View Past PerformanceBankinter 대차대조표 건전성재무 건전성 기준 점검 3/6Bankinter 의 총 자산은 €140.9B 이고 총 자본금은 €6.7B 입니다. 총 예금은 €115.2B 이고, 총 대출금은 €542.0K 입니다.핵심 정보21x자산/자본 비율n/a순이자마진총예금€115.19b대출/예금 비율적정부실 대출342.6k%대손충당금낮음유동비율낮음현금 및 현금성 자산€19.63b최근 재무 건전성 업데이트업데이트 없음모든 업데이트 보기Recent updatesReported Earnings • Jul 24Second quarter 2026 earnings releasedSecond quarter 2026 results: Revenue: €740.2m (up 9.6% from 2Q 2025). Net income: €314.6m (up 16% from 2Q 2025). Profit margin: 43% (up from 40% in 2Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.9% p.a. on average during the next 3 years, compared to a 6.3% growth forecast for the Banks industry in Italy.공고 • Jul 01Bankinter, S.A. to Report First Half, 2026 Results on Jul 23, 2026Bankinter, S.A. announced that they will report first half, 2026 results on Jul 23, 2026Reported Earnings • Apr 24First quarter 2026 earnings released: EPS: €0.31 (vs €0.29 in 1Q 2025)First quarter 2026 results: EPS: €0.31 (up from €0.29 in 1Q 2025). Revenue: €700.8m (up 6.1% from 1Q 2025). Net income: €290.7m (up 7.6% from 1Q 2025). Profit margin: 42% (in line with 1Q 2025). Revenue is forecast to grow 8.7% p.a. on average during the next 3 years, compared to a 6.5% growth forecast for the Banks industry in Italy.공고 • Apr 07Bankinter, S.A. to Report Q1, 2026 Results on Apr 23, 2026Bankinter, S.A. announced that they will report Q1, 2026 results on Apr 23, 2026Reported Earnings • Feb 25Full year 2025 earnings released: EPS: €1.21 (vs €1.06 in FY 2024)Full year 2025 results: EPS: €1.21 (up from €1.06 in FY 2024). Revenue: €2.72b (up 7.6% from FY 2024). Net income: €1.09b (up 14% from FY 2024). Profit margin: 40% (up from 38% in FY 2024). The increase in margin was driven by higher revenue. Cost-to-income ratio: 36.1% (down from 36.3% in FY 2024). Non-performing loans: 1.94% (down from 2.19% in FY 2024). Revenue is forecast to grow 8.3% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Banks industry in Italy.공고 • Feb 23Bankinter, S.A., Annual General Meeting, Mar 26, 2026Bankinter, S.A., Annual General Meeting, Mar 26, 2026.Reported Earnings • Jan 24Full year 2025 earnings releasedFull year 2025 results: Revenue: €2.71b (up 7.0% from FY 2024). Net income: €1.09b (up 14% from FY 2024). Profit margin: 40% (up from 38% in FY 2024). The increase in margin was driven by higher revenue. Cost-to-income ratio: 36.1% (down from 36.3% in FY 2024). Non-performing loans: 1.94% (down from 2.19% in FY 2024). Revenue is forecast to grow 8.6% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Banks industry in Italy.Buy Or Sell Opportunity • Jan 14Now 24% undervalued after recent price dropOver the last 90 days, the stock has fallen 2.6% to €13.36. The fair value is estimated to be €17.56, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 23%. For the next 3 years, revenue is forecast to grow by 8.0% per annum. Earnings are also forecast to grow by 6.7% per annum over the same time period.Buy Or Sell Opportunity • Dec 17Now 23% undervaluedOver the last 90 days, the stock has risen 4.9% to €13.74. The fair value is estimated to be €17.81, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 23%. For the next 3 years, revenue is forecast to grow by 7.9% per annum. Earnings are also forecast to grow by 6.4% per annum over the same time period.New Risk • Nov 28New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Italian stocks, typically moving 5.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (5.7% average weekly change).Buy Or Sell Opportunity • Nov 28Now 25% undervaluedOver the last 90 days, the stock has risen 7.4% to €13.66. The fair value is estimated to be €18.24, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 23%. For the next 3 years, revenue is forecast to grow by 7.7% per annum. Earnings are also forecast to grow by 5.8% per annum over the same time period.공고 • Sep 30Bankinter, S.A. to Report Q3, 2025 Results on Oct 23, 2025Bankinter, S.A. announced that they will report Q3, 2025 results on Oct 23, 2025Reported Earnings • Apr 27First quarter 2025 earnings released: EPS: €0.29 (vs €0.21 in 1Q 2024)First quarter 2025 results: EPS: €0.29 (up from €0.21 in 1Q 2024). Revenue: €660.3m (up 15% from 1Q 2024). Net income: €270.1m (up 35% from 1Q 2024). Profit margin: 41% (up from 35% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.5% p.a. on average during the next 3 years, compared to a 2.3% growth forecast for the Banks industry in Italy.재무 상태 분석부채/자본 비율 추이 및 분석대차대조표금융기관 분석자산 수준: 1BKT 의 자본 대비 자산 비율 (21x)는 매우 높음입니다.불량대출충당금: 1BKT 에는 낮음 불량 대출에 대한 수당 (70%)이 있습니다.저위험 부채: 1BKT 부채 중 86% 는 주로 낮은 위험 자금 출처로 구성됩니다.대출 수준: 1BKT 은 자산 대비 대출 비율(0%)의 적절 수준을 갖습니다.저위험 예금: 1BKT 의 예금 대비 대출 비율 (0%)은 적절입니다.부실대출 수준: 1BKT 은 높음 수준의 불량 대출 (342591.9%)을 가집니다.건전한 기업 찾아보기7D1Y7D1Y7D1YBanks 산업의 건실한 기업.View Dividend기업 분석 및 재무 데이터 상태데이터최종 업데이트 (UTC 시간)기업 분석2026/08/06 23:49종가2026/08/06 00:00수익2026/06/30연간 수익2025/12/31데이터 소스당사의 기업 분석에 사용되는 데이터는 S&P Global Market Intelligence LLC에서 제공됩니다. 아래 데이터는 이 보고서를 생성하기 위해 분석 모델에서 사용됩니다. 데이터는 정규화되므로 소스가 제공된 후 지연이 발생할 수 있습니다.패키지데이터기간미국 소스 예시 *기업 재무제표10년손익계산서현금흐름표대차대조표SEC 양식 10-KSEC 양식 10-Q분석가 컨센서스 추정치+3년재무 예측분석가 목표주가분석가 리서치 보고서Blue Matrix시장 가격30년주가배당, 분할 및 기타 조치ICE 시장 데이터SEC 양식 S-1지분 구조10년주요 주주내부자 거래SEC 양식 4SEC 양식 13D경영진10년리더십 팀이사회SEC 양식 10-KSEC 양식 DEF 14A주요 개발10년회사 공시SEC 양식 8-K* 미국 증권에 대한 예시이며, 비(非)미국 증권에는 해당 국가의 규제 서식 및 자료원을 사용합니다.별도로 명시되지 않는 한 모든 재무 데이터는 연간 기간을 기준으로 하지만 분기별로 업데이트됩니다. 이를 TTM(최근 12개월) 또는 LTM(지난 12개월) 데이터라고 합니다. 자세히 알아보기.분석 모델 및 스노우플레이크이 보고서를 생성하는 데 사용된 분석 모델의 세부 정보는 당사의 GitHub 페이지에서 확인하실 수 있습니다. 또한 보고서 사용 방법에 대한 가이드와 YouTube 튜토리얼도 제공하고 있습니다.Simply Wall St 분석 모델을 설계하고 구축한 세계적 수준의 팀에 대해 알아보세요.산업 및 섹터 지표산업 및 섹터 지표는 Simply Wall St가 6시간마다 계산하며, 프로세스에 대한 자세한 내용은 Github에서 확인할 수 있습니다.분석가 소스Bankinter, S.A.는 37명의 분석가가 다루고 있습니다. 이 중 19명의 분석가가 우리 보고서에 입력 데이터로 사용되는 매출 또는 수익 추정치를 제출했습니다. 분석가의 제출 자료는 하루 종일 업데이트됩니다.분석가기관Javier Esteban LarioBanco de Sabadell. S.A.Jesús Gómez DominguezBanco SantanderCecilia Romero ReyesBarclays34명의 분석가 더 보기
Reported Earnings • Jul 24Second quarter 2026 earnings releasedSecond quarter 2026 results: Revenue: €740.2m (up 9.6% from 2Q 2025). Net income: €314.6m (up 16% from 2Q 2025). Profit margin: 43% (up from 40% in 2Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.9% p.a. on average during the next 3 years, compared to a 6.3% growth forecast for the Banks industry in Italy.
공고 • Jul 01Bankinter, S.A. to Report First Half, 2026 Results on Jul 23, 2026Bankinter, S.A. announced that they will report first half, 2026 results on Jul 23, 2026
Reported Earnings • Apr 24First quarter 2026 earnings released: EPS: €0.31 (vs €0.29 in 1Q 2025)First quarter 2026 results: EPS: €0.31 (up from €0.29 in 1Q 2025). Revenue: €700.8m (up 6.1% from 1Q 2025). Net income: €290.7m (up 7.6% from 1Q 2025). Profit margin: 42% (in line with 1Q 2025). Revenue is forecast to grow 8.7% p.a. on average during the next 3 years, compared to a 6.5% growth forecast for the Banks industry in Italy.
공고 • Apr 07Bankinter, S.A. to Report Q1, 2026 Results on Apr 23, 2026Bankinter, S.A. announced that they will report Q1, 2026 results on Apr 23, 2026
Reported Earnings • Feb 25Full year 2025 earnings released: EPS: €1.21 (vs €1.06 in FY 2024)Full year 2025 results: EPS: €1.21 (up from €1.06 in FY 2024). Revenue: €2.72b (up 7.6% from FY 2024). Net income: €1.09b (up 14% from FY 2024). Profit margin: 40% (up from 38% in FY 2024). The increase in margin was driven by higher revenue. Cost-to-income ratio: 36.1% (down from 36.3% in FY 2024). Non-performing loans: 1.94% (down from 2.19% in FY 2024). Revenue is forecast to grow 8.3% p.a. on average during the next 3 years, compared to a 5.6% growth forecast for the Banks industry in Italy.
공고 • Feb 23Bankinter, S.A., Annual General Meeting, Mar 26, 2026Bankinter, S.A., Annual General Meeting, Mar 26, 2026.
Reported Earnings • Jan 24Full year 2025 earnings releasedFull year 2025 results: Revenue: €2.71b (up 7.0% from FY 2024). Net income: €1.09b (up 14% from FY 2024). Profit margin: 40% (up from 38% in FY 2024). The increase in margin was driven by higher revenue. Cost-to-income ratio: 36.1% (down from 36.3% in FY 2024). Non-performing loans: 1.94% (down from 2.19% in FY 2024). Revenue is forecast to grow 8.6% p.a. on average during the next 3 years, compared to a 5.3% growth forecast for the Banks industry in Italy.
Buy Or Sell Opportunity • Jan 14Now 24% undervalued after recent price dropOver the last 90 days, the stock has fallen 2.6% to €13.36. The fair value is estimated to be €17.56, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 23%. For the next 3 years, revenue is forecast to grow by 8.0% per annum. Earnings are also forecast to grow by 6.7% per annum over the same time period.
Buy Or Sell Opportunity • Dec 17Now 23% undervaluedOver the last 90 days, the stock has risen 4.9% to €13.74. The fair value is estimated to be €17.81, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 23%. For the next 3 years, revenue is forecast to grow by 7.9% per annum. Earnings are also forecast to grow by 6.4% per annum over the same time period.
New Risk • Nov 28New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Italian stocks, typically moving 5.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (5.7% average weekly change).
Buy Or Sell Opportunity • Nov 28Now 25% undervaluedOver the last 90 days, the stock has risen 7.4% to €13.66. The fair value is estimated to be €18.24, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 14% over the last 3 years. Earnings per share has grown by 23%. For the next 3 years, revenue is forecast to grow by 7.7% per annum. Earnings are also forecast to grow by 5.8% per annum over the same time period.
공고 • Sep 30Bankinter, S.A. to Report Q3, 2025 Results on Oct 23, 2025Bankinter, S.A. announced that they will report Q3, 2025 results on Oct 23, 2025
Reported Earnings • Apr 27First quarter 2025 earnings released: EPS: €0.29 (vs €0.21 in 1Q 2024)First quarter 2025 results: EPS: €0.29 (up from €0.21 in 1Q 2024). Revenue: €660.3m (up 15% from 1Q 2024). Net income: €270.1m (up 35% from 1Q 2024). Profit margin: 41% (up from 35% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 6.5% p.a. on average during the next 3 years, compared to a 2.3% growth forecast for the Banks industry in Italy.