View ValuationXP 향후 성장Future 기준 점검 4/6XP (는) 각각 연간 11.5% 및 12.3% 수익과 수익이 증가할 것으로 예상됩니다. EPS는 연간 12% 만큼 성장할 것으로 예상됩니다. 자기자본이익률은 3년 후 24.1% 로 예상됩니다.핵심 정보11.5%이익 성장률11.96%EPS 성장률Capital Markets 이익 성장-0.2%매출 성장률12.3%향후 자기자본이익률24.08%애널리스트 커버리지Good마지막 업데이트23 Apr 2026최근 향후 성장 업데이트업데이트 없음모든 업데이트 보기Recent updates공지 • May 07+ 1 more updateXP Inc., Annual General Meeting, May 29, 2026XP Inc., Annual General Meeting, May 29, 2026. Location: av. chedid jafet, 75, torre sul, 30th floor, vila olimpia, sao paulo sp 04551-065, brazil, BrazilBuy Or Sell Opportunity • Apr 20Now 21% undervaluedOver the last 90 days, the stock has risen 14% to €17.52. The fair value is estimated to be €22.31, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Earnings per share has grown by 15%. For the next 3 years, revenue is forecast to grow by 12% per annum. Earnings are also forecast to grow by 12% per annum over the same time period.Buy Or Sell Opportunity • Mar 26Now 21% undervaluedOver the last 90 days, the stock has risen 19% to €16.35. The fair value is estimated to be €20.70, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Earnings per share has grown by 15%. For the next 3 years, revenue is forecast to grow by 12% per annum. Earnings are also forecast to grow by 11% per annum over the same time period.New Risk • Mar 19New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Italian stocks, typically moving 7.5% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. This is currently the only risk that has been identified for the company.Buy Or Sell Opportunity • Mar 06Now 21% undervalued after recent price dropOver the last 90 days, the stock has fallen 3.3% to €15.90. The fair value is estimated to be €20.16, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Earnings per share has grown by 15%. For the next 3 years, revenue is forecast to grow by 12% per annum. Earnings are also forecast to grow by 11% per annum over the same time period.Valuation Update With 7 Day Price Move • Feb 24Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €19.01, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 12x in the Capital Markets industry in Italy. Simply Wall St's valuation model estimates the intrinsic value at €22.67 per share.공지 • Feb 03XP Inc. to Report Q4, 2025 Results on Feb 12, 2026XP Inc. announced that they will report Q4, 2025 results at 4:00 PM, US Eastern Standard Time on Feb 12, 2026Buy Or Sell Opportunity • Jan 07Now 22% undervaluedOver the last 90 days, the stock has risen 3.6% to €14.43. The fair value is estimated to be €18.57, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 11% over the last 3 years. Earnings per share has grown by 14%. Revenue is forecast to grow by 32% in 2 years. Earnings are forecast to grow by 23% in the next 2 years.Buy Or Sell Opportunity • Dec 22Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 20% to €13.54. The fair value is estimated to be €16.93, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 11% over the last 3 years. Earnings per share has grown by 14%. Revenue is forecast to grow by 32% in 2 years. Earnings are forecast to grow by 23% in the next 2 years.Reported Earnings • Nov 18Third quarter 2025 earnings released: EPS: R$2.53 (vs R$2.21 in 3Q 2024)Third quarter 2025 results: EPS: R$2.53 (up from R$2.21 in 3Q 2024). Revenue: R$4.52b (up 9.7% from 3Q 2024). Net income: R$1.33b (up 12% from 3Q 2024). Profit margin: 29% (in line with 3Q 2024). Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 3.3% decline forecast for the Capital Markets industry in Italy.공지 • Nov 18+ 1 more updateXP Inc. Declares Cash Dividend on Class A Common Share, Payable on December 18, 2025The Board of XP Inc. declared a cash dividend of USD 0.18 per Class A common share, payable on December 18, 2025, to shareholders of record as of December 10, 2025. The distribution is expected to total approximately BRL 500 million at current exchange rates.Valuation Update With 7 Day Price Move • Aug 28Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €16.00, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 11x in the Capital Markets industry in Italy. Simply Wall St's valuation model estimates the intrinsic value at €19.53 per share.Buy Or Sell Opportunity • Aug 19Now 24% undervalued after recent price dropOver the last 90 days, the stock has fallen 17% to €13.89. The fair value is estimated to be €18.21, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 11% over the last 3 years. Earnings per share has grown by 12%. Revenue is forecast to grow by 33% in 2 years. Earnings are forecast to grow by 24% in the next 2 years.Reported Earnings • Aug 19Second quarter 2025 earnings released: EPS: R$2.49 (vs R$2.05 in 2Q 2024)Second quarter 2025 results: EPS: R$2.49 (up from R$2.05 in 2Q 2024). Revenue: R$4.28b (up 6.6% from 2Q 2024). Net income: R$1.32b (up 18% from 2Q 2024). Profit margin: 31% (up from 28% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 3.0% decline forecast for the Capital Markets industry in Italy.공지 • Aug 01XP Inc. to Report Q2, 2025 Results on Aug 18, 2025XP Inc. announced that they will report Q2, 2025 results After-Market on Aug 18, 2025Buy Or Sell Opportunity • Jul 21Now 21% undervaluedThe stock has been flat over the last 90 days, currently trading at €14.50. The fair value is estimated to be €18.27, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 11% over the last 3 years. Earnings per share has grown by 10%. Revenue is forecast to grow by 31% in 2 years. Earnings are forecast to grow by 26% in the next 2 years.공지 • May 21XP Inc. (NasdaqGS:XP) announces an Equity Buyback for BRL 1,000 million worth of its shares.XP Inc. (NasdaqGS:XP) announces a share repurchase program. Under the program, the company will repurchase up to BRL 1,000 million worth of its Class A common stock. The company expects to utilize its existing cash to fund repurchases made under the repurchase program. The program will expire on December 31, 2026.Valuation Update With 7 Day Price Move • May 14Investor sentiment improves as stock rises 23%After last week's 23% share price gain to €16.93, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 10x in the Capital Markets industry in Italy. Simply Wall St's valuation model estimates the intrinsic value at €18.26 per share.공지 • May 09XP Inc., Annual General Meeting, May 30, 2025XP Inc., Annual General Meeting, May 30, 2025. Location: av. chedid jafet, 75, torre sul, 30th floor, vila olimpia, sp 04551 065., sao paulo BrazilBuy Or Sell Opportunity • May 07Now 21% undervaluedThe stock has been flat over the last 90 days, currently trading at €13.78. The fair value is estimated to be €17.49, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has grown by 8.6%. For the next 3 years, revenue is forecast to grow by 12% per annum. Earnings are also forecast to grow by 11% per annum over the same time period.이익 및 매출 성장 예측BIT:1XP - 애널리스트 향후 추정치 및 과거 재무 데이터 (BRL Millions)날짜매출이익자유현금흐름영업현금흐름평균 애널리스트 수12/31/202826,6867,28510,6568,249712/31/202723,7326,53212,1467,1201012/31/202620,8325,71313,1136,005812/31/202517,7735,17011,55512,045N/A9/30/202517,2105,05417,82818,249N/A6/30/202516,8114,92110,25010,632N/A3/31/202516,5474,71911,54011,891N/A12/31/202416,2514,51310,85311,179N/A9/30/202415,8864,37511,29711,488N/A6/30/202415,7624,2765,3095,580N/A3/31/202415,1434,1341,1201,353N/A12/31/202314,2433,8997,9318,127N/A9/30/202313,3913,6395,1875,514N/A6/30/202312,8873,5846,3936,534N/A3/31/202312,8433,5204,0054,129N/A12/31/202212,9453,5791,6771,804N/A9/30/202213,1203,7861,1931,281N/A6/30/202212,7503,690-2,676-2,533N/A3/31/202212,3963,710-3,506-3,278N/A12/31/202111,9413,589-4,373-4,020N/A9/30/202111,1283,201-4,796-4,309N/A6/30/202110,0952,806-342119N/A3/31/20219,0022,4131,6222,011N/A12/31/20208,0992,0761,2191,511N/A9/30/20207,3801,864-3,223-3,026N/A6/30/20206,6221,581-3,418-3,230N/A3/31/20205,8411,268-4,062-3,879N/A12/31/20195,0431,080-3,975-3,814N/A9/30/20194,246803N/A-522N/A12/31/20182,886461N/A-457N/A12/31/20171,846414N/A262N/A12/31/20161,252189N/A5N/A12/31/201566176N/A191N/A더 보기애널리스트 향후 성장 전망수입 대 저축률: 1XP 의 연간 예상 수익 증가율(11.5%)이 saving rate(3.3%)보다 높습니다.수익 vs 시장: 1XP 의 연간 수익(11.5%)이 Italian 시장(10.6%)보다 빠르게 성장할 것으로 예상됩니다.고성장 수익: 1XP 의 수입은 증가할 것으로 예상되지만 상당히 증가하지는 않을 것입니다.수익 대 시장: 1XP 의 수익(연간 12.3%)이 Italian 시장(연간 5.6%)보다 빠르게 성장할 것으로 예상됩니다.고성장 매출: 1XP 의 수익(연간 12.3%)은 연간 20%보다 느리게 증가할 것으로 예상됩니다.주당순이익 성장 예측향후 자기자본이익률미래 ROE: 1XP의 자본 수익률은 3년 후 24.1%로 높을 것으로 예상됩니다.성장 기업 찾아보기7D1Y7D1Y7D1YDiversified-financials 산업의 고성장 기업.View Past Performance기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/05/08 23:30종가2026/05/08 00:00수익2025/12/31연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델에 대한 자세한 내용은 당사의 Github 페이지에서 확인하실 수 있습니다. 또한 보고서 활용 방법에 대한 가이드와 YouTube 튜토리얼도 제공합니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스XP Inc.는 15명의 분석가가 다루고 있습니다. 이 중 10명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Mario Lucio PierryBofA Global ResearchMarcelo MizrahiBradesco S.A. Corretora de Títulos e Valores MobiliáriosEric ItoBradesco S.A. Corretora de Títulos e Valores Mobiliários12명의 분석가 더 보기
공지 • May 07+ 1 more updateXP Inc., Annual General Meeting, May 29, 2026XP Inc., Annual General Meeting, May 29, 2026. Location: av. chedid jafet, 75, torre sul, 30th floor, vila olimpia, sao paulo sp 04551-065, brazil, Brazil
Buy Or Sell Opportunity • Apr 20Now 21% undervaluedOver the last 90 days, the stock has risen 14% to €17.52. The fair value is estimated to be €22.31, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Earnings per share has grown by 15%. For the next 3 years, revenue is forecast to grow by 12% per annum. Earnings are also forecast to grow by 12% per annum over the same time period.
Buy Or Sell Opportunity • Mar 26Now 21% undervaluedOver the last 90 days, the stock has risen 19% to €16.35. The fair value is estimated to be €20.70, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Earnings per share has grown by 15%. For the next 3 years, revenue is forecast to grow by 12% per annum. Earnings are also forecast to grow by 11% per annum over the same time period.
New Risk • Mar 19New major risk - Share price stabilityThe company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Italian stocks, typically moving 7.5% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. This is currently the only risk that has been identified for the company.
Buy Or Sell Opportunity • Mar 06Now 21% undervalued after recent price dropOver the last 90 days, the stock has fallen 3.3% to €15.90. The fair value is estimated to be €20.16, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 12% over the last 3 years. Earnings per share has grown by 15%. For the next 3 years, revenue is forecast to grow by 12% per annum. Earnings are also forecast to grow by 11% per annum over the same time period.
Valuation Update With 7 Day Price Move • Feb 24Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €19.01, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 12x in the Capital Markets industry in Italy. Simply Wall St's valuation model estimates the intrinsic value at €22.67 per share.
공지 • Feb 03XP Inc. to Report Q4, 2025 Results on Feb 12, 2026XP Inc. announced that they will report Q4, 2025 results at 4:00 PM, US Eastern Standard Time on Feb 12, 2026
Buy Or Sell Opportunity • Jan 07Now 22% undervaluedOver the last 90 days, the stock has risen 3.6% to €14.43. The fair value is estimated to be €18.57, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 11% over the last 3 years. Earnings per share has grown by 14%. Revenue is forecast to grow by 32% in 2 years. Earnings are forecast to grow by 23% in the next 2 years.
Buy Or Sell Opportunity • Dec 22Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 20% to €13.54. The fair value is estimated to be €16.93, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 11% over the last 3 years. Earnings per share has grown by 14%. Revenue is forecast to grow by 32% in 2 years. Earnings are forecast to grow by 23% in the next 2 years.
Reported Earnings • Nov 18Third quarter 2025 earnings released: EPS: R$2.53 (vs R$2.21 in 3Q 2024)Third quarter 2025 results: EPS: R$2.53 (up from R$2.21 in 3Q 2024). Revenue: R$4.52b (up 9.7% from 3Q 2024). Net income: R$1.33b (up 12% from 3Q 2024). Profit margin: 29% (in line with 3Q 2024). Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 3.3% decline forecast for the Capital Markets industry in Italy.
공지 • Nov 18+ 1 more updateXP Inc. Declares Cash Dividend on Class A Common Share, Payable on December 18, 2025The Board of XP Inc. declared a cash dividend of USD 0.18 per Class A common share, payable on December 18, 2025, to shareholders of record as of December 10, 2025. The distribution is expected to total approximately BRL 500 million at current exchange rates.
Valuation Update With 7 Day Price Move • Aug 28Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €16.00, the stock trades at a forward P/E ratio of 9x. Average forward P/E is 11x in the Capital Markets industry in Italy. Simply Wall St's valuation model estimates the intrinsic value at €19.53 per share.
Buy Or Sell Opportunity • Aug 19Now 24% undervalued after recent price dropOver the last 90 days, the stock has fallen 17% to €13.89. The fair value is estimated to be €18.21, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 11% over the last 3 years. Earnings per share has grown by 12%. Revenue is forecast to grow by 33% in 2 years. Earnings are forecast to grow by 24% in the next 2 years.
Reported Earnings • Aug 19Second quarter 2025 earnings released: EPS: R$2.49 (vs R$2.05 in 2Q 2024)Second quarter 2025 results: EPS: R$2.49 (up from R$2.05 in 2Q 2024). Revenue: R$4.28b (up 6.6% from 2Q 2024). Net income: R$1.32b (up 18% from 2Q 2024). Profit margin: 31% (up from 28% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 3.0% decline forecast for the Capital Markets industry in Italy.
공지 • Aug 01XP Inc. to Report Q2, 2025 Results on Aug 18, 2025XP Inc. announced that they will report Q2, 2025 results After-Market on Aug 18, 2025
Buy Or Sell Opportunity • Jul 21Now 21% undervaluedThe stock has been flat over the last 90 days, currently trading at €14.50. The fair value is estimated to be €18.27, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 11% over the last 3 years. Earnings per share has grown by 10%. Revenue is forecast to grow by 31% in 2 years. Earnings are forecast to grow by 26% in the next 2 years.
공지 • May 21XP Inc. (NasdaqGS:XP) announces an Equity Buyback for BRL 1,000 million worth of its shares.XP Inc. (NasdaqGS:XP) announces a share repurchase program. Under the program, the company will repurchase up to BRL 1,000 million worth of its Class A common stock. The company expects to utilize its existing cash to fund repurchases made under the repurchase program. The program will expire on December 31, 2026.
Valuation Update With 7 Day Price Move • May 14Investor sentiment improves as stock rises 23%After last week's 23% share price gain to €16.93, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 10x in the Capital Markets industry in Italy. Simply Wall St's valuation model estimates the intrinsic value at €18.26 per share.
공지 • May 09XP Inc., Annual General Meeting, May 30, 2025XP Inc., Annual General Meeting, May 30, 2025. Location: av. chedid jafet, 75, torre sul, 30th floor, vila olimpia, sp 04551 065., sao paulo Brazil
Buy Or Sell Opportunity • May 07Now 21% undervaluedThe stock has been flat over the last 90 days, currently trading at €13.78. The fair value is estimated to be €17.49, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 10% over the last 3 years. Earnings per share has grown by 8.6%. For the next 3 years, revenue is forecast to grow by 12% per annum. Earnings are also forecast to grow by 11% per annum over the same time period.