: €8.46m (flat on 2Q 2021). Net income: €2.18m (up €2.18m from 2Q 2021). Profit margin: 26% (up from null in 2Q 2021).지급의 안정성과 성장배당 데이터 가져오는 중안정적인 배당: 배당금 지급이 안정적인 반면, GF 은(는) 배당금을 지급한 지 10년도 채 되지 않았습니다.배당금 증가: GF 의 배당금 지급이 증가했지만 회사는 3 년 동안만 배당금을 지급했습니다.배당 수익률 vs 시장Generalfinance 배당 수익률 vs 시장GF의 배당 수익률은 시장과 어떻게 비교되나요?구분배당 수익률회사 (GF)6.2%시장 하위 25% (IT)1.6%시장 상위 25% (IT)4.6%업계 평균 (Diversified Financial)5.2%분석가 예측 (GF) (최대 3년)7.4%주목할만한 배당금: GF 의 배당금( 6.21% )은 Italian 시장에서 배당금 지급자의 하위 25%( 1.57% )보다 높습니다.고배당: GF 의 배당금( 6.21% )은 Italian 시장( 4.62% )주주 대상 이익 배당수익 보장: 합리적인 지급 비율 ( 60.1% )을 통해 GF 의 배당금 지급은 수익으로 충당됩니다.주주 현금 배당현금 흐름 범위: 합리적으로 낮은 현금 지급 비율 ( 47.4% )로 GF 의 배당금 지급은 현금 흐름으로 잘 충당됩니다.높은 배당을 제공하는 우량 기업 찾기7D1Y7D1Y7D1YIT 시장에서 배당이 강한 기업.View Management기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/08/05 23:18종가2026/08/05 00:00수익2026/06/30연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Generalfinance S.p.A.는 3명의 분석가가 다루고 있습니다. 이 중 3명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Gabriele VenturiBanca Akros S.p.A. (ESN)Davide CandelaIntesa Sanpaolo Equity ResearchDavide RiminiIntesa Sanpaolo Equity Research
Upcoming Dividend • Apr 13Upcoming dividend of €1.36 per shareEligible shareholders must have bought the stock before 20 April 2026. Payment date: 22 April 2026. Payout ratio is a comfortable 60% but the company is paying out more than the cash it is generating. Trailing yield: 4.8%. Within top quartile of Italian dividend payers (4.6%). Lower than average of industry peers (6.5%).
분석 기사 • Feb 13Generalfinance (BIT:GF) Is Paying Out A Larger Dividend Than Last YearThe board of Generalfinance S.p.A. ( BIT:GF ) has announced that it will be increasing its dividend by 64% on the 22nd...
Declared Dividend • Feb 12Dividend increased to €1.36Dividend of €1.36 is 64% higher than last year. Ex-date: 20th April 2026 Payment date: 22nd April 2026 Dividend yield will be 5.3%, which is higher than the industry average of 3.5%. Sustainability & Growth Dividend is well covered by both earnings (37% earnings payout ratio) and cash flows (29% cash payout ratio). The dividend has increased by an average of 25% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 48% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공고 • Feb 11Generalfinance S.p.A. announces Annual dividend, payable on April 22, 2026Generalfinance S.p.A. announced Annual dividend of EUR 1.3600 per share payable on April 22, 2026, ex-date on April 20, 2026 and record date on April 21, 2026.
Upcoming Dividend • Apr 07Upcoming dividend of €0.83 per shareEligible shareholders must have bought the stock before 14 April 2025. Payment date: 16 April 2025. Payout ratio is a comfortable 41% and this is well supported by cash flows. Trailing yield: 3.8%. Lower than top quartile of Italian dividend payers (5.9%). Lower than average of industry peers (6.9%).
분석 기사 • Mar 07Generalfinance (BIT:GF) Is Paying Out A Larger Dividend Than Last YearGeneralfinance S.p.A.'s ( BIT:GF ) periodic dividend will be increasing on the 16th of April to €0.83, with investors...
Valuation Update With 7 Day Price Move • Jul 30Investor sentiment deteriorates as stock falls 17%After last week's 17% share price decline to €22.30, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 11x in the Diversified Financial industry in Italy. Total returns to shareholders of 230% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €23.78 per share.
분석 기사 • Jul 30Does Generalfinance (BIT:GF) Deserve A Spot On Your Watchlist?Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Recent Insider Transactions • May 17CEO & Executive Director recently bought €8.5m worth of stockOn the 12th of May, Massimo Gianolli bought around 292k shares on-market at roughly €29.10 per share. This trade did not impact their existing holding. This was the largest purchase by an insider in the last 3 months. This was Massimo's only on-market trade for the last 12 months.
Reported Earnings • May 14First quarter 2026 earnings releasedFirst quarter 2026 results: Revenue: €14.9m (up 3.0% from 1Q 2025). Net income: €5.12m (down 3.1% from 1Q 2025). Profit margin: 34% (down from 37% in 1Q 2025). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 12% p.a. on average during the next 3 years, while revenues in the Diversified Financial industry in Italy are expected to remain flat. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has increased by 53% per year, which means it is tracking significantly ahead of earnings growth.
Upcoming Dividend • Apr 13Upcoming dividend of €1.36 per shareEligible shareholders must have bought the stock before 20 April 2026. Payment date: 22 April 2026. Payout ratio is a comfortable 60% but the company is paying out more than the cash it is generating. Trailing yield: 4.8%. Within top quartile of Italian dividend payers (4.6%). Lower than average of industry peers (6.5%).
New Risk • Apr 12New major risk - Financial positionThe company's debt is not well covered by operating cash flow. Operating cash flow to total debt ratio: 2.5% This is considered a major risk. If the company's operating cash flows are too small relative to the size of their debt, it increases their balance sheet risk. The company has less cash from operations to cover its expenses from servicing large debt and it increases the risk of liquidity issues. It also extends the time it would take for the company to pay back the debt in full, meaning it may not be able to easily pay it all off in a distress scenario. Currently, the following risks have been identified for the company: Major Risk Debt is not well covered by operating cash flow (2.5% operating cash flow to total debt). Minor Risk Dividend is not well covered by cash flows (160% cash payout ratio).
분석 기사 • Feb 13Generalfinance (BIT:GF) Is Paying Out A Larger Dividend Than Last YearThe board of Generalfinance S.p.A. ( BIT:GF ) has announced that it will be increasing its dividend by 64% on the 22nd...
Declared Dividend • Feb 12Dividend increased to €1.36Dividend of €1.36 is 64% higher than last year. Ex-date: 20th April 2026 Payment date: 22nd April 2026 Dividend yield will be 5.3%, which is higher than the industry average of 3.5%. Sustainability & Growth Dividend is well covered by both earnings (37% earnings payout ratio) and cash flows (29% cash payout ratio). The dividend has increased by an average of 25% per year over the past 3 years and payments have been stable during that time. EPS is expected to grow by 48% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
분석 기사 • Feb 11Industry Analysts Just Upgraded Their Generalfinance S.p.A. (BIT:GF) Revenue Forecasts By 12%Generalfinance S.p.A. ( BIT:GF ) shareholders will have a reason to smile today, with the analysts making substantial...
공고 • Feb 11Generalfinance S.p.A. announces Annual dividend, payable on April 22, 2026Generalfinance S.p.A. announced Annual dividend of EUR 1.3600 per share payable on April 22, 2026, ex-date on April 20, 2026 and record date on April 21, 2026.
공고 • Jan 16Generalfinance S.p.A. announced that it has received €20 million in fundingGeneralfinance S.p.A. has announced that it has received €20 million in a round of funding on January 15, 2026. The transaction included participation from new investor Nick Mackenzie. The company has provided unsecured bonds in the transaction. The bond will be maturing in April 2028 and bearing a fixed-rate coupon of 5.5% per annum. The bonds were issued at a price equal to 100.7% of their nominal value.
분석 기사 • Jan 09There's No Escaping Generalfinance S.p.A.'s (BIT:GF) Muted EarningsGeneralfinance S.p.A.'s ( BIT:GF ) price-to-earnings (or "P/E") ratio of 10.4x might make it look like a buy right now...
New Risk • Nov 17New major risk - Financial positionThe company's debt is not well covered by operating cash flow. Operating cash flow to total debt ratio: 7.9% This is considered a major risk. If the company's operating cash flows are too small relative to the size of their debt, it increases their balance sheet risk. The company has less cash from operations to cover its expenses from servicing large debt and it increases the risk of liquidity issues. It also extends the time it would take for the company to pay back the debt in full, meaning it may not be able to easily pay it all off in a distress scenario. This is currently the only risk that has been identified for the company.
Reported Earnings • Nov 10Third quarter 2025 earnings released: EPS: €0.69 (vs €0.44 in 3Q 2024)Third quarter 2025 results: EPS: €0.69 (up from €0.44 in 3Q 2024). Revenue: €19.3m (up 49% from 3Q 2024). Net income: €8.68m (up 55% from 3Q 2024). Profit margin: 45% (up from 43% in 3Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 5.0% p.a. on average during the next 3 years, while revenues in the Diversified Financial industry in Italy are expected to remain flat. Over the last 3 years on average, earnings per share has increased by 32% per year but the company’s share price has increased by 40% per year, which means it is tracking significantly ahead of earnings growth.
Reported Earnings • Sep 12Second quarter 2025 earnings released: EPS: €0.56 (vs €0.25 in 2Q 2024)Second quarter 2025 results: EPS: €0.56 (up from €0.25 in 2Q 2024). Revenue: €17.5m (up 76% from 2Q 2024). Net income: €7.03m (up 126% from 2Q 2024). Profit margin: 40% (up from 31% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 9.4% p.a. on average during the next 3 years, compared to a 1.6% decline forecast for the Diversified Financial industry in Italy. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has increased by 41% per year, which means it is tracking significantly ahead of earnings growth.
Major Estimate Revision • Sep 04Consensus EPS estimates increase by 10%The consensus outlook for fiscal year 2025 has been updated. 2025 EPS estimate increased from €1.89 to €2.09. Revenue forecast unchanged at €60.9m. Net income forecast to grow 26% next year vs 15% growth forecast for Diversified Financial industry in Italy. Consensus price target up from €17.85 to €20.60. Share price rose 8.1% to €18.60 over the past week.
분석 기사 • Sep 04Insufficient Growth At Generalfinance S.p.A. (BIT:GF) Hampers Share PriceWith a price-to-earnings (or "P/E") ratio of 11.2x Generalfinance S.p.A. ( BIT:GF ) may be sending bullish signals at...
Price Target Changed • Sep 03Price target increased by 13% to €19.10Up from €16.85, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of €19.00. Stock is up 70% over the past year. The company is forecast to post earnings per share of €1.99 for next year compared to €1.67 last year.
Reported Earnings • May 22First quarter 2025 earnings releasedFirst quarter 2025 results: Revenue: €14.5m (up 24% from 1Q 2024). Net income: €5.29m (up 8.4% from 1Q 2024). Profit margin: 37% (down from 42% in 1Q 2024). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 3.7% decline forecast for the Diversified Financial industry in Italy.
Upcoming Dividend • Apr 07Upcoming dividend of €0.83 per shareEligible shareholders must have bought the stock before 14 April 2025. Payment date: 16 April 2025. Payout ratio is a comfortable 41% and this is well supported by cash flows. Trailing yield: 3.8%. Lower than top quartile of Italian dividend payers (5.9%). Lower than average of industry peers (6.9%).
분석 기사 • Mar 27Market Might Still Lack Some Conviction On Generalfinance S.p.A. (BIT:GF) Even After 25% Share Price BoostDespite an already strong run, Generalfinance S.p.A. ( BIT:GF ) shares have been powering on, with a gain of 25% in the...
분석 기사 • Mar 07Generalfinance (BIT:GF) Is Paying Out A Larger Dividend Than Last YearGeneralfinance S.p.A.'s ( BIT:GF ) periodic dividend will be increasing on the 16th of April to €0.83, with investors...
Declared Dividend • Mar 06Dividend increased to €0.83Dividend of €0.83 is 41% higher than last year. Ex-date: 14th April 2025 Payment date: 16th April 2025 Dividend yield will be 5.8%, which is higher than the industry average of 3.5%. Sustainability & Growth Dividend is well covered by both earnings (41% earnings payout ratio) and cash flows (16% cash payout ratio). The dividend has increased by an average of 17% per year over the past 2 years and payments have been stable during that time. EPS is expected to grow by 53% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
공고 • Mar 05Generalfinance S.p.A. announces Annual dividend, payable on April 16, 2025Generalfinance S.p.A. announced Annual dividend of EUR 0.8300 per share payable on April 16, 2025, ex-date on April 14, 2025 and record date on April 15, 2025.
공고 • Mar 04Generalfinance S.p.A., Annual General Meeting, Apr 10, 2025Generalfinance S.p.A., Annual General Meeting, Apr 10, 2025, at 11:00 W. Europe Standard Time.
Price Target Changed • Mar 03Price target increased by 13% to €15.00Up from €13.25, the current price target is an average from 2 analysts. New target price is approximately in line with last closing price of €14.80. Stock is up 49% over the past year. The company is forecast to post earnings per share of €1.66 for next year compared to €1.19 last year.
Valuation Update With 7 Day Price Move • Mar 03Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €14.80, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 9x in the Diversified Financial industry in Italy. Total returns to shareholders of 57% over the past year.
Price Target Changed • Dec 30Price target increased by 9.9% to €13.90Up from €12.65, the current price target is an average from 2 analysts. New target price is 9.9% above last closing price of €12.65. Stock is up 36% over the past year. The company posted earnings per share of €1.19 last year.
New Risk • Nov 20New major risk - Financial positionThe company's debt is not well covered by operating cash flow. Operating cash flow to total debt ratio: 18% This is considered a major risk. If the company's operating cash flows are too small relative to the size of their debt, it increases their balance sheet risk. The company has less cash from operations to cover its expenses from servicing large debt and it increases the risk of liquidity issues. It also extends the time it would take for the company to pay back the debt in full, meaning it may not be able to easily pay it all off in a distress scenario. This is currently the only risk that has been identified for the company.
Reported Earnings • Nov 13Third quarter 2024 earnings released: EPS: €0.44 (vs €0.31 in 3Q 2023)Third quarter 2024 results: EPS: €0.44 (up from €0.31 in 3Q 2023). Revenue: €12.9m (up 26% from 3Q 2023). Net income: €5.62m (up 42% from 3Q 2023). Profit margin: 43% (up from 39% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 1.7% growth forecast for the Diversified Financial industry in Italy.
Reported Earnings • Jul 28Second quarter 2024 earnings releasedSecond quarter 2024 results: Revenue: €23.2m (up 145% from 2Q 2023). Net income: €3.10m (down 18% from 2Q 2023). Profit margin: 13% (down from 40% in 2Q 2023). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 10.0% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Diversified Financial industry in Italy.
New Risk • Jun 02New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended September 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Debt is not well covered by operating cash flow (12% operating cash flow to total debt). Minor Risks Latest financial reports are more than 6 months old (reported September 2023 fiscal period end). Short dividend paying track record (1 year of continuous dividend payments).
Upcoming Dividend • Apr 08Upcoming dividend of €0.59 per shareEligible shareholders must have bought the stock before 15 April 2024. Payment date: 17 April 2024. Payout ratio is a comfortable 41% and this is well supported by cash flows. Trailing yield: 5.9%. Within top quartile of Italian dividend payers (5.6%). Lower than average of industry peers (8.6%).
Price Target Changed • Feb 27Price target increased by 7.4% to €11.60Up from €10.80, the current price target is an average from 2 analysts. New target price is 12% above last closing price of €10.40. Stock is up 31% over the past year. The company is forecast to post earnings per share of €1.23 for next year compared to €0.97 last year.
Price Target Changed • Jan 31Price target increased by 8.1% to €11.40Up from €10.55, the current price target is an average from 2 analysts. New target price is 20% above last closing price of €9.50. Stock is up 32% over the past year. The company is forecast to post earnings per share of €1.28 for next year compared to €0.97 last year.
Reported Earnings • Nov 13Third quarter 2023 earnings released: EPS: €0.31 (vs €0.28 in 3Q 2022)Third quarter 2023 results: EPS: €0.31 (up from €0.28 in 3Q 2022). Revenue: €10.3m (up 14% from 3Q 2022). Net income: €3.97m (up 14% from 3Q 2022). Profit margin: 39% (in line with 3Q 2022).
Reported Earnings • Jul 28Second quarter 2023 earnings released: EPS: €0.30 (vs €0.18 in 2Q 2022)Second quarter 2023 results: EPS: €0.30 (up from €0.18 in 2Q 2022). Revenue: €9.49m (up 13% from 2Q 2022). Net income: €3.76m (up 69% from 2Q 2022). Profit margin: 40% (up from 26% in 2Q 2022). The increase in margin was primarily driven by higher revenue. Revenue is forecast to grow 20% p.a. on average during the next 2 years, compared to a 56% decline forecast for the Diversified Financial industry in Italy.
Reported Earnings • Apr 20First quarter 2023 earnings released: EPS: €0.23 (vs €0.28 in 1Q 2022)First quarter 2023 results: EPS: €0.23. Revenue: €8.70m (up 8.2% from 1Q 2022). Net income: €2.90m (up 6.5% from 1Q 2022). Profit margin: 33% (in line with 1Q 2022).
Reported Earnings • Feb 20Full year 2022 earnings released: EPS: €0.86 (vs €0.96 in FY 2021)Full year 2022 results: EPS: €0.86. Revenue: €33.5m (up 25% from FY 2021). Net income: €10.9m (up 15% from FY 2021). Profit margin: 33% (down from 35% in FY 2021). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 18% p.a. on average during the next 2 years, compared to a 75% decline forecast for the Diversified Financial industry in Italy.
Reported Earnings • Nov 19Third quarter 2022 earnings releasedThird quarter 2022 results: EPS: €0.28. Net income: €3.49m (up €3.49m from 3Q 2021). Revenue is forecast to grow 18% p.a. on average during the next 3 years, compared to a 84% decline forecast for the Diversified Financial industry in Italy.
Board Change • Nov 16No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. was the last director to join the board, commencing their role in . The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • Nov 09Third quarter 2022 earnings releasedThird quarter 2022 results: EPS: €0.27. Net income: €3.45m (up €3.45m from 3Q 2021). Revenue is forecast to grow 18% p.a. on average during the next 3 years, compared to a 87% decline forecast for the Diversified Financial industry in Italy.
Reported Earnings • Aug 10Second quarter 2022 earnings releasedSecond quarter 2022 results: EPS: €0.22. Revenue: €8.46m (flat on 2Q 2021). Net income: €2.18m (up €2.18m from 2Q 2021). Profit margin: 26% (up from null in 2Q 2021).